Financial Aid 101 provides an overview of financial aid for college. It explains that financial aid helps pay for college costs and can come from the federal government, state, schools, or private organizations. Aid is awarded based on financial need, merit, or other factors. The document outlines the various types of federal, state, private, and institutional financial aid available, including grants, loans, work-study, and scholarships. It also provides details on how to determine financial need and apply for aid, including completing the FAFSA and other required forms.
Learn about:
Early FAFSA timeline
Types of financial aid
Financial aid process and formulas
Tracking your students’ FAFSA completions
EducationQuest updates
Single parents face unique obstacles when they pursue higher education. These scholarships, exclusive to single parents, are designed to ease a single parent’s path to graduation, and support their goals to secure a better job and life for their family.
Learn about:
Early FAFSA timeline
Types of financial aid
Financial aid process and formulas
Tracking your students’ FAFSA completions
EducationQuest updates
Single parents face unique obstacles when they pursue higher education. These scholarships, exclusive to single parents, are designed to ease a single parent’s path to graduation, and support their goals to secure a better job and life for their family.
This presentation offers undergraduate college students information about how to apply for tuition assistance. It all begins with the Free Application for Federal Student Aid (FAFSA). The presentation is part of a career pathway series for California college students. Tabakian, Inc. offers career pathway services for traditional and nontraditional students through seminars, workshops, and personal consultations. Seminars and workshops on academic entrepreneurialism are also available.
Walks students and parents through the process of financial aid. Discussion of college costs, expected family contribution, fafsa, Cal Grants, scholarships, work study and student loans.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
Vuefolio Seminar for Dare 2B Digital Conference (Feb 28, 2015)Vuefolio
This is a copy of the presentation given by Vuefolio at the Dare 2B Digital Conference at the Oracle Conference Center in Redwood Shores on Feb 28, 2015. The focus of the talk was on college costs, financial aid and saving and paying for college.
This presentation offers undergraduate college students information about how to apply for tuition assistance. It all begins with the Free Application for Federal Student Aid (FAFSA). The presentation is part of a career pathway series for California college students. Tabakian, Inc. offers career pathway services for traditional and nontraditional students through seminars, workshops, and personal consultations. Seminars and workshops on academic entrepreneurialism are also available.
Walks students and parents through the process of financial aid. Discussion of college costs, expected family contribution, fafsa, Cal Grants, scholarships, work study and student loans.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
Vuefolio Seminar for Dare 2B Digital Conference (Feb 28, 2015)Vuefolio
This is a copy of the presentation given by Vuefolio at the Dare 2B Digital Conference at the Oracle Conference Center in Redwood Shores on Feb 28, 2015. The focus of the talk was on college costs, financial aid and saving and paying for college.
Paying for College: FAFSA, Financial Aid, Scholarships, and MoreCollegeBoardSM
The College Board hosted a webinar to share information with parents about paying for college. Topics included completing the FAFSA, applying for financial aid, and searching for scholarships. The webinar was hosted by Anne Sturtevant at the College Board and featured Cassie Magesis of Urban Assembly and Eric Johnson of University of North Carolina Chapel Hill. Learn more at collegeboard.org/parents.
The college financial aid process can seem complex, but when you break it down into pieces, it makes a lot of sense. Our slides below offer straightforward and simplified financial aid facts, and we’ve included numerous links that lead to further information and resources. Once you understand the basics, you’ll be able to easily navigate the process.
Paying for College: FAFSA, Financial Aid, and More Parent WebinarCollegeBoardSM
The College Board hosted a webinar to share information about paying for college. The webinar was hosted by Dean Bentley from the College Board and featured MorraLee Keller from NCAN and Tom McDermott from Johns Hopkins University. Learn more at collegeboard.org/parents.
College is a life-changing event – for students and parents alike – and so much about it has changed since today’s parents were college students themselves. This presentation was designed to help parents of college-bound students understand the ever-changing college landscape and help them navigate it with confidence.
If you have a student headed to college in the fall, you’ll need to start putting together a plan to pay the college bill. We’ve created a presentation below that walks through all of your options, as well as explaining your financial aid, the college waitlist, and the timeline of the next few months.
If you have a high school senior starting to receive college acceptances, congrats! The admissions process is a long road, and your family is nearing the end of it. But one of the most important steps – figuring out how to pay the college bill – still needs to be completed.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
3. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
“Parents are responsible
for the education of
their children to the
extent possible.”
