by Mr See Weng Lung, CEO, d-Risk Technology

1. Make Better Decisions
wlsee@d-risk.tech

2. Credit ratings are vital for decision-making,
but few companies are rated due to cost
2
Understanding the credit-
worthiness of a company is
critical for both investment
and lending decision-
making. Credit rating agencies provide a rating
that delivers assurance to buyers and
lenders about a particular company.
However, this rating comes at a
substantial cost and therefore many
public companies do not hold ratings.

3. Most investors and banks rely on internal
analysis, but that itself is challenging
3
For lenders, investors and
other potential users, the
alternative is to develop an
internal credit department
assessing the worthiness of a
company.
However, this itself is a
challenge for 3 reasons
Time-consuming
Variable accuracy/
reliability
Resource-intensive

4. D-Risk provides a fast, accurate and
convenient alternative
Accurate
89 percent within 1 notch
of official ratings
Convenient
4
Risk ratings on demand at
a low cost. 3-tier pricing
model (US$10/US$50/
US$100 per report)
Fast
Incorporate live data into
AI & machine learning
models. Instantaneous.

5. Our Value Propositions
Improved
Efficiencies
Reduced
Losses
Increased
Revenues
5

6. Product
6

7. We identify material changes in real time
D-Risk flagged a sharp rise in risk at Hyflux 3 months before trading halt
7

8. 89% of our ratings are within 1 notch of
official credit ratings
8
57% exact
match
89% within 1
notch
>89% within
2 notches
*Based on sample of 18,142 companies

9. 9
Cloud-Based
Platform
“pay-per-use”
model
From retail to
institutional
investors
D-Risk offers affordable insight to a wide
range of potential users

10. See Weng Lung
CEO
Ex-investment banker with close to
three decades of banking and finance
experience in Asia Pacific. Deep
expertise in financial analysis, and
credit assessment. BSc in Electrical
Engineering (Columbia University),
and MBA (Boston University)
Dr. Christopher Zhong
CTO
Experience includes payment startup in
the US, and Cybersecurity Lab in
Singapore. PhD in Computer Science
(Kansas State University)
Teoh Sin Hin
Business Development
25 years of experience in working with,
and providing consulting and IT enterprise
solutions to customers in the financial
Services industry in the region including
banks and regulators. A computer science
graduate with business/accounting minor
from Universiti Putra Malaysia
10
Prof Schubert Foo
Technology Advisor
Deputy Associate Provost (Information & Knowledge) at Nanyang Technological
University in Singapore. BSc, MBA and PhD (University of Strathclyde)
Strong team to drive D-Risk forward