This document provides information about a college success program covering basics of college and financing college. It includes an agenda that discusses introductions, a pre-quiz, understanding college, important dates, getting into and succeeding in college, and financing options like scholarships, work-study, and loans. The document then covers determining college options, admission requirements, preparing for entrance exams, creating a timeline for success, avoiding obstacles to entering college, defining financing options, the FAFSA application process, types of federal loans, and a scenario calculating costs and loan repayment for attending UMass Amherst.
This document provides an overview of college financial aid basics for the 2018-2019 school year. It defines key terms like cost of attendance, expected family contribution, and dependency status. It outlines the major types of financial aid including need-based grants, loans, work study, and merit-based scholarships. The document reviews the process for applying for aid including filing the FAFSA annually and understanding student aid reports versus aid offers. Tools, tips and resources for obtaining financial aid are also provided.
Regional Finaid Aid Nights, HS Tour 2010David Olson
This document provides information about financial aid options for college, including scholarships, grants, work-study, and loans. It outlines the application process for federal aid and state scholarships in Utah. Key details covered include requirements and deadlines for scholarships like the New Century Award and Regents' Scholarship, how to complete the FAFSA, estimates of financial need, and tips for funding your college education.
This presentation provides an overview of financial aid for Parsippany High School students. It defines financial aid as funds to help pay for postsecondary education. It discusses the cost of attendance, expected family contribution, and financial need calculation. It covers the types of aid including scholarships, grants, work-study, and loans. Significant details are provided on applying for federal financial aid through the FAFSA, including the information required, IRS data retrieval, and application process. State aid programs for New Jersey are also reviewed.
ollege Financial Aid 101. What kinds of grants can you get? What are the Different Loan Types? The Downside to Scholarships? A quick and dirty rundown of the basics to help you make the most of your college aid application, updated for 2019-2020.
This document discusses the benefits of obtaining a college education. It states that college graduates earn higher salaries and have lower unemployment rates than those with only a high school diploma. Additionally, college allows one to gain knowledge and skills to get a better job, support a family, and help pave the way for others in one's family to attend college. Financial aid options like grants, scholarships, loans, and work-study are available to help pay for college costs. Famous college graduates are listed to show that many successful people have degrees.
This document provides information to help students choose and prepare for higher education after high school. It discusses the different types of post-secondary education options in Utah, including applied technology colleges, community colleges, and four-year universities. It also provides details about financial aid, scholarships, important dates, and the application process. Students are encouraged to explore all of their options and find the best fit for their goals and qualifications.
The document provides an overview of a national training for counselors and mentors on scholarships, grants, student loans, and financial aid. It discusses current and extinct grants and scholarships as well as tips for applying. It also summarizes information on undocumented students, state financial aid legislation, and tools to promote early financial planning for college.
This document summarizes a training on applying for federal student aid. It covers the following key points in 3 sentences:
The training discusses the mission of Federal Student Aid to provide grants, work-study, and loans to eligible students. It reviews common myths about financial aid eligibility and application process. The bulk of the training provides an overview of the major federal financial aid programs, the FAFSA application process, what to expect after applying, and resources for applying and learning more about financial aid.
This document provides an overview of college financial aid basics for the 2018-2019 school year. It defines key terms like cost of attendance, expected family contribution, and dependency status. It outlines the major types of financial aid including need-based grants, loans, work study, and merit-based scholarships. The document reviews the process for applying for aid including filing the FAFSA annually and understanding student aid reports versus aid offers. Tools, tips and resources for obtaining financial aid are also provided.
Regional Finaid Aid Nights, HS Tour 2010David Olson
This document provides information about financial aid options for college, including scholarships, grants, work-study, and loans. It outlines the application process for federal aid and state scholarships in Utah. Key details covered include requirements and deadlines for scholarships like the New Century Award and Regents' Scholarship, how to complete the FAFSA, estimates of financial need, and tips for funding your college education.
This presentation provides an overview of financial aid for Parsippany High School students. It defines financial aid as funds to help pay for postsecondary education. It discusses the cost of attendance, expected family contribution, and financial need calculation. It covers the types of aid including scholarships, grants, work-study, and loans. Significant details are provided on applying for federal financial aid through the FAFSA, including the information required, IRS data retrieval, and application process. State aid programs for New Jersey are also reviewed.
ollege Financial Aid 101. What kinds of grants can you get? What are the Different Loan Types? The Downside to Scholarships? A quick and dirty rundown of the basics to help you make the most of your college aid application, updated for 2019-2020.
This document discusses the benefits of obtaining a college education. It states that college graduates earn higher salaries and have lower unemployment rates than those with only a high school diploma. Additionally, college allows one to gain knowledge and skills to get a better job, support a family, and help pave the way for others in one's family to attend college. Financial aid options like grants, scholarships, loans, and work-study are available to help pay for college costs. Famous college graduates are listed to show that many successful people have degrees.
