This document summarizes a Reserve Retirement Awareness Workshop covering key topics like:
- Definitions of reserve retirement terminology including "retired with pay" and "retired without pay" statuses
- An overview of the reserve retirement process from earning points to submitting retirement applications
- Details on the Annual Retirement Points Report and how retirement points are calculated and credited
- Benefits comparisons for reserve retirees depending on their retirement payment status
- The reserve retired pay formula for calculating estimated monthly retirement payments
This document provides instructions for sailors preparing for an upcoming selection board. It details how sailors should review their official military personnel file for errors or missing documents, and how to submit requests to correct issues. It also explains that sailors can submit new information for the board's consideration and provides a sample cover letter. Sailors are advised to carefully check their records and submit any corrections or additions at least 30 days before the board convenes.
The document is a board resolution from the L.I.P.A.D Multi-Purpose Cooperative dated January 19, 2014 that outlines several policies. It states that registration will be postponed to allow for finalizing capital requirements, training, and implementing rules and regulations. The cooperative will conduct member-only loans and rice loans as a test. An additional 100 peso membership fee was approved to cover registration fees. A moratorium on continuous capital build-up payments was approved after minimum subscriptions are paid, and loan guidelines were sanctioned by the board.
This letter notifies the recipient that their probation period is being extended by an additional time period. Their current performance levels are said to need further improvement to meet expectations. The extension will give them specific assignments and close supervision, and their services may be confirmed after based on feedback from their reporting manager and SBU head during the extended probation period.
The document outlines the initial rules and regulations for a member's rice loan program by the L.I.P.A.D Multi-purpose Cooperative. It states that distribution of 25kg bags of rice will begin on January 30th at a price of PHP 1,050 per bag, representing a markup of PHP 115. It also provides the payment terms, which include a minimum down payment of PHP 50 and subsequent bi-monthly payments of PHP 500 on February 15th and 28th. Additionally, it limits members to a maximum of two bags per transaction and prohibits new loans if previous loans are unpaid, and will convert unpaid loans to multi-purpose loans after 5 days past the due date. Feedback on the first run of
The document provides guidelines for clubs to follow when conducting a club installation ceremony. It outlines the various steps and elements that should be included in the program, such as: fixing the date and venue, inviting guests, developing an agenda, seating arrangements, flag invocation, reports, induction of new members, installation of new officers, speeches, thanking guests, and adjourning the meeting. The checklist and guidelines aim to help clubs properly plan and conduct the installation ceremony in an organized manner that follows standard procedures.
This document outlines the roles and responsibilities of a Lions Club secretary. It discusses that the secretary is the business manager of the club and is responsible for organizing meetings, taking minutes, maintaining records, communication, and submitting reports. The secretary should attend all club and board meetings, record meeting minutes, keep updated member records, and ensure prompt reporting. The document provides guidance on organizing meetings, maintaining club records, communication, monthly/annual tasks, and tips for planning, preparation, and seeking guidance.
Club officers manual of lions clubs international from lion d narsimha raju m...lionnarsimharajumjf
This document provides guidance for club officers, specifically focusing on the roles and responsibilities of the club president and secretary. It outlines the president's duties in leading meetings, appointing committees, communicating with members, and more. It also details the secretary's tasks related to meetings, record keeping, correspondence, and reporting. Both roles are emphasized as important communication points within the club.
This document provides instructions for sailors preparing for an upcoming selection board. It details how sailors should review their official military personnel file for errors or missing documents, and how to submit requests to correct issues. It also explains that sailors can submit new information for the board's consideration and provides a sample cover letter. Sailors are advised to carefully check their records and submit any corrections or additions at least 30 days before the board convenes.
The document is a board resolution from the L.I.P.A.D Multi-Purpose Cooperative dated January 19, 2014 that outlines several policies. It states that registration will be postponed to allow for finalizing capital requirements, training, and implementing rules and regulations. The cooperative will conduct member-only loans and rice loans as a test. An additional 100 peso membership fee was approved to cover registration fees. A moratorium on continuous capital build-up payments was approved after minimum subscriptions are paid, and loan guidelines were sanctioned by the board.
This letter notifies the recipient that their probation period is being extended by an additional time period. Their current performance levels are said to need further improvement to meet expectations. The extension will give them specific assignments and close supervision, and their services may be confirmed after based on feedback from their reporting manager and SBU head during the extended probation period.
The document outlines the initial rules and regulations for a member's rice loan program by the L.I.P.A.D Multi-purpose Cooperative. It states that distribution of 25kg bags of rice will begin on January 30th at a price of PHP 1,050 per bag, representing a markup of PHP 115. It also provides the payment terms, which include a minimum down payment of PHP 50 and subsequent bi-monthly payments of PHP 500 on February 15th and 28th. Additionally, it limits members to a maximum of two bags per transaction and prohibits new loans if previous loans are unpaid, and will convert unpaid loans to multi-purpose loans after 5 days past the due date. Feedback on the first run of
The document provides guidelines for clubs to follow when conducting a club installation ceremony. It outlines the various steps and elements that should be included in the program, such as: fixing the date and venue, inviting guests, developing an agenda, seating arrangements, flag invocation, reports, induction of new members, installation of new officers, speeches, thanking guests, and adjourning the meeting. The checklist and guidelines aim to help clubs properly plan and conduct the installation ceremony in an organized manner that follows standard procedures.
This document outlines the roles and responsibilities of a Lions Club secretary. It discusses that the secretary is the business manager of the club and is responsible for organizing meetings, taking minutes, maintaining records, communication, and submitting reports. The secretary should attend all club and board meetings, record meeting minutes, keep updated member records, and ensure prompt reporting. The document provides guidance on organizing meetings, maintaining club records, communication, monthly/annual tasks, and tips for planning, preparation, and seeking guidance.
Club officers manual of lions clubs international from lion d narsimha raju m...lionnarsimharajumjf
This document provides guidance for club officers, specifically focusing on the roles and responsibilities of the club president and secretary. It outlines the president's duties in leading meetings, appointing committees, communicating with members, and more. It also details the secretary's tasks related to meetings, record keeping, correspondence, and reporting. Both roles are emphasized as important communication points within the club.
President,secretary, treasurer manual of lions clubs internatioanllionnarsimharajumjf
This document provides guidance for club officers, including the president and secretary. It outlines the roles and responsibilities of the president in leading club meetings, communicating with members, appointing committees, and overseeing elections. It also describes the secretary's duties in attending meetings, taking minutes, and assisting with communication between the club and district. The document emphasizes the importance of effective communication skills and coordination between officers.
This letter certifies that Donald R. Mitchell receives a service-connected disability compensation from the Department of Veterans Affairs. The gross benefit amount is $3,263.43 and the net amount paid is also $3,263.43, effective from December 1, 2016. Mr. Mitchell has a combined evaluation of 100 percent. The letter provides contact information for the VA if he needs general information about benefits and eligibility.
New Employee Briefing PowerPoint Presentation Slides SlideTeam
Presenting this set of slides with name - New Employee Briefing Powerpoint Presentation Slides. All slides are completely editable and professionally designed by our team of expert PowerPoint designers. The presentation content covers all areas of New Employee Briefing Powerpoint Presentation Slides and is extensively researched. This ready-to-use deck comprises visually stunning PowerPoint templates, icons, visual designs, data-driven charts and graphs and business diagrams. The deck consists of a total of fifftyone slides. You can customize this presentation as per your branding needs. You can change the font size, font type, colors as per your requirement. Download the presentation, enter your content in the placeholders and present with confidence.
This document provides an overview of reenlistments and extensions in the Navy, including eligibility factors, requirements, and definitions of key terms. It discusses reenlistment quality control programs and outlines the process for extensions, including types of extensions, eligibility windows, and reasons extensions may be cancelled. Key dates in the extension process are defined. Requirements for reenlistment, leave sell-back, discharge types, and the importance of the DD-214 are also covered.
This document is a membership form for the Paglaum Multi-Purpose Cooperative. It requests personal information such as name, date of birth, contact details, employment, and income. The form also asks for emergency contact details and educational background. Applicants must sign to certify the accuracy of the provided information. A sponsor is also required to endorse each application.
This document outlines the roles and responsibilities of a Lion Clubs Front Line Manager named RAJU. As Front Line Manager, RAJU leads the Zone Clubs Advisory Committee, organizes zone meetings and social events, supports and guides clubs, promotes leadership development, and ensures clubs meet goals. RAJU also represents the zone, attends district meetings, and helps clubs manage finances and submit reports on time.
