Marketing Health Insurance Presentation
•Download as PPTX, PDF•
3 likes•1,870 views
The document discusses the importance of health insurance. It notes that medical costs for major diseases and surgeries like angioplasty, open heart surgery, or cancer treatment can range from tens of thousands to hundreds of thousands of rupees. Without adequate health insurance, options for paying these costs in case of serious illness include spending savings, selling property, borrowing from relatives or financial institutions at high interest rates. The document argues that for about 20 rupees per day, health insurance can ensure access to the best treatment without depleting hard-earned savings or taking on high debt.
Report
Share
Report
Share
Recommended
Health insurance in india
The document discusses healthcare financing in India. It notes that healthcare spending as a percentage of GDP and per capita is much lower in India than other countries. Most healthcare financing in India is private and out-of-pocket. Community-based health insurance has potential to help cover rural and low-income populations. Reforming healthcare financing will require expanding insurance coverage through appropriate public-private models and increasing overall healthcare spending.
Health Insurance Presentation
The document discusses the emerging trend of health insurance in India. It summarizes that the Indian health insurance market grew at a CAGR of 37% between 2002-2008 and is expected to grow at a CAGR of 42.3% between 2008-2015. The main drivers of growth are increasing awareness, rising healthcare costs, and supportive demographic trends of a prospering middle class. However, the market also faces restraints like inadequate healthcare infrastructure and lack of standardization.
10. health ins.
This document summarizes various types of health insurance policies including Mediclaim, Group Mediclaim, Cancer Patients Aid Association policy, Critical Illness Insurance, Overseas Medical policy, and Corporate Frequent Travellers policy. It outlines what is covered and excluded in each policy type, such as reimbursement of hospitalization expenses, waiting periods, claim limits, and eligibility.
Health Insurance - a presentation by Richard Strauss Insurance Brokers
The document discusses the importance of health insurance and provides information about different health insurance plans. It explains that health insurance protects against medical expenses from illness or accidents. Individual plans cover hospitalization costs for one person, while family floater plans can be used by any family member. Critical illness plans provide a lump sum payment for over 30 serious illnesses. The document also outlines eligibility, benefits, and factors to consider when purchasing health insurance.
Voluntry health insurance
Voluntary health insurance (VHI) in India has low penetration due to several challenges:
1. VHI premiums are unaffordable for many and claim ratios are high due to increased health risks and rising costs.
2. Both private and public VHI providers lack innovation and adequate promotion of their products.
3. VHI schemes have many exclusions and complex administrative procedures that deter customers.
4. Poor regulations and inadequate healthcare supply further limit the development of the VHI sector in India despite increased need due to changing lifestyles and diseases.
Health insurance
Health insurance in India is growing but still has low coverage rates. Only 18% of urban and 14% of rural populations are covered. There are various public and private health insurance options that offer individual, family, and group coverage. Coverage typically includes inpatient hospitalization but recently some policies have begun covering outpatient care as well. Premiums and policies have grown significantly in recent decades but penetration remains low due to lack of competition. Several government programs also provide health insurance coverage.
Health insurance ppt
This document discusses health insurance in India, including what it is, reasons for rising healthcare costs, why it is essential, and the current market and challenges. It outlines that health insurance covers medical expenses, is an agreement between an individual/group and insurer for specific medical coverage in exchange for premiums. While healthcare spending is increasing in India, only a small portion of the population has coverage, representing an opportunity for the insurance industry and hospitals to partner in promoting various insurance policies and educating the public on benefits of health insurance.
Mediclaim policies and their silent features ppt
The document summarizes the key features of a Mediclaim insurance policy in India. Mediclaim is a hospitalization insurance policy offered by public and private insurers that reimburses expenses from hospitalization, surgery, accidents, or illnesses. There are individual, family, and senior citizen policies. Family policies allow the sum assured to be used by any family member. Mediclaim provides cashless payment of bills to hospitals and tax benefits. The key benefits covered are room costs, nursing, surgeon fees, medicines, and diagnostic tests.
Recommended
Health insurance in india
The document discusses healthcare financing in India. It notes that healthcare spending as a percentage of GDP and per capita is much lower in India than other countries. Most healthcare financing in India is private and out-of-pocket. Community-based health insurance has potential to help cover rural and low-income populations. Reforming healthcare financing will require expanding insurance coverage through appropriate public-private models and increasing overall healthcare spending.
Health Insurance Presentation
The document discusses the emerging trend of health insurance in India. It summarizes that the Indian health insurance market grew at a CAGR of 37% between 2002-2008 and is expected to grow at a CAGR of 42.3% between 2008-2015. The main drivers of growth are increasing awareness, rising healthcare costs, and supportive demographic trends of a prospering middle class. However, the market also faces restraints like inadequate healthcare infrastructure and lack of standardization.
10. health ins.
This document summarizes various types of health insurance policies including Mediclaim, Group Mediclaim, Cancer Patients Aid Association policy, Critical Illness Insurance, Overseas Medical policy, and Corporate Frequent Travellers policy. It outlines what is covered and excluded in each policy type, such as reimbursement of hospitalization expenses, waiting periods, claim limits, and eligibility.
Health Insurance - a presentation by Richard Strauss Insurance Brokers
The document discusses the importance of health insurance and provides information about different health insurance plans. It explains that health insurance protects against medical expenses from illness or accidents. Individual plans cover hospitalization costs for one person, while family floater plans can be used by any family member. Critical illness plans provide a lump sum payment for over 30 serious illnesses. The document also outlines eligibility, benefits, and factors to consider when purchasing health insurance.
Voluntry health insurance
Voluntary health insurance (VHI) in India has low penetration due to several challenges:
1. VHI premiums are unaffordable for many and claim ratios are high due to increased health risks and rising costs.
2. Both private and public VHI providers lack innovation and adequate promotion of their products.
3. VHI schemes have many exclusions and complex administrative procedures that deter customers.
4. Poor regulations and inadequate healthcare supply further limit the development of the VHI sector in India despite increased need due to changing lifestyles and diseases.
