The document describes a digital pen that can write on paper and digitally record notes. It has Bluetooth connectivity, internal storage, and can convert handwriting to text. The company plans to first market the pen in the UK to higher academics and students. It will face competition from other digital pens but offers new features. The financial plan projects selling 3000-5000 pens the first year and gradually increasing sales over three years.
Greenway Farms is a 25 acre farm that grows specialty greens, baby vegetables, and fruits using sustainable practices in high tunnels. Owned by John and Mary Green, the farm aims to increase production and sales over the next five years by expanding product offerings to include fruits. The farm currently sells wholesale and retail at farmers markets, with plans to target local restaurants. Greenway Farms will utilize season extension and niche products to provide a unique, high quality local product when other suppliers are not available.
2021 Emerging Models in Real Estate ReportMike DelPrete
The 2021 Emerging Models in Real Estate Report is focused on the fastest moving, biggest trends in residential real estate tech.
Follow the story of digital disruption, from the rise of online agencies in the U.K. to iBuyers and Power Buyers in the U.S. Track which models are disrupting traditional brokerage businesses, what's driving them on, what's holding them back, and how smart agents are responding.
Platforms for the Future of Work, Roger Dickey, GigsterLean Startup Co.
Automation, innovative management practices, and real-time communication tools are creating new models for skilled work. Every professional relies on software to structure and assist their work, and as that software becomes more intelligent it will gradually play a larger role in day-to-day tasks. Eventually, AI-powered platforms will facilitate complex work (from taxes to lawsuits) as easily as Uber calls a cab. Roger Dickey, the founder and CEO of freelance developer platform Gigster, will discuss how marketplaces and intelligent software can combine to improve and accelerate professional work, while making it more fulfilling, more profitable, and more accessible.
Learn more at https://basetemplates.com/pitch-deck-template. Build a pitch deck you can be confident will sell your investors, with our 100 zero-hassle premade eye-catching slides. They cover every essential pitch deck element you could think of and are based on an analysis of top startup pitch decks from many different industries. The template works with PowerPoint, Keynote and Google Slides.
The document proposes developing a mobile app called "Smart Agriculture" to empower Nepali farmers through smartphone technology. The app would provide farmers access to market prices, news/stories, an agricultural library, and links to organizations supporting farmers. It would allow buying/selling of agricultural commodities. Future plans include partnering with stakeholders, providing weather forecasts and SMS services for basic phones, and generating revenue through subscriptions, ads, and services for organizations. The goal is to help farmers make better decisions through an affordable, easy-to-use mobile platform.
This document provides an overview of the scope and organization of a real estate book. The book aims to educate readers on all aspects of the real estate industry. It is divided into multiple chapters covering topics such as real estate investment, transactions, financing, and property management. Each chapter defines its objectives and includes practical examples to illustrate key concepts. The book caters to all levels of readers, from newcomers to experienced professionals, and provides a comprehensive foundation of real estate knowledge.
Greenway Farms is a 25 acre farm that grows specialty greens, baby vegetables, and fruits using sustainable practices in high tunnels. Owned by John and Mary Green, the farm aims to increase production and sales over the next five years by expanding product offerings to include fruits. The farm currently sells wholesale and retail at farmers markets, with plans to target local restaurants. Greenway Farms will utilize season extension and niche products to provide a unique, high quality local product when other suppliers are not available.
2021 Emerging Models in Real Estate ReportMike DelPrete
The 2021 Emerging Models in Real Estate Report is focused on the fastest moving, biggest trends in residential real estate tech.
Follow the story of digital disruption, from the rise of online agencies in the U.K. to iBuyers and Power Buyers in the U.S. Track which models are disrupting traditional brokerage businesses, what's driving them on, what's holding them back, and how smart agents are responding.
Platforms for the Future of Work, Roger Dickey, GigsterLean Startup Co.
Automation, innovative management practices, and real-time communication tools are creating new models for skilled work. Every professional relies on software to structure and assist their work, and as that software becomes more intelligent it will gradually play a larger role in day-to-day tasks. Eventually, AI-powered platforms will facilitate complex work (from taxes to lawsuits) as easily as Uber calls a cab. Roger Dickey, the founder and CEO of freelance developer platform Gigster, will discuss how marketplaces and intelligent software can combine to improve and accelerate professional work, while making it more fulfilling, more profitable, and more accessible.
Learn more at https://basetemplates.com/pitch-deck-template. Build a pitch deck you can be confident will sell your investors, with our 100 zero-hassle premade eye-catching slides. They cover every essential pitch deck element you could think of and are based on an analysis of top startup pitch decks from many different industries. The template works with PowerPoint, Keynote and Google Slides.
The document proposes developing a mobile app called "Smart Agriculture" to empower Nepali farmers through smartphone technology. The app would provide farmers access to market prices, news/stories, an agricultural library, and links to organizations supporting farmers. It would allow buying/selling of agricultural commodities. Future plans include partnering with stakeholders, providing weather forecasts and SMS services for basic phones, and generating revenue through subscriptions, ads, and services for organizations. The goal is to help farmers make better decisions through an affordable, easy-to-use mobile platform.
This document provides an overview of the scope and organization of a real estate book. The book aims to educate readers on all aspects of the real estate industry. It is divided into multiple chapters covering topics such as real estate investment, transactions, financing, and property management. Each chapter defines its objectives and includes practical examples to illustrate key concepts. The book caters to all levels of readers, from newcomers to experienced professionals, and provides a comprehensive foundation of real estate knowledge.
CTG - Cap nhat KQKD Quy III.2022_final_EN.pptxngothithungan1
VietinBank's business performance in 3Q2022 and 9M2022 continued positive results with total assets reaching VND 1,751 trillion as of September 30th, 2022, up 14.3% year-to-date. Total pre-tax profit was VND 4.2 trillion in 3Q2022, increasing 35.8% year-over-year. Loan balances grew 10.1% year-to-date with a positive shift toward retail and SME segments. Non-performing loans remained under control at 1.42% while capital adequacy ratio was high at 222.4%. E-banking and digital transactions surged, demonstrating VietinBank's ongoing digital transformation efforts.
Disruption in the Retail Industry Through the Lens of B2B Retail Tech StartupsYogananth Gopalakrishnan
When every Startup innovation claims to be disruptive, disruptive loses its meaning. Most of what is claimed to be disruptive is really just an incremental innovation with a large dose of hubris.
Pic Courtesy: Boston Consulting Group [BCG]
Nothing is quite as important as your pitch deck if you're a startup or entrepreneur. Guy Kawasaki shares tips from his experience in Silicon Valley as a VC and entrepreneur.
From The Art of The Start 2.0
Buy the book here: bit.ly/ArtoftheStart2
Radical Focus: Accomplish big goals with objectives and key resultsChristina Wodtke
Christina Wodtke demonstrates how to use objectives and key results to tackle and realize big goals in a methodical way, leaving nothing to chance. You’ll learn the beauty of a good fail and how regular check-ins can keep you on track to success.
The document outlines 10 laws of simplicity: 1) Reduce, 2) Organize, 3) Time, 4) Learn, 5) Differences, 6) Context, 7) Emotion, 8) Trust, 9) Failure, and 10) The One. It advocates reducing through thoughtful reduction using the methods of Shrink, Hide, and Embody. It also recommends organizing design through Sorting, Labeling, Integrating, and Prioritizing elements. Further, it suggests making waits shorter and more tolerable through reduction. The overall message is that simplicity prioritizes subtracting obvious elements and adding meaningful elements.
B2B Software & Services: Company presentation by Jonathan Anguelov, Aircall at the NOAH Conference Berlin 2019, 13-14 June, STATION.
---
NOAH Conference is Europe’s premier networking conference for the digital ecosystem where senior industry executives, world-class investors and rising startups gather to discuss market trends, form business partnerships and explore the latest innovations.
This document provides an overview of a project to create a home automation system using GSM technology. The system would allow users to control home appliances via SMS from their mobile phone. It discusses the motivation, objectives, basic working, components, costs, timeline, and pros and cons of the system. The objectives are to enable remote control of appliances without being physically present and reduce power and time wastage. The estimated cost is 3,814 Rs. and the timeline outlines tasks from feasibility to testing over 6 months.
GSM Based Home Automation System using Arduinoijtsrd
Home Automation System is used to control home appliances. With the use of computers and electronics technology electrical appliances can be controlled from any part of the world. Consequently, greater amount of energy will be saved and hence the natural resources. This can be achieved by using the mobile phone. This system is designed using Arduino UNO and GSM module. The electrical appliances are controlled by sending a text message from any mobile located in any part provided it has GSM connectivity. There are many existing Home Automation Systems on the world. But every system has its pros and cons. The proposed system is easy to implement and understand. Ma May Thet Htar | Ma Hnin Yu Myaing "GSM Based Home Automation System using Arduino" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-5 , August 2019, URL: https://www.ijtsrd.com/papers/ijtsrd26806.pdf Paper URL: https://www.ijtsrd.com/engineering/electronics-and-communication-engineering/26806/gsm-based-home-automation-system-using-arduino/ma-may-thet-htar
This presentation is based on the controlling of home appliances using simple commands. The key components are a SIM 300 GSM module, an Arduino UNO board and a 4 channel 12 volt relay.
