How an ATM transaction really works (and how testing fits in)
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The document describes the components and process of an ATM transaction. It outlines the key components of an ATM including the card reader, keypad, receipt printer, cash dispenser, display, deposit slot, and QR code. It explains how the card reader retrieves customer account information from the chip card which is sent to the payment host for verification before cash is dispensed or deposits are accepted. It also mentions alternative mobile payment methods and how ATM software and hardware can be virtualized for testing.
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The document provides information about Automated Teller Machines (ATMs) in India, including their history, how they work, security measures, and benefits. It notes that ATMs were first introduced in 1967 in London and have since gained prominence as a delivery channel for banking in India. The number of ATMs in India has grown significantly in recent years and is expected to continue growing.
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An ATM allows customers to access their bank accounts to withdraw cash, check balances, and perform other transactions without a bank teller. The customer inserts their card with a magnetic stripe or chip and enters a PIN for authentication. The ATM can provide cash withdrawals from linked accounts, deposits, money transfers between accounts, and balance inquiries. Security features include limiting total withdrawal amounts and printing receipts to later exchange for cash to reduce fraud.
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ATMs allow bank account holders to access their accounts and perform transactions without interacting with bank staff. An ATM uses a customer's plastic card with a magnetic strip containing their account information to identify them. The first ATM was installed in London in 1967. There are now over 1.8 million ATMs globally. ATMs provide convenience for customers as they offer 24/7 access to accounts and can be found in many public locations. However, they also pose security risks if cards are stolen and fees are sometimes charged. An ATM consists of components like a CPU, magnetic card reader, display, function keys and vault to control transactions securely.
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An ATM allows customers to access financial services without a human clerk. It uses a card with magnetic stripe or chip to identify the customer and a PIN for security. The first ATM was introduced in 1967 in London. An ATM has components like a card reader, keypad, display, printer and cash dispenser. It communicates with a host processor to approve transactions, transferring funds between accounts. ATMs are commonly placed in locations where many people gather for convenience.
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The document discusses the history and functions of automated teller machines (ATMs). It describes how the first ATM was introduced in 1967 in London to reduce customer time and bank costs. ATMs allow 24/7 access to cash withdrawals, balance checks, funds transfers and bill payments using plastic cards and PINs for security. The document outlines the common components of ATMs like card readers, keypads, displays and cash dispensers. It also reviews the programming elements like loops, if/else statements and switch cases used to develop ATM management systems.
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An ATM allows customers to access their bank accounts to withdraw cash, check balances, and perform other transactions without a bank teller. The customer inserts their card with a magnetic stripe or chip and enters a PIN for authentication. The ATM can provide cash withdrawals from linked accounts, deposits, money transfers between accounts, and balance inquiries. Security features include limiting total withdrawal amounts and printing receipts to later exchange for cash to reduce fraud.
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ATMs allow bank account holders to access their accounts and perform transactions without interacting with bank staff. An ATM uses a customer's plastic card with a magnetic strip containing their account information to identify them. The first ATM was installed in London in 1967. There are now over 1.8 million ATMs globally. ATMs provide convenience for customers as they offer 24/7 access to accounts and can be found in many public locations. However, they also pose security risks if cards are stolen and fees are sometimes charged. An ATM consists of components like a CPU, magnetic card reader, display, function keys and vault to control transactions securely.
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An ATM allows customers to access financial services without a human clerk. It uses a card with magnetic stripe or chip to identify the customer and a PIN for security. The first ATM was introduced in 1967 in London. An ATM has components like a card reader, keypad, display, printer and cash dispenser. It communicates with a host processor to approve transactions, transferring funds between accounts. ATMs are commonly placed in locations where many people gather for convenience.
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An automated teller machine (ATM) allows customers to access their bank accounts to withdraw and deposit cash, transfer money between accounts, and check balances without visiting a branch. ATMs connect to bank networks through leased phone lines or dial-up connections. They have input devices like card readers and keypads, and output devices like screens, printers, and cash dispensers. ATMs provide benefits for both banks and customers by increasing business and allowing customers convenient access to cash whenever needed.
