Health Insurance - First of its kind.
Launched by the Life Insurance Corporation of India - the symbol of customers' confidence.
This plan offers multiple benefits which are in addition to the other health insurance schemes. Wishing a healthy life with Jeevan Arokya !
This document describes the features and benefits of LIC's New Jeevan Anand plan. It is a participating non-linked plan that offers savings and life insurance. The plan provides a death benefit equal to the sum assured plus bonuses if the policyholder dies during the policy term. It also provides the sum assured plus bonuses as a maturity benefit if the policyholder survives until the end of the selected term. The document provides details on eligibility, premiums, sums assured, bonuses, surrender value, revival, loan and cooling-off periods.
This document provides a list of online resources across various domains:
1) Government services and forms related to land records, birth/death certificates, community/income certificates.
2) Online travel booking and bus ticket booking websites.
3) Websites for online bill payments, money transfers, online shopping, and accessing share markets.
4) Education-related websites including for online loan applications, exam results, study materials, and government department websites.
The document covers a wide range of additional domains and their related online resources including agriculture, jobs, passports, ration cards, marriage, astrology, news/videos, post office services and more.
LIC's New Jeevan Anand Plan is a participating non-linked plan which offers an attractive combination of protection and savings. This combination provides financial protection against death throughout the lifetime of the policyholder with the provision of payment of lumpsum at the end of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs through its loan facility.
This document compares LIC's old Money Back Plan (Plan No. 75) to their new Money Back Plan (Plan No. 820). Some key differences include: the new plan has a minimum sum assured of Rs. 100,000, premium paying term of 15 years instead of 20, survival benefits of 20% paid at years 5, 10, and 15, and a revival period of 2 years instead of 5 if premiums are unpaid. The document also notes some aspects that remain unchanged like backdating, grace period, and assignment/nomination rules.
Health Insurance - First of its kind.
Launched by the Life Insurance Corporation of India - the symbol of customers' confidence.
This plan offers multiple benefits which are in addition to the other health insurance schemes. Wishing a healthy life with Jeevan Arokya !
This document describes the features and benefits of LIC's New Jeevan Anand plan. It is a participating non-linked plan that offers savings and life insurance. The plan provides a death benefit equal to the sum assured plus bonuses if the policyholder dies during the policy term. It also provides the sum assured plus bonuses as a maturity benefit if the policyholder survives until the end of the selected term. The document provides details on eligibility, premiums, sums assured, bonuses, surrender value, revival, loan and cooling-off periods.
This document provides a list of online resources across various domains:
1) Government services and forms related to land records, birth/death certificates, community/income certificates.
2) Online travel booking and bus ticket booking websites.
3) Websites for online bill payments, money transfers, online shopping, and accessing share markets.
4) Education-related websites including for online loan applications, exam results, study materials, and government department websites.
The document covers a wide range of additional domains and their related online resources including agriculture, jobs, passports, ration cards, marriage, astrology, news/videos, post office services and more.
LIC's New Jeevan Anand Plan is a participating non-linked plan which offers an attractive combination of protection and savings. This combination provides financial protection against death throughout the lifetime of the policyholder with the provision of payment of lumpsum at the end of the selected policy term in case of his/her survival. This plan also takes care of liquidity needs through its loan facility.
This document compares LIC's old Money Back Plan (Plan No. 75) to their new Money Back Plan (Plan No. 820). Some key differences include: the new plan has a minimum sum assured of Rs. 100,000, premium paying term of 15 years instead of 20, survival benefits of 20% paid at years 5, 10, and 15, and a revival period of 2 years instead of 5 if premiums are unpaid. The document also notes some aspects that remain unchanged like backdating, grace period, and assignment/nomination rules.
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A whirlwind tour of the modules that any perl hacker, from beginner to experienced, should use and why.
Handout: List of modules in the talk along with many more: https://sites.google.com/site/perlhercynium/TEPHT-List2.pdf?attredirects=0
The document provides information about the Amur River, which is the 10th longest river in the world at 4,444 km long. It flows through Russia and China, and has been a source of disputes between the two countries over borders and islands. However, agreements in the 1990s established borders and opened ports for trade. The river is prone to major flooding that has caused extensive damage and evacuation of residents from its basin.
Relacion de la economia con otras cienciasCristo Antonio
Este documento resume las relaciones entre la economía y otras ciencias como la historia, las matemáticas, la lógica, la política, la geografía, la tecnología, la física, la química y la biología. Explica cómo cada una de estas ciencias se relaciona con la economía a través del intercambio de información, métodos y conceptos.
