The document provides tips for choosing the best car insurance in New Zealand. It notes that not all companies charge the same, and recommends shopping around to compare prices and coverage options. Key factors to consider include annual mileage, no-claims history, optional extras, and bundling policies. The document advises maintaining your car well and being a safe driver to be viewed as a low-risk client eligible for good deals. It also suggests asking about discounts and bundling policies to negotiate lower rates.