While the supply side constraints for low cost and affordable housing include lack of availability of land and finance at reasonable rates, the demand drivers include the growing
middle class and urbanisation. Real estate developers, private players in particular, have primarily targeted luxury, high-end and upper-mid housing segment owing to the higher returns that can be gained from such projects.
Chennai the fourth largest metropolis in India. Chennai Metropolitan Area (CMA) extends over 1189 sq.km.and comprises of
Chennai Corporation,
16 Municipalities,
20 Town Panchayats and
214 villages covered in 10 Panchayats Unions
It encompasses the Chennai District (176 sq.km.), part of Thiruvallur District (637 sq.km.) and a part of Kancheepuram District (376 sq.km.).
Chennai the fourth largest metropolis in India. Chennai Metropolitan Area (CMA) extends over 1189 sq.km.and comprises of
Chennai Corporation,
16 Municipalities,
20 Town Panchayats and
214 villages covered in 10 Panchayats Unions
It encompasses the Chennai District (176 sq.km.), part of Thiruvallur District (637 sq.km.) and a part of Kancheepuram District (376 sq.km.).
National Slum Development Program (NSDP) Sumit Ranjan
National Slum Development Program (NSDP)
Housing, 8th sem, B. Arch.
amount, beneficiaries, constraints and recommendations, discription, drawbacks, facilities, financial, funding, government, housing, introduction, managerial, nature, objectives, slums, technical
This modular housing based in Belapur, New Mumbai, is designed by Ar. Charles Correa. This project, which was constructed in the 1980s, stands as a perfect example of affordable and high density housing, which is the need of the hour.
GROUP HOUSING : A DOMESTIC ARCHITECTURE ACCOMODATES THE GROUP RATHER THAN THE UNIT AND ITS THEREFORE PUBLIC AS WELL AS PRIVATE. IT IS FIMILIAR THROUGH THE WIDWSPREAD DEVELOPMENT OF MASS HOUSING IN THE WORLD IN WHICH INDIVIDUALS OR FAMILIES FIND LIVING SPACE EITHER IN M ULTIPLE DWELLINGS OR SINGLE LINITS PRODUCED IN QUALITY . GROUP HOUSING IS PRODUSED BY MANY KINDS OF CULTURES BY COMMUNAL STATES TO EQALIZE LIVING STANDDARDS BY TYRANTS TO ASSURE A DOCILE LABOUR FORCE, AND BY FEDUAL OR CASTE SYSTEM TO BRINGS TOGETHER MEMBERS OF A CLASS.
2. CLUSTER HOUSING
A SUBDIVISION TECHNIQUES WHERE KNOWN
AS ZERO –LOT –LINE HOUSING OR HIGH DENSITY
HOUSING DWELLING ARE GROUPED TOGHTHER
WITH COMMON AREA LEFT FOR RECREATION .
RAW HOUSING
ONE OF A SERIES OF HOUSES , OFTEN AS SIMILAR
OR IDENTICAL DESIGN, SITUATED SIDE BY SIDE
AND JOINED COMMON WALLS
3. PRADHAN MANTRI AWAS YOJANA
2 MILLION NON-SLUM URBAN POOR HOUSEHOLD
ARE PROPOSED TO BE COVERDED UNDER THE MISSION.
RAJIV AWAS YOJANA
IT UNCOURAGE “SLUM FREE INDIA” IN CITIES
IN WHICH EVERY CITIZEN HAS ACEES TO BASIC AMENITIES.
PRADHAN MANTRI GRAMIN AWAS YOZANA
PROVIDING FINANCIAL ASSISTANCE TO RURAL
POOR FOR CONSTRUCTING THEIR HOUSES THEMSELVES.
HOUSING FOR ALL BY 2022
MISSSION APPROVED A SUBSTANCIAL INCREAS IN INTEREST
RELIFE ON LOAN FOR THE URBAN POOR
TO PROMOTE AFFORDEBLE HOMES.
INTEREST SUBSIDY SCHEMES FOR HOUSING URBAN
THE SCHEMES ENVISAGES THE PROVISION OF
INTEREST TO EWS AND LIG SEGMENTS TO
ENABLES THEM TO BUY OR CONSTRUCT HOUSES.
4.Lower Income Group
Economic Weaker Section (EWS) means households with monthly household income upto Rs. 5000/- per month or as revised by the Ministry of Housing and Urban Poverty Alleviation, Government of India from time to time. Lower Income Group (LIG) means households with monthly household income between Rs. 5001/- to Rs.
5.Development of Group Housing will be under provision
of master plan, Enclave development plan and layout plan.
Minimum area of plot will be 2000sq.m
Land proposed for group housing will be located at 12m
wide exiting road, But the distance of the plot from 18m
(or above) wide road will not be more than 100m.
Slilt floor will be permitted for the purpose of parking in
group housing buildings, height of which of which be
2.1m up to the beam.
if slilt floor is used for purpose other than parking then
it will be counted in F.A.R.
Park and open area will be provided at the rate of
1.0sq.m. per person or 15% of the whole area,
whichever is more, in the plot of area 3000sq.m (or above).