The document provides guidance on how to conduct a meeting according to Robert's Rules of Order. It outlines the typical order of business for a meeting, including calling it to order, reading minutes and reports, old and new business, and adjournment. It also describes motions, debates, and procedures for handling issues that arise. Key elements are ensuring meetings are run efficiently and members have opportunity to participate through recognized motions and discussions.
A club assessment is just the first step to a healthy and
stable club. What’s next? Your club has been through a
checkup and received a diagnosis. Now you’ve got to come
up with the treatment plan. You’ll learn about the value of
a shared vision, tips for creating your club’s action plan,
and how to measure whether your plan is working.
Moderator: Joe Brownlee, Rotary International Chief
Strategy Officer, Rotary Club of Evanston, Illinois, USA
The document outlines the duties of a Zone Chairperson in Lions Clubs which include:
1) Visiting clubs before July 1st to build rapport and help weak clubs rebuild.
2) Ensuring timely submission of various reports like MM reports, dues, and directory information.
3) Actively participating in staff meetings, RC/ZC meetings, district cabinet meetings, and seminars.
4) Protecting the Lions emblem and promoting participation at all levels to build the image.
5) Chairing the District Governor's Advisory Committee and holding three meetings to prepare reports and organize a zone social.
The document outlines the ethics and conduct policy for cooperatives. It establishes an Ethics Committee to develop and implement an ethics code, monitor compliance, and handle complaints. The committee is responsible for investigating violations and recommending sanctions to the Board of Directors. The policy then lists various offenses and violations, such as conflicts of interest, nepotism, abuse of resources, falsifying information, and more. It also specifies liabilities for directors, officers, and committee members who violate their duties.
The document provides guidelines for capital subscription and payment policies of the LIPAD Multi-Purpose Cooperative. The key points are:
- The par value of one share is PHP 100. Members are entitled to a minimum of 50 shares valued at PHP 5,000 upon membership, paying 5 shares or PHP 500 initially.
- Members must invest a minimum of PHP 100 per month for capital amortization. Members who fulfill the minimum subscription are eligible for voting rights and other privileges.
- There is a 30-day grace period for monthly payments. No penalties for non-payment but no retroactive payments accepted. Advanced payments require approval.
- A moratorium is in effect for continuous capital build
Gate pass authorization for taking out material for outsidersPasilo Drango
This document is a gate pass authorization form for removing materials from The Torch Hotel. It lists the company name, vehicle number, date, time, name and signature of the person removing items. It includes fields to describe the items, quantity, and remarks. It also has a status section to indicate if the items are returnable, non-returnable, for modification, personal belongings, domestic waste, or construction waste. The form requires checking and approval signatures from hotel management.
saya tidak mengharapkan apa2 dari saudara, saya hanya minta doa anda untuk me...Reddy Prayudie
saya tidak mengharapkan apa2 dari saudara, saya hanya minta doa anda untuk mendoakan saya, semoga Allah azza Wa Jalla menggolongkan saya mnjadi orang - orang Mu'min yg diberi Kenikmanatan Iman
Réalisation d'un Thermomètre électronique - Présentation enfantsPeronnin Eric
Dans le cadre de la fête de la science, les enfants de diverses écoles de Châteauroux viennent à l'IUT et fabrique un thermomètre électronique conçu à l'IUT.
Constitution of cashville multi purpose cooperative society limitedefegbere1234567
The constitution of Cashville Multi-purpose Cooperative Society Limited globally designed with every country's economic improvement at heart.
Membership of the Cooperative spans across all 36 states plus Federal Capital Territory-Abuja in Nigeria.
VISION STATEMENT: To be the foremost cooperative society in Africa on provision of economic and welfare services to its members.
MISSION STATEMENT: To make the cooperative society an international family accommodative of all ideas and strategies of all members with harmonization according to international best practices in order to be economically and corporately successful in its services by :
a. Establishing the cooperative in all 36 states and Federal Capital Territory –Abuja of Nigeria in this first year of operation through partnership with relevant organizations especially Global Community Health Foundation and others with headquarters located in Delta State .
b. Generating funds through our thrift /savings of at least five hundred million naira (N500,000,000.00) within the first year of operation (2015) in each of the cooperative society and all our branches in the 36 states and Abuja of Nigeria through aggressive marketing using all possible media and strategies ( for example , employing and engaging paid ad-hoc staff as marketers).
c. Establishing at least one Cashville Microfinance Bank(s) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
d. Establishing at least one agro-based farm(s) (firms) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
e. Establishing linkage(s) of health insurance services for all members within two years of operation (2015-2016)in the 36 states and Abuja of Nigeria.
f. Diversifying into other enterprise like oil and gas, educational institutions/ services, etc within three years of operation (2015-2017) in the 36 states and Abuja of Nigeria.
g. Establishing a national/ sub-national conference(s) that shall once annually bring together all branches of the Cooperative in Nigeria for cross- fertilization on principles and practices of our systems as well as a means to strengthen weaker branches ( starting from 2016).
h. Establishing Cashville Finance Nigeria Limited within first year of operation (2015) to formally and corporately package all our financial activities to enable international trajectory, with activities including financial consultancy, investments in the international community, etc. The Cashville Finance Nigeria Limited shall invariably be the parent of the Cashville Multipurpose Cooperative Society Ltd, among other future incorporations derivable as we grow and develop.
i. All the above activities of the cooperative shall be conducted with the aim of assisting the three tiers of government , that is, Federal , States and Local governments in improving the welfare of its citizenry( and non-members of
electrical circuits for igcse physics studentsJose Paulo
- Mains electricity consists of a live wire, neutral wire, and earth wire. The switch must be connected to the live wire to safely cut off the circuit.
- Electrical appliances must have either non-conducting double insulation or an earthed metal casing. This prevents electrocution if the live wire contacts the casing.
- Common electrical hazards include damaged insulation, overheating cables, damp conditions, and overloading plugs/sockets which can cause fires. Mains electricity poses lethal shock risks.
This document provides an agenda for a Reserve Retirement Awareness Workshop taking place from November 5-7, 2019. The workshop will cover topics related to Reserve pay and benefits including an overview of the Reserve retirement process, definitions and terminology, how retirement points work, the annual retirement points report, and the actual retirement process. It will include presentations on these topics as well as a question and answer session and course evaluation. The goal is to help Reserve members better understand how to ensure they receive their expected retirement and benefits.
Hays International College Presentation (March 2014)National Visas
This is the slideshow of a presentation delivered by Simon Delmo to students at the Hays International College on 25 March 2014. Please note that the information contained in the slides is general in nature and should not be taken as individual visa advice.
Charles Sturt University Presentation (April 2014)National Visas
This document provides information on common visa pathways and options for student visa holders in Australia. It discusses the skilled temporary (subclass 485) visa, skilled migration permanent visas, and employer sponsored visas as potential next steps. It also addresses requirements and eligibility for visa options like the post-study work stream 485 visa, general skilled migration, the 457 temporary work visa, and the 187 regional sponsored migration visa. Tips are provided on planning early, meeting English language and skills assessment requirements, and avoiding issues that could jeopardize future visa applications.
President,secretary, treasurer manual of lions clubs internatioanllionnarsimharajumjf
This document provides guidance for club officers, including the president and secretary. It outlines the roles and responsibilities of the president in leading club meetings, communicating with members, appointing committees, and overseeing elections. It also describes the secretary's duties in attending meetings, taking minutes, and assisting with communication between the club and district. The document emphasizes the importance of effective communication skills and coordination between officers.
This letter certifies that Donald R. Mitchell receives a service-connected disability compensation from the Department of Veterans Affairs. The gross benefit amount is $3,263.43 and the net amount paid is also $3,263.43, effective from December 1, 2016. Mr. Mitchell has a combined evaluation of 100 percent. The letter provides contact information for the VA if he needs general information about benefits and eligibility.
New Employee Briefing PowerPoint Presentation Slides SlideTeam
Presenting this set of slides with name - New Employee Briefing Powerpoint Presentation Slides. All slides are completely editable and professionally designed by our team of expert PowerPoint designers. The presentation content covers all areas of New Employee Briefing Powerpoint Presentation Slides and is extensively researched. This ready-to-use deck comprises visually stunning PowerPoint templates, icons, visual designs, data-driven charts and graphs and business diagrams. The deck consists of a total of fifftyone slides. You can customize this presentation as per your branding needs. You can change the font size, font type, colors as per your requirement. Download the presentation, enter your content in the placeholders and present with confidence.
