The document contains several charts and graphs related to the housing market. It shows existing home sales, distressed property sales, pending home sales, and months of inventory from 2012 to 2014. Mortgage rates are projected to increase from current rates of around 4.17% to 4.8% by mid-2015. Home prices have risen around 6-10% nationally over the past year according to the S&P/Case-Shiller index. The supply of homes available for sale has tightened considerably over the past year and is now in the range of 5 months, down from over 9 months a year ago.
May 2017 - Houses cooling faster than condos: Toronto real estate market chartsScott Ingram, CPA, CA, MBA
Shifts that started in April continued in May. Active listings are up a lot, but condo inventory still low so it's deeper into seller's territory than houses right now. Two new chart this month. See the trends with your own eyes in these 9 market charts.
Apr 2017 - Some cooling but still hot outside: Toronto real estate market chartsScott Ingram, CPA, CA, MBA
New chart this month showing how crazy the Condo market has been with bidding wars. There were some cooling signs in April but it's still 40°C outside. See the trends with your own eyes in these 8 market charts.
May 2017 - Houses cooling faster than condos: Toronto real estate market chartsScott Ingram, CPA, CA, MBA
Shifts that started in April continued in May. Active listings are up a lot, but condo inventory still low so it's deeper into seller's territory than houses right now. Two new chart this month. See the trends with your own eyes in these 9 market charts.
Apr 2017 - Some cooling but still hot outside: Toronto real estate market chartsScott Ingram, CPA, CA, MBA
New chart this month showing how crazy the Condo market has been with bidding wars. There were some cooling signs in April but it's still 40°C outside. See the trends with your own eyes in these 8 market charts.
January 2015 Greater Boston Real Estate Market Trends ReportUnit Realty Group
Here’s January 2015’s Monthly Indicators report from the Greater Boston Association of Realtors®
Boston Real Estate Market Trends:
January home sales closed lower compared to last year as low inventory and end of month snow pushed off some closings. Median prices continued to go up as supply continues to be down. Sellers are waiting out Mother Nature to add their homes to the market keeping new listings down in January.
• January single-family home sales – UP +0.3% over last year and median prices UP +8.4% at $493,000
• January condo sales DOWN -18.5% and median prices UP +9.9% at $454,750
• Inventory in January DOWN -15.6% to 1,714 and condominiums DOWN -27.6% to 991
• SF listings added to the market in January DOWN -0.8% over last year. (753 from 759 in 2014)
• Condo listings added to the market DOWN -10.5% over last year. (674 from 753 in 2014)
November 2014 Greater Boston Real Estate Market Trends ReportUnit Realty Group
Here’s November 2014’s Monthly Indicators report from the Greater Boston Association of Realtors®
Strong buyer activity and low interest rates have pushed prices up on the homes that did close in November. While overall inventory of homes for sale is down statewide, there continues to be pockets across the state that are seeing increases. As the holiday season got under way in November, the number of new listings added to the market went down.
• November single-family home sales – Down 6.7% over last year.
• November Single-family median prices were UP 4.4% at $330,000
• November condo sales Down 10.2% and median prices UP 1.0% ($302,000)
• Inventory in November Down 13.2% to 19,068 and Condominiums Down 23.9% to 4,588
• SF listings added to the market in October Down 9.7% over last year. (3,575 from 3,958 in 2013)
• Condo listings added to the market Down 3.3% over last year. (1,343 from 1,389 in 2013)
Partners Trust La Cañada Grand Opening: 2014-2015 California Economic Outlook...Audie Chamberlain
Leslie Appleton-Young, Chief Economist for the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) 2014-2015 California Economic & Market Outlook presentation to kick off Partners Trust La Cañada Grand Opening on November, 20th 2014.
Cox Automotive Market Insight Overview February 2019Philip Nothard
“Welcome to the latest Market Insight Overview from Cox Automotive.
Every month, we provide automotive industry professionals with unique intelligence, supported by invaluable insight and market sentiment from our customers, that goes beyond the headlines to uncover what’s driving the new and used car sectors from wholesale, retail and funding perspectives. We hope our holistic analysis arms you with the essential knowledge needed to navigate the fast-paced, ever-changing automotive market.”
PHILIP NOTHARD Customer Insight & Strategy Director - UK
A market update discussing affordability, average home prices, and mortgage availability for Santa Clara County and beyond. The Veridian Realty Group focuses on achieving success with both home sellers and home buyers in this dynamic real estate market. Keep up with local market news by subscribing to our newsletter at VeridianRealtyGroup.com or on the blog www.TalkToCJ.com
August 2015 Greater Boston Real Estate Market Trends ReportUnit Realty Group
Here’s August’s 2015’s Monthly Indicators report from the Greater Boston Association of Realtors®.
Boston Real Estate Market Trends:
Strong buyer activity in late spring/early summer pushed closed sales up in August. Supply and demand are pushing home prices up. New listings added to the market are helping increase closed sales.