Genius Group Investor Presentation (May 2022).pptxRoger Hamilton
SINGAPORE, May 27, 2022 - Genius Group Limited (NYSE American: GNS), a world-leading entrepreneur Edtech and education group, today held their first investor call as a public company, following their IPO on NYSE American on April 12, 2022.
During the earnings call Genius Group Founder and CEO Roger James Hamilton discussed the Company’s 2021 financial results for both the Pre-IPO Group and Post-IPO Group of companies. The revenue for the Pre-IPO Group grew 67% from $7.6 million in 2021 to $12.8 million, and pro forma revenue for the Post-IPO Group including the four IPO Acquisitions in 2021 was $28.6 million.
The Pre-IPO Group saw growth in all revenue segments, with 83% growth in digital Edtech revenue, 72% growth in education revenue and 54% growth in campus revenue. The number of students on the Group’s GeniusU Edtech Platform grew by 50% to 2.7 million students.
Mr. Hamilton provided an overview of Genius Group and its mission to disrupt the current education model, insight into the Company’s plans for growth organically and through acquisitions, and guidance for 2022. Current management expectations are for 50% student growth, up to between 3.8 million and 4.0 million students, and revenue for the Post-IPO group reaching $43 million to $45 million.
The investor call took place after the market closed on May 26, 2022 and is available on the investor relations page of the Company’s website (https://ir.geniusgroup.net/).
A portable lock which can also be unlocked via SMS.
The system automatically locks and unlocks as soon as the lock receives a predefined message from the user.
Works both manually and automatically.
motion sensor light using CD 4017 and IR sensor.pptxSachinGoudar5
This document describes a student project to create a motion sensor light switch using a CD4017 integrated circuit and infrared sensor. The system is intended to automatically turn lights on when motion is detected within 10 meters and turn them off after a set time period to save energy. The project report outlines the objectives, methodology, circuit diagram, components, advantages and applications of the automatic light switch. It was presented by four electrical engineering students at Angadi Institute of Technology and Management in Belagavi, India under faculty guidance.
Real Estate Sale Proposal PowerPoint Presentation SlidesSlideTeam
If your company needs to submit a Real Estate Sale Proposal PowerPoint Presentation Slides look no further. Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. https://bit.ly/35F9R5W
The document provides tips for effectively presenting ideas and work. It emphasizes that presentation is important because poorly presented work is often rejected, which is costly and hurts client relationships. Well-presented work gets approved and builds trust. The tips include knowing your audience, distilling ideas down to the essentials, having a clear purpose, confidently revealing the big idea, defending ideas with the thinking already presented, and ending strongly. Presenting is about what the audience hears, so explanations are important.
This document discusses Lianjia, China's largest real estate brokerage agency, looking for British partners to cooperate with to help them develop their brands in China. It introduces Lianjia's background, operations and market share. It then outlines three cooperation models for potential partners, including establishing a joint office, appointing Lianjia as an exclusive or non-exclusive sales agency. Partners would benefit from Lianjia's network and resources to promote properties and solve issues entering the Chinese market. Interested partners should contact the provided Lian
This document discusses organizational objectives and provides examples. It defines objectives as long-term goals that a business aims to achieve and explains why they are important in providing guidance and direction to an entire organization. Objectives are part of a hierarchy that includes the corporate mission, vision, objectives at different levels (divisional, departmental, individual). Examples of objectives include increasing shareholder returns through business expansion or achieving a certain level of sales from new products within a time frame. The document stresses that objectives should be clear and agreed upon to guide a business in the direction its leadership wants it to take.
The document discusses digital pens, which allow handwritten notes to be converted to digital form. A digital pen functions similarly to a regular pen but contains additional components like an optical reader, wireless transmitter, and battery. It records handwriting as coordinates and transmits the data to a computer via Bluetooth. Digital pens offer advantages like the ability to organize and back up notes digitally. They can also record audio and download apps. In conclusion, digital pens provide a cost-effective way to integrate handwriting with digital tools and workflows.
The digital pen allows handwritten notes to be captured and downloaded to a computer. It has more features than a basic stylus and requires a special notebook to function. Key benefits include an integrated translator, the ability to save and download written notes digitally, and audio recording capabilities. However, special paper must be purchased and the digital pen can be buggy, with saved work sometimes not transferring properly. Overall, the digital pen provides useful features once a user learns how to use it.
CTG - Cap nhat KQKD Quy III.2022_final_EN.pptxngothithungan1
VietinBank's business performance in 3Q2022 and 9M2022 continued positive results with total assets reaching VND 1,751 trillion as of September 30th, 2022, up 14.3% year-to-date. Total pre-tax profit was VND 4.2 trillion in 3Q2022, increasing 35.8% year-over-year. Loan balances grew 10.1% year-to-date with a positive shift toward retail and SME segments. Non-performing loans remained under control at 1.42% while capital adequacy ratio was high at 222.4%. E-banking and digital transactions surged, demonstrating VietinBank's ongoing digital transformation efforts.
Disruption in the Retail Industry Through the Lens of B2B Retail Tech StartupsYogananth Gopalakrishnan
When every Startup innovation claims to be disruptive, disruptive loses its meaning. Most of what is claimed to be disruptive is really just an incremental innovation with a large dose of hubris.
Pic Courtesy: Boston Consulting Group [BCG]
Nothing is quite as important as your pitch deck if you're a startup or entrepreneur. Guy Kawasaki shares tips from his experience in Silicon Valley as a VC and entrepreneur.
From The Art of The Start 2.0
Buy the book here: bit.ly/ArtoftheStart2
Radical Focus: Accomplish big goals with objectives and key resultsChristina Wodtke
Christina Wodtke demonstrates how to use objectives and key results to tackle and realize big goals in a methodical way, leaving nothing to chance. You’ll learn the beauty of a good fail and how regular check-ins can keep you on track to success.
The document outlines 10 laws of simplicity: 1) Reduce, 2) Organize, 3) Time, 4) Learn, 5) Differences, 6) Context, 7) Emotion, 8) Trust, 9) Failure, and 10) The One. It advocates reducing through thoughtful reduction using the methods of Shrink, Hide, and Embody. It also recommends organizing design through Sorting, Labeling, Integrating, and Prioritizing elements. Further, it suggests making waits shorter and more tolerable through reduction. The overall message is that simplicity prioritizes subtracting obvious elements and adding meaningful elements.
B2B Software & Services: Company presentation by Jonathan Anguelov, Aircall at the NOAH Conference Berlin 2019, 13-14 June, STATION.
---
NOAH Conference is Europe’s premier networking conference for the digital ecosystem where senior industry executives, world-class investors and rising startups gather to discuss market trends, form business partnerships and explore the latest innovations.
This document provides an overview of a project to create a home automation system using GSM technology. The system would allow users to control home appliances via SMS from their mobile phone. It discusses the motivation, objectives, basic working, components, costs, timeline, and pros and cons of the system. The objectives are to enable remote control of appliances without being physically present and reduce power and time wastage. The estimated cost is 3,814 Rs. and the timeline outlines tasks from feasibility to testing over 6 months.
GSM Based Home Automation System using Arduinoijtsrd
Home Automation System is used to control home appliances. With the use of computers and electronics technology electrical appliances can be controlled from any part of the world. Consequently, greater amount of energy will be saved and hence the natural resources. This can be achieved by using the mobile phone. This system is designed using Arduino UNO and GSM module. The electrical appliances are controlled by sending a text message from any mobile located in any part provided it has GSM connectivity. There are many existing Home Automation Systems on the world. But every system has its pros and cons. The proposed system is easy to implement and understand. Ma May Thet Htar | Ma Hnin Yu Myaing "GSM Based Home Automation System using Arduino" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-3 | Issue-5 , August 2019, URL: https://www.ijtsrd.com/papers/ijtsrd26806.pdf Paper URL: https://www.ijtsrd.com/engineering/electronics-and-communication-engineering/26806/gsm-based-home-automation-system-using-arduino/ma-may-thet-htar
This presentation is based on the controlling of home appliances using simple commands. The key components are a SIM 300 GSM module, an Arduino UNO board and a 4 channel 12 volt relay.
Genius Group Investor Presentation (May 2022).pptxRoger Hamilton
SINGAPORE, May 27, 2022 - Genius Group Limited (NYSE American: GNS), a world-leading entrepreneur Edtech and education group, today held their first investor call as a public company, following their IPO on NYSE American on April 12, 2022.
During the earnings call Genius Group Founder and CEO Roger James Hamilton discussed the Company’s 2021 financial results for both the Pre-IPO Group and Post-IPO Group of companies. The revenue for the Pre-IPO Group grew 67% from $7.6 million in 2021 to $12.8 million, and pro forma revenue for the Post-IPO Group including the four IPO Acquisitions in 2021 was $28.6 million.
