The document provides an overview of financial aid, including what it is, how to get it, types of aid such as grants, scholarships, loans, and work-study programs. It discusses determining financial need through the FAFSA, the estimated family contribution, and important dates and resources for applying for financial aid.
Walks students and parents through the process of financial aid. Discussion of college costs, expected family contribution, fafsa, Cal Grants, scholarships, work study and student loans.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
Walks students and parents through the process of financial aid. Discussion of college costs, expected family contribution, fafsa, Cal Grants, scholarships, work study and student loans.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
Grants For College Students To Help Them Pursue Their Education Dreams And Ca...Americas Got Grants
Grants for college students serve as invaluable resources, providing crucial financial assistance to individuals striving for higher education and career advancement. Unlike education loans that necessitate repayment, these grants offer support without the burden of repayment. Typically need-based, college grants often consider the economic circumstances of a student's family as a key criterion for eligibility.
This session’s focus is not to provide details about the financial aid process... instead it will provide tools and tips on HOW to help families understand and navigate the financial aid process. In this session, receive materials and advice on explaining college financing options. You will also learn tips on teaching families how an education can be affordable and through what methods (grants, scholarships, loans, etc.) families pay for college. We will present questions and guidelines for families to ask themselves so they have a financial assistance plan for themselves and what to also ask colleges and universities so they gather the necessary information from institutions.We need to educate our students and their families about financial assistance—these tools of the financial assistance trade will help you do so.
The decision to go to college can by complicated by the financial commitment that’s involved. It can be stressful (as a family) to think of the expense, the debt piling up, and the unknown of when it comes time to repay.
With some knowledge and preparation, you can make college happen. Don’t let the cost deter you if you’re confident in the value of a college education!
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Single parents face unique obstacles when they pursue higher education. These scholarships, exclusive to single parents, are designed to ease a single parent’s path to graduation, and support their goals to secure a better job and life for their family.
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Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
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Safalta Digital marketing institute in Noida, provide complete applications that encompass a huge range of virtual advertising and marketing additives, which includes search engine optimization, virtual communication advertising, pay-per-click on marketing, content material advertising, internet analytics, and greater. These university courses are designed for students who possess a comprehensive understanding of virtual marketing strategies and attributes.Safalta Digital Marketing Institute in Noida is a first choice for young individuals or students who are looking to start their careers in the field of digital advertising. The institute gives specialized courses designed and certification.
for beginners, providing thorough training in areas such as SEO, digital communication marketing, and PPC training in Noida. After finishing the program, students receive the certifications recognised by top different universitie, setting a strong foundation for a successful career in digital marketing.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
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Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
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Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
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Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
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General Financial Aid for Parents
1. Financial Aid:
An Overview
Joe Szejk, Vice President for Enrollment
Services & Marketing
College of Saint Mary
(402) 399-2355 or jszejk@csm.edu
2. What is Financial Aid?
Resources (other than the family’s personal funds) that are used
to pay for education. Financial aid consists of grants (usually
based on financial need), scholarships (usually based on
academic performance or other merits), loans, and on-campus
employment (for example, the Federal Work-Study Program). In
some cases, financial aid is on a first-come, first-served basis.
3. How to Get Financial Aid
FAFSA (Free Application for Federal Student Aid): This form will be completed
no earlier than January 1, 2011. It is required to be completed if you wish to be
considered eligible for any federal or state financial aid (including loans). Many
colleges require a FAFSA on file to be eligible for some institutional awards.
Institutional: Many colleges and universities have scholarships, endowments and
grants available to students who plan on attending that institution. Review college
web sites and contact college personnel for any pertinent information.
Outside Scholarships: These can be obtained by scholarship searches on numerous
web sites, including www.finaid.org, www.fastweb.com,
http://www.scholarships.com/, etc. Contact local guidance counselor and
community organizations (Lion’s Club, Sons of Italy, for example.) for local
scholarships. These are often overlooked.
4. Types of Financial Aid
Gift Aid: A short definition, “free money.” This can be a grant,
scholarship or endowment that does not require repayment. As
such, it can be either merit-based (academic scholarships) or
need-based (state grants.) Sources can vary from government to
institutions to outside organizations.
Self-Help: In most instances, these are student loans. The main
federal loan programs are the Stafford Loan and the Perkins
Loan. These are need-based and eligibility is determined by your
FAFSA results. Work study is also considered financial aid if
family need is still not filled after other options.
5. Affordability
Do not allow sticker price to discourage you from considering a
college.
Total Cost for a private institution does not determine bottom
line for most families. Cost is generally determined by:
Student Academics
Family Need (as determined by FAFSA results)
Special Talent or Merit
6. What is “Family Need?”
Family Need is determined by the completion of the FAFSA.
(Free Application for Federal Student Aid.)
The Department of Education compiles various student and family information
and assigns an Estimated Family Contribution (EFC).
EFC is generated by looking at student and parent income, assets and household
information. Think of it like an index that reveals the family’s ability to access
funds to finance the student’s education.
EFC is more than just income. Number in household, number in college and age
of older parent play large role in determining EFC.
Your need is then determined by comparing your EFC against the college costs.
Your EFC is the same for every college, but your need is
different because no two colleges cost exactly the same.
7. Two Families:
A Case Study
Family One Family Two
Two Parents, One Child Two Parents, three
One in College Children
Older Parent is 40 Two in College
One wage-earner, making Older Parent is 50
$75k Two wage-earners,
making $75k
EFC is $13,201 EFC is $4443
8. Dates to Remember!
Financial Aid is often tied to a deadline, be it institutional, state,
federal.
Institutional monies are most readily available at the beginning of
the financial aid season. Most colleges advise to have the FAFSA
completed by March 1st to receive priority.
9. Senior Year Timeline
September—November December—March April—May
1) College Visits 1) College Visits 1) Review award letters
2) Scholarship Search 2) Pin Number 2) Meet with college
3) Apply to top schools 3) Complete Taxes to discuss options
4) FAFSA on-line 3) Accept award package
4) Send in deposit
10. Outside Scholarships
Contact local guidance counselor and community organizations (Lion’s Club,
Sons of Italy, for example.) for local scholarships. These are often overlooked
and you often have a much better chance of winning one of these than a
national scholarship.
These can be obtained by scholarship searches on numerous web sites,
including www.finaid.org, www.fastweb.com, http://www.scholarships.com/,
etc.
Never pay for a scholarship search. All scholarship searches should be free
and accessible through search engines (see above), guidance counselors or
prospective colleges.
Check with prospective colleges if outside scholarships can be stacked on top
of other institutional award monies.
11. Important Websites
Free Application for Federal Student Aid: www.fafsa.ed.gov
Pin Number: www.pin.ed.gov
Scholarship Search: www.finaid.org, www.fastweb.com,
www.scholarships.com
EducationQuest: http://www.educationquest.org/
12. Numbers to Remember
CSM Office of Enrollment Services: 402-399-2355
CSM Office of Financial Aid: 402-399-2362
EducationQuest (Omaha): 888-357-6300
US Department of Education: 1-800-4-FED-AID (1-800-433-
3243)
The Coordinating Commission for Postsecondary
Education: 402-471-2847
CSM FAFSA Code: 002540
13. Important Reminders
Apply for aid early
Keep all financial aid related materials.
Don’t be afraid to ask questions
Be aware of deadlines.