This document provides information to help students choose and prepare for higher education after high school. It discusses the different types of post-secondary education options in Utah, including applied technology colleges, community colleges, and four-year universities. It also provides details about financial aid, scholarships, important dates, and the application process. Students are encouraged to explore all of their options and find the best fit for their goals and qualifications.
The document provides an overview of a national training for counselors and mentors on scholarships, grants, student loans, and financial aid. It discusses current and extinct grants and scholarships as well as tips for applying. It also summarizes information on undocumented students, state financial aid legislation, and tools to promote early financial planning for college.
This document summarizes a training on applying for federal student aid. It covers the following key points in 3 sentences:
The training discusses the mission of Federal Student Aid to provide grants, work-study, and loans to eligible students. It reviews common myths about financial aid eligibility and application process. The bulk of the training provides an overview of the major federal financial aid programs, the FAFSA application process, what to expect after applying, and resources for applying and learning more about financial aid.
This document provides information and a checklist for students applying for financial aid and the admissions process in spring for the following academic year. It outlines deadlines and requirements for submitting transcripts, test scores, financial aid applications and other documents. The key deadlines are submitting the FAFSA or Dream Act application by March 2nd and intent to register to the school of choice by May 1st. It also provides an overview of costs of attendance, types of financial aid including grants, loans and work study, and eligibility for different sources of aid.
Preparing for college with middle schoolersLisa Allard
This document provides information for middle school families on planning and preparing for college. It discusses the importance of education after high school, different college options and costs. Key points include: those with a bachelor's degree earn more and have lower unemployment; college options include 4-year, 2-year, vocational programs; the median earnings and tax payments are higher for those with more education. It provides strategies for academic preparation in middle school, exploring extracurriculars and colleges. Families can use tools like net price calculators, FAFSA, college search sites to understand affordability. The document reviews financial aid, grants, loans and savings vs borrowing. It highlights Massachusetts savings options like U.Fund 529 and U.Plan
The document provides information about various types of financial aid including grants, work-study, and loans. It defines key terms and outlines eligibility requirements. Several major federal and state aid programs are described, including Pell Grants, Federal Work-Study, Perkins and Stafford Loans. The financial aid process and factors considered in aid packages are summarized. Contact information for further questions is provided at the end.
This document provides information about financial aid for US citizens seeking to pay for higher education. It defines financial aid as money from outside the family to help pay for college costs, with students and parents expected to contribute what they are able. The document outlines the various sources of financial aid including federal, state, institutional, and private sources. It also describes the application process for financial aid, including forms like the FAFSA and deadlines students should meet. Creative ways to reduce costs like dual enrollment programs are also mentioned.
This document provides information about a 2009 fall senior/parent night for an Upward Bound program, including an agenda covering topics like college applications, financial aid applications, scholarships, grants, and loans. It discusses the FAFSA, CSS Profile, VSAC grant application, Pell grants, scholarships, Stafford loans, Perkins loans, PLUS loans, and alternative loans. It emphasizes applying early for financial aid and scholarships, maximizing aid eligibility, and understanding financial responsibilities and options after receiving award letters.
Financial Aid: The Essentials and then SomeDianne Krause
This document provides an overview of financial aid, including the different types (grants, scholarships, loans, employment), how to apply and qualify for aid, and factors considered in determining eligibility. It explains that financial aid aims to help students pay for college by evaluating family ability to pay and distributing limited funds equitably. The key application is the Free Application for Federal Student Aid (FAFSA), which is used to calculate the expected family contribution (EFC) and determine need-based aid eligibility. Sources of aid include federal programs like Pell Grants and Stafford Loans, state grants, and institutional grants and scholarships. Comparing complete financial aid packages from multiple schools is important for finding the most affordable option.
This document discusses myths about financial aid and provides information to help students and families better understand their financial aid options. It addresses two common myths: 1) that some families cannot qualify for aid based on income, but there are non-need based options available, and 2) that it's not worth filling out financial aid forms if you don't qualify, but students must complete the FAFSA to be considered for major aid programs. The document provides an overview of federal, state, and institutional financial aid options as well as the importance of completing the FAFSA and CSS Profile if required by colleges.
The document provides information on financing a student's education, including the typical costs of college, types of financial aid, and how to apply for aid. It discusses grants, scholarships, loans, tax benefits, and financial aid formulas. The document also provides tips on completing financial aid forms and understanding aid award letters.
This document provides an overview of financial aid and paying for postsecondary education. It discusses the importance of filing the FAFSA on time and following up. It also summarizes trends showing rising college costs and student debt loads. The document outlines the various sources of financial aid including federal and state programs as well as scholarships. It explains how to calculate financial need and review financial aid award letters.
Earning a scholarship to support your education is easier than may you think. This Scholarship Guide for African American Students offers resources, tips for success, and an up-to-date list of scholarships designed specifically for black students pursuing higher education.