The Pre-IPO Group saw growth in all revenue segments, with 83% growth in digital Edtech revenue, 72% growth in education revenue and 54% growth in campus revenue. The number of students on the Group’s GeniusU Edtech Platform grew by 50% to 2.7 million students.
Mr. Hamilton provided an overview of Genius Group and its mission to disrupt the current education model, insight into the Company’s plans for growth organically and through acquisitions, and guidance for 2022. Current management expectations are for 50% student growth, up to between 3.8 million and 4.0 million students, and revenue for the Post-IPO group reaching $43 million to $45 million.
The investor call took place after the market closed on May 26, 2022 and is available on the investor relations page of the Company’s website (https://ir.geniusgroup.net/).
A portable lock which can also be unlocked via SMS.
The system automatically locks and unlocks as soon as the lock receives a predefined message from the user.
Works both manually and automatically.
motion sensor light using CD 4017 and IR sensor.pptxSachinGoudar5
This document describes a student project to create a motion sensor light switch using a CD4017 integrated circuit and infrared sensor. The system is intended to automatically turn lights on when motion is detected within 10 meters and turn them off after a set time period to save energy. The project report outlines the objectives, methodology, circuit diagram, components, advantages and applications of the automatic light switch. It was presented by four electrical engineering students at Angadi Institute of Technology and Management in Belagavi, India under faculty guidance.
Real Estate Sale Proposal PowerPoint Presentation SlidesSlideTeam
If your company needs to submit a Real Estate Sale Proposal PowerPoint Presentation Slides look no further. Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. https://bit.ly/35F9R5W
The document provides tips for effectively presenting ideas and work. It emphasizes that presentation is important because poorly presented work is often rejected, which is costly and hurts client relationships. Well-presented work gets approved and builds trust. The tips include knowing your audience, distilling ideas down to the essentials, having a clear purpose, confidently revealing the big idea, defending ideas with the thinking already presented, and ending strongly. Presenting is about what the audience hears, so explanations are important.
This document discusses Lianjia, China's largest real estate brokerage agency, looking for British partners to cooperate with to help them develop their brands in China. It introduces Lianjia's background, operations and market share. It then outlines three cooperation models for potential partners, including establishing a joint office, appointing Lianjia as an exclusive or non-exclusive sales agency. Partners would benefit from Lianjia's network and resources to promote properties and solve issues entering the Chinese market. Interested partners should contact the provided Lian
This document discusses organizational objectives and provides examples. It defines objectives as long-term goals that a business aims to achieve and explains why they are important in providing guidance and direction to an entire organization. Objectives are part of a hierarchy that includes the corporate mission, vision, objectives at different levels (divisional, departmental, individual). Examples of objectives include increasing shareholder returns through business expansion or achieving a certain level of sales from new products within a time frame. The document stresses that objectives should be clear and agreed upon to guide a business in the direction its leadership wants it to take.
The document discusses digital pens, which allow handwritten notes to be converted to digital form. A digital pen functions similarly to a regular pen but contains additional components like an optical reader, wireless transmitter, and battery. It records handwriting as coordinates and transmits the data to a computer via Bluetooth. Digital pens offer advantages like the ability to organize and back up notes digitally. They can also record audio and download apps. In conclusion, digital pens provide a cost-effective way to integrate handwriting with digital tools and workflows.
The digital pen allows handwritten notes to be captured and downloaded to a computer. It has more features than a basic stylus and requires a special notebook to function. Key benefits include an integrated translator, the ability to save and download written notes digitally, and audio recording capabilities. However, special paper must be purchased and the digital pen can be buggy, with saved work sometimes not transferring properly. Overall, the digital pen provides useful features once a user learns how to use it.
This document describes the features and functions of a smart pen. It has special paper with invisible dots that the pen detects to synchronize audio recordings with written notes. The pen has a microphone, infrared camera, OLED display and internal flash memory. It works by recording audio and matching it to notes written on dot paper. The smart pen is useful for students and professionals as it allows combining notes, audio recordings and drawings into synchronized files.
The document summarizes how a digital pen and paper system works to digitize handwritten notes and forms:
1) A digital pen with a camera records pen strokes on paper printed with invisible dots that encode page locations. As the user writes, the pen registers coordinates of each stroke.
2) The paper forms can be printed on ordinary printers. When completed with the digital pen, handwriting is converted to digital text using recognition software.
3) Data is sent from the pen via Bluetooth to a server for processing into editable digital forms via an optical character recognition program.
The Livescribe smartpen allows users to write and record audio simultaneously. It has a removable ink cartridge, OLED display, built-in microphone and speaker. The smartpen's functions include writing, recording lectures, replaying audio to practice speaking, adjusting playback speed, and storing notes and vocabulary lookups. It is designed based on principles of multimedia learning to help language learners and students by allowing segmented replay of content according to their needs. While reviews praise its ease of use and storage capabilities, complaints note additional software costs and limited storage space.
This document summarizes a presentation about revamping the marketing strategy for Livescribe's Smartpen. It discusses the product, target market of students and professionals, and recommendations to expand distribution and launch a new promotional campaign using social media contests and partnerships with retailers. Financial projections estimate a 3.7% increase in market share and 33.7% revenue growth within the first year of the new strategy.
Digital Pen Digital Experts Ltd is a company located in Bristol, UK that develops a digital pen with features such as Bluetooth connectivity, laser emitters and detectors, dual cameras, 2GB internal memory with micro SD card slot for expansion, and a rechargeable battery. The company plans to market the pen in the UK for £90 initially and worldwide after the first year through internet advertising, university open days, professional magazines, and free delivery. Their finance goals are to pay off all loans in 3 years and increase profits each quarter, with a target profit of £64,975 achieved in the last quarter.
Kayxo provides digital pen and paper solutions that allow users to digitally capture handwritten information on paper forms. Key benefits include the ability to design customizable digital forms, access captured data through web and mobile interfaces, and integrate handwritten data into existing business systems. Kayxo's digital pen records handwriting through an integrated camera and sends the digital information to cloud-based software for processing and reporting.
This document describes a motion sensor-based digital pen for handwritten and gesture recognition. The digital pen consists of a motion sensor, USB cable, LED, and prism attached to a normal ballpoint pen. The pen is used to capture gesture and handwriting trajectories, which are then implemented for handwritten digit and gesture recognition using Matlab. Potential applications include digital signatures, 3D CAD drawings, and data encryption via image formats. The document outlines the components, methodology, and simulation results of the digital pen system.
This is one of the presentations I gave during my college. Its all about Claytronics, futuristic nanorobotics where nano robots can be combined to form any physical shape. Its very complicated but its applications are endless.
BeeBranding is a branding and marketing agency that provides various digital marketing services including website development, online contests and campaigns, rich media, games, and presentations. They aim to help clients build their brand through creative and effective online solutions. Some of their clients include Nestle, Friso Gold, Rexona, Olay, Rohto, Singapore Tourism Board, and Standard Chartered Bank. Their work incorporates websites, games, videos, and social media to engage target audiences.
Gillette is described as a dependable and innovative brand that provides premium grooming products with proven craftsmanship. The brand aims to be high-tech, sleek, cutting-edge, modern but retro. It is described as reliable, masculine and someone you would want to date.
This document outlines a proposed visual identity plan for Robbins-Gioia to update its branding in accordance with a brand management initiative. The plan aims to establish a consistent visual brand that reflects the company's ability to attract top talent and appeals to customers. It involves redesigning marketing materials and the corporate website in-house over several months to provide a connected visual identity that is on par with industry leaders and improves brand consistency.
The document summarizes a seminar about a hollow flashlight device that harvests energy from human body heat using the Peltier effect. The flashlight contains Peltier tiles mounted on a hollow aluminum tube, with one side heated by a person's hand holding the tube. This creates a temperature differential that the Peltier tiles convert into electricity using thermoelectric effect. This harvested energy from body heat is enough to power an LED light for over 20 minutes. The flashlight provides an advantage over batteries by providing clean, renewable energy from waste heat without using chemicals. Researchers are exploring ways to power small devices like hearing aids using excess body heat.
The document describes the design of a flashlight that is powered solely by the heat from a human hand. It does not require batteries. The design uses Peltier tiles, which generate electricity from temperature differences, to convert the heat from a user's palm into electricity. An oscillator circuit with a step-up transformer is used to boost the low voltage output of the Peltier tiles high enough to power an LED for the flashlight. Testing showed the design was successful and produced a steady beam of light for over 20 minutes in outdoor conditions, demonstrating it can run solely on body heat.
Digital pens capture handwriting and convert it to digital data. They contain electronics like memory, buttons, and Bluetooth connectivity. A digital pen works by using an infrared LED and light detector to detect marks on special paper and record writing as images. It then transmits the stored data wirelessly via Bluetooth to a computer where software converts it to editable text. The document provides an overview of digital pens, including their components and how they function to digitize handwritten notes.