Health insurance
Health insurance in India is growing but still has low coverage rates. Only 18% of urban and 14% of rural populations are covered. There are various public and private health insurance options that offer individual, family, and group coverage. Coverage typically includes inpatient hospitalization but recently some policies have begun covering outpatient care as well. Premiums and policies have grown significantly in recent decades but penetration remains low due to lack of competition. Several government programs also provide health insurance coverage.
Health insurance ppt
This document discusses health insurance in India, including what it is, reasons for rising healthcare costs, why it is essential, and the current market and challenges. It outlines that health insurance covers medical expenses, is an agreement between an individual/group and insurer for specific medical coverage in exchange for premiums. While healthcare spending is increasing in India, only a small portion of the population has coverage, representing an opportunity for the insurance industry and hospitals to partner in promoting various insurance policies and educating the public on benefits of health insurance.
Mediclaim policies and their silent features ppt
The document summarizes the key features of a Mediclaim insurance policy in India. Mediclaim is a hospitalization insurance policy offered by public and private insurers that reimburses expenses from hospitalization, surgery, accidents, or illnesses. There are individual, family, and senior citizen policies. Family policies allow the sum assured to be used by any family member. Mediclaim provides cashless payment of bills to hospitals and tax benefits. The key benefits covered are room costs, nursing, surgeon fees, medicines, and diagnostic tests.
Health insurance
Health insurance protects individuals from high medical costs by covering expenses. In India, health insurance reaches only 13% of the population through various schemes. These include private plans, employer-based coverage, community-based insurance, and government programs. The largest government scheme is the Central Government Health Scheme (CGHS), which provides services to central government employees and retirees in 17 cities. Another major program is Rashtriya Swasthya Bima Yojna (RSBY), which offers health insurance to below poverty line families. However, challenges remain in increasing awareness, improving claims processes, and reducing disputes over pre-existing conditions. Research shows that losing health insurance leads to 40% fewer emergency room visits and 61% fewer hospital
Importance of health insurance
Importance of Health Insurance: Incase you get sick or need any kind of medical attention. Can you afford to pay for a doctor’s visit without insurance? Depending on the type of doctor and practice it can cost from www.lifethenfinance.com 2 $95–$265 per visit. Insurance co-pays: $5–$50 per visit. Are you certain you won’t hurt yourself or catch some type of cold? Do you have allergies, wear contacts or need any other type of regular prescriptions? Can you afford those medications without insurance? On average prescription generic medications start around $50. Insurance co pays usually around $5–$20.
Healthcare Insurance Sector in India
The Report is a brief overview of Healthcare Insurance Market in India. It covers Market Size and Forecasts, Competitive Structure, Growth Analysis, Impact Analysis and Recommendations.
Health insurance in India- Dr Suraj Chawla
The document discusses health insurance in India. It defines health insurance and outlines some key milestones in its development. It describes various social health insurance schemes run by the central and state governments like CGHS, ESI and RSBY. It also discusses private health insurance schemes like Mediclaim and the roles of IRDA and TPAs. Overall, it provides a comprehensive overview of the health insurance landscape in India.
Health insurance ppt
The document discusses key aspects of health insurance, including that it insures individuals against medical expenses through a contract between the insurance provider and policyholder. It defines important terms like premium, deductible, exclusions and lists some top insurance companies. It notes that exclusions are conditions not covered by the policy and can be permanent or time-limited. Riders can optionally expand coverage for things like newborn care. Cancer insurance is a supplemental policy that covers cancer treatment costs. The claims process and required documents are also outlined.
Claim management
The document discusses an insurance claim dispute case. A policyholder filed a claim for his son's kidney stone treatment, but the insurance company rejected it, arguing the condition was pre-existing. The consumer disputes forum found that while the claim was not payable due to the pre-existing exclusion, the insurance company was deficient for not properly communicating this to the complainant. The forum directed the insurance company to pay Rs. 5,000 to the complainant for deficiency in service.
Health insurance
1. The document discusses health insurance in India, including its principles, risks, and current status.
2. It defines health insurance as a method to finance healthcare and minimize uncertainty from illness and treatment costs through risk pooling.
3. Key values of health insurance include solidarity, risk pooling, equity, and participation. There are three main types - social health insurance, private health insurance, and community health insurance.
Irda and Tpa in healthcare
The document discusses IRDA (Insurance Regulatory and Development Authority) and TPAs (Third Party Administrators). It provides details on IRDA's role in regulating the insurance sector in India, its mission and composition. It also outlines guidelines issued by IRDA on standardization in health insurance policies. The document then discusses the role of TPAs as intermediaries between insurers and insured, facilitating cashless services. It provides eligibility criteria for TPAs and the application process for obtaining a TPA license from IRDA. Benefits of TPAs for both insured and insurers are highlighted.
Health ppt
Kanoe India Healthcare, A division Of Kanoe Softwares proposes a special Medical insurance plan sponsored by Universal Sompo General insurance Co. Limited in joint venture with Allahabad Bank Limited, Indian Overseas Bank, Karnataka Bank Limited, Dabur Investments Corp and Sompo Japan Insurance Incorporation in Public Private Partnership (PPP), aiming to provide assurance of Government/Public sector and superb, hassle free service from private bodies.
Types of Health Insurance in India
Types of Health Insurance in India - There are three types of health insurance in India. Health Insurance plays a very important role to every ones life. Get to know more about health insurance
Health insurance
Health insurance provides coverage for medical expenses through a network of hospitals. It works by paying premiums on a regular basis, such as monthly or yearly. Then, when hospitalization is needed, the insurance pays covered costs while the policyholder provides identification documents. There are many types of health insurance policies available from both private insurers and government organizations. Purchasing insurance can be done online, through agents, or directly from insurer offices. Factors to consider include the network of covered hospitals and choosing coverage appropriate for one's family or employer's needs. Proper documentation is required both when hospitalizing and filing claims to receive benefits.
health INSURANCE
This document discusses health insurance and life insurance. It defines health insurance as insurance that covers medical and surgical expenses. It lists the main types of health insurance plans including HMOs, PPOs, and high-deductible plans. It provides steps for obtaining life insurance and outlines advantages like tax benefits and disadvantages such as pre-existing conditions not being covered. The document also describes how to plan health insurance and the process for surrendering a health insurance policy.
