This document provides information about the Krishi Marata Vahini program in Karnataka, India. It discusses the history and objectives of agricultural produce market committees established by the Karnataka Agricultural Produce Marketing Act of 1966. It outlines several schemes implemented by these committees, including pledge loan schemes, insurance for farmers and hamals (porters), and a minimum floor price scheme. It also discusses the implementation of e-NAM, a national electronic trading portal for agricultural commodities that networks existing agricultural produce market committees.

1. KRISHI MARATA VAHINI

2. HISTORY
 The Karnataka Agricultural Produce Marketing (Regulation) Act 1966 has been enacted to
provide a uniform law relating to the better regulation of buying and selling of Agricultural
Produce .
 The establishment of Markets for Agricultural Produce throughout the State.
 The Act has been enacted & given effect to from 1-5-1968 by repealing and replacing the
following Acts which were in force in the several areas:-
 The Bombay Agricultural Produce Markets Act, 1939.
 The Madras Commercial Crops Markets Act, 1933.
 The Coorg Agricultural Produce Markets Act, 1956.
 The Hyderabad Agricultural Produce Markets Act, 1339 .
 The Mysore Agricultural Produce Markets Act, 1939.
 A Market at Bailahongal was established under the Bombay Agricultural Produce Markets
Act,1936.

3. OBJECTIVES
 Through Agricultural Produce Market Committees, establishment of Market Yards sand
submarket yards .
 To develop and maintain the market yards and sub market yards.
 To enforce the regulatory measures in respect of sale and purchase of Agricultural produce .
 To provide a platform to ensure competitive prices, correct weightment, payment and creating
an exploitation free atmosphere .
 To regulate the activities of warehouses by enforcing the licensing conditions, establishment
and maintenance of laboratories for the purpose of grading of agricultural produce in the
State.

4. MARKET FEE
 The market committees levy and collect market fees from every buyer in respect of
agricultural produce bought by such buyer in the market area which shall not be more than
Rs.2 per Rs.100 of the value of such produce except live stock.
 The rates prevailing are as follows:-
 In case of fibers, food crops, forest produce, fruits, oil seeds, plantation crops and spices,
pulses, wood, other products – Rs.1.50 per Rs.100 of the value of the produce.
 In case of flowers, vegetables – Rs.1.00 per Rs.100 of the value of the produce.
 In case of live stock – Rs.5 per head of cattle and Rs.1.00 per head in the case of sheep or
goat.

5. SCHEMES
1.PLEDGE LOAN SCHEME
This scheme is in force since 1994-95 in 132 markets of the state. Loans up to Rs.2 , 00,000 -
00 or 60% of the value of the agricultural produce may be paid to the farmers against the
pledge of their agricultural produce. The period of advance shall not exceed 180 days from
the date of pledging of the produce. No interest shall be charged for the first 90 days from the
date of disbursement of the advance and thereafter interest shall be charged at the following
rates-
Sl.No Amount Rate of interest
1. Up to Rs.25,000 4% per annum
2. Rs . 25,000 / - and above
but below Rs.50,000 / -
6% per annum
3. Rs.50,000 / - and above but
below Rs.1.00 lakhs
8% per annum
4. Rs.1.00 lakh and above but
below Rs.2.00 lakhs
10% per annum

6. 2.RAITHA SANJEEVINI
The Karnataka State Agricultural Marketing Board is implementing " Raitha Sanjeevini "
Accidental Insurance Scheme for the benefit of all the Agriculturists of Karnataka, If a
farmer or his family member in the age group of 15 to 60 dies while performing the
agricultural operations or selling agricultural & horticultural commodities in the market
yards,
SL.NO Description Max.Insurance Amount
1. In case of death Rs.1,00,000
2. Rs . Loss of two hands or
two legs
Rs.50,000
3. Loss of Two Eyes Rs.50,000
4. Loss of One Eye Rs.30,000
5. Loss of One Hand OR
One Leg
Rs.30,000
6. Loss of Hand and Leg
Fingers (for each finger)
Rs.10,000
7. Break of Waist Rs.50,000

7. 3.MINIMUM FLOOR PRICE SCHEME
To help the farmers from distress sale, the floor price scheme has been formulated.
Government will announce Minimum Support Price and arrange for procurement of the
same. For the purpose, the Revolving Fund has been set up. Market committees in the state
contribute 0.5% of the market fee collected every month. The KSAMB will manage the fund.
The scheme is the first of its kind in the country and many states are evinced to adopt the
same in respect of the States for the benefit of farming community.
From the year 1999 till date 10 , 19,578 farmers are benefiting from this scheme. Rs.3108.73
crores have been revolved for the purpose of procurement of agriculture and horticultural
products since 1999-2000 till 2016-17 (30-06-2017).

