Apple Pay
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This is our group presentation on how Apple develop a robust and secure Information System Infrastructure for the new mobile feature, Apple Pay. Apple has been working and developing for years. With Apply Pay, we use iPhone as a mobile wallet to pay at check out with Touch ID. In order to obtain a strong security for this new feature, the new iPhone 6 and iPhone 6 Plus are equipped with SE (Security Element), NFC (Near Field Communication), and Touch ID.
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Apple Pay
Apple Pay
Language:
English (100%)
Agenda
- Introduction of Apple Pay
- Technology
- Transaction Fee
- Merchants and Partner
- Device compatible
- Card compatible
- Apple Pay Today
- iPhone Stats Reference
[Case study] Apple Pay, the first French users go to the till
Apple Pay was launched in France on July 19th, allowing contactless payments using supported bank cards and mobile devices. An analysis of nearly 2,000 online conversations about Apple Pay revealed the following:
1) Early adopters of Apple Pay are young (84% under 34) and predominantly male (95%) iPhone owners enthusiastic about new technology.
2) While receiving positive initial feedback for its convenience, flexibility, and security, Apple Pay has low awareness among the general population.
3) Users are transforming into information resources for retailers and customers, educating them about contactless payment capabilities. However, some banks have faced criticism for not supporting Apple Pay.
Apple Pay's Uncopyable Business Model
Apple Pay launched in October 2014 addressing consumer pains with traditional payments like theft, fraud, and losing physical wallets. Apple's business model provides seamless, secure mobile payments through iPhone users, over 200 banks, 220,000 merchants, and credit card networks without collecting consumer data or charging fees to participants. This mobilizes the entire payments ecosystem in a way other solutions have not by focusing on user experience over self-interest.
Digital wallet (e-wallet)
A digital wallet allows users to store payment and loyalty card information electronically rather than physically. It authenticates users and facilitates contactless payment using technologies like near field communication (NFC). Digital wallets provide advantages over physical wallets like convenience, flexibility, and safety. While systems issues, security concerns, and user experience challenges remain, major companies are developing digital wallet applications that can be used to pay at retail locations and transfer funds between individuals.
Case study on E-Payments
- The document discusses electronic payment systems in Ghana, specifically mobile payment systems like MTN Money, Vodafone Cash, Tigo Cash, and Airtel Money.
- It analyzes these systems in terms of privacy, effectiveness, processes involved, traceability, and transaction costs. Issues identified include a lack of mandatory personal identification and security measures.
- The document proposes a framework to address loopholes by making next of kin information, valid ID numbers, and security words mandatory to improve privacy, traceability and security of mobile payment systems in Ghana.
Digital wallet
With cashless society being the current hot topic .. Digital Wallet surely covers one of them ...Here is a description about what is it and how it works .. may aid you during your final year seminar .. Cheers !!
Pay Pal Introduction.........!
PayPal Inc. is the biggest online company in the world that providing a transfer and online payment services via email between Consumer to Consumer and Peer to Peer.
Overview of digital payments in india
The digital payments landscape in India has evolved significantly in recent years due to improvements in technology and a push for cashless transactions. Notable developments include the introduction of the UPI system in 2016, which has grown enormously and now outpaces wallets. Various payment modes like UPI, wallets, cards and Bharat QR are regulated by entities like the RBI, NPCI and follow guidelines on KYC/AML. Digital payments are projected to reach $500B by 2020 and constitute 15% of India's GDP, indicating continued growth in online transactions.
Recommended
Apple Pay
Apple Pay
Language:
English (100%)
Agenda
- Introduction of Apple Pay
- Technology
- Transaction Fee
- Merchants and Partner
- Device compatible
- Card compatible
- Apple Pay Today
- iPhone Stats Reference
[Case study] Apple Pay, the first French users go to the till
Apple Pay was launched in France on July 19th, allowing contactless payments using supported bank cards and mobile devices. An analysis of nearly 2,000 online conversations about Apple Pay revealed the following:
1) Early adopters of Apple Pay are young (84% under 34) and predominantly male (95%) iPhone owners enthusiastic about new technology.
2) While receiving positive initial feedback for its convenience, flexibility, and security, Apple Pay has low awareness among the general population.
