Ranjan Jha has over 13 years of experience in transaction banking, trade finance operations, corporate banking, and relationship management. He is certified in various trade finance qualifications and has expertise in trade products including letters of credit, guarantees, and financing. Jha has a proven track record of successfully managing trade operations, developing strategies to grow business, and training subordinates to improve performance. He currently holds the position of Manager at Axis Bank where he oversees import/export transactions and issues letters of credit and guarantees.

1. RANJAN JHA
Mobile: +91-9920264311 E-Mail: ranjanjha23@gmail.com
An experienced, self-motivated, enthusiastic, highly competent banker, having over 13 years of
experience in Retail Banking-Trade Finance Operations, Corporate Banking, Transaction Banking and AMC. The last three
years evolved with particular focus on Compliance-Transaction Banking, and business generation in terms of increasing
Transaction Banking fee income.
SUMMARY
CDCS/CITF/CAIIB /CeTF Certified with 13 years of experience in Transaction Banking and
Relationship Management
Spearheaded operations of the Trade Finance Department including LC, BG issuance (international
and domestic), pre/post-shipment financing and structuring of complex deals from inception to
conclusion
Holds sound experience of major trade finance products especially letters of credit, factoring,
forfeiting
Expertise in implementing procedures and contributing towards improving banking performance,
heightening productivity and enhancing internal controls
Developed competency in managing branch trade finance operations and implementing strategies
towards enhancing business volumes and growth
Demonstrated leadership capabilities including the ability to organize and manage human
resources to attain goals
Career Growth Path
AREAS OF EXPERTISE
UCP 600, ISBP 745, ISP98, eUCP1.1, URR 725,URC 522, URDG 758, Islamic Banking, URBPO 750,URF 800
Originating and completing trade finance transactions of various products.
Controlling operations while establishing inland letter of credit, negotiating LC bills, discounting of clean bills, issuing bank
guarantees, inward bills under LC
Monitoring transactions to make sure that they adhere to the regulatory restrictions.
Supervising all inward / outward remittances, letter of credit, import bills, export bills, remittances
submitting export / import statement and export credit outstanding statement
Advising customer on different Trade Finance product and processes. ORG
ANIZATIONAL EXPERIENCE
Axis Bank Ltd.,Mumbai- Delhi , Transaction Banking Operation (Manager) since Apr’13
Supervising import and outward remittance
Processing Tom /Spot contract and issuing LC / BG
Accountable for handling the lodgments and payment of collection of documents
Handling inward remittances, export & import document, capital account / EPC merchant trade
transaction, RBI reporting, etc.
Managing the reconciliation of various reports for day-to-day work for audit purpose leading
various activities of Trade Finance and Foreign Exchange Department
Assisting in attaining the foreign exchange revenue and business targets by negotiating and
booking rate for different transactions.
Imparting training to associates and juniors to increase productivity

