The document compares traditional ATMs with an innovative multipurpose ATM. Traditional ATMs located in banks, malls, and airports allow customers to withdraw cash, check balances, pay bills, and transfer funds. The multipurpose ATM has additional functions like purchasing postage stamps, train/concert/movie tickets. It has updated hardware and software but a higher price and is limited to inland areas. Both ATMs provide benefits like safety, easy access, reduced fraud and staff workloads, and privacy during transactions. Security systems protect against physical attacks and verify customer identity.

1. MDM IZAWATI @ SITI SAWIYAH BINTI ISA
AE301 COMMUNICATIVE ENGLISH 2
SERVICE

3. DESCRIBE & COMPARE
ATM MACHINE( AUTOMATED TELLER MACHINE)
&
INNOVATED WITH MULTIPURPOSE ATM
BRAND NIXDORF ATM MULTIPURPOSE ATM
PRICE RM 100,000 RM 150,000
LOCATION BANK,SHOPPING MALL,PETROL PAM,AIRPORTS LIMETED AREA SUCH AS INLAND AREAS
HARDWARE
• CPU (to control the user interface and
transaction devices)
• Magnetic or chip card reader (to identify the
customer)
• PIN pad EEP4 (similar in layout to a touch tone
or calculator keypad), manufactured as part of a
secure enclosure
• Secure cryptoprocessor, generally within a
secure enclosure
• Display (used by the customer for performing
the transaction)
• Function key buttons (usually close to the
display) or a touchscreen (used to select the
various aspects of the transaction)
• Record printer (to provide the customer with a
record of the transaction)
• Vault (to store the parts of the machinery
requiring restricted access)
• Housing (for aesthetics and to attach signage to)
• Sensors and indicators
• Dispensing mechanism (to provide cash or other
items of value)
• Deposit mechanism including a check
processing module and bulk note acceptor (to
allow the customer to make deposits)
• Security sensors (magnetic, thermal, seismic,
gas)
• Locks (to ensure controlled access to the
contents of the vault)
• Journaling systems; many are electronic (a
sealed flash memory device based on in-house
standards) or a solid-state device (an actual
printer) which accrues all records of activity
including access timestamps, number of notes
dispensed, etc. This is considered sensitive data
and is secured in similar fashion to the cash as it
is a similar liability.

4. DESCRIBE & COMPARE
ATM MACHINE( AUTOMATED TELLER MACHINE)
&
INNOVATED WITH MULTIPURPOSE ATM
SOFTWARE WINDOWS 2000 WINDOWS 10.1
FUNCTION • Can access their bank deposit or
credit accounts
• Cash withdrawals
• Checks balance
• Credit mobile phone
• Top up Touch N' Go
• Paying routine bills, fees, and taxes
(utilities, phone bills, social security,
legal fees, taxes, etc.)
• Printing bank statements
• Updating passbooks
• Cash advances
• Cheque Processing Module
• Paying (in full or partially) the credit
balance on a card linked to a specific
current account.
• Transferring money between linked
accounts (such as transferring
between checking and savings
accounts)
• Deposit currency recognition,
acceptance, and recycling
• Can access their bank deposit or credit accounts
• Cash withdrawals
• Checks balance
• Credit mobile phone
• Top up Touch N' Go
• Paying routine bills, fees, and taxes (utilities, phone bills, social
security, legal fees, taxes, etc.)
• Printing bank statements
• Updating passbooks
• Cash advances
• Cheque Processing Module
• Paying (in full or partially) the credit balance on a card linked to
a specific current account.
• Transferring money between linked accounts (such as
transferring between checking and savings accounts)
• Deposit currency recognition, acceptance, and recycling
• Purchasing
- postage stamp
- train ticket
- concert ticket
- movie ticket

8. FUNCTION

9. FUNCTION

10. FUNCTION

11. FUNCTION

12. FUNCTION

13. FUNCTION
AREA TO
WITHDRAW
MONEY FROM
MACHINE

14. ADVANTAGED
 SAFETY
 EASY ACCESS
 NO MORE FALSIFICATION CARD AND
MISUSE
 REDUCES WORKLOAD OF BANK’S STAFF
 SERVICE WITHOUT ERROR
 MORE PRIVACY IN BANKING TRANSACTION

15. CONCLUSION
Security for ATMs also provide a practical demonstration of a
number of security systems and concepts operating together
and how various security concerns are dealt,for example:-
*Physical - Another attack method, plofkraak, is
to seal all openings of the ATM with silicone and
fill the vault with a combustible gas
 Customer identity integrity -ATM with a palm
scanner (to the right of the screen)