5. GOVT. OF RAJASTHAN
AFFORDABLE HOUSING POLICY ‐ 2009
To promote EWS/LIG housing through
private participation
Initial target of over 1,25,000 houses for
EWS, LIG and MIG category to be
constructed
Target revised upwards to 5.0 lakhs houses
looking to over whelming response from
private developers
TARGET
SAHBHAGITA AWAS YOJANA
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6. GOVT. OF RAJASTHAN
VARIOUS MODELS
Model No. 1: Mandatory Provisions
Schemes of Rajasthan Housing Board – Minimum 50% plots /
houses / flats of EWS / LIG category & 20% of the plots/ houses /
flats in MIG‐A category.
Schemes of Urban Local Bodies – Minimum 25% plots / houses /
flats of EWS / LIG & 20% of the plots/ houses / flats in MIG‐A
category.
Schemes of Private developers‐ 15% of no of plots in case of a
township & 5% of the FAR in case of group housing for EWS / LIG.
Incentive of 0.50 Additional FAR for EWS / LIG housing
Split locations is allowed with proportionate increase in number
of houses / flats in ratio of DLC rates of the two areas to max. 3
times.
Developers reluctant to build EWS/LIG flats in core area schemes
and split location resulting in more numbers of flats for EWS / LIG
categories.
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AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
7. GOVT. OF RAJASTHAN
Selected developers to take up construction
of EWS/LIG/MIG‐A flats (G+2/G+3 format)
on minimum 40% of the total land for
EWS/LIG & 12% for MIG A.
Built up EWS/LIG/MIG‐A flats to be handed
over to the nodal agency (Rajasthan Avas
Vikas & Infrastructure Limited) at pre‐
determined prices, to be allotted to the
eligible beneficiaries.
Developer free to construct MIG‐B/HIG flats
on remaining land.
Several incentives offered to developers.
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Model No. 2: Private Developers on Private Land
AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
8. GOVT. OF RAJASTHAN
Affordable Housing Policy-2009
Rajasthan Avas Vikas & Infrastructure Limited was appointed as Nodal Agency for
implementation of the project under Affordable Housing Policy-2009 adopting its Model
DETAILS OF PHASE-I
S.No Location No. of
Schemes
Project
Cost
EWS LIG MIG Total Remarks
1. Jaipur 8 19797.60 3344 1616 816 5776 Four Projects
Completed &
Possession Started
2. Chaksu 1 5975.60 1104 648 128 1880
3. Ajmer 1 2024.00 240 192 104 536
4. Dausa 1 1465.60 224 128 64 416
5. Kuchaman City 1 2822.40 496 256 96 848
6. Bhiwadi 2 2728.80 432 272 96 800
Total 14 34814.00 5840 3112 1304 10256
10. GOVT. OF RAJASTHAN
Model No. 3: Private Developers on Land Under Acquisition
• ULBs to identify private lands for acquisition
and set apart for construction of houses to the
developer cost of acquisition +10% shall be
payable by the selected developer
• Land owners whose lands already under
acquisition for residential schemes of
Development Authorities / UITs /ULBs. may
be used for creation of stock under Affordable
Housing Policy like in Model No.2.
• 52% of the land will be used for EWS/LIG/
MIG‐A as per Model No: 2 of the policy
remaining 48% land allowed to be used for
HIG and other category of flats.
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AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
11. GOVT. OF RAJASTHAN
Model No. 4: Private developers on Government Land (For
Rental housing or outright sale basis)
The ULBs to offer Government Land
for construction of EWS/LIG flats
through open bidding process.
Land is offered free of cost but the
bidding parameter is the maximum
number of flats offered by the bidder
The developer offering the maximum
Flats is awarded the project.
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AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
14. GOVT. OF RAJASTHAN
Model No. 5: Slum Housing on PPP Model
• To encourage PPP Model for Slum
Redevelopment.
• Slum Development Policy issued by the
State Government on 22.08.2012.
• Slums situated on Govt. land as well as on
private lands can be taken up for
Redevelopment.
