SlideShare a Scribd company logo
Prepared by:
Nor Izzuddin Bin Norrahman
Lecturer of Management, Banking and Islamic Finance
Astin College
 Marketers must be EXTREMELY careful in
analyzing consumer behavior.
 In this chapter, we look at how consumers make
buying decisions.
 We will focus on:
 Consumer buying roles & types of decisions
 Main steps in the buyer decision process
 Process which consumers learn about and buy new
products
 The marketer needs to know which PEOPLE are
INVOLVED in the BUYING DECISION.
 Husband?
 Wife?
 Children?
 Friend?
 Man?
 Woman?
 Cuttlefish?
Consumer
Buying
Roles
Initiator
Influencer
DeciderBuyer
User
 Initiator
 The person who first suggests or thinks of the idea of buying a
particular product or services.
 Influencer
 A person whose views or advise carries some weight in
making the final buying decision.
 Decider
 The person who ultimately makes a buying decision or any
part of it – buy or no? what to buy? Where to buy? How?
 Buyer
 The person who makes an actual purchase
 User
 The person who consumes or uses a product or service
Source: Kotler, Philip and Armstrong, Gary, PRINCIPLES OF MARKETING 9th .ED. (New Jersey: Prentice-Hall, Inc., 2001) p.191
Complex
buying
behavior
Dissonance -
Reducing buying
behavior
Variety – Seeking
Buying Behavior
Habitual
buying
behavior
High
Low
High Low
DifferencesBetweenBrands
Involvement
 Highly involved in a purchase and perceive significant
differences among brands.
 Highly involved because the product is expensive,
risky, purchase infrequently, and highly self-
expressive.
 Have much to learn about the product category.
 The buyer have to pass trough a learning process.
 Examples?
 Occurs when consumers are highly involved with an
expensive, infrequent, or risky purchased, BUT SEE
LITTLE DIFFERENCE AMONG BRANDS.
 Example?
 Because of the little difference, the buyer may
experience post-purchase dissonance when they notice
certain advantages.
 How to fix it?
 After-sale communications should provide evidence and
support to help consumers feel good about the brand.
 Occurs under conditions of low consumer involvement
and little significant brand different.
 Examples? – Sugar
 Consumers do not search extensively for information
about brands, evaluate brand characteristics, and
make weighty decisions about which brands to buy.
 Instead, they passively receive information as they
watch TV or read magazines.
 Ads repetition creates brand familiarity rather than
brand conviction.
 Low consumers involvement but significant perceived
brand differences.
 Consumers do a lot of brands switching
 Example?
Buyer Decision Process
Problem awareness
Information search
Evaluation of alternatives
Purchase
Post purchase behavior
Buyer-Decision process for new products
 How do buyers approach the purchase of NEW
PRODUCTS?
 How consumers learn about the new products and
make decision whether to ADOPT them or not?
 Adoption process – “the mental process through which
an individual passes from first hearing about an
innovation to final adoption”
Stages in adoption process
 Awareness
 The consumer becomes aware of the new product but lacks
information about it.
 Interest
 The consumer is stimulated to seek information about the
new product.
 Evaluation
 The consumers considers whether trying the new product
makes sense.
 Trial
 The consumer tries the new products on small scale to
improve his or her estimate of its value.
 Adoption
 The consumer decides to make full and regular use of the new
product.
Individual differences in innovativeness
Tutorial
 Please specify who is involve (the buying role) in your
purchase over smartphone.
 What level are you in the differences of
innovativeness?
Respond…
How you feel about Che Din's Teaching technique
Good
No Comment
Not Good
Continue…
Respondent who need improvement in class
Need improvement
No need for
improvement
Continue…
22%
31%
13%
18%
4%
4%
4% 4%
Improvement suggested
Bm
Notes
Elaborate
More quiz / tutorial
Go Faster
Too much story
Too Fast
Individual problem

More Related Content

What's hot

Consumer behaviour
Consumer behaviourConsumer behaviour
Consumer behaviour
AnjaliSharma694
 
Buying behaviour ppt
Buying behaviour pptBuying behaviour ppt
Buying behaviour ppt
Isha Arya
 
Consumer Behavior Chapter 2
Consumer Behavior Chapter 2Consumer Behavior Chapter 2
Consumer Behavior Chapter 2
Marc Wachtfogel, Ph.D.
 
Consumer Bahavior: Decision Making process
Consumer Bahavior: Decision Making processConsumer Bahavior: Decision Making process
Consumer Bahavior: Decision Making processZenaida Albarasin
 
Analyzing Business Markets
Analyzing Business MarketsAnalyzing Business Markets
Analyzing Business Markets
Nishant Agrawal
 
BB Chapter One: Consumer Behavior and Marketing Strategy
BB Chapter One: Consumer Behavior and Marketing StrategyBB Chapter One: Consumer Behavior and Marketing Strategy
BB Chapter One: Consumer Behavior and Marketing StrategyBBAdvisor
 
Ch05 consumer markets and consumer buyer behavior
Ch05   consumer markets and consumer buyer behaviorCh05   consumer markets and consumer buyer behavior
Ch05 consumer markets and consumer buyer behaviorzaib zafar
 
Post Purchase Consumer Behaviour
Post Purchase Consumer BehaviourPost Purchase Consumer Behaviour
Post Purchase Consumer Behaviour
King Julian
 