This document provides an overview of reenlistments and extensions in the Navy, including eligibility factors, requirements, and definitions of key terms. It discusses reenlistment quality control programs and outlines the process for extensions, including types of extensions, eligibility windows, and reasons extensions may be cancelled. Key dates in the extension process are defined. Requirements for reenlistment, leave sell-back, discharge types, and the importance of the DD-214 are also covered.
This document is a membership form for the Paglaum Multi-Purpose Cooperative. It requests personal information such as name, date of birth, contact details, employment, and income. The form also asks for emergency contact details and educational background. Applicants must sign to certify the accuracy of the provided information. A sponsor is also required to endorse each application.
This document outlines the roles and responsibilities of a Lion Clubs Front Line Manager named RAJU. As Front Line Manager, RAJU leads the Zone Clubs Advisory Committee, organizes zone meetings and social events, supports and guides clubs, promotes leadership development, and ensures clubs meet goals. RAJU also represents the zone, attends district meetings, and helps clubs manage finances and submit reports on time.
The document provides guidance on how to conduct a meeting according to Robert's Rules of Order. It outlines the typical order of business for a meeting, including calling it to order, reading minutes and reports, old and new business, and adjournment. It also describes motions, debates, and procedures for handling issues that arise. Key elements are ensuring meetings are run efficiently and members have opportunity to participate through recognized motions and discussions.
A club assessment is just the first step to a healthy and
stable club. What’s next? Your club has been through a
checkup and received a diagnosis. Now you’ve got to come
up with the treatment plan. You’ll learn about the value of
a shared vision, tips for creating your club’s action plan,
and how to measure whether your plan is working.
Moderator: Joe Brownlee, Rotary International Chief
Strategy Officer, Rotary Club of Evanston, Illinois, USA
The document outlines the duties of a Zone Chairperson in Lions Clubs which include:
1) Visiting clubs before July 1st to build rapport and help weak clubs rebuild.
2) Ensuring timely submission of various reports like MM reports, dues, and directory information.
3) Actively participating in staff meetings, RC/ZC meetings, district cabinet meetings, and seminars.
4) Protecting the Lions emblem and promoting participation at all levels to build the image.
5) Chairing the District Governor's Advisory Committee and holding three meetings to prepare reports and organize a zone social.
The document outlines the ethics and conduct policy for cooperatives. It establishes an Ethics Committee to develop and implement an ethics code, monitor compliance, and handle complaints. The committee is responsible for investigating violations and recommending sanctions to the Board of Directors. The policy then lists various offenses and violations, such as conflicts of interest, nepotism, abuse of resources, falsifying information, and more. It also specifies liabilities for directors, officers, and committee members who violate their duties.
The document provides guidelines for capital subscription and payment policies of the LIPAD Multi-Purpose Cooperative. The key points are:
- The par value of one share is PHP 100. Members are entitled to a minimum of 50 shares valued at PHP 5,000 upon membership, paying 5 shares or PHP 500 initially.
- Members must invest a minimum of PHP 100 per month for capital amortization. Members who fulfill the minimum subscription are eligible for voting rights and other privileges.
- There is a 30-day grace period for monthly payments. No penalties for non-payment but no retroactive payments accepted. Advanced payments require approval.
- A moratorium is in effect for continuous capital build
Gate pass authorization for taking out material for outsidersPasilo Drango
This document is a gate pass authorization form for removing materials from The Torch Hotel. It lists the company name, vehicle number, date, time, name and signature of the person removing items. It includes fields to describe the items, quantity, and remarks. It also has a status section to indicate if the items are returnable, non-returnable, for modification, personal belongings, domestic waste, or construction waste. The form requires checking and approval signatures from hotel management.
saya tidak mengharapkan apa2 dari saudara, saya hanya minta doa anda untuk me...Reddy Prayudie
saya tidak mengharapkan apa2 dari saudara, saya hanya minta doa anda untuk mendoakan saya, semoga Allah azza Wa Jalla menggolongkan saya mnjadi orang - orang Mu'min yg diberi Kenikmanatan Iman
Réalisation d'un Thermomètre électronique - Présentation enfantsPeronnin Eric
Dans le cadre de la fête de la science, les enfants de diverses écoles de Châteauroux viennent à l'IUT et fabrique un thermomètre électronique conçu à l'IUT.
Constitution of cashville multi purpose cooperative society limitedefegbere1234567
The constitution of Cashville Multi-purpose Cooperative Society Limited globally designed with every country's economic improvement at heart.
Membership of the Cooperative spans across all 36 states plus Federal Capital Territory-Abuja in Nigeria.
VISION STATEMENT: To be the foremost cooperative society in Africa on provision of economic and welfare services to its members.
MISSION STATEMENT: To make the cooperative society an international family accommodative of all ideas and strategies of all members with harmonization according to international best practices in order to be economically and corporately successful in its services by :
a. Establishing the cooperative in all 36 states and Federal Capital Territory –Abuja of Nigeria in this first year of operation through partnership with relevant organizations especially Global Community Health Foundation and others with headquarters located in Delta State .
b. Generating funds through our thrift /savings of at least five hundred million naira (N500,000,000.00) within the first year of operation (2015) in each of the cooperative society and all our branches in the 36 states and Abuja of Nigeria through aggressive marketing using all possible media and strategies ( for example , employing and engaging paid ad-hoc staff as marketers).
c. Establishing at least one Cashville Microfinance Bank(s) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
d. Establishing at least one agro-based farm(s) (firms) in all major cities/ recommended towns of all states and Abuja of Nigeria within two years of operation (2015-2016).
e. Establishing linkage(s) of health insurance services for all members within two years of operation (2015-2016)in the 36 states and Abuja of Nigeria.
f. Diversifying into other enterprise like oil and gas, educational institutions/ services, etc within three years of operation (2015-2017) in the 36 states and Abuja of Nigeria.
g. Establishing a national/ sub-national conference(s) that shall once annually bring together all branches of the Cooperative in Nigeria for cross- fertilization on principles and practices of our systems as well as a means to strengthen weaker branches ( starting from 2016).
h. Establishing Cashville Finance Nigeria Limited within first year of operation (2015) to formally and corporately package all our financial activities to enable international trajectory, with activities including financial consultancy, investments in the international community, etc. The Cashville Finance Nigeria Limited shall invariably be the parent of the Cashville Multipurpose Cooperative Society Ltd, among other future incorporations derivable as we grow and develop.
i. All the above activities of the cooperative shall be conducted with the aim of assisting the three tiers of government , that is, Federal , States and Local governments in improving the welfare of its citizenry( and non-members of
electrical circuits for igcse physics studentsJose Paulo
- Mains electricity consists of a live wire, neutral wire, and earth wire. The switch must be connected to the live wire to safely cut off the circuit.
- Electrical appliances must have either non-conducting double insulation or an earthed metal casing. This prevents electrocution if the live wire contacts the casing.
- Common electrical hazards include damaged insulation, overheating cables, damp conditions, and overloading plugs/sockets which can cause fires. Mains electricity poses lethal shock risks.
This document provides an agenda for a Reserve Retirement Awareness Workshop taking place from November 5-7, 2019. The workshop will cover topics related to Reserve pay and benefits including an overview of the Reserve retirement process, definitions and terminology, how retirement points work, the annual retirement points report, and the actual retirement process. It will include presentations on these topics as well as a question and answer session and course evaluation. The goal is to help Reserve members better understand how to ensure they receive their expected retirement and benefits.
Hays International College Presentation (March 2014)National Visas
This is the slideshow of a presentation delivered by Simon Delmo to students at the Hays International College on 25 March 2014. Please note that the information contained in the slides is general in nature and should not be taken as individual visa advice.
Charles Sturt University Presentation (April 2014)National Visas
This document provides information on common visa pathways and options for student visa holders in Australia. It discusses the skilled temporary (subclass 485) visa, skilled migration permanent visas, and employer sponsored visas as potential next steps. It also addresses requirements and eligibility for visa options like the post-study work stream 485 visa, general skilled migration, the 457 temporary work visa, and the 187 regional sponsored migration visa. Tips are provided on planning early, meeting English language and skills assessment requirements, and avoiding issues that could jeopardize future visa applications.
This document summarizes a presentation about cash balance pension plans for business owners and professionals. It discusses how cash balance plans allow much higher tax-deferred contributions than 401(k) plans alone. Examples are provided showing typical contribution levels and total savings for different types of professional practices. Key candidate profiles are outlined, and services offered by BPAS to help financial advisors sell, set up and oversee cash balance plans are described. The presentation aims to educate advisors on this option to help clients maximize retirement savings.