Health Care Costs
This document summarizes a presentation on rising health care costs given to the Joint Commission on Health Care. It outlines that health care costs have been increasing at an average rate of 9.8% annually since 1970. The highest costs are concentrated among the sickest 10% of the population. While health insurance premiums continue to rise more slowly than in the past, they still outpace inflation and wage growth. Efforts to control costs include promoting consumer directed health plans, disease management programs, and reducing medical errors through health information technology.
Insurance intermediaries
This document defines and describes different types of insurance intermediaries according to IRDA act 1999, including brokers or agents who represent consumers and match their needs with suitable insurance products. It discusses insurance agents, brokers, bancassurance where banks sell insurance, and micro insurance agents. For agents, it covers eligibility, education, training, functions, rights, and termination. For brokers it discusses licensing and code of conduct regarding clients, sales practices, and more. It also provides details about bancassurance partnerships in India.
Final seminar-health insurance
This document discusses health insurance options in India, including social health insurance schemes like ESIS and CGHS, voluntary private health insurance, and community-based health insurance (CHI). It notes that while social health insurance covers only a small portion of the population, voluntary insurance plans are often unaffordable for the poor. CHI has potential to improve access and reduce costs for vulnerable groups, but faces challenges in India due to poverty, illiteracy, and lack of institutional support. The government has launched various initiatives over the years, including state-run insurance programs and public-private partnerships, to expand coverage.
Health insurance
The document discusses health insurance in India. It covers the importance of health insurance, different types of health insurance including social (ESI, CGHS), private (Mediclaim), and community-based (RSBY) insurance. It outlines some of the key features of these insurance schemes including their benefits, contributions, and issues faced. It also discusses the roles of regulatory bodies like IRDA that oversees the insurance sector in India. In summary, the document provides an overview of the health insurance landscape in India, the different public and private options available, and some challenges faced by these schemes.
Naryana hospital
Narayana Health is a large Indian healthcare provider known for low-cost, high-quality care. It operates 24 hospitals across India and has performed over 99,000 cardiac surgeries. Narayana Health aims to increase access to healthcare for all Indians through continued expansion, a focus on affordability, and use of telemedicine. It faces challenges from competitors and staffing shortages but seeks to overcome these through specialization, efficiency, and community services.
Health insurance
The document provides an overview of health insurance in India. It defines health insurance and describes what a typical health insurance policy covers, including room and boarding expenses, nursing costs, surgeon fees, and medical treatment costs. It notes that over 80% of Indians lack health insurance coverage. The major types of health insurance policies in India include hospitalization plans, pre-existing disease plans, senior citizen plans, maternity plans, daily cash plans, and critical illness plans. The document also outlines several government-run health insurance schemes in India like RSBY, Ayushman Bharat, and state-specific programs. It concludes with a discussion of public and private agencies involved in providing health insurance in India.
Healthcare sector India
The healthcare sector in India is large and growing, valued at over $34 billion in recent years. Key segments driving growth include hospital services, medical tourism, and medical devices. Historically, healthcare in India was based on traditional Ayurvedic methods and voluntary work, but the government now emphasizes primary care and the private sector has grown to meet demand. Factors fueling healthcare growth include India's expanding population and economy, the rise of chronic and infectious diseases, and growth in the pharmaceutical industry. The government is taking initiatives to invest in healthcare and regulate the sector.
Double accident benefit insurance
Double accident benefit, a necessary option in your insurance policy, that provides for the payment of an additional amount equal to the sum assured in case of the death of a policyholder owing to an accident.
Know in detail with SlideShare.
Health insurance presentation
This document provides information on various health insurance plans, including:
1. Plans for individuals and families that provide hospitalization coverage, cashless claims, and coverage for pre-existing conditions. Premiums are provided for various age groups and sum insured amounts.
2. A plan specifically for diabetics that provides coverage for diabetes complications from day one and regular hospitalization coverage. Premiums are listed for this plan with and without medical checkups.
3. A plan for those who have undergone stenting or bypass surgery that covers post-surgery complications and regular hospitalization.
HEALTH INSURANCE PRESENTATION
This document provides an overview of health insurance. It defines health insurance as insurance that covers medical and surgical expenses. It explains why health insurance is needed to protect against high, unexpected medical costs and make quality treatment affordable. It then describes different types of health insurance plans including HMOs, PPOs, and high-deductible plans. The document provides steps for obtaining health insurance, filing claims, and surrendering a policy. It also outlines advantages and disadvantages of health insurance as well as tips to avoid health insurance scams.
More Related Content
What's hot
Health insurance
Health insurance protects individuals from high medical costs by covering expenses. In India, health insurance reaches only 13% of the population through various schemes. These include private plans, employer-based coverage, community-based insurance, and government programs. The largest government scheme is the Central Government Health Scheme (CGHS), which provides services to central government employees and retirees in 17 cities. Another major program is Rashtriya Swasthya Bima Yojna (RSBY), which offers health insurance to below poverty line families. However, challenges remain in increasing awareness, improving claims processes, and reducing disputes over pre-existing conditions. Research shows that losing health insurance leads to 40% fewer emergency room visits and 61% fewer hospital
Importance of health insurance
Importance of Health Insurance: Incase you get sick or need any kind of medical attention. Can you afford to pay for a doctor’s visit without insurance? Depending on the type of doctor and practice it can cost from www.lifethenfinance.com 2 $95–$265 per visit. Insurance co-pays: $5–$50 per visit. Are you certain you won’t hurt yourself or catch some type of cold? Do you have allergies, wear contacts or need any other type of regular prescriptions? Can you afford those medications without insurance? On average prescription generic medications start around $50. Insurance co pays usually around $5–$20.
