HDFC Life is a joint venture between HDFC and Standard Life Aberdeen offering individual and group insurance. It has over 400 branches across India and distributes products through agents, banks, brokers, and online platforms. HDFC Life offers a range of protection, pension, savings, investment, health, and children's insurance plans. Its flagship products include HDFC Life Smart Woman Plan and HDFC Life Click 2 Protect 3D Plus, an online term plan.

1. HDFC LIFE
- SUYASH PODDAR

2. INTRODUCTION
 HDFC Life (HDFC Life Insurance Company Ltd.) is a long-
term life insurance provider with its headquarters in Mumbai,
offering individual and group insurance.
 It is a joint venture between Housing Development Finance
Corporation Ltd(HDFC), one of India's leading housing finance
institution and Standard Life Aberdeen PLC, leading well known
provider of financial savings & investments services in
the United Kingdom.
 HDFC Life has about 414 branches and presence in 980+ cities
and towns in India. The company has also established a liaison
office in Dubai.
 HDFC Life distributes its products through a multi channel
network consisting of Insurance
agents, Bancassurance partners (HDFC Bank, Saraswat
Bank, RBL Bank), Direct channel, Insurance Brokers & Online
Insurance Platform.

3. CONTINUED
 HDFC LIFE is one of the leading life insurance
companies in India that offers a range of individual
and group insurance solutions that meet various
needs such as Protection, pension, Savings and
Investment, Health, Child and Women’s Plans.

4. ASSOCIATED COMPANIES
HDFC Life's associated companies include:
 HDFC Ltd
 HDFC Bank
 HDFC International Life and Re Company Limited
 HDFC Pension
 HDFC MF
 HDFC Sales
 HDFC Ergo
 HDB Financial Services
 HDFC Securities
 HDFC RED
 HDFC Ventures Trustee Company
 GRUH Finance
 HDFC Trustee Company
 HDFC Developers
 HDFC Property Ventures,
 HDFC Investments,
 Credit Information Bureau (India) Ltd.

5. PRODUCTS AND SERVICES
 Protection Plans - insurance plans that provide protection and
financial stability to the family in case of any unforeseen events.
 Click2Protect Plus is the online term plan.
 Launched CSC Suraksha to be sold exclusive through the
Common Services Centre network.
 Click2Invest is their online ULIP investment plan.
 Health Plan – offers financial security to meet health related
contingencies.
 Savings & Investment plans - These plans help in investment to
achieve financial goals.
 Retirement plans - financial security for life post retirement.
 Women’s plans - plans catering to different financial needs of
women.
 Children’s plans – plans meant to secure children’s future.
 Rural & social Plans – meant specifically for rural customers.
 Click2Retire completed their Click2 portfolio.

6. WOMEN’S PLAN
 HDFC Life Smart Woman Plan, a unique insurance
cum investment plan designed specifically for
women. The plan offers benefits to take care of
various stages of your life; be it on motherhood,
fighting cancer or coping with the loss of a
companion. This plan ensures that the savings
continue, while they adjust to the new stages of
your life, and they remain confident to live life your
way.
 There are three types of insurance options
according to personnel's need:
 Classic
 Premier
 Elite

7. FEATURES
 Uninterrupted savings with waiver and funding of
premiums for 3 years on the following events:
 Pregnancy complications or birth of child with congenital
disorder
 Diagnosis of malignant cancer of female organs
 Death of spouse
 Additional periodic cash payouts
 Flexibility to make partial withdrawals to meet
contingencies
 Avail of hassle-free annual premium payment option
 Tax benefits subject to provisions contained under
sections 80C and 10(10D) of the Income Tax Act 1961
 Paying premiums is convenient with access to multiple
modes – credit card, internet banking, cheque, auto debit
facility.

8. HDFC LIFE CLICK 2 PROTECT 3D PLUS
 HDFC Life Click 2 Protect 3D Plus is a online term
insurance plan that offers comprehensive security
at an affordable price.
 3D stands for the three uncertainties that we face
at some point in time, i.e. Death, Disability and
Disease. With this online term policy, ensure that
the family is safeguarded financially if an
unexpected eventuality occurs.

9. FEATURES
 Provide financial protection to you and your family
at an affordable cost
 Customize your online term plan with a choice of 9
plan options
 All future premiums are waived on Accidental Total
Permanent Disability and on diagnosis of Critical
Illness.
 Protect yourself for whole of life with Life Long
Protection & 3D Life Long Protection options
 Flexibility to choose your policy and premium
payment terms.
 Life Stage Protection feature offers to increase
insurance cover on certain key milestones without
medicals

10. CONTINUED
 Flexibility to increase your cover every year through
top-up option
 Special premium rates for female lives
 Attractive premium rates for non-tobacco users
 Tax benefits as per prevailing tax laws
 Tax benefits are subject to change from time to time

11. BENEFITS
HDFC Life Click 2 Protect 3D plus provides you
with 9 plan options:
 Life Option
 Extra Life Option
 3D Life Option
 Life Long Protection Option
 3D Life Long Protection Option
 Return Of Premium Option
 Income Option
 Extra Life Income Option
 Income Replacement Option

12. THANK YOU