The document discusses the 3Doodler 3D Printing Pen. It was developed in 2012 by Peter Dilwarth and Maxwell Bogue after they discovered a missed line on one of their 3D printer jobs. The 3Doodler allows the user to draw in 3D by extruding plastic filament to draw in air or on surfaces, requiring no computer or software. It works like a normal pen but creates 3D structures and is powered by a standard electrical outlet.
Pi-nas Ointment is a fast-healing ointment made with pineapple extract and lidocaine for minor cuts, scrapes, and burns. It contains bromelain from pineapple, which reduces swelling and promotes healing, along with lidocaine for pain relief. The ointment provides infection protection to speed healing when applied 1 to 3 times daily after cleansing the affected area. It is for external use only on small wounds and should not be used for more than 7 days without consulting a doctor.
The document proposes a 3D pen called the "Magic Pen" as an inexpensive and easy-to-use solution for creating 3D plastic objects without specialized knowledge or software. The pen uses plastic filaments that solidify instantly upon extrusion, allowing users to draw in three dimensions. It offers advantages over 3D printers in being more affordable, portable, and requiring no training. The proposed business model involves selling the pens along with accessories and filaments, with a target market of designers, educators, and creative professionals estimated to reach 170 million rubles by 2016. Development of the pen is underway and the team is seeking partners and investment to launch sales.
PDAware Software Company is seeking $1.2 million in funding to launch its new project management software for PDAs. The software allows project managers to update and track projects via wireless technology and import data from other programs. Market research found strong demand. PDAware aims to capture 20% of key industry software markets within 2-3 years. Financial projections estimate losses in year 1 but profits in years 2 and 3. The management team has relevant industry experience. Funds will be used for production, packaging, marketing and capital needs.
TCS Digital World provides digital solutions such as websites, applications, and platforms for companies. They developed a marketing sharing platform called the Marketing Sharing Center for Anheuser-Busch InBev to enable corporate social sharing, project team sharing, and digital asset management for global marketing teams. The document outlines TCS Digital World's services, technologies used, methodology, and case studies including the Marketing Sharing Center platform for Anheuser-Busch InBev.
If we need to survive all our mental health issues till the next decade on this planet, gamification could be the solitude that could help us escape time.
Sounds fascinating?
Well, keep on reading to check how this process relates to you!
The document discusses the launch and development of the SuperBetter mental health gamification application. It describes how the app uses game mechanics and challenges to help users improve their mental resilience by setting goals. It details the challenges of redesigning and relaunching the established app, including migrating millions of users, ensuring compliance, and creating an intuitive user experience. The process took 20 weeks and resulted in over a million users finding the simplified navigation and the app being recognized as a leading mental healthcare application.
Magic Mirror |Smart Mirror using Raspberry Pie| Marketing ideaHabibaSaeed5
Magic Mirror is developing two smart mirror products - a virtual dressing room mirror for wedding boutiques and a smart home mirror. The virtual dressing room mirror allows brides to virtually try on 20 wedding gowns using 3D body scanning and fitting technology. This alleviates stress for brides during dress selection. The smart home mirror features a touchscreen display, widgets for weather, news, and more. It is powered by a Raspberry Pi and uses Kinect technology. Magic Mirror aims to target luxury consumers in major cities with a marketing strategy using social media, influencers, displays, and events. The presentation provides details on the products, pricing, promotion, and marketing communication plan.
Magic Mirror |Smart Mirror using Raspberry Pie| Marketing ideaHabibaSaeed5
A smart mirror is basically a mirror with a screen behind it.
Magic Mirror is a British company started by a team of experienced and passionate engineers with the vision of creating most advanced virtual try on, Interactive widget displays and digital signage in the market.
Also called smart mirror.
we are presenting the business idea of smart mirror using raspberry pie
This document discusses SIHOT's compliance with PCI data security standards. It summarizes how SIHOT.PMS and SIHOT.POS help users adhere to PCI requirements by encrypting stored credit card data, restricting access to authorized users, and transmitting card data securely during payment processing without storing full card numbers. The document provides an overview of SIHOT's features that facilitate PCI compliance for credit card transactions.
This document outlines steps for optimizing a lead optimization process, including building knowledge from various sources, mapping current and ideal future processes, developing task-based processes, governance, rationalizing tactics, and ensuring competent process ownership. The goal is to design an end-to-end process to bridge the current "As-Is" process to the targeted "To-Be" process across marketing value chains from strategic to task levels.
The document is an interim report for Future plc that provides highlights and financial information for the first half of 2011.
- Revenue was down 4% to £68.8 million due to declines in print advertising and circulation, though digital revenue grew 30%.
- EBITA fell to £2.4 million from £4.4 million due to increased investment in digital growth areas and a challenging macro environment.
- The company continued developing new digital products like iPad editions and custom publishing partnerships, which saw strong revenue growth.
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Basic power point presentation on the following info., for Whole F.docxikirkton
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Current Marketing Situation
1. Market description
1. Segmentation (describe target market using segmentation characteristics)
2. Marketing targeting strategy
3. Value proposition
4. Factors influencing consumer behavior of the primary target market
5. Buyer decision process of the primary target market
2. Product review
1. Levels of product/service
2. Type of product/service
3. Product/service life cycle
4. Benefits/features analysis
5. Differentiation
6. Branding strategy
3. Competitive review
1. Competitive analysis
2. Market share
3. Competitive positions and roles
4. Strategic sweet spot
5. Positioning
4. Distribution review
1. Current supply chain members and roles
2. Value-delivery network analysis
3. Current type of distribution strategy
For your convenience Apress has placed some of the front
matter material after the index. Please use the Bookmarks
and Contents links to access them.
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Contents
Preface xi
Who this book is for xi
Background to the book xii
Other learning materials xiii
Acknowledgments xiii
Important websites xiii
The TouchDevelop Team xiii
List of figures xvii
List of tables xix
Chapter 1 Introduction to TouchDevelop 1
1.1 Computers want to be programmed 1
1.2 What is TouchDevelop? 2
1.3 The TouchDevelop ecosystem 4
1.4 History and Future 6
1.5 Platforms 7
1.6 The scripting language 9
Chapter 2 The Scripting Language 11
2.1 Introduction – the language flavor 11
2.2 Datatypes and variables 15
2.3 Expressions 22
2.4 Statements 28
2.5 Actions 31
2.6 Events 34
2.7 Pages 36
2.8 Creating library scripts 36
vi | Contents
Chapter 3 The Wall – using the screen 37
3.1 Output – the writing on the wall 37
3.2 Input of values from the touchscreen 42
3.3 Updating the wall’s content 43
3.4 Events on the touchscreen 45
3.5 Pushing and popping pages 49
3.6 Titles and subtitles 49
3.7 Wall buttons 50
3.8 On-demand creation of output 52
Chapter 4 The Web 53
4.1 URLs and webpages 53
4.2 Downloading and uploading files 58
4.3 Downloading structured data 62
4.4 REST guidelines and web requests 69
Chapter 5 Audio 73
5.1 Music 73
5.2 Sounds 79
5.3 Microphone 81
Chapter 6 Camera, Graphics and Video 83
6.1 Camera 83
6.2 Working with pictures 87
6.3 Static graphics drawing and display 93
6.4 Playing videos from the internet 96
Chapter 7 Sensors 97
7.1 The sensors 97
7.2 Sensor-driven events 98
7.3 Accelerometer 99
7.4 Compass 104
7.5 Gyroscope 105
Contents | vii
7.6 Motion 107
Chapter 8 Interactions 111
8.1 Social messages 111
8.2 Locations, places, maps 113
8.3 Emails 115
8.4 Phone Calls 117
8.5 2D barcodes 118
8.6 SMS messages (WP8 only) 119
8.7 Calendar and appointments (WP8 only) 120
8.8 Contacts (WP8 and And ...
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The document is a curriculum vitae for Siti Ruhma Aziz Ali, who has a Diploma in Mechanical Engineering and is seeking new career challenges. It summarizes her qualifications which include being a quick learner, having good communication skills, and being computer literate. Her work experience includes positions at engineering and retail companies, and her education includes a Diploma from a Polytechnic and ongoing studies for a Master's degree. She also lists skills, extracurricular activities, volunteer work, and references.
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Digital Pen Coursework Project Spring 2009
1. Digital Pen
Table of Contents:-
No. Content Page
1 1.0 Introduction 2
2 1.1 Aim 2
3 2.0 Digital Pen Specifications 3
4 3.0 Marketing Strategy 7
5 3.1 What market will you sell to? 7
6 3.2 Where is that market located? 8
7 3.3 What size is the market? 8
8 3.4 How do you plan to enter the market? 8
9 3.5 What will be the strengths and weaknesses of your business? 8
10 3.6 What competitors are already in the market place? 9
11 3.7 What is the perceived life of your product? 9
12 3.8 What opportunities will there be for the business to grow beyond 9
the boundaries and life span of the current product?