This document provides an overview of financial aid for college, including:
- Types of financial aid like grants, scholarships, loans, and work-study based on need or merit.
- How financial aid is calculated based on the cost of attendance and expected family contribution.
- Examples of federal, state, and institutional financial aid programs.
- The process for applying for financial aid including completing the FAFSA and meeting deadlines.
- How to review financial aid award letters and packages.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
This document discusses the importance of higher education and saving for college. It provides statistics showing that those with a bachelor's degree have lower unemployment and higher earnings. It also outlines the average costs of public and private colleges and discusses strategies for saving such as starting early, using automatic transfers, and involving family. The document promotes two savings options in Massachusetts: the U.Fund 529 college investing plan and U.Plan prepaid tuition program. It lists participating colleges and urges readers to start saving and learn more about college costs.
Show students how they can be better candidates for college scholarships by taking the tough classes, building a quality activities resume, earning good grades, and performing well on the ACT/SAT.
Vuefolio Seminar for Dare 2B Digital Conference (Feb 28, 2015)Vuefolio
This is a copy of the presentation given by Vuefolio at the Dare 2B Digital Conference at the Oracle Conference Center in Redwood Shores on Feb 28, 2015. The focus of the talk was on college costs, financial aid and saving and paying for college.
Students will learn about how the different forms of financial aid can help them finance their college education, and how to obtain funding help when paying for college.
The document provides an introduction to financial aid, including the typical costs of college, how to apply for financial aid, and the types of aid available. It discusses calculating the expected family contribution and determining financial need. The summary also mentions applying for grants, loans, scholarships, and work-study as ways to pay for college costs.
This document provides an overview of financial aid, including:
- What financial aid is and how to apply by completing the FAFSA and other forms.
- Key terms like the Expected Family Contribution (EFC), Cost of Attendance (COA), and financial need.
- The different categories, types, and sources of financial aid like grants, loans, scholarships, and work-study.
- Tips for applying for aid, understanding award letters, dealing with special circumstances, avoiding scams, and renewing aid annually.
Arul celebrated his birthday with friends at a party that started at 7:00 am. When Devi arrived at the house at 7:30 am, Rani was playing the guitar and Arul's friends were singing and dancing. The document provides additional details about the birthday party activities.
This document provides information and a checklist for students applying for financial aid and the admissions process in spring for the following academic year. It outlines deadlines and requirements for submitting transcripts, test scores, financial aid applications and other documents. The key deadlines are submitting the FAFSA or Dream Act application by March 2nd and intent to register to the school of choice by May 1st. It also provides an overview of costs of attendance, types of financial aid including grants, loans and work study, and eligibility for different sources of aid.
Preparing for college with middle schoolersLisa Allard
This document provides information for middle school families on planning and preparing for college. It discusses the importance of education after high school, different college options and costs. Key points include: those with a bachelor's degree earn more and have lower unemployment; college options include 4-year, 2-year, vocational programs; the median earnings and tax payments are higher for those with more education. It provides strategies for academic preparation in middle school, exploring extracurriculars and colleges. Families can use tools like net price calculators, FAFSA, college search sites to understand affordability. The document reviews financial aid, grants, loans and savings vs borrowing. It highlights Massachusetts savings options like U.Fund 529 and U.Plan
The document provides information about various types of financial aid including grants, work-study, and loans. It defines key terms and outlines eligibility requirements. Several major federal and state aid programs are described, including Pell Grants, Federal Work-Study, Perkins and Stafford Loans. The financial aid process and factors considered in aid packages are summarized. Contact information for further questions is provided at the end.
This document provides information about financial aid for US citizens seeking to pay for higher education. It defines financial aid as money from outside the family to help pay for college costs, with students and parents expected to contribute what they are able. The document outlines the various sources of financial aid including federal, state, institutional, and private sources. It also describes the application process for financial aid, including forms like the FAFSA and deadlines students should meet. Creative ways to reduce costs like dual enrollment programs are also mentioned.
This document provides information about a 2009 fall senior/parent night for an Upward Bound program, including an agenda covering topics like college applications, financial aid applications, scholarships, grants, and loans. It discusses the FAFSA, CSS Profile, VSAC grant application, Pell grants, scholarships, Stafford loans, Perkins loans, PLUS loans, and alternative loans. It emphasizes applying early for financial aid and scholarships, maximizing aid eligibility, and understanding financial responsibilities and options after receiving award letters.
Financial Aid: The Essentials and then SomeDianne Krause
This document provides an overview of financial aid, including the different types (grants, scholarships, loans, employment), how to apply and qualify for aid, and factors considered in determining eligibility. It explains that financial aid aims to help students pay for college by evaluating family ability to pay and distributing limited funds equitably. The key application is the Free Application for Federal Student Aid (FAFSA), which is used to calculate the expected family contribution (EFC) and determine need-based aid eligibility. Sources of aid include federal programs like Pell Grants and Stafford Loans, state grants, and institutional grants and scholarships. Comparing complete financial aid packages from multiple schools is important for finding the most affordable option.