-Congress, 1960s
4. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Financial aid helps you pay for college and is
provided through the federal government, state,
school, or a private business or organization.
5. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
How aid is awarded
Need based
Awarded based on a family’s
financial need
Merit based
Awarded for a talent:
academic, athletic, etc.
6. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Eligibility
Formula
7. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Financial Need
8. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Cost of Attendance (COA)
Cost of Attendance includes direct costs (those on your tuition
bill) and indirect costs (such as books and living expenses)
Tuition
& fees
Room
& board
Books
& supplies
Transportation
& living
expenses
9. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Expected Family Contribution
(EFC)
• Parent’s prior-prior year income
• Student’s prior-prior year income
• Value of parent’s assets
• Value of student’s assets
• Number in household
• Number in college
• Age of oldest parent
The government determines your EFC when you
submit a FAFSA. Many factors affect your EFC, each
having a different weight.
10. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Schools are not always
able to offer as
much financial aid as
you may be eligible
for, which creates a
GAP
12. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Types of Aid
Gift Aid
Doesn’t need to be repaid.
Grants & Scholarships.
Self-help Aid
Adopts a self-investment philosophy
Loans & Work-Study.
14. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
• Grants for financially needy undergraduates awarded
through the college financial aid office.
• 2017-18 max award: $5,920
Federal Pell Grants
15. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Federal Supplemental
Educational Opportunity
Grant (FSEOG)
• For undergraduates pursuing first baccalaureate or professional degrees
• Awarded first to students with exceptional financial need
• Priority is given to PELL Grant recipients
• Awards range from $100 - $4,000
16. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Federal Work Study
• Provides part-time employment
• Pay must be at least federal
minimum wage and paid on an
hourly basis
• Work-study jobs may be on or off
campus
• Employer may be the college, a
non-profit community agency, or a
profit organization
17. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Federal Direct Loan
Subsidized
• Federal government pays interest
while student is in school and in their
grace period
• Awarded to students whose families
can prove financial need
Unsubsidized
• Student is responsible for all interest
charges accrued while in school
• Awarded to students whose families
cannot prove financial need
18. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Federal Direct Loan
Student Type Subsidized Limit
Subsidized
& Unsubsidized Limit
Dependent Undergrad $23,000 $31,000
Independent Undergrad $23,000 $57,500
Graduate Student $65,500 $138,500
Year in School
Annual Limit
(Subsidized & Unsubsidized)
Additional Unsub Loan Limit
(independent students only)
First Year $3,500 Sub + $2,000 Unsubsidized $6,000
Second Year $4,500 Sub + $2,000 Unsubsidized $6,000
3rd – Fifth Year $5,500 Sub + $2,000 Unsubsidized $7,000
Graduate Students $8,500 Unsubsidized $12,000
Annual Loan Limits
Aggregate Loan Limits
19. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
2018/19 rates will be set in May 2018.
The fee for taking out a Stafford Loan is 1.066% beginning
10/1/17
Loan Type Borrower Type 2017/18 Rates
DirectSubsidizedLoans Undergraduate 4.45%
DirectUnsubsidizedLoans Undergraduate 4.45%
DirectUnsubsidizedLoans GraduateorProfessional 6.00%
Federal Direct Loan
20. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Federal PLUS Loan
• Borrow up to the Cost of Attendance
minus financial aid
• Interest rate for 2017/18: 7.0%,
2017/18 rate will be set in May 2018
• 4.264% fee beginning 10/1/17
• Repayment: 10 years, extended
options may be available dependent
upon your balance
• Can defer principal payment until 6
months after graduation
• Must arrange to pay interest during
deferment or it to be added on to
loan principal
22. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
State Grants
• Amount awarded depends on the state you live in
• Awards typically available to residents of that state only
• Application procedures vary
• Rhode Island State Grant Funds
• Provides funds to eligible colleges in
Rhode Island for distribution to
students.
• To be eligible for consideration, a
student must file a completed FAFSA
at www.fafsa.ed.gov
• Students should contact the Financial
Aid Office at the college they plan to
attend for complete program details at
that school.
23. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
State-based loans
• Offered through non-profit agencies throughout the US.
