Students will learn about how the different forms of financial aid can help them finance their college education, and how to obtain funding help when paying for college.
Students will learn about how the different forms of financial aid can help them finance their college education, and how to obtain funding help when paying for college.
How to fill out the FAFSA (Free Application for Federal Student Aid), from Darryl Young and the 15K Degrees Initiative in Louisville, KY (www.15kdegrees.org)
Nontraditional students include adult learners pursuing secondary education for the first time, single parents, and those with a full-time job seeking to take classes part-time. This guide offers tips, resources, and a directory of scholarships and grants designed for nontraditional students.
Nov. 10, 2011 Wissahickon HS Financial Aid NightChristopher
Fran McKeown, a representative from PHEAA (Pennsylvania Higher Education Assistance Agency), presented to parents and students of Wissahickon HS about financial aid.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
How to fill out the FAFSA (Free Application for Federal Student Aid), from Darryl Young and the 15K Degrees Initiative in Louisville, KY (www.15kdegrees.org)
Nontraditional students include adult learners pursuing secondary education for the first time, single parents, and those with a full-time job seeking to take classes part-time. This guide offers tips, resources, and a directory of scholarships and grants designed for nontraditional students.
Nov. 10, 2011 Wissahickon HS Financial Aid NightChristopher
Fran McKeown, a representative from PHEAA (Pennsylvania Higher Education Assistance Agency), presented to parents and students of Wissahickon HS about financial aid.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
December 2014 Student Loan Seminar PresentationKristina Flores
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Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
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Grants For College Students To Help Them Pursue Their Education Dreams And Ca...Americas Got Grants
Grants for college students serve as invaluable resources, providing crucial financial assistance to individuals striving for higher education and career advancement. Unlike education loans that necessitate repayment, these grants offer support without the burden of repayment. Typically need-based, college grants often consider the economic circumstances of a student's family as a key criterion for eligibility.
Education Grants For Students Are Available To Assist Them Finish Their Colle...Americas Got Grants
Education Grants for Students can help alleviate some of the financial burden of higher education, allowing them to focus on their studies and achieve their academic goals. These grants offer financial assistance to those who may not be able to afford the high cost of tuition, textbooks, and other expenses associated with attending college or university.
You Can Apply For Government Financial Grants For Education To Cover Your CostsAmericas Got Grants
Government financial grants for education are available to help cover the costs of college for students who may not have the necessary financial resources. These grants are designed to provide opportunities for students to pursue higher education and achieve their educational goals.
It’s no secret that postsecondary education is an investment, but do you find yourself asking how much it will really cost and wondering how you will pay for it?
We’ll help you determine the true cost of education after high school and go over all your options for payment – from scholarships and grants to financial aid and student loans. We’ll also cover the topic of timing – when you should begin looking into your options and what to expect from the application process.
There Are Now A Lot Of Student Financial Grant Possibilities Accessible For Y...Americas Got Grants
Merit and family financial status are major factors in the awarding of student financial aid. Most colleges will consider your Expected Family Contribution (EFC), Student Aid Index (SAI), and Free Application for Federal Student Aid (FAFSA) before awarding funds. One of the most well-known student financial grant programs is the Federal Pell Grant, with eligibility determined by your FAFSA and EFC.
When it comes to higher education, many of us know that it’s not cheap. From tuition fees to housing costs, the list of financial obligations for students can be overwhelming. Unfortunately, this means that a lot of potential applicants are unable to pursue further education due to a lack of funds. This blog post will explore the various avenues available for funding student education, from government subsidies and grants to scholarships and loans. We’ll look at how you can access these funds and the best ways to make them stretch as far as possible. Read on to discover how you can get the most out of your higher education experience without breaking the bank!
College Financial Aid Resources for High School Studentsriosalado
It is important to keep in mind that higher education is an investment and there are numerous college financial aid resources that can help make your dream a reality. View this presentation to learn more about college financial aid resources.
2. Financial Aid – What is it?
Financial Aid can help narrow the gap between
one’s resources and one’s costs. The basic
premise is that it is the family’s responsibility for
the cost of education.
Financial Aid is available from the federal
government, state, colleges and private sources.
3. Types of Aid Available
Federal Pell GrantFederal Pell Grant
Federal Supplemental Educational Opportunity Grant (SEOG)Federal Supplemental Educational Opportunity Grant (SEOG)
ACG / SMART Grant
Cal Grant A or BCal Grant A or B
State University GrantState University Grant
EOP GrantEOP Grant
Federal Work StudyFederal Work Study
Loans : Stafford Loans, Perkins Loans, Parent Plus Loans,Loans : Stafford Loans, Perkins Loans, Parent Plus Loans,
Alternative LoansAlternative Loans
Scholarships
4. Federal Pell Grant
Foundation of financial aid
First type of need based aid that is
considered
For EFCs from 0 – 4617
Award range is from $5350 to $488/ay
5. FSEOG (Federal Supplemental
Educational Opportunity Grant)
Next type of need based aid awarded
Lump sum is given to school to award
SJSU criteria is to award $600/ay to 0
EFC students who have filed their FAFSA
by March 2nd
deadline
6. Federal Work Study
Federal Work-Study(FWS) allows students to gain
valuable work experience while they earn money to help
pay for college.
