Priyabrata Banerjee
Contact: 9928940139, 0141 2760425 ~ E-Mail: pebee1964@yahoo.co.in
Senior Level Positions
Retail Banking Operations ~ Foreign Exchange ~ Branch Operations.
SYNOPSIS
An astute professional with nearly 30 years of veritable experience in Banking Operations for both Retail and Foreign Exchange
divisions in premier organizations in the private sector. Presently associated with HDFC Bank Ltd., Jaipur as Senior Manager –
Authoriser (Gen. Bkg & Retail Forex.) Distinguishable experience in leading the organizations in a strategic manner and
achieving year on year profits in an otherwise volatile economy. Effectively established and enhanced the Forex division in
various branches across the state of Rajasthan. As of now acting as Officiating Branch Manager of the up country branches from
time to time. During these tenure of deputation – inculcate the habit of selling the various bank products as well as the Third
Party Products being the need of the hour and generated a handsome of productivity of the Branch and the Bank as well- as my
Mantra states “ TOGETHER WE PROSPER “.
Apart from the above, also conducting the Fortnightly Audit of the various branches of the Cluster from time to time ensuring
the system processes and the procedures were followed by the branches meticulously during the reporting period and no lapses
and deviation were observed
Expertise in various Export Finance Activities (Purchase /Discount/ Negotiation), advising export letter of credit for beneficiaries,
scrutinizing and negotiating export bills under the LC, issuing import LC, Handling of Export Bills drawn under state credit.
A strategic planner with expertise in analyzing existing systems & procedures, preparing annual operating plans, designing
internal control systems and facilitating effective decision-making. Exceptional communication and negotiation skills with the
distinction of maintaining relations with Top Dignitaries of the Reserve Bank of India, Jaipur Office (Department of the FED,
Banking Ombudsman, Banking Supervision, Currency Chest, etc.) as well as various Government Officials viz.; Enforcement
Directorate, DGFT Jaipur, etc.
AREAS OF EXPERTISE
ORGANIZATIONAL SCAN
HDFC Bank Ltd., Jaipur
Since Sep’07 Senior Manager – Branch Authorizer (Retail Brach FOREX Operations & Gen. Banking.)
Also worked as Banking Ombudsman -Nodal Desk Officer for Rajasthan State from Sep’07 – Dec’10
Notable Milestones
 Instrumental in establishing the Foreign Exchange Division across the entire Rajasthan’s 20 branches which expanded to
present number of 43 branches post merger with e-CBOP.
 Successfully set up the Trade Finance Desk at Johari Bazar Branch which is responsible for processing about 20 export and
import bills daily.
 Received a letter of appreciation from RBI Branch Office, Jaipur for my contribution for the Ombudsman Cases.
 Streamlined inter-departmental communications in order to achieve better coordination with various related departments
like Treasury Department, Branch, Customer and Central Processing Team and Swift Department to increase customer
satisfaction levels as well and cross selling opportunities.
 Initiated and implemented:
o Flexible pricing of the exchange rate for the customer through Cost Benefit Analysis on a case to case basis.
o Personal Rate Negotiations with all sorts of dealers as well as conducting regular training for the same.
o And there after the branch exchange income is also achieved.
 Handled a variety of business houses ranging from Gem & Jewellery Export Clients, Handicrafts Exporters, Marble Exporters,
Granite Exporters, Ready Made Garment Exporters, De-Oiled Cake Exporters, Machinery Importers, Timber Importers, etc.
 Successfully converted dormant Trade Finance existing clients for banks business and increased the client base for the
division by proactive client servicing and aggressive selling and competitive pricing methodology.
 Handling a team of 14 for the branches along with a new Trade Desk set up at Johari Bazar, Jaipur.
 Duly achieves the cross selling targets & received a CERTIFICATE OF APPRECIATION for doing the Max. NOP’s
for the cluster(2013-2014 )
 Having successfully rectified the Audit Report for the RETAIL TRADE FINANCE BRANCH BANKING Department .
