This document discusses digital transformation and how going digital changes business models. It covers how businesses are moving from analogue to digital models across various industries like publishing, commerce, banking, and news/film/music.
Some key points discussed include how the creation and aggregation of digital platforms and services can help businesses reinvent themselves, how understanding customer data and behavior is important for digital transformation, and how integrating digital technologies can accelerate this process for businesses. Case studies of digital businesses in industries like e-commerce, digital banking, and online news are also provided.
New age banking summit muscat - adoptionBarbara Biro
Bank Technology, Fintech, Transformation of financial services, customer experience, digital banking, automation of retail banking transactions and services, integration of ecosystem platforms, benefits of bank technology, challenger banks, competitors
Topics Covered
================================================================
Computer and Computer Network
Introduction to Internet, Web & Their Growth
What is E-commerce?
Define E-commerce and Describe How it Differs From E-business
Why Study E-commerce?
Unique Features of E-commerce
Major Types and Dimensions of E-commerce
New age banking summit muscat - adoptionBarbara Biro
Bank Technology, Fintech, Transformation of financial services, customer experience, digital banking, automation of retail banking transactions and services, integration of ecosystem platforms, benefits of bank technology, challenger banks, competitors
Topics Covered
================================================================
Computer and Computer Network
Introduction to Internet, Web & Their Growth
What is E-commerce?
Define E-commerce and Describe How it Differs From E-business
Why Study E-commerce?
Unique Features of E-commerce
Major Types and Dimensions of E-commerce
Disruption in the Retail Industry Through the Lens of B2B Retail Tech StartupsYogananth Gopalakrishnan
When every Startup innovation claims to be disruptive, disruptive loses its meaning. Most of what is claimed to be disruptive is really just an incremental innovation with a large dose of hubris.
Pic Courtesy: Boston Consulting Group [BCG]
Digital Banking Innovation - "a Look of Tomorrow"HongLeongBank
Hong Leong Islamic Bank MD/CEO, Raja Teh Maimunah Raja Abdul Aziz delivered a 1-hr talk at NICE2014, organised by MOSTI, on how banking has evolved from the day trading began thousands of years ago, to how digital banking will be at the forefront of all customer engagements.
2016 IBM Retail Industry Solutions GuideTero Angeria
IBM offers everything retailers need to transform—roadmap
development, solutions, infrastructure, research sciences,
consulting and interactive user experience design—based on
what consumers are demanding. We help retailers deepen
customer relationships and offer differentiated assortment
while driving operational excellence enterprisewide to spur
profitable growth.
This guide showcases IBM solutions for retail. It provides a quick overview of what retailers need to do within each of these areas and of the IBM solutions that can support those efforts.
E-Commerce Topics:
» Introduction of E-Commere
» The Advent of E-commerce
» Types of E-commerce
» The Scope of E-commerce
» Supply Chain Application
» What is E-commerce?
» Advantages of E-commerce
» The Business Model
» Developments in Supply Chain Management
» Business-to-business transactions in E-commerce
» Business-to-consumer transaction in E-commerce
» Electronic Data Interchange (EDI)
National Retail Payment System and the Philippine E-Commerce RoadmapJanette Toral
Brief document about the National Retail Payment System (NRPS) as presented during the Philippines E-Commerce Roadmap launch last February 2, 2016. The NRPS is a policy and regulatory framework that aims to establish a safe, efficient, reliable and affordable retail payment system in the Philippines.
Electronic commerce, commonly known as e-commerce or e-Commerce, is a type of industry where the buying and selling of products or services is conducted over electronic systems such as the Internet and other computer networks
Ecommerce allows consumers to electronically exchange goods and services with no barriers of time or distance.
Electronic commerce has expanded rapidly over the past five years and is predicted to continue at this rate, or even accelerate.
Disruption in the Retail Industry Through the Lens of B2B Retail Tech StartupsYogananth Gopalakrishnan
When every Startup innovation claims to be disruptive, disruptive loses its meaning. Most of what is claimed to be disruptive is really just an incremental innovation with a large dose of hubris.
Pic Courtesy: Boston Consulting Group [BCG]
Digital Banking Innovation - "a Look of Tomorrow"HongLeongBank
Hong Leong Islamic Bank MD/CEO, Raja Teh Maimunah Raja Abdul Aziz delivered a 1-hr talk at NICE2014, organised by MOSTI, on how banking has evolved from the day trading began thousands of years ago, to how digital banking will be at the forefront of all customer engagements.
