This document provides guidelines for a 12th grade economics project on self-help groups. It outlines important points to include such as choosing an interesting topic, keeping the project short and precise, including diagrams or graphs, and submitting on time. It also lists the typical sections of an economics project such as the title, objectives, methodology, findings, and references. An example project on self-help groups is then provided, covering their meaning and evolution in India, functions, need, advantages, problems, and examples from different states.
Download Accountancy Project of Class 12th Strictly according to the latest rules and regulations of CBSE for free (including Comprehensive Problem,Specific Problem on Ratios,Specific Problem on cash Flow Statement)
Download Accountancy Project of Class 12th Strictly according to the latest rules and regulations of CBSE for free (including Comprehensive Problem,Specific Problem on Ratios,Specific Problem on cash Flow Statement)
Accountancy Comprehensive Project For Class - 12th on Partnership FirmPriyanka Sahu
This slide is about the comprehensive project given to the students of class 12 for their practical examination. this project is strictly based on the CBSE guidelines. This is a format for making the project. Students can choose any of question in partnership firm and can solve it ,
Accountancy 12th class project work(Both Comprehensive and specific)Himanshu Mishra
I have uploaded Accountancy 12th class project work(Which Includes Both Comprehensive and specific) as per latest CBSE guidelines 2015 . This project consist of 52pages where i have uploaded 32 pages (Ledger accounts and introduction have been depleted which you can write on your own)
If any query please persist hmishra678@gmail.com (Himanshu Mishra)
BESIDES the cooperatives and other forms of organisations, there is yet another form of enterprise which is organised voluntarily by the members themselves to meet a variety of their needs. The Self-Help Groups [SHGs] are such organisations which are formed, nourished and managed by the members themselves.
The SHGs, people’s voluntary and informal institutions, are organised as viable alternative to achieve the objectives of rural development and to get community participation in rural development programmes. These are similar to traditional group activities in all communities. It is a new form of a movement which aims at reducing the incidence of poverty through the provision of easy credit. In case of self-movement, thrift and credit are the entry points of activity. Micro-finance or provision of financial services to low-income households, have come to be accepted in policy implementation as the most efficacious intervention to alleviate poverty, enhancing agricultural production and developing local leadership.
A Self-Help Group is an informal organisation of not less than 10 and not more than 20 people from the poorer section of the village society, organised, owned, operated and controlled by the members in a democratic manner, based on solidarity, reciprocity, common interest and resource pooling. Self-Help Group is a social design in which people participate by making themselves socially and economically accountable to each other. All SHGs are not necessarily linked to lead/focal bank because they do not need external credit except the support from their sponsoring organisations.
SHGs have been promoted under various programmes and by various development agencies. It has been found that SHGs can serve the needs of the small farmers better than the cooperatives. It is believed that Self-Help Groups are a sub-system of cooperatives.
This project is based on Stock Exchange.
It includes :-
Basic theory about two major stock exchanges based in India,
Stock Market Terminologies,
Stock Market Timings,
Role of Stock Exchange,
Information about SEBI,
Trading Procedure,
Companies listed on stock exchange,
Portfolio of five selected companies and
Factors Affecting Stock Prices.
Subject-Business Studies
Class-12
Business Environment project class 12 cbseJacky Chain
PROJECT WORK IN THE SUBJECT OF BUSINESS STUDIES ON THE TOPIC "BUSINESS ENVIRONMENT" AS THE PARTIAL FULFILLMENT OF AISSCE, MARCH 2018 CONDUCTED BY CBSE.
This project contains the information regarding the accountancy project which is to be made by the students of class 12th boards... This project is made by jigar vaishnav for the session 2017-18 with the latest guidelines as per CBSE... Hope this will help the upcoming students who want a help regarding the business studies project....
