DEVELOPMENT BANKS

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DEVELOPMENT BANKS

  1. 1. DEVELOPMENT BANKS MAMTA HARSITA KULDEEP LOVELESH HARIKESH
  2. 2. DEVELOPMENT BANKS IN INDIA
  3. 3. WHAT IS DEVELOPMENTBANKSA Development Bank is a polygonal development finance institution devoted to improving the social and monetary development of its associate nations.Its main emphasis is the welfare of the people. For example the Asian Development Banks overarching goal is to decrease poverty in Asia and the Pacific. It helps improve the value of peoples lives by providing loans and scientific support for a broad variety of development activities.
  4. 4. OBJECTIVESLay Foundations for IndustrializationMeet Capital NeedsNeed for Promotional ActivitiesHelp Small and Medium Sectors
  5. 5. FUNCTIONS Financial Gap Fillers Undertake Entrepreneurial Role Joint Finance Refinance Facility Credit Guarantee Underwriting of Securities
  6. 6. Role of development banksin financial system
  7. 7. FUNCTIONS OF ADEVELOPMENT BANK Increase loans and equity investments to its developing associate countries (DMCs) for their monetary and social development. Provides technical help for the planning and implementation of development projects and programs and for advisory services. Promotes and facilitates speculation of public and private capital for growth and development. Responds to requests for assistance in coordinating growth policies and plans of its increasing member countries.
  8. 8. IFCIThe government of india set up the industrial finance corporation of india in july 1948Management of IFCI12 directors4 are nominated by the IDBI
  9. 9. OBJECTIVES OF IFCIPromoted by new enterpreneursBased on indegenous technologyWhich would result in substitution of importsProviding input for incresing agricultural products
  10. 10. FUNCTIONS OF IFCI
  11. 11. OPERATIONAL ACTIVITIESConcessional finance to projects in less development areasConcessional finance for renewable energy systemsPower of attorney schemeBridging loansSub loans in foreign currencies
  12. 12. IDBIThe Industrial Development Bank of India (IDBI) was established on 1 July 1964 under an Act of Parliament as a wholly owned subsidiary of the Reserve Bank of India.In 16 February 1976, the ownership of IDBI was transferred to the Government of India and it was made the principal financial institution for coordinating the activities of institutions engaged in financing, promoting and developing industry in the country.
  13. 13. THE PRINCIPAL SOURCE OF FUNDSOF IDBIShare capital and reservesBorrowing from government of india and RBIMarket borrowing by way of bondsDeposits and other borrowingsRepayment of past assitance by borrowersForeign currency borrowings from worid banksAsian development banks and international markets
  14. 14. OBJECTIVES and FUNCTIONSPlanning,promoting,developing industries• Co-ordinating the working in institutions engaged in financing• Undertaking market and investment research• Providing technical and administrative assitance• Subsidiaries
  15. 15. Operational ActivitiesDirect AssistanceIndirect AssistanceRefinance SchemesRefinance Scheme for industrial rehabilitationAutomatic Refinance SchemeRefinance Scheme for modernisationBills Rediscounting Scheme
  16. 16. contd.Soft loan scheme for modernisationSeed capital assitance schemeSFCs special share capital schemesDevelopment assistance fund(DAF)
  17. 17. ICICIICICI (INDUSTRIAL CREDIT AND INVESTMENT CORPORATION OF INDIA) Bank Ltd.ICICI is an Indian diversified financial services company headquartered in Mumbai, Maharashtra.It is the second largest bank in India by assets and third largest by market capitalization. It offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management.The Bank has a network of 2,630 branches and 8,003 ATMs in India, and has a presence in 19 countries, including India.
  18. 18. OBJECTIVES OF ICICIAssisting in the creationExpansionModernisation of such enterprisesEncouraging and promoting the participation private capitalEncouraging and promoting private ownership
  19. 19. FUNCTIONS OF ICICIAssistance to industriesProvision of foreign currency loansMerchant bankingLetter of creditProject promotionHousing loansLeasing operations
  20. 20. SIDBIEstablished in 1990 under an Act of Indian Parliament.Objective: Promotion, Financing & Development of MSMEs and Co-ordinating Functions of institutions engaged in similar activities.Ownership : Public sector banks/FIs/Insurance Cos owned or controlled by the Government of India.Structural Linkage: With Ministry of Finance and Ministry of SSI.Nodal Agency : For SME Schemes of GoI
  21. 21. OBJECTIVES
  22. 22. SIDBI : Sphere of activities• Direct Finance Operations : MSMEs, Service sector,Infrastructure etc.• Indirect Finance : Resource support to Banks, NBFCs, SFCs,otherState & central financing/ development agencies.• Micro Credit operations : Pioneers in micro credit movementin thecountry. Developed several leading MFIs.• Associate Institutions ISTSL & Credit Guarantee Fund,India SME Asset: SIDBI Venture Capital Ltd,MSME Rating Agency,Reconstruction Company Ltd.• Nodal Agency : For several GoI schemes likeTUFS, CLCSS and IDLSSFood Processing and Devp. Of Integrated Infrastructure
  23. 23. OPERATIONAL ACTIVITIES
  24. 24. Promotional activitiesEnterprise promotionHuman resource developmentTechnology upgradationEnvironmental and quality managementInformation disseminationMarket promotion
  25. 25. NABARDNational Bank for Agriculture and Rural Development (NABARD) is an apex development bank  in India having headquarters based  inMumbai (Maharashtra) and other branches are all over  the country.It was established on 12 July 1982 by a special act by the  parliament and its main focus was to uplift rural India by  increasing the credit flow for elevation of agriculture &  rural non farm sector and completed its 25 years on 12 July  2007. It has been accredited with "matters concerning policy,  planning and operations in the field of credit  for agriculture and other economic activities in rural areas  in India". RBI sold its stake in NABARD to the Government of  India, which now holds 99% stake
  26. 26. OBJECTIVES OF NABARD1 . To give financial assistance for increasing  the agricultural production2.To supply the long term needs of the rural  areas3.To supply loans by way of refinance4.To help small industries ,cottage industries  and also artisans5.To achieve overall rural development
  27. 27. FUNCTIONS OF NABARDCredit functionsDevelopment functionsRegulatory functionsApex institution for rural financeRefinance institutionsContribution of share capitalInvestment in securitiesConversion and rescheduling facilitiesFinancial help to non –agricultural sectorTraining programsCo-ordination of actvities
  28. 28. ACHIEVEMENT OF NABARDShort term assistancelong term assistanceSchematic lendingAssistance to less developed statesAssistance to non-farm sectorRehabilitation programmeAssistance to research and development projectsCredit plans under the new strategyIntegrated rural development programmeRegional rural banks
  29. 29. THANK YOU

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