cbse arabic class 10

2. ٌ
‫يل‬ِ‫ك‬َ‫ش‬
ٌُ‫ح‬َ‫ت‬ْ‫ف‬َ‫ي‬
ٌ
َ‫ت‬ٌَ‫اب‬َ‫س‬ ِ‫ح‬
ٌ
ٍ‫ي‬ِِ ْ‫ْو‬
Shakeel opens a Savings Bank account

3. • ‫َا‬‫ن‬ِ‫ت‬َ‫ار‬َ‫ح‬ ‫ي‬ِ‫ف‬ ٌ‫ك‬ْ‫ن‬َ‫ب‬ ُ‫د‬َ‫ج‬‫و‬ُ‫ي‬
.
• There is a bank in our neighborhood.
• َّ‫ن‬ِ‫إ‬
َ‫وك‬ُ‫ن‬ُ‫ب‬ْ‫ال‬
ِ‫د‬ْ‫ن‬ِ‫ه‬ْ‫ال‬ ‫ي‬ِ‫ف‬
ٌ‫ة‬َ‫ع‬ِ‫ب‬‫ا‬َ‫ت‬
‫ا‬َّ‫م‬ِ‫إ‬
َ‫م‬‫و‬ُ‫ك‬ُ‫ح‬ْ‫ل‬ِ‫ل‬
ِ‫ة‬َّ‫ي‬ ِ
‫ز‬َ‫ك‬ ْ‫ر‬َ‫م‬ْ‫ال‬ ِ‫ة‬
ْ‫و‬َ‫أ‬
َ
‫ل‬ِ‫و‬ْ‫ال‬ ِ‫ت‬‫ا‬َ‫م‬‫و‬ُ‫ك‬ُ‫ح‬ِ‫ل‬
ِ‫ت‬‫ا‬َ‫ي‬
.
•The banks in India belong either to the central
government or state government.
• ِ‫ه‬ْ‫ال‬ ‫ى‬ ِ‫اح‬ َ‫َو‬‫ن‬ ْ‫ن‬ِ‫م‬ ٍ‫ة‬َ‫ي‬ ِ‫َاح‬‫ن‬ ِ‫ل‬ُ‫ك‬ ‫ي‬ِ‫ف‬ ُ‫وك‬ُ‫ن‬َ‫ب‬ْ‫ال‬ ُ‫د‬َ‫ج‬‫و‬ُ‫ت‬
ِ‫د‬ْ‫ن‬
ِ‫اف‬َ‫ي‬ ْ‫ر‬َ ْ
‫اْل‬ َ‫و‬ ‫ى‬َ‫ر‬ُ‫ق‬ْ‫ال‬ ‫ي‬ِ‫ف‬ ‫ى‬َّ‫ت‬َ‫ح‬
.
•There are banks in every part of India even in the
Villages and rural areas.

4. • ‫َا‬‫ن‬ُّ‫ل‬ُ‫ك‬ ُ‫ن‬ْ‫َح‬‫ن‬
ُ‫د‬‫ي‬ِ‫ف‬َ‫ت‬ْ‫س‬َ‫ن‬
‫ي‬َ‫ل‬َ‫ع‬ ِ‫وك‬ُ‫ن‬ُ‫ب‬ْ‫ال‬ ِ‫د‬‫و‬ُ‫ج‬ ُ‫و‬ ْ‫ن‬ِ‫م‬
ْ‫اخ‬
ِ‫ف‬ َ
َِ‫ت‬
ِ‫ن‬َ‫ه‬ِ‫م‬
َ‫و‬ ‫َا‬‫ن‬
ِ‫ف‬َ‫ر‬ ِ‫ح‬
‫َا‬‫ن‬
.
•We all benefit from the banks in our various professions
and fields.
• َ‫و‬ ِ‫ُن‬‫د‬ُ‫م‬ْ‫ال‬ ‫ي‬ِ‫ف‬ ِ‫ت‬‫ا‬َ‫ع‬‫َا‬‫ن‬ ِ
‫الص‬ ُ‫اب‬َ‫ح‬ْ‫ص‬َ‫أ‬ ‫ا‬َ‫ه‬ْ‫ن‬ِ‫م‬ ُ‫د‬‫ي‬ِ‫ف‬َ‫ت‬ْ‫س‬َ‫ي‬
ِ‫اف‬َ‫ي‬ ْ‫ر‬َ ْ
‫اْل‬ َ‫و‬ ‫ى‬َ‫ر‬ُ‫ق‬ْ‫ال‬ ‫ي‬ِ‫ف‬ َ‫ون‬ُ‫ح‬ َّ
ََ‫ف‬ْ‫ال‬
.
•Owners of industries in the cities, farmers in the villages
and the countryside take the benefit of the availability of
banks.