2016 IBM Retail Industry Solutions GuideTero Angeria
IBM offers everything retailers need to transform—roadmap
development, solutions, infrastructure, research sciences,
consulting and interactive user experience design—based on
what consumers are demanding. We help retailers deepen
customer relationships and offer differentiated assortment
while driving operational excellence enterprisewide to spur
profitable growth.
This guide showcases IBM solutions for retail. It provides a quick overview of what retailers need to do within each of these areas and of the IBM solutions that can support those efforts.
E-Commerce Topics:
» Introduction of E-Commere
» The Advent of E-commerce
» Types of E-commerce
» The Scope of E-commerce
» Supply Chain Application
» What is E-commerce?
» Advantages of E-commerce
» The Business Model
» Developments in Supply Chain Management
» Business-to-business transactions in E-commerce
» Business-to-consumer transaction in E-commerce
» Electronic Data Interchange (EDI)
National Retail Payment System and the Philippine E-Commerce RoadmapJanette Toral
Brief document about the National Retail Payment System (NRPS) as presented during the Philippines E-Commerce Roadmap launch last February 2, 2016. The NRPS is a policy and regulatory framework that aims to establish a safe, efficient, reliable and affordable retail payment system in the Philippines.
Electronic commerce, commonly known as e-commerce or e-Commerce, is a type of industry where the buying and selling of products or services is conducted over electronic systems such as the Internet and other computer networks
Ecommerce allows consumers to electronically exchange goods and services with no barriers of time or distance.
Electronic commerce has expanded rapidly over the past five years and is predicted to continue at this rate, or even accelerate.
Developing Nigeria’s Digital Economy - Bolaji Okusaga.pptxBolajiOkusaga
CONVERSATIONS ON NIGERIA'S DIGITAL ECONOMY
Nigeria has a huge potential for developing a digital economy similar to that of India. In this paper, I discuss routes to developing Nigeria's digital economy. #Technology #ICT #DigitalIncubation #DigitalEconomy #TechnologyHub #ECommerce #EGovernance #DigitalMusic #MovieStreaming
Chanllenges for indian ecommerce industryImran Khan
This presentation talks about the current challenges the Indian E_commerce companies are facing and are likely to face in the near future. This is a contemporary issue as the number of e_businesses are growing at alarming rate and possibility of growth in the e_business sector. The prospects, major challenges and the probable solutions have been presented.
The Role of Fintechs in the Financial Industry: Creating Sustainable PathwaysDerrydean Dadzie
This presentation exposes the critical role that Fintechs play in the financial sector. The nuanced exploration of the fintech sector brings to the fore critical insights that aid the readers understanding of the specific dynamics that make the role fintechs a compelling proposition in the new era financial sector.
The changing media landscape and the rise of prBolaji Okusaga
The landscape is fast-changing, conferring advantages to Public Relations as the preferred platform for companies seeking to grow their goodwill, build stronger brands, and create a sustainable enterprise.
Building a great Brand, beyond understanding the target Consumer, his/her environment, fears, and aspirations. requires a deep understanding of the competitive set, positioning and how the interplay market forces and social trends affect the Brand. This presentation attempts a basic understanding of concepts and contexts on the route to building great Brands.
Social Marketing and Leveraging InfluencersBolaji Okusaga
Today, consumer expectation is on the rise and technologies are changing at a dizzying pace. At a time like this, we take a look at the place of influence in Social Media Marketing.
Creative thinking is a desirable trait for innovation within an organization. This paper explores the route to creative thinking in the quest at birthing innovation and transformation in an organization.
Why PR Matters in Branding and Business Valuation.Bolaji Okusaga
Brand Valuation is an emerging subject, what with the IFRS recognition of attributes of the Brand as an intangible asset that can be factored into the value of Corporations.
Top-line Thoughts on Creating a Digital Organisation Bolaji Okusaga
The Marketing Communications business is fast being disrupted by new technologies. This paper teaches the way to leverage the trend rather than remain a victim.
Technology is changing the context, therefore tradition practice is not only in a flux, communication as we know it, in the traditional sense, is on its way out.