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This document provides information about ATMs, including their history, structure, and uses. It discusses how ATMs work, allowing customers to access cash 24/7 without human intervention. The key components of an ATM are described as the processor, consumer interface panel, card reader, printers, dispenser, and depositor. Alternative uses of ATMs beyond cash withdrawal are also mentioned, such as depositing, checking balances, and transferring funds.
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The document provides an overview of automated teller machines (ATMs). It discusses what an ATM is, the history and growth of ATMs, their functions and structure. Key points covered include that an ATM allows customers to access financial transactions without a human clerk, the first ATM was installed in 1967 in London, and ATMs now number in the millions worldwide. Functions of ATMs include withdrawing cash, checking balances, paying bills and transferring funds. Common ATM components are also outlined such as card readers, displays, cash dispensers and receipt printers.
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This document provides information about automated teller machines (ATMs) including what an ATM is, the components of an ATM, how to use an ATM, and security issues. It states that an ATM is a computerized device that allows customers to access financial transactions without a human clerk. It describes the major components of an ATM including the card reader, host processor, keypad/touchpad, speaker, screen, receipt printer, cash dispenser, and their functions. It provides the steps to use an ATM, which include inserting a card, selecting a language, entering a PIN, choosing a transaction type and account, entering an amount, and receiving money. It also notes security risks like card
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The document provides information about ATM machines, including:
- It describes the basic functions of an ATM machine and how customers can access their bank accounts and perform transactions even when the bank is closed.
- It discusses the history and development of the first ATM machines in the late 1960s.
- It outlines the key components of an ATM machine, including the card reader, host processor, keypad/touchscreen, screen, receipt printer, cash dispenser, and their basic functions.
- It briefly explains how ATM machines connect to host processors and bank servers to authorize transactions and access customer account information.
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It includes
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4. MOBILE BANKING
5. NEFT
6. RTGS
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An ATM allows customers to access their bank accounts to withdraw cash, check balances, and conduct other transactions. It works by connecting through a host processor to various banking networks. The first working ATM was installed in 1967 in the UK. Now ATMs are commonly found in locations where many people gather like malls, airports, and gas stations. They use hardware components like card readers, keypads, displays, printers, and cash dispensers. Software runs the transactions through operating systems and connections to banking networks. Settlement involves electronic funds transfers between customer and bank accounts. ATMs have evolved to provide additional services beyond cash. Extensive testing helps ensure their high reliability.
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An ATM allows customers to access financial services without a human bank teller. It uses a card with unique account information and a PIN for security. An ATM has components like a card reader, keypad, screen and cash dispenser to withdraw and deposit money, check balances, transfer funds and more. The first ATM was installed in 1967 in London. Now ATMs are widely used, come in various types, and occasionally experience fraud, but precautions can help users stay safe.
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The money transaction most for used an ATMs and credit cards.
The authentication of these transactions are unsecure
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A reference fingerprint of the nominee for close family member of the customer
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This document provides an overview of EMV transaction flows, including:
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2) Offline authentication can involve static data authentication, dynamic data authentication, or combined authentication along with PIN verification on the chip card.
3) Security for e-commerce has evolved with techniques like CVV numbers, address verification, and tokenization to protect stored payment data.
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An automated teller machine (ATM) allows customers to access their bank accounts to withdraw and deposit cash, transfer money between accounts, and check balances without visiting a branch. ATMs connect to bank networks through leased phone lines or dial-up connections. They have input devices like card readers and keypads, and output devices like screens, printers, and cash dispensers. ATMs provide benefits for both banks and customers by increasing business and allowing customers convenient access to cash whenever needed.
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Security issues of ATM
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Conclusion
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This presentation summarizes an ATM system. It includes sections on introduction, software and hardware requirements, functions like cash withdrawal and deposits, state and user case diagrams, data flow diagram, class diagram, advantages like convenience and privacy, disadvantages like security risks, screen shots, future scopes such as biometric authentication and white label ATMs, conclusion that ATMs provide secure banking though require improving security, and references.