This document discusses myths about financial aid and provides information to help students and families better understand their financial aid options. It addresses two common myths: 1) that some families cannot qualify for aid based on income, but there are non-need based options available, and 2) that it's not worth filling out financial aid forms if you don't qualify, but students must complete the FAFSA to be considered for major aid programs. The document provides an overview of federal, state, and institutional financial aid options as well as the importance of completing the FAFSA and CSS Profile if required by colleges.
The document provides information on financing a student's education, including the typical costs of college, types of financial aid, and how to apply for aid. It discusses grants, scholarships, loans, tax benefits, and financial aid formulas. The document also provides tips on completing financial aid forms and understanding aid award letters.
This document provides an overview of financial aid and paying for postsecondary education. It discusses the importance of filing the FAFSA on time and following up. It also summarizes trends showing rising college costs and student debt loads. The document outlines the various sources of financial aid including federal and state programs as well as scholarships. It explains how to calculate financial need and review financial aid award letters.
Earning a scholarship to support your education is easier than may you think. This Scholarship Guide for African American Students offers resources, tips for success, and an up-to-date list of scholarships designed specifically for black students pursuing higher education.
This document provides an overview of financial aid for college, including:
- Types of financial aid like grants, scholarships, loans, and work-study based on need or merit.
- How financial aid is calculated based on the cost of attendance and expected family contribution.
- Examples of federal, state, and institutional financial aid programs.
- The process for applying for financial aid including completing the FAFSA and meeting deadlines.
- How to review financial aid award letters and packages.
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
This document discusses the importance of higher education and saving for college. It provides statistics showing that those with a bachelor's degree have lower unemployment and higher earnings. It also outlines the average costs of public and private colleges and discusses strategies for saving such as starting early, using automatic transfers, and involving family. The document promotes two savings options in Massachusetts: the U.Fund 529 college investing plan and U.Plan prepaid tuition program. It lists participating colleges and urges readers to start saving and learn more about college costs.
Show students how they can be better candidates for college scholarships by taking the tough classes, building a quality activities resume, earning good grades, and performing well on the ACT/SAT.
Vuefolio Seminar for Dare 2B Digital Conference (Feb 28, 2015)Vuefolio
This is a copy of the presentation given by Vuefolio at the Dare 2B Digital Conference at the Oracle Conference Center in Redwood Shores on Feb 28, 2015. The focus of the talk was on college costs, financial aid and saving and paying for college.
Students will learn about how the different forms of financial aid can help them finance their college education, and how to obtain funding help when paying for college.
The document provides an introduction to financial aid, including the typical costs of college, how to apply for financial aid, and the types of aid available. It discusses calculating the expected family contribution and determining financial need. The summary also mentions applying for grants, loans, scholarships, and work-study as ways to pay for college costs.
This document provides an overview of financial aid, including:
- What financial aid is and how to apply by completing the FAFSA and other forms.
- Key terms like the Expected Family Contribution (EFC), Cost of Attendance (COA), and financial need.
- The different categories, types, and sources of financial aid like grants, loans, scholarships, and work-study.
- Tips for applying for aid, understanding award letters, dealing with special circumstances, avoiding scams, and renewing aid annually.
Arul celebrated his birthday with friends at a party that started at 7:00 am. When Devi arrived at the house at 7:30 am, Rani was playing the guitar and Arul's friends were singing and dancing. The document provides additional details about the birthday party activities.
This document provides information on how to finance a college education, including through scholarships, grants, and loans. It discusses applying for scholarships based on academic merit, community service, or special skills/interests. It also describes grants that are awarded based on financial need or belonging to specific groups. Finally, it outlines the process for completing the FAFSA application to determine financial aid eligibility and explains the major types of federal student loans available.
The Nordic countries' construction industries share some common characteristics: developed markets with high GDP per capita and income levels but also high taxes. Infrastructure construction is generally more stable than residential. The construction industries in Sweden, Norway, Finland and Denmark employ hundreds of thousands of workers. Key regulations for foreign construction companies working in these countries include registration requirements, collective bargaining agreements that set minimum wages, health and safety rules, and warranty periods for work performed. Social security laws allow home country social insurance for posted workers if proper documentation is provided.
Financial Literacy for College Planning: Best Practices for Financial Success!LendKey
When thinking about college, it's important to plan seasonally. In the fall, register for standardized tests and schedule college visits. Create a student resume and decide on application deadlines. In winter, focus on regular decision applications and financial aid forms like the FAFSA. Review financial aid packages in the spring and make an informed decision based on social and financial factors. Complete necessary forms over the summer in preparation for the fall semester.