Strategic Communications is an anticipatory practice which attempts to foresee events, trends and issues which may develop to disrupt important relationships. There is a need for an alert scrutiny of social changes and outside forces - from current scenario analysis to wish-list planning - in order to find an appropriate way to monitor external environment and proffer better solutions to identified issues that might snowball into a Crisis and hurt or destroy the reputation of an organisation.
Made in Nigeria whither the route for NigeriaBolaji Okusaga
Defining the route to Industrialization for Nigeria is at once complex yet fluid. It is complex because there are a lot of man-made bottle necks and fluid because the comparative advantages are visible. This paper uses Porters Diamond Model to distill the possibilities for Nigeria on the route to "Made in Nigeria".
This presentation x-rays Nigeria's route to nationhood. Looking at Nigeria in the last 103 years, the presentation looks at challenges on the path to Nigeria's nationhood as well as opportunities and prospects for building a great nation.
The productive mind - How to move your moutainBolaji Okusaga
Life is a two-way street - you win or lose, succeed or fail. In-between these two extremes is faith and focus. Like the saying goes -"what you focus on grows". This presentation looks at the contribution of attitude to success.
Using social media strategy in building the corporate brand image is a route a lot of people imagine they know - what with the number of influencers, opinion leaders, trend watchers, and spotters laying claims to so-called virile strategy which generate likes, impressions and conversations. However, that is not all there is to capturing corporate essence in an era of great cynicism. Using Social Media as a route to build corporate stature requires the need to develop and manage strategic partnerships, the monitoring of trends and applications of knowledge from trends in building conversations while measuring the impact of efforts in order to intensify or discontinue a course of action. Beyond this, this presentation attempts a historical perspective of the social media phenomenon as well as platform possibilities looking at the Nigerian context.
Corporate Governance Definition and PracticeBolaji Okusaga
The recent failures of erstwhile strong institutions has thrown up the importance of Corporate Governance in the running of businesses and the drive for investments. This presentation attempts a basic definition the term and also x-rays practices and processes for sound corporate governance.
Levelwise PageRank with Loop-Based Dead End Handling Strategy : SHORT REPORT ...Subhajit Sahu
Abstract — Levelwise PageRank is an alternative method of PageRank computation which decomposes the input graph into a directed acyclic block-graph of strongly connected components, and processes them in topological order, one level at a time. This enables calculation for ranks in a distributed fashion without per-iteration communication, unlike the standard method where all vertices are processed in each iteration. It however comes with a precondition of the absence of dead ends in the input graph. Here, the native non-distributed performance of Levelwise PageRank was compared against Monolithic PageRank on a CPU as well as a GPU. To ensure a fair comparison, Monolithic PageRank was also performed on a graph where vertices were split by components. Results indicate that Levelwise PageRank is about as fast as Monolithic PageRank on the CPU, but quite a bit slower on the GPU. Slowdown on the GPU is likely caused by a large submission of small workloads, and expected to be non-issue when the computation is performed on massive graphs.
Adjusting primitives for graph : SHORT REPORT / NOTESSubhajit Sahu
Graph algorithms, like PageRank Compressed Sparse Row (CSR) is an adjacency-list based graph representation that is
Multiply with different modes (map)
1. Performance of sequential execution based vs OpenMP based vector multiply.
2. Comparing various launch configs for CUDA based vector multiply.
Sum with different storage types (reduce)
1. Performance of vector element sum using float vs bfloat16 as the storage type.
Sum with different modes (reduce)
1. Performance of sequential execution based vs OpenMP based vector element sum.
2. Performance of memcpy vs in-place based CUDA based vector element sum.
3. Comparing various launch configs for CUDA based vector element sum (memcpy).
4. Comparing various launch configs for CUDA based vector element sum (in-place).
Sum with in-place strategies of CUDA mode (reduce)
1. Comparing various launch configs for CUDA based vector element sum (in-place).
StarCompliance is a leading firm specializing in the recovery of stolen cryptocurrency. Our comprehensive services are designed to assist individuals and organizations in navigating the complex process of fraud reporting, investigation, and fund recovery. We combine cutting-edge technology with expert legal support to provide a robust solution for victims of crypto theft.
Our Services Include:
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We immediately notify all relevant centralized exchanges (CEX), decentralized exchanges (DEX), and wallet providers about the stolen cryptocurrency. This ensures that the stolen assets are flagged as scam transactions, making it impossible for the thief to use them.
