The document provides information on banking in India. It defines banking as accepting deposits that are repayable on demand for the purpose of lending and investment. It discusses the key functions of commercial banks like accepting deposits and lending. It also outlines the banking system in India, including the roles of the Reserve Bank of India and State Bank of India. Major trends in the banking sector include the rise of electronic payments and digital banking services like internet banking, mobile banking, and real-time fund transfers.
Project on SBI -
I would like to acknowledge a deep sense of gratitude to Mr. Hitesh Rawat, Senior Manager of State Bank of India at Kalbadevi Road, Mumbai for giving me the opportunity & time to work on this project and given me all vital input which has led to completion of this project. Without their guidance this project would have remained in pipe dream.
I am also thankful to State Bank of India employees, who directly & indirectly extended their co-operation and invaluable support to me
Economics project for class 12 on money and banking. it explains all the functions about RBI and includes everything needed to achieve good marks in project work.
Accountancy project class 11th (cbse board)Jacky Chain
This project contains the information regarding the accountancy project which is to be made by the students of class 11th. It is about Accounting and journal,ledger and trial balance..
Accountancy Project File on Comprehensive problem ...
This project is made by jigar vaishnav for the session 2016-17with the latest guidelines as per CBSE...
Hope this will help the upcoming students who want a help regarding the Accountancy project...
PLEASE DON'T FORGET TO LIKE,SHARE,SUBSCRIBE AND VISIT THIS LINKS.
To view this project in you tube visit: https://youtu.be/fx_oiHkIl3k
To download this project visit: https://drive.google.com/open?id=1h-C4C4IGjDKo1Rk2C_3XSrZJoyIUSwjb
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Role of RBI in Control of Credit - Economics Project Class 12 (2019-20 )ShivamSingh1247
This is Class 12 Economics Project as per the CBSE Guidelines ( 2019-20)
Download This Project From Here : https://drive.google.com/file/d/1EJZakkGzp5ubvAIYpShMQRB26LVsXOXx/view?usp=drivesdk
Topic : Role of RBI in Control of Credit
➡️ Reserve Bank of India - Histroy
➡️ Reserve Bank of India - Introduction
➡️ Structure of Reserve Bank of India
➡️ Functions of Reserve Bank of India
➡️ Demonetisation
➡️ Methods of Credit Control
➡️ Need of Credit Control
➡️ Limitations of Credit Control
➡️ Current Rates ( As on 14 Dec 2019 )
➡️ OBJECTIVE
➡️ CONCLUSION
➡️ BIBILIOGRAPHY
Project on SBI -
I would like to acknowledge a deep sense of gratitude to Mr. Hitesh Rawat, Senior Manager of State Bank of India at Kalbadevi Road, Mumbai for giving me the opportunity & time to work on this project and given me all vital input which has led to completion of this project. Without their guidance this project would have remained in pipe dream.
I am also thankful to State Bank of India employees, who directly & indirectly extended their co-operation and invaluable support to me
Economics project for class 12 on money and banking. it explains all the functions about RBI and includes everything needed to achieve good marks in project work.
Accountancy project class 11th (cbse board)Jacky Chain
This project contains the information regarding the accountancy project which is to be made by the students of class 11th. It is about Accounting and journal,ledger and trial balance..
Accountancy Project File on Comprehensive problem ...
This project is made by jigar vaishnav for the session 2016-17with the latest guidelines as per CBSE...
Hope this will help the upcoming students who want a help regarding the Accountancy project...
PLEASE DON'T FORGET TO LIKE,SHARE,SUBSCRIBE AND VISIT THIS LINKS.