Housing case study(KAFCO housing,Aranya lowcost housing, TARA housing)Sumaiya Islam
KAFCO Housing,Bangladesh
Tara Housing,India
Aranya low cost Housing,India
Helen Housing, Switzerland
Oil and Mineral Exploration and
Development Corporation
Housing, Bangladesh
Case Study on
. Vinayak Colony
. Mero City Apartments
. Aranya Housing
. Unite De Habitation
For Housing/Apartment Study for Design Studio ,B. Architecture Pulchowk Campus, Nepal
I came to know regarding this competition from rediff.com
Salient features of a well-designed inclusive Neighbourhood (Colony) for the urban poor is characterized by a well conceptualized effort at social cohesion:
I. Housing Unit and Layouts of Cluster Housing
II. Neighbourhood Colony Layouts
III. Basic Physical Infrastructure (Water Supply, Sanitation, Drainage, Roads, Street Lighting, Solid
Waste Management, etc.)
IV. Cohesive Social Infrastructure (Community Centre, Informal Sector Market, Livelihood Centre,
etc.)
Housing remains critical, relevant and important for human living, determining quality of life , improving productivity, promoting health and happiness. Nations have suffered perpetually from inadequate housing with large proportion of population compelled to live in slums. Only 13% of the nations globally, have been able to cater to the needs of housing in a satisfactory manner, Developing nations are worst places. Nations having large rural-urban migration are reeling under the pressure of critical housing shortage. Poverty remains the major roadblock in providing housing to majority of people. Nations need to think critically and objectively in the domain of making housing for all a distinct reality. Considering the fact that housing demand is never statistic, never finite , ever evolving and ever devolving like human beings/numbers- nations have to take hard and harsh decisions to create adequate quality/quantity of housing. Providing shelter should be accepted fundamental right of individual and fundamental duty of the state but creating ownership needs to be specifically and invariably avoided in case nations want to solve the problem of housing shortage. Sale and Purchase of housing must be effectively regulated and real estate sector must be made more rational, responsive and responsible to the needs of the shelter of all communities. Allotting land to luxury housing must be minimized and taxed heavily for subsiding the rental housing for the poor. Norms specified for housing must be redefined to make optimum use of land. land norms must be based on the principle of use of land on 24x7x365 to optimize the land for amenities/services. Housing needs to be traded on different footings with effective monitoring of house ownership. No individual should be permitted to hold multiple ownership of housing with ownership restricted to two houses in the entire life span of individual to check speculation and making housing an investment for making money. Housing typology must be changed from plotted development to flatted development to optimise the land and minimise the housing cost. housing technologies must be redefined with affordable materials put in place. Affordable housing remains a challenge which needs involvement of all stake holders including the benefices. Co-operative options remains valuable, which needs to be optimised. Housing must be made individual led- program rather than a Governmnet led mission only. Rural housing must be made more qualitative and technology supported.
Affordable housing is a dream come true for middle class section. Concept of affordable housing is like a windfall for all those who are yearning for their own house. With maximum number of people having their own house prosperity of India will be multi fold.
National Urban Housing and Habitat Policy-2007JIT KUMAR GUPTA
Presentation looks at the intent, content and scope of National Housing Policy 2007; Housing Finance Institutions, PMAY(U), in the context of housing for all in urban India
presentation tries to focus on housing, its role and importance for communities and also how it can be made cost- effective in the background of Pradhan Mantri Awas Yojna
Stanlee's presentation on affordable housingStanLee GeorGe
Urbanization has resulted in people increasingly living in slums and squatter settlements and has deteriorated the housing conditions of the economically weaker sections of the society. This is primarily due to the skyrocketing prices of land and real estate in urban areas that have forced the poor and the economically weaker sections of the society to occupy the marginal lands typified by poor housing stock, congestion and obsolescence.
In this dissertation, we will explore major issues in the development of affordable housing in India and steps taken by the Government and private sector to address them inclusively.
Self Sustainable Integrated Township : A resource-based planning to improve t...Sahil Singh Kapoor
The objective of this study is to analyze the potential shift towards Integrated Township development with mixed land use, creating employment opportunities close to residential place and requiring minimum land area.
National Slum Development Program (NSDP) Sumit Ranjan
National Slum Development Program (NSDP)
Housing, 8th sem, B. Arch.
amount, beneficiaries, constraints and recommendations, discription, drawbacks, facilities, financial, funding, government, housing, introduction, managerial, nature, objectives, slums, technical
This modular housing based in Belapur, New Mumbai, is designed by Ar. Charles Correa. This project, which was constructed in the 1980s, stands as a perfect example of affordable and high density housing, which is the need of the hour.
GROUP HOUSING : A DOMESTIC ARCHITECTURE ACCOMODATES THE GROUP RATHER THAN THE UNIT AND ITS THEREFORE PUBLIC AS WELL AS PRIVATE. IT IS FIMILIAR THROUGH THE WIDWSPREAD DEVELOPMENT OF MASS HOUSING IN THE WORLD IN WHICH INDIVIDUALS OR FAMILIES FIND LIVING SPACE EITHER IN M ULTIPLE DWELLINGS OR SINGLE LINITS PRODUCED IN QUALITY . GROUP HOUSING IS PRODUSED BY MANY KINDS OF CULTURES BY COMMUNAL STATES TO EQALIZE LIVING STANDDARDS BY TYRANTS TO ASSURE A DOCILE LABOUR FORCE, AND BY FEDUAL OR CASTE SYSTEM TO BRINGS TOGETHER MEMBERS OF A CLASS.