VIEW THIS PROJECT AT YOUTUBE:- https://www.youtube.com/edit?o=U&video_id=V7b6VQQrjsg
Marketing Management Project Business Studies Class 12 CBSE Sahil Kumar
Class Xll Business Studies - B.st Cbse Project Practical File on Marketing Management sample last year topper cbse usp unique selling proposition
Start a company of your choice, brand name, product name conclusion acknowledgement teachers signature
Syllabus of Project Work Practical File Class 12
1. Elements of Business Environment:
a) Changes in mode of Packaging. (milk supplied in plastic bottles to vending machines)
b) Change from Coca cola and fanta in the seventies to pepsi and coke in nineties.
c) Change in role of women in the past 25 years relating to joint families, Women as bread earner of family , Changes in the requirement of trend of mixers , washing machines , micro wave and standard of living.
Accountancy class 12 comprehensive project (all 3 projects covered)Bhavya Namdeo
Hi guys, when i was making my accounts project i was actually confused and did not have any idea how it must look. I tried searching on internet but couldn't get help, so here i am i am uploading my project hope you guys will like it and can take help from this.
Solved Cbse Class 12 Accountancy Full Project(Comprehensive Project, Ratio An...Dan John
I assure you that this project of mine will fetch you a very good score.
Good Luck!!
Go to the links below for the following...
Solved Comprehensive Project Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-comprehensive-project-cbse-class-12-accountancy-project
Solved Accounting Ratios with Balance Sheet(vertical) and Statement of Profit and Loss - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-accounting-ratios-with-balance-sheetvertical-and-statement-of-profit-and-loss-cbse-class-12-accountancy-project
Solved Cash Flow Statements with Balance Sheet (vertical) and Notes to Accounts - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-cash-flow-statements-with-balance-sheet-vertical-and-notes-to-accounts-cbse-class-12-accountancy-project
Role of Self Help Groups in Rural Development-A Studyijtsrd
Rural development is a very dynamic process which includes in improving the socio-economic, political, environmental, and well-being of the poor people living in rural areas. In India more than 70 percent people living in rural areas, the concept of rural development assume great significance. The Molakalmuru taluk is one of the most backward taluk in Chitradurga district these areas have been facing so many problems like unemployment, poverty, lack of skills, illiteracy, and basic infrastructure health care common trend here. The present study is focused on the Socio-Economic status of Self-Help Group on rural development, and to study impact of Self-Help Group on rural development in Molakalmuru taluk. The present paper it is based on primary and secondary sources of information. Nagesha B | Ajeya G"Role of Self Help Groups in Rural Development-A Study" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-4 , June 2018, URL: http://www.ijtsrd.com/papers/ijtsrd14329.pdf http://www.ijtsrd.com/economics/development-economics/14329/role-of-self-help-groups-in-rural-development-a-study/nagesha-b
Marketing Management Project on Chocolates | Business Stuides Priyanka Sahu
This slide is about business studies project that the students get reading in class 12 for their practical examination. This slide is strictly based on the guidelines issued as per CBSE for the project tiltled "Marketing Management". It is a flexible format in which one can fit any kind of product.
Accountancy Comprehensive Project For Class - 12th on Partnership FirmPriyanka Sahu
This slide is about the comprehensive project given to the students of class 12 for their practical examination. this project is strictly based on the CBSE guidelines. This is a format for making the project. Students can choose any of question in partnership firm and can solve it ,
Accountancy 12th class project work(Both Comprehensive and specific)Himanshu Mishra
I have uploaded Accountancy 12th class project work(Which Includes Both Comprehensive and specific) as per latest CBSE guidelines 2015 . This project consist of 52pages where i have uploaded 32 pages (Ledger accounts and introduction have been depleted which you can write on your own)
If any query please persist hmishra678@gmail.com (Himanshu Mishra)
BESIDES the cooperatives and other forms of organisations, there is yet another form of enterprise which is organised voluntarily by the members themselves to meet a variety of their needs. The Self-Help Groups [SHGs] are such organisations which are formed, nourished and managed by the members themselves.
The SHGs, people’s voluntary and informal institutions, are organised as viable alternative to achieve the objectives of rural development and to get community participation in rural development programmes. These are similar to traditional group activities in all communities. It is a new form of a movement which aims at reducing the incidence of poverty through the provision of easy credit. In case of self-movement, thrift and credit are the entry points of activity. Micro-finance or provision of financial services to low-income households, have come to be accepted in policy implementation as the most efficacious intervention to alleviate poverty, enhancing agricultural production and developing local leadership.
