This document summarizes LIC's New Endowment Plan, a participating non-linked savings plan. It offers a death benefit to support the family if the policyholder passes away before maturity. At maturity, the surviving policyholder receives the sum assured plus bonuses. The plan also provides liquidity through policy loans and a surrender benefit. Additional benefits include an optional accidental death rider and premium waivers in case of accidental disability. Eligibility, premium rates, bonuses and claims settlement are also outlined.