5. • ُ‫وك‬ُ‫ن‬ُ‫ب‬ْ‫ال‬ ُ‫م‬ُ‫د‬ْ‫خ‬َ‫ت‬
َ‫ه‬َ‫ن‬ِ‫ئ‬‫ا‬َ‫ب‬َ‫ز‬
ٍٍُ‫ر‬ُُِ‫ب‬ ِ
ِ‫ا‬َّ‫ن‬‫ال‬ ِ‫ة‬َّ‫م‬‫ا‬َ‫ع‬ ْ‫ن‬ِ‫م‬ ‫ا‬
ٍٍ َ‫د‬‫ي‬ِ‫د‬َ‫ع‬
•Banks serve their customers from the public in many ways,
• ‫ا‬َ‫ه‬ْ‫ن‬ِ‫م‬
‫ير‬ِ‫ف‬ ْ‫و‬َّ‫ت‬‫ال‬ ُ‫ات‬َ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬
ُ‫ة‬َ‫ي‬ ِ
‫ار‬َ‫ج‬ْ‫ال‬ ُ‫ات‬َ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬ْ‫وال‬
ْ‫وال‬
ُ‫ة‬َ‫ت‬‫اب‬‫الث‬ ُ‫ات‬َ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬
•like savings accounts, current accounts and fixed deposit
accounts
• َ‫ف‬ْ‫ل‬ِ‫ل‬ ‫ا‬ً‫ض‬‫و‬ُ‫ر‬ُ‫ق‬ َ‫و‬ ً‫ة‬َّ‫ي‬ِ‫ل‬‫ا‬َ‫م‬ ٍ‫ت‬‫ا‬َ‫د‬َ‫ع‬‫ا‬َ‫س‬ُ‫م‬ ‫ا‬ً‫ض‬ْ‫ي‬َ‫أ‬ ُ‫م‬ِ‫د‬َ‫ق‬ُ‫ت‬ َ‫و‬
‫ين‬ ِ‫ح‬َ
َ‫و‬
ِ‫ب‬َ‫ك‬ْ‫ال‬ ِ‫ت‬‫ا‬َ‫ع‬‫َا‬‫ن‬ ِ
‫الص‬ ِ‫ب‬‫ا‬َ‫ح‬ْ‫ص‬َ‫أ‬
ٍِ َ‫ير‬
ٍِ َ‫ير‬ِ‫غ‬َّ‫ص‬‫ال‬ َ‫و‬
َ‫ل‬ِ‫ب‬‫ا‬َ‫ق‬ُ‫م‬
ٍ‫ة‬َّ‫ي‬ ِ
‫ز‬ْ‫م‬َ‫ر‬ َ‫د‬ِ‫ئ‬‫ا‬ َ‫و‬َ‫ف‬
•and also provide financial assistance and loans to farmers
and owners of large and small industries charging interest
from them,

6. • َ‫و‬
‫ا‬َََ‫ك‬َ‫َه‬
ً‫ء‬‫ا‬َّ‫ن‬َ‫ب‬ ‫ا‬ً‫ر‬ ْ‫و‬َ‫د‬ ُ‫وك‬ُ‫ن‬ُ‫ب‬ْ‫ال‬ ُ‫ب‬َ‫ع‬ْ‫ل‬َ‫ت‬
‫ي‬ِ‫ف‬
ِ‫م‬ْ‫ن‬َ‫ت‬
ِ‫ة‬َ‫ي‬
ِ‫د‬ َ
َِ‫ب‬ْ‫ال‬
.
•and thus banks play a constructive role in the
development of the country.
• ٍ‫م‬ ْ‫و‬َ‫ي‬ ‫ي‬ِ‫ف‬
‫ي‬ِ‫ن‬َ‫م‬َ‫ه‬ْ‫ف‬َ‫أ‬
َ‫اي‬َ‫د‬ِ‫ل‬‫ا‬ َ‫و‬
ْ‫ال‬ ِ
‫ير‬ِ‫ف‬ ْ‫و‬َ‫ت‬ َ‫د‬ِ‫ئ‬‫ا‬ َ‫و‬َ‫ف‬
ِ‫ل‬‫ا‬َ‫م‬
•One day my parents made me understand the benefits
of saving money.