To view this project in you tube visit: https://youtu.be/fx_oiHkIl3k
To download this project visit: https://drive.google.com/open?id=1h-C4C4IGjDKo1Rk2C_3XSrZJoyIUSwjb
VISIT MY YOUTUBE CHANNEL: https://www.youtube.com/channel/UCCAmxAC5ivAbBnDKe9NBxbg?view_as=subscriber
MY YOUTUBE CHANNEL VIDEO LIST : https://www.youtube.com/channel/UCCAmxAC5ivAbBnDKe9NBxbg/videos?view_as=subscriber
VISIT ME AT:-
https://plus.google.com/u/0/107001990812497963473
ADD FRIEND IN FACEBOOK:-
https://www.facebook.com/jigar.vaishnav.33
VISIT MY FACEBOOK PAGE:-
https://www.facebook.com/jokesindiabyjigar/notifications/
Role of RBI in Control of Credit - Economics Project Class 12 (2019-20 )ShivamSingh1247
This is Class 12 Economics Project as per the CBSE Guidelines ( 2019-20)
Download This Project From Here : https://drive.google.com/file/d/1EJZakkGzp5ubvAIYpShMQRB26LVsXOXx/view?usp=drivesdk
Topic : Role of RBI in Control of Credit
➡️ Reserve Bank of India - Histroy
➡️ Reserve Bank of India - Introduction
➡️ Structure of Reserve Bank of India
➡️ Functions of Reserve Bank of India
➡️ Demonetisation
➡️ Methods of Credit Control
➡️ Need of Credit Control
➡️ Limitations of Credit Control
➡️ Current Rates ( As on 14 Dec 2019 )
➡️ OBJECTIVE
➡️ CONCLUSION
➡️ BIBILIOGRAPHY
Make in india - The Way Ahead Class 12 Economics ProjectShivamSingh1247
This is Class 12th Economics Project as per CBSE Guideline
- Introduction
- Process
- Advantages & Disadvantages
- Challenges
- Criticsm & Concerns
- Sectors Covered
- Objective of Make in india
- Manufacturing Projects
- Infrastructure Support
- News & Statistic
- Objective of Making this Project
- Conclusion
- Bibliography
Commercial Bank and its Functions - Economics Class 12 ProjectStud Mentor
Briefly information about the Commercial Bank and its Functions. Class 12 Economics CBSE Project. all agenda of Commercial Bank and its Functions covered. See More Stuff on our Official Website : http://www.studmentor.com
Accountancy project class 11th and 12th 30 TRANSACTIONS with LEDGER CBSE B...@Jagjeet_patel
i am jagjeet patel i am sharing accountancy project class 11th and 12th travel Agency CBSE BOARD accountancy project ACCOUNTING account project TRANSACTIONS, journal with LEDGER
Business Environment project class 12 cbseJacky Chain
PROJECT WORK IN THE SUBJECT OF BUSINESS STUDIES ON THE TOPIC "BUSINESS ENVIRONMENT" AS THE PARTIAL FULFILLMENT OF AISSCE, MARCH 2018 CONDUCTED BY CBSE.
This project contains the information regarding the accountancy project which is to be made by the students of class 12th boards... This project is made by jigar vaishnav for the session 2017-18 with the latest guidelines as per CBSE... Hope this will help the upcoming students who want a help regarding the business studies project....
VIEW THIS PROJECT AT YOUTUBE:- https://www.youtube.com/edit?o=U&video_id=V7b6VQQrjsg
Download Accountancy Project of Class 12th Strictly according to the latest rules and regulations of CBSE for free (including Comprehensive Problem,Specific Problem on Ratios,Specific Problem on cash Flow Statement)
Accountancy project for class 12. Accounts project for the year 2022-23. Accountancy project which has both specific and comprehensive project as well.
Cbse Boards internal assessment project for accountancy.
