Charlotte Boulanger- Local innovations to social housing financeHousing Europe
The document discusses innovative financing solutions for social housing in Europe. It describes how the Île-de-France Region raised over €600 million in socially responsible bonds, over 85% of which came from sustainable investors, to fund social housing and environmental projects at low interest rates. It also discusses the Community Land Trust model in Brussels which purchases land to build permanently affordable housing for low-income residents, maintaining affordable prices by separating land ownership from housing. The solutions aim to provide stable housing while maintaining financial autonomy and resilience for local governments and housing organizations.
Councils in the West of England Council want people's views on future plans for new homes and transport. This presentation by David Turner at the Bristol Planning and Law Conference provides an overview.
Tax Increment Financing Affordability and Implementation in San FranciscoGraham Squires
This document discusses a study on the transfer of tax increment financing (TIF) policies from the United States to the United Kingdom and other places. It examines whether TIF would be dependent on institutional support and successful for affordable housing provision. It also provides background on TIF, including its origins in California in the 1950s and adoption in other US states, Canada, Australia and parts of Europe. The document outlines the methodology for case studies of TIF implementation in the UK and San Francisco.
The Future Financing of Real Estate Development in Cities Comparing US and Eu...Graham Squires
This document compares approaches to financing real estate development in US and European cities. It analyzes case studies of developments in the San Francisco Bay Area and London, Berlin, and Leiden. Both regions rely on public-private partnerships and blended financing from various sources. The US utilizes federal programs, tax incentives, value capture bonds, and developer fees, while Europe focuses more on equity financing from institutional and foreign investors due to debt constraints. Both regions could benefit from collaborative policies and innovative financing tools like project bonds.
This document provides information about European Union structural funds for 2014-2020 and the UK partnership agreement that will govern how these funds are allocated and used. Key points include: the funds will focus on innovation, SMEs, low carbon and other priorities. The agreement will outline targets and programs to align with Europe 2020 goals. It will require stakeholder input and Commission approval. The UK is consulting partners on an integrated approach and reducing administrative burdens to improve efficient fund implementation.
The Future Financing of Development in CitiesGraham Squires
This document analyzes approaches to financing affordable housing development in cities. It discusses challenges around lack of revenues and infrastructure for cities. The author conducted a 3-month case study of financing approaches in the San Francisco Bay Area through interviews and desk research. Key findings include the importance of mixed and flexible financing approaches using federal, city, and partnership sources. Outcomes can be improved by better coordinating complex institutional stakeholders and consolidating to flexible partnership models. Recommendations include integrating economic and social costs, balancing financial gains for all stakeholders, and leveraging land values to close infrastructure gaps.
Charlotte Boulanger- Local innovations to social housing financeHousing Europe
The document discusses innovative financing solutions for social housing in Europe. It describes how the Île-de-France Region raised over €600 million in socially responsible bonds, over 85% of which came from sustainable investors, to fund social housing and environmental projects at low interest rates. It also discusses the Community Land Trust model in Brussels which purchases land to build permanently affordable housing for low-income residents, maintaining affordable prices by separating land ownership from housing. The solutions aim to provide stable housing while maintaining financial autonomy and resilience for local governments and housing organizations.
Councils in the West of England Council want people's views on future plans for new homes and transport. This presentation by David Turner at the Bristol Planning and Law Conference provides an overview.
Tax Increment Financing Affordability and Implementation in San FranciscoGraham Squires
This document discusses a study on the transfer of tax increment financing (TIF) policies from the United States to the United Kingdom and other places. It examines whether TIF would be dependent on institutional support and successful for affordable housing provision. It also provides background on TIF, including its origins in California in the 1950s and adoption in other US states, Canada, Australia and parts of Europe. The document outlines the methodology for case studies of TIF implementation in the UK and San Francisco.
The Future Financing of Real Estate Development in Cities Comparing US and Eu...Graham Squires
This document compares approaches to financing real estate development in US and European cities. It analyzes case studies of developments in the San Francisco Bay Area and London, Berlin, and Leiden. Both regions rely on public-private partnerships and blended financing from various sources. The US utilizes federal programs, tax incentives, value capture bonds, and developer fees, while Europe focuses more on equity financing from institutional and foreign investors due to debt constraints. Both regions could benefit from collaborative policies and innovative financing tools like project bonds.
This document provides information about European Union structural funds for 2014-2020 and the UK partnership agreement that will govern how these funds are allocated and used. Key points include: the funds will focus on innovation, SMEs, low carbon and other priorities. The agreement will outline targets and programs to align with Europe 2020 goals. It will require stakeholder input and Commission approval. The UK is consulting partners on an integrated approach and reducing administrative burdens to improve efficient fund implementation.
The Future Financing of Development in CitiesGraham Squires
This document analyzes approaches to financing affordable housing development in cities. It discusses challenges around lack of revenues and infrastructure for cities. The author conducted a 3-month case study of financing approaches in the San Francisco Bay Area through interviews and desk research. Key findings include the importance of mixed and flexible financing approaches using federal, city, and partnership sources. Outcomes can be improved by better coordinating complex institutional stakeholders and consolidating to flexible partnership models. Recommendations include integrating economic and social costs, balancing financial gains for all stakeholders, and leveraging land values to close infrastructure gaps.
The main topic of this presentation was the EU Common Strategic Framework Funds in England (2014-2020).
Government proposals were discussed on 7 December 2012.
Find out more about NCVO's european policy work: http://europeanfundingnetwork.eu
John Bell (Senior partner, CurvedThinking) discussed developing a South East EU Investment prospectus.