 Having generated Handsome FEX-INCOME of the branch Concern and even surpass the target set for the branch. Having
successfully rectified the audit report both for the TRADE FINANCE Department as well as for the GENERAL BANK.
Strategic & Tactical Planning ~ Profit Centre Operations ~ Banking Operations ~ Forex / Treasury Operations
Credit & Risk Management ~ Disbursal Management ~ Debt Restructuring ~ Fund Sourcing & Management
System Implementation ~ Internal Audit & Compliance ~ Client Management ~ Team Management
Export / Import Management ~ Trade Finance Management
 Having generated Handsome FEX-INCOME of the branch Concern and even surpass the target set for the branch.
 Presently taking care of the entire(Retail Forex Operations & the General Banking Operations ) authorization task.
 Handling all the Inward Remittances( average approx. 6/8 txn daily ) of the exporters and also doing the retail outward
remittances and generating the forex income for the branch.
 Also acting as the officiating Branch Manger for the various upcountry Branches of the cluster and generating the handsome
business fresh leads and also the habit of inculcating the selling the various product suitable for the customer as well as to
the bank i.e without the element of Miss selling .
The Bank of Rajasthan Limited
Growth Path
Aug’84 – Sep’95 Godown Incharge
Sep’05 – Mar’04 Asst. Manager – FOREX Operations – Delhi Overseas Branch, Jaipur Overseas, Exchange
Bureau, Jaipur
Mar'04 -Feb'07 Dy. Manager - FOREX In-charge – Mumbai Overseas Branch
Mar'07 -Sept'07 Sr. Manager - Branch Administrator Cum FOREX In-charge - Jaipur Overseas
Notable Milestones
 Handled the branch with a foreign exchange turnover of over INR 1850 Crore.
 Instrumental in steadily increasing the revenues across the tenure in all the branches; effectively increased FOREX turnover
from INR 1050 crore to INR 1480 Crore in New Delhi Overseas Branch, INR 690 Crore to INR 1150 Crore in Jaipur Overseas
Branch as well as from INR 1630 Crore to INR 2295 Crore in Mumbai Overseas Branch.
 Worked as the Floor Manager/ Administrator for the Forex Department/ BRANCH.
 Supervised overall Banking Operations along with Forex Operations with the assistance of a team of 16 members.
 Handled documentary credits as per UCPDC guidelines for Inland and Foreign Documentary Credits as well as Export Bills
Collection under the URC.
 Effectively managed the Treasury Operations as per the guidelines given by FEDAI and RBI and ensured strict compliance.
 Increased business by maintaining excellent client relations.
 Guided the branch through various operations and procured Cash Prizes for:
o Implementing The Trade Finance Module (Finnacle) which helped the Up-Country Branches - the then B-Category
Branches in completing Forex transactions.
o Recovery of the NPA (Overseas Mumbai) worth INR 2.93 Crores.
 Received Appreciation Letter for contribution to Jaipur Overseas Branch & Mumbai Overseas Branch.
 Successfully obtained sanctions, exemptions and approvals for various transactions/ action confirmations from the bank’s
Board of Directors.
 Assisted in the implementation of the Trade and Finance Module of FINNACLE in Jaipur Overseas Branch and acted as a
guide for the IT Department during the implementation of the same in Mumbai Overseas Branch.
 Astute in handling pre & post finance operations along with periodical calculation of payable ECGC premium. Diligent in
ensuring compliance to policy and statutory norms; effectively handled the returns to RBI.
 Spearheaded Swift Operations and oversaw timely submission of returns to RBI like R-Returns XOS, IBS, NRD- CSR, STAT
-5, STAT-8, STAT-9, STAT-10, Compilation of NRDCSR, IBSBR, etc.
 Handled a variety of business houses ranging from Gem & Jewellery Export Clients, Handicrafts Exporters, Marble Exporters,
Granite Exporters, Ready Made Garment Exporters, De-Oiled Cake Exporters, Machinery Importers, Timber Importers, etc.