A Self-Help Group is an informal organisation of not less than 10 and not more than 20 people from the poorer section of the village society, organised, owned, operated and controlled by the members in a democratic manner, based on solidarity, reciprocity, common interest and resource pooling. Self-Help Group is a social design in which people participate by making themselves socially and economically accountable to each other. All SHGs are not necessarily linked to lead/focal bank because they do not need external credit except the support from their sponsoring organisations.
SHGs have been promoted under various programmes and by various development agencies. It has been found that SHGs can serve the needs of the small farmers better than the cooperatives. It is believed that Self-Help Groups are a sub-system of cooperatives.
This project is based on Stock Exchange.
It includes :-
Basic theory about two major stock exchanges based in India,
Stock Market Terminologies,
Stock Market Timings,
Role of Stock Exchange,
Information about SEBI,
Trading Procedure,
Companies listed on stock exchange,
Portfolio of five selected companies and
Factors Affecting Stock Prices.
Subject-Business Studies
Class-12
Business Environment project class 12 cbseJacky Chain
PROJECT WORK IN THE SUBJECT OF BUSINESS STUDIES ON THE TOPIC "BUSINESS ENVIRONMENT" AS THE PARTIAL FULFILLMENT OF AISSCE, MARCH 2018 CONDUCTED BY CBSE.
This project contains the information regarding the accountancy project which is to be made by the students of class 12th boards... This project is made by jigar vaishnav for the session 2017-18 with the latest guidelines as per CBSE... Hope this will help the upcoming students who want a help regarding the business studies project....
VIEW THIS PROJECT AT YOUTUBE:- https://www.youtube.com/edit?o=U&video_id=V7b6VQQrjsg
Marketing Management Project Business Studies Class 12 CBSE Sahil Kumar
Class Xll Business Studies - B.st Cbse Project Practical File on Marketing Management sample last year topper cbse usp unique selling proposition
Start a company of your choice, brand name, product name conclusion acknowledgement teachers signature
Syllabus of Project Work Practical File Class 12
1. Elements of Business Environment:
a) Changes in mode of Packaging. (milk supplied in plastic bottles to vending machines)
b) Change from Coca cola and fanta in the seventies to pepsi and coke in nineties.
c) Change in role of women in the past 25 years relating to joint families, Women as bread earner of family , Changes in the requirement of trend of mixers , washing machines , micro wave and standard of living.
Accountancy class 12 comprehensive project (all 3 projects covered)Bhavya Namdeo
Hi guys, when i was making my accounts project i was actually confused and did not have any idea how it must look. I tried searching on internet but couldn't get help, so here i am i am uploading my project hope you guys will like it and can take help from this.
Solved Cbse Class 12 Accountancy Full Project(Comprehensive Project, Ratio An...Dan John
I assure you that this project of mine will fetch you a very good score.
Good Luck!!
Go to the links below for the following...
Solved Comprehensive Project Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-comprehensive-project-cbse-class-12-accountancy-project
Solved Accounting Ratios with Balance Sheet(vertical) and Statement of Profit and Loss - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-accounting-ratios-with-balance-sheetvertical-and-statement-of-profit-and-loss-cbse-class-12-accountancy-project
Solved Cash Flow Statements with Balance Sheet (vertical) and Notes to Accounts - Cbse Class 12 Accountancy Project
http://www.slideshare.net/dankjohn/solved-cash-flow-statements-with-balance-sheet-vertical-and-notes-to-accounts-cbse-class-12-accountancy-project
Role of Self Help Groups in Rural Development-A Studyijtsrd
Rural development is a very dynamic process which includes in improving the socio-economic, political, environmental, and well-being of the poor people living in rural areas. In India more than 70 percent people living in rural areas, the concept of rural development assume great significance. The Molakalmuru taluk is one of the most backward taluk in Chitradurga district these areas have been facing so many problems like unemployment, poverty, lack of skills, illiteracy, and basic infrastructure health care common trend here. The present study is focused on the Socio-Economic status of Self-Help Group on rural development, and to study impact of Self-Help Group on rural development in Molakalmuru taluk. The present paper it is based on primary and secondary sources of information. Nagesha B | Ajeya G"Role of Self Help Groups in Rural Development-A Study" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-4 , June 2018, URL: http://www.ijtsrd.com/papers/ijtsrd14329.pdf http://www.ijtsrd.com/economics/development-economics/14329/role-of-self-help-groups-in-rural-development-a-study/nagesha-b
Marketing Management Project on Chocolates | Business Stuides Priyanka Sahu
This slide is about business studies project that the students get reading in class 12 for their practical examination. This slide is strictly based on the guidelines issued as per CBSE for the project tiltled "Marketing Management". It is a flexible format in which one can fit any kind of product.
