Know your customer(kyc) Norms
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The document discusses Know Your Customer (KYC) norms and their importance. It begins by stating the session objectives of explaining the significance of KYC norms and why banks need to comply with them. It then provides examples of identity theft, credit card fraud, and money laundering to illustrate the risks banks face and why KYC procedures are necessary to prevent illicit transactions, money laundering, and terrorist financing. The document emphasizes that KYC norms issued by the Reserve Bank of India are aimed at arresting these criminal activities. It also notes exceptions for "no frills" accounts that have stricter limits on balances and credit amounts.
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Follow me on twitter @amandilwar (Abinash Mandilwar)
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KYC (Know Your Customer) is a process financial institutions use to verify customer identity and reduce risks. It involves obtaining and periodically updating customer identification and address information. KYC aims to prevent identity theft, financial fraud, money laundering and terrorist financing. Banks must perform KYC at account opening and in other instances such as loans or changes to signatories. KYC documentation includes identity documents like a passport and address proofs. Financial institutions must also monitor customer transactions for consistency with the customer's profile and peer activities.
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Bank fraud is a serious issue in India, with over 176,000 cases reported by banks and financial institutions in recent years, involving losses of over 314 billion rupees. Common types of bank fraud include account opening fraud, cheque kiting, cheque fraud, counterfeiting, computer hacking, loan fraud, and money laundering. Investigation of fraud is challenging and requires cooperation between police, specialized agencies like the CBI, and banks. Proper documentation, evidence collection, and analysis are key to effective investigation and prosecution of fraud cases. Left unaddressed, bank fraud can significantly damage the banking system and economy.
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growth and the comfortable access of the people to the internet and social networks. The electronic
payment systems are one of the most important electronic commerce methods and the electronic payment
fraud is a major problem.For example, the credit card fraud loss increases every year and is regarded as
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detection.
AN OVERVIEW OF THE BANK FRAUD AND ITS DETECTION TECHNIQUES THROUGH DATA MINING
Using modern methods of the electronic commerce in daily life transactions is increasing because of the growth and the comfortable access of the people to the internet and social networks. The electronic payment systems are one of the most important electronic commerce methods and the electronic payment fraud is a major problem.For example, the credit card fraud loss increases every year and is regarded as one of the important issues in the credit card institutes and corporations. Therefore, fraud detection is considered as an important research challenge. Fraud reduction is a complicated process requiring a body of knowledge in many scientific fields. Based on the kind of the fraud the banks or the credit card institutes face, different measures may be taken. This paper compares and analyzes the available recent findings on the credit card fraud detection techniques. The objectives of the present study are first to detect different credit card and electronic commerce fraud and then to investigate the strategies used for the purpose of detection.
Fee_based_financial_services.pptx
Fee-based retail financial services allow banks to derive income from fees rather than interest. They include services like tax counseling, credit/debit cards, ATMs, remittances, safe deposit lockers, and portfolio management. Banks facilitate these services and charge fees rather than providing loans and earning interest. Credit cards can be used to pay for goods, obtain cash, and access revolving credit. Debit cards directly debit funds from the linked bank account. ATMs provide convenient access to bank accounts anywhere. Safe deposit lockers and safe custody facilities securely store valuables for customers.
Njjj
The document discusses the sources of tension created by the appearance of a mysterious stranger in a remote Spanish village in John Collier's short story "Witch's Money." The stranger arouses suspicion from the villagers as an outsider and due to rumors that he carries a bag of money belonging to a dead witch. Interactions between the stranger and villagers build tension and intrigue around his identity and purpose in the village.
Abhishek dissertation 2019
Dissertation on Bank Frauds In India. Impacts on economy due to frauds in India. Fraud risk management in Banks.