• August single-family home sales – UP +13.5% over last year
• August Single-family median prices were UP 2.0% at $499,900
• August condo sales UP +4.6% and median prices UP +9.8% ($460,000)
• Inventory in August DOWN -13.0% to 3,500 and Condominiums DOWN -13.8% to 1,516
• SF listings added to the market in August UP +14.0% over last year. (1,445 from 1,267 in 2014)
• Condo listings added to the market UP +17.1% over last year. (910 from 777 in 2014)
June 2013's Monthly Indicators report - Boston Real Estate Market TrendsUnit Realty Group
What’s going on in the Boston real estate market? Concerns about interest rates rising helped push activity higher in the spring, which resulted in an increase in closed sales in June. Prices continue to move up because demand for available homes to buy is outpacing supply. Sellers are gaining confidence as new listings continue to be added to the market.
June single-family home sales – Up 1.6% over last year. June Single-family median prices were UP 6.9% to $350,000 (highest point since Aug. ‘07 $357k). Condo sales up 0.4% and median prices UP 2.9% ($320,000) (only 3rd time over $300k).
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
MC Heights-Best Construction Company in jhanglaraibfatim009
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500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
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Oeiras Tech City, Developed by RE Capital and REIG, Will Become Lisbon's Futu...Newman George Leech
Oeiras Tech City, a historic development in the Oeiras municipality of Lisbon, is acquired by RE Capital and REIG. It is located on a 93,000-square-meter plot of land and combines co-living, business, and residential areas. It highlights ESG principles and is close to Tagus Park, which improves the urban landscape of Lisbon.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Simpolo Tiles & Bathware
Tile ho,
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Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
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Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
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Avrupa Konutlari Yenimahalle - Listing TurkeyListing Turkey
Welcome to Avrupa Konutları Yenimahalle, where luxury living meets unparalleled convenience in the heart of Istanbul. Developed by Artaş Holding, one of Turkey’s leading construction companies, this prestigious residential project offers a contemporary lifestyle experience like no other.
https://listingturkey.com/property/avrupa-konutlari-yenimahalle/
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
5. $0-100K $100-250K $250-500K $500-750K $750K-1M $1M+
% Sales +/- -12% -5.1% 0.2% 0.3% 2.4% 5%
-12%
-5.1%
.2% .3% 2.4%
5%
-14%
-12%
-10%
-8%
-6%
-4%
-2%
0%
2%
4%
6%
% Change in Sales
From Last Year
by Price
Range
NAR 6/13/2014
6. 0%
5%
10%
15%
20%
25%
30%
35%
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
Percentage of
Distressed
Property
Sales
35%
11%
18%
NAR 6/2014
9. “It’s not that Millennials and
other potential homebuyers
aren’t qualified in terms of
their credit scores or in how
much they have saved for
their down payment.
It’s that they think they’re not
qualified or they think that
they don’t have a big enough
down payment.”
Housing Wire Commenting on a Study by Nomura
10. The DOWN PAYMENT
Biggest Misconception about Mortgages
39%
38%
42%
36%
37%
38%
39%
40%
41%
42%
All Respondents 25-29 Year Olds 30-34 Year Olds
Percentage of respondents to Zelman & Assoc
survey who believe that you need a minimum
of a 15% down payment to purchase a home.
Freddie Mac 6/2014
11. The DOWN PAYMENT
According to Freddie Mac:
•A person “can get a conforming, conventional mortgage
with a down payment of as little as 5 percent (sometimes
with as little as 3 percent coming out of their own
pockets)”.
•Freddie Mac's purchase of mortgages with down
payments under 10 percent more than quadrupled
between 2009 and 2013.
•More than one in five borrowers who took out
conforming, conventional mortgages in 2014 put down
10 percent or less.
Freddie Mac 6/2014
12. Letting more consumers know how down
payments are determined could bring
more qualified borrowers off the sidelines.
Depending on their credit history and other
factors, many borrowers can expect to
make a down payment of about 5 or 10
percent.