Self Help Group (SHG) Movement in India has been recognized as an effective strategy for mobilization and empowerment of rural people, particularly poor women and other marginalized groups.
India with 300 million people still living below the poverty line needs measures to uplift the status of these people. Financial inclusion and provision of micro credit to poor households has been one of such programmes which gained popularity with many benefits. Financial inclusion is the delivery of banking services at an affordable cost to the vast sections of disadvantaged and low income groups. Only 49% of the farmer households in rural India are having transactions with banks which suggests the fact that 51% are excluded from financial assistance. Micro Finance programmes have become one of the more promising ways of providing developmental finance to achieve the objectives of poverty eradication. One of the most important models of micro finance models is the development of Self Help Groups to achieve the long cherished objective of rural development and poverty alleviation. Through this paper it is proposed to evaluate the contribution of micro finance programmes especially Self Help Groups to the achievement of inclusive growth. This paper also includes two cases of SHGs working in Hyderabad and Nizamabad of Andhra Pradesh to project the reasons for success/ failure of the groups.
SELF HELP GROUP: A PATHWAY TOWARDS CREDIT & ECO NOMIC EMPOWERMENT OF WOMENIAEME Publication
n the present era SHG has evolved as one of the tool to get credit facilities, savings and economic impowerment and it is also been considered as need-based programme for alleviation of poverty to the so far neglected target groups (women, poor, deprived etc.) The experience across India and other countries has shown a robust potential of Self help groups to integrate with the development issues thereby significantly impacting the lives of poor
By Shruthi Cyriac
The activities of ‘NUTRIMIX’ PRODUCTION and GOAT REARING are studied in this paper. Nutrimix is a baby food supplement and Kudumbashree women are actively involved in the production and supply of this commodity to the ‘anganwadis’ (government nurseries) in the district. The costs and benefits of this enterprise are studied in detail and the problems that these women face Research Paper on Micro Credit and Rural Market enterprise have been discussed. The second enterprise, Goat rearing, has also been critically analysed in detail to find out the costs, benefits and problems.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
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This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
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This will be used as part of your Personal Professional Portfolio once graded.
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Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
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Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
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1. Economics Class 12 Project on Self Help Group
Project Guidelines
Points to be kept in mind while preparing the Economics Project for Grade - 12
1. Always try to choose the interesting Economics project topics
2. Always keep your project short and precise. Add topics only related to your project
topic.
3. Try to Add Diagrammatic/Graphic Presentation. Add Diagrams, Pie-Charts, Bar Charts,
and Graphs (If Possible)
4. If you have any doubts ask with your project guide for project guidelines
5. Submit your project report on time.
Important points that should be included in the project.
1. Title of the project
2. Problem being discussed in the project
3. The main reason for selecting this project topic
4. Literature Review
5. The objective of the project
6. Scope of the project
7. Limitations of the project
8. Working methodology of project
9. Acknowledgement
10.Preface
11.Contents of the project
12.Observations and findings
13.Conclusion
14.References (reference books. journals, magazines, websites, etc.)
Steps to be kept in mind while writing the project
1. Identifying the Project Statement
2. Setting the Project Objective and Scope of the Project
3. Defining the Project Tasks and Responsibilities (Creating the Work Flow Structure)
4. Monitoring the Project and Finding the Important Resources Required
2. Economics Class 12 Project on Self Help Group
Economics Project - Class 12
(Name of the Project)
Submitted by:
Name:
Roll no:
School Name:
Acknowledgement
I would like to convey my sincere thanks to ……… (Teachers name), my
Economics teacher who always gave me valuable suggestions and
guidance during the project. She/he has a source of inspiration and helped
me understand and remember important details of the project. She/he gave
me an amazing opportunity to do this wonderful project ‘(name of the
project)’.