Cobrapost expose
Cobrapost, an Indian media organization, conducted a sting operation on three major Indian banks - ICICI, HDFC, and Axis. Undercover reporters posing as customers with large sums of money asked for advice on hiding cash from the government. Bank employees in multiple branches suggested opening multiple accounts under different names to avoid scrutiny and advised not providing proper documentation. The footage showed bankers willing to flout Know Your Customer (KYC) anti-money laundering guidelines. Following the expose, investigations revealed several violations by the banks of KYC and anti-money laundering regulations. The Reserve Bank of India subsequently penalized all three banks.
b-28immersiong-1-170719184832 (1) (1).pptx
This document discusses Know Your Customer (KYC) procedures and money laundering prevention. It outlines the objectives of understanding KYC forms, elements, requirements, and advantages. KYC involves obtaining customer identity and address information to prevent financial crimes like money laundering and terrorist financing. The document also discusses suspicious transaction monitoring, money laundering risks and stages, and the importance of KYC compliance for banks.
kyc.pptx
The document discusses Know Your Customer (KYC) norms and procedures in Indian banks. It aims to understand the meaning of KYC, analyze its core elements, and highlight its importance and advantages. KYC involves obtaining customer identity and address information, periodically updating details, and monitoring transactions to prevent money laundering, financial fraud, and terrorist financing. Core elements include customer acceptance policies, identification procedures, risk management, and reporting of cash and suspicious transactions. KYC is required when opening accounts or applying for loans or credit cards. It helps protect banks' reputations and ensures their services are not misused.
Banking1
This document provides information about banking services and how to safely manage a bank account. It discusses the types of financial institutions, reasons to use a bank account, how to open an account, different account types like checking and savings, additional banking services, important bank employees, and tips for protecting personal information and avoiding identity theft. The objectives are to help readers identify major banking concepts, choose appropriate accounts and services, and safely manage their finances.
Kyc norms in banks
KYC (Know Your Customer) procedures require banks to verify customer identities and monitor transactions to combat money laundering and terrorist financing. RBI (Reserve Bank of India) mandates that banks follow KYC guidelines under the Banking Regulation Act of 1949. Banks must have customer identification and verification procedures in place when opening accounts or conducting high-value transactions to comply with KYC regulations. Failure to properly implement KYC norms can result in penalties imposed by RBI as some banks were fined for opening accounts without proper verification that enabled fraudsters to steal money from customer accounts.
General banking of Agrani Bank Ltd
The document is an internship presentation for a student's internship at Agrani Bank Limited. It provides an overview of the bank's general banking activities. It discusses Agrani Bank's organizational structure, including its vision, mission, and SWOT analysis. It also describes the key departments in general banking - customer service management, cash, clearing, and local remittance sections. It outlines the processes for opening accounts, cash receipt and payment, clearing activities, and local remittances. The purpose is for the student to gain practical knowledge about Agrani Bank's operations during their internship.
Similar to Know your customer(kyc) Norms (20)
BANK FRAUD INVESTIGATION in India and how it is done
BANK FRAUD INVESTIGATION in India and how it is done
AN OVERVIEW OF THE BANK FRAUD AND ITS DETECTION TECHNIQUES THROUGH DATA MINING
AN OVERVIEW OF THE BANK FRAUD AND ITS DETECTION TECHNIQUES THROUGH DATA MINING
AN OVERVIEW OF THE BANK FRAUD AND ITS DETECTION TECHNIQUES THROUGH DATA MINING
AN OVERVIEW OF THE BANK FRAUD AND ITS DETECTION TECHNIQUES THROUGH DATA MINING
More from Shruti Nimbkar
Musical Instruments
Charlie shows his friend different musical instruments, including the violin, trumpet, flute, accordion, tambourine, and guitar. For each instrument, a brief description is provided along with what type of musician plays that instrument. The document explores various wind, string, and percussion instruments.
Round table group strategy
The document outlines the key elements and components of curriculum development, including aims/goals and objectives, curriculum experience, and curriculum evaluation. It also discusses principles for organizing learning content such as balance, articulation, sequence, integration, and continuity. Finally, it introduces the round table strategy as a technique for curriculum development and reviews its variations and educational implications.
Blooms taxonomy
Benjamin Bloom developed the Bloom's Taxonomy model in the 1960s to classify educational learning objectives into domains. The taxonomy divides objectives into three domains: cognitive, affective, and psychomotor. The cognitive domain involves knowledge and intellectual skills development and is broken into six categories of increasing difficulty from remembering to evaluating. The affective domain deals with emotions, attitudes and values, and its categories range from receiving phenomena to internalizing values. The psychomotor domain concerns physical movement and motor skills development, with categories from imitation to origination. Bloom's Taxonomy provides a framework for instructors to set learning objectives at different levels of complexity.
