1. Objective
To develop my career in the field of Finance & Accounts, having an advancement
opportunity in a well-established reputed Bank. I want to establish myself through hard
work, ethics, sincerity and brilliance. Moreover, I want to serve for the welfare of the
society, business and the economy through discharging the responsibility vested upon me.
As a professional person, I would like to expose my practical and professional knowledge in
case of doing job and to ensure my contribution to reach desire bottom line of the
organization through compliance of applicable rules and regulations.
Key Strength
 Qualified Chartered Accountant (CA)
 Ten years plus banking experience.
 Quick learner, team worker, energetic and self motivated.
 Ability to take challenges and responsibilities in fulfilling targets.
 Analytical ability and creativity in profession & integrity in business behavior
 Ability to cope in diverse situations.
 Ability to work under pressure
Professional Qualification
Qualification : Associate Chartered Accountant (ACA) Enrolment # 1572
CA Articleship : Completed three & half years under Mr. Akther Zamil, FCA from
Howladar, Yunus & Co. Chartered Accountants, represented of Grant
Thornton International Ltd.
Experience
1. Position : First Assistant Vice President & Cost Controller, Bank Asia Ltd.
Duration : From April 1, 2015 to till date.
Job Responsibilities
PLANNING:
• Assist in formulating the Bank's future direction and supporting tactical initiatives.
1 Resume of Ujjal Kanti Dey ACA
RESUME
OF
Ujjal Kanti Dey ACA
Contact Address:
161/3 Shantinagar (1st
Floor)
Dhaka
Cell# 01711-043170
E–mail: ujjal.dey@bankasia-bd.com

2. • Monitor and direct the implementation of strategic business plans.
• Develop financial and tax strategies.
• Develop performance measures that support the bank's strategic direction
OPAERATIONS:
• Cost Benefit analysis of Bank’s various investments including disposal of banks
assets
• Industry practice analysis of all required goods and services.
• Feasibility analysis for branch (Urban/Rural)/SME service center selection/ATM
Offsite and Onsite with peer analysis.
• Set proper control over Bank’s Assets to reduce maintenance cost of Bank.
• Market price analysis for lease agreement for branches/ SME service center.
• Analysis of requisition sent from different department/branches.
• Review and set revenue expenditure and compare it with market competitive price.
• Review of branches expenditure on a regular interval.
• Reductions of cost for non-value-add activities of Bank.
• Ensuring optimum resource allocations to the department/branch by challenging
budget ask from different departments/branches considering the business priority
and overall bottom-line of bank.
• Exploring avenues and providing insights to the management to generate cost
savings in different areas of head office and branches.
• Review of all new assets and liabilities product to be launched in the Market.
Implementation of Paper-less Banking with necessary support from IT, ADC &
Mobile Banking Division, Head Office.
• Analysis of cost for which uphold the image of Bank.
FINANCIAL INFORMATION:
• Provide MIS related with cost control activities to Management as and when
required.
• Reviewing the payment process on sample basis to ensure vendor settlement at
approved rate and only against the approved task orders.
• Justification of Manpower recruitment, allocation and proper utilization considering
branch gradation. (Manpower expense is the second highest expenses of Bank).
• Review of branches expenditure on a regular interval.
FUNDING:
• Net Present Value analysis for lease agreement for branches.
• Review of fund flow and ensue proper utilization of Bank’s fund.
2. Position : Senior Principal Officer, at Trust Bank Limited, Financial Control
& Accounts Department, Head Office.
Duration : From April 18, 2007 to March 31, 2015
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3. Job Responsibilities
As a Senior Principal Officer of Central Financial Control & Accounts Department at Trust
Bank Limited, my job responsibilities ware:
 Preparation of Consolidated Financial Statements of the Bank Annually, Half-yearly,
Quarterly and Monthly as per IAS-27, 32, 34, 39/BFRS-7 & Bangladesh Bank circulars
as well as SEC rules & regulations.