Financial aid is money provided to help pay for college expenses. It includes grants, scholarships, work-study, and loans from the federal government, state, schools, or private organizations. Students apply for financial aid by completing the FAFSA and may need to submit additional forms depending on the school. Financial aid packages from schools combine different types of aid and may only partially cover a student's financial need. Carefully considering aid packages is important when choosing a college.
Digging up sources of college and university fundingSuzanne Tyson
Funding college and university can be a challenge. HigherEdPoints and ScholarshipsCanada created a presentation for high school counsellors, parents and students on all the sources of funding available in Canada from scholarships to using loyalty points (Aeroplan and TD Points)
The document provides guidance on understanding and evaluating financial aid award letters. It outlines the key types of financial aid including grants, scholarships, work-study, and loans. It emphasizes comparing financial aid packages from different schools to understand costs and repayment obligations. The document advises students to ask questions about requirements, family contributions, and true costs of attendance in order to make the best decision.
This document provides information to help students navigate the college application process including graduation requirements, timelines, types of application deadlines, college search criteria, Naviance, standardized testing, and an overview of financial aid. It outlines the graduation requirements needed to receive a high school diploma. It provides timelines and to-do lists for the fall, winter, and spring of a student's senior year. It also describes different types of post-secondary schools and factors to consider during the college search process.
College is a life-changing event – for students and parents alike – and so much about it has changed since today’s parents were college students themselves. This presentation was designed to help parents of college-bound students understand the ever-changing college landscape and help them navigate it with confidence.
Historically Black Colleges and Universities (HBCUs) were established before 1964 to serve the Black community. There are currently 105 HBCUs. The document discusses seven leading HBCUs in the Southeast including Morehouse College, Florida A&M University, Howard University, North Carolina A&T State University, Hampton University, Fisk University, and Morgan State University. It provides information on their locations, establishment dates, admission requirements, costs, financial aid options, and components of student life.
This document provides information about Historically Black Colleges and Universities (HBCUs), including that there are currently 105 HBCUs in the United States established before 1964 primarily to serve the black community. It then discusses the leading HBCUs in the Southeast, listing 7 schools and providing each school's location, year established, and admissions requirements. Finally, it addresses various aspects of student life at colleges, such as activities, organizations, and lifestyle.
The document discusses different types and sources of financial aid for college, including grants, scholarships, work-study, and loans. It explains how financial need is determined based on factors like family income and assets, and how colleges use this information along with the cost of attendance to calculate financial aid packages. The document also provides information on the financial aid application process and resources available to students and families for paying for college.
If you have a high school senior starting to receive college acceptances, congrats! The admissions process is a long road, and your family is nearing the end of it. But one of the most important steps – figuring out how to pay the college bill – still needs to be completed.
Avoid the Trap: How to Make it Through College Without Becoming a Financial P...Steve Miller, CFA
Learn What Your Expected Payoff From Earning a College Degree Will be
Information on the value and true cost of pursuing a college education can be difficult to find and interpret. Because no one is incentivized to provide it.
Using the quadrant approach students can identify their primary motivation for considering college and the factors to evaluate based on this motivation.
Most students end up needing to take some loans to make it through. It's important for students to understand the implications of this borrowing to ensure the consequences of borrowing are fully understood prior to taking on loans.
Checklists included to help with identifying and tracking all of the factors that should inform students decision on this important matter.
Powerpoint with becky editsfinal10272021approvedAlexander121900
This document provides information to help families save on college costs. It discusses increasing eligibility for financial aid and obtaining suitable financial aid packages. Key points covered include understanding the financial aid process, strategies to make college more tax efficient, saving and investing for college, increasing aid eligibility, finding suitable schools, and preparing for retirement while paying for children's education. Specific tuition and cost figures are given for Utah universities to illustrate total costs of attendance. Ways to lower the expected family contribution through asset positioning are outlined. The importance of choosing colleges that meet most or all of students' financial need is also emphasized.
Planning for Your Education Investment: Developing a Tuition Repayment StrategyRasmussen College
The number one stressor for college students is repaying student loans—and for good reason. Studies show the majority of college students today walk away with more than $26,000 in debt. It’s more important than ever to strategize your loan borrowing and educational investment before and during college so you make the best decision possible. Our financial aid subject matter expert, Oana Zayic, explains the fundamentals of student loans, as well as how to take advantage of company tuition reimbursement programs and how to create a personal budget throughout your college career.
Watch the presentation: https://www.youtube.com/watch?feature=player_embedded&v=EqJ-qsqF_Js
Featured Speaker:
Oana Zayic
Sr. Student Finance Advisor
Rasmussen College
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
This document outlines several common ways for students to pay for college, including institutional and outside scholarships, savings, part-time employment, payment plans, and various types of federal aid such as Pell Grants, SEOG Grants, and student loans. It also describes Boise Bible College's student loan repayment assistance program called the BBC Pledge, which provides reimbursement for graduates making under $20,000 annually and proportional assistance up to $38,000.