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The document discusses ATM banking in India, including its history, growth, functions, problems, and factors for growth. It notes that ATMs were first introduced in India in 1987 and have since grown rapidly, reaching over 76,000 ATMs in India by 2010-2011. ATMs provide 24/7 banking access and allow customers to withdraw cash, check balances, pay bills and transfer funds. However, customers sometimes experience issues like not receiving cash or receipts. Banks also struggle with theft, fraud and system failures. Overall, ATMs have become an important part of modern banking by improving convenience and reducing costs compared to traditional teller services.
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The document discusses digital wallets, including what they are, their components and technology, payment models, challenges, and the future of digital wallets. A digital wallet allows secure electronic payments and storage of payment methods and identification. It discusses how digital wallets use near-field communication (NFC) technology and secure storage to facilitate electronic payments from mobile devices. The future of digital wallets may include integrated services like bill payment, coupons, shopping comparisons, and personal information management.
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This document provides information about ATMs, including their history, structure, and uses. It discusses how ATMs work, allowing customers to access cash 24/7 without human intervention. The key components of an ATM are described as the processor, consumer interface panel, card reader, printers, dispenser, and depositor. Alternative uses of ATMs beyond cash withdrawal are also mentioned, such as depositing, checking balances, and transferring funds.
Automated Teller Machine
The document provides an overview of automated teller machines (ATMs). It discusses what an ATM is, the history and growth of ATMs, their functions and structure. Key points covered include that an ATM allows customers to access financial transactions without a human clerk, the first ATM was installed in 1967 in London, and ATMs now number in the millions worldwide. Functions of ATMs include withdrawing cash, checking balances, paying bills and transferring funds. Common ATM components are also outlined such as card readers, displays, cash dispensers and receipt printers.
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This document provides information about automated teller machines (ATMs) including what an ATM is, the components of an ATM, how to use an ATM, and security issues. It states that an ATM is a computerized device that allows customers to access financial transactions without a human clerk. It describes the major components of an ATM including the card reader, host processor, keypad/touchpad, speaker, screen, receipt printer, cash dispenser, and their functions. It provides the steps to use an ATM, which include inserting a card, selecting a language, entering a PIN, choosing a transaction type and account, entering an amount, and receiving money. It also notes security risks like card
Ppt on atm machine
The document provides information about ATM machines, including:
- It describes the basic functions of an ATM machine and how customers can access their bank accounts and perform transactions even when the bank is closed.
- It discusses the history and development of the first ATM machines in the late 1960s.
- It outlines the key components of an ATM machine, including the card reader, host processor, keypad/touchscreen, screen, receipt printer, cash dispenser, and their basic functions.
- It briefly explains how ATM machines connect to host processors and bank servers to authorize transactions and access customer account information.
EMV Card Migration: How the EMV Transaction Flow Works
A brief SlideShare on the EMV Transaction Flow and what happens during an EMV payment transaction.
Alternative channels of banking
Alternative banking, as the name suggest, is the NEWER METHOD OF CARRYING ON BANKING OPERATIONS
It includes
1. ATM (AUTOMATIC TELLER MACHINE)
2. POS TERMINAL
3. INTERNET BANKING
4. MOBILE BANKING
5. NEFT
6. RTGS
7. ECS
E wallet- final
Digital wallets allow users to store payment and shipping information for online purchases. They function similarly to physical wallets by holding credit cards, cash, IDs, and contact details. Users can transfer funds from their bank account to their digital wallet to make purchases online. Popular e-wallet providers include PayTM, Google Wallet, and Yahoo Wallet, which offer conveniences like automatic form-filling and loyalty programs, though security and outages pose risks. The future of e-wallets may include automatic bill payment, integrated access to personal information, and person-to-person payments using enabled devices.
