Major Assignment: Length: 3,500 words (12 size font, 1.5 spacing) , APA format write an 8-10 page essay (typed and 1.5 space between lines), using the following guidelines: 1. Introduction: set out your aim and outline of discussion, 2. Clearly define your concepts and understanding of the issue, 3. Discuss it in depth from a variety of viewpoints with reference to the literature, the materials covered in class and other sources of information, 4. Give your own position and propose possible solution(s), 5. Draw your own conclusion to the issue, and 6. List all references in full. The quality of your written work depends on your level of originality and ability to incorporate your own thoughts with those learned in class, from the literature or from people you do field work with. Think hard and use your own ideas/experiences and do not only regurgitate what is in your readings. You will be assessed for your creative use of various kinds of information and their sources: written, live and Internet (e.g. You Tube and other websites). Hand in only your FINAL revised draft with all English and spelling carefully checked. Anyone handing in their first draft only or a paper short of the required length, will be asked to re-write their paper. First, Topics: In your opinion, what is the most critical issue in Hmong history today? Give a detailed assessment of the issue, and propose some possible solutions/options for the future, using the appropriate literature and your own information. Second, Power Point: You need to do about 6-8 slides Third, a note: I want you to write a note for each slide so that I can present them in class. It will help me for presentation. Easy words for that note. Running Head: LEGAL ENVIRONMENT 1 LEGAL ENVIRONMENT 4 Legal Environment Cassandra Dunn Colorado Technical University Legal Environment What role does Social Security play in employee retirement? Simply defined social security is a system supported by the government that offers monetary assistance to low or no income individuals. In the United State, the social security provides the retiree, the disabled people and the unemployed with benefits in monetary form. Social security plays a crucial role in ensuring that once an active contributor retires he or she gets at least 40% of his previous salary. Also, social security will ensure that once an individual retires his or her future is secured. As a retirement plan, the benefits that accrue are calculated on the amount of contribution one has made throughout his or her working life (Gruber, 2007). The level of benefits offered by social security and the manner it interacts with key retirement plans and pensions plus the overall income could trip up a retiree if he or she is not prepared. By the time of retirement, it might be too late to address these issues. What one gets is based on average indexed monthly earning and the key formul ...

1. Major Assignment:
Length: 3,500 words (12 size font, 1.5 spacing) , APA format
write an 8-10 page essay (typed and 1.5 space between lines),
using the following guidelines:
1. Introduction: set out your aim and outline of discussion,
2. Clearly define your concepts and understanding of the issue,
3. Discuss it in depth from a variety of viewpoints with
reference to the literature, the materials covered in class and
other sources of information,
4. Give your own position and propose possible solution(s),
5. Draw your own conclusion to the issue, and
6. List all references in full.
The quality of your written work depends on your level of
originality and ability to incorporate your own thoughts with
those learned in class, from the literature or from people you do
field work with. Think hard and use your own ideas/experiences
and do not only regurgitate what is in your readings. You will
be assessed for your creative use of various kinds of
information and their sources: written, live and Internet (e.g.
You Tube and other websites).
Hand in only your FINAL revised draft with all English and
spelling carefully checked. Anyone handing in their first draft
only or a paper short of the required length, will be asked to re-
write their paper.
First, Topics:
In your opinion, what is the most critical issue in Hmong
history today?
Give a detailed assessment of the issue, and propose some
possible solutions/options for the future, using the appropriate
literature and your own information.
Second, Power Point:
You need to do about 6-8 slides
Third, a note:
I want you to write a note for each slide so that I can present

2. them in class. It will help me for presentation. Easy words for
that note.
Running Head: LEGAL ENVIRONMENT
1
LEGAL ENVIRONMENT
4
Legal Environment
Cassandra Dunn
Colorado Technical University
Legal Environment
What role does Social Security play in employee retirement?
Simply defined social security is a system supported by the
government that offers monetary assistance to low or no income
individuals. In the United State, the social security provides the
retiree, the disabled people and the unemployed with benefits in
monetary form. Social security plays a crucial role in ensuring

3. that once an active contributor retires he or she gets at least
40% of his previous salary. Also, social security will ensure
that once an individual retires his or her future is secured. As a
retirement plan, the benefits that accrue are calculated on the
amount of contribution one has made throughout his or her
working life (Gruber, 2007).
The level of benefits offered by social security and the manner
it interacts with key retirement plans and pensions plus the
overall income could trip up a retiree if he or she is not
prepared. By the time of retirement, it might be too late to
address these issues. What one gets is based on average indexed
monthly earning and the key formulae for this largely relies on
three factors the number of years an individual has worked on a
job that is under the cover of social security; the salary paid per
job; and the wages index versus nation average over that period.
What is the relationship between FICA, ERISA, and Social
Security?
ERISA stands for Employee Retirement Income Security Act,
which was passed into law in 1974. The act offers divorced
spouses and spouses the right to be paid some pension plan. The
relation of this act the Employee Retirement Income Security
Act and Social Security is that the divorced spouse is entitled to
the benefits. However, in Social Security, the couples ought to
have been married for at least ten years, be 62 years and above
and be currently not married.
Federal Insurance Contributions Act (FICA) is related to Social
Security and in that the government makes it mandatory
coverage for all employees working for the federal government
or local government. Such employees are entered into the public
retirement system as the social security coverage alternative. As
far as Employee Retirement income security act is concerned
the Federal Insurance Contributions Act in not a qualified plan.

4. Actually is a form of tax that is contributed mandatory by both
the employee and employer.
What are some real world examples of retirement planning
programs?
Optional retirement program, in particular, the “University of
North Carolina Retirement program is one of the real-life
retirement programs. It is optional, and members are engaged in
controlling their investment, control their retirement goals and
the control over distribution.
Supplemental Retirement program is another form of retirement
programs that cover the majority of the University employees as
a supplement to the available retirement program the benefits
include significant tax advantages.
What would be considered an example of fiduciary
responsibility under ERISA?
An example of fiduciary responsibility includes protection of
employee trust fund or protection for employee assets.
Employee Retirement Income Security Act (ERISA) fiducially
responsibility include offering an administering plan and assets
management. ERISA writes down the expected standards to be
followed by those managing the benefit plan for the employees
References
Gruber, J., Wise, D. A., & National Bureau of Economic
Research. (2007). Social security programs and retirement
around the world: Fiscal implications of reform. Chicago:
University of Chicago Press.