Flowchart and concept maps
This document discusses concept maps and flowcharts. It explains that concept maps are diagrams that show relationships between concepts, with concepts enclosed in circles or boxes and linked with lines or arrows. The document outlines four types of concept maps and tips for creating them. It also discusses how concept maps can be used for teaching and learning. Flowcharts are described as using symbols to represent steps in a process and showing information in a linear format. The advantages and limitations of using flowcharts are enumerated.
Digitized classrooms
This document outlines a presentation on digitized classrooms. It begins with an introduction explaining that digitized classrooms utilize technology like computers, tablets, and smart boards rather than traditional paper, pencils, and blackboards. The presentation then covers the benefits of digitized classrooms, including increased flexibility, access to updated information, environmental benefits from less paper usage, interactive and engaging lessons through tools like educational games and videos, and ability to store data in different formats. Examples are provided of digital classroom tools like laptops, projectors, and digital cameras.
Making Flashcards using Inkscape Software
This document discusses how to make flash cards using the open source drawing tool Inkscape. It begins by explaining what flash cards are - cards with information on either or both sides used for classroom drills or private study. It then introduces Inkscape as a free alternative to CorelDraw for creating and editing graphics in SVG format. The document proceeds to demonstrate how to make different types of flash cards for subjects like counting, the periodic table, and vocabulary using Inkscape's drawing tools. The overall objective is to teach how to create flash cards for different age groups to aid in learning.
Cognitive-Perceptual-Motor GOMS Model of Human Computer Interaction
This document discusses different GOMS models used to analyze user behavior. It specifically explains the CPM-GOMS model, which was developed in 1988 by Bonnie John and is based on the Card, Moran, and Newell model. The CPM-GOMS model assumes perceptual, cognitive, and motor operations can occur in parallel and models multitasking behavior that experienced users can exhibit.
My Internship at MET
This presentation gives a detailed account of the ID work done by me as a trainee Instructional Designer at MET, Bandra
IBSTPI Instructor Competencies
This presentation is about the competencies given by International Board of Standards of Training and Performance of Instructor
Evaluation rubric
The document presents an evaluation rubric for leadership skills with 10 criteria: teambuilding, discipline, time management, communication skills, balanced thinking, interpersonal relations, flexibility in attitude, intellect, goal orientation, and risk management. Each criterion is rated on a scale from exceptional to effective to acceptable to unsatisfactory based on clearly described behaviors.
Online learning
The document provides an overview of online learning, including:
- Defining online learning as delivering educational content via the internet instead of a physical classroom, using tools like text, video, audio, and virtual environments.
- Describing the history of online learning beginning in the late 1980s with universities like Phoenix and Purdue offering early online courses.
- Explaining the roles of students, educators, and characteristics of online learning environments, which aim to make learning self-paced and interactive through online discussions.
- Detailing both the advantages of online learning like flexibility and reduced costs, and disadvantages like technical limitations and upfront expensive for providing online resources.
Salmon model 3rd Stage of Etivities
This presentation gives information about the third stage of Salmon Model. It also has examples of etivities of stage 3.
Knirk and gustafson ISD Model
The Knirk and Gustafson instructional design model has 4 phases: 1) Problem determination which involves needs assessment and identifying learning goals. 2) Design including developing objectives, strategies, and selecting media. 3) Development where materials are selected, analyzed, and revised iteratively until objectives are met. 4) Implementation and evaluation to further revise the program based on evaluation data and determine if objectives are achieved.
Immersive Virtual Reality Seminar by Shruti Nimbkar
The document discusses virtual reality and immersive virtual reality. It defines immersive virtual reality and describes examples like CAVE (Cube Automatic Virtual Environment) which is a room with projection screens that immerses the user. The document outlines how CAVE is used for applications like developing car interiors at Ford in Germany. It also discusses VIRTSIM, a military training simulation used by the FBI that allows for safe and realistic training scenarios.