 Preparation of Statements for BASEL-II, Stress Testing, SRP etc.
 Preparation of Business Budget and variance analysis of Budget there on and preset it
to the Management monthly.
 Preparation of different statements required for CAMELS Rating & Credit Rating.
 Preparation of Quarterly DBI Statements (RIT) for submission to Bangladesh Bank.
 Preparation of Monthly SBS-1 and Quarterly SBS-2 Return for onward submission to
Bangladesh Bank.
 Preparation of deposit distributed by rate of interest statement monthly for onward
submission to Bangladesh Bank.
 Calculation of deposit insurance premium half yearly for onward submission to
Bangladesh Bank and keep provision there against on.
 Preparation of Corporate Income Tax Return for submission to the LTU.(Trust Bank
Limited received "Tax Card" for three consecutive year in banking sector from NBR)
 Computation of Advance Income Tax of the Bank and as well as preparation of note
sheet for payment of Advance Income Tax to the LTU.
 Preparation of different statements for submission to the Income Tax Authority.
 Communication with Income Tax Authority and Tax Consultant at the time of final
Assessment of Bank’s Income Tax Return.
 Preparation of different (MIS) Statements for onward submission to the Higher
Management of the Bank.
 Supervise two fully own subsidiary company of the Bank regarding accounting and
Taxation issue.
 Maintain of Accounts of Gratuity Fund of the Bank.
 Coordination with the Auditors (External, Internal & Bangladesh Bank)
 Maintain Trust Bank Unsecured Subordinated Tire-II Bond-I and II @ BDT 200 Crore
each.
 All other jobs as and when assigned by the CFO.
Areas of Professional Skill
Ability to Analyze Business
I have the ability to analyze the business in different perspectives and to give opinion to
expand the business, to control costs, to increase revenues, to identify the business risks etc.
 Industry analysis
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4.  Cost Analysis
 Revenue Analysis
 Quality of the Receivables Analysis
 Source of Working Capital analysis etc
Budget & Budgetary Control
I have excellent knowledge on budget and budgetary control. I am also able to analyze
budget variances and identify the causes of variances which help to control cost and reach
bottom line target of the bank.
Supervision of Direct and Indirect Tax Matters
I have sound knowledge on Bangladesh Taxation System and highly capable to supervise
the taxation matters of the company. Dealing area of taxation matter is as follows:
 Tax deduction at sources like; salary, procurement etc.
 Computation of Corporate Tax Return.
 Tax Compliance Audit.
 Preparation of Annual Taxation Plan.
 Preparation of Appeal Ground in case of appeal.
 It is mentionable that Trust Bank Limited received "Tax Card" for three
consecutive year in banking sector from NBR
Supervision of Secretarial Issues
I have proper knowledge on the following Corporate Laws and Capable to supervise the
secretarial functions also:
 Companies Act 1994
 Banking Act 1991 and amendment Act 2013
 Bangladesh Securities Exchange Commission Act and Rules
 Bangladesh Labor Laws and Act (2006) and Amendment Act 2013
 Foreign Exchange Regulations 1947
Ability to Supervise the Compliance of International Accounting Standards
I have sound theoretical and practical knowledge on International Financial Reporting
Standards (IFRSs) and highly capable to supervise the compliance status of these to uphold
the credibility of Financial Report like ICAB, SAFA Award.
Reporting System
I have excellent ability to prepare and review the departmental reports and bank’s annual
report.
Professional Experience in CA Firm:
 Preparation of Audit plan, audit procedure and audit program
 Conducting analytical review on financial statements and conduct audit thereon
 Experience to train junior audit staffs and working in team environment
 Other related Accounting and finance functions
 Preparation of proposal for Audit and Consultancy engagements etc.
4 Resume of Ujjal Kanti Dey ACA

5. Some of my assignments at Howladar, Yunus & Co have been furnished below:
Participation of Training and Workshop:
 Completed Workshop on "Anti Money Laundering & Terrorist Financing" Organized by
Institute of Chartered Accountants of Bangladesh (ICAB) under World Bank Project.
