The document contains several charts and graphs related to the housing market from 2012. It shows that pending home sales were down year-over-year from November 2011 to November 2012. Inventory levels were below normal levels. Mortgage rates hit record lows in 2012 and were expected to rise slowly in 2013. Home prices as measured by the S&P/Case-Shiller index fell year-over-year for most of 2012 but were projected to rise 3-5% in 2013 according to analysts.
Pepperdine Private Capital Market Project research conducted in partnership with Dun & Bradstreet Credibility Corp. release findings from a survey of 3,118 private businesses. Small business owners were asked their projections on a number of economic factors for the year ahead, such as access to capital, hiring, confidence in economy and government policies likely to affect jobs and business prospects.
Pepperdine Private Capital Market Project research conducted in partnership with Dun & Bradstreet Credibility Corp. release findings from a survey of 3,118 private businesses. Small business owners were asked their projections on a number of economic factors for the year ahead, such as access to capital, hiring, confidence in economy and government policies likely to affect jobs and business prospects.
Real Estate Homes Sales Report | The Woodlands TX | November 2012Ken Brand
The Woodlands Homes Sales Report
Average and Median Sold Prices
Average Price Per Square Foot
Average Days On Market
Months Supply of Inventory
Sold Price To List Price Percentage
Operations Management in the Supply Chain Decisions and Cases 7th Edition Sch...Dorianner
Full download : http://alibabadownload.com/product/operations-management-in-the-supply-chain-decisions-and-cases-7th-edition-schroeder-solutions-manual/ Operations Management in the Supply Chain Decisions and Cases 7th Edition Schroeder Solutions Manual
December 2014 Greater Boston Real Estate Market Trends ReportUnit Realty Group
Here’s December 2014’s Monthly Indicators report from the Greater Boston Association of Realtors®
2014 ends on a high note with single-family closed sales up in December. Strong buyer activity, lower inventory and low interest rates pushed prices up again on homes in December. While overall inventory of homes for sale is down in our area, there continue to be pockets across that are seeing increases. 2014 was a year of lower sales, lower interest rates, lower homes for sale and higher prices.
• December single-family home sales – UP 1.3% over last year
• December Single-family median prices were UP +3.8% at $519,000
• December condo sales DOWN -4.1% and median prices UP +4.7% at $440,000
• Inventory in December DOWN -12.2% to 1,700 and Condominiums Down -28.8% to 940
• SF listings added to the market in December UP +5.6% over last year. (418 from 396 in 2013)
• Condo listings added to the DOWN -1.4% over last year. (357 from 362 in 2013)
July 2013's Monthly Indicators report - Boston Real Estate Market TrendsUnit Realty Group
Here's July 2013's Monthly Indicators report from the Greater Boston Association of Realtors.
What's going on in the Boston real estate market?
• July volume of closed sales (all property types) UP +17.2% over July, 2012
• July single-family market median sales price UP 4.5% over July, 2012
• July condo market median sales price UP 4% over July, 2012
April 2013's Monthly Indicators report - Boston Real Estate Market TrendsUnit Realty Group
Here's April 2013's Monthly Indicators report from the Greater Boston Association of Realtors®. What's going on in the Boston real estate market?
• Shortage of homes to buy has pushed sales down in April as buyer interest remains high.
• Prices continue to move up because demand for available homes to buy is outpacing supply.
• Sellers are gaining confidence as new listings added to the market jumped in April.
Pricing strategy for upcoming stores at Newbury St, Backbay Boston. All data on the conjoint analysis part are based on totally 50 survey collected from students and school staffs age 20-30.
GM2010 - Fast Retailing/Uniqlo: The next 10 yearstheresevx
Our strategy for the Japan-based group Fast Retailing and its core brand Uniqlo to become the world's largest apparel retailer.
A students' answer to a case study suggested by Professor Roy Larke (Rikkyo University, Tokyo, Japan).
BrandZ Top 100 Most Valuable Global Brands 2014Kantar
If the 9th annual edition of the BrandZ™ Top 100 Most Valuable Global Brands tells us anything, it is that the recession is over.
We are delighted to share the latest data gathered by Millward Brown on behalf of WPP using the proprietary valuation method of Millward Brown Optimor. It shows that the combined brand value of the world’s most important brands has risen by 12 percent to $2.9 trillion. This follows a 7 percent improvement the previous year.
