1. The document discusses opening and maintaining bank accounts at HDFC Bank in India, including the necessary identification documents and account types. 2. It outlines the steps for opening a savings or current account, which involves submitting an application form along with proof of identity, address, and income documents. 3. The document also describes various bank account options like savings, current, fixed deposit, and recurring accounts, as well as associated benefits and services like ATM cards, online and mobile banking, and interest rates.

1. My project on BaNkInG
-Param S. Pandit

2. Bank Says:
 “Opening a bank account is part of
everyday life and is something most people
should do by the time they begin earning
money.”

3. Account opening form:

4. Formalities after opening the form:
1. Submit the form to the respective
neighborhood HDFC bank with the
important documents as needed.
2. Pay the amount needed and wait for
the manager or agent to call you and
assume you as the bank member.
3. [ Steps for opening account or filling
forms online defer from the above.]

5. The bank ensures security to
us:

6. Procedures:
 When you open a new bank account, you want
to get as much for your money as you can.
Finding the bank with the highest interest rate
and the lowest fees will help you keep more of
your money. Opening an account at HDFC
bank gives you the convenience of banking
online combined with the ease of visiting your
local bank. But before you open your HDFC
bank account, you should make sure you have
the identification, documents and information
you need.

7. Documents needed {VERY
IMPORTANT}
 Federal law requires certain personal identification
documents to open a bank account. You need a
valid photo ID such as a driver's license, state-issued
or military ID. Non-citizens must provide their alien
registration number. You must have your Social
Security number and proof of your address (a utility
bill or apartment lease will do). You should provide
a current email address. If you are going to
electronically transfer the initial deposit from
another bank account, you'll need the bank name
and the check routing number and account number.

8. Types of accounts:
 Savings account
 Current account
 Fix deposit accounts
 Recurring deposit accounts
Etc……………

9. Advantages to customers:SAVINGS ACCOUNT
 Regular Savings Account
 Access your account across a wide network of branches and ATMs
 Avail of convenient services like Net Banking and Mobile Banking.
 SavingsMax Account
 Get a FREE Titanium Royale Debit Card
 Enjoy an Accidental Hospitalization cover of Rs. 1 lac per annum
 Regular Savings Account
 Access your account across a wide network of branches and ATMs
 Avail of convenient services like NetBanking and MobileBanking
 Senior Citizens Account
Get FREE travelers' cheques Get insurance against hospitalization
in case of an accident

10. Current account:-
 Features and Benefits
 Free local collections through cheque and Fund transfer
 Free Local and anywhere cheque payment facility
 Convenient Inter-city Banking.
 Free collections through RTGSand NEFT
 Eligibility
 You are eligible to operate a Regular Current account if
you fall under any of the following categories:
 Resident Individual
 Hindu Undivided Family
 Sole Proprietorship Firms
 Partnership Firms
 Private and Public Limited Companies

11. What’s it all about ? [ fix deposit
]

12. What’s it all about ? [ fix deposit
]

13. Recurring deposit
accounts:-
Recurring deposit account is generally opened for a
purpose to be served at a future date. Generally
opened to finance pre-planned future purposes
like, wedding expenses of daughter, purchase of
costly items like land, luxury car, refrigerator or air
conditioner, etc.

14. ATM cards:-
An ATM card (also known as a
bank card, client card, key card
or cash card) is a card issued
by a bank, credit union or
building society...