Healthcare Insurance Sector in India
The Report is a brief overview of Healthcare Insurance Market in India. It covers Market Size and Forecasts, Competitive Structure, Growth Analysis, Impact Analysis and Recommendations.
Health insurance in India- Dr Suraj Chawla
The document discusses health insurance in India. It defines health insurance and outlines some key milestones in its development. It describes various social health insurance schemes run by the central and state governments like CGHS, ESI and RSBY. It also discusses private health insurance schemes like Mediclaim and the roles of IRDA and TPAs. Overall, it provides a comprehensive overview of the health insurance landscape in India.
Health insurance ppt
The document discusses key aspects of health insurance, including that it insures individuals against medical expenses through a contract between the insurance provider and policyholder. It defines important terms like premium, deductible, exclusions and lists some top insurance companies. It notes that exclusions are conditions not covered by the policy and can be permanent or time-limited. Riders can optionally expand coverage for things like newborn care. Cancer insurance is a supplemental policy that covers cancer treatment costs. The claims process and required documents are also outlined.
Claim management
The document discusses an insurance claim dispute case. A policyholder filed a claim for his son's kidney stone treatment, but the insurance company rejected it, arguing the condition was pre-existing. The consumer disputes forum found that while the claim was not payable due to the pre-existing exclusion, the insurance company was deficient for not properly communicating this to the complainant. The forum directed the insurance company to pay Rs. 5,000 to the complainant for deficiency in service.
Health insurance
1. The document discusses health insurance in India, including its principles, risks, and current status.
2. It defines health insurance as a method to finance healthcare and minimize uncertainty from illness and treatment costs through risk pooling.
3. Key values of health insurance include solidarity, risk pooling, equity, and participation. There are three main types - social health insurance, private health insurance, and community health insurance.
Irda and Tpa in healthcare
The document discusses IRDA (Insurance Regulatory and Development Authority) and TPAs (Third Party Administrators). It provides details on IRDA's role in regulating the insurance sector in India, its mission and composition. It also outlines guidelines issued by IRDA on standardization in health insurance policies. The document then discusses the role of TPAs as intermediaries between insurers and insured, facilitating cashless services. It provides eligibility criteria for TPAs and the application process for obtaining a TPA license from IRDA. Benefits of TPAs for both insured and insurers are highlighted.
Health ppt
Kanoe India Healthcare, A division Of Kanoe Softwares proposes a special Medical insurance plan sponsored by Universal Sompo General insurance Co. Limited in joint venture with Allahabad Bank Limited, Indian Overseas Bank, Karnataka Bank Limited, Dabur Investments Corp and Sompo Japan Insurance Incorporation in Public Private Partnership (PPP), aiming to provide assurance of Government/Public sector and superb, hassle free service from private bodies.
Types of Health Insurance in India
Types of Health Insurance in India - There are three types of health insurance in India. Health Insurance plays a very important role to every ones life. Get to know more about health insurance
Health insurance
Health insurance provides coverage for medical expenses through a network of hospitals. It works by paying premiums on a regular basis, such as monthly or yearly. Then, when hospitalization is needed, the insurance pays covered costs while the policyholder provides identification documents. There are many types of health insurance policies available from both private insurers and government organizations. Purchasing insurance can be done online, through agents, or directly from insurer offices. Factors to consider include the network of covered hospitals and choosing coverage appropriate for one's family or employer's needs. Proper documentation is required both when hospitalizing and filing claims to receive benefits.
health INSURANCE
This document discusses health insurance and life insurance. It defines health insurance as insurance that covers medical and surgical expenses. It lists the main types of health insurance plans including HMOs, PPOs, and high-deductible plans. It provides steps for obtaining life insurance and outlines advantages like tax benefits and disadvantages such as pre-existing conditions not being covered. The document also describes how to plan health insurance and the process for surrendering a health insurance policy.
Health Care Costs
This document summarizes a presentation on rising health care costs given to the Joint Commission on Health Care. It outlines that health care costs have been increasing at an average rate of 9.8% annually since 1970. The highest costs are concentrated among the sickest 10% of the population. While health insurance premiums continue to rise more slowly than in the past, they still outpace inflation and wage growth. Efforts to control costs include promoting consumer directed health plans, disease management programs, and reducing medical errors through health information technology.
Insurance intermediaries
This document defines and describes different types of insurance intermediaries according to IRDA act 1999, including brokers or agents who represent consumers and match their needs with suitable insurance products. It discusses insurance agents, brokers, bancassurance where banks sell insurance, and micro insurance agents. For agents, it covers eligibility, education, training, functions, rights, and termination. For brokers it discusses licensing and code of conduct regarding clients, sales practices, and more. It also provides details about bancassurance partnerships in India.
Final seminar-health insurance
This document discusses health insurance options in India, including social health insurance schemes like ESIS and CGHS, voluntary private health insurance, and community-based health insurance (CHI). It notes that while social health insurance covers only a small portion of the population, voluntary insurance plans are often unaffordable for the poor. CHI has potential to improve access and reduce costs for vulnerable groups, but faces challenges in India due to poverty, illiteracy, and lack of institutional support. The government has launched various initiatives over the years, including state-run insurance programs and public-private partnerships, to expand coverage.
Health insurance
The document discusses health insurance in India. It covers the importance of health insurance, different types of health insurance including social (ESI, CGHS), private (Mediclaim), and community-based (RSBY) insurance. It outlines some of the key features of these insurance schemes including their benefits, contributions, and issues faced. It also discusses the roles of regulatory bodies like IRDA that oversees the insurance sector in India. In summary, the document provides an overview of the health insurance landscape in India, the different public and private options available, and some challenges faced by these schemes.