DB Plans for Professional Practice and ‘High Income ClientsBPAS
This document summarizes a presentation about qualified retirement plans for professional practices and high cash flow clients. It discusses how cash balance plans can allow greater tax-deferred contributions than 401k plans alone. Cash balance plans function like defined benefit plans but with individual notational accounts. Typical candidates are sole proprietors over 40 earning over $250k who want to maximize pre-tax savings. The presentation provides examples of contribution levels for different types of professional practices. It also lists pre-qualifying questions for business owners to determine if a cash balance plan may be suitable for their needs.
This document provides a checklist and overview of information for service members separating from active duty. It covers topics like VA benefits briefings, pre-separation counseling requirements, employment resources from the Department of Labor and VA, education benefits, health care through the VA, disability compensation, home loans, and more. Attendees are guided through online tools and resources they can leverage during their transition from military to civilian life.
This is directed at all of my Reserve Component Chief Petty Officer shipmates:
“Do you want to take COMMAND? Can you be entrusted to stand tall under pressure? If you are a Chief then the answer must be a resounding “Aye, Aye!” Would you like to drill/serve your country past the maximum 30 years of TIS allowed for enlisted personnel? Do you have what it takes to wear "eagles" on your collar or be a CWO5? Would you like to increase your retirement pay by 50% or even 100%?
If you are an E-7 through E-9 with the desire to reach for one of the most demanding and satisfying positions in the Navy, the Limited Duty Officer or Chief Warrant Officer Commissioning Program may be for you.
The RC LDO/CWO program is actively seeking candidates with the “right stuff”. The RC CWO program is in particular need of support from the CPO mess. We are approximately 50% manned in our RC CWO inventory and we are losing folks almost as fast as we are “making” them. The RC LDO situation is a bit better, but not by much. So the fleet has an incentive to get as many highly qualified candidates into those billets as possible.
If you are a Reserve Component Chief Petty Officer and are interested in the RC LDO/CWO program, then now is the time to take the next step.
The following designator/career fields are OPEN:
623X (LDO SUB REPAIR)
626X (LDO SUB ORDNANCE)
628X (LDO SUB ELEX)
629X (LDO SUB COMMS)
633X (LDO AV MAINT)
641X (LDO ADMIN)
642X (LDO INFO PRO)
645X (LDO INTEL)
649X (LDO SECURITY)
653X (LDO CEC)
711X (SURF DECK CWO)
712X (SURF OPS CWO)
713X (SURF REP CWO)
715X (SEAL CWO)
716X (SURF ORD CWO)
717X (SWCC CWO)
742X (INFO TECH CWO)
744X (INFO WARFARE CWO)
745X (INTEL CWO)
Any interested applicants should take a look at the attached program flyer for more information. Anyone that does NOT already have an RC LDO/CWO mentor to assist with application preparation and the interview appraisal process should immediately contact our Recruiting Action Officer for assistance: CWO2 Richard Townsend: richard.townsend@navy.mil
Applications are due NLT 01OCT2015, so time is running short. The fleet needs you now. I am "living proof" of what the program offers. It worked for me and it can work for you too. Please pass the word.
R,
CAPT Jim Elizares ("commissioned CPO", Anchors earned in 1985)
RC LDO/CWO Community Leader “Mustangs Earn it Everyday”
jameselizares@yahoo.com
james.f.elizares@navy.mil
*** Career Transition to Navy Reserve *** Here is the ultimate guide in transitioning to SELRES, FTS, IRR or Navy Reserve Component from Active duty. Avoid break in service and maximize your benefits by joining the USNR on your transitioning to civilian.
Those of you interested in learning about the benefits the Reserves offers will find useful information in this PowerPoint. Also, note that the Career Transition Office (CTO) is the owner of this document. Any Active Duty SWOs looking to transition to the Reserves should visit the CTO site listed on the first page, or email cto.officer@navy.mil for more information.
T-1.8.1 Finance 1 Assessment Task 1, v1.0 Last updated .docxAASTHA76
T-1.8.1
Finance 1 Assessment Task 1, v1.0
Last updated on 15/05/2017 Page 1
Details of Assessment
Term and Year Time allowed 2 weeks
Assessment No Assessment 1 Assessment Weighting 50%
Assessment Type Written Assessment
Date 6th March 2018 Room 105
Details of Subject
Qualification SIT40116 Certificate IV in Travel and Tourism
Subject Name Finance
Details of Unit(s) of competency
Unit Code SITXFIN002 Interpret financial information
Details of Student
Student Name
College
Student ID
Student Declaration: I declare that the work
submitted is my own, and has not been copied or
plagiarised from any person or source.
Signature: ___________________________
Date: _______/________/_______________
Details of Assessor
Assessor’s
Name
Assessment Outcome
Results Competent Not Yet Competent Marks /50
FEEDBACK TO STUDENT
Progressive feedback to students, identifying gaps in competency and comments on positive improvements:
Student Declaration: I declare that I have been
assessed in this subject, and I have been advised of
my result. I also am aware of my appeal rights and
reassessment procedure.
Signature:
Date: ____/_____/_____
Assessor Declaration: I declare that I have
conducted a fair, valid, reliable and flexible
assessment with this student, and I have provided
appropriate feedback
Student did not attend the feedback session.
Feedback provided on assessment.
Signature:
Date: ____/_____/_____
T-1.8.1
Finance 1 Assessment Task 1, v1.0
Last updated on 15/05/2017 Page 2
Purpose of the Assessment
The purpose of this assessment is to assess
the student in the following learning
outcomes:
Competent (C) Not Yet Competent (NYC)
SITXFIN002 Interpret financial information
1.1.Identify and interpret the range of financial
information and reports required to monitor
business performance.
1.2.Interpret financial information and reports
applicable to operational or departmental activities.
2.1.Review financial information for impacts on
operational activities and resolve discrepancies
according to own level of responsibility.
2.2.Routinely provide information on operational or
departmental financial activities within required
timelines.
Assessment/evidence gathering conditions
Each assessment component is recorded as either Competent (C) or Not Yet Competent (NYC). A student can
only achieve competence when all assessment components listed under “Purpose of the assessment” section
are recorded as competent. Your trainer will give you feedback after the completion of each assessment. A
student who is assessed as NYC (Not Yet Competent) is eligible for re-assessment.
Resources required for this Assessment
• Computer with relevant software applications and access to internet
• Weekly eLearning notes relevant to the tasks/questions
Instructions fo.
The document discusses the benefits of adding 401k administration to an existing ADP payroll relationship, including saving time, money, and reducing risks. It claims companies can save 50-80 hours per year of HR time and thousands in fees. It also says automation reduces errors compared to manual processes. The document then provides details on ADP's 401k administration services, including education support, automated account features to help participants save and invest, investment options and screening processes, and a sample conversion timeline.
The document discusses planning considerations related to death benefits in superannuation beyond the year 2020. Key points include:
- Death benefits will always remain in the superannuation system as death benefits and cannot convert to member benefits. They can only be taken as a lump sum or pension.
- Having a reversionary pension or beneficiary nomination are preferable to ensure payments continue and are not subject to the estate. However, a reversionary takes precedence over a binding nomination for a pension.
- Planning objectives include trying to die in pension phase to maximize amounts that can remain in super, as well as potentially utilizing a child pension to provide a modified transfer balance cap for beneficiaries.
2 Emerging Categories for Trusted Business: ACA & SALTCPA.com
The Affordable Care Act (ACA) and tax reform and state & local taxes (SALT), are topics under constant public and governmental scrutiny. Multiple regulatory updates and changing political landscapes add to their ongoing and evolving complexities.
As a CPA and a Trusted Business Advisor, take this opportunity to explore if and how this fits into client advisory services of today and learn many of the latest updates. During the webcast, we’ll cover some of the must-know regulatory changes and how you can translate the knowledge into strategies to discuss with your clients.
You’ll gain:
Deeper insights into the ACA and SALT
Essential client advisory talking points
Practitioner-focused resources
This document provides information to help individuals nearing retirement in the Florida Retirement System (FRS) plan for retirement. It outlines workshop objectives like setting retirement goals, reviewing sources of retirement income, developing a retirement asset distribution plan, understanding tax opportunities, and taking next steps. It also discusses tools and resources available from MyFRS, including the Financial Guidance Line, employee workshops, and communications. The document provides templates for creating a personal action plan and addressing considerations like desired retirement age, healthcare needs, activities, housing, taxes, lifestyle changes, longevity, expenses, income sources, and strategies for managing retirement assets.