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We guide you through the process of filing a valid police report. Our support team provides detailed instructions on which police department to contact and helps you complete the necessary paperwork within the critical 72-hour window.
Launching the Refund Process:
Our team of experienced lawyers can initiate lawsuits on your behalf and represent you in various jurisdictions around the world. They work diligently to recover your stolen funds and ensure that justice is served.
At StarCompliance, we understand the urgency and stress involved in dealing with cryptocurrency theft. Our dedicated team works quickly and efficiently to provide you with the support and expertise needed to recover your assets. Trust us to be your partner in navigating the complexities of the crypto world and safeguarding your investments.
2. Content
S/N SUBJECT SLIDE
1. Digital Transformation – Building a Digital Business 3 - 15
2. Moving From Analogue to Digital – Recreating the Context 16 - 38
3. Integration – Accelerating Digital Transformation 39 - 42
4. Going Digital?
PURPOSE
• Taking bold steps
to place digital and
technology at the
very heart of life
and business
operations.
PLUG
• The creation of
innovative digital
services to help
aggregate and
build digital
platforms with
augmented
distribution
infrastructure and
store operations.
PLAN
• Digital technology
at the heart of
possibilities
5. What is Driving Digital Transformation
Information as
Asset
In this age of interactivity,
information as moved from
being a process commodity
to a critical business asset.
Speed as
Competitive
Advantage
Beyond the use of
information technology to
improve productivity and
efficiency, speed to market
and optimize supply chains
are part of the demands.
Customers as
Value Innovators
Customers demand to co-
create value and delivery
process.
The end-point being to quickly drive down costs and complexity.
6. Life Without These Things…
INFORMATION
Being able to
search for
information on
Google
MAILS
Being able to
send mails
without visiting
the post office
SHOP
Being able to
shop without
going to the
Mall or Market
COMMUNICATE
Being able to
communicate
without a face
to face
encounter
SOCIALIZE
Being able to
express our
views, vent and
socialize
outside a
physical space
The Information Age
7. Now Imagine…
• Imagine being able to
ride a driverless car that
knows and can navigate
the fastest route to your
destination?
The
Autonomous Car
• Imagine ordering an
item online and have
delivery done within
minutes from a location
as far as 100Km?
Drone Delivery
• Imagine giving your
shoe specification and
unique design online
and having same
produced in seconds
using 3D print?
3D
Manufacturing
The Era of Internet of Things (IoT)
9. Digital Maturity Model
Ad-Hoc
• Digital Resister
Opportunistic
• Digital Explorer
Repeatable
• Digital Player
Managed
• Digital
Transformer
Optimised
• Digital
Disrupter
Copyright: IDC, Digital Transformation Maturity Model, 2015
10. Key Imperatives for Digital Transformation
Cost Efficiency
Build cost efficiency by digging into
current cost models and making
adjustments.
Business
Efficiency
Innovate either through seeking
vertical or horizontal possibilities
with a view to support the new
value proposition.
10
11. Driving Digital Transformation
“What
Is”
Analogue systems and
Manual Operations
Current
Business
Model
Half-hearted digital
adoption with little
impact on business
models
“What
Should
Be”
An integrated delivery
model which enables
the business deliver
access and convenience
with or without physical
presence
12. Route
• To allow, and
encourage, community
to share experiences
and affect product
offering and delivery
Understand
the Customer
• To understand, engage
and retail to customer
base and primary
market via digital
tools.
Reinvent the
Business • To provide insights on
people’s ethnos,
behavior and other
required metrics .
Build Eco-
systems
13. The Path to Digital Transformation
Delivering
the New
Vision
Aligning the
entire
Organization
Taking an
Ecosystem
Approach
Growing not just
the customer
base for the core
of the business
but an aligned
community
Curating
and
Managing
Information
Delivering
precise insights
from tracking
communities
interaction with
products and
other activities
Delivering a
flexible
Business
Model
Being able to
learn, unlearn,
relearn and retool
quickly.
Optimising
Processes
Doing things
easier, quicker
and cheaper.
14. Aligning the Business in a New Eco-System
Digital
Assets
A blog/discussion forum with
capacity to drive user
generated content and an
ecommerce store to retail
goods and services using a
Mobile APP.
Applications will be modular
in nature allowing for future
modules based on future
needs.