I also thank my parents and friends for their help and support in finalizing
this project within the limited time frame.
…………………. (Name of the student)
3. Economics Class 12 Project on Self Help Group
Certificate
This is to certify that ………………….... (Name of the student) of class 12
has successfully completed the Economics Project on
…………………………………………….. (Name of the project) as per the
guidelines of class 12 Board examination conducted by CBSE.
Teacher’s Signature: ___________________
Teacher’s Name: ___________________
An Example is given below the topic being discussed here is
“Self Help Group”
List of Content
S. No. Topic Page
No.
1 Meaning of Self Help Groups X
2 Explanation of Self Help Groups X
3 Evolution of Self Help Groups In India X
4 The emergence of Self Help Groups – Origin and Development in
India
X
5 Functions of Self Help Group X
6 Need for Self Help Group X
7 Advantages of Self Help Groups X
8 Problems faced by Self Help Groups X
9 Self Help Groups in India X
10 Bibliography X
4. Economics Class 12 Project on Self Help Group
Meaning of Self Help Groups
SHG is a holistic programme of micro-enterprises covering all aspects of self-employment,
organization of the rural poor into self help groups and their capacity building, planning of
activity clusters, infrastructure build up, technology, credit and marketing.
It lays emphasis on activity clusters based on the resources and the occupational skills of the
people and availability of markets.
5. Economics Class 12 Project on Self Help Group
Explanation of Self Help Groups
Self-Help Group refers to a self-governed, peer controlled, informal group of people with the
same socio-economic background and having a desire to collectively perform common
purposes. Here poor people voluntarily come together to save whatever amount they can save
conveniently out of their earnings, to mutually agree to contribute to a common fund and to
lend to the members for meeting their productive and emergent needs.
SHGs have been able to mobilize small savings either on a weekly or monthly basis from
persons who were not expected to have any savings. They have been able to effectively
recycle the resources generated among the members for meeting the emergent credit needs
of members of the group.
SHG is a group formed by the community of women, which has a specific number of members
like 15 or 20. In such a group the poorest women would come together for emergency,
disaster, social reasons, economic support to each other, have ease of conversation, social
interaction and economic interaction.
A SHG is an informal association to enhance the member’s financial security as primary focus
and other common interest of members such as area development, awareness, motivation,
leadership, training and associating in other social inter-mediation programmes for the benefit
of the entire community.
Evolution of Self Help Groups In India
Every Self-help group usually goes through 3 stages of evolution stated below:
1. Formation of group
2. Funding or Formation of Capital
3. Development of required skills to boost income generation for the group
Many self-help groups are formed with the assistance of Self- help to promote agencies.
The various types of Self-help promoting agencies are stated below:
1. Non-governmental agencies
2. Government
3. Poverty management programmes
4. State & commercial banks
5. Microfinance institutions
6. SHG Federations
7. SHG leaders/Entrepreneurs
6. Economics Class 12 Project on Self Help Group
The emergence of Self Help Groups – Origin and Development in
India
1. The origin of SHGs in India can be traced back to the establishment of the Self-
Employed Women’s Association (SEWA) in 1972.
2. Even before, there were small efforts at self-organising. For example, in 1954, the
Textile Labour Association (TLA) of Ahmedabad formed its women’s wing in order to
train the women belonging to families of mill workers in skills such as sewing, knitting,
etc.
3. Ela Bhatt, who formed SEWA, organised poor and self-employed women workers such
as weavers, potters, hawkers, and others in the unorganised sector, with the objective
of enhancing their incomes.
4. NABARD, in 1992, formed the SHG Bank Linkage Project, which is today the world’s
largest microfinance project.
5. From 1993 onwards, NABARD, along with the Reserve Bank of India, allowed SHGs to
open savings bank accounts in banks.