2. Achievements:
Successfully assisted in establishing the new business unit / branch for trade finance operation with no. of products for
customer across different segments
Effectively guided the Trade Finance Team which established relationship with leading names in the industry through trade
solutions / services
Achieved in implementing Service Level Agreements (SLAs) at crucial touch points and supervised automation of processes at
branch level that led to customer benefits
Achieved the business target of the department in terms of forex revenue and turnover by more than hundred percent
continuously and at the same time assuring that the business is as per compliance.
Kotak Mahindra Bank from Apr’11 – Apr’13
Corporate Service Manager (Deputy Manager) Mumbai
Managed export transactions including collection, negotiation, discounting, settlement of foreign inward remittance, issuance of
LC, delivery order, EPC, etc.
Handled lodgment, advance, direct and other import related transactions
Involved in discounting transaction like LCBD (sales & purchase bill), invoice, hundi, foreign bill, etc.
Oversaw the reconciliation of various reports like LC bill due, buyers credit due, inland transaction, bank guarantee and
LC, Supervised large & mid – corporate / SME & retail clients and ensured proper documentation and compliance of
terms
Sustained banking relationship with clients and monitored the branch activities for Trade Finance Department
Engaged in handling payments, advances, discounts, assignments of proceeds and various other aspects of trade finance
operation.
Monitored the branch transactions on import advance payment, import bills under L/C and collection basis, funds transfers,
outward remittances, buyer credits, etc.
Carried out the negotiation of export bills or pre/post shipment credits and issued FIRCs / BRCs / GR waiver
executed the documentation of issuance / amendment of bank guarantees, inland & foreign L/Cs, etc.
Ensured effective internal communication
Achievements:a
Steered efforts for establishing new customer relationship and strengthening the existing relationships.
Recognized for the efforts and received multiple appreciations from Senior Management on the service delivery parameters.
Entrusted with the opportunity to work in different big branches across different location with leading business entity of the
country.
ICICI Bank Ltd., Mumbai as Assistant Manager (Band 1) from Oct’07 – Apr’11
Oversaw the daily branch banking trade finance operation, collection of import and export bill settlement, inward remittances,
FIRC issuance, and outward remittance in cluster branch.
Carried out the verification of branch banking transactions as a Shift In-charge on daily basis
Managed various retail banking operations including deposits, transfers, demand drafts, pay orders, RTGS and NEFT, inward &
outward cheques, etc.
Assisted the Administrative and Marketing Departments in order to maintain business
Handled the reconciliation of Teller cash sheet and bank statement while preparing various reports
Identified areas for improving and enhancing customer service initiatives through implementation of feedback received
Involved in resolving the escalated issues
Achievements:
Recognized and appreciated by Regional Head for qualifying regional contest for selling third party product.
Achievement of Service level agreement on continuous instances which benefited bank and customer also.
Trained no. of staff for the Trade Finance Desk and branch banking activity.
UTI MF, Samastipur as CRs Sales Executive from Jan’03 – May’07

3. Oversaw day to day office activities, KYC checking, development of reports pertaining to NFO and ongoing fund,
IT PAN issuance and other details in the off role capacity along with my regular study.
Education
• MBA (Banking and Finance) for working professional, from Sikkim Manipal University in 2014
• P.G. Diploma in Banking from ICICI Manipal Academy, Bangalore, Manipal University in 2009
• Post Graduate Diploma Banking Operations from IFBI, New Delhi, in 2007
• B.Com(H) from LNMU in 2005
Certification
• CDCS(Certified Documentary Credit Specialist) Examination, Nov 2015 from IFS
University College, United Kingdom, partnership with the International
Chamber of Commerce (ICC).
• CITF(Certificate in International Trade and Finance) Examination, April 2016 IFS University College, United Kingdom,
partnership with the International Chamber of Commerce (ICC)
• CAIIB[Certified Associate of Indian Institute of Banking & Finance] -International
Banking, Dec’14,Indian Institute of Banking and Finance.
• JAIIB[Junior Associate of Indian Institute of Banking & Finance] ,2013, Indian Institute of Banking and Finance
• Certificate in Trade Finance in 2012, Indian Institute of Banking and Finance
• “Certified Anti-Money Laundering Specialist” examination, 2016 ACAMS (Advancing Financial Crime Professionals
Worldwide)-“Association of Certified Anti-Money Laundering Specialist”-Enrolling in this year
• “Certificate Course in Foreign Exchange” examination 2016, FEDAI(Foreign Exchange Dealer Association of India)-
Pursuing(enrolled)
IT Skills
Windows 98, MS Office [Word, Excel & PowerPoint]
Finacle, Intellect, ARC, FCRM, IGRS, E-search, FCR, FCC, BCIF, Trade Factory, KRAMAN and other Trade Application Software
Personal Details
Date of Birth: 29th
December, 1983
Languages Known: English & Hindi
Passport no: N3688471