 Completed Training on "Public Procurement Rules (PPR)" Organized by Institute of
Chartered Accountants of Bangladesh (ICAB) under World Bank Project.
 Completed Training on "Public Sector Auditing Standards" Organized by Institute of
Chartered Accountants of Bangladesh (ICAB) under World Bank Project.
 Completed Special Training on "International Trade Payment and Finance" conducted by
Bangladesh Institute of Bank Management (BIBM).
 Completed 48 hours Business Writing Course conducted by Center for Innovative Language
Learning (CILL) Organized by Trust Bank Training Academy.
 Completed Training on “Money and Banking Data Reporting (SBS 1, 2, 3)” conducted by
Bangladesh Bank Training Academy
 Completed Workshop on “Value Added Tax (VAT)” conducted by Accountancy and
Management Training & Services Limited (AMTRAS).
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Name of the Bank Assignment
Prime Bank Ltd. Comprehensive Audit, Annual Audit
BASIC Bank Ltd Annual Audit
Woori Bank Preparation of Operation Manual
Mutual Trust Bank Ltd. Annual Audit
National Bank of Pakistan Annual Audit
Bangladesh Commerce Bank Ltd. Asset quality Valuation
Bangladesh Krisi Bank Annual Audit
Islami Bank Bangladesh Ltd. Annual Audit

6.  Completed Workshop on “Tax Planning For Minimizing Tax Burden Legally” conducted by
Stock Bangladesh.
 Completed "Foundation Course" Training conducted by Trust Bank Training Academy.
 Completed Training on "Public Financial Management" Organized by Institute of Chartered
Accountants of Bangladesh (ICAB) under World Bank Project.
Language Proficiency
Excellent communication capabilities:
English-Reading, Writing, Listening and Speaking
Bangla- Reading, Writing, Listening and Speaking
Computer Literacy
Microsoft Word, Well in Advanced XLS, Power Point
Capable to work under LAN Environment
Sound knowledge in Flora Banking System and i-stelar CBS
Academic Information
 M.Com in Management:
2nd
Class from Kabi Nazrul Govt. College, Dhaka
Under National University of Bangladesh
Year of passing: 2002
 Bachelor of Commerce (B. Com)
2nd
Class from Kabi Nazrul Govt. College, Dhaka
Under National University of Bangladesh
Year of passing: 2000
 Higher Secondary School Certificate (H.S.C.)
Science Group, Shaheed Showhardy Govt. College,
2nd
Division under Dhaka Board
Year of passing: 1998
 Secondary School Certificate (S.S.C.)
Science Group, Ukhiya Pilot High School
1st
Division under Comilla Board
Year of passing: 1995
Personal Information:
Full Name : Ujjal Kanti Dey
Father’s Name : Shadhan Mohan Dey
Mother’s Name : Minu Rani Dey
Permanent address : Vill. Walla Palong, P.O+P.S- Ukhiya, Dist. Cox’sbazar
Present address : 161/3 Shantinagar (1st Floor), Dhaka
Date of Birth : 03th
November 1979
Nationality : Bangladeshi by birth
Religion : Hindu
Marital Status : Married
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7. Reference(s)
Mr. Khaled Mahbub Morshed FCA
EVP, CFO & Company Secretary
Trust Bank Limited, Head Office.
Bir-Sresto-Jahagirgate,Shadhinata Tower
(Level-7) Dhaka Cantonment, haka
Contact No : 01713060176
Mr. Neaz Mohammad FCA
Partner, Howladar Yunus & CO
Chartered Accountants
House-14 (4th
Floor)
Road-16A, Gulshan-1,Dhaka-1212
Contact No :01711812512
I stand ready to provide you with further information as and when necessary.
I, the undersigned, certify that to the best of my knowledge and belief, this information
correctly describes my qualification, my experience and me.
Ujjal Kanti Dey
7 Resume of Ujjal Kanti Dey ACA