3) Users are transforming into information resources for retailers and customers, educating them about contactless payment capabilities. However, some banks have faced criticism for not supporting Apple Pay.
Apple Pay's Uncopyable Business Model
Apple Pay launched in October 2014 addressing consumer pains with traditional payments like theft, fraud, and losing physical wallets. Apple's business model provides seamless, secure mobile payments through iPhone users, over 200 banks, 220,000 merchants, and credit card networks without collecting consumer data or charging fees to participants. This mobilizes the entire payments ecosystem in a way other solutions have not by focusing on user experience over self-interest.
Digital wallet (e-wallet)
A digital wallet allows users to store payment and loyalty card information electronically rather than physically. It authenticates users and facilitates contactless payment using technologies like near field communication (NFC). Digital wallets provide advantages over physical wallets like convenience, flexibility, and safety. While systems issues, security concerns, and user experience challenges remain, major companies are developing digital wallet applications that can be used to pay at retail locations and transfer funds between individuals.
Case study on E-Payments
- The document discusses electronic payment systems in Ghana, specifically mobile payment systems like MTN Money, Vodafone Cash, Tigo Cash, and Airtel Money.
- It analyzes these systems in terms of privacy, effectiveness, processes involved, traceability, and transaction costs. Issues identified include a lack of mandatory personal identification and security measures.
- The document proposes a framework to address loopholes by making next of kin information, valid ID numbers, and security words mandatory to improve privacy, traceability and security of mobile payment systems in Ghana.
Digital wallet
With cashless society being the current hot topic .. Digital Wallet surely covers one of them ...Here is a description about what is it and how it works .. may aid you during your final year seminar .. Cheers !!
Pay Pal Introduction.........!
PayPal Inc. is the biggest online company in the world that providing a transfer and online payment services via email between Consumer to Consumer and Peer to Peer.
Overview of digital payments in india
The digital payments landscape in India has evolved significantly in recent years due to improvements in technology and a push for cashless transactions. Notable developments include the introduction of the UPI system in 2016, which has grown enormously and now outpaces wallets. Various payment modes like UPI, wallets, cards and Bharat QR are regulated by entities like the RBI, NPCI and follow guidelines on KYC/AML. Digital payments are projected to reach $500B by 2020 and constitute 15% of India's GDP, indicating continued growth in online transactions.
Presentation of digital payments
1) The document provides step-by-step instructions for various digital payment modes in India including Points of Sale (POS), Unstructured Supplementary Service Data (USSDS) based mobile banking, Unified Payments Interface (UPI), e-wallets, and Aadhaar Enabled Payment System (AEPS).
2) It explains the registration process and key steps to send and receive money for different payment methods like using a physical POS machine, mobile POS, virtual POS, USSD-based banking, UPI, and e-wallets.
3) The document also outlines the requirements and limits for using various payment modes like linking a bank account and mobile number for USSD, choosing a
Digital payments
Digital payment companies in India are growing rapidly. Digital payments encompass various instruments like prepaid payment instruments, payment gateways, and Unified Payments Interface (UPI). Major players in the digital payment industry include banks and third party vendors. The Reserve Bank of India regulates payment systems and issues licenses to entities to operate prepaid payment instruments. Common modes of digital payment discussed include bank cards, USSD mobile banking, Aadhaar Enabled Payment System (AEPS), UPI, point of sale (POS) terminals, and virtual POS. Anti-money laundering procedures are also discussed, covering money laundering activities, stages of money laundering like placement, layering and integration.
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Google Wallet allows users to store payment and loyalty cards on their phones and make purchases online or at stores by tapping their phone on a payment terminal. It uses near field communication (NFC) technology for secure payments. Google's business model is to offer sponsored ads and deals to users through the app to generate revenue, rather than charging merchants or users fees. Mobile payments through NFC technology are predicted to grow substantially in the coming years as more phones are equipped with NFC capabilities.
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PayPal is an online payment platform that allows users to send and receive payments between individuals or merchants. It acts as a middleman by holding funds from a customer until a transaction is completed with a merchant. PayPal has over 190 million active accounts globally and processes billions of dollars in payments each year. It offers advantages like security, convenience, and immediate fund availability compared to other payment methods.