2. CLUSTER HOUSING
A SUBDIVISION TECHNIQUES WHERE KNOWN
AS ZERO –LOT –LINE HOUSING OR HIGH DENSITY
HOUSING DWELLING ARE GROUPED TOGHTHER
WITH COMMON AREA LEFT FOR RECREATION .
RAW HOUSING
ONE OF A SERIES OF HOUSES , OFTEN AS SIMILAR
OR IDENTICAL DESIGN, SITUATED SIDE BY SIDE
AND JOINED COMMON WALLS
3. PRADHAN MANTRI AWAS YOJANA
2 MILLION NON-SLUM URBAN POOR HOUSEHOLD
ARE PROPOSED TO BE COVERDED UNDER THE MISSION.
RAJIV AWAS YOJANA
IT UNCOURAGE “SLUM FREE INDIA” IN CITIES
IN WHICH EVERY CITIZEN HAS ACEES TO BASIC AMENITIES.
PRADHAN MANTRI GRAMIN AWAS YOZANA
PROVIDING FINANCIAL ASSISTANCE TO RURAL
POOR FOR CONSTRUCTING THEIR HOUSES THEMSELVES.
HOUSING FOR ALL BY 2022
MISSSION APPROVED A SUBSTANCIAL INCREAS IN INTEREST
RELIFE ON LOAN FOR THE URBAN POOR
TO PROMOTE AFFORDEBLE HOMES.
INTEREST SUBSIDY SCHEMES FOR HOUSING URBAN
THE SCHEMES ENVISAGES THE PROVISION OF
INTEREST TO EWS AND LIG SEGMENTS TO
ENABLES THEM TO BUY OR CONSTRUCT HOUSES.
4.Lower Income Group
Economic Weaker Section (EWS) means households with monthly household income upto Rs. 5000/- per month or as revised by the Ministry of Housing and Urban Poverty Alleviation, Government of India from time to time. Lower Income Group (LIG) means households with monthly household income between Rs. 5001/- to Rs.
5.Development of Group Housing will be under provision
of master plan, Enclave development plan and layout plan.
Minimum area of plot will be 2000sq.m
Land proposed for group housing will be located at 12m
wide exiting road, But the distance of the plot from 18m
(or above) wide road will not be more than 100m.
Slilt floor will be permitted for the purpose of parking in
group housing buildings, height of which of which be
2.1m up to the beam.
if slilt floor is used for purpose other than parking then
it will be counted in F.A.R.
Park and open area will be provided at the rate of
1.0sq.m. per person or 15% of the whole area,
whichever is more, in the plot of area 3000sq.m (or above).
Housing case study(KAFCO housing,Aranya lowcost housing, TARA housing)Sumaiya Islam
KAFCO Housing,Bangladesh
Tara Housing,India
Aranya low cost Housing,India
Helen Housing, Switzerland
Oil and Mineral Exploration and
Development Corporation
Housing, Bangladesh
Case Study on
. Vinayak Colony
. Mero City Apartments
. Aranya Housing
. Unite De Habitation
For Housing/Apartment Study for Design Studio ,B. Architecture Pulchowk Campus, Nepal
I came to know regarding this competition from rediff.com
Salient features of a well-designed inclusive Neighbourhood (Colony) for the urban poor is characterized by a well conceptualized effort at social cohesion:
I. Housing Unit and Layouts of Cluster Housing
II. Neighbourhood Colony Layouts
III. Basic Physical Infrastructure (Water Supply, Sanitation, Drainage, Roads, Street Lighting, Solid
Waste Management, etc.)
IV. Cohesive Social Infrastructure (Community Centre, Informal Sector Market, Livelihood Centre,
etc.)
Housing remains critical, relevant and important for human living, determining quality of life , improving productivity, promoting health and happiness. Nations have suffered perpetually from inadequate housing with large proportion of population compelled to live in slums. Only 13% of the nations globally, have been able to cater to the needs of housing in a satisfactory manner, Developing nations are worst places. Nations having large rural-urban migration are reeling under the pressure of critical housing shortage. Poverty remains the major roadblock in providing housing to majority of people. Nations need to think critically and objectively in the domain of making housing for all a distinct reality. Considering the fact that housing demand is never statistic, never finite , ever evolving and ever devolving like human beings/numbers- nations have to take hard and harsh decisions to create adequate quality/quantity of housing. Providing shelter should be accepted fundamental right of individual and fundamental duty of the state but creating ownership needs to be specifically and invariably avoided in case nations want to solve the problem of housing shortage. Sale and Purchase of housing must be effectively regulated and real estate sector must be made more rational, responsive and responsible to the needs of the shelter of all communities. Allotting land to luxury housing must be minimized and taxed heavily for subsiding the rental housing for the poor. Norms specified for housing must be redefined to make optimum use of land. land norms must be based on the principle of use of land on 24x7x365 to optimize the land for amenities/services. Housing needs to be traded on different footings with effective monitoring of house ownership. No individual should be permitted to hold multiple ownership of housing with ownership restricted to two houses in the entire life span of individual to check speculation and making housing an investment for making money. Housing typology must be changed from plotted development to flatted development to optimise the land and minimise the housing cost. housing technologies must be redefined with affordable materials put in place. Affordable housing remains a challenge which needs involvement of all stake holders including the benefices. Co-operative options remains valuable, which needs to be optimised. Housing must be made individual led- program rather than a Governmnet led mission only. Rural housing must be made more qualitative and technology supported.