BrandZ™ has cemented itself as an invaluable resource to help businesses understand how their financial health is intrinsically-linked to, and enhanced by, brand building. After a few dark years the evidence is clear that the world’s strongest brands are leading the global recovery.
We are providing data from 150,000 interviews with consumers from around the world and the insights, as always, are fascinating. The 2014 edition reveals that the combined value of the BrandZ™ Global Top 100 has almost doubled in eight years. Since 2006, the stock market value of the BrandZ™ Strong Brands portfolio, a sub-set of the main survey, has appreciated by 81 percent over the same period.
Unique to our approach is the recognition that in all markets a small number of consumers account for a large proportion of sales. Loyal consumers are more valuable to a brand than occasional users, a crucial factor when analyzing brand value.
The Top 100 also confirms that more favorable economic conditions have helped traditional Western brands improve their valuations, which means fewer brands from fast-growing economies are represented. Brands that are in business for reasons beyond the bottom line are also more likely to have increased their value.
Not surprisingly technology brands dominate the top positions and there is a new number one. Google has knocked Apple off its perch after three years at the top. Apple is performing well but is it still redefining technology for consumers? What is obvious is that the value of technology brands reiterates how they are now an integral part of our lives.
Apparel is the fastest growing category with the Top 10 apparel brands growing by 29 percent, but all brands must continue to innovate and excite consumers to drive their businesses forward, something Google excels at. There is no room for complacency on quality or customer service as a brand’s reputation can be dented in seconds through the power of social media.
Real Estate Homes Sales Report | The Woodlands TX | November 2012Ken Brand
The Woodlands Homes Sales Report
Average and Median Sold Prices
Average Price Per Square Foot
Average Days On Market
Months Supply of Inventory
Sold Price To List Price Percentage
Operations Management in the Supply Chain Decisions and Cases 7th Edition Sch...Dorianner
Full download : http://alibabadownload.com/product/operations-management-in-the-supply-chain-decisions-and-cases-7th-edition-schroeder-solutions-manual/ Operations Management in the Supply Chain Decisions and Cases 7th Edition Schroeder Solutions Manual
December 2014 Greater Boston Real Estate Market Trends ReportUnit Realty Group
Here’s December 2014’s Monthly Indicators report from the Greater Boston Association of Realtors®
2014 ends on a high note with single-family closed sales up in December. Strong buyer activity, lower inventory and low interest rates pushed prices up again on homes in December. While overall inventory of homes for sale is down in our area, there continue to be pockets across that are seeing increases. 2014 was a year of lower sales, lower interest rates, lower homes for sale and higher prices.
• December single-family home sales – UP 1.3% over last year
• December Single-family median prices were UP +3.8% at $519,000
• December condo sales DOWN -4.1% and median prices UP +4.7% at $440,000
• Inventory in December DOWN -12.2% to 1,700 and Condominiums Down -28.8% to 940
• SF listings added to the market in December UP +5.6% over last year. (418 from 396 in 2013)
• Condo listings added to the DOWN -1.4% over last year. (357 from 362 in 2013)
July 2013's Monthly Indicators report - Boston Real Estate Market TrendsUnit Realty Group
Here's July 2013's Monthly Indicators report from the Greater Boston Association of Realtors.
What's going on in the Boston real estate market?
• July volume of closed sales (all property types) UP +17.2% over July, 2012
• July single-family market median sales price UP 4.5% over July, 2012
• July condo market median sales price UP 4% over July, 2012
April 2013's Monthly Indicators report - Boston Real Estate Market TrendsUnit Realty Group
Here's April 2013's Monthly Indicators report from the Greater Boston Association of Realtors®. What's going on in the Boston real estate market?
• Shortage of homes to buy has pushed sales down in April as buyer interest remains high.
• Prices continue to move up because demand for available homes to buy is outpacing supply.
• Sellers are gaining confidence as new listings added to the market jumped in April.
Pricing strategy for upcoming stores at Newbury St, Backbay Boston. All data on the conjoint analysis part are based on totally 50 survey collected from students and school staffs age 20-30.
GM2010 - Fast Retailing/Uniqlo: The next 10 yearstheresevx
Our strategy for the Japan-based group Fast Retailing and its core brand Uniqlo to become the world's largest apparel retailer.
A students' answer to a case study suggested by Professor Roy Larke (Rikkyo University, Tokyo, Japan).