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Google Wallet is a mobile payment system that allows users to store debit/credit cards and loyalty cards to make contactless payments through NFC. It was first released in the US in 2011. Google Wallet partners with many major merchants and works with over 300,000 payment terminals. While it initially only supported a few phone models, Google Wallet now works with popular phones like iPhones, Samsung Galaxy phones, and Google's Nexus devices. Google's business model is to offer sponsored ads to users through the app and make money this way rather than charging users or merchants fees.
Paytm User Journey
Paytm is a digital wallet launched in India in 2010 that allows users to manage money, pay bills, shop online, and send money to friends. It has grown significantly by offering various services that meet consumer needs, allowing buying and selling through its platform, and onboarding many partners. Paytm attracts new users by offering incentives for creating an account and has expanded its services over time, including gaining approval in 2017 to launch a payments bank that can accept deposits up to Rs. 1 lakh per individual account. The Paytm user journey involves merchants registering to start accepting payments via options shown to customers to pay through Paytm directly or by scanning QR codes, with the process completed via a payment gateway.
Credit Card
A credit card allows individuals to make purchases and pay back the amount over time, with interest charged on unpaid balances. Credit cards are issued by banks or other financial institutions to customers who can then use them to buy goods and services. Key features of modern credit cards include annual fees, interest charges, cash advance fees, and other penalties. Credit cards provide convenience for purchases but can also contribute to debt if not managed carefully.
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This document provides information about Unified Payments Interface (UPI), e-wallets, Aadhaar Enabled Payment System (AEPS), and Bharat QR. UPI allows instant fund transfer between bank accounts on mobile. E-wallets store money online to make purchases. AEPS allows cash withdrawals and deposits using Aadhaar authentication at micro ATMs. Bharat QR is a common QR code standard for person to merchant mobile payments in India.
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Paytm is India's largest mobile wallet provider with over 120 million registered users. It started in 2010 as a mobile recharge website and has expanded into mobile payments, e-commerce marketplace, and bill payments to address financial inclusion challenges in India where many lack access to traditional banking. Paytm aims to become the primary digital payment method in India through partnerships with companies like Uber and food delivery services, and by obtaining approval to operate a payments bank from the Reserve Bank of India. It competes with other Indian digital wallets but benefits from strong network effects as more users and merchants join its platform.
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This presentation discusses electronic wallets (e-wallets), which allow users to store payment information like credit cards and make purchases online more easily. E-wallets can be software on a personal computer or integrated into mobile devices. They automate the entry of payment and shipping details during online checkout. The presentation covers the definition of e-wallets, types like client-side versus server-side storage, security features, advantages of reducing data entry and online abandonment, potential disadvantages if fields are incomplete, examples like Yahoo Wallet, and the ECML standard.
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Paytm is an Indian electronic payment and ecommerce brand founded in 2000 by Vijay Shekhar Sharma. It received funding from Ratan Tata in 2015 and Alibaba in the same year. Paytm has over 22 million visitors per month, 15 million active wallet users, and processes over 8 million transactions per month, with 70% made through mobiles. It offers services including recharge, bill payment, payments solutions, digital gold, Paytm wallet, and plans to launch a bank. Paytm earns money through its ecommerce store, advertising, transactions through its wallet, partnerships and commissions from sellers using its platform.
Paytm
This document provides information about Paytm, India's largest mobile marketplace and payment platform. It discusses Paytm's history and background, services offered, mission, trust in customers, market situation including competition, marketing campaigns, and SWOT analysis. Paytm has over 200 million registered users and offers a single platform for bill payments, recharges, shopping, and online transactions through its mobile app and wallet.
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The document discusses digital wallets, including their vision, components, technology like NFC, payment models, architecture, features, advantages, and disadvantages. It provides examples of how digital wallets are currently being used, mentioning Paytm, Google Wallet, PayPal, Isis, Venmo, and Dwolla. Digital wallets allow users to make electronic payments and store payment methods and other information to make transactions more convenient compared to physical wallets.