15. Requirements
DATA
• Customer Data
• Customer Datamart
• Demography and
geography
PROCESS
• Streamlined
• Shorter
• Cheaper
• More Accessible
16. 2. Moving from Analogue to Digital
Recreating the Context
18. From Manual Publishing to Digital Publishing
Manual Publishing
Publishing with
Paper and Print
as core
Hard and Soft-
Cover Books
E-Publishing
Using electronic
Platforms
E-Books
Need for Information
on the Go
News and
Information is
today consumed
on the go.
Innovation is
driving access
and Delivery
19. Digital Publishing Eco-System
Sony Reader
Stanza –I-Phone
Adobe DE
E-Publishers
Mobi - Kindle
Lit
E Reader
Global Reader
Distributors
Adobe
OverDrive
DNAML
LibreDigital
eBook Technologies
Publishing Dimensions
VitalSource Technologies
Innodata Isogen
Support
21. FromManualCommerce toElectronicCommerce
The Dynamics
• The retail industry in Nigeria has become increasingly sophisticated, evolving from open-air
markets to modern malls and online shops, mainly due to a growing population of
urbanization and emerging middle class.
• Online shopping has become quite popular due to its relative convenience and the
reasonable prices of goods and services available.
Recent Developments
• The increase in internet penetration in Nigeria has created huge opportunities for the online
retail markets, hence the rise of stiff competition in the e-commerce industry in Nigeria.
• The CBN cashless policy has further driven the e-commerce and online shopping industry, as
it seeks to reduce the use of physical cash while adopting various electronic mode of payment
like the JumiaPay.
22. Order
Processing
• In-house
Stock Management
• In-house
Dispatch
• In-house Jumia
Picking and PackingComputer Processing
Payment Management
• Visa
• Verve
• Banks
The E-Commerce Value Chain
24. Types of E-Commerce Players in Nigeria
B2B (Business to
Business)
• This refers to e-
commerce activities
between businesses.
• Quill.com
• www.ferguson.com
B2C (Business to
Consumer)
• This refers to e-
commerce activities
between a business and
a consumer.
• Jumia, Kaymu and
Jumia, Cheki
C2B (Consumer to
Business)
• This type of e-
commerce usually
refers more to services
rather than goods.
• Jobberman.com
C2C (Consumer to
Consumer)
• This type of e-
commerce is made up
of online classifieds
• OLX
• Jiji
• Carmudi
25. Context and Competition
CONTEXT
With over 67 million people online - potentially a big market –
Nigeria ranks among the top 5 emerging e-commerce markets.
In 2014, Nigeria’s e-commerce market was valued at 225 billion
Naira, or US$1.3 billion due to the 25% in e-commerce growth.
COMPETITION
Jumia
Kaymu
Payporte
Konga (Yudala)
Deal-Dey
MallforAfrica
26. Challenges facing the Ecommerce Industry
Teething problems of Logistics
•Logistics and supply chains remain tough
challenges for the e-commerce platforms in
Nigeria. Delivery within 24 hours is not feasible in
major cities and some parts of Nigeria do not yet
have good standardized physical address pattern.
High cost of internet services
•The high cost of Bandwidth is still a major set back
for most e-commerce companies. The cost of
Broadband services is high in major parts of the
country.
Security
• Most Nigerians still find it difficult to do
financial transactions through e-commerce
websites due to internet security threats.
Low literacy rates
• Illiterate citizens may be unable to participate directly
on e-commerce sites that require reading and writing
skills. Without investing in the education of these
citizens, the pool of potential customers for web
entrepreneurs is greatly reduced.
Payment (Online/Offline)
• The current systems are not user friendly
and they create additional steps to the
checkout process. There is also no viable
payment system for in-app purchases.
27. Upcoming Trend in E-commerce Industry
Growth of Online Malls
• Many e-commerce companies discover
that rather than being burdened with
inventory, they could set and provide
e-commerce as a service to traders
• ( eg., Jumia MarketPlace)
Ease of Payment
Integration
• Jumia also pioneered this initiative
with the JumiaPay solution
Credit Easing
• Easy credit in form of credit cards allow
buyers to act on impulse. They buy
now and pay later using dedicated
credit cards tied to an account.
Beyond Lagos
• The opportunity for e-commerce is
growing all over the country, beyond
the main cities of Abuja, Port Harcourt
and Warri. Now, there are online stores
as far as Maiduguri in the Northern
area.