7. • َ‫و‬
‫ا‬َََ‫خ‬َ‫أ‬
ِ‫ك‬ْ‫ن‬َ‫ب‬ْ‫ال‬ ‫ى‬َ‫ل‬ِ‫إ‬ ‫ي‬ِ‫ن‬
•and took me to a bank
• ‫ا‬َ‫د‬‫ا‬َ‫ر‬َ‫أ‬ ‫ا‬َ‫م‬ُ‫ه‬َّ‫ن‬َ ِ
‫ْل‬
‫ا‬َ‫ح‬َ‫ت‬ْ‫ف‬َ‫ي‬ ‫ن‬َ‫أ‬
‫ي‬ِ‫م‬ْ‫س‬‫با‬ ‫ا‬ً‫ب‬‫ا‬َ‫س‬ ِ‫ح‬
•because they wanted to open an account in my name
• َ‫د‬َّ‫و‬َ‫ع‬َ‫ت‬َ‫أ‬ ‫ى‬َّ‫ت‬َ‫ح‬
ِ
‫وس‬ُ‫ل‬ُ‫ف‬ْ‫ل‬‫ا‬ َ‫ن‬ِ‫م‬ ٍ‫ل‬‫ي‬ِ‫ل‬َ‫ق‬ َ‫ير‬ِ‫ف‬ ْ‫و‬َ‫ت‬
‫ا‬َ‫ه‬ُ‫ذ‬ُ‫خ‬‫آ‬ ‫ي‬ِ‫ت‬َّ‫ل‬‫ا‬
َّ‫َي‬‫د‬ِ‫ل‬‫ا‬َ‫و‬ ‫ن‬ِ‫م‬
ٍ‫ت‬ْ‫ق‬َ‫و‬ ْ‫ن‬ِ‫م‬
ٍ‫ت‬ْ‫ق‬َ‫و‬ ‫ى‬َ‫ل‬ِ‫إ‬
‫ي‬ ِ
‫ر‬ْ‫ه‬َ‫ش‬ َ‫و‬
‫ا‬
.
•to get me in to the habit of saving a little of the money
received from my father from time to time and every
month.

8. • ِ‫ك‬ْ‫ن‬َ‫ب‬ْ‫ال‬ ‫ى‬َ‫ل‬ِ‫إ‬ ‫َا‬‫ن‬ْ‫ب‬َ‫َه‬ََ
ْ‫ر‬ُ‫غ‬ ‫ي‬ِ‫ف‬ ًٍ َ‫ر‬ِ‫ش‬‫ا‬َ‫ب‬ُ‫م‬ ‫َا‬‫ن‬ْ‫َل‬‫خ‬َ‫د‬ َ‫و‬
ِ‫ك‬ْ‫ن‬َ‫ب‬ْ‫ال‬ ِ
‫ير‬ِ‫د‬ُ‫م‬ ِ‫ة‬َ‫ف‬
•We went to the bank and entered directly to the
manager’s cabin
• ‫ي‬ِ‫د‬ِ‫ل‬‫ا‬ َ‫و‬ ُ‫يق‬ِ‫د‬َ‫ص‬ ُ‫ه‬َّ‫ن‬َ ِ
‫ْل‬
ِ‫ْن‬‫ي‬َ‫ب‬ِ‫ل‬‫ا‬َُ ‫َا‬‫ن‬‫ا‬َ‫ك‬ ْ‫ن‬َ‫أ‬ َُْ‫ن‬ُ‫م‬
‫ْن‬‫ي‬َ‫س‬ُ‫ح‬ ‫ر‬ِ‫ك‬‫ا‬ََ ِ‫ة‬َّ‫ي‬ِ‫ل‬ُ‫ك‬ ‫ي‬ِ‫ف‬
.
•because he is a friend of my father as they were
students at Zakir Hussain college.

9. • َّ‫ر‬ُ‫س‬
‫د‬َ‫م‬ْ‫ح‬َ‫أ‬ ‫ير‬ِ‫ش‬َ‫ب‬ ُ‫ير‬ِ‫د‬ُ‫م‬ْ‫ال‬
‫َا‬‫ن‬ِ‫ب‬ َ‫ب‬َّ‫ح‬َ‫ر‬ َ‫و‬
.
•The manager Basheer felt happy and welcomed us.
• ‫َا‬‫ن‬ْ‫س‬َ‫ل‬َ‫ج‬
ُ‫ه‬َ‫م‬‫ا‬َ‫م‬َ‫أ‬
•We sat in front of him
• ِ
‫ير‬ِ‫د‬ُ‫م‬ْ‫ل‬ِ‫ل‬ ‫ي‬ِ‫د‬ِ‫ل‬‫ا‬ َ‫و‬ َ‫ل‬‫ا‬َ‫ق‬َ‫ف‬
:
َ‫م‬ ْ‫و‬َ‫ي‬ْ‫ال‬ ُ‫ت‬ ْ‫ر‬َ‫ض‬َ‫ح‬
ْ‫ت‬َ‫ف‬ِ‫ل‬
ِ‫ح‬
ٍ
‫ير‬ِ‫ف‬ ْ‫و‬َ‫ت‬ ٍ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬
َ‫ش‬ ‫ي‬ِ‫ن‬ْ‫ب‬‫ا‬ ِ‫م‬ْ‫س‬‫ا‬ِ‫ب‬
ٍ‫ل‬‫ي‬ِ‫ك‬
.
•and my father said to the Manager: Today I came to
open a saving account in the name of my son Shakeel