This document discusses how to afford college, including calculating costs of attendance, determining financial need, and types of financial aid. It explains that the total cost of attendance includes direct costs like tuition and fees as well as indirect costs like books and transportation. The Free Application for Federal Student Aid (FAFSA) is used to calculate the estimated family contribution and determine financial need. Financial aid can be need-based, merit-based, or non-need-based. The document provides recommendations for affording college such as saving money, applying early for financial aid, and applying for outside scholarships.
Tuition and fees charged by colleges help fund staff, facilities, libraries and more. Financial aid like grants and scholarships can help pay for education costs. The most common types of grants are Pell Grants and TAP provided by the federal and state governments. Student loans including subsidized and unsubsidized Stafford loans can also help cover expenses, but must be paid back with interest. The FAFSA application is required to qualify for financial aid.
Capstone College Partners - Workshop PresentationJoe Messinger
This document provides information about a college admissions and funding night presentation. It will cover the 6 steps of the college admissions and financial aid process, including tips for successful admission, navigating the financial aid process, and understanding the EFC formula. Examples of financial aid and non-aid candidates will be reviewed. The presentation is hosted by Capstone College Partners, a registered financial advisory firm. Joseph Messinger, the presenter, is a certified college planning specialist with over 10 years of experience. Statistics will be presented on parents' top concerns, counselor workload, time spent with students, and counselor preparedness for financial aid topics. Attendees will learn about choosing a school and accepting financial aid offers as part of a comprehensive
Similar to Final copy sc space parent academy i (20)
How to Build a Module in Odoo 17 Using the Scaffold MethodCeline George
Odoo provides an option for creating a module by using a single line command. By using this command the user can make a whole structure of a module. It is very easy for a beginner to make a module. There is no need to make each file manually. This slide will show how to create a module using the scaffold method.
This presentation was provided by Steph Pollock of The American Psychological Association’s Journals Program, and Damita Snow, of The American Society of Civil Engineers (ASCE), for the initial session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session One: 'Setting Expectations: a DEIA Primer,' was held June 6, 2024.
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
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This slide is special for master students (MIBS & MIFB) in UUM. Also useful for readers who are interested in the topic of contemporary Islamic banking.
Walmart Business+ and Spark Good for Nonprofits.pdfTechSoup
"Learn about all the ways Walmart supports nonprofit organizations.
You will hear from Liz Willett, the Head of Nonprofits, and hear about what Walmart is doing to help nonprofits, including Walmart Business and Spark Good. Walmart Business+ is a new offer for nonprofits that offers discounts and also streamlines nonprofits order and expense tracking, saving time and money.
The webinar may also give some examples on how nonprofits can best leverage Walmart Business+.
The event will cover the following::
Walmart Business + (https://business.walmart.com/plus) is a new shopping experience for nonprofits, schools, and local business customers that connects an exclusive online shopping experience to stores. Benefits include free delivery and shipping, a 'Spend Analytics” feature, special discounts, deals and tax-exempt shopping.
Special TechSoup offer for a free 180 days membership, and up to $150 in discounts on eligible orders.
Spark Good (walmart.com/sparkgood) is a charitable platform that enables nonprofits to receive donations directly from customers and associates.
Answers about how you can do more with Walmart!"
The simplified electron and muon model, Oscillating Spacetime: The Foundation...RitikBhardwaj56
Discover the Simplified Electron and Muon Model: A New Wave-Based Approach to Understanding Particles delves into a groundbreaking theory that presents electrons and muons as rotating soliton waves within oscillating spacetime. Geared towards students, researchers, and science buffs, this book breaks down complex ideas into simple explanations. It covers topics such as electron waves, temporal dynamics, and the implications of this model on particle physics. With clear illustrations and easy-to-follow explanations, readers will gain a new outlook on the universe's fundamental nature.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
2. Tonight’s Program
I. Introductions and Sponsors
II. What do you know? What do you want to
know? Prequiz
III. Basics to Understanding College
IV. Timeline to Important Dates
V. Getting into College and Staying There
VI. Intro to Financing College
A. Scholarships
B. Workstudy
C. Federal and Private Loans
3. How Much Do You Know About College?
How many choices for college are there within 2 hours of Salem, MA?
A.)25 B.) 55 C.) 99 D.) 2002
A semester of Community College in Massachusetts costs…
A.)500 B.) 1,000 C.) 5,500 D.) 12,000
The US Department of Higher Education says ____ of free Scholarship
and Grant is available every year. A.) $10,000 B.) $50,000 C.)
$999,000 D.) 1 billion
The most difficult part of college is A.) Money B.) Time to study C.)
Space to study D.) A,B & C
True False It is possible to get 100% of your college education
financed by scholarship, grant and loan.
True False It is necessary to take an exam, have high grades and
pay full money to go to College in the USA.