The Blended Retirement System Launch: Questions & Answers milfamln
The new Blended Retirement System goes into effect on January 1, 2018. Speaker Andy Corso will discuss Blended Retirement basics, including identifying the requirements for eligibility to opt into the BRS, requirements for automatic enrollment in the BRS, the opt-in period; enrollment and training requirements, including the factors used to determine if a member is opt-in eligible or automatically enrolled in the BRS, how enrollment status impacts benefits under the BRS, which training course(s) a member must complete, hardship extensions, ROTC/Academy rules, and special treatment of Delayed Entry Program enlistees. Mr. Corso will also cover vesting and account options such as basic rules for starting and stopping TSP contributions and receipt of matching and automatic TSP contributions, the vestment process in retirement savings and retirement benefits, breaks in service, re-entry, and change of component each impact benefits; and continuation pay and lump sum options including the requirements for receiving Continuation Pay, the policies and procedures for requesting a lump sum of retired pay, how a discount rate affects the amount of a lump sum, tools to analyze lump sum options, and the advantages and disadvantages of a lump sum.
Executive Compensation Checklist for New and Experienced Board Members (Credi...NAFCU Services Corporation
Looking for an Executive Compensation Checklist for your Credit Union? This presentation serves as a valuable tool for new and experienced board members in pinning down the latest information on new regulations and compensation philosophies associated with creating a successful executive compensation plan. For more info, visit: www.nafcu.org/bfb
HOW PENSION PAYMENT IS CALCULATED AND REPORTED AT THE WORKPLACE.pptxAbraham Ncunge
Retiremement planning is important for one to live long.How long do you expect to live after retirement .Its important to know what will be the needs after retirement and will the pensin be enough to cater for all your needs.
what if I save now and what if I wait abit?
Financial security in retirement doesnt just happen it takes planning and and committment.
Are you involved with the management of a 401(k) plan that is required to have an audit conducted? Please join Danielle Gisondo, CPA, Marilea Campomizzi, CPA and Rebecca Ferris, CPA for a presentation on what to expect the first time your plan needs an audit and what you should be doing now for an easy audit.
Fiduciary Protection: Is Your Retirement Plan Ready for a DOL or IRS Audit?Citrin Cooperman
The document discusses retirement planning challenges presented by the COVID-19 pandemic. It notes that the pandemic severely impacted many businesses, leading to high unemployment. While testing and cases have improved, there is still uncertainty around reopening plans and potential summer spikes. The stock market rebounded from initial declines but volatility remains. The document provides tips for retirement plan participants and sponsors, such as maintaining a diversified portfolio and long-term focus during volatile times. It emphasizes continuing retirement contributions where possible.
Similar to Navy Reserve Retirement Transition Outreach Brief (20)
Preliminary findings _OECD field visits to ten regions in the TSI EU mining r...OECDregions
Preliminary findings from OECD field visits for the project: Enhancing EU Mining Regional Ecosystems to Support the Green Transition and Secure Mineral Raw Materials Supply.
This report explores the significance of border towns and spaces for strengthening responses to young people on the move. In particular it explores the linkages of young people to local service centres with the aim of further developing service, protection, and support strategies for migrant children in border areas across the region. The report is based on a small-scale fieldwork study in the border towns of Chipata and Katete in Zambia conducted in July 2023. Border towns and spaces provide a rich source of information about issues related to the informal or irregular movement of young people across borders, including smuggling and trafficking. They can help build a picture of the nature and scope of the type of movement young migrants undertake and also the forms of protection available to them. Border towns and spaces also provide a lens through which we can better understand the vulnerabilities of young people on the move and, critically, the strategies they use to navigate challenges and access support.
The findings in this report highlight some of the key factors shaping the experiences and vulnerabilities of young people on the move – particularly their proximity to border spaces and how this affects the risks that they face. The report describes strategies that young people on the move employ to remain below the radar of visibility to state and non-state actors due to fear of arrest, detention, and deportation while also trying to keep themselves safe and access support in border towns. These strategies of (in)visibility provide a way to protect themselves yet at the same time also heighten some of the risks young people face as their vulnerabilities are not always recognised by those who could offer support.
In this report we show that the realities and challenges of life and migration in this region and in Zambia need to be better understood for support to be strengthened and tuned to meet the specific needs of young people on the move. This includes understanding the role of state and non-state stakeholders, the impact of laws and policies and, critically, the experiences of the young people themselves. We provide recommendations for immediate action, recommendations for programming to support young people on the move in the two towns that would reduce risk for young people in this area, and recommendations for longer term policy advocacy.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
United Nations World Oceans Day 2024; June 8th " Awaken new dephts".Christina Parmionova
The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
Food safety, prepare for the unexpected - So what can be done in order to be ready to address food safety, food Consumers, food producers and manufacturers, food transporters, food businesses, food retailers can ...
Contributi dei parlamentari del PD - Contributi L. 3/2019Partito democratico
DI SEGUITO SONO PUBBLICATI, AI SENSI DELL'ART. 11 DELLA LEGGE N. 3/2019, GLI IMPORTI RICEVUTI DALL'ENTRATA IN VIGORE DELLA SUDDETTA NORMA (31/01/2019) E FINO AL MESE SOLARE ANTECEDENTE QUELLO DELLA PUBBLICAZIONE SUL PRESENTE SITO
UN WOD 2024 will take us on a journey of discovery through the ocean's vastness, tapping into the wisdom and expertise of global policy-makers, scientists, managers, thought leaders, and artists to awaken new depths of understanding, compassion, collaboration and commitment for the ocean and all it sustains. The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
3. 3
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
We are all good and patriotic Americans and your service is appreciated by a grateful Nation, but let’s talk
benefits and dollars!
Reserve Retirements Overview
Module A
• Quick survey
• Definitions & Terminology
• Helpful introduction to the basic terminology related to
Reserve Retirements, Points Capture and related milestones
• 5 minute break
Module B
• ARPR & ASOSH 101
• Deep Dive into how Reserve Retirement Points work
• 5 minute break
Module C
• Reserve Retirement Process
• Discussion of your required actions and best practices to
ensure you receive your retirement & benefits as expected
• Course evaluation
4. 4
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
We would like to ask you a few questions to make sure we cover topics of interest
Please take a Quick Survey (10 questions, 2 minutes)
1. Have you ever had a Reserve Retirements brief or counseling?
1 – Never 2 – Last 5 years 3 – Last 3 years 4 – Last 2 years 5 – Within the year
2. What regarding YOUR reserve retirement are you most interested to takeaway from today’s briefing?
___________________________________________________________________________________________________
___________________________________________________________________________________________________
Please use the following “Likert Scale” (1-5) to evaluate your current level of knowledge regarding Reserve Retirements.
1 – Nothing at all 2 – Very little 3 – Some understanding 4 – I could define it 5 – I could teach it
3. How much do you know about “Gray Area” retirees?
4. How much do you know about the Notice of Eligibility (NOE) Letter?
5. How much do you know about Reserve Component Survivor Benefit Plan
6. How much do you know about the impact of NDAA 2008 and 2015 on your retirement with pay eligibility?
7. How much do you know about the Annual Retirement Points Report / Annual Statement of Service History?
8. How much do you know about the actual Reserve Retirement process?
9. How much do you know about DD Form 2656 and DD Form 108?
10. How much do you know about Reserve Retirement benefits?
5. 5
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Reserve
Service
Member
NOSC
NPC
(Tier 1 -
MNCC &
Tier 2 -
PERS 912)
DFAS
Other:
Reserve Retirement Process Overview
Decide
to
Retire
Generate & mail out
NOE, RC-SBP Election
Certificate (DD Form 2656-5),
& Official SOS
Earn
Retirement
Points
Complete
20
qualifying
years
Receive
NOE
Letter
Submit
retirement
application
Process
Retirement
with Pay
DEERS, ID Card Office, Shift Colors Magazine, OPNAV N17 Retiree Council,
Tricare, Commisary / Exchange, MWR facilities, Space-A travel,
Fleet and Family Support Center, Veterans Benefits Association, etc.