13 4.0 Organization Chart 10
14 5.0 Financial Planning 11
15 5.1 Product Cost for Each Unit 11
16 5.2 Expenditure 11
17 5.3 Financial Considerations 14
18 5.4 Breakeven analysis 14
19 5.5 Financial Summary for Year 2009-2012 15
20 6.0 Project Plan 23
21 7.0 Appendices 24
22 7.1 Appendix (a) 25
23 7.2 Appendix (b) 26
The Marketing Side 27
24 7.3 Appendix (c) 32
Page 1
2. Digital Pen
1. Introduction
The world today is evolving from using the manual method to the new-world where everything
is digitized. The efficiency and the management of time are the key factors of success. Due to
the current need, we, Digital Expert’s team has designed a pen that can fulfill the need to
satisfy these two key factors mentioned above. Yes, we strive for efficiency and offer a better
solution to save up your time!
Digital Pen is invented by the Digital Experts for the experts!
It is an innovative idea that leads the nowadays technology and in the same time it is a solution
for those who seek for a latest gadget. Today's increased demand of a reliable input device has
inspired our team to produce this product. What makes it different than the readily available
gadget in the market?
The Digital Pen is an efficient gadget for us to store the information that we wrote directly into
a memory card without too much fuss and hassle. And it is even more than that! It converts the
handwriting simultaneously into a format-able text in computers or laptops. The wireless
technology used allows the gadget to send the information directly to the computer without
having to use cable to connect to the computer. This product also has the ability to record
sound. This feature has lifted this product above the other currently available products in the
market.
Our first step is to penetrate into the market in the United Kingdom. We focus on stabilizing the
market in the United Kingdom. Simultaneously we will also spread about the Digital Pen into
the global market through the Internet. Even though we may not give 100% commitment on
the worldwide market for our first year, but we would like to familiarize the world with this new
and amazing product!
As we successfully establish the business in the United Kingdom, we plan on penetrating into
the European Union. Eventually, we plan to enter the global market especially to the Far East
countries such as Japan and China.
1.1 Aims
Our financial team has proposed a budget planning where we can optimize the income before
we will be able to steadily grow into a bigger company. However our team has very clear aims
to be achieved for this enterprise project.
Page 2
3. Digital Pen
Profit – the enterprise itself is closely associated with profits. Therefore we aim to make a well-
returned profit from this product. In our three years planning, we aim to clear up the loan and
make profit from the products.
Stand on par with the current competitors – this product is not new to the market. However,
we believe that we can penetrate into the market and make a different in the current market.
Because through this product we will bring a new, well-innovated product for the user!
Customers always right – yes, we believe in this ideal. Customers’ satisfaction is our highly-
treated priority! Our marketing teams will always conduct surveys from time to time to
understand our customers’ needs and hopefully to improve our product.
Quality – our teams want to produce a high quality product. This is closely associated to our
initial inspiration. We are inspired by the fast-evolving technology and we want to be a part of
this. Our teams believe that the quality is the key factor in order to be a part of the evolving
technology.
Spread our wings – Our teams want to spread out wing into the European Union, and
eventually into the global market. For the first year, the marketing team will be focusing on
marketing the product within the United Kingdom. However, in three years time, we aim to be
able to penetrate and spread the marketing plan into the countries outside the United
Kingdom.
2. Digital Pen Specifications
Digital Pen:
The main feature of the pen its ability to write in ink as well as write to its internal storage or to
a Bluetooth capable device simultaneously.
It can copy exactly what was written on the paper by converting the handwriting into digital
text. The size of this cordless digital pen is that of a normal pen. Using Bluetooth the pen can
transmit the input signal(what is being written) to a Bluetooth capable device such as PCs,
laptops or PDAs in real time. It also has internal flash memory where all notes that have been
written can be saved.
These can be uploaded to devices via Bluetooth or a micro USB cable. This pen is user friendly
and brings a safe, portable and exclusive design. To charge the pen, it has to be connected to a
computer via the micro USB cable. The pen is compatible with all Windows and Mac versions
Page 3
4. Digital Pen
and does not need any additional software to convert the handwriting to ASCII code. The ink
can be refilled without removing the pen tip, avoiding any contact with the sensitive LASERs
emitter and detectors. The pen has a micro-SD memory slot to increase the total flash memory
beyond the 2GB internal flash memory. The pen also has an integrated microphone and
loudspeaker to record and play back any auditory notes.
Point-by-point technical details of product:-
Bluetooth capabilities
LASER emitters and detectors and dual cameras to record pen movement.
2 GB of internal memory storage
Micro SD memory slot for memory extension
LED power/connectivity display
Rechargeable battery in pen is charged via micro USB cable
Microphone and Speaker to record and play back voice notes.
1
3
2
4
5
Page 4
6. Digital Pen
Functionality
1a. On/Off button
1b. Twist switch
2. Microphone (speaker on opposite side)
3. Micro USB connection slot
4. Connectivity & power LEDs
5. Pen tip & 2 LASER emitters and detectors.
6. Micro SD card slot
All of the pens functions are turned on and off with only the turning switch 1b and the button
1a.
A combination of using these two toggles all functions can be turned on or off:
Function Action:
Turn on/ Turn off Press and hold button 1a, see power LEDs
turn on/off
Record sound Twist 1b clockwise and press 1a
Stop recording Press 1a
Playback recording Twist 1b counter-clockwise until file is
found and press 1a
Wind forward/backward while playing Twist 1b as desired
Stop playback Press 1a
Bluetooth on/off Double click 1a, see blue LED turn on/off
Page 6
7. Digital Pen
Basic functionality:
Pen tip:
LASER
LASER detector
(other
side)
Low resolution Low resolution
high contrast high contrast
Camera1 Camera2
Ball-point
pen
Camera1 and Camera2 constantly take pictures of the surface and compare taken images to calculate at
what speed and in which direction the pen is moving. When the pen is lifted, the LASER and the LASER
detector track the movement until the pen touches on paper again. If the LASER loses track of
movement, writing is continued on a new line in the document when the pen is put down again.
3. MARKETING STRATEGY
3.1 What market will you sell to?
The product that we produce is especially interesting for higher academics that work a lot with
texts and really need to have a helping product like the Digital Pen. We also target to sell the
product to younger people as this product will help them do their work and will save them time
and effort. Based on the survey that we did, we conclude that higher academics will be our
main customers rather than younger people. The reason is that they found the product very
useful and younger people liked the product, especially students and teenagers. The students
liked the pen, the senior students liking them more, but teenagers found it quite expensive.
Page 7
8. Digital Pen
3.2 Where is the market located?
The basic market for the product is basically the United Kingdom and since technology is
developed in lots of areas around the world, the product will be advertised and sold through
the internet and delivered worldwide. We do not want to be too optimistic about our company
because it is still new in the market. So we want to see how things evolve in the first period that
the business starts working. After meetings between the company’s staff it will be decided
when the business is ready for further development in other countries making sure that the
profit of the business grows gradually every year.
3.3 What size is the market?
The size of the market depends on a lot of factors. Our customers who are interested in our
product need for one of its special function. The product will be bought because of its
practicality and functions instead of its looks. So as a marketing part we have to detect in which
profession, people that were mentioned above (higher academics, etc), are going to use this
product. So we are looking for particular areas where the majority of the universities, factories
and companies are located and advertise the product. Of course to find these areas we have to
make a small research which shows where the above instances are. With this strategy we find
direct areas with lot of presumed clients and make our goal a reality.
3.4 How do you plan to enter the market?
There will be different ways of promoting the product. First of all, since our first interests are
higher academics, the product will be advertised through different academic magazines and
newspapers so that they will be aware of such kind of product. Secondly, advertisement
through TV and radio would be an option, but in this case the cost will be quite big and lots of
people who are not interested in the product will just ignore the advertisement. So the second
choice should be avoided as long as the other ways of promoting the product still prove to be
efficient. Of course because the product is promoted on the internet, advertisement on the
internet will attract the most buyers. Finally there will be an advertisement through
newspapers and other attractive ways in the universities and schools. These advertisements will
start to take place before the official opening day of the company. Hence we can pique peoples
interest and increase the popularity of the product before the product is launched.
Page 8
9. Digital Pen
3.5 What will be the strengths and weaknesses of your business?
In any business there are a couple of Strengths and weaknesses so at the beginning the
strengths of our business will be mentioned followed by the weaknesses:
Generally the functionality of the product will provide strength and confidence to the company.
As a company we tried to look at other company’s trying to learn from their successes and
mistakes. Since new features have been introduced in our product and it is cheaper than the
similar products, the product is more attractive to people who are interested in a digital pent.
Some of the weaknesses are that the company may not be able to get over at this period of
time the large competition between us and other companies that already exist. The price that
the company decided is quite high especially for younger ages. Since the product is not very
popular and well known, it is going to be a bit hard to advertise and sell.
