EDI has been spearheading entrepreneurship movement throughout the nation with a belief that entrepreneurs need not necessarily be born, but can be developed through well-conceived and well-directed activities. In consonance with this belief, EDI aims at: Creating a multiplier effect on opportunities for self-employment, Augmenting the supply of competent entrepreneurs through training, Augmenting the supply of entrepreneur trainer-motivators, Participating in institution building efforts,

1. B COM 2ND SEM
KSAWU SYLLABUS
WOMEN ENTREPRENEURSHIP
ROLE OF FINANCIAL INSTITUTIONS IN
SUPPORT OF WOMEN
ENTREPRENEURIAL ACTIVITIES
SFC & EDII
Smt. Uma Minajigi Reur
Head, Dept. of Commerce &
Management
Smt. V G Degree College for Women,
Kalaburagi

2. B.COM SYLLABUS SECOND SEMESTER
2.6: WOMEN ENTREPRENEURSHIP
Objectives: To acquaint students with the concepts of women entrepreneurship and to familiarize
the entrepreneurial development process. Pedagogy: Classroom lecture, Assignments and Field Visit.
Unit 1: Introduction: Concept, meaning and definition of Women entrepreneur and Women
entrepreneurship, Characteristics and Types of entrepreneurs, Functions of Women entrepreneur,
evolution of Women Entrepreneurship in India, Entrepreneurial skills and competency requirements
for women entrepreneur, Role of Women entrepreneurship in economic development. (15 Hours)
Unit 2: Opportunities and challenges faced by women entrepreneurs: Challenges faced by Women
entrepreneurs, Opportunities for an entrepreneurial career, measure to improve women
entrepreneurship, factors influencing the women entrepreneurship, entrepreneurial motivation
concept. (10 Hours)
Unit 3: Role of financial institution in support of women entrepreneurial activities: SIDBI, DIC, CEDOK,
RUDSETI, SFC, EDII, KVIC, (objectives and functions), Long term and Short term financing. Women
empowerment through Entrepreneurship Development Programmes. (15 Hours)
Unit 4: Government Schemes and Institutional support to Promote Women Entrepreneur: Trade
Related Entrepreneurship Assistance and Development (TREAD) scheme for Women, AWAKE,
NAYE, Mahila Coir Yojana, Mahila Udyam Nidhi, Stand-up India, Annapurna Scheme, Stree Shakti
Package For Women Entrepreneurs, Bharatiya Mahila Bank Business Loan, Dena Shakti Scheme,
Udyogini Scheme, Cent Kalyani Scheme, Mahila Udyam Nidhi Scheme, Mudra Yojana Scheme For
Women, Orient Mahila Vikas Yojana Scheme, etc. (20 Hours)
Unit 5: Project Identification and Formulation: Meaning of project, project identification, project
selection, project formulation: meaning, significance, contents, formulation steps, Planning
Commission’s Guidelines for formulating a Project report, Specimen of a project report. (10 Hours)

3. Unit 3:
Role of financial institutions in support of women
entrepreneurial activities:
1. Small Industries Development Bank of India (SIDBI)
2. District Industries Centre (DIC)
3. Centre for Entrepreneurship Development of Karnataka (CEDOK)
4. Rural Development and Self Employment Training Institute (RUDSETI)
5. State Financial Corporation (SFC)
6. Entrepreneurship Development Institute of India (EDII)
7. The Khadi and Village Industries Commission (KVIC)
8. Long term and short term financing.
9. Women Empowerment through Entrepreneurial Development Programmes.

4. STATE FINANCE
CORPORATION
(SFC)

5. STATE FINANCE CORPORATION (SFC)
The Govt. after independence realised the needs of creating a financial
corporation at the state level for catering to the needs of industrial
entrepreneurs. As a result, the Govt. of India after consultations with the state
governments and the Reserve Bank of India, introduced State Finance
Corporations Parliament bill in the Parliament in 1951. SFC Act came into
existence with effect from August 1st, 1952. The Act permitted the State
Government to establish financial corporation’s for the purpose of promoting
industrial development in their respective states by providing financial
assistance to medium and small scale industries.