How do at ms work.ppt
An ATM allows customers to access their bank accounts to withdraw cash, check balances, and conduct other transactions. It works by connecting through a host processor to various banking networks. The first working ATM was installed in 1967 in the UK. Now ATMs are commonly found in locations where many people gather like malls, airports, and gas stations. They use hardware components like card readers, keypads, displays, printers, and cash dispensers. Software runs the transactions through operating systems and connections to banking networks. Settlement involves electronic funds transfers between customer and bank accounts. ATMs have evolved to provide additional services beyond cash. Extensive testing helps ensure their high reliability.
automated teller machines
An ATM allows customers to access financial services without a human bank teller. It uses a card with unique account information and a PIN for security. An ATM has components like a card reader, keypad, screen and cash dispenser to withdraw and deposit money, check balances, transfer funds and more. The first ATM was installed in 1967 in London. Now ATMs are widely used, come in various types, and occasionally experience fraud, but precautions can help users stay safe.
Payment Card System Overview
This document provides an overview of card payment systems. It describes the simplified authorization flow when a customer makes a payment by credit or debit card, involving the merchant, acquirer/processor, payment brand, and issuer. It also discusses electronic data capture, the ISO 8583 financial transaction message format, magnetic stripe vs EMV chip cards, verification options, card not present transactions, card management systems, and the simplified settlement flow.
What is micr code?
MICR is the Magnetic Ink Character Recognition Code used by the bank and financial institution for processing cheque. Get more information about MICR code from here: http://indianbankdetails.com/
ATM BANKING SYSTEM
The money transaction most for used an ATMs and credit cards.
The authentication of these transactions are unsecure
Author proposes the idea of using fingerprints
customers as password in place of traditional pin number
A reference fingerprint of the nominee for close family member of the customer
Skimming: Review of Credit & Debit Card Fraud
The document discusses credit/debit card skimming and tips to avoid it. It defines skimming as using a device to illegally copy card data from the magnetic stripe. There are different types of skimmers, including those that cause ATM malfunctions and those disguised on top of card readers. The document also discusses EMV chip technology and its increased use worldwide except in the US. Tips are provided such as checking ATMs for signs of tampering and covering your hand when entering a PIN.
EMV chip cards
This document provides an overview of EMV transaction flows, including:
1) EMV transactions involve application selection on the chip card to route transactions to the issuer bank, as well as terminal action analysis and cryptogram generation for online or offline authorization.
2) Offline authentication can involve static data authentication, dynamic data authentication, or combined authentication along with PIN verification on the chip card.
3) Security for e-commerce has evolved with techniques like CVV numbers, address verification, and tokenization to protect stored payment data.
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This document discusses embedded systems and ATM machines. It defines an embedded system as a combination of hardware and software designed for a specific task. An ATM machine is then described as an embedded system that allows customers to perform basic banking functions even when the bank is closed. The major components of an ATM machine are identified as the card reader, host processor, keypad/touchpad, speaker, LCD/CRT screen, receipt printer, and cash dispenser. Their individual functions are explained. Advantages and disadvantages of ATM machines are also briefly mentioned.
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An ATM allows customers to complete basic banking transactions without a teller. When a customer inserts their debit or credit card, the ATM reads the encoded information to access their bank account information through interbank networks. The ATM then prompts for the customer's PIN to verify their identity before allowing transactions like checking balances or withdrawing cash. Common card types used at ATMs include debit cards, which directly access funds from a linked checking account, and cash cards which can be used to withdraw preset amounts. ATMs also may charge fees like activity charges to cover transaction costs or service charges for using an ATM from a non-issuing bank.
PLASTIC MONEY
A slang phrase for credit cards, especially when such cards used to make purchases. The "plastic" portion of this term refers to the plastic construction of credit cards, as opposed to paper and metal of currency. The "money" portion is an erroneous reference to credit cards as a form of money, which they are not. Although credit cards do facilitate transactions, because they are a liability rather than an asset, they are not money and not part of the economy's money supply.
source:net
E-PAYMENT SYSTEMS.PPT.pptx
This document discusses electronic payment systems. It defines electronic payment as payments made through digital means rather than cash or checks. It outlines several modes of electronic payment including credit cards, debit cards, smart cards, electronic funds transfer, and e-checks. For each payment mode, it provides details on how the payment process works and examples. The document also lists advantages like convenience and security, and disadvantages such as password threats and risk of hacking.