By law, NPC has
up to 365 days
after member
completes 20th
year to send NOE
2656
108
Within
90 days
of receiving NOE,
EVEN IF
NO DEPENDENTS
and/or
NOT YET RETIRING:
COMPLETE
And
RETURN
YOUR
RC-SBP
ELECTION CERTIFICATE
To NPC PERS-912
2656-5
Process
Retirement
without Pay
Recommend starting
1 year prior but at least
6 months to
Age 60
Or
Age reduced
per NDAA FY 2008 &
NDAA FY 2015
NPC will send pay
eligibility letter
10 months prior to
address on file
Pay
Request to
“Transfer
to Retired
Reserve”
Mail out packet to Member:
• Retirement Orders letter
• Certificate of Appreciation
• Retirement Information Sheet
Reserve and/or Active Pay accounts
No Pay account:
“Gray Area”
Retiree Account
NSIPS
R & S
module
Retirement
counseling
Retirement
Orders
Retirement
Orders
6. 6
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
You must take an active role in your own retirement!
Your Personal Responsibilities
• Regularly review your Point Capture
• Provide updates with supporting documentation
• Have orders available for NDAA 2008 & NDAA 2015
retirement age-reducing periods of duty, if needed
• Submit your Retirement at least 6 months in advance
• Especially if applying for Retirement With Pay
• For Without Pay, or direct to With Pay (CAC – NSIPS)
• Use NSIPS Retirements & Separations module
(check to ensure access)
• Keep contact info up-to-date with DFAS
• Maintain up-to-date contact info
• Keep contact info up-to-date in DEERS via DMDC
• Keep NPC up-to-date of any changes (833-330-6622)
• Make your RC-SBP election within prescribed time
• DD Form 2656-5 RC-SBP Election Certificate
• Within 90 days of receipt of Notice of Eligibility (NOE)
Keep copies of NOE, 2656-5,
10 month letter, 2656, 108, !
7. 7
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology: RC Members & Retirees
• Retired Reservist
“Retired Without Pay”
(Gray Area)
• Retired Reservist
“Retired with Pay”
• Retired from the Reserves
• Not yet collecting Retired
Pay
• No longer earning
Retirement Points, or Pay
• Will NOT have a DFAS
myPay account
• “Transferred to the Retired
Reserves”
• Retired from the Reserves
• Receiving Retired Pay from
DFAS
• Pay *MAY* begin before
age 60
• WILL have a DFAS myPay
retiree account established
• TRICARE benefits: age 60
• Reserve Component
Member (serving)
• Serving in the
Reserves
• Earning Points,
and maybe Pay
• Has a DFAS
myPay account
• SELRES, VTU,
IRR, mobilized or
recalled
to active
duty
8. 8
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology: ASOSH
• Qualifying Year (green)
• A “Good Year” in the Guard or Reserves means the
service member earned a minimum of 50 Points
• ARPR – (Annual Retirement Point Record) (red)
• detailed view showing Reserve Retirement Points
earned by a member, by day and category, within one
anniversary year
• Reserve Retirement Points (yellow)
• Quantitative means of crediting time worked by a
Reserve (or Guard) member, to correlate to active duty
• Anniversary Year (blue)
• Uniquely defined calendar year, specific to the
member, in which Retirement Points are earned
9. 9
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology
• RC-SBP – (Reserve Component Survivor Benefit Plan)
• Enables people who served in Reserve Components to
leave the people they care about with a benefit called
an “annuity”
• Notice of Eligibility (NOE)
• Within 365 days after attaining 20 qualifying years,
you will receive your Notice of Eligibility (NOE) letter
• Within 90 days of receiving your NOE, you MUST
complete and return your RC-SBP Election Certificate
(2656-5)
• Following any subsequent change in dependents
(birth, death, marriage, divorce, you MUST complete
and return, WITH SUPPORTING DOCUMENTATION, an
SBP Election Change Certificate (DD Form 2656-6)
• NDAA 2008 & 2015 (National Defense Authorization Act)
• NDAA FY 2008 enacted Annual Inactive Points Limit
Modification and Early Retirement Service Eligibility
• NDAA FY 2015 enacted Early Retirement Service
Eligibility across Fiscal Years Provision
You may need to provide copies of your orders with
retirement request in order to verify NDAA eligibility
10. 10
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology: Benefits comparison chart
• Retired with Pay
• Retired from the Reserves, applied
for and is receiving Retired Pay
from DFAS
• TRICARE starts at age 60, shifts to
secondary insurance at age 65
Member: DO Form 2A (Res); (Red card)
Dependents: DO Form 1172-1
All to include commissary & exchange
Member: No, unless AD/ADT; Dependents: No
Yes: https://www.va.gov/ogc/docs/LegalServices.pdf
Yes: https://www.va.gov/survivors/
Yes
• Retired Without Pay (Gray Area)
• Retired from the Reserves; no
longer earning Retirement Points,
or pay, and not yet collecting
Retired Pay
• TRICARE RETIRED RESERVE (TRR)
available at premium cost
Benefits
ID Cards
MWR Facilities
Medical Facilities
Legal Assist
Survivor Assist
Casualty Assist
Life Ins
TRICARE
Member: Yes, Tricare Retired Reserve
Dependents: of qualified Retired Reserve member
Member: DO Form 2 (Ret); (Blue card)
Dependents: DO Form 1173
Member: Yes; Dependents: Yes
No SGLI; VGLI if requested & eligible: https://www.va.gov/life-insurance/
Member: Yes, until age 65
Dependents: Yes until age 65
11. 11
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology (Reserve Retired Pay Formula)
Reserve Retired Pay Formula
Retired Pay/month, before taxes
P/360*.025*B = $$
P – total number of retirement points per Statement of
Service
B – “High Three” average of 3 years of base pay of the
grade in which you retire (future year pay chart)
Just a rough estimation, for example:
- O5, 22 yrs with 4200 points
- O5, 22 yrs (2019 Base = $9521.40)
4200/360*.025*9521.40*=$2777.08
MONTHLY
(Pre-taxes, not including RC-SBP
premiums, and no accounting for any
TRICARE plan premium)
12. 12
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology
NSIPS also has a retirement pay calculator:
13. 13
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Take a break
TAKE A BREAK
14. FY20 Retirement Awareness Workshop, November 5-7 2019 14
NPC PERS-912 Reserve Retirements
10 U.S.C. Chapter 1223 - RETIRED PAY FOR NON-REGULAR SERVICE
Cornell Law School -Legal Information Institute (LII)
SECNAVINST 5420
BUPERSINST 1001.39F
MILPERSMAN
RESPERSMAN
DD Form 2656 (Family of Forms)
DD Form 108
DD Form 2 – Retired ID Card
DD Form 363N – CERTIFICATE OF RETIREMENT
https://www.law.cornell.edu/
https://www.esd.whs.mil/
https://www.public.navy.mil/bupers-
npc/career/reservepersonnelmgmt/ReserveRetirements/Pages/default.aspx
https://www.public.navy.mil/bupers-npc/support/retired_activities/Pages/default.aspx
https://nsipsprod-sdni.nmci.navy.mil/nsipsclo/jsp/index.jsp
https://www.mnp.navy.mil/group/retirement-and-separation/dd-2656
References & Resources
15. FY20 Retirement Awareness Workshop, November 5-7 2019 15
NPC PERS-912 Reserve Retirements
ARPR / ASOSH 101
• Self-service access with a CAC
• Primary via NSIPS > Retirements & Separations mod
• Secondary via BOL > ASOSH Online
• If you do NOT have a CAC
• Contact MyNavy Career Center (833-330-6622)
NSIPS is now the official source for point capture!
BOL
No access to the Retirements & Separations module?
You must file a trouble ticket with NSIPS help desk!
