This document provides information about State Bank of India (SBI), the largest bank in India. It discusses that SBI is a government-owned corporation headquartered in Mumbai with over 14,000 branches globally. The document outlines SBI's history and various services it offers, including personal banking, insurance, and investment products provided through its subsidiaries like SBI General Insurance, SBI Life Insurance, SBI Mutual Funds, and SBI Fund Management. Key figures about assets and global rankings are also mentioned.
Comparative Study of Housing Loan of HDFC and ICICI BankIOSR Journals
Purchasing the home of your dreams is not an easy task. Especially when you plan to buy a home on loan. Home loans means that you buy a house on installments. In simpler terms when you want to own a home and cannot afford to pay the amount in lump sum, you can pay it in monthly installments with an interest rate. There are number of companies offer cheap loans at a low interest rate You can avail loan against existing house for renovation or expansion etc. The demand for home loans will not sag much. The reason is a substantial rise in the income-generating capability of Indian youth. So this particular section will keep the housing loan demand high and increased lending rates can only shelve their plans for some time.
Yes Bank detailed presentation (2008 to 2019)ShubhamChugh9
The presentation is all about yes bank and describing its in depth details from year 2008 to 2019 and also its future prospects with all the major frauds and their NPAs details, along with this a questioner is also presented when we visited yes bank ltd.
also its balance sheet of year 2008 to 2019 is being discussed.
Comparative Study of Housing Loan of HDFC and ICICI BankIOSR Journals
Purchasing the home of your dreams is not an easy task. Especially when you plan to buy a home on loan. Home loans means that you buy a house on installments. In simpler terms when you want to own a home and cannot afford to pay the amount in lump sum, you can pay it in monthly installments with an interest rate. There are number of companies offer cheap loans at a low interest rate You can avail loan against existing house for renovation or expansion etc. The demand for home loans will not sag much. The reason is a substantial rise in the income-generating capability of Indian youth. So this particular section will keep the housing loan demand high and increased lending rates can only shelve their plans for some time.
Yes Bank detailed presentation (2008 to 2019)ShubhamChugh9
The presentation is all about yes bank and describing its in depth details from year 2008 to 2019 and also its future prospects with all the major frauds and their NPAs details, along with this a questioner is also presented when we visited yes bank ltd.
also its balance sheet of year 2008 to 2019 is being discussed.
Product and Services by MFIs / NBFCs / NGOs in Pune:
A Comparative Analysis of Lending Models.
The following are the MFI’s which are chosen for the comparison :
• Ujjivan Small Finance bank.
• Equitas Small Finance bank.
• Madura Micro Finance bank.
• Suryoday Micro Finance Private Ltd.
• ESAF Small Finance bank.
ITR E FILING PROJECT REPORT TO SPA CAPITALAnkit Rautela
THIS REPORT I HAVE PREPARED WHEN I WAS RESEARCHING TECHNICAL ISSUES OCCUR WHEN ANY ONE FILES IT THROUGH INTERNET, MY FIELD AREA IS WIPRO LIT NEW DELHI.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
2. State bank of India is an Indian multinational, public
sector banking and financial service company. It is a
Government owned corporation with its headquarters in
Mumbai, Maharashtra.
It had assets Rs 20.480 trillion and more than 14,000
branches, including 191 foreign offices spread across 36
countries, making it the largest banking and financial
services company in India by assets.
The company is ranked 232nd on the fortune global 500
list of the worlds biggest corporations as of 2016.
3. Started as bank of Calcutta in Calcutta on June 1806.
Re-designed as the bank of Bengal on 2nd January
1809.
It was the first joint-stock bank of British India.
Later on Bank of Madras, Bank of Bombay and Bank
of Bengal were amalgamated to form Imperial bank of
India on 27 January 1991.
It was nationalized on 1955 and was renamed as state
Bank of India.
4. SLOGAN:-
PURE BANKING, NOTHING ELSE
WITH YOU-ALL THE WAY
A BANK OF THE COMMON MAN
THE BANKERS TO EVERY INDIAN
THE NATION BANKS ON US
LOGO:-
The logo came from national institute of design(NID),
Ahmedabad.
6. State Bank of India has a variety of schemes
under Personal Finance to satisfy varying needs
of the banking public. The Bank offers the
following schemes with attractive rates of
interest:
Housing Loan
Personal Gold Loan
Car Loan
Personal Loans
Loans Against Securities
Loans Against Property
Education Loan
7. SBI General insurance
SBI Fund Management
SBI Life insurance
SBI Mutual Fund
8. SBI General Insurance Company Limited is a joint venture
between the State Bank of India and Insurance Australia
Group (IAG). SBI owns 74% of the total capital and IAG the
remaining 26%
The current policy offering of SBI General covers Motor,
Health, Personal Accident, Travel & Home Insurance for
Individuals and Fire.
9. Car insurance:-
The maximum amount payable under this Policy is Rs
50,000/- during the Policy period. Each claim is subject
to a deductible of Rs 5000/- for Laptop and Jewelleries
and Rs 2500/- for Mobiles and Rs 500/- for the rest.