Developing a South East EU Investment Prospectus, VCS workshop 09 September 2013, by John Bell, Curved Thinking
Find out more about NCVO's European policy work: http://europeanfundingnetwork.eu
Squires, G. and Hall, S. (2013). Lesson (Un)Learning in Spatial Fiscal Incen...Graham Squires
1) The document discusses enterprise zones policies in the UK and US, comparing the first wave of UK zones in the 1980s, US empowerment zones in the 1990s, and the new wave of UK zones beginning in 2010.
2) It finds that while early UK zones successfully stimulated economic growth, they also had issues like displacement of existing businesses and lack of benefits for local communities.
3) US empowerment zones learned lessons around prohibiting business relocation subsidies and taking a more holistic community development approach.
4) The new UK zones aim to minimize displacement, but critics argue they may not sufficiently address local needs or learn lessons around inclusive regeneration.
The document discusses infrastructure and its role in economic growth and development. It defines infrastructure and provides examples of what it includes at both a general and local site level. It also discusses the costs associated with infrastructure projects and provides examples of what £10 million could fund. The document advocates for local authorities to take a leading role in developing site-specific infrastructure to enable control and quicker resolution of issues. It poses questions for discussion around planning, infrastructure challenges, and funding/cash flow opportunities and challenges.
Over the next two decades, the European economy is expected to devote nearly €2 trillion to financing public utilities infrastructure. Public-private partnerships (PPPs) can help mobilize private sector resources and expertise to finance this infrastructure. The European Investment Bank (EIB) supports PPPs through loans, equity investments, guarantees, and other financial instruments. It also provides technical support to help public authorities develop PPP policies and projects. Establishing the right expertise, policies, and financial products is important for PPPs to effectively attract private investment and support Europe's infrastructure needs.
Key elements in drawing up an effective budget for a local homeless strategyFEANTSA
Presentation given by Dick Reinking, Senior Policy Advisor, Municipality of Utrecht, The Netherlands at a FEANTSA seminar on "The impact of the economic crisis on tackling homelessness at local level", hosted by the Committee of the Regions, May 2009
EU Budget Belgium 2014-2020 update November 2014Joost Holleman
EU Budget Belgium 2014-2020 update November 2014
The five European Structural and Investment Funds;
| The European Regional Development Fund
| The European Social Fund
| The Cohesion Fund
| The European Maritime and Fisheries Fund
| The European Agricultural Fund for Rural Development
Dan Stone, Centre for Sustainable Energy - Renewable EnergyPAS_Team
This document summarizes a seminar on renewable energy and community-led renewable projects. It discusses key policy drivers in the UK to increase renewable energy and reduce emissions, and provides examples of local planning policies that support community renewable energy initiatives. Benefits of community renewable projects are outlined, such as providing local jobs and funds, as well as examples of specific community projects involving solar, wind, and biomass energy. Support programs for feasibility studies and project development are also mentioned.
Dr Carol Sweetenham's presentation at NCVO's conference on 10 December 2014, on European Structural and Investment Funds 2014-2020: from policy to practice – explores how the Voluntary and Community Sector will engage in the new Programme.
For more information, visit NCVO's European Funding Network website http://europeanfundingnetwork.eu/
Find out more about NCVO's upcoming events http://www.ncvo.org.uk/training-and-events/events-listing
European Structural and Investment Funds: Delivery of the Programmes, Dr Carol Sweetenham, DCLG, December 2014
Laura McCulloch, Strategic Manager – Planning Hampshire County Council: The C...PAS_Team
The document discusses Hampshire County Council's experience with the Community Infrastructure Levy (CIL) across local authorities in Hampshire. It provides an overview of where each local authority is in implementing CIL and how the County Council is engaging with districts on CIL. This includes providing resources for infrastructure planning, working in partnerships through groups, and participating in CIL project boards. The document also discusses governance arrangements for transferring CIL funds between authorities and the likely impact of CIL on infrastructure funding in Hampshire.
The document summarizes key aspects of EU Cohesion Policy, which invests €347 billion in 2007-2013 to support less well-off regions and citizens. It discusses how over 25% of the budget (€86 billion) supported research and innovation. It provides examples of ICT-related projects funded by Cohesion Policy. It outlines changes for 2014-2020, including thematic concentration on R&I, SME competitiveness, and low-carbon economy to maximize impact. It also discusses ensuring strategies for smart specialization and coherence across funds through a Common Strategic Framework.
The document summarizes the UK Caribbean Infrastructure Partnership Fund (UKCIF), a £300 million fund established by the UK to invest in infrastructure projects in the Caribbean. It provides an overview of the Caribbean Development Bank, which will administer the funds. Key points include: the allocation of funds between technical assistance and capital projects; the eligibility criteria for projects seeking funding; the process for countries to submit project proposals; and how procurement of projects and consultants will be carried out in accordance with the bank's guidelines. Potential infrastructure projects across several Caribbean countries are also listed totaling £394.6 million.
This document provides information about an upcoming lecture on EU regional policy, including the lecturer's contact details and office hours, intended learning outcomes, required readings, and the content and slides for the lecture. The lecture will cover current disparities in economic performance across the EU, arguments for and against an EU-wide regional policy, the objectives and instruments of the current EU regional policy, and evidence regarding its impact. Maps and charts are included to illustrate regional economic data.
OECD LEED Benelux report on green growth - Cristina MartinezOECD CFE
Presentation by Cristina Martinez, Senior Policy Analyst, OECD LEED Programme.
2013 REPORT - Green growth in the Benelux - Indicators of local transition to a low-carbon economy in cross-border regions.
The full report could be freely downloaded at http://www.oecd.org/cfe/leed/lowcarbon.htm
The document discusses Cuba's new credit policy since 2011 that aims to provide financial resources to the private sector through microloans. It outlines the characteristics of the new credits which will be addressed through three banks. While this policy could help spur private business and economic growth, international microfinance faces challenges related to scope, costs, technology and more. Cuba will need to address institutional weaknesses in its banking system and restrictions on the private sector to fully realize the potential benefits of microfinance. Complementary policies and support from other organizations will also be required for sustainable expansion of microloans.