Statement of Service [NSIPS]/
Annual Retirement Point Record (ARPR) / Annual Statement of Service History (ASOSH) [BOL]
16. FY20 Retirement Awareness Workshop, November 5-7 2019 16
NPC PERS-912 Reserve Retirements
1
2
3
ARPR / ASOSH 101: NSIPS Statement of Service
4
17. FY20 Retirement Awareness Workshop, November 5-7 2019 17
NPC PERS-912 Reserve Retirements
1. Access NSIPS
2. Go to Employee Self Service
3. Select Retirements and Separations module
4. Select Check Eligibility
5. Select Statement of Service
6. Select Generate New Unofficial Statement of Service
7. Click “Open” to Generate .pdf file
ARPR / ASOSH 101: NSIPS Statement of Service
18. FY20 Retirement Awareness Workshop, November 5-7 2019 18
NPC PERS-912 Reserve Retirements
ARPR / ASOSH 101
NSIPS
Retirement and Separations
Module (RnS)
Statement of Service
Bupers Online
(BOL)
ARPR/ASOSH
19. 19
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Definitions & Terminology: ASOSH
• Qualifying Year (green)
• A “Good Year” in the Guard or Reserves means the
service member earned a minimum of 50 Points
• ARPR – (Annual Retirement Point Record) (red)
• detailed view showing Reserve Retirement Points
earned by a member, by day and category, within one
anniversary year
• Reserve Retirement Points (yellow)
• Quantitative means of crediting time worked by a
Reserve (or Guard) member, to correlate to active duty
• Anniversary Year (blue)
• Uniquely defined calendar year, specific to the
member, in which Retirement Points are earned
20. FY20 Retirement Awareness Workshop, November 5-7 2019 20
NPC PERS-912 Reserve Retirements
Anniversary Year & Qualifying Year / Total Points & Total Qualifying Service
ARPR / ASOSH 101
• Anniversary Year & Qualifying Year
• Captured on ASOSH
• 50+ points for a good, qualifying year
• Total Points & Total Qualifying Service
• Total points is the sum of all points, active and inactive
• Total Qualifying Service is the sum of all “good” years
21. FY20 Retirement Awareness Workshop, November 5-7 2019 21
NPC PERS-912 Reserve Retirements
Annual Retirement Point Report – Points review
ARPR / ASOSH 101
• Inactive Points
• Drills, Correspondence Courses & Funeral Honors
• 1 point per drill period – 4 points per drill weekend
• Max 130 Inactive Points per year
• (this has changed over time: 60/75/90/130)
• Active Points
• AT / ADSW / ADT / MOB / IA etc.
• 1 day equals 1 point
• Max 365 Active Points per year
(Max Total Points is also 365)
22. FY20 Retirement Awareness Workshop, November 5-7 2019 22
NPC PERS-912 Reserve Retirements
Point capture review
ARPR / ASOSH 101
• Year by year review
• Details balance
between Active and
Inactive points
• Qualifying year – need
a “1” in Service
• May show partial years
(YYMMDD)
1
4
3
2
5
6
• Inactive Points
• 15 points for
Membership
• 1 point per drill period
– 4 drill periods for a
drill weekend
24. FY20 Retirement Awareness Workshop, November 5-7 2019 24
NPC PERS-912 Reserve Retirements
10 U.S.C. Chapter 1223 - RETIRED PAY FOR NON-REGULAR SERVICE
Cornell Law School -Legal Information Institute (LII)
SECNAVINST 5420
BUPERSINST 1001.39F
MILPERSMAN
RESPERSMAN
DD Form 2656 (Family of Forms)
DD Form 108
DD Form 2 – Retired ID Card
DD Form 363N – CERTIFICATE OF RETIREMENT
https://www.law.cornell.edu/
https://www.esd.whs.mil/
https://www.public.navy.mil/bupers-
npc/career/reservepersonnelmgmt/ReserveRetirements/Pages/default.aspx
https://www.public.navy.mil/bupers-npc/support/retired_activities/Pages/default.aspx
https://nsipsprod-sdni.nmci.navy.mil/nsipsclo/jsp/index.jsp
https://www.mnp.navy.mil/group/retirement-and-separation/dd-2656
References & Resources
25. 25
NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Reserve
Service
Member
NOSC
NPC
(Tier 1 -
MNCC &
Tier 2 -
PERS 912)
DFAS
Other:
Reserve Retirement Process Overview
Decide
to
Retire
Generate & mail out
NOE, RC-SBP Election
Certificate (DD Form 2656-5),
& Official SOS
Earn
Retirement
Points
Complete
20
qualifying
years
Receive
NOE
Letter
Submit
retirement
application
Process
Retirement
with Pay
DEERS, ID Card Office, Shift Colors Magazine, OPNAV N17 Retiree Council,
Tricare, Commisary / Exchange, MWR facilities, Space-A travel,
Fleet and Family Support Center, Veterans Benefits Association, etc.
By law, NPC has
up to 365 days
after member
completes 20th
year to send NOE
2656
108
Within
90 days
of receiving NOE,
EVEN IF
NO DEPENDENTS
and/or
NOT YET RETIRING:
COMPLETE
And
RETURN
YOUR
RC-SBP
ELECTION CERTIFICATE
To NPC PERS-912
2656-5
Process
Retirement
without Pay
Recommend starting
1 year prior but at least
6 months to
Age 60
Or
Age reduced
per NDAA FY 2008 &
NDAA FY 2015
NPC will send pay
eligibility letter
10 months prior to
address on file
Pay
Request to
“Transfer
to Retired
Reserve”
Mail out packet to Member:
• Retirement Orders letter
• Certificate of Appreciation
• Retirement Information Sheet
Reserve and/or Active Pay accounts
No Pay account:
“Gray Area”
Retiree Account
NSIPS
R & S
module
Retirement
counseling
Retirement
Orders
Retirement
Orders
26. FY20 Retirement Awareness Workshop, November 5-7 2019 26
NPC PERS-912 Reserve Retirements
PERS-912 is currently processing Reserve
Retirements with pay received in
February 2019.
If you submitted your retirement application prior to
February 2019 and have not been contacted by
PERS-912, please contact the
My Navy Career Center (1-833-330-6622)
immediately.
All documents received and entered into the PERS-9 database now generate an automatic
email notification from the MyNavy Career Center to the service member acknowledging
receipt. If you are unsure if the MNCC has your correct name and address, and it is not in
your submitted documents, you may contact them
by phone at 1-833-330-MNCC (1-833-330-6622) or email at askmncc@navy.mil
27. FY20 Retirement Awareness Workshop, November 5-7 2019 27
NPC PERS-912 Reserve Retirements
Sample Notice of Eligibility (NOE) Letter
• RC-SBP – (Reserve Component Survivor Benefit Plan)
• Election Certificate (2656-5) - enclosed with the NOE
• Must be completed and submitted to PERS-912
• Within 90 days of receipt of the NOE letter -OR-
• Default: spouse coverage based on full retired pay
• Notice of Eligibility (NOE) Letter
• Sent from PERS-912
• By law, Within 365 days of completing 20th Qualifying Year
• Be on the lookout
• MUST complete and return the RC-SBP Election Certificate
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NPC PERS-912 Reserve Retirements
• retired pay
DD Form 2656 (Family of Forms) – 8 total 2656 forms!
DD Form 2656-5:
Reserve Component Survivor Benefits Plan
Election Certificate
This is the FIRST of the DD Form 2656 Family
of Forms you will need to complete
https://www.esd.whs.mil/Directives/forms/dd2500_2999/
• RCSBP/SBP pays your
eligible beneficiary or
beneficiaries an
inflation-protected
annuity, based on your
retirement pay
• Declining RCSBP/SBP
requires spousal
signature
• A Notary must witness
the Spouse signature
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NPC PERS-912 Reserve Retirements
NSIPS: Retirements and Separations Module - Request
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NPC PERS-912 Reserve Retirements
1. Contact your NOSC Career Counselor
2. Access NSIPS; Go to Employee Self Service
3. Select Retirements and Separations module
4. Select Request Retirement/Separation
5. Drop down to select request type
6. Enter Requested Date (1st e.g. MM/01/YYYY)
7. Check for confirmed Eligibility (Green Circles)
8. If direct to Retirement with Pay, attach 2656 and 108
9. Submit Request; track routing and approvals
NSIPS: Submit your Request
to Transfer to the Retired Reserve
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NPC PERS-912 Reserve Retirements
Sample Retirement Orders (Without and/or With Pay)
• Retirement Order and Transfer Authorization
to Retired Reserve Status
with Pay for Non-Regular Service
• Retirement With Pay
• Notes your officially calculated effective DATE
for pay entitlement (RPED)
• Retirement Order and Transfer Authorization
to Retired Reserve Status
• Retirement Without Pay
• Notes that you MUST later submit an
application for retired pay benefits
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NPC PERS-912 Reserve Retirements
Sample “10 month letter” from NPC:
Application for Retired Pay Benefits
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NPC PERS-912 Reserve Retirements
DD Form 2656 (Family of Forms) – 8 total 2656 forms!
DD Form 2656:
Data for Payment of Retired Personnel
• 5 page form with 3 pages of instructions
https://www.esd.whs.mil/Directives/forms/dd2500_2999/
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NPC PERS-912 Reserve Retirements
DD Form 2656 (Family of Forms) – 8 total 2656 forms!
