This document discusses issues related to classism and unfair treatment of employees in LIC (Life Insurance Corporation of India). It notes that Class I employees are gifted cars with no conditions while Class II employees must endure "Cars & Tears". It argues that expense ratios unfairly target development officers and amounts to making them pay for their own work expenses. Overall, it criticizes LIC management practices as being unfair, practicing "South Africa in LIC", and likens them to an "Alcoholic Management" due to an unhealthy focus on new business competitions.