The document discusses self-help groups (SHGs) in India as a means of empowering women through financial independence. SHGs first emerged in Bangladesh in 1976 under Professor Mohammed Yunus and were introduced to India in 1983. They involve small groups of women who save money together, take loans, and make decisions collectively. The key principles are mutual trust, peer support, and skill development. Over time, SHGs in India have grown significantly in number and total savings. The document outlines the formation, operation, and goals of SHGs, concluding that they provide individual and community benefits by enhancing women's status and roles.