This document provides details about memory reference instructions in a computer system. It discusses instructions like AND, ADD, LDA, STA, BUN, BSA, and ISZ. The timing and execution of each instruction is explained across multiple timing signals. Memory reference instructions first read the operand from memory using the address stored in the register AR, then perform the operation whether it be logical, arithmetic, or flow control. The result is stored back in registers or memory as defined by the instruction. Diagrams are included to illustrate the instruction cycle and flow of memory reference instructions.