La autora siempre ha disfrutado de la creatividad y el diseño desde una edad temprana, lo que la llevó a estudiar Diseño Industrial en la universidad y luego realizar un máster en diseño de nuevos productos. Ahora trabaja como diseñadora gráfica e industrial mientras explora otras pasiones como la fotografía, la música y los viajes.
El documento habla sobre la seguridad de datos e información. Explica que la seguridad de datos implica medidas para proteger la confidencialidad, integridad y disponibilidad de la información. También menciona algunas leyes venezolanas relacionadas como la Ley de Administración Pública, la Ley de Simplificación de Trámites Administrativos y la Ley Especial contra los Delitos Informáticos.
This document discusses Indonesia's economic development opportunities and challenges after 2014. Key points include:
1) Indonesia has experienced a successful democratic transition and political/social stability since 1997 but faces challenges in developing innovation and improving infrastructure.
2) Indonesia is on track to become the 11th largest economy by 2020, joining the emerging economies of Brazil, Russia, India, China, Turkey and Mexico (E7).
3) Rapid urbanization, growth of the middle class, and younger workforce present opportunities for economic growth but also challenges around infrastructure, education, and developing manufacturing outside of Java.
Viridian Red World Trade Center Quad - Smart crafted modern spaces that bring comfort and style to elevate your lifestyle
Viridian Red World Trade Center Quad is a proud presentation by Viridian RED. The project has contemporary design and detailed planning which is a proof of high quality architecture. The suave residential project is located in Greater Noida, Noida.
Special rules governing LIC Development OfficersTsr Iyengar
This presentation summarizes the special rules governing Development Officers at LIC. It provides an overview of key rules including:
- Appointment and confirmation processes as outlined in letters to new officers.
- Reasons for special rules including Development Officers' field-based work and performance judged on business results.
- Cost ratio targets and disincentive tables imposing pay cuts or decrements for exceeding ratios.
- Provisions for representation, deferment of disincentives, and reinstatement of decrements under certain conditions.
- Reality of rule impacts from 2009 including high numbers of officers facing disincentives and terminations, demonstrating the significant effect on jobs and wages.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
This document summarizes a sales pitch for the Pension Plus plan from LIC. Some key highlights:
- It is a unit-linked pension plan that guarantees a minimum interest rate on gross premiums. Returns can also grow substantially depending on fund performance.
- Maturity proceeds must be used to purchase an annuity, ensuring steady retirement income. Policyholders have options to commute some proceeds to cash.
- In addition to death benefits, the plan allows fund switching, top-up premiums, and loan or withdrawal options in some cases. Charges include premium allocation, fund management, and discontinuance fees in early surrender.
LIC's Pension Plus is a unique unit-linked pension plan that provides a guaranteed minimum interest rate on premiums paid. At maturity, annuity is purchased from the higher of the fund value or guaranteed maturity proceeds. Nominees have the option to receive the death benefit as a lump sum or annuity. The plan offers debt and mixed funds, has premium payment options between Rs. 15,000-1,00,000 annually or monthly via ECS, and provides guaranteed benefits along with market-linked growth potential.
The agent is pitching LIC's new Endowment Plus plan to a prospect. It is a unit-linked endowment plan that offers minimum risk cover, partial withdrawals after 5 years, loans after 3 years, and settlement options at maturity. Policyholders can choose from 4 funds with different asset allocations. The plan also offers optional riders for critical illness and accidents. Premiums can range from Rs. 20,000 to Rs. 1,00,000 annually or in a single premium of Rs. 30,000 or more.
LIC's Endowment Plus (T-802) is a unit-linked endowment plan that offers benefits at maturity equal to the fund value. The death benefit is the higher of the sum assured or fund value. The plan allows loans after 3 years and partial withdrawals after 5 years. It can be taken on the life of a child aged 7 years or older. The plan offers various riders and has different rules for minors and adults. It provides four free fund switches per year and allows loans up to 30% of the fund value.
This document discusses issues related to classism and unfair treatment of employees in LIC (Life Insurance Corporation of India). It notes that Class I employees are gifted cars with no conditions while Class II employees must endure "Cars & Tears". It argues that expense ratios unfairly target development officers and amounts to making them pay for their own work expenses. Overall, it criticizes LIC management practices as being unfair, practicing "South Africa in LIC", and likens them to an "Alcoholic Management" due to an unhealthy focus on new business competitions.