3.6 What competitors are already in the market place?
There are a couple of competitors in the market but their products are not exactly the same as
ours. Since our company included new features that haven’t been before in any of the existing
similar products such as voice recording, not needing special paper to write on and also being
completely wireless. Finally the price that our company has decided is the lowest in the market.
3.7 What is the perceived life of your product?
The Digital Pen’s life is estimated about 5 years for daily use and more than that if used less.
After at least 5 years newer versions of the Digital Pen will be available. The Digital Pen also has
a free one year warrantee.
3.8 What opportunities will there be for the business to grow beyond the boundaries and life
span of the current product?
The company has good a opportunity to grow especially if the people working in the company
work very hard and sufficient and implement their thoughts in an attractive way. Also the
company may grow beyond the boundary if a good marketing plan in the next few years was
obtained to attract different buyers in from different age groups and make new improved
versions of the existing product.
Page 9
10. Digital Pen
4. ORGANISATION CHART
Managing Director
Norliza Jabar
Assistant Manager
Nurul Ain Izzati Ahmad
Marketing Department Research & Development Financial Department
Panayiotis, Deemah Ryan Siti Ruhma, Humaizi
Managing Director: Task included the documentation and finalizes any task and project report
and make sure everything follows schedule.
Assistant Manager: Documentation, record minutes of meeting.
Marketing Department: Documentation, marketing and publicity
Research & Development: Design of prototype and technical drawings, technical design
Financial Department: Handle the financial matter in the company, account statement and etc.
There are some additional employer needed and has filled up the vacancies:-
IT & Software Development, Administrative Officer, Technician and Receptionist.
Page 10
11. Digital Pen
5. FINANCIAL PLANNING
Financial plan contains the sets of financial statements that predict the resource implications of
decision making in business For instance, short term and long term financial planning. Our
company financial plans have been made out for 3 years plans forecast to suit the marketing
strategy.
In the first year, we will manufacture the product through the vendor and distributing the
product starting in the week 6 of manufacturing and forecasting sales in the week 6 of sales.
Our company focus is England as a target market for all 3 years plus having the product
advertised and sells through the internet world wide at the same time.
Company target for the first year sales is expected to gain 3000-5000 units will be sold. Upon
successful sales in the first year, we will then expand the quantity of the products to increase
the sales significantly. The sales will continuously growing in the next year of 2011 and during
this year we are expecting the total products will be achieved around 5000-8000 units. By the
year 2012, it is forecasted that we will distributing the product much higher than the previous
year and is expected to gain about 8000-10,000 units.
5.1 Product Cost for Each Unit
Production Cost per Unit
£35
(Including raw material, taxes, shipping & vendor cost)
Retail Price £90
Company Profit £55
5.2 Expenditure:
1) Premise / Building:
The rental cost of the premises will be £600 per month. We will occupy 1 office at Bristol for
our head quarters office. We choose this location due to port’s area where it is a very strategic
location so that the shipping activity will be easier to handle.
Total rent: 12months x £600 = £7,200 per annum
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12. Digital Pen
2) Office facilities:
In the first month basis, we estimated to spend £15,000 for office renovation and facilities. For
the facilities, we will buy all stuff need for the office such as furniture and renovation is
(£8,500), and equipments (£6,500).
Total Estimation Cost is £15,000.
(This cost will be spent during the startup year in the first year of company establishment only)
3) Power Electricity/Gas & Telephone Bills
For billing facilities, we’ve decided to subscribe under (BT’s) Business Package, includes calls
and internet access (Broadband). Total cost including lighting, heating, air-conditioning and
other’s electrical consuming bills is estimated will be not more than £2000 per month.
Estimated power & telephone bills consumption is £24,000 per annum.
4) Insurance:
Insurance costing for covering the premise is very important. Usually there must often have
plate glass insurance for office in addition to general business insurance.
Total of insurance is £2,500 per annum.
5) Miscellaneous:
Includes office supplies, stationary, paper, rates, cleaning, etc. is estimated of £2,000 per
annum
6) Marketing
In order to bring our products to the eyes of the world, we've chosen to promote our products
through the internet via our company website. At the same time we will also make an
advertisement through television, radio and trip tour. Hence, we've decided to put a budget
around £9,000 for each year
Total marketing budget will be of £9,000 per annum.
7) Raw Material
The raw material for a unit product has cost of £32.80. This includes the components to be
installed into the product itself. The cost of raw material is quite low because we order the
parts from China which is cheaper and with a good quality as well.
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8) Shipping
We are sourcing, producing & assembling the products through vendors in China, there will be
highly necessary for the shipping to be well considered. Moreover, we’re also selling the
products worldwide through the internet and it acquired shipment for each unit sold.
After well consideration, we chose to subscribe shipment from Gigabiz.com. It does provide the
cheapest shipment for importing and exporting between UK & China so far.
Importing:
From China to UK – £0.65 per unit
Delivery Service to:
Within Europe - £0.50 per unit
Worldwide - £0.80 per unit
9) Sum Payable for Vendor Services & Taxes
Vendor in China
Vendor cost per unit : £1.25 (12.04 Chinese Yuan)
Taxes per Unit (0.86%) : £0.30
Total vendor service & taxes per unit = £ 1.55
10) Staff Wages:
Position Person(s) Salary per month (£) Salary per annum (£)
Manager 1 £3,200 £38,400
Assistant Manager 1 £2,800 £33,600
Senior Engineer 1 £2,500 £30,000
Accountant 1 £2,200 £26,400
Technician 1 £1,600 £19,200
Administrative Officer 1 £1,200 £14,400
Receptionist 1 £900 £10,800
(£2,000 per person)
Marketing 2 £48,000
£4,000
Assistant Accountant 1 £2,000 £24,000
IT & Software Development 1 £ 1,800 £21,600
£ 266,400
TOTAL
Total staff is 12 persons.
Total staff wages is £266,400
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5.3 Financial Considerations
The Company’s start up costs will be £350,000. Owners equity will be provide £150,000 and
another £200,000 will consist of long-term loans. The majority of the start-up costs will consist
of rent, research and development, initial stock, and a strong cash account.
5.4 Production Cost Analysis
Production Cost Analysis (Year 2009)
Total Requirements
(Units) 5,000
Number of Vendors 1
PRICES AND DELIVERY COSTS IN UNITS
Vendor Total
Vendor Bid Price Delivery Cost/Unit Tax/Unit Price/Unit
1. Vendor £ 32.80 £ 0.65 £ 1.25 £ 0.30 £ 35.00
Average Delivered Price Per Unit £ 35.00
ALLOCATION OF ORDERS AND COSTS
Actual Delivered Amount
Vendor Order Price/Unit of Order
Vendor 5,000 £ 35.00 £175,000.00
Total Amount of Order £175,000.00
SUMMARY
Total Vendor Costs £ 6,250.00
Total Bid Price £164,000.00
Total Cost of Order £175,000.00
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5.5 Breakeven analysis
Fixed Costs are business expenses that are not dependent on the activities of the business. They
tend to be time-related, such as salaries or rents being paid per month. In another hand,
variable costs are expenses that change in proportion to the activity of a business. In other
words, variable cost is the sum of marginal costs. It can also be considered normal costs. Along
with fixed costs, variable costs make up the two components of total cost. Our company fixed
costs and variable costs are:-
Fixed Cost Amount
Premise / Building £ 7,200.00
Office facilities £ 15,000.00
Power & Telephone Bills £ 24,000.00
Insurance £ 2,500.00
Miscellaneous £ 2,000.00
Marketing £ 3,000.00
Staff Wages £ 266,400.00
Depreciation* £ 6,750.00
Total £ 326,850.00
Depreciation 45% (Office Facilities) £ 6,750.00
Variable Cost Amount
Shipping £ 0.65
Vendor Services & Taxes £ 1.55
Raw Material £ 32.80
Total £ 35.00
Breakeven Analysis
Fixed Cost £ 326,850.00
Variable Cost/unit £ 35.00
Selling Price/unit £ 90.00
Contribution £ 55.00 *Selling Price - Variable Cost
Contribution to Sales Ratio £ 0.61 *Contribution/Sales Ratio
Breakeven Quantity 5,943 *Total fixed cost / (Selling Price/unit - Variable Cost/unit)
Breakeven Revenue £ 534,845.45 *Total fixed cost / Contribution to sales ratio
Breakeven Analysis shows Digital Experts ltd. will be able to make a steady profit by the 3 rd
Quarter of 2011. The break-even point is only 5943 units per month, while projected sales are
one to three times from that figure.