Critically analyze the business operating environment of a project you are fa...Kudzai Chibarinya
Critically analyze the business operating environment of a project you are familiar with and what are the prospects of its success, What are the area of improvements of any would you recommend to the project sponsors for it to be successfully.
The European Commission has recently estimated the investment needs in energy (electricity and gas) infrastructure of European importance to be about €200 billion up to 2020 . The Commission has also stressed that, under a business as usual scenario, almost half of these investments are at risk of not being delivered in time or at all, leaving a gap of about €100 billion.
The main identified obstacles are problems related to permit granting, regulatory issues and financing; and those cannot be fully overcome by the existing measures.
In this context, the European Commission has proposed an Energy Infrastructure package, which we introduce in this presentation.
This document summarizes downsizing theory and discusses Hewlett-Packard's history with downsizing. It provides an overview of why companies downsize, common downsizing strategies, and potential positive and negative outcomes. It then discusses HP's circumstances, including acquiring other companies and needing to simplify its HR system. HP underwent major layoffs in 2005 and 2008 to cut costs during an economic crisis. The document analyzes advantages and disadvantages of HP's actions and recommends identifying redundant jobs and considering alternatives to layoffs.
O autor processou a empresa construtora por atraso na entrega de um imóvel adquirido. A ré alega que não houve atraso e que o autor não se mudou por outros motivos. O juiz decidirá se a ré deve indenizar o autor pelos custos com aluguel durante o período de atraso alegado.
The main topic of this presentation was the EU Common Strategic Framework Funds in England (2014-2020).
Government proposals were discussed on 7 December 2012.
Find out more about NCVO's european policy work: http://europeanfundingnetwork.eu
John Bell (Senior partner, CurvedThinking) discussed developing a South East EU Investment prospectus.
Developing a South East EU Investment Prospectus, VCS workshop 09 September 2013, by John Bell, Curved Thinking
Find out more about NCVO's European policy work: http://europeanfundingnetwork.eu
Squires, G. and Hall, S. (2013). Lesson (Un)Learning in Spatial Fiscal Incen...Graham Squires
1) The document discusses enterprise zones policies in the UK and US, comparing the first wave of UK zones in the 1980s, US empowerment zones in the 1990s, and the new wave of UK zones beginning in 2010.
2) It finds that while early UK zones successfully stimulated economic growth, they also had issues like displacement of existing businesses and lack of benefits for local communities.
3) US empowerment zones learned lessons around prohibiting business relocation subsidies and taking a more holistic community development approach.
4) The new UK zones aim to minimize displacement, but critics argue they may not sufficiently address local needs or learn lessons around inclusive regeneration.
The document discusses infrastructure and its role in economic growth and development. It defines infrastructure and provides examples of what it includes at both a general and local site level. It also discusses the costs associated with infrastructure projects and provides examples of what £10 million could fund. The document advocates for local authorities to take a leading role in developing site-specific infrastructure to enable control and quicker resolution of issues. It poses questions for discussion around planning, infrastructure challenges, and funding/cash flow opportunities and challenges.
Over the next two decades, the European economy is expected to devote nearly €2 trillion to financing public utilities infrastructure. Public-private partnerships (PPPs) can help mobilize private sector resources and expertise to finance this infrastructure. The European Investment Bank (EIB) supports PPPs through loans, equity investments, guarantees, and other financial instruments. It also provides technical support to help public authorities develop PPP policies and projects. Establishing the right expertise, policies, and financial products is important for PPPs to effectively attract private investment and support Europe's infrastructure needs.
Key elements in drawing up an effective budget for a local homeless strategyFEANTSA
Presentation given by Dick Reinking, Senior Policy Advisor, Municipality of Utrecht, The Netherlands at a FEANTSA seminar on "The impact of the economic crisis on tackling homelessness at local level", hosted by the Committee of the Regions, May 2009
EU Budget Belgium 2014-2020 update November 2014Joost Holleman
EU Budget Belgium 2014-2020 update November 2014
The five European Structural and Investment Funds;
| The European Regional Development Fund
| The European Social Fund
| The Cohesion Fund
| The European Maritime and Fisheries Fund
| The European Agricultural Fund for Rural Development
Dan Stone, Centre for Sustainable Energy - Renewable EnergyPAS_Team
This document summarizes a seminar on renewable energy and community-led renewable projects. It discusses key policy drivers in the UK to increase renewable energy and reduce emissions, and provides examples of local planning policies that support community renewable energy initiatives. Benefits of community renewable projects are outlined, such as providing local jobs and funds, as well as examples of specific community projects involving solar, wind, and biomass energy. Support programs for feasibility studies and project development are also mentioned.
Dr Carol Sweetenham's presentation at NCVO's conference on 10 December 2014, on European Structural and Investment Funds 2014-2020: from policy to practice – explores how the Voluntary and Community Sector will engage in the new Programme.
For more information, visit NCVO's European Funding Network website http://europeanfundingnetwork.eu/
Find out more about NCVO's upcoming events http://www.ncvo.org.uk/training-and-events/events-listing
European Structural and Investment Funds: Delivery of the Programmes, Dr Carol Sweetenham, DCLG, December 2014
Laura McCulloch, Strategic Manager – Planning Hampshire County Council: The C...PAS_Team
The document discusses Hampshire County Council's experience with the Community Infrastructure Levy (CIL) across local authorities in Hampshire. It provides an overview of where each local authority is in implementing CIL and how the County Council is engaging with districts on CIL. This includes providing resources for infrastructure planning, working in partnerships through groups, and participating in CIL project boards. The document also discusses governance arrangements for transferring CIL funds between authorities and the likely impact of CIL on infrastructure funding in Hampshire.