Trainings Attended:
 Attended and successfully completed various trainings like
o FOREX Operations conducted by –
 NIBM Pune on FOREX Induction Programme.
 RBI, Pune on Advance Training on Forex Operation.
 Bankers Training College, Mumbai on Advance FOREX Operation and its Reporting.
 NISBTC New Delhi on Latest FOREX Operation Module with the Line of Recent Changes.
 FEDAI, Jaipur about Electronic Reporting System.
o Totally Quality Management (for ISO – Certification) conducted by I.I.Q.M, Jaipur.
ADDITIONAL RESPOSIBILITY AT BANKS'TRAINING COLLEGE
Staff Training College – Bank of Rajasthan, Jaipur
Jun’98 – Apr’01 Guest Faculty
 Subjects Taught:
o Export Collection
o Export Financing (Negotiation, Purchase/Discount)
o Compilation of Various Returns (R-Returns, XOS, BEF, STAT 5, STAT 8, STAT 10, etc.)
o NRI Deposits
o Swift Operations: Opening Of The Import LC (MT 700), Reimbursement Clause And Authority, Payment Under MT
103, MT 202 Etc.
PROFESSIONAL QUALIFICATION
 CAIIB (Both Parts) from Indian Institute of Banking and Finance, Mumbai (erstwhile Indian Institute of Bankers)
ACADEMIA
1989 PG Diploma in Banking & Finance from University of Rajasthan, Jaipur.
1987 M.A. (Economics) from University of Rajasthan, Jaipur.
1983 B.Sc. from Maharaja’s College, Jaipur affiliated to University of Rajasthan.
IT SKILLS
 MS Office (Word, Excel & PowerPoint)
 Finnacle
 Finware
 Internet Applications
PERSONAL DOSSIER
Date of Birth: 12th
January 1964.
Address: 162, Mohan Nagar, Near Riddhi Siddhi Sweets, On Gopalpura Bypass, Mansarovar Link Road, Jaipur -
302018.
Linguistic Skills: English, Bengali, Hindi & Rajasthani.
Location Preference: NO CONSTRAINT.

Resume_New2015

  • 1.
    Priyabrata Banerjee Contact: 9928940139,0141 2760425 ~ E-Mail: pebee1964@yahoo.co.in Senior Level Positions Retail Banking Operations ~ Foreign Exchange ~ Branch Operations. SYNOPSIS An astute professional with nearly 30 years of veritable experience in Banking Operations for both Retail and Foreign Exchange divisions in premier organizations in the private sector. Presently associated with HDFC Bank Ltd., Jaipur as Senior Manager – Authoriser (Gen. Bkg & Retail Forex.) Distinguishable experience in leading the organizations in a strategic manner and achieving year on year profits in an otherwise volatile economy. Effectively established and enhanced the Forex division in various branches across the state of Rajasthan. As of now acting as Officiating Branch Manager of the up country branches from time to time. During these tenure of deputation – inculcate the habit of selling the various bank products as well as the Third Party Products being the need of the hour and generated a handsome of productivity of the Branch and the Bank as well- as my Mantra states “ TOGETHER WE PROSPER “. Apart from the above, also conducting the Fortnightly Audit of the various branches of the Cluster from time to time ensuring the system processes and the procedures were followed by the branches meticulously during the reporting period and no lapses and deviation were observed Expertise in various Export Finance Activities (Purchase /Discount/ Negotiation), advising export letter of credit for beneficiaries, scrutinizing and negotiating export bills under the LC, issuing import LC, Handling of Export Bills drawn under state credit. A strategic planner with expertise in analyzing existing systems & procedures, preparing annual operating plans, designing internal control systems and facilitating effective decision-making. Exceptional communication and negotiation skills with the distinction of maintaining relations with Top Dignitaries of the Reserve Bank of India, Jaipur Office (Department of the FED, Banking Ombudsman, Banking Supervision, Currency Chest, etc.) as well as various Government Officials viz.; Enforcement Directorate, DGFT Jaipur, etc. AREAS OF EXPERTISE ORGANIZATIONAL SCAN HDFC Bank Ltd., Jaipur Since Sep’07 Senior Manager – Branch Authorizer (Retail Brach FOREX Operations & Gen. Banking.) Also worked as Banking Ombudsman -Nodal Desk Officer for Rajasthan State from Sep’07 – Dec’10 Notable Milestones  Instrumental in establishing the Foreign Exchange Division across the entire Rajasthan’s 20 branches which expanded to present number of 43 branches post merger with e-CBOP.  