Naryana hospital
Narayana Health is a large Indian healthcare provider known for low-cost, high-quality care. It operates 24 hospitals across India and has performed over 99,000 cardiac surgeries. Narayana Health aims to increase access to healthcare for all Indians through continued expansion, a focus on affordability, and use of telemedicine. It faces challenges from competitors and staffing shortages but seeks to overcome these through specialization, efficiency, and community services.
Health insurance
The document provides an overview of health insurance in India. It defines health insurance and describes what a typical health insurance policy covers, including room and boarding expenses, nursing costs, surgeon fees, and medical treatment costs. It notes that over 80% of Indians lack health insurance coverage. The major types of health insurance policies in India include hospitalization plans, pre-existing disease plans, senior citizen plans, maternity plans, daily cash plans, and critical illness plans. The document also outlines several government-run health insurance schemes in India like RSBY, Ayushman Bharat, and state-specific programs. It concludes with a discussion of public and private agencies involved in providing health insurance in India.
Healthcare sector India
The healthcare sector in India is large and growing, valued at over $34 billion in recent years. Key segments driving growth include hospital services, medical tourism, and medical devices. Historically, healthcare in India was based on traditional Ayurvedic methods and voluntary work, but the government now emphasizes primary care and the private sector has grown to meet demand. Factors fueling healthcare growth include India's expanding population and economy, the rise of chronic and infectious diseases, and growth in the pharmaceutical industry. The government is taking initiatives to invest in healthcare and regulate the sector.
Double accident benefit insurance
Double accident benefit, a necessary option in your insurance policy, that provides for the payment of an additional amount equal to the sum assured in case of the death of a policyholder owing to an accident.
Know in detail with SlideShare.
What's hot (20)
Viewers also liked
Health insurance presentation
This document provides information on various health insurance plans, including:
1. Plans for individuals and families that provide hospitalization coverage, cashless claims, and coverage for pre-existing conditions. Premiums are provided for various age groups and sum insured amounts.
2. A plan specifically for diabetics that provides coverage for diabetes complications from day one and regular hospitalization coverage. Premiums are listed for this plan with and without medical checkups.
3. A plan for those who have undergone stenting or bypass surgery that covers post-surgery complications and regular hospitalization.
HEALTH INSURANCE PRESENTATION
This document provides an overview of health insurance. It defines health insurance as insurance that covers medical and surgical expenses. It explains why health insurance is needed to protect against high, unexpected medical costs and make quality treatment affordable. It then describes different types of health insurance plans including HMOs, PPOs, and high-deductible plans. The document provides steps for obtaining health insurance, filing claims, and surrendering a policy. It also outlines advantages and disadvantages of health insurance as well as tips to avoid health insurance scams.
STAR HEALTH INSURANCE COIMBATORE
This document summarizes the revised Family Health Optima Insurance Plan from Star Health and Allied Insurance Co. Ltd. It offers sum insured options from Rs. 200,000 to Rs. 15,000,000. Key benefits include hospitalization coverage, pre- and post-hospitalization benefits, domiciliary hospitalization coverage, health checkups, no claim bonus, automatic restoration of sum insured, and coverage for newborns from day 16. The plan has eligibility up to age 65 and covers dependents up to age 25.
Health insurance planning presentation by pawan s bangad lic advisor mob no...
Rising obesity, changing food habits, increasing life stress, and a longer life expectancy are driving up healthcare costs in India. As more people live in nuclear families instead of joint families, there is less financial support during medical emergencies. Proper health insurance planning can help create a strong financial foundation and ensure financial freedom in old age by preparing for unexpected healthcare costs and emergencies without going into debt. The probability of incurring healthcare expenses increases with age but the ability to get health insurance decreases with age, so it is important to get health insurance now rather than later.
Master health insurance marketing
Combat the confusion surrounding the changes associated with Heath Care Reform and make sure your marketing plans are suited to thrive in this new environment. Plus, take advantage of our 2015 Essential Marketing Checklist to help you stay ahead of your competitors with your acquisition efforts, while simultaneously maintaining member retention.
► Life and Health Insurance Online - NZ SEO Reach 2014
► Which New Zealand Life and Health Insurance providers are maximising their market share online?
Find out which life and health insurance providers are taking the lead in organic search and how they’re doing it.
FIRST has investigated the organic search engine rankings for NZ consumer searches focused on life and health insurances, utilising FIRST’s Ranking Based Reach (RBR) analysis framework. In addition, a consumer survey was carried out to discover what is most important for Kiwis wishing to apply for an insurance.
► In this report we discovered:
According to Standard & Poor’s the insurance market has room to grow due to population growth and the low rate of New Zealanders having a life insurance.* Therefore insurance providers should not miss out, but optimise their online visibility.
Search results are broadly dispersed among a wide range of competitors, even more in mobile. In this competitive life and health insurance market, retailers are missing out optimising on the most cost effective marketing channel: Search.
Currently Life Direct stands out in the search landscape followed by AA and Pinnacle Life capturing big proportion of the voice thanks to prominent organic presence.
In our survey we revealed that 1 out of 3 Kiwis do not have any coverage due to high costs or would not qualify for insurance as they had health issues or wouldn’t need life insurance as they didn’t have any dependents.
A considered digital strategy that integrates both organic and paid search should be a key customer acquisition and revenue driver for life and health insurance providers.
Popular search phrases are missing from quite a few sites and in most cases very little is being done with organic search.
FIRST uses its bespoke metric called RBR (Ranking Based Reach) to estimate how well each company is ranking in search engines. RBR provides a simple way to compare a website’s search engine rankings with its competitors. RBR is an estimate of the percentage of available search traffic a website will receive for a set of phrases – this gives the sites share of search or reach. It is weighted based on the popularity of each search phrase and the relative click through rate (CTR) of each ranking position.
Star family delite health insurance presentation
Star Family Delite Insurance Policy provides protection at an affordable cost for the whole family under a policy.
