The document explains floods as natural events caused by excessive water overflow, affecting urban and rural areas, with types categorized into fluvial, pluvial, and coastal floods. It outlines the causes, effects, and potential management strategies for flood risks, emphasizing both natural phenomena and human-induced factors. Additionally, it highlights the immediate and long-term impacts of floods, including loss of life and property, but also points out some positive effects like nutrient replenishment for agriculture.