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5.6 Financial Summary for Year 2009-2012
March 2009 - April 2012 (3 YEARS)
BALANCE SHEET
Pound (£) Pound (£)
CAPITAL FIXED ASSETS
Equity Shares 150,000.00
Term Loan 200,000.00 Furniture 10,000.00
Patent & Trade Mark 20,000.00
RESERVED 104,975.00 Internet Domain Name 10,000.00
CURRENT ASSETS
Cash(bank) 414,975.00
CURRENT LIABILITIES
Creditor 0
CAPITAL EMPLOYED 454,975.00 NET ASSETS 454,975.00
PROFIT AND LOSS ACCOUNT FOR APR- JULY 2009
April May Jun July
Revenue :
Income 0.00 18,000.00 27,000.00 45,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 2,500.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 3,000.00 0.00 0.00 0.00
Miscellaneous 1,000.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 15,000.00 0.00 0.00 0.00
Furniture
Manufacturing 0.00 35,000.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
PROFIT / (LOSS) -51,931.25 -47,431.25 -3,431.25 14,568.75
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PROFIT AND LOSS ACCOUNT FOR AUG - NOV 2009
April May Jun July
Revenue :
Income 45,000.00 45,000.00 45,000.00 45,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 0.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 3,000.00 0.00 0.00 0.00
Miscellaneous 500.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 70,000.00 0.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
PROFIT / (LOSS) -58,931.25 14,568.75 14,568.75 14,568.75
PROFIT AND LOSS ACCOUNT FOR DEC 2009- MAC 2010
April May Jun July
Revenue :
Income 45,000.00 45,000.00 45,000.00 45,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 0.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 3,000.00 0.00 0.00 0.00
Miscellaneous 500.00 0.00 0.00 0.00
Office Facilities
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Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 70,000.00 0.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
PROFIT / (LOSS) -58,931.25 14,568.75 14,568.75 14,568.75
PROFIT AND LOSS ACCOUNT FOR APR- JULY 2010
April May Jun July
Revenue :
Income 54,000.00 54,000.00 54,000.00 54,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 2,500.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 2,000.00 0.00 0.00 0.00
Miscellaneous 800.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 84,000.00 0.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
PROFIT / (LOSS) -65,731.25 23,568.75 23,568.75 23,568.75
PROFIT AND LOSS ACCOUNT FOR AUG - NOV 2010
Aug Sept Oct Nov
Revenue :
Income 54,000.00 54,000.00 54,000.00 54,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
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Electricity/Gas
Telephone/Fax/Internet
Insurance 0.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 2,000.00 0.00 0.00 0.00
Miscellaneous 600.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 84,000.00 0.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
PROFIT / (LOSS) -63,031.25 23,568.75 23,568.75 23,568.75
PROFIT AND LOSS ACCOUNT FOR DEC 2010- MAC 2011
Dec Jan Feb Mac
Revenue :
Income 54,000.00 63,000.00 63,000.00 63,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 0.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 2,000.00 0.00 0.00 0.00
Miscellaneous 600.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 94,500.00 0.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
PROFIT / (LOSS) -73,531.25 32,568.75 32,568.75 32,568.75
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PROFIT AND LOSS ACCOUNT FOR APR 2011- JULY 2011
Apr May Jun July
Revenue :
Income 63,000.00 63,000.00 63,000.00 63,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 2,500.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 2,000.00 0.00 0.00 0.00
Miscellaneous 800.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 98,000.00 0.00 0.00 0.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
-70,731.25 32,568.75 32,568.75 32,568.75
PROFIT / (LOSS)
PROFIT AND LOSS ACCOUNT FOR AUG 2011- NOV 2011
Aug Sept Oct Nov
Revenue :
Income 72,000.00 72,000.00 72,000.00 72,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 0.00 0.00 0.00 0.00
Rent 600.00 600.00 600.00 600.00
Marketing 2,000.00 0.00 0.00 0.00
Miscellaneous 600.00 0.00 0.00 0.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00
Furniture
Manufacturing 112,000.00 0.00 0.00 0.00
Shipping
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21. Digital Pen
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25
-73,031.25 41,568.75 41,568.75 41,568.75
PROFIT / (LOSS)
PROFIT AND LOSS ACCOUNT FOR DEC 2011- MAC 2012
Dec Jan Feb Mac TOTAL
Revenue :
Income 72,000.00 81,000.00 81,000.00 81,000.00 1,980,000.00
Expenditure:
Wages 22,200.00 22,200.00 22,200.00 22,200.00 799,200.00
Bills 2,000.00 2,000.00 2,000.00 2,000.00 72,000.00
Electricity/Gas
Telephone/Fax/Internet
Insurance 0.00 0.00 0.00 0.00 7,500.00
Rent 600.00 600.00 600.00 600.00 21,600.00
Marketing 2,000.00 0.00 0.00 0.00 21,000.00
Miscellaneous 600.00 0.00 0.00 0.00 6,000.00
Office Facilities
Internet Domain Name
Office Renovate 0.00 0.00 0.00 0.00 15,000.00
Furniture
Manufacturing 122,500.00 0.00 0.00 0.00 770,000.00
Shipping
Vendor
Payment & Interest 5,631.25 5,631.25 5,631.25 5,631.25 202,725.00
-83,531.25 50,568.75 50,568.75 50,568.75 64,975.00
PROFIT / (LOSS)
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22. Digital Pen
Cash flow from Forecast from April 2009 to March 2010
April-July 2009 Aug-Nov 2009 Dec 2009-Mac 2010
Balance BF 350,000.00 261,775.00 246,550.00
Income 90,000.00 180,000.00 180,000.00
Expenditure 178,225.00 195,225.00 195,225.00
Balance CF 261,775.00 246,550.00 231,325.00
Cash flow from Forecast from April 2010 to March 2011
April-July 2010 Aug-Nov 2010 Dec 2010-Mac 2011
Balance BF 231,325.00 236,300.00 243,975.00
Income 216,000.00 216,000.00 243,000.00
Expenditure 211,025.00 208,325.00 218,825.00
Balance CF 236,300.00 243,975.00 268,150.00
Cash flow from Forecast from April 2011 to March 2012
April-July 2011 Aug-Nov 2011 Dec 2011-Mac 2012
Balance BF 268,150.00 295,125.00 346,800.00
Income 252,000.00 288,000.00 315,000.00
Expenditure 225,025.00 236,325.00 246,825.00
Balance CF 295,125.00 346,800.00 414,975.00
From the Balanced Sheet, Profit and Loss and Cash Flow Forecasting, our company will increase
our profit every month. According to Profit and Loss account our company will get profit after
December 2011-March 2012 term.
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23. Digital Pen
Cash Flow Forecast 2009-2012
400,000.00
300,000.00
200,000.00
100,000.00
0.00
Income Expenditure Balance CF
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24. Digital Pen
6. PROJECT PLAN
Year: 2009 Jan Feb Mar April May June July Aug Sept Oct Nov Dec
Business planning (Start the
business)
Search for an office +
electrical, lighting, water
Renovation + office facilities
Research & development the
product design
Research for marketing
strategy
Promotion and advertising
Future planning (to increase
the production)
Expected net profit
Year: 2010 Jan Feb Mar April May June July Aug Sept Oct Nov Dec
Business planning (Start the
business)
Search for an office +
electrical, lighting, water
Renovation + office facilities
Research & development of
the product design
Research for marketing
strategy
Promotion and advertising
Future planning (to increase
the production)
Expected net profit
Year: 2011 Jan Feb Mar April May June July Aug Sept Oct Nov Dec
Business planning (Start the
business)
Search for an office +
electrical, lighting, water
Renovation + office facilities
Research & development of
the product design
Research for marketing
strategy
Promotion and advertising
Future planning (to increase
the production)
Expected net profit
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25. Digital Pen
APPENDIXES (A):- Timescale planned for work package
: A flow of a plan according to the time allocation
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26. Digital Pen
APPENDIX (B):- A survey question on our product
The Pen That Can Change your way of writing
Description:
The Digital pen is a normal pen, in additional to some features where it can copy simultaneously
whatever is written digitally. It can copy exactly what’s written on the paper by converting the
handwriting into digital text. The size of this cordless digital pen is that of a normal pen. Using the
Bluetooth signal technology the pen can transmit the input signal to a Bluetooth capable device such as
PCs or laptops. It also has internal flash memory where all notes that has been written can be saved
which are uploaded to devices via Bluetooth or USB cable. It is wireless with unique and well patterned
technology.
Some of its additional features:
This pen is user friendly and brings a safe, portable and exclusive design. It uses Bluetooth to
transmit and receive data, a micro USB cable is used for charging the pen and can also be used for
uploading data. The pen is compatible with all Windows versions (as well as Mac) and does not need any
additional software to convert the handwriting to ASCII code. The ink can be refilled easily. The pen has
a micro-SD memory slot to increase the total flash memory beyond the 2GB already in the pen. The pen
also has an integrated microphone and loudspeaker to record and play back any auditory notes.
This Pen will cost about 90 £.
Thank you for participating in this quick survey, we really value your answers.