Consumer Decision Making Models
Consumer Decision Making ModelsConsumer Decision Making Models
Consumer Decision Making Models
Mithilesh Trivedi
 
Consumer Buying Behavior and Buying Decision Process
Consumer Buying Behavior and Buying Decision ProcessConsumer Buying Behavior and Buying Decision Process
Consumer Buying Behavior and Buying Decision Process
Jaideep SOLANKI
 
Chapter 2 consumer buying behavior
Chapter 2   consumer buying behaviorChapter 2   consumer buying behavior
Chapter 2 consumer buying behavior
Izzuddin Norrahman
 
What are some influential macroenvironment developments?
What are some influential macroenvironment developments?What are some influential macroenvironment developments?
What are some influential macroenvironment developments?
Sameer Mathur
 
Consumer Learning
Consumer LearningConsumer Learning
Consumer Learning
Abhipsha Mishra
 
Chapter 5 Personality And Consumer Behavior
Chapter 5 Personality And Consumer BehaviorChapter 5 Personality And Consumer Behavior
Chapter 5 Personality And Consumer Behavior
Avinash Kumar
 
Chapter 12 Influence Of Culture On Consumer Behavior
Chapter 12 Influence Of Culture On Consumer BehaviorChapter 12 Influence Of Culture On Consumer Behavior
Chapter 12 Influence Of Culture On Consumer Behavior
Avinash Kumar
 
Consumer markets and consumer buying behavior mmda
Consumer markets and consumer buying behavior mmdaConsumer markets and consumer buying behavior mmda
Consumer markets and consumer buying behavior mmda
Mervyn Maico Aldana
 
Principles of MARKETING - Managing Marketing Information to gain Customer Ins...
Principles of MARKETING - Managing Marketing Information to gain Customer Ins...Principles of MARKETING - Managing Marketing Information to gain Customer Ins...
Principles of MARKETING - Managing Marketing Information to gain Customer Ins...
Ramil Jabbarov
 
Consumer behaviour
Consumer behaviourConsumer behaviour
Consumer behaviour
Shashank Singh
 
Consumer Decision Making Process
Consumer Decision Making ProcessConsumer Decision Making Process
Consumer Decision Making Processbhagchand
 

What's hot (20)

Consumer behaviour
Consumer behaviourConsumer behaviour
Consumer behaviour
 
Buying behaviour ppt
Buying behaviour pptBuying behaviour ppt
Buying behaviour ppt
 
Consumer Behavior Chapter 2
Consumer Behavior Chapter 2Consumer Behavior Chapter 2
Consumer Behavior Chapter 2
 
Consumer Bahavior: Decision Making process
Consumer Bahavior: Decision Making processConsumer Bahavior: Decision Making process
Consumer Bahavior: Decision Making process
 
Analyzing Business Markets
Analyzing Business MarketsAnalyzing Business Markets
Analyzing Business Markets
 
BB Chapter One: Consumer Behavior and Marketing Strategy
BB Chapter One: Consumer Behavior and Marketing StrategyBB Chapter One: Consumer Behavior and Marketing Strategy
BB Chapter One: Consumer Behavior and Marketing Strategy
 
Ch05 consumer markets and consumer buyer behavior
Ch05   consumer markets and consumer buyer behaviorCh05   consumer markets and consumer buyer behavior
Ch05 consumer markets and consumer buyer behavior
 
Post Purchase Consumer Behaviour
Post Purchase Consumer BehaviourPost Purchase Consumer Behaviour
Post Purchase Consumer Behaviour
 
Consumer Decision Making Models
Consumer Decision Making ModelsConsumer Decision Making Models
Consumer Decision Making Models
 
Consumer Buying Behavior and Buying Decision Process
Consumer Buying Behavior and Buying Decision ProcessConsumer Buying Behavior and Buying Decision Process
Consumer Buying Behavior and Buying Decision Process
 
Chapter 2 consumer buying behavior
Chapter 2   consumer buying behaviorChapter 2   consumer buying behavior
Chapter 2 consumer buying behavior
 
What are some influential macroenvironment developments?
What are some influential macroenvironment developments?What are some influential macroenvironment developments?
What are some influential macroenvironment developments?
 
Consumer Learning
Consumer LearningConsumer Learning
Consumer Learning
 
Consumer Behavior
Consumer BehaviorConsumer Behavior
Consumer Behavior
 
Chapter 5 Personality And Consumer Behavior
Chapter 5 Personality And Consumer BehaviorChapter 5 Personality And Consumer Behavior
Chapter 5 Personality And Consumer Behavior
 
Chapter 12 Influence Of Culture On Consumer Behavior
Chapter 12 Influence Of Culture On Consumer BehaviorChapter 12 Influence Of Culture On Consumer Behavior
Chapter 12 Influence Of Culture On Consumer Behavior
 
Consumer markets and consumer buying behavior mmda
Consumer markets and consumer buying behavior mmdaConsumer markets and consumer buying behavior mmda
Consumer markets and consumer buying behavior mmda
 
Principles of MARKETING - Managing Marketing Information to gain Customer Ins...
Principles of MARKETING - Managing Marketing Information to gain Customer Ins...Principles of MARKETING - Managing Marketing Information to gain Customer Ins...
Principles of MARKETING - Managing Marketing Information to gain Customer Ins...
 