Outsourced Delivery
• Currently, courier companies are
making delivery arrangements on a
bilateral, ad-hoc basis. In the near
future, we may see tailored products
being rolled out that target e-
commerce stores.
The Coming Legislation
• Nigeria does not have a specific e-
commerce law. The Legislature is
taking a top down approach to work
on a Cyber-security Bill with more
inputs from foreign NGOs.
29. The Banking Industry Reforms – Entry of FINTECH
Policy Thrust
• The banking reforms in
Nigeria are an integral
part of the country-wide
reforms being undertaken
to reposition the Nigerian
economy.
Key Issues
• Address failures in
corporate governance in
banks
• Fill critical gaps in the
regulatory framework
and regulations
Projections
• From the Financial System
Strategy 2020 (FSS2020), of the
Central Bank of Nigeria (CBN), it
is envisaged that the financial
system should be robust enough
to support economic growth
• Drive towards Cashless
creating possibilities for
FINTECHS especially around
payment solutions
30. Creating a Digital Bank
• "Start-ups and emerging providers of digital banking platforms
offer banks interesting opportunities for innovation."
- Stessa Cohen, Research Director at Gartner.
INTERNET OF THINGS (IoT)DIGITAL BANKING
31. Some Digital Banks in Nigeria
BANK FOCUS YEAR LAUNCHED/ANALYSIS
https://www.lidya.co/
The platform’s first product is targeted at
SMEs as a receivables based loan, which
can be between $500 and $15,000. The
credit will be disbursed to the customers
within 72 hours as opposed to the 6
months it would normally take were it a
traditional bank. (Culled from Herald News)
2016
• Calls itself the first Digital Bank in
Nigeria
https://www.kiakia.co/
90% of KiaKia customers have never
accessed a loan from any traditional
financial institutions in their life and do not
even have credit score. So, you can see the
power of fintech”
2017
Is strategized as a digital lending platform
http://www.alat.ng/ Focus on easing Banking transactions
by creating a branchless bank which is
driven using a mobile app
2017
Big on Digital Savings
33. From the Manual Newsroom to the Digital Newsroom
24 HOUR
NEWS CYCLE
The invention of the
24 hour cycle
THE COMING
OF ONLINE
NEWSSITES
Online New-site’s
speed converted
Newspapers to
mere News Rebase
Platforms
BREAKING
NEWS
Breaking news
delivered online and
to mobile devices
can compete with
TV.
Factors Driving the Growth of Digital News
34. Creating the 24 Hours Newsroom
Changing the
Context
Switching editorial
context
From allotted time
to Press to delivering
News on the Go.
Becoming
Platform Agnostic
Expanding the
platform for
communication
Move from pure
News-print to Digital
and Online
Delivering
Flexible Content
From Cold to Hot
Content
From Graphics to
Audio-Visual
35. From Rebasing to Breaking the News
Differentiating
Newsprint and Online
Coverage
Integrating platform
possibilities using Digital
to deliver Omnichannel
News and Information
38. Move from Analogue to Digital
Production
• Adoption of
Digital
Production
• From
Instrumentation
to Editing
Distribution
• Move to arrest
Intellectual
Property Theft
• Adoption of
Digital
Distribution
Models
Exhibition
• Netflix
• Iroko
• Apple Music
40. Accelerating Transformation – Key Considerations
Looking Beyond Current
Business Model
• Production
• Distribution
• Delivery
Getting New Insights
• The problem area
associated with the
current model – Access
to Raw Materials,
Environmental Factors
etc.
• The sustainability
Question – For How
Long Can We Continue
to Do This?
Trend Spotting and
Disruption
• TRENDS - How do
customers prefer to be
served?
• DISTRUPTION - Do
Customers know what
they want until they
see it?
41. Driving the Process
Service Experience
• Create a seamless experience
Product Delivery
• Become the Customer Champion
Business Process
Remodel to suit
new possibilities
42. Conclusion
Driving Innovation and Entrenching New Values
Stretching the boundaries….
1. Create differentiation – Redefining route to Market
2. Decrease Volatility – Reduction Complexities
3. Broaden Income Base – Creation of Access through Aggregation
Cost Efficiencies.
Compelling
Models
Customer
Connection
42
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Lagos
Tel +234 (0) 80 991 2629
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