10. • ُ‫ير‬ِ‫د‬ُ‫م‬ْ‫ال‬ َ‫ل‬‫ا‬َ‫ق‬َ‫ف‬
:
ً
َْ‫ه‬َ‫س‬ َ‫و‬ ً
َْ‫َه‬َ‫أ‬
• Manager said: welcome
• َّ‫ن‬َ‫ح‬َ‫ت‬ْ‫ف‬َ‫ي‬ْ‫ل‬َ‫ف‬
َ‫اب‬َ‫س‬ ِ‫ح‬ْ‫ال‬ ‫َا‬َ‫َه‬
• he can open his account
• ُ‫ه‬‫أن‬ ‫ُو‬‫د‬ْ‫ب‬َ‫ي‬ ْ‫ن‬ِ‫ك‬َ‫ل‬ َ‫و‬
ٌ‫ر‬ ِ
‫اص‬َ‫ق‬
.
• but he seems to be minor

11. َ‫ي‬
‫ا‬ً‫ت‬ِ‫ب‬‫ا‬َ‫ث‬ ‫ا‬ً‫ب‬‫ا‬َ‫س‬ ِ‫ح‬ َ‫ح‬َ‫ت‬ْ‫ف‬َّ‫ي‬ ْ‫ن‬َ‫أ‬ ‫ا‬ً‫ن‬َ‫س‬َ‫ح‬ ُ‫ون‬ُ‫ك‬
.
•It is alright to open a fixed account.
• ٌ‫ل‬‫ي‬ِ‫ك‬َ‫ش‬ ِ‫ه‬‫ي‬ِ‫ف‬ ُ‫ع‬ِ‫د‬‫و‬ُ‫ي‬
‫ا‬ً‫ن‬ِ‫ي‬َ‫ع‬ُ‫م‬ ‫ا‬ً‫غ‬َ‫ل‬ْ‫ب‬َ‫م‬
ٍ
‫ر‬ْ‫ه‬َ‫ش‬ َّ‫ل‬ُ‫ك‬
ٍ‫ت‬‫َوا‬‫ن‬َ‫س‬ ِِ َ
ََ‫ث‬ِ‫ل‬
.
•When Shakeel deposit a certain amount each month
for three years
• ِ‫د‬ْ‫ش‬ُّ‫الر‬ َّ‫ن‬ِ‫س‬ َ‫غ‬َ‫ل‬َ‫ب‬ ْ‫د‬َ‫ق‬ ُ‫ه‬َّ‫ن‬ِ‫إ‬
َ‫ن‬َ‫س‬ ِِ َ
ََ‫ث‬ َ‫د‬ْ‫ع‬َ‫ب‬
ٍ‫ت‬‫ا‬ َ‫و‬
•by then he may have come of age after three years.

12. • َ‫و‬
ُ‫ه‬‫ل‬ ُ‫ن‬ِ‫ك‬ْ‫م‬ُ‫ي‬ َ‫ف‬ ْ‫و‬َ‫س‬
ُ‫م‬ْ‫ال‬ َ‫ل‬‫ا‬َ‫م‬ْ‫ال‬ َ‫ب‬َ‫ح‬ْ‫س‬َ‫ي‬ ْ‫ن‬َ‫أ‬
َ‫ر‬َّ‫ف‬ َ‫و‬
َ‫ع‬َ‫م‬
ٍِ َ‫د‬ِ‫ئ‬‫ا‬َ‫ف‬ْ‫ال‬
•and he will be able to withdraw the money with
interest
• ٍ
‫ير‬ِ‫ف‬ ْ‫و‬َ‫ت‬ َ‫اب‬َ‫س‬ ِ‫ح‬ َ‫ح‬َ‫ت‬ْ‫ف‬َ‫ي‬ َ‫و‬
،
َ‫ك‬ِ‫ل‬َ َّ‫ب‬َ‫ح‬َ‫أ‬ ْ‫ن‬ِ‫إ‬
.
•and open a savings account if he desires it.

