This presentation summarizes the special rules governing Development Officers at LIC. It provides an overview of key rules including: - Appointment and confirmation processes as outlined in letters to new officers. - Reasons for special rules including Development Officers' field-based work and performance judged on business results. - Cost ratio targets and disincentive tables imposing pay cuts or decrements for exceeding ratios. - Provisions for representation, deferment of disincentives, and reinstatement of decrements under certain conditions. - Reality of rule impacts from 2009 including high numbers of officers facing disincentives and terminations, demonstrating the significant effect on jobs and wages.