Affordable housing is a dream come true for middle class section. Concept of affordable housing is like a windfall for all those who are yearning for their own house. With maximum number of people having their own house prosperity of India will be multi fold.
National Urban Housing and Habitat Policy-2007JIT KUMAR GUPTA
Presentation looks at the intent, content and scope of National Housing Policy 2007; Housing Finance Institutions, PMAY(U), in the context of housing for all in urban India
presentation tries to focus on housing, its role and importance for communities and also how it can be made cost- effective in the background of Pradhan Mantri Awas Yojna
Stanlee's presentation on affordable housingStanLee GeorGe
Urbanization has resulted in people increasingly living in slums and squatter settlements and has deteriorated the housing conditions of the economically weaker sections of the society. This is primarily due to the skyrocketing prices of land and real estate in urban areas that have forced the poor and the economically weaker sections of the society to occupy the marginal lands typified by poor housing stock, congestion and obsolescence.
In this dissertation, we will explore major issues in the development of affordable housing in India and steps taken by the Government and private sector to address them inclusively.
Self Sustainable Integrated Township : A resource-based planning to improve t...Sahil Singh Kapoor
The objective of this study is to analyze the potential shift towards Integrated Township development with mixed land use, creating employment opportunities close to residential place and requiring minimum land area.
Housing india, affordable housing India, low cost housing India, cheap houses India, real estate India, construction India, sustainability, mass housing, slum-free india, JNNURM, housing development india, developers India, housing India, green houses India, home finance India, housing projects India, JNNURM, Dharavi project, conference housing, green building India, financing homes india, micro- financing india, home loans India, Ministry of Housing and Urban Policy Alleviation India [HUPA], Ministry of Urban Development India, Housing Development Authority India, architecture, master planning, project management, pipeline management, contractor, building materials, construction equipments India, Public Private Partnership India, Foreign Direct Investment
Affordable Housing by Green., Speedy, Sturdy R.C.B. Method.
I would like to introduce one such building construction system which
may change the total scenario of construction business in the near future.
https://youtu.be/r9lYSMMTuIs
This building system can play a great role in making Green Buildings, Eco-friendly Homes, Hotels, Slum Re-development, Transit Camps, Schools, Towers,
Affordable Housing Projects.
It’s called Reinforced Masonry or C.M.U., or Reinforced Concrete Block Masonry. (R.C.B.) Hope you must have heard about this.
1)R.C.C. type of construction was taught by British & we are following
Beam & Column type of construction for the last hundred years or so.
2) R. C. C. building needs repairs within 15 years of construction. Not that anything is wrong with
R. C. C. but there is more scope to Use inferior material & workmanship in R.C.C. & hence need for early repair.
3)Our Forts, Old buildings V. T. Station. Municipal Bldg., Palaces,
Towers are generally constructed by Stone Masonry load bearing method & have stood for hundreds of years without any major repair work.
4) The same load bearing technology has been further developed in U.S.A. & is called R.C.B. which is Speedy, Sturdy, Simple, Durable, Eco-Friendly also saves up to 30% in construction cost. Called R.C.B.->Reinforced Concrete Block Masonry.
5) R.C.B. is a proven method of construction with millions of buildings being built By this way in the world.
6) about 300 buildings are Designed by R.C.B. Plannings in India, Africa and USA by us.
7)Eco-friendly as it SAVES 100% bricks,50% steel+shuttering,40% concrete,25% utility bill
SAVE up to 30% in construction COST, Get up to 10% more Carpet Area by R.C.B. Planning & Design.
Let's Hope Future brings us together...
On Green, Durable, Affordable R.C.B. Construction Project & Structural Audit.
We are RCB Planners & Designer, Structural Engineers, Structural Auditors, Technical Adviser,
also Seminar Speaker & Author.
Our Fee for above R.C.B. Planning & Structural Design work:
about 0.5% to 10% of Construction Cost depending on size of the Project.
For structural Audit Report @ 15K to 50K for Building-wing.
For quote SMS > your Email-ID> 9820867755
Regards,
Ganesh Kamat
B.E.(civil),M.S.(U.S.A.) 42 yrs. Exp.
Email ganeshkamat47@gmail.com
Ganaka Engineers Architect
6, samarth apt, Babrekar Rd, Dadar-W, Mumbai-400028
See "Our Presentation" for RCB
www.AffordableConstruction.in
Also for BMC Licensed Structural Auditor visit...
https://youtu.be/WkD7HHHiW9A
www.GanakaMotel.com to see Budget Hotel Constructed by RCB Method.
https://youtu.be/xfYTrpvyWeA
Based on this approach we have provided extensive solutions to real estate businesses, which in return have benefited from our expert and intact IT solutions and web based plans.
About the housing finances in India. About the national hosing bank and the functions of it. Then about the micro housing finance corporation and the types of loans, housing and its development. Discussion on the urban infrastructure.
a study on how existing tenants living in old and dilapidated buildings can be accommodated in newer Buildings without any financial burden on them, and in a manner which is viable and profitable to the developer as well.
AFFORDABLE HOUSING POLICY, SCHEME AT VARIOUS LEVELS, ISSUES, HUBS,
APPROACH, PUSH-PULL FACTORS, CASE STUDIES
Follow on Instagram: @conceptive_architects
Know about "Housing for all scheme by the Government" from Pratik Chandiwal's presentation - Employee Engagement Activity in form of Live Webinar conducted by Amura for its employees.