Joseph taradyna: DEFINITION OF BANKING Banking Regulation Act 1949 defines banking as, “ACCEPTING FOR THE PURPOSE OF LENDING AND INVESTMENT, OF DEPOSITS OF MONEY FROM THE PUBLIC, REPAYABLE ON DEMAND, ORDER OR OTHERWISE AND WITHDRAWABLE BY CHEQUE,DRAFT,ORDER OR OTHERWISE”
Make in india - The Way Ahead Class 12 Economics ProjectShivamSingh1247
This is Class 12th Economics Project as per CBSE Guideline
- Introduction
- Process
- Advantages & Disadvantages
- Challenges
- Criticsm & Concerns
- Sectors Covered
- Objective of Make in india
- Manufacturing Projects
- Infrastructure Support
- News & Statistic
- Objective of Making this Project
- Conclusion
- Bibliography
Commercial Bank and its Functions - Economics Class 12 ProjectStud Mentor
Briefly information about the Commercial Bank and its Functions. Class 12 Economics CBSE Project. all agenda of Commercial Bank and its Functions covered. See More Stuff on our Official Website : http://www.studmentor.com
Accountancy project class 11th and 12th 30 TRANSACTIONS with LEDGER CBSE B...@Jagjeet_patel
i am jagjeet patel i am sharing accountancy project class 11th and 12th travel Agency CBSE BOARD accountancy project ACCOUNTING account project TRANSACTIONS, journal with LEDGER
Business Environment project class 12 cbseJacky Chain
PROJECT WORK IN THE SUBJECT OF BUSINESS STUDIES ON THE TOPIC "BUSINESS ENVIRONMENT" AS THE PARTIAL FULFILLMENT OF AISSCE, MARCH 2018 CONDUCTED BY CBSE.
This project contains the information regarding the accountancy project which is to be made by the students of class 12th boards... This project is made by jigar vaishnav for the session 2017-18 with the latest guidelines as per CBSE... Hope this will help the upcoming students who want a help regarding the business studies project....
VIEW THIS PROJECT AT YOUTUBE:- https://www.youtube.com/edit?o=U&video_id=V7b6VQQrjsg
Download Accountancy Project of Class 12th Strictly according to the latest rules and regulations of CBSE for free (including Comprehensive Problem,Specific Problem on Ratios,Specific Problem on cash Flow Statement)
Accountancy project for class 12. Accounts project for the year 2022-23. Accountancy project which has both specific and comprehensive project as well.
Cbse Boards internal assessment project for accountancy.
Joseph taradyna: DEFINITION OF BANKING Banking Regulation Act 1949 defines banking as, “ACCEPTING FOR THE PURPOSE OF LENDING AND INVESTMENT, OF DEPOSITS OF MONEY FROM THE PUBLIC, REPAYABLE ON DEMAND, ORDER OR OTHERWISE AND WITHDRAWABLE BY CHEQUE,DRAFT,ORDER OR OTHERWISE”
Banking history types services Revolution by bhushankBhushan Kasture
All the slides are talking about the history, revolution of banking, types of banks and services provided by them with general knowledge about finance. "Share The Knowledge"
Final year project-Customer Awareness Towards SBI E Banking ServicesRahulsah65
This is a Final Year Project emphasizing on the Perspective, opinion and awareness of People and customers of SBI towards E banking facilities provided By Sbi in khonsa(Arunachal Pradesh)
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
2. DEFINITION OF BANKING
Banking Regulation Act 1949 defines banking
as, “ACCEPTING FOR THE PURPOSE OF
LENDING AND INVESTMENT, OF
DEPOSITS OF MONEY FROM THE
PUBLIC, REPAYABLE ON DEMAND, ORDER
OR OTHERWISE AND WITHDRAWABLE BY
CHEQUE,DRAFT,ORDER OR OTHERWISE”.
3. BANK IS PART OF
FINANCIAL SY STEM
Financial system is one which
supplies the necessary financial inputs for the
production of goods and services. Economic
development of any country depends upon the
existence of well organized financial system.
4. Financial
system
Financial assets
B
Financial intermediaries A
N
Financial markets
K
S
Financial instruments
5. BANKING SY STEM
There has been a rapid development in the
banking institutions in various countries.
With development, various systems of
banking have come into existence. Banks can
be classified on the basis of volume of
operator, business pattern & areas of
operations.
7. CLASSIFICATION OF
BANKING
Banking institutions are indispensable
part in a modern developing society.
On the basis of functions performed
banks can be classified as follows.
8. BANKING STRUCTURE
UNORGANISED ORGANISED
COMMERCIAL
INDIGENIOUS BANKS
BANKS
COPOERATIVE
BANKS
MONEY REGIONAL
LENDERS RURAL BANKS
ALL INDIA
FINANCIAL
TRADERS INSTITUTION
FOREIGN BANKS
INDUSTRIAL
DEVELOPMENT
BANKS
9. INDIAN BANKING
UNIVERSE
INDIAN
BANKING
UNIVERSE
PUBLIC FOREIGN PRIVATE
SECTOR BANKS BANKS
BANKS 41 20
26
14. RESERVE BANK OF INDIA
RBI was established in 1st
April 1935.