Consumer behaviour
Consumer behaviourConsumer behaviour
Consumer behaviour
 
Consumer Decision Making Process
Consumer Decision Making ProcessConsumer Decision Making Process
Consumer Decision Making Process
 

Viewers also liked

Business Markets and Business Buyer Behavior
Business Markets and Business Buyer BehaviorBusiness Markets and Business Buyer Behavior
Business Markets and Business Buyer Behavior
Mehmet Cihangir
 
The Organisations Buyer's Decision Process
The Organisations Buyer's Decision ProcessThe Organisations Buyer's Decision Process
The Organisations Buyer's Decision Process
firosfebinf
 
Business Markets & Business Buyer Behaviour
Business Markets & Business Buyer BehaviourBusiness Markets & Business Buyer Behaviour
Business Markets & Business Buyer Behaviour
Abdul Aziz Awan
 
The Consumer Buying Decision Process
The Consumer Buying Decision ProcessThe Consumer Buying Decision Process
The Consumer Buying Decision Process
Dr. Ahmad Faraz
 
Consumer markets and consumer buyer behavior
Consumer markets and consumer buyer behaviorConsumer markets and consumer buyer behavior
Consumer markets and consumer buyer behavior
Hisham Salah, MBA, PMD
 
Introduction to Market Segmentation
Introduction to Market SegmentationIntroduction to Market Segmentation
Introduction to Market Segmentation
Raymund Sanchez
 
How do business buyers make their decision?
How do business buyers make their decision?How do business buyers make their decision?
How do business buyers make their decision?
Sameer Mathur
 
THE CONSUMER DECISION MAKING
THE CONSUMER DECISION MAKINGTHE CONSUMER DECISION MAKING
THE CONSUMER DECISION MAKING
Dr. Ahmad Faraz
 
Business Market
Business MarketBusiness Market
Business Market
Fahim Muntaha
 
industrial relations
industrial relationsindustrial relations
industrial relationsshuchi mathur
 
Session 11 MG 220 MBA - 27 Sep 10
Session 11  MG 220 MBA - 27 Sep 10Session 11  MG 220 MBA - 27 Sep 10
Session 11 MG 220 MBA - 27 Sep 10
Muhammad Talha Salam
 
Market segmentation
Market segmentationMarket segmentation
Market segmentation
Debashish Paikray
 
An introduction to market segmentation and targeting
An introduction to market segmentation and targetingAn introduction to market segmentation and targeting
An introduction to market segmentation and targeting
William Baker
 
Why customer satisfaction is important?
Why customer satisfaction is important?Why customer satisfaction is important?
Why customer satisfaction is important?
fastmailsender
 
Requirements for effective segmentation
Requirements for effective segmentationRequirements for effective segmentation
Requirements for effective segmentation
Sameer Mathur
 
project on consumer buying decision process in purchasing economy class cars
project on consumer buying decision process in purchasing economy class cars project on consumer buying decision process in purchasing economy class cars
project on consumer buying decision process in purchasing economy class cars
Guruprasad Upadhya
 

Viewers also liked (20)

Business Markets and Business Buyer Behavior
Business Markets and Business Buyer BehaviorBusiness Markets and Business Buyer Behavior
Business Markets and Business Buyer Behavior
 
The Organisations Buyer's Decision Process
The Organisations Buyer's Decision ProcessThe Organisations Buyer's Decision Process
The Organisations Buyer's Decision Process
 
Business Markets & Business Buyer Behaviour
Business Markets & Business Buyer BehaviourBusiness Markets & Business Buyer Behaviour
Business Markets & Business Buyer Behaviour
 
The Consumer Buying Decision Process
The Consumer Buying Decision ProcessThe Consumer Buying Decision Process
The Consumer Buying Decision Process
 
Consumer markets and consumer buyer behavior
Consumer markets and consumer buyer behaviorConsumer markets and consumer buyer behavior
Consumer markets and consumer buyer behavior
 
Types of Consumer Buying Decision
Types of Consumer Buying DecisionTypes of Consumer Buying Decision
Types of Consumer Buying Decision
 
Introduction to Market Segmentation
Introduction to Market SegmentationIntroduction to Market Segmentation
Introduction to Market Segmentation
 
Consumer decision making process
Consumer decision making process Consumer decision making process
Consumer decision making process
 
How do business buyers make their decision?
How do business buyers make their decision?How do business buyers make their decision?
How do business buyers make their decision?
 
THE CONSUMER DECISION MAKING
THE CONSUMER DECISION MAKINGTHE CONSUMER DECISION MAKING
THE CONSUMER DECISION MAKING
 
Business Market
Business MarketBusiness Market
Business Market
 
industrial relations
industrial relationsindustrial relations
industrial relations
 
Webex: Red Hat Academy
Webex: Red Hat AcademyWebex: Red Hat Academy
Webex: Red Hat Academy
 
Session 11 MG 220 MBA - 27 Sep 10
Session 11  MG 220 MBA - 27 Sep 10Session 11  MG 220 MBA - 27 Sep 10
Session 11 MG 220 MBA - 27 Sep 10
 
Market segmentation
Market segmentationMarket segmentation
Market segmentation
 
Development of new product
Development of new productDevelopment of new product
Development of new product
 
An introduction to market segmentation and targeting
An introduction to market segmentation and targetingAn introduction to market segmentation and targeting
An introduction to market segmentation and targeting
 
Why customer satisfaction is important?
Why customer satisfaction is important?Why customer satisfaction is important?
Why customer satisfaction is important?
 