6. STATE FINANCE CORPORATION (SFC)
SFC – State Finance Corporation
At present in India, there are 18 state finance corporations (out of which 17
SFCs were established under the SFC Act 1951). Tamil Nadu Industrial
Investment Corporation Ltd. which is established under the Company Act,
1949, is also working as state finance corporation.
Objectives and Scopes:
The main objectives of the S.F.C are to provide financial assistance to medium
and small scale industries which are outside the scope of I.F.C.I. The main
function of S.F.C. is limited within its states. It covers not only public limited
companies but also private limited companies, partnership firms and
proprietary concerns.

7. STATE FINANCE CORPORATION (SFC)
OBJECTIVES :
OBJECTIVES
Promotion, Development & Financing Industries and Service Sector
Enterprises in Micro, Small and Medium sectors in National Capital Territory
of Delhi and Union Territory of Chandigarh. Besides this, some other
objectives of DFCs are:
1. To establish uniformity in regional industries.
2. To bring efficiency in regional industrial units.
3. To provide incentives to new industries.
4. To provide finance to small scale, medium sized & cottage industries in
state.
5. To develop regional financial resources.

8. STATE FINANCE CORPORATION (SFC)
FUNCTIONS :
Functions Of SFC:
The main functions of S.F.C. are as follows:
1.It grants loan and advances to industrial concerns that are repayable within the
maximum period of 20 years.
2.It subscribes the shares and debentures of industrial concerns.
3.It underwrites the shares and debentures of the industrial concerns.
4.It guarantees loans raised by the industrial concerns repayable within 20 years.
5.Guarantees deferred payments for purchase of capital goods with India.
6.It acts as an agent of the State and central Government.

9. SFC OBJECTIVES & FUNCTIONS

10. STATE FINANCE CORPORATION (SFC)
According to section 2(C) of the SFC Act 1951 as amended in 1961, the SFC
can assist an industrial concern that is engaged in any of the following
activities:
1.Manufacture, preservation or processing of goods
2.Hotel Industries
3.Road Transport
4.Generation or distribution of electricity or any other form of power
5.Development of any area of land as industrial estate.
6.Fishing or providing facilities for fishing or manufacture of fish products.
7.Providing special or technical knowledge or other services for the promotion
of industrial growth.

11. STATE FINANCE CORPORATION (SFC)
SFC provides foreign exchange loans under World Bank schemes.
The SFC occupies an important place as an institution for industrial
development in the country. The major beneficiaries of the SFC are assistances
are the following industries:
1.Food Processing
2.Textile Chemical and Chemical Products
3.Metal Production
4.Cement.

12. STATE FINANCE CORPORATION (SFC)
Prohibited Functions:
1. Not to give loans to an industrial unit exceeding 10% of its paid-up capital
or Rs. 60,000 whichever is lower.
2. Not to accept public deposits for a period exceeding 5 years.
3. Not to accept deposits exceeding the paid-up capital.
4. Not to give loans on the security of its shares.
5. Not to declare dividend on its shares without sanction of the Central
Government.
6. Not to purchase shares and stocks directly of an industrial unit or limited
public company.

13. STATE FINANCE CORPORATION (SFC)
MANAGEMENT :
State Financial Corporations of every state is Governed by a board of directors
consisting of 18 directors in all, duly elected and nominated.
SHARE CAPITAL:
The SFCs can have share capital ranging from Rs. 50 lakhs to Rs. 5 crores. It can be
increased up to Rs. 10 crores with the prior sanction of the Central Government.
BONDS AND DEBENTUREs:
The SFCs can issue bonds and debentures to a maximum of ten times the amount of
its paid-up capital and reserve fund.
PUBLIC DEPOSITS:
The SFCs can accept public deposits for a maximum period of 5 years. However, the
total amount received by way public deposits should not exceed twice its paid-up capital.
Other Sources: Borrowings from the State Government and the RBI.