• RI’s program is offered through RISLA(visit www.risla.com
for details)
• To receive a loan from a particular state-based agency, you
usually need to either:
• Be a resident of that state
• Go to school in that state
• Typically very competitive interest rates – often fixed
• Make sure you understand the rates, fees and terms with
the state-based lender before you borrow
24. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
State-based loans
• Student loan refinancing options also offered through
state-based lenders
• Can refinance private student loans, parent PLUS loans,
etc. to reduce overall expenses of debt, simplify life, or
lower monthly payment
• Students should be careful about refinancing subsidized
and unsubsidized federal loans since they offer lots of
payment flexibility federal parent loans do not
• Check www.risla.com/refinance for current rates with
RISLA
• Call 866-268-9419 to speak with a RISLA refinancing
counselor
26. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Scholarships
• Local scholarships are often easier to get than national scholarships.
• Scholarships aren’t just for straight-A students. Many are based on
need or are awarded to students with certain traits or interests.
• You should never pay a service to find you scholarships. They are
typically scams!
• Don’t narrow your search to just the
internet. Ask your guidance counselor,
read the local newspapers and check
postings at your local library.
• Persist! Your scholarship search can’t
be completed in a single day.
• Start your search at
www.RIScholarships.org.
27. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Private Loans
• Generally in the student’s name with a credit-worthy
co-signer
• Rates, fees, and terms are dependant on the lender
and program so make sure to investigate each program
thoroughly
• May be deferred or immediate repayment
• Usually a variable interest rate, but some programs
offer fixed rates
29. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Institutional Grants
• Schools award institutional grants based on financial need.
• May use the federal methodology or institutional
methodology for determining your financial need
• Amount of grants can vary widely depending upon how
much money the school has available
• Some prestigious colleges offer such generous grants so that
the financially neediest students can still afford to attend
30. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Merit Based Aid
• Based on academic
• Varies by school
• SAT score tends to be a factor
• Check admissions for their policies
• What do you have to do to keep it?
• What happens if you do not maintain
GPA?
31. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
College-based Loans
• Some schools have an institutional loan program.
• Terms will vary from school to school.
• Your financial aid office will let you know if a program is
available.
• Make sure you understand rates and terms. You don’t
have to accept a loan just because it is listed on your
financial aid award letter.
33. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Applying for financial aid
• Apply for an FSA ID at fsaid.ed.gov
• Complete the FAFSA
• REQUIRED by every school to qualify for federal financial aid
• Apply online at www.fafsa.ed.gov ASAP after January 1
• Complete the CSS PROFILE, if required by your
schools of choice
Pay attention to financial aid deadlines at your school
Step 1
34. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Applying for financial aid
• File any supplemental financial aid forms required by
your school
• Let the financial aid office know of any special
circumstances that may affect your family’s ability to
fund your education
• Send in any documents the financial aid office at your
school(s) requires to complete your application
Step 2
35. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Applying for financial aid
• Review your FAFSA results/Expected Family Contribution
• Review all information for accuracy
• Information can be corrected if necessary
• Before correcting, contact the financial aid office
• Review CSS PROFILE acknowledgement report, if
applicable
Step 3
36. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Applying for financial aid
• Review Financial Aid Package/Award Letter from
school(s)
• Includes details of award: grants, scholarships, loans, and work-study
• Accept, deny or appeal any portion of the package
• Acceptance will safeguard the award
Step 4
37. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Completing the FAFSA
• Read the instructions as you complete the FAFSA
• Fill in all the blanks (“n/a” or “0” when applicable)
• Ask questions when you don’t understand the
instructions
• Make it a family event
• Estimating income is okay – you can make corrections
after completing your federal tax return
• If you have a loss of income, contact the financial aid
office
38. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Financial aid packages
Example Cost of Attendance $35,000
Example EFC $10,000
Financial Need $25,000
Type of Aid College 1 College 2 College 3
Grants/Scholarships $12,000 $18,000 $21,000
Work-Study $1,000 $1,500 $2,000
Student Loans $5,500 $5,500 $5,500
Total $16,500 $23,000 $25,000
Unmet Need/Gap $8,500 $2,000 $0
Example packages:
39. YOUR GATEWAY TO SUCCESS www.collegeplanningcenter.org
Meeting a student’s needs
Choose your college wisely
• Not all colleges will meet 100% of need
• The College Planning Center can help you identify good value
schools that are a match for your goals
Private colleges generally
• Meet a higher percentage of need
• Award a higher percentage of gift aid
Many students can attend a private college for the same
cost as a public university
40. Want more?
Follow Us on Twitter @CPCRI
Book a free appointment:
www.collegeplanningcenter.org.