Requirements for effective segmentation
Requirements for effective segmentationRequirements for effective segmentation
Requirements for effective segmentation
 
project on consumer buying decision process in purchasing economy class cars
project on consumer buying decision process in purchasing economy class cars project on consumer buying decision process in purchasing economy class cars
project on consumer buying decision process in purchasing economy class cars
 

Similar to Consumers markets (buyer decision processes) - chapter 3

Consumer buying behaviour new
Consumer buying behaviour newConsumer buying behaviour new
Consumer buying behaviour new
Ochom
 
Chapter 5 principles of marketing
Chapter 5   principles of marketingChapter 5   principles of marketing
Chapter 5 principles of marketing
Antonio F. Balatar Jr.
 
Assignment needs to make sure it relates to this week’s readings a.docx
Assignment needs to make sure it relates to this week’s readings a.docxAssignment needs to make sure it relates to this week’s readings a.docx
Assignment needs to make sure it relates to this week’s readings a.docx
rock73
 
Consumer Behaviour
Consumer Behaviour Consumer Behaviour
Consumer Behaviour
rehaniltifat
 
MARKETING-CH4
MARKETING-CH4MARKETING-CH4
MARKETING-CH4
kkjjkevin03
 
Unit 2 Consumer Behaviour.pptx
Unit 2 Consumer Behaviour.pptxUnit 2 Consumer Behaviour.pptx
Unit 2 Consumer Behaviour.pptx
RitishnaSarma
 
Consumer Behavior
Consumer BehaviorConsumer Behavior
Consumer Behavior
TeaganShelton
 
Consumer behaviour unit 1
Consumer behaviour unit 1Consumer behaviour unit 1
Consumer behaviour unit 1
Dnyan Bharti society/BMS,Dahanu
 
Consumer behaviour unit 2
Consumer behaviour unit 2Consumer behaviour unit 2
Consumer behaviour unit 2
Dnyan Bharti society/BMS,Dahanu
 
POM_Chp_4_Consumer_Buying_Behavior_Part_2.ppt
POM_Chp_4_Consumer_Buying_Behavior_Part_2.pptPOM_Chp_4_Consumer_Buying_Behavior_Part_2.ppt
POM_Chp_4_Consumer_Buying_Behavior_Part_2.ppt
corridorconstruction
 
Consumer behavior all material Prepared by karventhan
Consumer behavior all material Prepared by karventhan Consumer behavior all material Prepared by karventhan
Consumer behavior all material Prepared by karventhan
karventhanps
 
20220307044228CONSUMER BEHAVIOR.pdf
20220307044228CONSUMER BEHAVIOR.pdf20220307044228CONSUMER BEHAVIOR.pdf
20220307044228CONSUMER BEHAVIOR.pdf
harshitgarg753226
 
consumer Behaviour
consumer Behaviourconsumer Behaviour
consumer Behaviour
SUNITHA NANJUNDAPPA
 
Consumer Behaviour-Unit-1.ppt
Consumer Behaviour-Unit-1.pptConsumer Behaviour-Unit-1.ppt
Consumer Behaviour-Unit-1.ppt
Harihara puthiran
 
Karishma Sharma ,BBA ,Dezyne E'cole College
Karishma Sharma ,BBA ,Dezyne E'cole CollegeKarishma Sharma ,BBA ,Dezyne E'cole College
Karishma Sharma ,BBA ,Dezyne E'cole College
dezyneecole
 
Consumer behavior - Decision making & Types
Consumer behavior - Decision making & TypesConsumer behavior - Decision making & Types
Consumer behavior - Decision making & Types
viveksangwan007
 
Managing Pofitable
Managing PofitableManaging Pofitable
Managing Pofitablekktv
 
Marketing-Consumer behavior
Marketing-Consumer behaviorMarketing-Consumer behavior
Marketing-Consumer behavior
SamanthaSwartz9
 
576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx
576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx
576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx
amitratha77
 

Similar to Consumers markets (buyer decision processes) - chapter 3 (20)

Consumer buying behaviour new
Consumer buying behaviour newConsumer buying behaviour new
Consumer buying behaviour new
 
Chapter 5 principles of marketing
Chapter 5   principles of marketingChapter 5   principles of marketing
Chapter 5 principles of marketing
 
Assignment needs to make sure it relates to this week’s readings a.docx
Assignment needs to make sure it relates to this week’s readings a.docxAssignment needs to make sure it relates to this week’s readings a.docx
Assignment needs to make sure it relates to this week’s readings a.docx
 
Consumer Behaviour
Consumer Behaviour Consumer Behaviour
Consumer Behaviour
 
MARKETING-CH4
MARKETING-CH4MARKETING-CH4
MARKETING-CH4
 
Unit 2 Consumer Behaviour.pptx
Unit 2 Consumer Behaviour.pptxUnit 2 Consumer Behaviour.pptx
Unit 2 Consumer Behaviour.pptx
 