Insured vehicle is not more than 2 years
The motor insurance provides compulsory personal
accident cover of Rs. 2 lakhs for individual owners
Bike insurance:-
SBI General's Two Wheeler Package Policy provides
compulsory personal accident cover of Rs. 1 lakh for
individual owners (holding a valid driving license) of the
vehicle while driving. This is not applicable for a Company
owned vehicle.
10. Wide Coverage – From Rs.50,000 up to Rs.500,000
No medical test up to the age of 45 for people with no medical
history
Free Medical check-up for every 4 claim free years up to a
maximum limit of Rs.2,500
Medical Treatment with Room, Board & Nursing Expenses &
Service Charges etc.Up to 1% of the Sum Insured per day
Medical Treatment in Intensive Care Unit
Up to 2% of the Sum Insured per day
All admissible claims under 1 & 2 during the policy period Up to
25% of the SI per illness/injury per claim
Consultants & Specialists Fees
Up to 40% of the SI per illness/injury per claim.
Anaesthesia, Blood, Oxygen, OT Charges, Surgical Appliances
Up to 40% of the SI per illness/injury per claim.
11. Medical Expenses including Evacuation &
Repatriation 50,000 to 5,00,000
Personal Accident 10% of Limit of cover
under Section (A) subject to maximum
25,000.
HOME insurance:-
you can buy the Policy upto a period of
30years
In-built coverage for earthquake
12. SBI Fund management Pvt. Ltd. Is one of the
leading fund houses in the country with an
investor base of over 4.58 million and over
25 years of rich experience in fund
management consistently delivering value to
its investor.
SBI Fund management pvt. Ltd. Is a joint
venture between ‘The state bank of india’ one
of india’s largest banking enterprises, and
AMUNDI, One of the world’s leading fund
management companies.
13. Mutual fund
Offshore fund
Portfolio management
Offshore fund-
1. Investment objective-The fund would seek to
provide investors with opportunities for long
term growth in capital through well researched
investment in a diversified basket of stocks of
indian companies.
2. The investment strategy would revole around
investing in growth oriented stocks available at
attractive relation valuations.
14. Legal structure:-incorporated as a public
company, limited by shares, holding a global
business licence category 1 under the
financial services development act 2001.
Subscription fees-5% (maximum)
Benchmark index-BSE 100
NAV to be declared biweekly
Valuation day-Tuesday to Friday
Dealing day-Business day immediately
preceding the valuation day.
15. Management fee-2%(maximum)
Investment manager-SBI funds management
(international) privet limited, incorporated as
a private company with limited liability
holding a global business license category 1
under the financial services development Act
2001.
Fund administrator- Multi consult Limited
Mauritius
16. SBI life insurance is a joint venture life insurance
company between , State Bank of India (SBI), the
largest state owned banking and financial
services company in India, and BNP Paribas is a
French multinational Bank and financial services
company with global headquarter in Paris.
SBI owns 74% of the total capital and BNP Paribas
Cardiff the remaining 26% of the capital.
SBI life insurance has an authorized capital of Rs
20 billion and a paid of capital of Rs 10 billion
17. In 2007 CRISIL ltd, a subsidiary of global rating agency
Standard & poor’s, gave the company a AAA rating
SBI Life - Smart Privilege
Pay premiums throughout the policy term or for a limited period or
through a Single Payment, as per your convenience and enjoy benefits
including Life Cover, throughout the chosen policy term.
No Policy Administration Charges throughout the policy term
No Premium Allocation Charge from 6th policy year onwards
Age at Entry Minimum: 8 years Maximum: 55 years
Age at Maturity Minimum: 18 years Maximum: 70 years
Premium Payment :- Yearly Rs 600,000
Half-yearly-Rs 300,000
Quarterly- Rs 150,000
Monthly -Rs 50,000
18. Choice of two plans options - Growth and
Balanced.
Premiums starting as low as Rs 10,000 for
yearly mode and Rs. 1,000 for monthly mode.
Minimum age 7 years- maximum 70years
Minimum premium- 30,000
Maximum premium- 3,00,000
19. Minimum: 18 years Maximum: 55 years
Minimum (in Rs.) Maximum (in Rs.)
Yearly 15,000 29,000
Half-yearly 9,500 14,500
Quarterly 5,500 7,200
Monthly 2,000 2,400
SBI Life - Smart Scholar
Child: Min: 0 years Max: 17 years
Proposer: Min: 18 years Max: 57 years
Frequency Minimum(Rs)
5 years to 7 years 50,000
Half Yearly 25,000
Quarterly 12,500
Monthly 4,500
8 years or more 24,000
Half Yearly 16,000
Quarterly 10,000
Monthly 4,000
20. Setup Date Jun-29-1987
Incorporation Date Feb-07-1992
Sponsor State Bank of India
Trustee SBI Mutual Fund Trustee Company Private Limited
Types of Mutual fund
SBI MAGNUM EQUITY FUND
Date of Inception 01/01/1991
Monthly - Minimum 1000 thereafter for maximum six months (or) minimum
500 thereafter for minimum one year.
minimum Application Rs. 5000
21. SBI BLUE CHIP FUND
Date of Inception 14/02/2006
Minimum ApplicationRs. 5000
Monthly - Minimum 1000 thereafter for maximum six months (or)
minimum 500