Housing is a basic human requirement of any civilised society. With the growth of urbanisation, cities have been expanding alarmingly in the last few decades, which has resulted in haphazard growth of urban areas as well as acute housing shortage.
Housing and Urban Planning Department was established to ensure planned development of urban areas and create an enabling environment to provide affordable housing.
CURRENT SCENARIO OF AFFORDABLE HOUSING SCHEMES IN KERALAJOSIN MATHEW
Adequate shelter that provides security and safety is a fundamental need and a basic human right. • A major challenge in the 21st century is the creation of liveable urban areas, given the rapid urban growth across the world, in particular the global south. More than half the world’s population now lives in cities. • While the 2030 Agenda for Sustainable Development recognized the power of cities and towns which will constitute 70 per cent of the world population by 2050, SDG 11 is specifically on making cities and human settlements inclusive, safe, resilient and sustainable. • The United Nations Conference on Housing and Sustainable Urban Development in 2016 (Habitat III) emphasised the need for a New Urban Agenda, which would lay out the framework for how best to promote sustainable urbanisation.
India needs about 19 million low-cost homes - roughly defined as costing a million rupees ($16,700) and below - to shelter an urban population expected to nearly double to 600 million by 2030 from 2011.
Rajasthan jan awas yojana | Affordable Housingahuda gurgaon
It is a general phenomenon that large number of people migrate from rural and sub urban areas to urban centers and such migrants face the biggest problem of shelter. With the increase in cost of land, building materials, labour and infrastructure, the availability of shelter is becoming out of the reach of most of them. Therefore, positive encouragement to create housing stock particularly for EWS/LIG segment of the society in urban areas has become necessary. Various studies conducted by various agencies of Government of India show that more than 85% of housing shortage is in the EWS/LIG category. Hence the role and intervention of the State Government is very important to fulfill the requirement of housing shortage in urban areas.
Policy intervention is needed to bridge the gap in housing demand and supply in urban areas. The State Government has accorded high priority to achieve the goal of providing adequate and affordable housing to all. By policy interventions the price of dwelling units for EWS/LIG segment has been controlled by extending various incentives and time bound approvals to private developers. Various provisions included in the policy intend to create housing stock for this segment in a big way. It also aims to utilize precious urban land to its maximum potential so as to cut down the price of dwelling units.
Various initiatives recently taken by Government of India, especially “Housing for All Mission” have also been considered while framing this policy so that the financial incentives extended to EWS/LIG segment in slum and non-slum areas could be availed of by such eligible beneficiaries.
Additional
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
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2. 2 | P a g e
Table of Content
1. Introduction………………………………………………………………………………03
2. Definition of Affordable Housing………………………………………………………..03
3. Income Levels and Housing Affordability………………………………………………03
4. Critical Issues in the Affordable Housing Sector………………………………………..04
5. Policies and Regulations in India………………………………………………………..04
6. Affordable Housing Development: Private Sector and PPP initiatives………………….05
7. Market Map for Affordable Projects…………………………………………………….10
8. List of some of the affordable housing projects across India……………………………11
9. Comparison of various projects………………………………………………………….12
10. Property Price Trends in Bangalore……………………………………………………...14
11. Laws, Rules and Regulations…………………………………………………………….15
12. Direct and indirect taxes imposed on real estate development…………………………..15
13. References………………………………………………………………………………..16
3. 3 | P a g e
Introduction
The strained urban infrastructure, in particular housing, has provided an opportunity for the real
estate developers in India to fill the urban rural gap and provide housing for all in the coming
decade.
In this context, it would be important to address the need in the EWS (economically weaker
sections) and LIG (lower income groups), which currently account for 95.6% percent of urban
housing shortage in the country. Amid the growth of urbanization, the housing shortage in India
has touched 18.78 million units. One reason for this is that most builders are catering only to the
middle income and affluent population in India and home prices have gone beyond the reach of
many.
Definition of Affordable Housing
Affordable housing refers to housing units that are affordable by that section of society
whose income is below the median household income.
Affordable Houses
Dwelling Units (DUs) with Carpet Area shall be between 21 to 27 Sqm for Economically
Weaker Section (EWS) category, 28 to 40 Sqm for Lower Income Group (LIG) category (LIG-
A: 28-40 Sqm and LIG-B 41- 60 Sqm) and 41 to 60 sqm for Middle Income Group (MIG)
Affordable Housing Vs Low Cost Housing
Affordable housing cuts across LIG and MIG income segments of the society make good
economic sense. The typical size varies from 300 sq. ft. - 800 sq. ft.
Low-cost housing, on the other hand, is less expensive than average or than what one can afford.
Low-cost housing in general could be defined as housing meant for EWS category. Typical area
is less than 300 sq ft per unit.