The document summarizes key aspects of EU Cohesion Policy, which invests €347 billion in 2007-2013 to support less well-off regions and citizens. It discusses how over 25% of the budget (€86 billion) supported research and innovation. It provides examples of ICT-related projects funded by Cohesion Policy. It outlines changes for 2014-2020, including thematic concentration on R&I, SME competitiveness, and low-carbon economy to maximize impact. It also discusses ensuring strategies for smart specialization and coherence across funds through a Common Strategic Framework.
The document summarizes the UK Caribbean Infrastructure Partnership Fund (UKCIF), a £300 million fund established by the UK to invest in infrastructure projects in the Caribbean. It provides an overview of the Caribbean Development Bank, which will administer the funds. Key points include: the allocation of funds between technical assistance and capital projects; the eligibility criteria for projects seeking funding; the process for countries to submit project proposals; and how procurement of projects and consultants will be carried out in accordance with the bank's guidelines. Potential infrastructure projects across several Caribbean countries are also listed totaling £394.6 million.
This document provides information about an upcoming lecture on EU regional policy, including the lecturer's contact details and office hours, intended learning outcomes, required readings, and the content and slides for the lecture. The lecture will cover current disparities in economic performance across the EU, arguments for and against an EU-wide regional policy, the objectives and instruments of the current EU regional policy, and evidence regarding its impact. Maps and charts are included to illustrate regional economic data.
OECD LEED Benelux report on green growth - Cristina MartinezOECD CFE
Presentation by Cristina Martinez, Senior Policy Analyst, OECD LEED Programme.
2013 REPORT - Green growth in the Benelux - Indicators of local transition to a low-carbon economy in cross-border regions.
The full report could be freely downloaded at http://www.oecd.org/cfe/leed/lowcarbon.htm
The document discusses Cuba's new credit policy since 2011 that aims to provide financial resources to the private sector through microloans. It outlines the characteristics of the new credits which will be addressed through three banks. While this policy could help spur private business and economic growth, international microfinance faces challenges related to scope, costs, technology and more. Cuba will need to address institutional weaknesses in its banking system and restrictions on the private sector to fully realize the potential benefits of microfinance. Complementary policies and support from other organizations will also be required for sustainable expansion of microloans.
Critically analyze the business operating environment of a project you are fa...Kudzai Chibarinya
Critically analyze the business operating environment of a project you are familiar with and what are the prospects of its success, What are the area of improvements of any would you recommend to the project sponsors for it to be successfully.
The European Commission has recently estimated the investment needs in energy (electricity and gas) infrastructure of European importance to be about €200 billion up to 2020 . The Commission has also stressed that, under a business as usual scenario, almost half of these investments are at risk of not being delivered in time or at all, leaving a gap of about €100 billion.
The main identified obstacles are problems related to permit granting, regulatory issues and financing; and those cannot be fully overcome by the existing measures.
In this context, the European Commission has proposed an Energy Infrastructure package, which we introduce in this presentation.
This document summarizes downsizing theory and discusses Hewlett-Packard's history with downsizing. It provides an overview of why companies downsize, common downsizing strategies, and potential positive and negative outcomes. It then discusses HP's circumstances, including acquiring other companies and needing to simplify its HR system. HP underwent major layoffs in 2005 and 2008 to cut costs during an economic crisis. The document analyzes advantages and disadvantages of HP's actions and recommends identifying redundant jobs and considering alternatives to layoffs.
O autor processou a empresa construtora por atraso na entrega de um imóvel adquirido. A ré alega que não houve atraso e que o autor não se mudou por outros motivos. O juiz decidirá se a ré deve indenizar o autor pelos custos com aluguel durante o período de atraso alegado.
Este documento discute conceptos clave relacionados con la planificación y gestión del tiempo en proyectos. Explica leyes como la de Murphy y Parkinson que pueden afectar el cumplimiento de plazos, así como el síndrome del estudiante. También define restricciones como factores que limitan el logro de objetivos y discute cómo identificar y tratar con la ruta crítica para evitar atrasos.
Documentación para p. residencia y trabajoEmagister
La documentación necesaria que una empresa debe presentar para solicitar un permiso de residencia y trabajo para un inmigrante en Extremadura incluye: los TC1 y TC2 de los últimos tres meses de la empresa, documentos que acrediten los pagos a la Seguridad Social y Hacienda, fotocopias del DNI del empresario y escrituras o documentación de la empresa, una oferta de empleo debidamente cumplimentada, el CIF de la empresa e impuestos del año pasado y, si procede, los estatutos o comunidad de bienes de la
Corporate social responsibility of Jubilantkirti sharma
This document provides a summary of a company's profile, board of directors, corporate social responsibility focus areas and activities. The company is an integrated global pharmaceutical and life sciences company serving customers in over 100 countries. It has a strong R&D team and modern facilities. The company's CSR focuses on healthcare, education and livelihood programs carried out near its manufacturing locations. Key CSR activities include supporting quality education in rural schools, reducing infant/maternal mortality through health centers, and providing vocational training for livelihood opportunities.
O documento lista os artilheiros e seus gols marcados em várias copas regionais no Rio Grande do Sul, incluindo a Copa Metropolitana, Copa Região Sul-Fronteira, e Copa Região Serrana. Maicon Santana da equipe Cerâmica foi o maior artilheiro com 6 gols, enquanto Hyantony do Passo Fundo marcou 11 gols na Copa Região Serrana. Várias equipes e jogadores são listados com seus respectivos gols marcados.
Un excelente diccionario basado en los trabajos de Freire y su vision humanista, biografía y mucho más, que te ayudará a comprender el problema ducativo de America Latina y sus posibilidades transformativas.
