The UN has five main organs: the General Assembly, Security Council, Economic and Social Council, Trusteeship Council, and International Court of Justice. The Security Council deals with threats to international peace and security. Criticisms of the UN include that it relies on member state contributions, developing countries have more votes than rich countries, and it takes a long time to take action. MFN means most favored nation, providing equality in trade among nations. Criticisms of the WTO are that decisions are based on consensus, there is little democracy, and agendas are set by wealthier members. The World Bank focuses on development assistance and long term loans, while the IMF operates like a credit union providing short term assistance and financial stability.