A young man is hired by a logging crew foreman after skillfully felling a tree. Though a hard worker, by Thursday he has fallen to last place in felling charts. When confronted, the man admits he has been too busy working to sharpen his axe. Similarly, people today are often so busy that they neglect important spiritual activities like prayer and scripture reading. It is important to take time for sharpening the axe, or renewal, to avoid becoming dull and ineffective.
1. The G.O.I.B.S. 2007 scheme will come into force on 1st September 2007 and apply to all appraisals commencing from that date for a period of up to 3 years.
2. New definitions are introduced for hill stations, rural agents, number of lives, and productive agents.
3. Key aspects of incentive calculation include graded credit based on years of service, growth in sales figures, number of lives and productive agents, recruitment targets, and rural/specified plan credits. Debits can apply for lack of growth or missing targets.
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A whirlwind tour of the modules that any perl hacker, from beginner to experienced, should use and why.
Handout: List of modules in the talk along with many more: https://sites.google.com/site/perlhercynium/TEPHT-List2.pdf?attredirects=0
The document provides information about the Amur River, which is the 10th longest river in the world at 4,444 km long. It flows through Russia and China, and has been a source of disputes between the two countries over borders and islands. However, agreements in the 1990s established borders and opened ports for trade. The river is prone to major flooding that has caused extensive damage and evacuation of residents from its basin.
Relacion de la economia con otras cienciasCristo Antonio
Este documento resume las relaciones entre la economía y otras ciencias como la historia, las matemáticas, la lógica, la política, la geografía, la tecnología, la física, la química y la biología. Explica cómo cada una de estas ciencias se relaciona con la economía a través del intercambio de información, métodos y conceptos.
La autora siempre ha disfrutado de la creatividad y el diseño desde una edad temprana, lo que la llevó a estudiar Diseño Industrial en la universidad y luego realizar un máster en diseño de nuevos productos. Ahora trabaja como diseñadora gráfica e industrial mientras explora otras pasiones como la fotografía, la música y los viajes.
El documento habla sobre la seguridad de datos e información. Explica que la seguridad de datos implica medidas para proteger la confidencialidad, integridad y disponibilidad de la información. También menciona algunas leyes venezolanas relacionadas como la Ley de Administración Pública, la Ley de Simplificación de Trámites Administrativos y la Ley Especial contra los Delitos Informáticos.
This document discusses Indonesia's economic development opportunities and challenges after 2014. Key points include:
1) Indonesia has experienced a successful democratic transition and political/social stability since 1997 but faces challenges in developing innovation and improving infrastructure.
2) Indonesia is on track to become the 11th largest economy by 2020, joining the emerging economies of Brazil, Russia, India, China, Turkey and Mexico (E7).
3) Rapid urbanization, growth of the middle class, and younger workforce present opportunities for economic growth but also challenges around infrastructure, education, and developing manufacturing outside of Java.
Viridian Red World Trade Center Quad - Smart crafted modern spaces that bring comfort and style to elevate your lifestyle
Viridian Red World Trade Center Quad is a proud presentation by Viridian RED. The project has contemporary design and detailed planning which is a proof of high quality architecture. The suave residential project is located in Greater Noida, Noida.
Special rules governing LIC Development OfficersTsr Iyengar
This presentation summarizes the special rules governing Development Officers at LIC. It provides an overview of key rules including:
- Appointment and confirmation processes as outlined in letters to new officers.
- Reasons for special rules including Development Officers' field-based work and performance judged on business results.
- Cost ratio targets and disincentive tables imposing pay cuts or decrements for exceeding ratios.
- Provisions for representation, deferment of disincentives, and reinstatement of decrements under certain conditions.
- Reality of rule impacts from 2009 including high numbers of officers facing disincentives and terminations, demonstrating the significant effect on jobs and wages.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
This document summarizes a sales pitch for the Pension Plus plan from LIC. Some key highlights:
- It is a unit-linked pension plan that guarantees a minimum interest rate on gross premiums. Returns can also grow substantially depending on fund performance.
- Maturity proceeds must be used to purchase an annuity, ensuring steady retirement income. Policyholders have options to commute some proceeds to cash.
- In addition to death benefits, the plan allows fund switching, top-up premiums, and loan or withdrawal options in some cases. Charges include premium allocation, fund management, and discontinuance fees in early surrender.
LIC's Pension Plus is a unique unit-linked pension plan that provides a guaranteed minimum interest rate on premiums paid. At maturity, annuity is purchased from the higher of the fund value or guaranteed maturity proceeds. Nominees have the option to receive the death benefit as a lump sum or annuity. The plan offers debt and mixed funds, has premium payment options between Rs. 15,000-1,00,000 annually or monthly via ECS, and provides guaranteed benefits along with market-linked growth potential.