14. Critical Evaluation
It has been alleged that the SFCs are not working in accordance with the
financial needs of the small scale, medium sizes and cottage industries. The
main arguments against their working are:
1. Inadequate assistance.
2. Undue delay in sanctioning and disbursing loans.
3. Indifferent attitude towards new business enterprise.
4. Absence of financial technical experts.
5. Speed of progress is quite low.
6. Complex working procedure and full of unnecessary and unwanted
formalities. Shortage of requisite capital.
7. Difference between loans and sanctioned and disbursement is quite large.
8. Lack of requisite training facilities to employees.
9. Inadequate underwriting.

15. ENTREPRENEURSHIP
DEVELOPMENT INSTITUTE OF
INDIA (EDII)

16. Watch The EDII Institute
Entrepreneurship Development Institute Of India
(EDII)

17. ENTREPRENEURSHIP DEVELOPMENT
INSTITUTE OF INDIA (EDII)
Entrepreneurship Development Institute of India (EDII), an autonomous and not-for-
profit institute, set up in 1983, is promoted by apex financial institutions – the IDBI
Bank Ltd., IFCI Ltd., ICICI Bank Ltd. and the State Bank of India (SBI), with support
from the Government of Gujarat. The Government of Gujarat pledged 23 acres of land
on which stands the majestic and sprawling EDII campus.
To pursue its mission, EDII has helped set up 12 state-level exclusive
Entrepreneurship Development Centres and Institutes. One of the satisfying
achievements, however, was taking entrepreneurship to a large number of schools,
colleges, science and technology institutions and management schools in several
states by including entrepreneurship inputs in their curricula. In view of EDII’s
expertise in entrepreneurship, the University Grants Commission had also assigned
EDII the task of developing curriculum on entrepreneurship and the Gujarat Textbook
Board assigned to it the task of developing textbooks on entrepreneurship for 11th and
12th standards.

18. ENTREPRENEURSHIP DEVELOPMENT
INSTITUTE OF INDIA (EDII)
In order to broaden the frontiers of Entrepreneurship Research, EDII has
established a Centre for Research in Entrepreneurship Education and
Development (CREED), to investigate into a range of issues surrounding small
and medium enterprise sector, and establish a network of researchers and
trainers by conducting a biennial seminar on entrepreneurship education and
research.
In the international arena, efforts to develop entrepreneurship by way of
sharing resources and organising training programmes, have helped EDII earn
accolades and support from the World Bank, Commonwealth Secretariat,
UNIDO, ILO, FNSt, British Council, Ford Foundation, European Union,
ASEAN Secretariat and several other renowned agencies.

19. ENTREPRENEURSHIP DEVELOPMENT
INSTITUTE OF INDIA (EDII)
The Ministry of External Affairs, Govt. of India assigned to EDII the task of
setting up Entrepreneurship Development Centers in Cambodia, Lao PDR,
Myanmar and Vietnam and Uzbekistan. Five such centres in African region
will be established very soon.
EDI’S mission is to become a catalyst in facilitating emergence of competent
first generation entrepreneurs and transition of existing SMEs into growth-
oriented enterprises through entrepreneurship education, training, research &
institution building.

20. ENTREPRENEURSHIP DEVELOPMENT
INSTITUTE OF INDIA (EDII)
EDI has been spearheading entrepreneurship movement throughout the nation
with a belief that entrepreneurs need not necessarily be born, but can be
developed through well-conceived and well-directed activities.
In consonance with this belief, EDI aims at:
1. Creating a multiplier effect on opportunities for self-employment,
2. Augmenting the supply of competent entrepreneurs through training,
3. Augmenting the supply of entrepreneur trainer-motivators,
4. Participating in institution building efforts,

21. 5. Inculcating the spirit of 'Entrepreneurship' in youth,
6. Promoting micro enterprises at rural level,
7. Developing and disseminating new knowledge and insights in
entrepreneurial theory and practice through research,
8. Facilitating corporate excellence through creating intrapreneurs
(entrepreneurial managers),
9. Improving managerial capabilities of small scale industries,
10. Sensitizing the support system to facilitate potential and existing
entrepreneurs establish and manage their enterprises,
11. Collaborating with similar organisations in India and other developing
countries to accomplish the above objectives.

22. Success Stories of Alumni of EDII

23. THANK YOU