E Banking
This document provides an overview of e-banking in India, including definitions, forms of e-banking such as internet banking, ATMs, telebanking, smart cards, debit cards, and e-cheques. It discusses the global e-banking landscape and trends, focusing on experiences in Asia, the US, and Europe. For India specifically, it notes that e-banking is still nascent but growing in importance. Key challenges include security concerns and technological development, which Indian banks and regulators are working to address through guidelines and initiatives.
Money pad,the future wallet
A presentation for Professional Communication class in the freshman year of undergrad, Computer Science & Engineering at KIIT University, to test my public speaking skills. My professor appreciated it a lot and I scored the highest in class.
Unit v
E-Payment Systems Online Payment – Payments Cards – Electronic Cash – Electronic Cheques - Electronic Wallets – Debit Cards- Credit Cards – Smart Cards – – Stored Value Cards – Banking : Net Banking, Mobile Banking - Internet Technologies
Cash Less Society- Digital Payments
The document discusses India's transition to a cashless society through digital payments. It outlines various digital payment methods like UPI, mobile wallets, debit/credit cards, and Aadhaar Enabled Payment System (AEPS). It provides details on how these digital payment methods work, their benefits in reducing cash usage and transactions costs, and promoting financial inclusion. Statistics on growth of digital transactions in India over the past few years are also presented.
Moneypad
The document describes Money Pad, a proposed replacement for paper currency using biometrics. Money Pad would use fingerprint recognition technology to provide secure electronic transactions. It would store a user's bank account information, including their fingerprint, to enable debit transactions. A fingerprint reader would verify the user's identity against the stored fingerprint before approving transactions from the Money Pad e-wallet. The document outlines how Money Pad could work, its technical implementation using biometrics, and its potential applications for secure e-commerce payments.
Mobile Wallet functions
A hardware and software platform, which turns a smartphone into a powerful payment, loyalty and identification tool:
- All-in-one,
- Simple authentication & authorization,
- P2P transfers,
- Pay by QR code,
- Pay by NFC,
- Pay by cards linked to an account,
- Mobile acquiring,
- Invoices,
- Loans,
- E-policies,
- Consolidation of loyalty programs,
- Discounts and promotions,
- Ticketing.
White Label - under Your Brand in 2-3 months!
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TechnoXander Confirmation of Payee Product Pack 1.pdf
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsLabour Market Information Council | Conseil de l’information sur le marché du travail
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.一比一原版宾夕法尼亚大学毕业证(UPenn毕业证书)学历如何办理
挂科购买【微信号:176555708】【挂科购买(UPenn毕业证书)】【微信号:176555708】《成绩单、外壳、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号:176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号:176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
原版一模一样【微信：741003700 】【(cwu毕业证书)美国中央华盛顿大学毕业证成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
The Impact of Generative AI and 4th Industrial Revolution
This infographic explores the transformative power of Generative AI, a key driver of the 4th Industrial Revolution. Discover how Generative AI is revolutionizing industries, accelerating innovation, and shaping the future of work.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdf
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
Accounting Information Systems (AIS).pptx
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Detailed power point presentation on compound interest and how it is calculated
Detailed information about compund interest
University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strategies
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strategies
一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
Discover the Future of Dogecoin with Our Comprehensive Guidance
Learn in-depth about Dogecoin's trajectory and stay informed with 36crypto's essential and up-to-date information about the crypto space.
Our presentation delves into Dogecoin's potential future, exploring whether it's destined to skyrocket to the moon or face a downward spiral. In addition, it highlights invaluable insights. Don't miss out on this opportunity to enhance your crypto understanding!
https://36crypto.com/the-future-of-dogecoin-how-high-can-this-cryptocurrency-reach/
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
原件一模一样【微信：bwp0011】《(RWTH毕业证书)德国亚琛工业大学毕业证》【微信：bwp0011】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问微bwp0011
【主营项目】
一.毕业证【微bwp0011】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微bwp0011】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
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留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
13 Jun 24 ILC Retirement Income Summit - slides.pptx
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
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