Present governor is
Duvvuri Subbarao.
There are 22 regional
offices and most of them in
share capital.
15. CENTRAL BANK OF INDIA
It was started as
shareholders bank with a
paid up capital of
5crores.
It was privately owned.
In 1949, RBI was fully
owned by government.
16. FIRST GOVERNOR
Sir OSBORNE A. SMITH.
[April 1st 1935 to June 30,1937]
(AUSTRALIA).
17. F I R S T I N D I A N G OV E R N O R
Sir CHINTAMAN D.
DESHMUKA
(August11,1943 to
June30,1949).
18. LIST OF GOVERNOR IN RBI
HE IS MR.YAGA
VENUGOPAL REDDY.
HE WAS ELECTED AS
GOVERNOR FROM
PERIOD (6TH SEPTEMBER
2003 TO 5TH SEPTEMBER
2008).
19. PRESENT GOVERNOR OF RBI
MR.DUVVURI SUBBARAO
WAS THE 22ND & CURRENT
GOVERNOR OF RBI.
HE ELECTED FOR
PERIOD OF (5TH
SEPTEMBER 2008 TO 4TH
SEPTEMBER 2013).
20. FUNTIONS OF RBI
To regulate the issue
of bank notes and keep
reserves , with a view to
secure monetary stability
in India.
Generally to operate
the currency and credit
system of the country.
22. FUNCTION OF CENTRAL BOARD
& LOCAL BOARD
FUNCTION OF
CENTRAL BOARD:
General superintendence
and direction of the bank’s
affairs.
FUNCTIONS OF LOCAL
BOARD:
Advise to the Central
Board and economic interest
of local co-operative
indigenous bank.
23. FUNCTIONS OF RBI
TRADITIONAL
FUNCTION
PROMOTIONAL
FUNCTION
SUPERVISORY
FUNCTION
24. TR A D ITIONA L FU N C TION
Monopoly of currency notes issue.
Banker to government (both central &state)
Agent & Advisor to Government
Banker to Banker’s
Act as clearing house of country
Lender of last resort
Controller of credit
Custodian of foreign exchange reserves.
25. PROM OTIONA L FU N C TION
Promotion of banking habit and
expansion of banking system
Provider refinance for expert promotion
Expansion of facilities for provision of
the agricultural credit through NABARD
Extension of n facilities for SBI
Helping Co-Operative sector
Prescribe minimum statutory
requirement.
Innovating new banking business
transactions.
26. S U P E RV I S I O RY F U N C T I O N
Granting license to banks
Inspects and makes enquiry in various
section of RBI and banking regulations.
Implement deposit insurance scheme
Periodical review of work of the
commercial bank
Giving directives to commercial bank
Control non banking finance corporation
Ensuring health of financial corporation
system through on site & offsite
verification.
27. STATE BANK OF INDIA ACTS
AS AGENT OF RESERVE
BANK OF INDIA.
28. EVOLUTION OF SBI
EVOLUTION OF SBI CAN BE TRACED BACK
TO THE FIRST DECADE ON 19TH CENTURY.
IT BEGAN WITH ESTABLISHMENT OF
THE BANK OF CALCUTTA ON 2ND JUNE 1806.
ON 2ND JANUARY 1809 RENAMED AS THE
BANK OF BANGAL.
29. FIRST JOIINT STOCK BANK IN
BRITISH INDIA ESABLISHED
UNDER THE SPONSORSHIP OF
GOVERNMENT OF BENGAL.
FOLLOWED BY BANK OF
BENGAL:
BANK OF BOMBAY-15TH
APRIL1840
BANK OF MADRAS-1ST JULY
1843
THESE THREE DOMNIATED
MODERN BANKING SCENARIO IN
INDIA.