• Swiss Challenge model also allowed –
developer who makes the project and
gives his offer to Govt will have the first
right of refusal after bids have been invited
• Several incentives – FAR 4.0 (TDR Facility
also available), Commercial 10%, High rise
permitted on developers segment
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AFFORDABLE HOUSING POLICY ‐ 2009 HIGHLIGHTS OF THE POLICY
15. GOVT. OF RAJASTHAN
FAR – DOUBLE OF THE PERMISSIBLE FAR, FACILITY OF TDR AS PER
TDR POLICY, 0.5 ADDITIONAL FAR FOR TIMELY COMPLETION OF
PROJECT
COMPLETE WAIVER OF ‐
1. EXTERNAL DEVELOPMENT CHARGES,
2. BUILDING PLAN APPROVAL FEES,
3. CONVERSION CHARGES
COMMERCIAL USE UPTO 10% OF PLOT AREA
FAST TRACK APPROVAL OF THE PROJECT – WITHIN 30 DAYS
BUY BACK OF THE FLATS BY THE NODAL AGENCY OF THE STATE
GOVT. AT PRE‐DETERMINED PRICE i.e. Rs 750/‐ per sq ft ON SUPER
BUILT UP AREA for EWS/LIG & Rs 1000/‐ per sq ft for MIG‐A
(Price revised to Rs 850.00 per sq ft looking to extra ordinary rise in
construction cost)
(Indirect benefit of Value appreciation of remaining 48% land and
also of land falling in the close proximity of the projects)
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AFFORDABLE HOUSING POLICY ‐ 2009 INCENTIVES TO THE DEVELOPER
16. GOVT. OF RAJASTHAN
Land Cost ‐ nil
Ceiling cost of EWS flats ‐ Rs. 2.40 lacs (Revised 2.75 lacs)
Ceiling cost of LIG flats ‐ Rs. 3.75 lacs (Revised 4.25 lacs)
Super Builtup area of EWS ‐ 325 Sqft (2 rooms, kitchen, WC, bath)
Super Builtup area of LIG ‐ 500 Sqft (3 rooms, kitchen, WC, bath)
Super Builtup area of MIG‐A ‐ 700 Sqft (2 BHK Flat)
Bank loan to be made available to Beneficiaries
Stamp Duty for EWS flat ‐ Rs. 10.00 per flat (8% earlier)
Stamp Duty for LIG flat ‐ Rs.25.00 per flat.
SUBSIDY OF Rs 12,500/ FLAT APPROVED BY GOI FOR JAIPUR CITY
PROJECTS UNDER “AFFORDABLE HOUSING IN PARTNERSHIP” OF GOI,
TO BE TRANSFERRED TO BENEFICIARIES.
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BENEFITS TO THE ALLOTTEES
AFFORDABLE HOUSING POLICY ‐ 2009
17. GOVT. OF RAJASTHAN
Site to be selected / approved should
preferably be in the vicinity of existing
infrastructure, so as to minimize delay and
cost in extending various services to the
scheme area.
Proper Approach.
Availability of Local Transport.
Availability of Water & Electricity.
Primary School to be in near vicinity.
Primary Health Center facility nearby.
CRITERIA FOR SITE SELECTION FOR AFFORDABLE HOUSING
SCHEMES
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AFFORDABLE HOUSING POLICY ‐ 2009
18. GOVT. OF RAJASTHAN
Sewerage Treatment Plant
Waste Water Recycling Plant
Park – 5% of Total Built‐up Area
Parking for Two Wheelers in EWS/LIG and
Four Wheelers in MIG‐A Area
Gatted Community/Security
Livelyhood Centre – 1% of Total Built Area
is to be Constructed by Developer
Scheme of Swarn Jayanti Rojgar Yojana for
Women
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FACILITIES IN THE SCHEME
AFFORDABLE HOUSING POLICY ‐ 2009
19. GOVT. OF RAJASTHAN
Time allowed for completion of the project
as follows:‐
EWS/LIG flats 200 nos. ‐ 01 year
EWS/LIG flats 400 nos. ‐ 02 years
EWS/LIG flats 600 nos./above ‐ 03 years
Third Party Inspection for Quality Assurance
If the developer completes EWS/LIG flats
within the scheduled period without getting
any extension, the developer will get extra
incentive of 0.5 TDR/FAR after obtaining
completion certificate from the nodal agency.