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Cognitive-Perceptual-Motor GOMS Model of Human Computer Interaction
Cognitive-Perceptual-Motor GOMS Model of Human Computer Interaction
Immersive Virtual Reality Seminar by Shruti Nimbkar
Immersive Virtual Reality Seminar by Shruti Nimbkar
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快速办理(Bristol毕业证书)布里斯托大学毕业证Offer一模一样
学校原件一模一样【微信：741003700 】《(Bristol毕业证书)布里斯托大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
原版制作(Hope毕业证书)利物浦霍普大学毕业证文凭证书一模一样
学校原件一模一样【微信：741003700 】《(Hope毕业证书)利物浦霍普大学毕业证文凭证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
United Nations World Oceans Day 2024; June 8th " Awaken new dephts".
The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
RFP for Reno's Community Assistance Center
Property appraisals completed in May for downtown Reno’s Community Assistance and Triage Centers (CAC) reveal that repairing the buildings to bring them back into service would cost an estimated $10.1 million—nearly four times the amount previously reported by city staff.
2024: The FAR - Federal Acquisition Regulations, Part 39
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
Combined Illegal, Unregulated and Unreported (IUU) Vessel List.
The best available, up-to-date information on all fishing and related vessels that appear on the illegal, unregulated, and unreported (IUU) fishing vessel lists published by Regional Fisheries Management Organisations (RFMOs) and related organisations. The aim of the site is to improve the effectiveness of the original IUU lists as a tool for a wide variety of stakeholders to better understand and combat illegal fishing and broader fisheries crime.
To date, the following regional organisations maintain or share lists of vessels that have been found to carry out or support IUU fishing within their own or adjacent convention areas and/or species of competence:
Commission for the Conservation of Antarctic Marine Living Resources (CCAMLR)
Commission for the Conservation of Southern Bluefin Tuna (CCSBT)
General Fisheries Commission for the Mediterranean (GFCM)
Inter-American Tropical Tuna Commission (IATTC)
International Commission for the Conservation of Atlantic Tunas (ICCAT)
Indian Ocean Tuna Commission (IOTC)
Northwest Atlantic Fisheries Organisation (NAFO)
North East Atlantic Fisheries Commission (NEAFC)
North Pacific Fisheries Commission (NPFC)
South East Atlantic Fisheries Organisation (SEAFO)
South Pacific Regional Fisheries Management Organisation (SPRFMO)
Southern Indian Ocean Fisheries Agreement (SIOFA)
Western and Central Pacific Fisheries Commission (WCPFC)
The Combined IUU Fishing Vessel List merges all these sources into one list that provides a single reference point to identify whether a vessel is currently IUU listed. Vessels that have been IUU listed in the past and subsequently delisted (for example because of a change in ownership, or because the vessel is no longer in service) are also retained on the site, so that the site contains a full historic record of IUU listed fishing vessels.
Unlike the IUU lists published on individual RFMO websites, which may update vessel details infrequently or not at all, the Combined IUU Fishing Vessel List is kept up to date with the best available information regarding changes to vessel identity, flag state, ownership, location, and operations.
PUBLIC FINANCIAL MANAGEMENT SYSTEM (PFMS) and DBT.pptx
PUBLIC FINANCIAL MANAGEMENT SYSTEM (PFMS) and DBT - EXPLANATION
AHMR volume 10 number 1 January-April 2024
AHMR is an interdisciplinary peer-reviewed online journal created to encourage and facilitate the study of all aspects (socio-economic, political, legislative and developmental) of Human Mobility in Africa. Through the publication of original research, policy discussions and evidence research papers AHMR provides a comprehensive forum devoted exclusively to the analysis of contemporaneous trends, migration patterns and some of the most important migration-related issues.
快速办理(UVM毕业证书)佛蒙特大学毕业证学位证一模一样
学校原件一模一样【微信：741003700 】《(UVM毕业证书)佛蒙特大学毕业证学位证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
A guide to the International day of Potatoes 2024 - May 30th
Food and Agricultural Organization (FAO)
IEA World Energy Investment June 2024- Statistics
IEA World Energy Investment Report 2024
Publication: June 2024
Contributi dei parlamentari del PD - Contributi L. 3/2019
DI SEGUITO SONO PUBBLICATI, AI SENSI DELL'ART. 11 DELLA LEGGE N. 3/2019, GLI IMPORTI RICEVUTI DALL'ENTRATA IN VIGORE DELLA SUDDETTA NORMA (31/01/2019) E FINO AL MESE SOLARE ANTECEDENTE QUELLO DELLA PUBBLICAZIONE SUL PRESENTE SITO
About Potato, The scientific name of the plant is Solanum tuberosum (L).