Laure Maillard- Financing social housing in France #housingfinanceHousing Europe
1. Financing for social housing in France comes primarily from loans through the country's Savings Fund (73%), which collects savings from passbook accounts and transforms them into long-term, low-interest loans for social housing and other community projects.
2. The Savings Fund model allows for very long-term financing at preferred rates through a single pricing policy, with loans often granted at or below the resource cost for social and environmentally-focused housing.
3. This dedicated funding source proved resilient during the financial crisis, ensuring a steady supply of long-term loans to social housing providers when credit was constrained elsewhere.
Why Teaching is the Most Important Profession?Deah Galas
Teaching is the most important profession because teachers have the ability to profoundly influence students and shape their futures. Several studies have shown that teachers have significant impacts on student achievement, attendance at college, future earnings, and other life outcomes. Good teachers can improve student performance while poor teachers can negatively affect students. The work of teachers is crucial for building the next generation and developing the leaders and workforce of the future.
Charles Birnbaum (Foursquare) «Big data and user generated content LBS»e-Legion
This document provides statistics and information about Foursquare, including over 3.5 billion check-ins, 50 million user accounts, and 1 million claimed merchants. It notes that Foursquare has around 1 million registered users in Russia with over 260 million check-ins and 2.4 million points of interest. The document also describes Foursquare's API, growth of tips and photos on the platform, tools for exploration and merchant relationships.
Algoritmo AEPap trastorno Específico del AprendizajeCristobal Buñuel
El documento proporciona información sobre el trastorno específico del aprendizaje (TEAp), incluyendo su definición, prevalencia, etiología, factores de riesgo, evaluación, diagnóstico y criterios diagnósticos. Explica que el TEAp es un trastorno crónico del neurodesarrollo que afecta el aprendizaje escolar y causa un rendimiento académico inferior a pesar de una inteligencia normal. Afecta específicamente a áreas como la lectura, escritura o matemáticas.
This document provides guidance on temperature and humidity monitoring systems for transport operations of time and temperature sensitive pharmaceutical products. It describes various device types for monitoring temperature and humidity during transport. The key types discussed are electronic data loggers and indicators. It emphasizes the importance of monitoring to ensure pharmaceutical quality and notes regulatory authorities may require documented evidence. Shippers are responsible for ensuring temperature compliance during transport using monitoring devices and agreements with carriers on device use and data collection/storage.
This document outlines activities and lessons from a presentation on human behavior in organizations. It describes five tasks for Activity 2 which involve making paper airplanes, collecting contact information from classmates, and gathering common items. Activity 3 focuses on creative projects using waste materials. The presentation concludes with final thoughts on human behavior.
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
José Justo Gómez de la Cortina fue el primer presidente de la Sociedad Mexicana de Geografía y Estadística. Tuvo una exitosa carrera como diplomático y político en España y México, ocupando cargos como ministro, gobernador, senador y fundador de varias sociedades científicas. También se destacó como escritor e intelectual, publicando obras sobre lingüística, historia y ficción.
The document discusses improving incident management through mobile applications that integrate with the Xpose platform. It describes how Xpose provides a common data model and services to allow exchange of information between organizations. It then outlines several mobile applications for incident notification, chat, and damage registration that provide live interaction between operators and roadside assistance during an incident. These applications are fully integrated with the Xpose platform and incident management system. Finally, it notes that the Xpose core software is available as open source and their platform will support additional incident management services.
Este documento presenta una propuesta para incentivar la lectura en los jóvenes. El objetivo general es crear estrategias motivacionales para generar el hábito de la lectura en los jóvenes. Algunos objetivos específicos son educar a los niños a través de la lectura de cuentos para integrar el núcleo familiar y generar estrategias que motiven a los jóvenes a la lectura. Se justifica la propuesta argumentando que la lectura desde la primera infancia es importante para el desarrollo de los niños.
The European Investment Bank (EIB) provides financing to projects that promote European Union objectives. Due to risk aversion following the financial crisis, many infrastructure projects face difficulties obtaining financing. The EIB addresses this issue by providing long-term loans to both public and private sectors. It utilizes tools like loans, guarantees, and equity to support sustainable development and economic recovery in Europe. The EIB appraises projects based on their consistency with EU priorities, technical quality, and financial viability.
This document summarizes information about EU funding opportunities for cities. It begins with an overview of upcoming changes in EU political leadership and funding trends for 2021-2027, including a focus on climate investment. It then provides details on various EU funding programs and instruments that can support urban development projects, including Horizon Europe, LIFE, and structural funds. Examples are given of funded city projects in Ireland. Key reflections emphasize the importance of vision, innovation, partnerships, and preparation to secure EU funding.
The document provides an overview of social innovation in Europe in 2011 and the opportunities and challenges for 2012-2013. It notes that 2011 saw the launch of several EU initiatives related to social innovation. It discusses how structural funds post-2013 could contribute to social innovation through their 11 thematic objectives aligned with Europe 2020 goals. The document urges stakeholders to get involved in public consultations and the practical planning and implementation of EU funding programs and national reform priorities through 2014-2020.
EIB: Stimulating Investment in water innovationEIP Water
The European Investment Bank EIB presents challenges for financing innovation development in the water sector and potential instruments / mechanisms for doing so.
The European Investment Bank has over 50 years of experience supporting development policies in Africa, the Caribbean, and Pacific regions. It has invested over EUR 18 billion in more than 1,300 projects. The EIB is committed to supporting private sector development and infrastructure projects in these regions, in line with EU objectives. The EIB focuses on projects that have a strong development impact and reduce poverty, with priority given to least developed countries and those affected by disasters or conflicts.