Star Health also introduced a new value added service to its customers-Personal Health Record maintenance services in electronic form to its policy holders. It is free of cost and be accessed from everywhere. It insured needs treatment as per requirement of policy holders from anywhere as well as helps Doctors to take information based decisions in case of misplaced records.
Small Group Health Insurance Strategy
The document presents strategies and services from Advanced Benefit Design Institute for reducing employer healthcare costs. It promotes replacing traditional insurance with self-insured plans that refund unused claim funds to employers. The company also offers population health management tools, wellness programs, and consulting services to help lower costs through improved employee health and reduced medical spending. Contact information is provided at the end.
Star health & Allied insurance company profile
Hello! Really appreciate you visiting my profile Bengaluru
Star Health & Allied insurance Co LTD: One of India's leading Health Insurance Company, Star Health and Allied Insurance Co Ltd is a joint venture between Oman Insurance Company UAE, Leading NRIs and an Indian company being a special purpose vehicle formed by a group of business tycoons.
It is also India's first stand-alone Health Insurance Company providing services across following categories : Personal Accident, Mediclaim and Overseas Travel Insurance.
Salient Features:
* 90% of all Cashless claim approval done within 1 hour
* Has been awarded "Claims Service Company of the year 2014" under the banner Indian Insurance awards
* Personalized Doctor visit for all customers getting hospitalized
* Largest Network hospitals base of over 6000+ hospitals
* Pan India presence with more than 250+ Branch offices
Specialties
Health Insurance, Group Health Insurance, Overseas Travel Insurance, Accident Insurance
Website
http://www.starhealth.in
Social Media Marketing for Health Insurance
This document discusses strategies for health insurance brands to use social media marketing effectively. It provides 5 key strategies: 1) Create Facebook apps that drive business value like Max Bupa's "Get Help" customer service app. 2) Define brand positioning by owning a category to win consumers' minds, like positioning Max Bupa as a family brand. 3) Spin rich storylines with brand characters like "Satya & Mythya" to educate consumers. 4) Use digital engagement to drive offline actions, like powering Max Bupa's "Walk for Health" event. 5) Develop seasonal contests to expand the fan base and strengthen relationships.
RESEARCH METHODOLOGY ON PERCEPTION OF PEOPLE TOWARD PLASTIC BAG
This presentation summarizes research on people's perceptions of plastic bags. It conducted surveys that found 100% of people are aware of plastic bag dangers but 59% don't use alternatives. It analyzed the problem of plastic pollution and consumption of over 500 billion plastic bags annually worldwide. The conclusion is that reusable bags are a better option than paper or plastic, and strategic taxes and government policies can effectively limit plastic bag use.
INTERNET SEARCH AND THE RISE OF GOOGLE CASE STUDY
This document presents a case study on the rise of Google as a search engine. It summarizes that Google analyzed other search engines like Archie, Veronica, and AltaVista, and the successful business model of GoTo.com. Google developed a superior relevance-based search engine and implemented a pay-per-click advertising model with text ads on the right side of search results. By mid-2000, Google was processing 18 million searches per day and had over 1 billion web pages in its index, becoming the largest search engine.
life insurance marketing
Life insurance is an agreement between a policy owner and insurer where the insurer pays a sum of money upon the insured's death or other event in exchange for regular payments. It originated in India in the 1870s with several companies, and the business was nationalized in 1956 with the Life Insurance Corporation of India established to take over around 250 existing insurers. The regulator oversees the industry to protect policyholders.
Insurance Presentation by muhammad ullah
The document summarizes the insurance sector in Pakistan, focusing on State Life Insurance Corporation of Pakistan. It provides a history of insurance in Pakistan and details State Life's establishment, financial performance over time, business portfolio, and achievements. The document also compares Pakistan's insurance penetration and premiums internationally, discusses opinions on expanding insurance, and recommends priorities like increasing regulatory oversight and consumer protection to develop the sector.
MARKETING STRATEGY OF LIC
LIC was established in 1956 and is fully owned by the Government of India. It has a large market share and offers a wide range of insurance products. However, it is facing challenges in the southern region of India. To address this, LIC should increase the number of agents, offer higher commissions, and provide free health insurance to attract more customers aged 20-35 years old in the south.
What is venture capital & venture capital in india
Venture capital is money provided to startup companies and small businesses for long-term growth potential. It features a long investment time horizon, lack of liquidity, high risk, focus on high-tech industries, and equity participation. Advantages include access to large funds and expertise, while disadvantages include loss of founder autonomy and complex legal processes. Venture capital in India is provided through various public and private sector funds and regulated by SEBI. Key sectors attracting venture capital include IT, energy, manufacturing, and media/entertainment. Cities like Mumbai, Bangalore, Delhi, Chennai, Hyderabad, and Pune are major hubs for venture capital investment in India.
Employee benefits and services
The document discusses employee benefits and services. It provides definitions and examples of benefits like paid time off, health insurance, retirement plans. It explains that benefits are used to attract, retain, and motivate employees. The document also covers factors that influence benefit decisions, common types of benefits, and some potential issues with benefits programs.
Viewers also liked (19)
Health insurance planning presentation by pawan s bangad lic advisor mob no...
Health insurance planning presentation by pawan s bangad lic advisor mob no...
► Life and Health Insurance Online - NZ SEO Reach 2014
► Life and Health Insurance Online - NZ SEO Reach 2014
RESEARCH METHODOLOGY ON PERCEPTION OF PEOPLE TOWARD PLASTIC BAG
RESEARCH METHODOLOGY ON PERCEPTION OF PEOPLE TOWARD PLASTIC BAG
What is venture capital & venture capital in india
What is venture capital & venture capital in india
Similar to Marketing Health Insurance Presentation
Marketing presentation for health insurance
This document discusses the high costs of medical treatments in India for major diseases like angioplasty, open heart surgery, and cancer chemotherapy. It notes that without adequate health insurance, options for paying for serious illness and hospitalization are limited to spending savings, selling property, borrowing from relatives or financial institutions at high interest rates. The document advocates for health insurance, stating it can ensure access to the best treatment without depleting hard-earned savings. It provides an example cost of approximately 20 rupees per day for a 30-year old individual or family to obtain a 5 lakh health insurance coverage.