8. 3.HAMALS INSURANCE SCHEME
The Karnataka State Agricultural Marketing Board is implementing Aam Admi Vima
Scheme for the benefit of hamals , cartsmen and weighmen working in 161 APMCs . Every '
Shramik ' who wants to be a member of the said scheme has contributed a premium of
Rs.100 per year. The Government of India under the Social Security Scheme releases Rs.100
per person registered under this scheme to LIC. The scheme is in force from 01-10-2000 .
Under this scheme if a person dies naturally he gets a compensation of Rs. 30 0,000 . If the
death is due to accident then the compensation to be paid is Rs.75,000.
From the year started till date Shramiks numbering 3,51,968 registered their names under the
aam admi Vima Jojana and 2099 beneficiaries have been sanctioned a compensation of
Rs.5.89 crores

9. 4.HAMALS HOUSING SCHEME
The Rajiv Gandhi Rural Housing Corporations also come forward to construct houses for
licensed hamals working in APMCs of Karnataka. As many as 5000 hamals have been
covered under this scheme. So far 808 working hamals have been identified as beneficiaries.
The total cost of house is Rs.40,000 / -. The State Government sanctions a subsidy of
RS.10,000 for each house. So far Rs.80.80 lakhs has been released. The licensed hamal has to
contribute Rs.5,000 . The balance amount of Rs.25,000 will be sanctioned as loan by Rajiv
Gandhi Rural Housing Corporation. This amount is to be paid by the licensed hamal in 15
years at the rate of Rs.297 per month. The scheme has been financed and is under
implementation.

11. e-NAM
 Electronic trading, sometimes known as etrading, is a method of trading securities,foreign
exchange or financial derivatives electronically.
 National Agriculture Market(NAM) is a pan-India electronic trading portal which networks
the existing APMC mandis to create a unified national market for agricultural commodities.
 The NAM Portal provides a single window service for all APMC related information and
services. This includes commodity arrivals & prices, buy & sell trade offers, provision to
respond to trade offers among other services. An online market reduces transaction costs and
information asymmetry.
 They include various exchange-based systems, such as NASDAQ, NYSE Arca and Globex,
as well as other types of trading platforms, such as electronic communication
networks(ECNs), alternative trading systems, crossing networks and “dark pools”. Electronic
trading is rapidly replacing human trading in global securities markets.

13. How e-NAM can promote the warehousing sector
 It is expected that participants across the nation will trade on the e-NAM platform and that
the prices of agricultural produce will be determined based on wider demand and supply
perspectives while reducing the number of intermediaries.
 The buyer has to have adequate logistical support to get the produce delivered to him. Under
the prevalent practice at APMCs, farmers bring their produce and once the price is
determined after auction, delivery takes place immediately.
 But in case of e-NAM, since the buyer may be participating from a distant location and the
auction will decide from which APMC the produce will be bought, getting it delivered will be
a limiting factor.
 The concept of Warehouse Based Sell(WBS) is a potential solution to overcome such an
issue and hence, a determining factor for the success of e-NAM. This system of WBS is
already in practice in the country and is followed mainly by commodity exchanges. Except
Karnataka, no State has notified the warehouse as a component of market.

14. Stakeholders
Farmers
 NAM promises more options for selling produce and making competitive returns.
Traders
 NAM will provide access to larger national market for secondary trading.
Buyers, Processers & Exporters
 NAM will enable direct participation in the local mandi trade, reducing intermediation cost.

15. e-mandi System Online
 e-mandi System Online System for Agricultural Marketing Activities (Ver 1.0
Dated: 02.06.2009)
 The Department of Agricultural Marketing (DAM) had requested the NIC for the
design and development of software for activities of Agricultural Produces
Marketing Committee (APMC). After studying the requirements and activities in
the APMC, National Informatics Centre (NIC), Karnataka had developed the
etendering application in 2006 to automate the process of tendering of farmers’
agricultural produces in the APMC. Subsequently, this system is improved and
called as e-mandi system, which captures all the activities of the APMC, from
ingate entry to out-gate entry including tendering, billing, DCB preparation.

16. Features/
 Local Language
Support
 Online and User
Friendly system
 Incorporated with
Business Rules

17. USERS
 Traders
 Commission Agents.
 Gate Operators
 APMC Staff

18.  THANK YOU