BrandZ Top 100 Most Valuable Global Brands 2014Kantar
If the 9th annual edition of the BrandZ™ Top 100 Most Valuable Global Brands tells us anything, it is that the recession is over.
We are delighted to share the latest data gathered by Millward Brown on behalf of WPP using the proprietary valuation method of Millward Brown Optimor. It shows that the combined brand value of the world’s most important brands has risen by 12 percent to $2.9 trillion. This follows a 7 percent improvement the previous year.
BrandZ™ has cemented itself as an invaluable resource to help businesses understand how their financial health is intrinsically-linked to, and enhanced by, brand building. After a few dark years the evidence is clear that the world’s strongest brands are leading the global recovery.
We are providing data from 150,000 interviews with consumers from around the world and the insights, as always, are fascinating. The 2014 edition reveals that the combined value of the BrandZ™ Global Top 100 has almost doubled in eight years. Since 2006, the stock market value of the BrandZ™ Strong Brands portfolio, a sub-set of the main survey, has appreciated by 81 percent over the same period.
Unique to our approach is the recognition that in all markets a small number of consumers account for a large proportion of sales. Loyal consumers are more valuable to a brand than occasional users, a crucial factor when analyzing brand value.
The Top 100 also confirms that more favorable economic conditions have helped traditional Western brands improve their valuations, which means fewer brands from fast-growing economies are represented. Brands that are in business for reasons beyond the bottom line are also more likely to have increased their value.
Not surprisingly technology brands dominate the top positions and there is a new number one. Google has knocked Apple off its perch after three years at the top. Apple is performing well but is it still redefining technology for consumers? What is obvious is that the value of technology brands reiterates how they are now an integral part of our lives.
Apparel is the fastest growing category with the Top 10 apparel brands growing by 29 percent, but all brands must continue to innovate and excite consumers to drive their businesses forward, something Google excels at. There is no room for complacency on quality or customer service as a brand’s reputation can be dented in seconds through the power of social media.
E-Updates_Apr12—Indian & Global Economic IndicatorsEcofin Surge
Monthly statistical e-bulletin comprising about 30 tables and some charts with the latest available economic/financial market indicators, both Indian and Global.
This is a presentation that I did for the local chapter of the American Society for Professional Estimators. The Exchange is definitely seeing signs for an improved economy-let's hope it continues.
3. Pending Home Sales
105
100 = Historically Healthy Level
100
95
November 2011 – November 2012
90
85
November 2010 – November 2011
80
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
NAR 12/2012
4. Month’s Inventory of Homes for Sale
10.0
9.0
8.0
7.0
6.0 5-6 Months = Normal Market Inventory
5.0
4.0
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
NAR 12/2012
5. Mortgage Rates – 30 Year Fixed
5.25
5
4.75
4.5
4.25
4
3.75
3.5
3.25
1/01/2011 Today
Federal Reserve
7. Return on Investment
50 46.1
January 2000 – January 2013
30
18.3
10
0.5
-10
-30 -24.9
-50
Dow S&P NASDAQ Real Estate
MSN Money.com, Case Shiller
8. S&P Case-Shiller Home Price Indices
5.0%
Year-over-Year Change in Prices 4.3%
4.0% 3.6%
3.0%
2.0%
2.0%
1.1%
1.0% 0.6%
Jan Feb Mar Apr May
0.0%
Jun Jul Aug Sep Oct
-1.0% -0.5%
-2.0% -1.7%
-3.0% -2.5%
-4.0% -3.5%
-3.9%
-5.0%
S&P Case Shiller 12/2012
9. Projected % Change in Home Prices
Source 2013
JP Morgan 9.7%
Barclays 5.5%
Capital Economics 5%
Freddie Mac 2-3%
21. Joint Center for Housing Studies
Harvard University 2012
79% of those under
25 years old
% that Believe Owning
86%
is Financially Better
of those
than Renting
25-34
22. Gen X and Y
Price Rate P&I
Today 360,000 3.4 1,596.53
End of 1,858.62
Year 371,160 4.4
Monthly Savings $262.09
24. Move-Up Buyers Coming to Market
60%
50% 49%
Reasons Non-First Time
40%
Buyers Will Buy
30%
20% 17.5%
11.5%
8.6% 9.6%
10%
3.7%
0%
Significally Same Size, Same Size, But Same Size, More Same Size, Significally
Bigger Cross Town Nicer Affordable Cross Country Smaller
75.1% Some Form of Move-Up Buyer Redfin12/17/2012
26. The Move-Up Seller
Comparison Today Current Home Move-up Home
2006 Price $300,000 $450,000
Current Price (-20%) $240,000 $360,000
Loss/Savings $60,000 $90,000
Net Gain for
Move-Up Seller $30,000
27. Home Prices Next Year
In the recent Home Price Expectation Survey,
105 leading housing analysts called for a 3.1%
increase in home values by the end of 2013.