Introduction to health insurance
A 30-year-old individual considers not purchasing health insurance, believing they will not need it for many years. However, the document provides several reasons why purchasing health insurance now is beneficial: diseases can strike unexpectedly, medical costs are high and unpredictable, and health insurance premiums are relatively low compared to potential medical costs. While the individual may save money over 20 years without insurance, the cost of an unexpected illness or accident would likely be much higher. The document recommends purchasing health insurance now for protection against catastrophic medical costs rather than waiting until older age when premiums will be higher.
06 healthinsurance.pptx
This document discusses the benefits of purchasing health insurance even when young and healthy. It addresses a common concern that premiums seem wasted when not immediately needed. However, it notes medical costs have drastically risen while families have limited resources. A single hospital visit could deplete savings. It also highlights that premiums are much lower than potential costs. While premiums may total around 60,000 rupees over a lifetime, this protects from financial burden of unexpected illness or accidents. The document advocates for purchasing health insurance early to gain long-term coverage and value.
06 healthinsurance.pptx
This document discusses the benefits of purchasing health insurance even when young and healthy. It addresses a common concern that premiums seem wasted when not immediately needed. However, it notes medical costs have dramatically risen while families have limited resources. A single hospital visit could deplete savings. It also highlights that premiums are much lower than potential coverage and act as risk management against unexpected health issues down the road. Overall, the document advocates for purchasing health insurance early to gain long-term coverage at lower rates rather than waiting until older age when premiums have increased substantially.
Medical malpractices
This document discusses medical malpractice in India. It defines medical malpractice as negligence by a healthcare provider that falls below the accepted standard of care, causing injury or death. In India, some doctors deliberately mislead patients and perform unnecessary tests and operations to make money. The document presents a case where a patient died after an unnecessary pancreas transplant during a kidney transplant surgery. It also discusses issues like doctors receiving commissions from labs and prescribing expensive branded drugs when generic versions are available. The document suggests increasing public healthcare spending, using generic drugs, and giving people access to affordable treatment as ways to address the problem of medical malpractice in India.
Medical malpractices (1)
Medical malpractice is a serious issue in India. The document discusses several ways in which medical malpractice occurs, including doctors deliberately prescribing unnecessary expensive tests and procedures to earn more money. It also discusses issues like overpriced branded drugs where generics are available for much cheaper. The relationship between doctors and patients is one of trust, but some doctors violate this trust. The document outlines several cases of medical negligence and discusses what can be done to address the problem, including increasing government healthcare spending, promoting generic drugs, and empowering regulatory bodies like the Medical Council of India.
Comparison and reflection
The document compares the medical facilities available in India and the Netherlands. It outlines that the Netherlands spends 11.9% of its GDP on healthcare, which is excellent and considered the best in Europe. Dutch insurance covers many essential services for a cost of around €100 per month. India has a universal healthcare system run by states, with a life expectancy of 64-67 years and infant mortality rate of 46 per 1000 births. While India has public and private healthcare sectors, private is more commonly used. Basic health insurance in India costs around €61 per month and covers treatments from dental to cancer.
Doctors to a amir khan
This letter is a response to comments made by Aamir Khan on his TV show criticizing doctors in India. The letter makes several key points:
1) It corrects factual inaccuracies presented on Aamir Khan's show regarding life expectancy on dialysis and the possibility of liver transplants for gastroenteritis.
2) It provides context regarding diabetic patients losing limbs that was missing from the story presented on the show.
3) It argues that doctors in India work long hours in difficult conditions for low pay to help many patients despite challenges in the system.
4) It acknowledges some bad practices but argues for solutions like regulation rather than criticism.
Health Insurance guide
The document provides a simple guide to purchasing health insurance in India. It begins with an introduction to health insurance and outlines the key differences between health insurance and life insurance. It then provides flowcharts showing the process of getting health insurance and filing a claim. The rest of the document compares various health insurance plans and providers for different age groups (under 18, 18-45, 45-60, and over 60) based on factors like coverage amounts, premiums, pre-existing condition coverage, and cashless network sizes. In conclusion, it defines some common terms used in health insurance policies. The document serves as a helpful starting point for individuals looking to understand their health insurance options in India.
Cancer cover
This document discusses the need for financial coverage for cancer treatment in addition to regular health insurance. It provides the following key points:
- Cancer rates in India are increasing but are still lower than developed countries. Treatment costs can range from Rs. 5 lakhs to Rs. 25 lakhs depending on the type and stage of cancer.
- Health insurance may not fully cover the total costs of long-term cancer treatment which can last months or years, and may not cover additional expenses like travel costs.
- A cancer coverage plan can provide a lump sum payment for early or major stage cancers, waive premiums, and provide monthly income benefits up to Rs. 22-33 lakhs depending on
Comparative effectiveness analysis and quality of life
The document discusses using comparative effectiveness analysis and quality-adjusted life years (QALYs) to evaluate cancer treatments and their costs. It provides examples of calculating QALYs and cost-effectiveness for a hypothetical liver cancer drug under different assumptions about survival time, quality of life, and costs. It then critiques the use of such models, arguing they often underestimate benefits and can be used to deny patients effective treatments based on cost alone.
Comparative Effectiveness Analysis and Quality of Life
The document discusses using comparative effectiveness analysis and quality-adjusted life years (QALYs) to evaluate cancer treatments and their costs. It provides examples of calculating QALYs and cost-effectiveness for a hypothetical liver cancer drug under different assumptions about survival time, quality of life, and costs. It then critiques the use of such models, arguing they often underestimate benefits and can be used to deny patients effective treatments based on cost alone.