Consumer Behavior
Consumer BehaviorConsumer Behavior
Consumer Behavior
 
Consumer behaviour unit 1
Consumer behaviour unit 1Consumer behaviour unit 1
Consumer behaviour unit 1
 
Consumer behaviour unit 2
Consumer behaviour unit 2Consumer behaviour unit 2
Consumer behaviour unit 2
 
POM_Chp_4_Consumer_Buying_Behavior_Part_2.ppt
POM_Chp_4_Consumer_Buying_Behavior_Part_2.pptPOM_Chp_4_Consumer_Buying_Behavior_Part_2.ppt
POM_Chp_4_Consumer_Buying_Behavior_Part_2.ppt
 
Consumer behavior all material Prepared by karventhan
Consumer behavior all material Prepared by karventhan Consumer behavior all material Prepared by karventhan
Consumer behavior all material Prepared by karventhan
 
20220307044228CONSUMER BEHAVIOR.pdf
20220307044228CONSUMER BEHAVIOR.pdf20220307044228CONSUMER BEHAVIOR.pdf
20220307044228CONSUMER BEHAVIOR.pdf
 
consumer Behaviour
consumer Behaviourconsumer Behaviour
consumer Behaviour
 
Consumer Behaviour-Unit-1.ppt
Consumer Behaviour-Unit-1.pptConsumer Behaviour-Unit-1.ppt
Consumer Behaviour-Unit-1.ppt
 
Karishma Sharma ,BBA ,Dezyne E'cole College
Karishma Sharma ,BBA ,Dezyne E'cole CollegeKarishma Sharma ,BBA ,Dezyne E'cole College
Karishma Sharma ,BBA ,Dezyne E'cole College
 
Consumer behavior - Decision making & Types
Consumer behavior - Decision making & TypesConsumer behavior - Decision making & Types
Consumer behavior - Decision making & Types
 
Week 4
Week 4Week 4
Week 4
 
Managing Pofitable
Managing PofitableManaging Pofitable
Managing Pofitable
 
Marketing-Consumer behavior
Marketing-Consumer behaviorMarketing-Consumer behavior
Marketing-Consumer behavior
 
576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx
576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx
576068487-A-STUDY-ON-CONSUMER-BUYING-BEHAVIOUR-TOWARDS-FMCG-PRODUCTS.docx
 

More from Izzuddin Norrahman

Wild animal inspection report at TCF & The Hive - 15 jan 21
Wild animal inspection report at TCF & The Hive - 15 jan 21Wild animal inspection report at TCF & The Hive - 15 jan 21
Wild animal inspection report at TCF & The Hive - 15 jan 21
Izzuddin Norrahman
 
Peperiksaan online SPA MD41
Peperiksaan online SPA MD41Peperiksaan online SPA MD41
Peperiksaan online SPA MD41
Izzuddin Norrahman
 
TAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIA
TAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIATAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIA
TAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIA
Izzuddin Norrahman
 
Chapter 2 - The first source of syariah [The Quran]
Chapter 2 - The first source of syariah [The Quran]Chapter 2 - The first source of syariah [The Quran]
Chapter 2 - The first source of syariah [The Quran]
Izzuddin Norrahman
 
Chapter 1 - Intoduction to usul al-fiqh
Chapter 1 - Intoduction to usul al-fiqhChapter 1 - Intoduction to usul al-fiqh
Chapter 1 - Intoduction to usul al-fiqh
Izzuddin Norrahman
 
Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)
Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)
Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)
Izzuddin Norrahman
 
Sijil Tinggi Muammalat 3 - Slide baitulmal 2015
Sijil Tinggi Muammalat 3 - Slide baitulmal 2015Sijil Tinggi Muammalat 3 - Slide baitulmal 2015
Sijil Tinggi Muammalat 3 - Slide baitulmal 2015
Izzuddin Norrahman
 
Bab 2 - Faktor Penentu Ras (Moral)
Bab 2 - Faktor Penentu Ras (Moral)Bab 2 - Faktor Penentu Ras (Moral)
Bab 2 - Faktor Penentu Ras (Moral)
Izzuddin Norrahman
 
Product Life Cycle - Chapter 6
Product Life Cycle - Chapter 6Product Life Cycle - Chapter 6
Product Life Cycle - Chapter 6
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj Yahya
Sijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj YahyaSijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj Yahya
Sijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj Yahya
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. Yahya
Sijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. YahyaSijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. Yahya
Sijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. Yahya
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)
Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)
Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...
Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...
Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...
Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...
Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul Anuar Ahmad (KUIS)
Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul  Anuar  Ahmad (KUIS)Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul  Anuar  Ahmad (KUIS)
Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul Anuar Ahmad (KUIS)
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)
Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)
Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...
Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...
Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...
Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...
Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)
Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)
Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)
Izzuddin Norrahman
 
Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)
Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)
Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)
Izzuddin Norrahman
 

More from Izzuddin Norrahman (20)

Wild animal inspection report at TCF & The Hive - 15 jan 21
Wild animal inspection report at TCF & The Hive - 15 jan 21Wild animal inspection report at TCF & The Hive - 15 jan 21
Wild animal inspection report at TCF & The Hive - 15 jan 21
 
Peperiksaan online SPA MD41
Peperiksaan online SPA MD41Peperiksaan online SPA MD41
Peperiksaan online SPA MD41
 
TAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIA
TAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIATAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIA
TAX TREATMENT ON ISLAMIC FINANCE IN MALAYSIA
 
Chapter 2 - The first source of syariah [The Quran]
Chapter 2 - The first source of syariah [The Quran]Chapter 2 - The first source of syariah [The Quran]
Chapter 2 - The first source of syariah [The Quran]
 
Chapter 1 - Intoduction to usul al-fiqh
Chapter 1 - Intoduction to usul al-fiqhChapter 1 - Intoduction to usul al-fiqh
Chapter 1 - Intoduction to usul al-fiqh
 
Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)
Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)
Sijil Tinggi Muammalat 3 - Zakat sebagai sumber harta umat islam (jpm)
 
Sijil Tinggi Muammalat 3 - Slide baitulmal 2015
Sijil Tinggi Muammalat 3 - Slide baitulmal 2015Sijil Tinggi Muammalat 3 - Slide baitulmal 2015
Sijil Tinggi Muammalat 3 - Slide baitulmal 2015
 
Bab 2 - Faktor Penentu Ras (Moral)
Bab 2 - Faktor Penentu Ras (Moral)Bab 2 - Faktor Penentu Ras (Moral)
Bab 2 - Faktor Penentu Ras (Moral)
 
Product Life Cycle - Chapter 6
Product Life Cycle - Chapter 6Product Life Cycle - Chapter 6
Product Life Cycle - Chapter 6
 
Sijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj Yahya
Sijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj YahyaSijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj Yahya
Sijil Tinggi Muamalat 2 - Pengenalan Perakaunan: Tn. Hj Yahya
 
Sijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. Yahya
Sijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. YahyaSijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. Yahya
Sijil Tinggi Muamalat 2 - Prinsip Asas Perniagaan: Tn. Hj. Yahya
 
Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)
Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)
Sijil Tinggi Muamalat 2 - Ar-Rahnu: En. Zul Hazri Mahat (Ar-Rahnu YaPEIM)
 
Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...
Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...
Sijil Tinggi Muamalat 2 - Prinsip asas kewangan: PM. Dr. Aisyah Abdul Rahman ...
 
Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...
Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...
Sijil Tinggi Muamalat 2 - Pengenalan kepada sistem kewangan islam : HAJI MOHD...
 
Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul Anuar Ahmad (KUIS)
Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul  Anuar  Ahmad (KUIS)Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul  Anuar  Ahmad (KUIS)
Sijil Tinggi Muamalat 2 - Pasaran Modal Islam : Khairul Anuar Ahmad (KUIS)
 
Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)
Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)
Sijil Tinggi Muamalat 2 - Introduction to takaful: wan nazman (Takaful)
 
Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...
Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...
Sijil Tinggi Muamalat 2 - Institusi kewangan islam di malaysia : Ahmad Zakiru...
 
Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...
Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...
Sijil Tinggi Muamalat 2 - Gerakan koperasi di malaysia: Tn. Hj Zakaria Bin Ma...
 
Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)
Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)
Sijil Tinggi Muamalat 2 - Perbankan Islam: Tn. Hj. Nazri Bin Chik (BIMB)
 
Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)
Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)
Sijil Tinggi Muamalat 2 - Prinsip Asas Ekonomi : Dr.Hakimi (UKM)
 

Recently uploaded

Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User Journeys
Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User JourneysMastering Multi-Touchpoint Content Strategy: Navigate Fragmented User Journeys
Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User Journeys
Search Engine Journal
 
Marketing as a Primary Revenue Driver - Lee Levitt
Marketing as a Primary Revenue Driver - Lee LevittMarketing as a Primary Revenue Driver - Lee Levitt
Coca Cola Branding Strategy and strategic marketing plan
Coca Cola Branding Strategy and strategic marketing planCoca Cola Branding Strategy and strategic marketing plan
Coca Cola Branding Strategy and strategic marketing plan
Maswer Ali
 
The What, Why & How of 3D and AR in Digital Commerce
The What, Why & How of 3D and AR in Digital CommerceThe What, Why & How of 3D and AR in Digital Commerce
The What, Why & How of 3D and AR in Digital Commerce
PushON Ltd
 
May 2024 - VBOUT Partners Meeting Group Session
May 2024 - VBOUT Partners Meeting Group SessionMay 2024 - VBOUT Partners Meeting Group Session
May 2024 - VBOUT Partners Meeting Group Session
Vbout.com
 
Adapt or Die - Jon Lakefish, Lakefish Group LLC
Adapt or Die - Jon Lakefish, Lakefish Group LLCAdapt or Die - Jon Lakefish, Lakefish Group LLC
De-risk Your Digital Evolution - Hannah Grap
De-risk Your Digital Evolution - Hannah GrapDe-risk Your Digital Evolution - Hannah Grap
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel LeminTurn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
SEO Master Class - Steve Wiideman, Wiideman Consulting Group
SEO Master Class - Steve Wiideman,  Wiideman Consulting GroupSEO Master Class - Steve Wiideman,  Wiideman Consulting Group
SEO Master Class - Steve Wiideman, Wiideman Consulting Group
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
Monthly Social Media News Update May 2024
Monthly Social Media News Update May 2024Monthly Social Media News Update May 2024
Monthly Social Media News Update May 2024
Andy Lambert
 