Age :
15-18
18-25
25-35
>35
Occupation:
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27. Digital Pen
Student Employed Self employed Other_____________
1- ) How can you describe your first thinking about the Digital Pen Idea :
Excellent Very Good Good Fair Poor
2- ) Have you ever heard about this kind of Pen before:
No
Yes Where : ________________________________________
3- ) What are your primary usage of this Digital Pen :
At home
At the office
Other :_______________________________________________________
4- ) How often do you think you will be using this Digital Pen :
Daily Once a week
2-3 times a month I will never use it
5- ) Please select the feature you consider to be the most important one about the Digital Pen:
It can Copy everything you write
It can be used as a normal pen
It is wireless when transferring data to your computer
It is compatible with all Windows versions as well as Mac
It has an integrated microphone and loudspeaker to record and play back any auditory notes.
Other: ___________________________________________________
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28. Digital Pen
6- ) Please rate the value of the price of this Digital Pen:
Excellent Very Good Good Fair Poor
7- ) what are the major facts that may influence your buying decision:
The Cost
Not needing it
Not having the opportunity to test it first.
Other: __________________________________________________
8-) Would you recommend this product to others:
Absolutely Very likely Unlikely Absolutely not Not sure
9- ) Please rate your overall satisfaction about the digital Pen including (Price, Features):
5 Very Satisfied
4
3
2
1 Very Dissatisfied.
10-)Please enter any additional comments or Ideas you would like us to Know:
_____________________________________________________________________________________
_____________________________________________________________________________________
_____________________________________________________________________________________
_____________________________________________________________________________________
__________
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29. Digital Pen
Thank you again for participating in this survey
2nd year Electronic Engineering EDPS project.
The Marketing side:
As a Part of the marketing Strategy it was meant to see what real people thought about the product so a
Questioner (see Appendix A) that involved 60 people in different categories where 10 questioners was
given to each of these groups (Teenagers, first second and third year university students, as will as
Postgraduate and Prophs and finally business men) The results we got were as the following:
For the first question we asked:
How can you describe your first thinking about
the Digital Pen Idea :
9
8 Excellent
No of choices
7
6 Very good
5
Good
4
3 Fair
2
Poor
1
0
r
ar
z
ar
s
r.
ea
en
ne
D
ye
ye
t+
ty
Te
ss
d
d
os
1s
ui
3r
2n
P
B
Catagories
We noticed that first year students where the most that liked the Idea followed by Postgraduate and Drs
and Business men.
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30. Digital Pen
Have you ever heard about this kind of Pen
before:
10
Number of choises
8
6 yes
No
4
2
0
Teenz 1st year 2nd year 3rd year Post+Dr. Buissnes
Categories
From the second question we asked:
We noticed that the product we are planning to sell was not that much popular Known by others so it
can be a good chance for us to market for it.
For the following question we asked:
What are your primary usage of this Digital Pen :
8
7
Number of choises
6
Home
5
4 Office
3 Other
2
1
0
Teenz 1st year 2nd year 3rd year Post+Dr. Buissnes
Categories
We have notice that the primary usage of the Digital pen was going to be at different places which were
mentioned in the questioner where schools universities and libraries where included.
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31. Digital Pen
How often do you think you will be using this
Digital Pen :
Number of choices
8
Daily
6
once a week
4
2-3 times a month
2
Never use it
0
z
ar
ar
ar
s
r.
en
ne
D
ye
ye
ye
t+
Te
ss
d
d
t
os
1s
ui
2n
3r
P
B
Categories
For the next question which was:
The highest answer was daily followed by the 2-3 times a week that was a really good result regarding
our market since the Digital pen is a really helpful in the real life.
For the fifth question that has been asked:
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32. Digital Pen
The feature you consider to be the most important
one about the Digital Pen
Coping w hats w ritten
Number of choises
7
6
5 Acting as a normal pen
4
3
2 Wireless Function
1
0
Working w ith Window s
z
ar
ar
ar
s
r.
en
ne
D
ye
ye
ye
t+
Te
and Mac
ss
d
d
t
os
1s
ui
2n
3r
P
B
Having a microphone
Categories and speakers
From this question it has been noticed that the two main features about our Digital pen (Coping
everything written and being wireless when data is transferred) were the highest two marked by all
categories.
For the sixth question being asked:
Please rate the value of the price of this Digital
Pen
Number of choices
8
6
Excellent
4
Very Good
2
Good
0
Fair
z
ar
ar
ar
s
r.
en
ne
D
ye
ye
Poor
ye
t+
Te
ss
d
d
t
os
1s
ui
2n
3r
P
B
Categories
It has been noticed that the value of the product was very high for teenagers and it started to decrease
as the age and categories increased as the third year university students felt that the price was quite
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33. Digital Pen
good and the postgraduates and Dr. felt that it was very good for this type of pen but the business men
were between very good and good.
what are the major facts that may influence your
buying decision
Number of choices
10 The Cost
8
6
Not needing it
4
2
Not having the
0
opportunity to test
z
ar
ar
ar
s
r.
it first.
en
ne
D
ye
ye
ye
t+
Te
ss
d
d
t
os
1s
ui
2n
3r
P
B
Categories
For the seventh question asked:
For this question the categories were divided as the teenagers were between the cost and not needing
the product, but third year students and postgraduates influence was mostly about not having the
opportunity to test the product first.
Would you recommend this product to others
8
Number of choices
7 Absolutely
6
5
Very likely
4
3
2 Unlikely
1
0
Absolutely not
z
ar
ar
ar
s
r.
en
ne
D
ye
ye
ye
t+
Te
ss
d
d
t
os
Not sure
1s
ui
2n
3r
P
B
Categories
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34. Digital Pen
For the eighth question asked:
From this very important question the results that have been made don’t just depend on the answer of
this question but depends on about all of the questions being answered before as the categories that
liked the product and felt that it was a good product to have want to recommend it for others while the
others that felt it wasn’t a good product to have didn’t want to recommend it to others.
rate your overall satisfaction about the digital Pen
including (Price,Features):
Number of choices
6
5
4
5 Very Satisfied
3
2 4l
1
3l
0
2l
z
ar
ar
ar
s
r.
en
ne
D
ye
ye
1 Very Dissatisfied.
ye
t+
Te
ss
d
d
t
os
1s
ui
2n
3r
P
B
Categories
For the Final question that has been asked:
From this last question it has been noticed that the overall satisfaction about the product was really
good as almost all the categories have voted for that.
Conclusions:
At the end of finalizing this questionnaire there were a couple of conclusions that the marketing
-
group came up with the first and most important was that in almost all of the questions that
were asked in the questioner it has been noticed that once the categories get more professional
the answers become more likely as the marketing expectations . As all the higher academic
categories showed that this product is very useful for them the marketing group has chosen
them to be there key market that they will make and sell the product to and the final conclusion
is as the product has new features introduced to it, it made the product more attractive to
people who are really interested about that.
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35. Digital Pen
APPENDIX (c):- Minute of Meeting
24 February 2009
[1] Marketing
Target market : Who, Location, Size.
Attendance: No absentee
- Statistic, survey, the other company, problems and reviews.
[2] Logo
- Suggestion :
1) Change the font of the D’Experts
2) Background gray and letters white/red (something contrasts to the background)
3) produce more logo so that we can pick up which one is the best. Send through email.
[3] Feedback
- good that we come up with the name and product.
- Structure : Production Marketing?
Production more for the factory line
Marketing when promoting the product
R&D : Indicate that one of the members have the capabilities to produce the product.
Are we going to produce the product OR we are going to leave that to the investor??
- survey – Deema
- introducing the extra audience, marketing strategy, cost/price of the product.
- research for the key factor of success from the previous seller.
- why it’s not as successful as other gadget. Think if it’s the correct targeted buyers?
[4] slogan
- D’ Expert for the expert.
- Just Write It Down!
- Exclusive Yet Practical
- Nurul Ain Izzati-
- Buy the time!
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36. Digital Pen
Venue : SPLASH, Floor 3, Library
Date : 18th March 2009
Time : 12.20pm – 2.30pm
Attendance: No absentee
Agenda:
- Change the name of the company to Digital Expert Ltd.
- Change the name of the product to Digital Pen
[1] Booth
a) leaflet
b) brochures – the printing
c) posters
d) sweets
e) Promotion slides
f) Lucky draw – need to be put into the posters
[2] Presentation
- Mention about the advantages
- Explain the idea and how the market plan is.
[3] Next week
- everyone need to submit their photo to Liza tonite
- CD and the logo to Liza and Ain
- Presentation – Deema
- Lucky draw paper – Ain
- Bowls for lucky draw – Deema
- Big poster – Deema
- Small posters x 4 – Ryan
- Leaflets – Ruhma an Liza
- Laptop – Deema
- A4 papers to promote the lucky draw –ain
- coupon 50% discount to buy pen – Ain
- sweets –Ain
[4] About money- please use your own money first to buy the items in your task (such as printing leaflet,
posters, sweets etc). then make sure you have the receipt, and please give the receipt to me. I’ll
calculate the total expenses and get the money from each members to cover for the expenditure.
- Nurul Ain Izzati & Norliza-
Page 36