Comparative effectiveness analysis and quality of life(2)
The document discusses using comparative effectiveness analysis and quality-adjusted life years (QALYs) to evaluate cancer treatments and their costs. It provides examples of calculating QALYs and cost-effectiveness for a hypothetical liver cancer drug under different assumptions about survival time, quality of life, and costs. It then critiques the use of such models, arguing they often underestimate benefits and can be used to deny patients effective treatments based on cost alone.
Comparative effectiveness analysis and quality of life
The document discusses using comparative effectiveness analysis and quality-adjusted life years (QALYs) to evaluate cancer treatments and their costs. It provides examples of calculating QALYs and cost-effectiveness for a hypothetical liver cancer drug under different assumptions about survival time, quality of life, and costs. It then critiques the use of such models, arguing they often underestimate benefits and can be used to deny patients effective treatments based on cost alone.
Urgent surgery needed
- Access to safe and affordable surgical care is lacking for 5 billion people globally, especially in low and middle income countries. An estimated 16.9 million deaths in 2010 could have been prevented with access to surgery.
- India performs only 6 million of the required 26 million annual general surgeries. There is a severe shortage of surgical specialists in India, with only 65,000 specialists available compared to a need for over 600,000.
- Increasing postgraduate medical seats and training doctors in district hospitals could help address the shortage of specialists in India and improve access to essential surgeries.
Hippocratic Oath
1) Physicians are required to care for individual patients solely based on medical needs, without consideration for costs or other societal factors.
2) The author describes an experience with an orthopedic surgeon in Tripura, India who seemed to view the doctor-patient relationship as ending immediately after consultation and did not recognize the author within 30 minutes.
3) The doctor-patient relationship should involve personal bonding and care beyond just medical consultation, though it is unrealistic to expect doctors to remember every detail of every patient. There needs to be a balance between patient care and doctor workload.
IPA_Individual Personal Accidental Plan 7008762353
The document discusses an Individual Personal Accident Insurance (IPA) plan that provides coverage for accidents. It has three plan variants - Essential, Advanced, and Elite - that differ based on the sum insured (from Rs. 20 lacs to Rs. 10 crores) and included benefits. The plans provide coverage for accidental death, permanent disability, and other expenses like hospitalization, transportation, and education funds. They also offer optional benefits like total temporary disability coverage and accidental hospitalization coverage.
Insurance In India
India spends around 6.5-7% of its GDP on healthcare, with 1.5% coming from the government sector and 4.7% from the private sector. Healthcare provision is a shared responsibility between the central, state, and local governments. Most healthcare in India is provided by private sector facilities operating on a fee-for-service basis. As healthcare costs have risen dramatically in recent decades, health insurance has become increasingly necessary for Indians to manage family healthcare expenses, especially in retirement when most serious age-related illnesses occur. However, health insurance also faces issues like low awareness, exclusions of pre-existing conditions, high claim ratios, and overutilization of services.
Cancer care presentation
This document presents HDFC Life's Cancer Care Plan, which provides a lump sum benefit upon diagnosis of minor or major cancer. Key features include premium waiver and increased sum assured if no claims are made. Three plan options - Silver, Gold, and Platinum - offer different benefits. Premiums are affordable, starting from Rs. 521 annually for Rs. 10 lakh sum assured. Cancer is increasingly common in India, so financial protection is important. This plan aims to help policyholders and their families pay for high treatment costs.
Medic yatra overview
MedicYatra.com is an India-based company that provides medical tourism services, connecting patients from other countries with affordable, high-quality healthcare in India. It works with accredited hospitals across India to offer procedures at a fraction of the cost in other countries. Examples given include heart bypass for $10,000 in India compared to $130,000 in the US. The document discusses the growth of medical tourism to India and quality standards of hospitals, and provides an overview of services offered by MedicYatra.com to facilitate affordable healthcare for international patients.
Similar to Marketing Health Insurance Presentation (20)
Comparative effectiveness analysis and quality of life
Comparative effectiveness analysis and quality of life
Comparative Effectiveness Analysis and Quality of Life
Comparative Effectiveness Analysis and Quality of Life
Comparative effectiveness analysis and quality of life(2)
Comparative effectiveness analysis and quality of life(2)
Comparative effectiveness analysis and quality of life
Comparative effectiveness analysis and quality of life
IPA_Individual Personal Accidental Plan 7008762353
IPA_Individual Personal Accidental Plan 7008762353
Marketing Health Insurance Presentation
- 2. Can you predict the future??
- 3. Are you accident proof?? Do you feel you will never fall sick?? Do you have an emergency fund of 3 to 5 lakhs rupees?? In case you don’t have an emergency fund what options do you have??
- 4. A look at treatment costs in India for major diseases?? Treatment Cost in (Rs) Angioplasty Rs 2, 00,000 to Rs 3, 00,000 Open heart surgery Rs 2, 50,000 to Rs 4, 50,000 Liver transplant Rs 40, 00,000 to Rs 80, 00,000 Kidney transplant Rs 10, 00,000 to Rs 30, 00,000 Hernia surgery Rs 30,000 to Rs 60,000 Chemotherapy for cancer Rs 7000 to Rs 10000 per session Hip replacement surgery Rs 4, 00,000 to 8, 00,000 The above mentioned costs are approximate costs which may vary from hospital to hospital
- 5. In absence of adequate health insurance in case of serious illness and hospitalization what are the options available? 1. Spend from savings 2. Sell property
- 6. In absence of adequate health insurance in case of serious illness and hospitalization what are the options available? 3. Borrow from relatives 4. Borrow from financial institutions at high interest rates
- 7. Would you like to compromise on good treatment or postpone the treatment because of lack of money?
- 8. Nobody can predict the future But everybody can prepare for the unexpected Health insurance can ensure that you get the best treatment in case of unexpected illness or accident and at the same time ensure that you don’t have to break your hard earned savings.
- 9. How much will it cost? For a 30 year old person a health insurance cover of 5 lakhs individual or family floater would come to approximately Rs 20/- per day Note: Premium will vary depending on the age group
- 10. Still thinking? Don’t forget the greatest benefit - Peace of mind