FullSail: HOF - Presentation Phil Pallen
FullSail: HOF - Presentation Phil PallenFullSail: HOF - Presentation Phil Pallen
FullSail: HOF - Presentation Phil Pallen
travisomalana
 
Digital Money Maker Club – von Gunnar Kessler digital.
Digital Money Maker Club – von Gunnar Kessler digital.Digital Money Maker Club – von Gunnar Kessler digital.
Digital Money Maker Club – von Gunnar Kessler digital.
focsh890
 
The New Era Of SEO - How AI Has Changed SEO Forever - Danny Leibrandt
The New Era Of SEO - How AI Has Changed SEO Forever - Danny LeibrandtThe New Era Of SEO - How AI Has Changed SEO Forever - Danny Leibrandt
The New Era Of SEO - How AI Has Changed SEO Forever - Danny Leibrandt
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
The_Canvas_of_Creative_Mastery_Newsletter_May_2024_Version
The_Canvas_of_Creative_Mastery_Newsletter_May_2024_VersionThe_Canvas_of_Creative_Mastery_Newsletter_May_2024_Version
The_Canvas_of_Creative_Mastery_Newsletter_May_2024_Version
AmirYakdi
 
Marketing Management Notes Philip Kotler
Marketing Management Notes Philip KotlerMarketing Management Notes Philip Kotler
Marketing Management Notes Philip Kotler
LaveenaShanker
 
Winning local SEO in the Age of AI - Dennis Yu
Winning local SEO in the Age of AI - Dennis YuWinning local SEO in the Age of AI - Dennis Yu
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel LeminTurn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
10 Videos Any Business Can Make Right Now! - Shelly Nathan
10 Videos Any Business Can Make Right Now! - Shelly Nathan10 Videos Any Business Can Make Right Now! - Shelly Nathan
10 Videos Any Business Can Make Right Now! - Shelly Nathan
DigiMarCon - Digital Marketing, Media and Advertising Conferences & Exhibitions
 
5 Big Bets for 2024 - Jamie A. Lee, Stripes Co
5 Big Bets for 2024 - Jamie A. Lee, Stripes Co5 Big Bets for 2024 - Jamie A. Lee, Stripes Co

Recently uploaded (20)

Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User Journeys
Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User JourneysMastering Multi-Touchpoint Content Strategy: Navigate Fragmented User Journeys
Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User Journeys
 
Marketing as a Primary Revenue Driver - Lee Levitt
Marketing as a Primary Revenue Driver - Lee LevittMarketing as a Primary Revenue Driver - Lee Levitt
Marketing as a Primary Revenue Driver - Lee Levitt
 
Coca Cola Branding Strategy and strategic marketing plan
Coca Cola Branding Strategy and strategic marketing planCoca Cola Branding Strategy and strategic marketing plan
Coca Cola Branding Strategy and strategic marketing plan
 
The What, Why & How of 3D and AR in Digital Commerce
The What, Why & How of 3D and AR in Digital CommerceThe What, Why & How of 3D and AR in Digital Commerce
The What, Why & How of 3D and AR in Digital Commerce
 
May 2024 - VBOUT Partners Meeting Group Session
May 2024 - VBOUT Partners Meeting Group SessionMay 2024 - VBOUT Partners Meeting Group Session
May 2024 - VBOUT Partners Meeting Group Session
 
Adapt or Die - Jon Lakefish, Lakefish Group LLC
Adapt or Die - Jon Lakefish, Lakefish Group LLCAdapt or Die - Jon Lakefish, Lakefish Group LLC
Adapt or Die - Jon Lakefish, Lakefish Group LLC
 
De-risk Your Digital Evolution - Hannah Grap
De-risk Your Digital Evolution - Hannah GrapDe-risk Your Digital Evolution - Hannah Grap
De-risk Your Digital Evolution - Hannah Grap
 
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel LeminTurn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
 
SEO Master Class - Steve Wiideman, Wiideman Consulting Group
SEO Master Class - Steve Wiideman,  Wiideman Consulting GroupSEO Master Class - Steve Wiideman,  Wiideman Consulting Group
SEO Master Class - Steve Wiideman, Wiideman Consulting Group
 
Monthly Social Media News Update May 2024
Monthly Social Media News Update May 2024Monthly Social Media News Update May 2024
Monthly Social Media News Update May 2024
 
Metaverse Marketing in the Generation of the Internet - Eugene Capon
Metaverse Marketing in the Generation of the Internet - Eugene CaponMetaverse Marketing in the Generation of the Internet - Eugene Capon
Metaverse Marketing in the Generation of the Internet - Eugene Capon
 
FullSail: HOF - Presentation Phil Pallen
FullSail: HOF - Presentation Phil PallenFullSail: HOF - Presentation Phil Pallen
FullSail: HOF - Presentation Phil Pallen
 
Digital Money Maker Club – von Gunnar Kessler digital.
Digital Money Maker Club – von Gunnar Kessler digital.Digital Money Maker Club – von Gunnar Kessler digital.
Digital Money Maker Club – von Gunnar Kessler digital.
 