13. • َ‫ق‬َ‫ف‬َّ‫ت‬‫ا‬
ٍ‫ل‬‫ي‬ِ‫ك‬َ‫ش‬ ‫ا‬َ‫د‬ِ‫ل‬‫ا‬ َ‫و‬
َ‫ك‬ِ‫ل‬ََ ‫ى‬َ‫ل‬َ‫ع‬
.
•Shakeel’s parents agreed to do so.
• ٍََّ‫د‬
ُ‫ير‬ِ‫د‬ُ‫م‬ْ‫ال‬
َ
َِ‫ر‬َ‫ج‬ْ‫ال‬
.
•The manager rang the bell
• ُ‫اش‬َّ‫ر‬َ‫ف‬ْ‫ال‬ َ‫ل‬َ‫خ‬َ‫د‬
.
•The attendant entered

14. • َ‫ق‬
ُ‫ير‬ِ‫د‬ُ‫م‬ْ‫ال‬ ُ‫ه‬َ‫ل‬ َ‫ل‬‫ا‬
:
ْ‫ح‬َ‫ي‬ْ‫ل‬َ‫ف‬ ،‫ًا‬‫د‬َّ‫م‬َ‫ح‬ُ‫م‬ ْ‫ب‬ُ‫ل‬ُُْ‫ا‬
ْ‫ن‬َ‫ر‬ُ‫ض‬
َ‫ع‬َ‫م‬
ْ‫ت‬َ‫ف‬ ٍِ َ‫ار‬َ‫م‬ْ‫ئ‬ِ‫ت‬ْ‫س‬ِ ْ
‫اْل‬
ِ‫ح‬
ِ‫ت‬ِ‫ب‬‫ا‬‫الث‬ ِ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬ْ‫ال‬
.
•Manager told him: Ask Mohammed to come
with Recurring deposit account opening form
• ُ‫اش‬َّ‫ر‬َ‫ف‬ْ‫ال‬ َ‫ل‬‫ا‬َ‫ق‬
:
‫ي‬ِ‫د‬ِ‫ي‬َ‫س‬ ‫ا‬َ‫ي‬ ٌ‫ر‬ ِ
‫اض‬َ‫ح‬
.
•The attendant said: Yes Sir.

15. • َ‫ق‬ِ‫ئ‬‫ا‬َ‫ق‬َ‫د‬ َ‫د‬ْ‫ع‬َ‫ب‬
َ‫ب‬ِ‫ل‬ُُ ‫ا‬َ‫م‬َ‫ك‬ ٌ‫د‬َّ‫م‬َ‫ح‬ُ‫م‬ َ‫ل‬َ‫خ‬َ‫د‬
.
•After a few minutes Mohammed entered as requested
• َ َ
‫َل‬َ‫م‬َ‫ف‬
ِ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬ْ‫ال‬ ِ‫ح‬ْ‫ت‬َ‫ف‬ ٍَ َ‫ار‬َ‫م‬ْ‫ئ‬ِ‫ت‬ْ‫س‬‫ا‬
.
•Filled the account opening form
• َ‫و‬
َ‫ع‬َّ‫ق‬ َ‫و‬
َ‫ك‬ ٌ‫ل‬‫ي‬ِ‫ك‬َ‫ش‬ ‫ا‬َ‫ه‬ْ‫ي‬َ‫ل‬َ‫ع‬
ِ‫ب‬‫ا‬َ‫س‬ ِ‫ح‬ْ‫ال‬ ِ‫ب‬ ِ‫اح‬َ‫ص‬
ِ‫ل‬‫ا‬ َ‫و‬ َ‫و‬
َ‫ك‬ ُُُ‫د‬
ٍ‫د‬ِ‫َه‬‫َا‬‫ش‬
.
•Shakeel signed as the account holder and his father as
witness

16. • َ‫ر‬َ‫ك‬َ‫ش‬
َ‫ير‬ِ‫د‬ُ‫م‬ْ‫ال‬ ُ‫د‬ِ‫ل‬‫ا‬ َ‫و‬ْ‫ال‬
•Father thanked the manager
• ‫ُوا‬‫د‬‫ا‬َ‫ع‬ َ‫و‬
ِ‫ل‬ ِ
‫ز‬ْ‫ن‬َ‫م‬ْ‫ل‬ِ‫ل‬
.
•and they returned to their house.