The document discusses high-net-worth individuals (HNIs) and the Rolls-Royce luxury car brand. It defines HNIs as those with over $1 million in financial assets excluding primary residences. In 2008, the number and wealth of HNIs declined significantly from the previous year. The document also provides details on Rolls-Royce's history and marketing approach in India, which focuses on exclusivity and repeat customers through personalized service.