Successfully set up the Trade Finance Desk at Johari Bazar Branch which is responsible for processing about 20 export and import bills daily.  Received a letter of appreciation from RBI Branch Office, Jaipur for my contribution for the Ombudsman Cases.  Streamlined inter-departmental communications in order to achieve better coordination with various related departments like Treasury Department, Branch, Customer and Central Processing Team and Swift Department to increase customer satisfaction levels as well and cross selling opportunities.  Initiated and implemented: o Flexible pricing of the exchange rate for the customer through Cost Benefit Analysis on a case to case basis. o Personal Rate Negotiations with all sorts of dealers as well as conducting regular training for the same. o And there after the branch exchange income is also achieved.  Handled a variety of business houses ranging from Gem & Jewellery Export Clients, Handicrafts Exporters, Marble Exporters, Granite Exporters, Ready Made Garment Exporters, De-Oiled Cake Exporters, Machinery Importers, Timber Importers, etc.  Successfully converted dormant Trade Finance existing clients for banks business and increased the client base for the division by proactive client servicing and aggressive selling and competitive pricing methodology.  Handling a team of 14 for the branches along with a new Trade Desk set up at Johari Bazar, Jaipur.  Duly achieves the cross selling targets & received a CERTIFICATE OF APPRECIATION for doing the Max. NOP’s for the cluster(2013-2014 )  Having successfully rectified the Audit Report for the RETAIL TRADE FINANCE BRANCH BANKING Department .  Having generated Handsome FEX-INCOME of the branch Concern and even surpass the target set for the branch. Having successfully rectified the audit report both for the TRADE FINANCE Department as well as for the GENERAL BANK. Strategic & Tactical Planning ~ Profit Centre Operations ~ Banking Operations ~ Forex / Treasury Operations Credit & Risk Management ~ Disbursal Management ~ Debt Restructuring ~ Fund Sourcing & Management System Implementation ~ Internal Audit & Compliance ~ Client Management ~ Team Management Export / Import Management ~ Trade Finance Management
  • 2.
     Having generatedHandsome FEX-INCOME of the branch Concern and even surpass the target set for the branch.  Presently taking care of the entire(Retail Forex Operations & the General Banking Operations ) authorization task.  Handling all the Inward Remittances( average approx. 6/8 txn daily ) of the exporters and also doing the retail outward remittances and generating the forex income for the branch.  Also acting as the officiating Branch Manger for the various upcountry Branches of the cluster and generating the handsome business fresh leads and also the habit of inculcating the selling the various product suitable for the customer as well as to the bank i.e without the element of Miss selling . The Bank of Rajasthan Limited Growth Path Aug’84 – Sep’95 Godown Incharge Sep’05 – Mar’04 Asst. Manager – FOREX Operations – Delhi Overseas Branch, Jaipur Overseas, Exchange Bureau, Jaipur Mar'04 -Feb'07 Dy. Manager - FOREX In-charge – Mumbai Overseas Branch Mar'07 -Sept'07 Sr. Manager - Branch Administrator Cum FOREX In-charge - Jaipur Overseas Notable Milestones  Handled the branch with a foreign exchange turnover of over INR 1850 Crore.  