Christina Boyle
Freddie Mac VP and Head of Single-Family
Sales & Relationship Management
14. 5.2
4.7
5.1
5.4
Freddie Mac Fannie Mae
MBA NAR
30 Year Fixed Rate Mortgages
Actual Rates
January 2013 – June 2014
Projected Rates
June 2014 – 2015 4Q
1/2013 6/2014 10/2015
16. 1/2013 6/2014
4.2
4.4
4.6
4.8
5
5.2
2014 3Q 2014 4Q 2015 1Q 2015 2Q 2015 3Q 2015 4Q
Freddie Mac
Projected Rates
June 2014 – 2015 4Q
Freddie Mac 6/2014
30 Year Fixed Rate Mortgages
Freddie Mac Rates
January 2013 – June 2014
17. Date Mortgage Interest Rate* P&I**
Today $250,000 4.17% $1,218.17
July 2015 $260,000 4.8% $1,364.13
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$145.42Difference in Monthly Payment
Monthly Annually Over 30 Years
$145.42 $1,745.04 $52,351
18. Date Mortgage Interest Rate* P&I**
Today $100,000 4.17% $487.27
July 2015 $104,000 4.8% $545.65
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$58.38Difference in Monthly Payment
Monthly Annually Over 30 Years
$58.38 $700.56 $21,017
19. Date Mortgage Interest Rate* P&I**
Today $500,000 4.17% $2,436.34
July 2015 $520,000 4.8% $2,728.26
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$291.92Difference in Monthly Payment
Monthly Annually Over 30 Years
$291.92 $3,503.04 $105,091
20. Date Mortgage Interest Rate* P&I**
Today $1,000,000 4.17% $4,872.68
July 2015 $1,040,000 4.8% $5,456.52
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$583.84Difference in Monthly Payment
Monthly Annually Over 30 Years
$583.84 $7,006.08 $210,182
21. Decade Average Rate Payment
1970s 8.86% $1,589
1980s 12.7% $2,166
1990s 8.12% $1,484
2000s 6.29% $1,237
July 2014 4.17% $975
The average 30-year fixed mortgage rates and the approximate payment for a $200,000 mortgage.
Payments are principal & interest only, based on a $200,000 fully amortizing mortgage.
All terms are assumed to be 30 years.
Freddie Mac 7/2014
Historic Mortgage Rates by Decade
26. The Impact of Monthly Housing
Inventory on Home Prices
LESS THAN
6 MONTHS
BETWEEN
6-7 MONTHS
GREATER THAN
7 MONTHS
SELLERS
MARKET
Homes prices
will appreciate
NEUTRAL
MARKET
Homes prices
will only
appreciate with
inflation
BUYERS
MARKET
Homes prices
will depreciate
34. Resources
Slide Slide Title Link
4,6,7,27,28,
29,30
Existing Home Sales, Percentage of Distressed
Property Sales, Pending Home Sales, Months
Inventory of Homes for Sale, Year-over-Year
Inventory Levels
http://www.realtor.org/
5 % Change in Sales from Last Year
http://economistsoutlook.blogs.realtor.org/2014/06/13/existing-home-sales-by-price-tier/#sf3291580
8 Foot Traffic https://magic.piktochart.com/output/2155255-foot-traffic-may-2014?sf3290807=1
9 Housing Wire Comments
http://www.housingwire.com/blogs/1-rewired/post/30441-nomura-fear-is-keeping-demand-pent-up
10,11 The Down Payment, Christina Boyle Quote
http://www.freddiemac.com/news/blog/christina_boyle/20140616_mortgage_down_payments.html
13 30 Year Fixed Rate Mortgages http://www.freddiemac.com/pmms
14, 15
30 Year Fixed Rate Mortgages, Mortgage Rate
Predictions
http://www.freddiemac.com/finance/pdf/June_2014_public_outlook.pdf
http://www.mortgagebankers.org/files/Bulletin/InternalResource/88467_.pdf
http://www.fanniemae.com/resources/file/research/emma/pdf/Housing_Forecast_062414.pdf
http://www.realtor.org/sites/default/files/reports/2014/embargoes/phs-06-30/forecast-07-2014-us-econom
16 30 Year Fixed Mortgage Rates http://www.freddiemac.com/finance/pdf/June_2014_public_outlook.pdf
17 Historic Mortgage Rates by Decade http://www.freddiemac.com/blog/research_and_analysis/20140324_dirt_cheap_to_cheap.html
24,25 S&P Case-Shiller Home Price Indices
http://www.housingviews.com/wp-content/uploads/2014/06/CSHomePrice_Release_April2014-
results.pdf
31 New Home Sales 2004-2014 http://www.usatoday.com/story/money/business/2014/06/24/may-new-home-sales/11304161/
KEEPINGCURRENTMATTERS.COM
35. Resources
Slide Slide Title Link
32 New Home Sales 2013 and 2014 http://www.calculatedriskblog.com/2014/06/comments-on-housing-and-new-home-sales.html
33 New Home Sales
http://realtormag.realtor.org/daily-news/2014/06/18/builders-turn-agents-in-finding-qualified-
buyers#sf3351519
39-61 Reasons to Own
http://www.jchs.harvard.edu/research/publications/believing-homeownership-behavioral-drivers-
housing-tenure-decisions
62 Seth Godin Quote
http://sethgodin.typepad.com/seths_blog/2014/06/more-people-saying-less-and-a-few-people-
saying-more.html
KEEPINGCURRENTMATTERS.COM
38. 15 ‘MAJOR’ REASONS TO OWN A HOME
as per a survey by the Joint Center for Housing Studies at Harvard University
* the reasons are in no particular order