The European Investment Bank (EIB) provides various financing facilities and technical assistance throughout Europe to support projects aligned with EU policy objectives. The EIB raises funds on capital markets and lends them on favorable terms. It provides loans, guarantees, equity investments and funds for sectors like infrastructure, SMEs, innovation and climate action. Loans can finance over 50% of project costs and are provided directly for large projects, or indirectly via intermediaries for smaller projects. The EIB operates on a non-profit basis and its strong credit rating allows it to lend at low costs.
The Connected Smart Cities Network and Living Labs - Towards Horizon 2020 - K...imec.archive
The document discusses how EU Cohesion Policy supports innovation, particularly through the European Regional Development Fund (ERDF). It provides an overview of how over €86 billion was spent on research and innovation during 2007-2013 to build research capacity and infrastructure in all regions. For 2014-2020, there will be a thematic focus on research and innovation, ICT, and SME competitiveness to maximize impact. Regions will develop research and innovation strategies for smart specialisation to concentrate resources on competitive advantages. Synergies between Cohesion Policy and Horizon 2020 are aimed at supporting research and innovation from the idea stage to market.
This document discusses the development of smart cities. It notes that urban populations are growing rapidly and will account for over two-thirds of the world's population by 2050. Smart cities aim to address this growth through greater efficiency, sustainability, and inclusion. Key points discussed include the need for collaboration between different stakeholders, the role of standards in ensuring interoperability, challenges around financing smart city projects, and ensuring citizens are involved as both users and producers within smart cities. The document examines different approaches to planning, governance, and financing that can help facilitate the transition to smarter urban environments.
The document summarizes the European Investment Bank's (EIB) support for integrating cities and refugees through lending, blending, and advising. Since 2014, the EIB has financed 15 projects related to migrant/refugee accommodation and social infrastructure in Germany and Southern Europe. Eligible sectors for EIB lending include housing, shelter, infrastructure, emergency response, and technical assistance. The EIB also supports youth employment, resilience initiatives, and the EU Urban Agenda partnership on migrant inclusion. Cities face challenges financing integration work due to high competition, complex governance, and burdensome administrative procedures for EU funds. An Inclusion Blending Facility could help by blending EU grants and loans to provide direct funding and synergies.
DWS16 - Future networks forum - Harald Gruber, European Investment BankIDATE DigiWorld
The document discusses the EIB's role in financing ultra high speed broadband investments in the EU. It notes that the digital economy in Europe suffers from underinvestment, particularly in infrastructure like broadband. The EIB can help address this by financing broadband projects, with over EUR 2 billion lent per year for this sector. Projects must be economically justified, technically viable, and financially self-supporting. The EIB supports both national broadband plans and regional deployment schemes. It provides loans, framework loans, and can leverage private capital through programs like the European Fund for Strategic Investments.
The document analyzes the Council of Europe Development Bank's (CEB) financing of social projects in its target countries over the past two decades. It finds that the CEB has made significant achievements in strengthening social cohesion through lending for social inclusion, environmental management, and infrastructure projects. However, target countries still face challenges of weak economic recovery and fiscal constraints. Going forward, the CEB aims to leverage its increased capital and partnerships to continue supporting social development, while ensuring financial sustainability in uncertain economic conditions.
The document summarizes several water and wastewater infrastructure projects financed by the European Bank for Reconstruction and Development (EBRD) in various countries. The EBRD aims to promote transition to market economies, private sector development, and environmental sustainability. Project examples include loans and technical assistance to water utilities in Belgrade, Serbia; Ilfov County, Romania; Zagreb, Croatia; Tunisia; Sisak, Croatia; Bosnia and Herzegovina; and Chisinau, Moldova. The projects focused on improving access to water services, reducing water losses, and transitioning sectors through commercialization, private sector participation, and regulatory reforms.
Ukraine Early Recovery presentation 23 June 2015 ENGAndriy Demydenko
The European Investment Bank is providing a EUR 200 million loan to Ukraine for small-scale infrastructure investments and social services to help regions affected by the conflict. The loan will fund projects in government-controlled areas of Donetsk and Luhansk, as well as regions hosting internally displaced people. Eligible sectors include housing, utilities, energy, transportation and public buildings. The Ministry of Regional Development will oversee project selection and implementation over 2-3 years. Technical assistance from the EIB and European Union will support project management, procurement, and environmental and social compliance.
The European Union is an economic and political union of 27 countries with a single market of 450 million people and over €25,000 GDP per capita. It has the largest trading bloc in the world and is responsible for customs union, competition, single market and external trade policies. The EU budget funds growth in less developed regions, cross-border projects, and challenges like climate change and migration. The EU is issuing bonds and bills totaling €806.9 billion under NextGenerationEU to support recovery from COVID-19 and build a greener, more digital and resilient Europe through 2026. €129 billion has been raised so far through diversified funding with over 1000 investors from 70 countries.
This presentation was given by the European Commission on a position paper for the UK on future of structural funds 2014-2020.
This presentation was given in London on 6 December 2012.
Find out more about the NCVO's european policy work: http://europeanfundingnetwork.eu
This document discusses innovative financing schemes for energy efficiency at the local and regional levels in Europe. It identifies various schemes such as third party financing, energy performance contracting, revolving funds, soft loans, guarantee funds, green bonds, and citizen-inclusive approaches. Case studies of each scheme are provided. Barriers to implementing the schemes are also analyzed to help public authorities better access untapped potential for energy savings investments through innovative financing. The document aims to help strengthen best practices that can promote more sustainable and cost-effective financing options for energy efficiency projects.
The EU provides financial support and grants for projects in various areas such as education, health, consumer protection, conservation, and humanitarian aid. Grants are subject to strict rules to ensure funds are spent transparently and accountably. Some key EU funds that provide grants include the European Regional Development Fund, European Social Fund, Cohesion Fund, European Agricultural Fund for Rural Development, and European Fund for Maritime Affairs and Fisheries. Croatia faces challenges like unemployment, skills mismatches, and regional disparities. EU funding supports priorities like developing job skills, improving education, promoting social inclusion, and strengthening civil society. Successful grant applications must demonstrate relevance, quality solutions, partnerships, methodology, risk assessment, sustainability, and a detailed budget.