The agent is pitching LIC's new Endowment Plus plan to a prospect. It is a unit-linked endowment plan that offers minimum risk cover, partial withdrawals after 5 years, loans after 3 years, and settlement options at maturity. Policyholders can choose from 4 funds with different asset allocations. The plan also offers optional riders for critical illness and accidents. Premiums can range from Rs. 20,000 to Rs. 1,00,000 annually or in a single premium of Rs. 30,000 or more.
LIC's Endowment Plus (T-802) is a unit-linked endowment plan that offers benefits at maturity equal to the fund value. The death benefit is the higher of the sum assured or fund value. The plan allows loans after 3 years and partial withdrawals after 5 years. It can be taken on the life of a child aged 7 years or older. The plan offers various riders and has different rules for minors and adults. It provides four free fund switches per year and allows loans up to 30% of the fund value.
This document discusses issues related to classism and unfair treatment of employees in LIC (Life Insurance Corporation of India). It notes that Class I employees are gifted cars with no conditions while Class II employees must endure "Cars & Tears". It argues that expense ratios unfairly target development officers and amounts to making them pay for their own work expenses. Overall, it criticizes LIC management practices as being unfair, practicing "South Africa in LIC", and likens them to an "Alcoholic Management" due to an unhealthy focus on new business competitions.
A young man is hired by a logging crew foreman after skillfully felling a tree. Though a hard worker, by Thursday he has fallen to last place in felling charts. When confronted, the man admits he has been too busy working to sharpen his axe. Similarly, people today are often so busy that they neglect important spiritual activities like prayer and scripture reading. It is important to take time for sharpening the axe, or renewal, to avoid becoming dull and ineffective.
1. The G.O.I.B.S. 2007 scheme will come into force on 1st September 2007 and apply to all appraisals commencing from that date for a period of up to 3 years.
2. New definitions are introduced for hill stations, rural agents, number of lives, and productive agents.
3. Key aspects of incentive calculation include graded credit based on years of service, growth in sales figures, number of lives and productive agents, recruitment targets, and rural/specified plan credits. Debits can apply for lack of growth or missing targets.
7. அறிமுகம் ! எல் . ஐ . சி யின் ஜீவன் ஆரோக்யா ... உங்கள் ஆரோக்கியமான வாழ்விற்கு அற்புதமான மருத்துவக் காப்பீட்டு திட்டம் ! உங்கள் உடல் நலனைப் பேணிக்காக்க வடிவமைக்கப்பட்ட திட்டம் !
14. ஜீவன் ஆரோக்யா சிறப்பு அம்சங்கள் ! Hospital Cash Benefit பாலிசியின் முதல் வருடம் 30 நாட்கள் ( அதில் 15 நாட்கள் வரை ICU பயன் = 2 மடங்கு HCB ) Hospital Cash Benefit பாலிசியின் இரண்டாம் வருடம் முதல் 90 நாட்கள் ( அதில் 45 நாட்கள் வரை ICU பயன் = 2 மடங்கு HCB ) வாழ்நாள் முழுதும் அதிகபட்சம் 720 நாட்கள் ( அதில் 360 நாட்கள் வரை ICU பயன் = 2 மடங்கு HCB )
15. ஜீவன் ஆரோக்யா சிறப்பு அம்சங்கள் ! Major Surgical Benefit ஒரு ஆண்டில் அதிகபட்சம் HCB யின் 100 மடங்கு ! Major Surgical Benefit வாழ்நாளில் அதிகபட்சம் HCB யின் 800 மடங்கு ! அங்கீகரிக்கப்பட்ட மருத்துவமனைகளில் சிகிச்சைப் பெற்றால் 50% உடனடியாக வழங்கப்படும் ! ஆம்புலன்ஸ் செலவு ரூ 1000 உட்பட !! ஒரு வருடம் பிரிமியம் தள்ளுபடி !
16. ஜீவன் ஆரோக்யா சிறப்பு அம்சங்கள் ! Day Care Procedure Benefit ஒரு ஆண்டில் அதிகபட்சம் 3 முறை Day Care Procedure Benefit வாழ்நாளில் அதிகபட்சம் 24 முறை DCPB வழங்கப்படும் போது , HCB பயன் கிடையாது !