The potato is a starchy root vegetable native to the Americas that is consumed as a staple food in many parts of the world. Potatoes are tubers of the plant Solanum tuberosum, a perennial in the nightshade family Solanaceae. Wild potato species can be found from the southern United States to southern Chile
Synopsis (short abstract) In December 2023, the UN General Assembly proclaimed 30 May as the International Day of Potato.
原版制作(英国Southampton毕业证书)南安普顿大学毕业证录取通知书一模一样
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本公司拥有海外各大学样板无数，能完美还原。
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2024: The FAR - Federal Acquisition Regulations, Part 38
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
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Know your customer(kyc) Norms
- 2. Session Objectives 211/08/2019 After this session you will be able to… • Explain the significance of KYC Norms. • State the reasons banks need to comply with KYC Norms.
- 3. 311/08/2019 Know Your Customer Designed by Lexiconn 311/08/2019 Hi, I wish to open a savings account in your bank. Ma’am you need to fill out a form. And submit your address and identity proofs What is KYC?
- 4. 411/08/2019 Where is KYC? KYC guidelines are issued Under the section 35(A) of the Banking Regulation Act by the Reserve Bank of India Read them
- 5. 511/08/2019 Why KYC? On 22 February, Raj Sharma, a Mumbai-based marketing professional, received an SMS from his bank. It read that a transaction for Rs. 50,000 had taken place through his credit card. Raj later realised that his credit card has been stolen. After thorough police investigation his perpetrator was arrested under the section 420. Read the scenario
- 6. 611/08/2019 Why KYC? As per the Deloitte Indian Banking Fraud Survey report published in April 2015 Banks are most susceptible to the following three fraud risks Internet banking and ATM fraud e-banking (credit card, debit card etc.) Identity theft
- 7. 711/08/2019 Why KYC? RBI has advised banks to make the Know Your Customer (KYC) procedures mandatory. Illicit Transactions Money Laundering Terrorist Financing Fund proceedings carried out through stolen credit/debit cards, counterfeit cheque etc… to cheat the account holder and the bank.
- 8. 811/08/2019 Activity - I Task: • Download the given handout. • Read the different types of frauds. • Discuss what steps will you take against them. • Share your answers with the class. Objective: Explain the different types of common frauds Time: 20 Mins Type: Individual
- 9. 1. Collect all possible evidence. For example, details like number from which you received the call. Also, the date and time on which the call was received. 2. Block all your debit or credit cards immediately and get a replacement. 3. Inform the bank about the phishing call. 4. Report a complaint to the cyber crime cell. 911/08/2019 Answer Steps to take against fraudulent callers
- 10. 1011/08/2019 Why KYC? RBI has advised banks to make the Know Your Customer (KYC) procedures mandatory. Illicit Transactions Money Laundering Terrorist Financing Act of obtaining money from illegal sources and disguising them as legitimate.
- 11. ACTIVITY - II 1111/08/2019 Task: • Read about the various reasons that led to the downfall of Kingfisher Airlines here. • Discuss how banks are being used in such frauds Objective: Explain the different aspects of a money laundering case Time: 60 Mins Type: Individual/Group
- 12. 1211/08/2019 Why KYC? RBI has advised banks to make the Know Your Customer (KYC) procedures mandatory. Illicit Transactions Money Laundering Terrorist Financing Act of funding terrorist activities.
- 13. 1311/08/2019 Why KYC? This statistics are reported by the State Department of United States in the year 2012
- 14. Why KYC? 1411/08/2019 In order to arrest these criminal activities, it is imperative that banks follow the KYC Norms However!
- 15. 1511/08/2019 No Frill Accounts Balances of customers holding these accounts cannot exceed Rs. 50,000 (FDR/CA/SB) taken together. Also, their total credit summation in all the accounts taken together cannot exceed Rs. 1 Lakh in a year.
- 17. 1711/08/2019
- 19. 1911/08/2019
Editor's Notes
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