Income Levels and Housing Affordability
Category Income
level
Size of
dwelling unit
Provision of
Basic Amenities
Affordability Location of
the House
EWS Less than
Rs. 1.5 lakh
per annum
Upto 300 sq ft -Sanitation,
adequate water
supply and power
- Provision of
community spaces
and amenities
such as parks,
schools,
healthcare
facilities
EMI to
Monthly
income: 30 to
40 percent
Reasonable
maintenance
costs
-located
within 20km
of major
workplace
hub in the
city
-adequately
connected to
major public
transport
system
LIG-A,
B
1.5 lakh and
3 lakh per
annum
300 sq ft to
600 sq ft
MIG 3 lakh and
10 lakh per
annum
600 sq ft to
1200 sq ft
4. 4 | P a g e
The relationship between income and affordability for various income groups follows a nonlinear
trend. The current annual income level of EWS (upto INR 1 lakh) and LIG households (INR 1
to 2 lakh) may not be sufficient to afford a house (EWS and LIG houses are generally in the
range of INR 5 to 7 lakh and INR 15 to 20 lakh respectively). The issue is further deepened due
to low access to credit by these segments. According to estimates, a EWS household can afford a
house costing up to INR 4 lakh and LIG households can afford houses priced up to INR 8 lakh.
Empower EWS/LIG households with subsidies, lower loan interest rates and micro financing.
Critical Issues in the Affordable Housing Sector
Land costs are too high in the urban areas and often constitute more than 50% of the project
for the developer, which makes affordable housing projects unviable
Construction costs also form a major portion of the project cost and the profit margins for
developers is very less in the affordable segment as compared to luxury projects
People who belong to LIG and EWS segments have little access to organized finance
Requirement for focused government policies that enable and incentivize the affordable
housing segment such that it becomes more lucrative for developers to build affordable
housing projects
Interest subsidy on affordable housing loan
The central government currently provides interest subsidy of one percent on INR 1 lakh
housing loan to LIG and EWS household borrowers. The limit in this scheme is very low and
ineffective as the minimum price of a EWS house is about INR5 lakh.
Policies and Regulations in India
Several policies adopted by Central Government have assisted in the delivery of affordable
housing for the EWS, LIG and lower MIG.
National Urban Housing Mission (NUHM), 2015: The Mission would initially cover 500
Class I cities and will be spread across 3 phases (2015-2022).
5. 5 | P a g e
a) Slum rehabilitation of Slum Dwellers with participation of private developers using land as a
resource- The Centre would provide a grant of INR 1 lakh per house to the state for deployment
in the development of any slum rehabilitation project
b) Promotion of affordable housing for weaker section through credit linked subsidy - An
interest subsidy of 6.5% on housing loans will be provided to EWS/LIG categories, which can
be availed up to a tenure of 15 years. It will cover all the 4,041 statutory census towns from the
beginning.
c) Affordable housing in partnership with Public & Private sectors - Central assistance at the
rate of INR 1.5 lakh per house for the EWS category to be provided.
d) Subsidy for beneficiary-led individual house construction or enhancement- Central assistance
at the rate of INR 1.5 lakh per house for the EWS category will be provided
National Urban Housing and Habitat Policy (NUHHP), 2007
Jawaharlal Nehru National Urban Renewal Mission (JNNURM)
Rajiv Awas Yojana
Affordable Housing in Partnership (AHIP): Central support is provided at the rate of Rs.
75,000 per Economically Weaker Sections (EWS)/Low Income Group (LIG) Dwelling Units
(DUs) of size of 21 to 40 sqm. in affordable housing projects taken up under various kinds of
partnerships including private partnership. A project size of minimum 250 dwelling units is
eligible for funding under the scheme.
Housing for All by Year 2022: The Government has rolled out “Housing for All by 2022”
aimed for urban areas with following components/options to States/Union Territories and
cities:-
• On site rehabilitation of Slum Dwellers using land as a resource through private partnership
wherever possible
• Promotion of affordable housing for weaker section through credit linked subsidy (interest
subvention)
• Affordable housing in partnership with Public & Private sectors
• Promotion of housing for urban poor by assisting beneficiary led construction
Affordable Housing Development: Private Sector and PPP initiatives
Depending on the decay of land prices, cities offer parcels for such developments at different
distances from the city centre. Mumbai and NCR- Delhi have the modern affordable housing
projects located 55–135 km away from the city centre. On the other hand, Hyderabad provides
better proximity, with projects located at a distance of 15–20 km from the city centre. Bangalore,
Pune, Kolkata and Chennai also have projects after a distance of 20–45 km from the city centre.
6. 6 | P a g e
1) Rajasthan affordable housing public-private-partnership (PPP) model (2013)
The policy facilitated construction of about 2.35 lakh houses in 77 cities across Rajasthan, of
which 2.1 lakh units were given possession by December 2013. Housing units with market price
of INR1,500 per sq ft were offered at a cost of INR 850 per sq ft for EWS/LIG category and
INR1,000 per sq ft for MIG. Typical flat cost: EWS is INR2.4 lakh; LIG is INR3.75 lakh;MIG is
INR7 lakh.
Category Market Price per sq ft Offered Price per sq ft Flat Cost
EWS Rs. 1,500/- Rs. 850/- Rs. 2,40,000/-
LIG Rs. 1,500/- Rs. 850/- Rs. 3,75,000/-
MIG Rs. 1,500/- Rs. 1000/- Rs. 7,00,000/-
2) Supertech Basera at Sector-79 Gurgaon (2014)
Supertech Basera is located at Sector 79, 79 B of Gurgaon Manesar Urban Complex, it spread
over the area of 12.10 acres, offering 1BHK and 2BHK luxury apartments. Supertech Basera is
an initiative of Supertech Group under Central government ‘Housing for All by 2022’ Scheme.