TIME ALLOWED FOR COMPLETION OF THE PROJECT
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AFFORDABLE HOUSING POLICY ‐ 2009
20. GOVT. OF RAJASTHAN
FINANCING MODEL IN THE POLICY
RAJASTHAN AVAS VIKAS & INFRASTRUCTURE
LIMITED – Nodal agency for implementation
of the policy
HFC’s/Banks involved for loan to the
beneficiaries.
Escrow account between Local body ‐
Developer ‐ Beneficiary ‐ To ensure Stagewise
Payment to developer
VAT exemption – Reimbursement approved
Allotment/lease deed of the flat‐directly
mortgaged to the bank.
Extra comfort to the banks by ULBs in case of
default ‐ possession of the flat to be taken &
re‐allotted to next beneficiary.
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AFFORDABLE HOUSING POLICY ‐ 2009
22. GOVT. OF RAJASTHAN
Joint venture of IFCI, NHB AND STATE
GOVT. To provide easy housing loan to
persons with income group of 8000 –
20,000 per month.
Micro financing companies to be involved
for housing loan to persons with lesser
income.
DEDICATED HOUSING FINANCE COMPANY FOR RAJASTHAN
MOU SIGNED – TRIPARTITE AGREEMENT
BETWEEN THREE SATKEHOLDERS
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AFFORDABLE HOUSING POLICY ‐ 2009 HOUSING FINANCE – IMPORTANT INITIATIVE
23. GOVT. OF RAJASTHAN
Identification of beneficiary (footpath dwellers,
taxi & rikshaw dwellers, etc.)
Information to the beneficiary about
government’s Affordable Housing Initiatives.
Helping him/her in filing of application form
for allotment and in all after procedures like
giving information about dues, registry and
procurement of housing loans from Bank.
House loan under ISHUP being sanctioned by
the Banks
Providing information about Self Employment
Schemes.
ROLE OF NGO’s
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AFFORDABLE HOUSING POLICY ‐ 2009
24. GOVT. OF RAJASTHAN
Model No. 1 – Mandatory provision
More than 17,000 flats/plots reserved in township schemes of Urban Local
bodies / Private developers
Model No. 2 – On private land
Phase‐I : Work on 15 projects having more than 14,000 houses started
in 7 Towns.
Phase‐II : 24 projects in 13 Towns approved and registration for more
than 21,000 houses received. Work on 8 projects has started.
Phase‐III : 18 Developers have submitted their expression of interest for
more than 18 Towns.
Model No. 4 ‐ On Government land
JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA – work started on
more than 5,000 houses.
ACTION ON IMPLEMENTATION OF POLICY
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AFFORDABLE HOUSING POLICY ‐ 2009
27. GOVT. OF RAJASTHAN
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Project of Mega Housing in 50 Cities/ Towns
To undertake large scale Low Cost Housing projects for EWS & LIG
category on the Government lands situated in about 50 cities/Towns
being offered to Developers.
Target of about 1.0 lacs houses , 20% houses to be reserved for the
State Govt. Employees
Out of total land parcel, EWS/LIG/MIG A housing to be constructed on
75 percent of the area, remaining 25 percent of the land will be allotted
to developer, free of cost to cross‐subsidise the cost of dwelling units.
Bidding by developers is to quote per sqft rate with maximum ceiling
rate is Rs. 1000.00 per sqft.
Incentives viz‐ FAR (2.25) (without betterment levy), complete waiver of
Building plan approval fees, commercial use upto 10% of land area.
AFFORDABLE HOUSING POLICY ‐ 2009