28. The Move-Up Seller
Comparison – 1 Year Later Current Home Move-up Home
Current Price $240,000 $360,000
Future Price (+3.1%) $247,440 $371,160
Future Gain $7,440 $11,160
Future Difference $3,720
Current Gain $30,000
Total Gain $33,720
29. Mortgage Rates Moving Forward
“After reaching record lows in 2012, mortgage rates are
expected to creep up slowly in 2013, the Mortgage Bankers
Association predicted.”
5
4.5
4.4
4
3.5
3
2.5 Projected
2
30 Year
Mortgage
1.5
Rate
1
0.5
0
2013 4Q
MarketWatch 10/24/2012
30. The Move-Up Seller
Price Rate P&I
Today 360,000 3.4 1,596.53
End of 1,858.62
Year 371,160 4.4
Monthly Savings $262.09
32. Home Prices in the Short Term
150.00
2010-11
2011-12
2012-13
145.00 PRO
JEC
TED
140.00
135.00
130.00
May Jun Jul Aug Sept Oct Nov Dec Jan Feb Mar Apr
S&P Case Shiller 12/2012
33. Some States Still Have a Way to Go
“States with a non-judicial process witnessed a sharper
decline in home prices at the beginning of the downturn, but
are currently enjoying price appreciation. This is due to a
more disposition of delinquent supply, leaving lean
inventory in many markets…In contrast, states with a
judicial process, such as Florida, Illinois, and New York,
are still struggling to clear the pipeline of distressed loans.
As a result, home prices in the Chicago
and New York metro areas have
continued to edge lower.”
BofA Merrill Lynch's Michelle Meyer
36. Resources
Slide Slide Title Link
Pending Home Sales, Month’s Inventory of
2,3,4 http://www.realtor.org
Home Sales
5 Mortgage Rates http://www.freddiemac.com/pmms
http://www.standardandpoors.com/indices/articles/en/us/?articleType=PDF&assetID=124534560
6 S&P Case-Shiller Home Prices Indices
Average Annual Appreciation, Home Price
11,12,
Expectation Survey, Bulls vs. Bears,
13, 14, https://pulsenomics.com/Dec_2012_HPE_Survey.html
Cumulative Appreciation by Survey, Projected
15
% Change in Home Prices
http://economistsoutlook.blogs.realtor.org/2012/10/26/home-prices-projected-to-increase-by-3-percen
15 Projected % Change in Home Prices
, http://online.wsj.com/public/resources/documents/info-flash08.html?project=EFORECAST07
http://www.redfin.com/about/press/releases/more-homebuyers-confident-about-rising-home-prices
16 Urgency Being Felt by Buyers
18, 19, 43% are already Homeowners, 72% say
http://info.trulia.com/trulia-american-dream-survey-winter-2012
20 homeownership…, 93% that currently rent…,
% that Believe Owning is Financially Better
21 http://www.jchs.harvard.edu/sites/jchs.harvard.edu/files/w12-4_drew_herbert.pdf
than Renting
http://www.redfin.com/about/press/releases/more-homebuyers-confident-about-rising-home-prices
24 Move Up Buyers Coming to Market
KEEPINGCURRENTMATTERS.COM
37. Resources
Slide Slide Title Link
27 Home Prices Next Year https://www.pulsenomics.com/Sep_2012_HPE_Survey.html
29 Mortgage Rates Moving Forward http://www.marketwatch.com/story/mortgage-rates-will-rise-next-year-but-slowly-2012-10-24
http://www.standardandpoors.com/indices/sp-case-shiller-home-price-indices/en/us/?
32 Home Prices in the Short Term
indexId=spusa-cashpidff--p-us----
33 Some States Still Have a Way to Go http://www.businessinsider.com/michelle-meyer-foreclosure-process-home-prices-2012-12
http://www.marketwatch.com/story/how-long-a-foreclosure-takes-in-your-state-2012-12-03?
34 Days to Foreclosure
siteid=nwhreal
KEEPINGCURRENTMATTERS.COM