This document discusses the evolution and future of EU finances. It notes that the EU budget has grown over time to support new policy areas and objectives as the EU has expanded. However, the EU budget remains relatively small at around 1% of EU GDP. The document outlines key trends facing the EU budget, such as the UK withdrawal, and presents options for reforming and modernizing the budget to address new challenges while delivering tangible benefits to EU citizens.
The document discusses the evolution and future of EU finances. It notes that while the EU budget is relatively small at around 1% of EU GDP, it plays an important role in achieving common goals that individual member states cannot achieve alone. The composition of the budget has changed over time, with spending increasingly focused on areas like research, infrastructure, and external action. However, new challenges like security, migration and climate change require funding. The withdrawal of the UK also presents an opportunity to modernize and simplify the financing of the EU budget. The paper considers options for reforming both the spending and financing of the EU budget to better address priorities and meet citizens' expectations.
Similar to Brian Field- Making Finance Available for Housing Needs #housingfinance (20)
Christopher André- Do we need another approach to housing policies? #housingf...Housing Europe
The document discusses housing policies and the risks of high household debt levels. It notes that housing prices have greatly increased in many OECD countries over the past decades. High household debt levels pose credit, funding, and macroeconomic risks. In some countries, mortgage defaults increased following the economic downturn. Construction collapsed in several nations as well. The document argues that financial regulation, tax systems, zoning laws, and insufficient affordable housing supply have all contributed to the problems. It calls for a holistic approach across multiple policy areas to address housing issues.
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Javier Buron Cuadrado presented on the causes and effects of the housing crisis in Spain and recommendations for the future. Some key points:
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This document discusses a proposed model called HARIS (Housing Association Resource for Investment Scheme) to provide long term financing for housing associations in Scotland. HARIS would establish a revolving fund to provide development financing for associations to build new homes. Completed developments would then be refinanced every six months through private finance providers to repay the revolving fund and allow further lending. The goal is to address issues of scale, access to private financing, and restrictive loan covenants by allowing all associations to collaborate and gain advantages of larger portfolios. Key challenges include governance structure and ensuring the model benefits smaller associations.
CECODHAS Housing Europe- Summer Colloquium 2013 ConclusionsHousing Europe
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EU Funding Opportunities for the Refurbishment of Social Housing 2014-2020Housing Europe
This document discusses funding opportunities for social housing refurbishment in Europe from 2014-2020. It outlines the main funding priorities set by the EU Commission, including energy efficiency and renewable energy investments. Specific examples are provided of how EU structural funds and agreements with financial institutions like the EIB and CEB can support energy efficiency renovations of social housing through grants, loans, and project development assistance. The role of technical assistance and aggregating funding streams across different levels is also emphasized.
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A presentation by the CECODHAS Housing Europe on the Intelligent Energy Europe Info Day within the framework of the project "Power House Europe- Nearly Zero Challenge".
Presentation held by the Project Coordinators, Sorcha Edwards and Alessandro Cesale.
23 January 2013
European Parliament Hearing: Energy Efficiency Measures under the Cohesion Po...Housing Europe
The presentation of CECODHAS Housing Europe at the Regional Development (REGI) Committee of the European Parliament in Brussels.
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Presentation by the CECODHAS Housing Europe Policy Coordinator, Julien Dijol.
Brussels, 23 April 2013
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Presentation by Julien Dijol, CECODHAS Housing Europe Policy Coordinator
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This report explores the significance of border towns and spaces for strengthening responses to young people on the move. In particular it explores the linkages of young people to local service centres with the aim of further developing service, protection, and support strategies for migrant children in border areas across the region. The report is based on a small-scale fieldwork study in the border towns of Chipata and Katete in Zambia conducted in July 2023. Border towns and spaces provide a rich source of information about issues related to the informal or irregular movement of young people across borders, including smuggling and trafficking. They can help build a picture of the nature and scope of the type of movement young migrants undertake and also the forms of protection available to them. Border towns and spaces also provide a lens through which we can better understand the vulnerabilities of young people on the move and, critically, the strategies they use to navigate challenges and access support.
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In this report we show that the realities and challenges of life and migration in this region and in Zambia need to be better understood for support to be strengthened and tuned to meet the specific needs of young people on the move. This includes understanding the role of state and non-state stakeholders, the impact of laws and policies and, critically, the experiences of the young people themselves. We provide recommendations for immediate action, recommendations for programming to support young people on the move in the two towns that would reduce risk for young people in this area, and recommendations for longer term policy advocacy.
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Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
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https://www.youtube.com/@jenniferschaus/videos
A Guide to AI for Smarter Nonprofits - Dr. Cori Faklaris, UNC CharlotteCori Faklaris
Working with data is a challenge for many organizations. Nonprofits in particular may need to collect and analyze sensitive, incomplete, and/or biased historical data about people. In this talk, Dr. Cori Faklaris of UNC Charlotte provides an overview of current AI capabilities and weaknesses to consider when integrating current AI technologies into the data workflow. The talk is organized around three takeaways: (1) For better or sometimes worse, AI provides you with “infinite interns.” (2) Give people permission & guardrails to learn what works with these “interns” and what doesn’t. (3) Create a roadmap for adding in more AI to assist nonprofit work, along with strategies for bias mitigation.