Students normally request Federal Work Study on their
FAFSA application when they apply for aid
One of the advantages of the Federal Work Study
program is that earnings are excluded when you reapply
for financial aid. Thus, FWS earnings do not affect future
financial aid eligibility. However, FWS earnings are
taxable.
7. Scholarships
Can come from many different sourcesCan come from many different sources
(private, church groups, alumni, SJSU)(private, church groups, alumni, SJSU)
Usually based on scholastic achievement,Usually based on scholastic achievement,
but it is up to individual donor on what tobut it is up to individual donor on what to
award scholarship foraward scholarship for
SJSU scholarships –SJSU scholarships –
http://scholarships.sjsu.eduhttp://scholarships.sjsu.edu – Apply by– Apply by
March 2ndMarch 2nd
8. Scholarships, etc
To be eligible to apply, students must
have at least 12 undergraduate units
completed at SJSU with a GPA of 3.0 or
better. A few scholarships have a lower
GPA requirement, and state the
minimum criteria when applying.
Links: fastweb.com – collegeboard.com
www.sjsu.edu/faso/scholarships
9. How to apply?
FAFSA (Free Application for Federal Student
Aid)
Online at www.fafsa.ed.gov
Not www.fafsa.com - First word of FAFSA is
FREE – fafsa.com charges $$
11. What is asked on FAFSA?
Student’s will need to provide a SSN, an email address,
a driver’s license number (if have one), and their Alien
Registration Number (if not a US Citizen).
Also will need to provide prior year’s tax return
information (estimates are okay)
2 sections to complete:
Student section
Parent section
13. Student Aid Report (SAR)
Once the Dept of Education has received your
FAFSA data, they will return a response to the
student.
If student provides an email address, SAR will
be emailed.
SJSU receives FAFSA data electronically (makeSJSU receives FAFSA data electronically (make
sure SJSU is listed under school codes –sure SJSU is listed under school codes –
001155 – this is your authorization to allow001155 – this is your authorization to allow
SJSU to receive your information.SJSU to receive your information.
14. Expected Family Contribution (EFC)
FAFSA answers determines a student’s EFC.
This is what the federal government believes
that the student/family could reasonably
contribute toward their education. It is used to
determine the type and amount of aid a student
can qualify for.
15. Cost of Attendance
This estimate is what school determines it
will cost to attend their institution. This
amount includes the actual fees along with
miscellaneous expenses that will vary
from student to student.
For example, SJSU cost of attendance is
$23,502, but registration fees for Fall 2009
are $2527 ($2013 + $514)
16. Financial Need
Cost of Attendance
- Expected Family Contribution
Financial Need
This calculation is used by the Financial
Aid Office to determine eligibility. One’s
financial need will vary from college to
college based on their individual cost of
attendance.
17. Federal Loan Programs
Stafford Subsidized Loan
The federal government pays for the
interest while you are in college and
during the six month grace period after
you graduate, leave school, or enroll in
less than half-time.
18. Federal Stafford Loans, con’t
Stafford Unsubsidized Loan
These loans are similar to the Subsidized
Federal Stafford Loans and are available to all
eligible students, even those not demonstrating
financial need. Unsubsidized Stafford Loans
should be seen as a supplement since the
borrower is responsible for paying all the interest
on the loan. Current interest rate is fixed at
6.8%
19. Federal Parent PLUS Loans
Parents or stepparents can borrow up to the cost of
attendance minus any financial aid awarded. These
loans are not based on family income or assets and do
require a credit check. You should still submit a FAFSA
to apply.
Current interest rate is 8.5%.
20. Alternative/Private Loans
BEWARE!
Multiple advertisements now for
“Educational” loans (Astrive, etc.)
It is not recommended to respond to an
unsolicited ad from lenders about
education loans. It is better to check with
your school first. An unsubsidized loan
will have a better rate than these loans.
Higher fees – interest rates up to 24%
21. Best Advice
Pay attention to deadlines – many schools award certain
aid based on if deadline was met
Maintain Satisfactory Academic Progress – completion
of units in a timely manner
Remember why you are here – to graduate!!
22. Contact us:
Financial Aid & Scholarship Office
Student Service Center
www.sjsu.edu/faso
fao@sjsu.edu
408-283-7500