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JEEVAN AKSHAY VI 
Plan No. 189 
Presented by:- 
Sumeet Pawar 
Insurance Advisor 
Call (+91) 7738546484 
License No: 10149681 
Agency Code: 02187929
Features 
It is an Immediate Annuity plan, which can be 
purchased by paying a lump sum amount. The plan 
provides for annuity payments of a stated amount 
throughout the life time of the annuitant. Various 
options are available for the type and mode of payment 
of annuities.
Options Available 
The following options are available under the plan 
Type of Annuity: 
Annuity payable for life at a uniform rate. 
Annuity payable for 5, 10, 15 or 20 years certain and thereafter as long as the 
annuitant is alive. 
Annuity for life with return of purchase price on death of the annuitant. 
Annuity payable for life increasing at a simple rate of 3% p.a. 
Annuity for life with a provision of 50% of the annuity payable to spouse during 
his/her lifetime on death of the annuitant. 
Annuity for life with a provision of 100% of the annuity payable to spouse during 
his/her lifetime on death of the annuitant. 
Annuity for life with a provision of 100% of the annuity payable to spouse during 
his/ her life time on death of annuitant. The purchase price will be returned on 
the death of last survivor. 
You may choose any one. Once chosen, the option cannot be altered.
Mode 
Annuity may be paid either at monthly, quarterly, half yearly or yearly 
intervals. You may opt any mode of payment of Annuity..
What happens if the annuitant dies? 
If the annuitant dies : 
Under option (i) annuity ceases. 
Under option (ii) …………………………………………………………………………………………………… 
On death during the guaranteed period - annuity is paid to the nominee till the end 
of the guaranteed period after which the same ceases. 
On death after the guaranteed period - annuity ceases. 
Under option (iii) annuity ceases and the purchase price is paid to the nominee. 
Under option (iv) annuity ceases. 
Under option (v) annuity ceases and 50% of the annuity is payable to the surviving 
named spouse during his/her life time. If the spouse predeceases the annuitant, 
the annuity ceases. 
Under option (vi) annuity ceases and full annuity is payable to the surviving named 
spouse during his/her life time. If the spouse predeceases the annuitant, the 
annuity ceases. 
Under option (vii) annuity ceases. Full annuity is payable to the surviving named 
spouse during his/ her life time and purchase price is paid to the nominee after the 
death of the spouse. If the spouse predeceases the annuitant, the annuity ceases 
and purchase price will be paid to the nominee.
When first installment of annuity is 
payable? 
First installment of annuity is payable after one month, three months, six months 
or one year from the date of purchase of annuity depending on the mode chosen is 
monthly, quarterly, half yearly or yearly respectively.
Salient Features 
Premium is to be paid in a lump sum. 
Minimum purchase price : 
Rs.100,000/- for all distribution channels except 
online. 
Rs.150,000/- for on line sale. 
No medical examination is required under the plan. 
No maximum limits for purchase price, annuity etc. 
Minimum allowed age at entry is 30 years 
(completed) and Maximum allowed age at entry is 85 
years (completed). 
Age proof necessary.
Incentives for High Purchase Price 
If your purchase price is Rs. 2.50 lakh or more, you will receive 
higher amount of annuity due to available incentives. In addition 
of this, for policies sold online, a rebate of 1% by way of increase 
in the annuity rate shall also be available.
Cooling-off Period 
If you are not satisfied with the ?Terms and Conditions? of the 
policy, you may return the policy to us within 15 days from the 
date of receipt of the Policy Bond. On receipt of the policy we 
shall cancel the same and the amount of premium deposited by 
you shall be refunded to you after deducting the charges for 
stamp duty.

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LIC - Jeevan Akshay VI

  • 1. JEEVAN AKSHAY VI Plan No. 189 Presented by:- Sumeet Pawar Insurance Advisor Call (+91) 7738546484 License No: 10149681 Agency Code: 02187929
  • 2. Features It is an Immediate Annuity plan, which can be purchased by paying a lump sum amount. The plan provides for annuity payments of a stated amount throughout the life time of the annuitant. Various options are available for the type and mode of payment of annuities.
  • 3. Options Available The following options are available under the plan Type of Annuity: Annuity payable for life at a uniform rate. Annuity payable for 5, 10, 15 or 20 years certain and thereafter as long as the annuitant is alive. Annuity for life with return of purchase price on death of the annuitant. Annuity payable for life increasing at a simple rate of 3% p.a. Annuity for life with a provision of 50% of the annuity payable to spouse during his/her lifetime on death of the annuitant. Annuity for life with a provision of 100% of the annuity payable to spouse during his/her lifetime on death of the annuitant. Annuity for life with a provision of 100% of the annuity payable to spouse during his/ her life time on death of annuitant. The purchase price will be returned on the death of last survivor. You may choose any one. Once chosen, the option cannot be altered.
  • 4. Mode Annuity may be paid either at monthly, quarterly, half yearly or yearly intervals. You may opt any mode of payment of Annuity..
  • 5. What happens if the annuitant dies? If the annuitant dies : Under option (i) annuity ceases. Under option (ii) …………………………………………………………………………………………………… On death during the guaranteed period - annuity is paid to the nominee till the end of the guaranteed period after which the same ceases. On death after the guaranteed period - annuity ceases. Under option (iii) annuity ceases and the purchase price is paid to the nominee. Under option (iv) annuity ceases. Under option (v) annuity ceases and 50% of the annuity is payable to the surviving named spouse during his/her life time. If the spouse predeceases the annuitant, the annuity ceases. Under option (vi) annuity ceases and full annuity is payable to the surviving named spouse during his/her life time. If the spouse predeceases the annuitant, the annuity ceases. Under option (vii) annuity ceases. Full annuity is payable to the surviving named spouse during his/ her life time and purchase price is paid to the nominee after the death of the spouse. If the spouse predeceases the annuitant, the annuity ceases and purchase price will be paid to the nominee.
  • 6. When first installment of annuity is payable? First installment of annuity is payable after one month, three months, six months or one year from the date of purchase of annuity depending on the mode chosen is monthly, quarterly, half yearly or yearly respectively.
  • 7. Salient Features Premium is to be paid in a lump sum. Minimum purchase price : Rs.100,000/- for all distribution channels except online. Rs.150,000/- for on line sale. No medical examination is required under the plan. No maximum limits for purchase price, annuity etc. Minimum allowed age at entry is 30 years (completed) and Maximum allowed age at entry is 85 years (completed). Age proof necessary.
  • 8. Incentives for High Purchase Price If your purchase price is Rs. 2.50 lakh or more, you will receive higher amount of annuity due to available incentives. In addition of this, for policies sold online, a rebate of 1% by way of increase in the annuity rate shall also be available.
  • 9. Cooling-off Period If you are not satisfied with the ?Terms and Conditions? of the policy, you may return the policy to us within 15 days from the date of receipt of the Policy Bond. On receipt of the policy we shall cancel the same and the amount of premium deposited by you shall be refunded to you after deducting the charges for stamp duty.