The project comprises of 1976 flats of which 95% are available for general public and
remaining 5% flats are served for management quota.
Type Area (sq ft) Total Unit Cost
1 BHK 404 Rs. 12,87,000/-
2 BHK 546 Rs. 19,28,500/-
3) Asha 2022 at Sector 14, Panchkula, Haryana (2016)
Asha 2022, affordable housing project by Essel group, comprises of 800 housing units of 2BHK
and 3BHK type. Under the scheme, the super area of 2BHK flats is around 1060 square feet
while for 3 BHK the super area is 1345 square feet.
Category Saleable area (in sq ft) Basic Sale Price (per sq
ft)
Basic Sale
Price Amount
2 BHK 1060 Rs. 1,521/- Rs. 16,12,260/-
2 BHK (corner unit
or park facing unit)
1060 Rs. 1,621/- Rs. 17,18,260/-
2 BHK (corner unit
+ park facing unit)
1060 Rs. 1,721/- Rs. 18,24,260/-
3 BHK 1345 Rs. 1,521/- Rs. 20,45,745/-
3 BHK (corner unit
or park facing unit)
1345 Rs. 1,621/- Rs. 21,80,245/-
3 BHK (corner unit
+ park facing unit)
1345 Rs. 1,721/- Rs. 23,14,745/-
7. 7 | P a g e
4) Shubh Griha project by Tata Housing at Boisar near Mumbai (2010)
Total no. of units: 1300
Starting price of Rs. 3.9 lakh for approximately Rs.1,400/- per sq ft
Low cost units- 360 sq ft to 465 sq ft
2/3 BHKs- upto 1,360 sq ft
5) Happinest Project by Mahindra Lifespaces at Boisar (Mumbai) and Avadi (Chennai)(2014)
a) Happinest Boisar (Mumbai):
Happinest, Boisar is located in Boisar, near MMR (Mumbai Metropolitan Region). The project is
spread over approximately 13.5 acres and comprises of 800+ apartments, 1 RK and 1 & 2 BHK
between 351 sq ft and 695 sq ft in the price range of Rs 9.1 Lakh to Rs 17.5 Lakh
Unit type Area Sale Price
1 RK 351-369 sq ft Rs. 9.1 lakh
1 BHK 522-540 sq ft
2 BHK 675-695 sq ft Rs. 17.5 lakh
b) Happinest Avadi (Chennai):
Happinest, Avadi is located off Poonamallee Avadi High Road. The project is spread over
approximately 5 hectares and comprises of 1268 apartments, 1 & 2 BHK.
(To finance the Happinest customers whose average monthly income is Rs 20,000 to 40,000, the
company is tying up with few housing finance companies like micro homefinance
companies such as Muthoot, Mahindra Finance and Inventure.)
Unit type Area Sale Price
1 BHK compact 396 sq ft Rs. 9.1 lakh
1 BHK regular 533 sq ft
2 BHK regular 677 sq ft Rs. 17.5 lakh
6) LIG Surya City at Suryanagar, Chandapura, Bangalore South(2007)
Unit type Area Sale Price
2 BHK 650-700 sq ft Rs. 16.71 lakh- Rs. 18 lakh
3 BHK 1760 sq ft Rs. 45.26 lakh
7) Sipani Bliss by Sipani Builders at Chandrapura, Bangalore South(2014)
Unit type Area Sale Price
1 BHK 530 sq ft Rs. 13.5 lakh
2 BHK 875-922 sq ft Rs. 22.31 lakh- Rs.23.51 lakh
3 BHK 1275-1382 sq ft Rs. 32.51 lakh- Rs.35.24 lakh
8. 8 | P a g e
8) Shapoorji Pallonji Shukhobrishti at Rajarhat Kolkata (2011)
Unit type Area Sale Price
1 BHK 500 sq ft Rs. 12.5 lakh
2 BHK 640-650 sq ft Rs. 16 lakh- Rs. 16.25 lakh
9) VBHC Vaibhava at Chandapura Anekal road, Bangalore(2014)
Unit type Area Sale Price
1 BHK 351 sq ft Rs. 10.53 lakh
2 BHK 614-620 sq ft Rs. 18.42 lakh- Rs.18.60 lakh
3 BHK 961-994 sq ft Rs. 28.83 lakh- Rs.29.82 lakh
10)Janaadhar Shubha at Anekal, Bangalore (2010)
Unit type Area Sale Price
1 BHK 615-656 sq ft Rs. 14.76 lakh- Rs. 15.74 lakh
11)Annai Atulya at Kilkattalai, Chennai (2013)
Unit type Area Sale Price
1 BHK 274 sq ft NA
2 BHK 620 sq ft NA
12)Anandgram by Vastushodh, Pune(2011)
Unit type Area Price per sq ft Sale Price
1 RK 353 sq ft Rs. 1,600/- to Rs.
1,800/-
Rs. 5.7 lakh
1 BHK 415-450 sq ft Rs. 9.8 lakh
2 BHK 614-800 sq ft Rs. 17.4 lakh
13)Navjivan by Foliage Group, Ahmedabad(2010)