6. The Swarn Jayanti Gram Swarozgar Yojana was introduced in 1999 by GOI with the
intention of promoting self-employment in rural areas through formation and skilling of
such groups. This evolved into the National Rural Livelihoods Mission (NRLM) in 2011.
Functions of Self Help Groups
1. They try to build the functional capacity of poor and marginalised sections of society in
the domain of employment and income-generating activities.
2. They offer collateral-free loans to sections of people that generally find it hard to get
loans from banks.
3. They also resolve conflicts via mutual discussions and collective leadership.
4. They are an important source of microfinance services to the poor.
5. They act as a go-through for formal banking services to reach the poor, especially in
rural areas.
6. They also encourage the habit of saving among the poor.
7. Economics Class 12 Project on Self Help Group
Need for Self Help Groups
1. One of the chief reasons for rural poverty is the lack of access or limited access to
credit and financial services.
2. The Rangarajan Committee Report highlighted four major reasons for lack of
financial inclusion in India. They are:
a. Inability to give collateral security
b. Weak credit absorption capacity
c. The insufficient reach of institutions
d. Weak community network
3. It is being recognised that one of the most important elements of credit linkage in
rural areas is the prevalence of sound community networks in Indian villages.
4. SHGs play a vital role in giving credit access to the poor and this is extremely crucial
in poverty alleviation.
5. They also play a great role in empowering women because SHGs help women from
economically weaker sections build social capital.
6. Financial independence through self-employment opportunities also helps improve
other development factors such as literacy levels, improved healthcare and better
family planning.
Advantages of Self Help Groups
1. Financial Inclusion – SHGs incentivise banks to lend to poor and marginalised sections
of society because of the assurance of returns.
2. Voice to marginalised – SHGs have given a voice to the otherwise underrepresented
and voiceless sections of society.
8. Economics Class 12 Project on Self Help Group
3. Social Integrity – SHGs help eradicate many social ills such as dowry, alcoholism, early
marriage, etc.
4. Gender Equality – By empowering women SHGs help steer the nation towards true
gender equality.
5. Pressure Groups – SHGs act as pressure groups through which pressure can be
mounted on the government to act on important issues.
6. Enhancing the efficiency of government schemes – SHGs help implement and improve
the efficiency of government schemes. They also help reduce corruption through social
audits.
7. Alternate source of livelihood/employment – SHGa help people earn their livelihood by
providing vocational training, and also help improve their existing source of livelihood by
offering tools, etc. They also help ease the dependency on agriculture.
8. Impact on healthcare and housing – Financial inclusion due to SHGs has led to better
family planning, reduced rates of child mortality, enhanced maternal health and also
helped people fight diseases better by way of better nutrition, healthcare facilities and
housing.
9. Banking literacy – SHGs encourage people to save and promote banking literacy
among the rural segment.
Problems of Self Help Groups (SHGs)
1. Need for extending this idea into the poorest families, which is not necessarily the case
at present.
2. Patriarchal mindset prevailing which prevents many women from coming forward.
3. There are about 1.2 lakh branches of banks in rural areas as opposed to 6 lakh villages
in the country. There is a need to expand banking amenities further.
4. Sustainability and the quality of operations of such groups have been questionable.
5. There is a need for monitoring cells to be established for SHGs across the country.
6. The SHGs work on mutual trust. The deposits are not safe or secure.
9. Economics Class 12 Project on Self Help Group
Self Help Groups in India
1. Kudumbashree in Kerala
The Kudumbashree project was started in Kerala in 1999, as a community action to eradicate
poverty. It has become the largest women-empowering project in India. There are 3
components namely, microcredit, entrepreneurship and empowerment. Kudumbashree is a
government agency.
10. Economics Class 12 Project on Self Help Group
2. Mahila Aarthik Vikas Mahamandal (MAVIM) in Maharashtra
SHGs in Maharashtra were unable to cope with the growing volume and financial transactions
and needed professional help. Community managed resource centre (CMRC) under MAVIM
was launched to provide financial and livelihood services to SHGs. CMRC is self-sustaining
and provides need-based services.
Bibliography
Government and other websites
Online links
News paper, magazines.