4. After This Session You Will :
•Understand Different Types of Colleges
• Learn important strategies to Prepare for College
• Know 10 ways to be successful in College
• Understand 3 ways to Finance College
• Learn about National and Local Scholarships and helpful
websites to find them
•Understand basic information about Federal and Private
Loans
5. What Do I Want To Know?
Understanding Basics
about Preparing for
College and College
Options
Strategies for
Success
Scholarships and Loans
to Help Pay for College
6. What is College? What are my
Options?
Traditional College or University (4 years)
[Live on Campus, Commute to Campus, Online]
College or University Transfer
Program
(Last 2 years of College)
College
Courses
(pay per credit)
Technical
Training
(6 weeks to 18
months)
Community
College
(2 years)
Private Institute
(varies)
8. Academic Readiness
• Grades
• Many scholarships require 3.0
GPA+
• Courses (AP, Honors vs. Regular)
• Transcript showing Variety,
Improvement
• Interests, Organizations, Community
Service, Experience
9. The Person
Written Essay
o Describe a Significant Experience in your
Life
o Person of Influence or Importance
o Personal Background related to a
Character Value
Interviews
Citizenship
Experiences in your Life
Organizations/ Interests
Community Service
10. College Entrance Exams
• SAT 1: 3 areas of study (Math, Critical
Reasoning, Writing)
• ACT (alternative to SAT1): Individual
Subjects (Math, Reading, Science, etc)
• SAT 2 – Subject tests required for the
more competitive schools
• AP Tests – Can earn $$ and college
credit
11. Studying for the Test
Test Strategy - Learn how to take the test
Review subject material prior to the test
Take SAT study groups
Most High Schools have SAT Electives
Salem CyberSpace offers free classes for Salem
residents
Some private SAT study companies may offer low-
income discounts
Internet –many free study resources online
SAT study software available
Sign up for College Board – junior year.
12. Timeline for Success
Honors
Classes
Join Clubs
Identify
Interests
Experience
Leadership
Honors
Classes
Join another
club or
school
organization
Begin
Community
Service
PSAT – Oct
Resume
PSAT - Oct
SAT & ACT
Exams (Jan,
March, May,
June)
AP Classes
Research
Colleges
Meet with
Guidance
Campus
Visits
AP Classes
Top 5 choices
Prepare
College Essay
Letters of
Recommendat
ion
Take SAT
Subjects
Community
Service
Scholarship
Essay
Deposit
Scholarship
interviews
Renew
Scholarship
Mentors
Support
(TRIO)
Class
Registration
Student
Assistant
Center
Tutoring
14. What Type of Support Do
you Need to Succeed?
Obstacles Success
15. Things to Avoid in order to Successfully
Enter College
Things to Avoid in order to
Successfully Enter College
Solution
1. Not Studying Enough for
Classes/ Exams
Organization and scheduling
2. Missing Deadlines Use a Deadline Scheduler
3. Not Doing Community
Service
Sign up for volunteer work
4. Not joining groups or clubs Sign up for two clubs in your
interest area
16. Things to Avoid Solution
1. Put things off, ignore the
feeling of being
overwhelmed.
Find a mentor
2.Not studying enough for
classes and exams
Join study groups, get
tutoring See student
services
3. Family obligations,
watching little sister instead
of going to class
Talk to advisors who can
help let your family
understand how the college
courses function
Things to Avoid to Successfully
Stay in College
21. Scholarships
Money Given for College based on an affiliation,
academic or special interest achievement. You
do not have to pay back. Providers are
companies, professional groups, ethnic
associations, publications, community
organizations, private donors.
Normal Requirements
2.5 or 3.0 Grade point Average or Special
Skills in another area
Community Service
Special Interests
Leadership roles
22. National Scholarships Local Scholarships
1. Hispanic College Fund (Feb 16th) 1. City Board of Commissioners of
Trust Funds
2. Lulac: League of United Latin
American Citizens
2. Stephen Philips Memorial
Scholarship (April 30)
3. Ronald McDonald Charities
(HACER)
3. Christian Herter Memorial
Scholarship (March 1)
4. Bill Gates Millennium Scholars
(Jan 10th)
4. NSCC Presidential Scholars
Program (after 9 credits are earned)
5. La Unidad Latina 5. State School Alumni Association
Award (April)
6. Best Buy (2.5 GPA) 6. Rotary Club
7. Yawkey Scholar Program (Feb
15th)
7. The Robert P. Buck Alexander
DMD Merit Scholarship
8. MALDEF: Mexican American
Legal Defense Fund (2.5 GPA)
8. High School Booklets/ Local
Banks
23. Sign Up for FastWeb
WWW.FASTWEB.COM
After completing a comprehensive profile,
FastWeb will notify you of scholarships
available to you based on your grades and
background.
24. Grants
Money awarded to attend College because you
meet a specific financial need or belong to a
special group. You may be granted the money
without all the competitive achievements. You
may have to commit to certain guidelines
throughout your receipt of this fund. This is
money you will not have to pay back.