30. THREE BANKS WERE
AMALGAMATED TO FORM THE
IMPERIAL BANK OF INDIA ON
27TH JANUARY 1921.
TO SERVE THE ECONOMY IN
ACCORDANCE WITH FIVE YEAR
PLAN (1951), THE ALL INDIA
RURAL CREDIT SURVEY
COMMITTEE PROPOSED THE
TALE OVER OF THE IMPERIAL
BANK OF INDIA.
31.
32.
33. AN ACT WAS PASSED
IN PARLIMENT OF INDIA
IN MAY 1955 . AS A
RESULT THE STATE BANK
OF INDIA WAS
ESTABLISHED ON 1ST
JULY 1955.
34.
35. ON 1959 SBI [SUBSIDARY
BANKS] ACT WAS PASSED
. IT ENABLED THE SBI TO
MAKE EIGHT STATE
ASSOCIATED BANKS AS
ITS SUBSIDIARIES.
36. SUBSIDIARIES OF
SBI:
STATE BANK OF BIKANER & JAIPUR
STATE BANK OF HYDRABAD
STATE BANK OF MYSORE
STATE BANK OF PATIALA
STATE BANK OF TRAVANGORE
37. P RO D U C T S & S E RV I C E S O F S B I
E-TICKETING
SBI E-TAX
EZTRADE @ SBI
RTGS/NEFT
E-PAYMENTS
FUND TRANSFER
THIRD PARTY TRANSFER
DEMAND DRAFT
38. CHEQUE BOOK REQUEST
ACCOUNT OPENING REQUEST
ACCOUNT STATEMENT
TRANSACTION ENQUIRY
DEMAT ACCOUNT
DONATION
STATE BANK VIRTUAL CARD
GREEN CHANNEL COUNTER
KIOSK BANKING SYSTEM
40. RECENT TRENDS IN
COMMERCIAL BANKING
BANKING SECTOR IS THE HEART OF
ECONOMY.
IN 1969, 14 BANKS WERE
NATIONALISED AND FOLLOWED BY 6
BANKS IN 1980.
BANKING SECTOR WERE FULLY
COMPUTERISED IN 1985.
SOME OF THE RECENT TRENDS ::
41. NET BNKING
It is also known as
Internet banking or
Online Banking. It is
the process of
conducting Banking
transactions over the
internet.
42. MOBILE BANKING
It is also known as M-
Banking. The
customer can operate
his account over the
mobile phone.
43. PHONE BANKING
The customer can obtain
information about his account
quickly, but however deposit
and withdrawal cannot be made
over the phone. Otherwise the
information about his account
can obtain.
44. R E A L T I M E G RO S S
SETTLEMENT
It is the system of funds
transfer from one to
another. The transactions
are settled one to one
without bunching with any
other transactions .Once
processed the payments are
final and irrevocable. .
Minimum amount of
remittance is Rs.2 lakhs
and no upper ceiling is
there.
45. NA T I O NA L E L E C T RO N I C
FUNDS TRANSFER
It is a system of funds
transfer. Its
simple, secure, safe, fastest
and cost effective pay to
transfer of funds. To use this
facility they furnish
INDIAN FINANCIAL
SYSTEM CODE[IFSC], of
the beneficiary and also
branch name, full account
number of the beneficiary. It
is chargeable.
46. MONEYGRAM
MoneyGram is a new
internet based
remittance product. It is
cashless money transfer.
These facilities available
to NRIs to remit money
to India.
47. XPRESS MONEY
X-Press money offered in
arrangement with M/s UAE
exchange financial service
limited for remitting money
to India. Money can be
remitted from 180 countries
across the globe.
48. M I N I S T RY O F C O M PA N Y
A F FA I R S
This facilities is
provided by some banks
only. MCA Payments can
be done via credit
card, internet banking and
physical challan currently.
50. GREEN CHANNEL COUNTER
STATE BANK OF
INDIA introduced this
services on 1st July
2010 at 57 pilot
branches across
country.
Through this one can
do all works in bank
without using challen.
51. CHEQUE TRUNCATION
SY STEM
It is a image based
clearing system. It is
issued u/s 18 of the
payment & settlement
system act 2007.