NABARD was established in 1982 on the recommendation of the B.Sivaraman Committee to regulate and license regional rural banks and cooperative banks in India. It is the apex development bank responsible for agriculture and rural development. NABARD provides refinancing to banks, cooperatives and microfinance institutions for lending to priority sectors including agriculture. It also supports rural infrastructure development and implements various schemes to promote agriculture, dairy, fisheries and other livelihood activities in rural areas.

1. PRESENTING BY :
RAMDENI RATHNAKAR.
Roll no :- 20
Submitting to :-
Prof : ANURADHA MAM

2. NABARD
Introduction :
NABARD is set up by the Government of India
NABARD was set up in July 1982 . It is broad based organization at
the Apex level to support and guide the rural credit extending
institutions in India .
Initial capital of 100 crore .
Enhanced to Rs . 2000 crore by Government of India & Reserve Bank
of India .
It supports all other allied economic activities on rural areas ,
promoting sustainable rural development and prosperity in rural areas
.
It operates through its head office at Mumbai , 28 regional offices
situated in state capitals and 391 district offices at districts .

3. HISTORY & ORIGIN
NABARD was established in 1982 on the recommendation
of B.Sivaraman Committee for the overall regulation and
licensing of regional rural banks and apex cooperative banks in
India.
NABARD is one of the apex regulatory bodies of India.
It is essentially for development of Bank & providing credit to
agriculture industry in India .
It is under the jurisdiction of the Ministry of Finance.
NABARD is responsible for development Agriculture and Allied
sectors .
Mumbai is the headquarter of NABARD .
The present CEO of NABARD is Dr G.R Chintala .

4. OBJECTIVES
To give financial assistance for increasing the agriculture
production .
To supply the long term needs of the rural areas .
To supply loans by way of refinance .
To help small industries , cottage industries and also
artisans .
To achieve overall rural development.
It improves small & minor irrigation by way of by way of
promoting agriculture activities .

6. SCHEMES OF
NABARD
• Dairy Enterepreneurship Development Scheme
• Commercial production units of organic inputs
• Agri clinic and Agribusiness Centres Scheme
• National Livestock Mission
• GSS – Ensuring End Use of Subsidy Released
• Interest subvention Scheme
• New Agricultural Marketing Infrastructure

7. FUNCTIONS OF NABARD :
Refinancing the banks for extending loans for investments &
production purpose in rural areas .
Provides loans to state govt & Non governmental organization
[NGOS], Panchayat Raj institutions for the development of rural
infrastructure.
Supports credit innovations of NGOS and other non formal
agencies .
Extension of formal banking services to the unreachable rural
por by SHGs .
Preparation of credit plans .
Inspection of RRBS & cooperative banks .
Supports technology transfers through farmers club.
Development of Rural non Farm sector .

8. ROLE OF
NABARD
 Providing refinance to lending institutions in rural areas
 Evaluating, monitoring and inspecting the client banks
 Acts as a coordinator in the operations of rural credit
institutions.
 Extends assistance to the government, the Reserve Bank of
India and other organizations in matters relating to rural
development.
 Offers training and research facilities for banks,
cooperatives and organizations working in the field of rural
development.
 Helps the State Governments in reaching their targets of
providing assistance to eligible institutions in agriculture and
rural development.
 Acts as regulator for cooperative banks and RRBs.

9. ACHIEVEMENTS OF NABARD
• White revolution and Blue revolution in the form of increased
milk production and fisheries have also been contributed by
sustained efforts of NABARD .
• NABARD has also played a significant role in improving storage
facilities for agriculture commodities in the country.
• After setting up of NABARD , there has been considerable
increase in the rural finance and developmet of small scale and
cottage industries by 4000 crores in 90 s and 1200 crores in 80
s.