17. ஜீவன் ஆரோக்யா சிறப்பு அம்சங்கள் ! Other Surgical Benefit முதல் ஆண்டில் அதிகபட்சம் 15 நாட்கள் மட்டும் ! Other Surgical Benefit இரண்டாம் ஆண்டு முதல் அதிகபட்சம் 45 நாட்கள் மட்டும் ! வாழ் நாளில் அதிகபட்சம் 360 நாட்கள் ! Other Surgical Benefit தினசரி பயனாக கணக்கிடப்பட்டு வழங்கப்படும் !
18. ஜீவன் ஆரோக்யா முக்கிய குறிப்பு ! அடிப்படையில் இது ஒரு மருத்துவக் காப்பீட்டுத் திட்டம் ! பங்குச்சந்தை சாராதது !! இதில் மருத்துவச் செலவுகள் மட்டுமே வழங்கப்படும் !! விருப்பப் பட்டால் மட்டுமே ஆயுள் காப்பீடு மற்றும் விபத்துக் காப்பீடு ! இதில் பாலிசிகாலம் என்பது 80 மைனஸ் நுழைவு வயது ! பாலிசியின் கீழ் முதிர்வு தொகையோ இறப்புத் தொகையோ கிடையாது !
19. ஜீவன் ஆரோக்யா முக்கிய குறிப்பு ! பிரிமியம் மூன்றாண்டிற்கு ஒரு முறை மட்டுமே பரிசீலிக்கப்படும் !! பயன்கள் எதுவும் பெறாத பட்சத்தில் ஒவ்வொரு மூன்றாண்டும் 5% HCB ஊக்கத்தொகை ! ஒவ்வொரு ஆண்டும் HCB 5% உயர்த்தப்படும் ! அதிகபட்சம் 50%
20.
21. ஜீவன் ஆரோக்யா முக்கிய குறிப்பு ! மேலும் பட்டியலிடப்பட்டுள்ள 17 வகை சிகிச்சைகளுக்கு காத்திருப்பு காலம் 2 வருடம் ! Waiting Period காத்திருப்பு நேரம் விபத்தின் காரணமாக தேவைப்படும் சிகிச்சைக்கு பயன்கள் பாலிசியின் தொடக்க நாளிலிருந்தே உண்டு ! உடல்நலக் குறைவிற்கான பாலிசியின் பயன்கள் பாலிசி தொடங்கிய தேதியிலிந்து 90 நாட்களுக்கு பின் ! பாலிசி பிரிமியம் செலுத்தாமல் 90 நாட்களுக்குள் புதுப்பித்தால் 45 நாட்கள் ! 90 நாட்களுக்குப் பின் புதுப்பித்தால் 90 நாட்கள் !
27. ஜீவன் ஆரோக்யா Example உதாரணம் மேலே உள்ள பிரிமியம் தொகையை , நாம் நமது வாகனத்திற்கு செலுத்தும் பிரிமியத்தோடு ஒப்பிட்டு பாருங்கள் . இந்த பிரிமியத்திற்கு உண்டான பயன்கள் அடுத்த பக்கத்தில் .... ஆயுள் காப்பீட்டிற்கு அடுத்து உங்களின் கடமை மருத்துவ காப்பீட்டிற்காக தானே ! ரூ 1000 HCB பெற வருட பிரிமியம் ஆண் பெண் வயது பிரிமியம் வயது பிரிமியம் 20 1884 20 1689 30 2198 30 2004 40 2744 40 2488 50 3693 50 3072
28. ஜீவன் ஆரோக்யா Illustration எடுத்துக்காட்டு Nature of Benefit ரூ .1000 HCB தேர்ந்தெடுக்கும் போது கிடைக்கும் பயன்கள் முதலாண்டு (Rs) இரண்டாம் ஆண்டு (Rs) அதிகபட்சம் பாலிசி காலம் முழுவதுமாக (Rs) Hospital Cash Benefit (HCB) including ICU Benefit 45,000 1,41,750 16,20,000 Major Surgical Benefit (MSB) 1,00,000 1,05,000 12,00,000 Other Surgeries Benefit (OSB) 30,000 94,500 10,80,000 Day Care Procedure Benefit (DCPB) 15,000 15,750 1,80,000 Maximum Benefit under the policy per insured 40,80,000 Ambulance Charges incurred Rs.1000/- per insured per year Premium Waiver Benefit One Year Premium No Claim Benefit Increase in HCB by 5%
29. நலம் காப்போம் ! வளம் சேர்ப்போம் !! அன்புடன் டி . எஸ் . ராஜன் , எல் . ஐ . சி ., கரூர் 94431 56829 [email_address] ஜீவன் ஆரோக்யா ’ வில் இணைந்து ....