Instrumental in steadily increasing the revenues across the tenure in all the branches; effectively increased FOREX turnover from INR 1050 crore to INR 1480 Crore in New Delhi Overseas Branch, INR 690 Crore to INR 1150 Crore in Jaipur Overseas Branch as well as from INR 1630 Crore to INR 2295 Crore in Mumbai Overseas Branch.  Worked as the Floor Manager/ Administrator for the Forex Department/ BRANCH.  Supervised overall Banking Operations along with Forex Operations with the assistance of a team of 16 members.  Handled documentary credits as per UCPDC guidelines for Inland and Foreign Documentary Credits as well as Export Bills Collection under the URC.  Effectively managed the Treasury Operations as per the guidelines given by FEDAI and RBI and ensured strict compliance.  Increased business by maintaining excellent client relations.  Guided the branch through various operations and procured Cash Prizes for: o Implementing The Trade Finance Module (Finnacle) which helped the Up-Country Branches - the then B-Category Branches in completing Forex transactions. o Recovery of the NPA (Overseas Mumbai) worth INR 2.93 Crores.  Received Appreciation Letter for contribution to Jaipur Overseas Branch & Mumbai Overseas Branch.  Successfully obtained sanctions, exemptions and approvals for various transactions/ action confirmations from the bank’s Board of Directors.  Assisted in the implementation of the Trade and Finance Module of FINNACLE in Jaipur Overseas Branch and acted as a guide for the IT Department during the implementation of the same in Mumbai Overseas Branch.  Astute in handling pre & post finance operations along with periodical calculation of payable ECGC premium. Diligent in ensuring compliance to policy and statutory norms; effectively handled the returns to RBI.  Spearheaded Swift Operations and oversaw timely submission of returns to RBI like R-Returns XOS, IBS, NRD- CSR, STAT -5, STAT-8, STAT-9, STAT-10, Compilation of NRDCSR, IBSBR, etc.  Handled a variety of business houses ranging from Gem & Jewellery Export Clients, Handicrafts Exporters, Marble Exporters, Granite Exporters, Ready Made Garment Exporters, De-Oiled Cake Exporters, Machinery Importers, Timber Importers, etc. Trainings Attended:  Attended and successfully completed various trainings like o FOREX Operations conducted by –  NIBM Pune on FOREX Induction Programme.  RBI, Pune on Advance Training on Forex Operation.  Bankers Training College, Mumbai on Advance FOREX Operation and its Reporting.  NISBTC New Delhi on Latest FOREX Operation Module with the Line of Recent Changes.  FEDAI, Jaipur about Electronic Reporting System. o Totally Quality Management (for ISO – Certification) conducted by I.I.Q.M, Jaipur. ADDITIONAL RESPOSIBILITY AT BANKS'TRAINING COLLEGE Staff Training College – Bank of Rajasthan, Jaipur Jun’98 – Apr’01 Guest Faculty  Subjects Taught: o Export Collection o Export Financing (Negotiation, Purchase/Discount) o Compilation of Various Returns (R-Returns, XOS, BEF, STAT 5, STAT 8, STAT 10, etc.) o NRI Deposits
  • 3.
    o Swift Operations:Opening Of The Import LC (MT 700), Reimbursement Clause And Authority, Payment Under MT 103, MT 202 Etc. PROFESSIONAL QUALIFICATION  CAIIB (Both Parts) from Indian Institute of Banking and Finance, Mumbai (erstwhile Indian Institute of Bankers) ACADEMIA 1989 PG Diploma in Banking & Finance from University of Rajasthan, Jaipur. 1987 M.A. (Economics) from University of Rajasthan, Jaipur. 1983 B.Sc. from Maharaja’s College, Jaipur affiliated to University of Rajasthan. IT SKILLS  MS Office (Word, Excel & PowerPoint)  Finnacle  Finware  Internet Applications PERSONAL DOSSIER Date of Birth: 12th January 1964. Address: 162, Mohan Nagar, Near Riddhi Siddhi Sweets, On Gopalpura Bypass, Mansarovar Link Road, Jaipur - 302018. Linguistic Skills: English, Bengali, Hindi & Rajasthani. Location Preference: NO CONSTRAINT.