Pell Grant
26. Loan Basics
• Loans are a promise.
– You promise to repay the principal plus the
interest.
– The principal is the original amount you borrow.
– Interest is the amount that a lender will charge you
to use the borrowed money.
• Loans can provide help.
– Education loans are a resource to help you meet
college expenses, establish credit in your name,
and become financially responsible.
• Loans are a responsibility.
– You must repay your loan whether or not you find
employment, complete your degree, or achieve
your salary goal.
28. Important Steps to the FAFSA Application
• Complete the FAFSA—the required application
used to determine your eligibility for federal
financial aid. (online or PDF www.fafsa.gov)
• File taxes as soon as you can so you can complete
the FAFSA right after the January 2012 enrollment
cycle
• New in 2011! Students and parents who have
submitted their IRS tax return will be able to view
and transfer their information over to the FAFSA
29. Preparing for the 2011-2012 FAFSA
Student Information
(spousal information required if married)
– Social Security card
– Driver’s license
– Alien registration or permanent
resident card (if not U.S. citizen)
– 2010 W-2 form(s)
– 2010 federal income tax return(s)
– 2010 untaxed income records
– Current financial statements
– FSA PIN for FOTW
Parent Information
(for dependent students)
– Social Security card(s)
– 2010 W-2 form(s)
– 2010 federal income tax return(s)
– 2010 untaxed income records
– Current financial statements
– FSA PIN for FOTW
FAFSA on the Web Worksheet can help too.
30. After your FAFSA Application is Processed
• You will receive your SAR after your FAFSA is
submitted—via e-mail within 3–5 days with a valid
e-mail address or via postal mail within 7–10 days
if no valid e-mail address.
• Double-check your SAR for accuracy and submit
corrections.
• SAR provides you with your EFC, which is the
contribution that the school believes you (and
your parents, if you are a dependent student) can
make toward your education.
31. Types of Federal Student Loans
• Perkins loan
– School awards students with demonstrated need.
– Funded through the school from a limited pool of
money.
• Stafford loan (subsidized and unsubsidized)
– Previously funded through lenders or the U.S.
Department of Education (ED), but as of July 1,
2010, only funded through ED.
– Subsidized Stafford loans are need based;
unsubsidized Stafford loans are not need based.
• PLUS loan
– Previously funded through lenders or ED, but as of
33. Paying for UMASS
Type Interest Rates Yearly Amount Amount over 4
years
College Grants Not applicable $10,000 $40,000
Federal Grants Not applicable $5,500 $22,000
Scholarships Not applicable $2,000 $ 8,000
Maximum Stafford
Loans Subsidized
6.8% $3500, $4500,
$5500, $5500
$19,000
Stafford Loan
Unsubsidized
6.8% $2,000 $ 8,000
Total $ 97,000
Assumptions: Graduate in 4 years, family is eligible for
maximum federal financial aid (EFC=0)
34. Loan Repayment
Typical Scenario – UMASS
Type Interest Total
loans
#
months
to
repay
Monthly
payment
s – year
one
Total
interest
Total
loan
payment
s
Stafford 6.8% $27,00
0
120 (10
yrs)
$310/mo $10,285 $37,285
Assumptions:
•Start repaying 6 months after graduation
•Graduate college in 4 years
35. Typical High-End Private
Scenario
Congratulations You Just Got Accepted to Boston
University
Total Tuition: $39,314
Total Room and Board: $12,700
Fees: $600
Books: $1,000
Total Cost/Year: $53,614
Total Cost over 4 years: $214,416
36. Paying for Boston University
Type Interest Rates Yearly Amount Amount over 4
years
College Grants Not applicable $20,000 $80,000
Federal Grants Not applicable $5,500 $22,000
Scholarships Not applicable $10,000 $40,000
Maximum Stafford
Loans
(subsidized)
6.8% $3500, $4500,
$5500, $5500
$19,000
Stafford Unsub 6.8% $2,000 $ 8,000
Perkins 5% $3,000 $ 3,000
Plus Loan 7.9% $10,500 $42,000
Total $214,000
Assumptions: Graduate in 4 years, family is eligible for
maximum federal financial aid (EFC=0)
37. Consequences of Default
If you default:
You must immediately repay the entire unpaid amount of
your loan.
You may be sued, all or part of your federal and state tax
refunds and other federal or state payments may be taken,
and/or your wages garnished so that your employer is
required to send us part of your salary to pay off your loan.
You will be required to pay reasonable collection fees and
costs, plus court costs and attorney fees.
You may be denied a professional license.
You will lose eligibility for other federal student aid and
assistance under most federal benefit programs.
You will lose eligibility for loan deferments.
We will report your default to national consumer reporting
agencies (credit bureaus).
38. Thank You for Attending Program
For more information
please contact Jesenia
Tejada at Salem
CyberSpace 978-740-
6667