Brian Field- Making Finance Available for Housing Needs #housingfinance
1. HHOOUUSSIINNGG FFIINNAANNCCEE
PPrrooppeerrttyy BBuubbbblleess oorr SSoocciiaall && EEccoollooggiiccaall RReessiilliieennccee
Making Finance Available for Housing Needs
Brian G. Field
Managerial Adviser on Urban Planning and Development
The European Investment Bank
“Housing Finance - Property Bubbles or Social & Ecological Resilience – It’s a Choice”
Housing Europe and Finance Watch Conference, Royal Library of Belgium, Brussels,
5th November, 2014.
Regional and Urban Development Division
1
2. 2
PPllaannnniinngg,, SSuussttaaiinnaabbiilliittyy
&&
TThhee UUrrbbaann AAggeennddaa
Sustainable development has finally moved from the
periphery to the mainstream of the urban agenda.
Regional and Urban Development Division
3. 3
TThhee LLeeiippzziigg CChhaarrtteerr
Innovation and
education
High quality policies
public spaces
Local economy and
labour market policies Efficient
SUSTAINABLE
COMMUNITIES
Infrastructure networks
and energy efficiency
Improve physical
environment
Regenerate deprived
neighbourhoods
Training for
children and the
young
affordable
transport
Regional and Urban Development Division
4. SOCIAL
SKILLS
DEMOGRAPHIC
4
IInnvveessttmmeenntt iinn
SSuussttaaiinnaabbllee CCoommmmuunniittiieess
INFRASTRUCTURE KNOWLEDGE
SUSTAINABLE
COMMUNITIES
ENVIRONMENT
REAL ESTATE
LOGISTICS
TANGIBLE INTANGIBLE
CITY ASSETS
Regional and Urban Development Division
5. 5
OOvveerrccoommiinngg FFrraaggmmeennttaattiioonn
IInntteeggrraatteedd PPllaannnniinngg
An integrated approach to urban development for the
effective improvement in the socio-economic conditions of
regions requires; the identification of cooperating elements
of infrastructure investments with the evolution of social
capital that should be developed simultaneously in the
areas where applied.
Regional and Urban Development Division
6. 6
PPrroobblleemmss iinn FFiinnaanncciinngg UUrrbbaann PPrroojjeeccttss
Even where underlying investments are sound, in the post
crisis environment, projects can face difficulties in accessing
finance:
Heightened degree of risk aversion by
commercial banks
Deteriorating credit rating/debt ceilings
Difficulties for smaller private-sector providers
to access finance
Regional and Urban Development Division
7. 7
EIB – Supporting projects promoting EEUU oobbjjeeccttiivveess
EU’s financing arm, established by the Treaty of Rome in
1958
EIB’s shareholders are the 28 EU Member States
Promoting EU objectives
Providing long term loans to the private and public sector,
in a broad range of currencies
Total lending in 2013: EUR 68bn
Total lending in 2014: EUR 66bn
(EUR 79.1bn in 2009)
Large increase a consequence of the financial crisis
(after a specific mandate from ECOFIN)
Regional and Urban Development Division
9. 9
OObbjjeeccttiivveess aanndd IInnssttrruummeennttss
((aa rreessppoonnssee ttoo tthhee ffiinnaanncciiaall ccrriissiiss))
Objectives
Broadening the financing base
for infrastructure investments
Increasing awareness and
deepening the financial sector
servicing such development
needs
Harmonising and coordinating
resources
Instruments
Medium to long-term senior loans
Subordinated loans
Letters of credit
Guarantees
Mezzanine debt instruments
Local debt securities
Equity
Technical Assistance support
Regional and Urban Development Division
10. 10
TThhee TTeerrrriittoorriiaall AAggeennddaa
An Action Plan for Cities 2014-2020
Traditional Lending
Structured Finance
Financial Engineering
Technical Assistance
Networking/Partnering
Targeted investment
in more sustainable
urban regeneration
and renewal
Regional and Urban Development Division
11. 11
TThhee FFoouurr KKeeyy EElleemmeennttss
Traditional Lending.
Increase lending by encouraging greater use of
framework and global loans, as well as project-specific
investment loans.
Structured Finance.
Taking more risk by extending the scope of the
Bank’s Structured Finance Facility (SFF) to include
urban investments.
Financial Engineering.
Support the use of new financial instruments such
as JESSICA and JEREMIE.
Technical Assistance.
Provide technical assistance to support bankable
projects, e.g. JASPERS, ELENA etc.
Regional and Urban Development Division
12. 12
A Policy Bank with aa BBaallaanncceedd PPoorrttffoolliioo
Regional and Urban Development Division
13. 13
Social and Affordable HHoouussiinngg PPrroojjeeccttss
Challenges and Objectives:
Promoting social inclusion and urban regeneration by
providing access to decent housing
Increasing need for social and affordable housing
especially in large cities and agglomerations
Poverty alleviation and job creation via the provision of
housing for low income households
Regional and Urban Development Division
14. 14
Social and Affordable HHoouussiinngg PPrroojjeeccttss
Complexity of the Housing Sector requires:
Sound legal and policy framework
Defined technical housing quality standards and services
Adequate implementation capacity of housing providers
Strong involvement of private sector to ensure efficient
delivery and good standards
Sound public governance and management
Long-term maintenance and quality control
Long-term financial sustainability
Locally adapted solutions/neighbourhood involvement
Accompanying measures to foster social inclusion
Regional and Urban Development Division
15. 15
EIB CCOONNTTAACCTT IINNFFOORRMMAATTIIOONN
Brian G. Field
Urban Planning and Development Adviser
European Investment Bank
100 boulevard Konrad Adenauer
L-2950 Luxembourg
Tel: +352 4379 83063
Fax: + 352 4379 62599
Email: b.field@eib.org
Regional and Urban Development Division
Editor's Notes
These are the 6 priority objectives of the 2007-2009 Corporate Objective Plan (COP) which is the Bank’s rolling business plan
These are the 6 priority objectives of the 2007-2009 Corporate Objective Plan (COP) which is the Bank’s rolling business plan