The New Era Of SEO - How AI Has Changed SEO Forever - Danny Leibrandt
The New Era Of SEO - How AI Has Changed SEO Forever - Danny LeibrandtThe New Era Of SEO - How AI Has Changed SEO Forever - Danny Leibrandt
The New Era Of SEO - How AI Has Changed SEO Forever - Danny Leibrandt
 
The_Canvas_of_Creative_Mastery_Newsletter_May_2024_Version
The_Canvas_of_Creative_Mastery_Newsletter_May_2024_VersionThe_Canvas_of_Creative_Mastery_Newsletter_May_2024_Version
The_Canvas_of_Creative_Mastery_Newsletter_May_2024_Version
 
Marketing Management Notes Philip Kotler
Marketing Management Notes Philip KotlerMarketing Management Notes Philip Kotler
Marketing Management Notes Philip Kotler
 
Winning local SEO in the Age of AI - Dennis Yu
Winning local SEO in the Age of AI - Dennis YuWinning local SEO in the Age of AI - Dennis Yu
Winning local SEO in the Age of AI - Dennis Yu
 
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel LeminTurn Digital Reputation Threats into Offense Tactics - Daniel Lemin
Turn Digital Reputation Threats into Offense Tactics - Daniel Lemin
 
10 Videos Any Business Can Make Right Now! - Shelly Nathan
10 Videos Any Business Can Make Right Now! - Shelly Nathan10 Videos Any Business Can Make Right Now! - Shelly Nathan
10 Videos Any Business Can Make Right Now! - Shelly Nathan
 
5 Big Bets for 2024 - Jamie A. Lee, Stripes Co
5 Big Bets for 2024 - Jamie A. Lee, Stripes Co5 Big Bets for 2024 - Jamie A. Lee, Stripes Co
5 Big Bets for 2024 - Jamie A. Lee, Stripes Co
 

Consumers markets (buyer decision processes) - chapter 3

  • 1. Prepared by: Nor Izzuddin Bin Norrahman Lecturer of Management, Banking and Islamic Finance Astin College
  • 2.  Marketers must be EXTREMELY careful in analyzing consumer behavior.  In this chapter, we look at how consumers make buying decisions.  We will focus on:  Consumer buying roles & types of decisions  Main steps in the buyer decision process  Process which consumers learn about and buy new products
  • 3.  The marketer needs to know which PEOPLE are INVOLVED in the BUYING DECISION.  Husband?  Wife?  Children?  Friend?  Man?  Woman?  Cuttlefish?
  • 5.  Initiator  The person who first suggests or thinks of the idea of buying a particular product or services.  Influencer  A person whose views or advise carries some weight in making the final buying decision.  Decider  The person who ultimately makes a buying decision or any part of it – buy or no? what to buy? Where to buy? How?  Buyer  The person who makes an actual purchase  User  The person who consumes or uses a product or service
  • 6. Source: Kotler, Philip and Armstrong, Gary, PRINCIPLES OF MARKETING 9th .ED. (New Jersey: Prentice-Hall, Inc., 2001) p.191 Complex buying behavior Dissonance - Reducing buying behavior Variety – Seeking Buying Behavior Habitual buying behavior High Low High Low DifferencesBetweenBrands Involvement
  • 7.  Highly involved in a purchase and perceive significant differences among brands.  Highly involved because the product is expensive, risky, purchase infrequently, and highly self- expressive.  Have much to learn about the product category.  The buyer have to pass trough a learning process.  Examples?
  • 8.  Occurs when consumers are highly involved with an expensive, infrequent, or risky purchased, BUT SEE LITTLE DIFFERENCE AMONG BRANDS.  Example?  Because of the little difference, the buyer may experience post-purchase dissonance when they notice certain advantages.  How to fix it?  After-sale communications should provide evidence and support to help consumers feel good about the brand.
  • 9.  Occurs under conditions of low consumer involvement and little significant brand different.  Examples? – Sugar  Consumers do not search extensively for information about brands, evaluate brand characteristics, and make weighty decisions about which brands to buy.  Instead, they passively receive information as they watch TV or read magazines.  Ads repetition creates brand familiarity rather than brand conviction.
  • 10.  Low consumers involvement but significant perceived brand differences.  Consumers do a lot of brands switching  Example?
  • 12. Problem awareness Information search Evaluation of alternatives Purchase Post purchase behavior
  • 13. Buyer-Decision process for new products  How do buyers approach the purchase of NEW PRODUCTS?  How consumers learn about the new products and make decision whether to ADOPT them or not?  Adoption process – “the mental process through which an individual passes from first hearing about an innovation to final adoption”
  • 14. Stages in adoption process  Awareness  The consumer becomes aware of the new product but lacks information about it.  Interest  The consumer is stimulated to seek information about the new product.  Evaluation  The consumers considers whether trying the new product makes sense.  Trial  The consumer tries the new products on small scale to improve his or her estimate of its value.  Adoption  The consumer decides to make full and regular use of the new product.
  • 15. Individual differences in innovativeness
  • 16. Tutorial  Please specify who is involve (the buying role) in your purchase over smartphone.  What level are you in the differences of innovativeness?
  • 17. Respond… How you feel about Che Din's Teaching technique Good No Comment Not Good
  • 18. Continue… Respondent who need improvement in class Need improvement No need for improvement
  • 19. Continue… 22% 31% 13% 18% 4% 4% 4% 4% Improvement suggested Bm Notes Elaborate More quiz / tutorial Go Faster Too much story Too Fast Individual problem