This document discusses the character traits of trustworthiness, integrity, and loyalty. It defines trustworthiness as being honest and reliable in keeping commitments. Integrity involves living according to your values and beliefs even under social pressure. Loyalty means promoting the interests of people and groups. Examples are given like returning borrowed items, keeping promises, and not gossiping. The document suggests developing these traits requires courage to do what's right and not give in to fear. It includes a fable and discussion questions about taking advantage of others.