Unit type Area Price per sq ft Sale Price
1 RK 297-378 sq ft Rs. 1,005/- to Rs.
1,406/-
NA
1 BHK 459-612 sq ft Rs. 10.5 lakh
2 BHK 630-729 sq ft Rs. 13.5 lakh
9. 9 | P a g e
14)Bangalore Development Authority (BDA) Housing projects 2016
10. 10 | P a g e
Market Map for Affordable Projects
11. 11 | P a g e
List of some of the affordable housing projects across India
List of some of the affordable housing projects across India
AHMEDABAD, GUJARAT PUNE, MAHARASHTRA
Om Shanti Nagar 2, Santosh Anandgram, Vastushodh Projects
Associates Shalini Lakeview, Trishul Builders
Navjivan Housing, Foliage BHIWADI, RAJASTHAN
Gokul Galaxy, Galaxy Developers Avalon Homes, Avalon Group
New Maninagar Apartments, Dev City, Arun Dev Builders
Dharmadev Builders BAWAL, HARYANA
Umang Lambha, DBS Affordable Home Ashray Homes, Surefin Builders
Strategy MEERUT, UP
Karnavati Apartment, Shree Ram Spice Homes
Developers NAGPUR, MAHARASHTRA
MUMBAI, MAHARASHTRA Shridhar Empire AC,
Swarajya, Neptune Group Shridhar Buildcon
Samruddhi Complex, Poddar Housing BANGALORE, KARNATAKA
TMC, Matheran Realty Vaibhava, VBHC
Pink City and Star City, Rashmi Housing Shubha, Janaadhar
Shubh Griha, Tata Housing CHENNAI, TAMIL NADU
Karjat Land Developers Atulya, Annai Builders
Sathya Nagar, Conglome Techo Construction
Lok Amber, Lok Group
Vaishnavi Sai Complex, Shubh Aangan
Valram Vatika and Valram Ashish
13. 13 | P a g e
Graph 1: Price per sq ft vs Total Sales Price
Inference- in the price per sq ft range 2549 to 2592, total sales price reaches a maximum and the
declines
Graph 2: Area vs Total Sales Price
Inference- total sales price increases with the increase in area other than a few minimas at point
480 and 820
0
500000
1000000
1500000
2000000
2500000
3000000
3500000
4000000
4500000
5000000
Total Sales Price (in INR)
Total Sales Price (in
INR)
x-axis: Price per
sq ft (in INR)
y-axis: Total Sales
Price (in INR)
0
500000
1000000
1500000
2000000
2500000
3000000
3500000
4000000
4500000
5000000
Total Sales Price (in INR)
Total Sales Price (in
INR)
x-axis: Area (in sq ft)
y-axis: Total Sales
Price (in INR)
14. 14 | P a g e
Property Price Trends in Bangalore (source- www.makaan.com)
Inference- the price per sq ft in the Bangalore region has been steady in the range of Rs.2,258
per sq ft to Rs. 2,758 per sq ft from last 6 months
Inference- the price per sq ft in the Bangalore central region is maximum and the maximum
appreciation has been in Bangalore west region till march’16
15. 15 | P a g e
Laws, Rules and Regulations
Direct and indirect taxes imposed on real estate development
A key area of consideration in affordable housing could be through a set of concessions related
to taxes and fees. It is estimated that taxes and fees account for about 30 to 35 per cent of
housing cost.
S. No. Tax Percentage of property cost
1 Developer agreement stamp duty 5
2 Stamp duty on purchase of property 5
3 Registration 1
4 Value added tax 1
5 Service tax 2.6
6 Swachh Bharat Cess 0.09
7 VAT to contractor 4
8 Other levies 2.6
9 Excise and custom duty 15
Total (approx) 35
•Indian registration act, 1908
•Various state legislations
Land Title
•Land revenue acts by all state governments
•Town and country planning acts by all state governments
•Master plans development plans
Planning and Land
•National building code, 2005
•Local building bye-laws
Construction of buildings
• Environment impact assesment (EIA) Notifications S.O. 1533 (2006)
• Ancient monuments and archaeological sites and remains Act, 1958
• Work of defense Act, 1903 (WDA)
• Environment (Protection) Act, 1986
• Forest conservation Act, 1980
NOC from Central government
•Water (prevention & control of pollution) Act, 1974 and Air
(prevention & control of pollution) Act, 1981
NOC from State governement
•Water connection
•Sewerage connection
•Gas connection
•Telecom connection power/electricityconnection
Service Installations
16. 16 | P a g e
References
1. Affordable housing in India by JLL - http://www.joneslanglasalle.co.in/india/en-
gb/Research/Affordable_Housing_in_India_2012.pdf?27e6f554-2aa8-4864-8bc3-
9127a4b902bc
2. Affordable housing- a key growth driver in the Real Estate Sector by KPMG -
http://www.kpmg.com/IN/en/IssuesAndInsights/ThoughtLeadership/Affordable_Housing
.pdf
3. http://www.asiapacific.joneslanglasalle.com/india/Affordable-Housing-ICC.pdf
4. http://www.masterplansindia.com/tag/new-housing-schemes
5. http://www.bdabangalore.org/
6. http://pmindia.gov.in/en/news_updates/housing-for-all-by-2022-mission-national-
mission-for-urban-housing/
7. http://www.moneycontrol.com/master_your_money/stocks_news_consumption.php?cat=
realestate&autono=754305
8. http://pricetrends.makaan.com/price-trends-for-renting-property-in-bangalore-
all/?mc=M3