DD Form 2656-6:
Survivor Benefit Plan Election Change Certificate
• Used to change a Survivor Benefit Plan Election
• After retirement, Under certain circumstances
• Requires supporting documentation
• Marriage certificates, divorce decree, birth
certificates, death certificates, etc.
https://www.esd.whs.mil/Directives/forms/dd2500_2999/
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NPC PERS-912 Reserve Retirements
Form 108 – Application for Retired Pay Benefits
• Recommend reading instructions before filling out
• Block 3: Retired Pay Eligibility Date (Date on which you
WILL be Age 60 or per NDAA FY2008 & NDAA FY 2015
Reduced Retired Pay Eligibility Date
(NOT the date you retired, or the date you completed
the form, or your Date of Birth, or your PEBD)
• Blocks 9-17: Detailed completion of these items is not
required. Write across the corresponding spaces a
statement to the effect that you will accept Navy records.
• Have questions, contact MyNavy Career Center
• Block 18: Individual will not receive retired pay unless
completed AND SIGNED
• DD Form 108
• Single page form with 1 page of instructions
• Submit at least 6 months before retirement date
• DD Forms 108 & 2656 can be found at:
• https://www.esd.whs.mil/Directives/forms/dd2500_2999/
&
• https://www.public.navy.mil/bupers-
npc/career/reservepersonnelmgmt/ReserveRetirements/Pages/defaul
t.aspx
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NPC PERS-912 Reserve Retirements
Common Mistakes and Errors Seen by PERS-912
It’s YOUR Retirement! YOUR $$$!
Discrepancies in name, date of birth, SSN (corporate database personal data conflicts with member-provided data)
Confirm and use accurate, legible personal data
Unable to contact member
Keep your contact information up to date with PERS-912 and in DEERS, especially from Gray through to Pay
Retirement Without Pay requests
**Request sent in late, or member keeps participating**
Recommend starting at least 6 months in advance
• Request not endorsed
SELRES = NSIPS, NOSC (IRR = fax/paper)
• Missing required participation points for retirement eligibility
Check and submit for corrections to Statement of Service annually throughout career
• Member already in a discharge status with 20 or more years of service (e.g., E5 SELRES HYT)
NOSCs consider allowing transfer to VTU with authorized absences, without a PERS-913 waiver
for HYT, pending completion of retirement processing
OR: Discharge must be cancelled prior to transferring to a retired status
• EOS date expired (enlisted); and not at HYT (enlisted) or Statutory Requirements (officer)
Must be under current contract prior to retirement
• Time in grade requirements not met
See BUPERSINST 1001.39F for table by paygrade
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NPC PERS-912 Reserve Retirements
Common Mistakes and Errors Seen by PERS-912
It’s YOUR Retirement! YOUR $$$!
Discrepancies in name, date of birth, SSN (corporate database personal data conflicts with member-provided data)
Confirm and use accurate, legible personal data
Unable to contact member
Keep your contact information up to date with PERS-912 and in DEERS, especially from Gray through to Pay
Retirement With Pay requests
**Request sent in late** (processed by date received!)
Recommend starting 1 year prior, or at least 6 months prior to 60 or reduced eligibility age
PERS-912 is currently processing Reserve Retirements With Pay received in
February 2019.
#1 Used older version of DD Form 2656
Current is October 2018 – includes Blended Retirement System boxes for information
#2 Missing signatures including witness signatures, when reducing and declining SBP coverage
Sign & witness on same date
Proofread and crosscheck
#3 Dependency status changes not reported or supporting document required (marital status or
dependent children)
Marriage license, divorce decree, re-marriage, death
Certificates of birth, death, or adoption)
#4 Required forms not submitted with requestor
Submit complete DD Forms 2656 & 108
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NPC PERS-912 Reserve Retirements
What questions or concerns do you have?
• Post 911 GI Bill
• Obligate 4 more years as a SELRES after benefit transfer
• TRICARE & the Retiree
• Recommend you visit the TRICARE Website
• Get a full physical before you retire
• Blended Retirement System
• New retirement system, does it change anything?
• YES – Formula for 20+ Qualifying Years is 2.0% (vs. 2.5%)
• Impact of Separation pay on Retirement
• If you took separation pay from Active duty, you must pay
that back before receiving Reserve retired pay
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NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Where can I learn more about Reserve Retirements?
Visit Reserve Retirements page at:
https://www.public.navy.mil/bupers-
npc/career/reservepersonnelmgmt/Reserve
Retirements/Pages/default.aspx
Talk with your NOSC Career Counselor
Or, Contact MyNavy Career Center
Phone: 833-330-MNCC (6622)
Email: askmncc@navy.mil
Looking for the most
up-to-date news and
communications
about Reserve Retirements?
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NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
You should now be able to easily and accurately answer the below questions.
Wrap-up: Quiz Yourself on key learning objectives
Module A
What is a “Gray Area” Retiree?
What is the Notice of Eligibility (NOE) Letter?
What is the Reserve Component Survivor Benefit
Plan?
Module B
What is the MyNavy Career Center?
What is the system of record for Reserve Retirement Points?
What is the name of the program under which members who Retire Without Pay have medical insurance
benefits available?
At what age do members become eligible to Retire With Pay?
What are the two variables in calculating your retired pay?
What is the maximum number of points in an Anniversary Year: Inactive Points; Active Points; Total Points
What is the minimum number of points in a Qualifying Year?
Module C
Which day of the month should be requested for your retirement date, if you are retiring without pay?
How many days do you have from receiving your Notice of Eligibility (NOE) to make your RC-SBP
elections?
What forms must be completed and attached to your retirement request when retiring without pay?
What forms must be completed and attached to your retirement request when retiring with pay?
Name 3 systems to which a retiree will no longer have access when retired.
Name 1 system that will be created when a member is approved for Retired Pay.
What is a common item that when not kept up to date within DEERS and with NPC, can delay receiving
Retired Pay?
Who has the primary role in assuring your retirement gets processed correctly and on time?
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NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
We would like to ask you a few questions to evaluate your takeaways from this briefing
Please take a Quick Survey (10 questions, 2 minutes)
1. How soon do you plan to retire?
1 – Never 2 – Next 5 years 3 – Next 3 years 4 – Next 2 years 5 – Within the year
2. What regarding YOUR reserve retirement did you find most valuable from today’s briefing?
________________________________________________________________________________________________
________________________________________________________________________________________________
Now, that we’ve covered all the material, re-evaluate your current level of knowledge regarding Reserve Retirements.
1 – Nothing at all 2 – Very little 3 – Some understanding4 – I could define it 5 – I could teach it
3. How much do you know about “Gray Area” retirees?
4. How much do you know about the Notice of Eligibility (NOE) Letter?
5. How much do you know about Reserve Component Survivor Benefit Plan
6. How much do you know about the impact of NDAA 2008 and 2015 on your retirement with pay eligibility?
7. How much do you know about the Annual Retirement Points Report / Annual Statement of Service History?
8. How much do you know about the actual Reserve Retirement process?
9. How much do you know about DD Form 2656 and DD Form 108?
10. How much do you know about Reserve Retirement benefits?
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NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019
Questions?
Mission First Sailor Always
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NPC PERS-912 Reserve Retirements
10 U.S.C. Chapter 1223 - RETIRED PAY FOR NON-REGULAR SERVICE
Cornell Law School -Legal Information Institute (LII)
SECNAVINST 5420
BUPERSINST 1001.39F
MILPERSMAN
RESPERSMAN
DD Form 2656 (Family of Forms)
DD Form 108
DD Form 2 – Retired ID Card
DD Form 363N – CERTIFICATE OF RETIREMENT
https://www.law.cornell.edu/
https://www.esd.whs.mil/
https://www.public.navy.mil/bupers-
npc/career/reservepersonnelmgmt/ReserveRetirements/Pages/default.aspx
https://www.public.navy.mil/bupers-npc/support/retired_activities/Pages/default.aspx
https://nsipsprod-sdni.nmci.navy.mil/nsipsclo/jsp/index.jsp
https://www.mnp.navy.mil/group/retirement-and-separation/dd-2656
References & Resources
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NPC PERS-912 Reserve Retirements
FY20 Retirement Awareness Workshop, November 5-7 2019 44
Many thanks for the year+ of collaborative efforts that have
made this knowledge compilation possible!
• PERS-9 especially PERS-912 Reserve Retirements
• FFSC NSA Mid-South
• N095F Flag Matters
• RESFOR
• OPNAV N17
• and NOSC & RAO Phoenix