Mobile Wallet Features
Mobile Wallet is a service that allows users to manage digitized values (offers, coupons, rewards within loyalty programs, ticketing, boarding passes, gift certificates, ID-cards or information about products and services) of different brands and makes it possible to make payments (with bank accounts, bank cards, and electronic money)
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The document discusses mobile payment solutions from various companies and strategies for adoption. It analyzes Apple Pay, comparing it to solutions from Square, PayPal, and other major tech companies. Apple Pay offers security and convenience for consumers but has limited device compatibility. The document recommends Apple pursue strategies like expanding Apple Pay's acceptance on e-commerce sites and apps as well as growing its merchant services to assure widespread adoption.
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This document discusses Apple Pay and Touch ID security. It summarizes that Apple Pay uses tokenization to securely store payment credentials in the Secure Enclave instead of actual credit card details. Touch ID fingerprints are also stored encrypted in the Secure Enclave and are never sent to Apple. The document also demonstrates how to use debugging and hooking techniques on a jailbroken device to analyze the internals of how Apple Pay and Touch ID work.
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Presentation of digital payments
1) The document provides step-by-step instructions for various digital payment modes in India including Points of Sale (POS), Unstructured Supplementary Service Data (USSDS) based mobile banking, Unified Payments Interface (UPI), e-wallets, and Aadhaar Enabled Payment System (AEPS).
2) It explains the registration process and key steps to send and receive money for different payment methods like using a physical POS machine, mobile POS, virtual POS, USSD-based banking, UPI, and e-wallets.
3) The document also outlines the requirements and limits for using various payment modes like linking a bank account and mobile number for USSD, choosing a
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Google Wallet allows users to store payment and loyalty cards on their phones and make purchases online or at stores by tapping their phone on a payment terminal. It uses near field communication (NFC) technology for secure payments. Google's business model is to offer sponsored ads and deals to users through the app to generate revenue, rather than charging merchants or users fees. Mobile payments through NFC technology are predicted to grow substantially in the coming years as more phones are equipped with NFC capabilities.
Revolut Deep Dive
Revolut is a fintech company that provides financial and banking services through its mobile app. It has raised $918 million in total funding at a $5.5 billion valuation. Revolut has grown rapidly, acquiring over 13 million retail customers and 400 thousand business customers across 35 countries. While initially focused on international payments and currency exchange, Revolut has expanded its product stack to include services like cryptocurrencies, stock trading, savings and business tools.
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The document discusses e-wallets, which allow users to store payment and personal information for online transactions. E-wallets make online shopping more convenient by automatically filling in forms. They also aim to facilitate paperless money transfers. Some advantages are ease of use and mobility, while disadvantages include security risks like easy duplication and limited lifetime or acceptance of some e-wallets. Popular e-wallets include Google Wallet, Qpass, and Illium Software. Near Field Communication (NFC) technology allows contactless payments using devices like smartphones. Google Wallet allows in-store purchases using an Android app.
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Google Wallet Presentation
Google Wallet is a mobile payment system that allows users to store debit/credit cards and loyalty cards to make contactless payments through NFC. It was first released in the US in 2011. Google Wallet partners with many major merchants and works with over 300,000 payment terminals. While it initially only supported a few phone models, Google Wallet now works with popular phones like iPhones, Samsung Galaxy phones, and Google's Nexus devices. Google's business model is to offer sponsored ads to users through the app and make money this way rather than charging users or merchants fees.
Paytm User Journey
Paytm is a digital wallet launched in India in 2010 that allows users to manage money, pay bills, shop online, and send money to friends. It has grown significantly by offering various services that meet consumer needs, allowing buying and selling through its platform, and onboarding many partners. Paytm attracts new users by offering incentives for creating an account and has expanded its services over time, including gaining approval in 2017 to launch a payments bank that can accept deposits up to Rs. 1 lakh per individual account. The Paytm user journey involves merchants registering to start accepting payments via options shown to customers to pay through Paytm directly or by scanning QR codes, with the process completed via a payment gateway.
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A credit card allows individuals to make purchases and pay back the amount over time, with interest charged on unpaid balances. Credit cards are issued by banks or other financial institutions to customers who can then use them to buy goods and services. Key features of modern credit cards include annual fees, interest charges, cash advance fees, and other penalties. Credit cards provide convenience for purchases but can also contribute to debt if not managed carefully.
Upi, e wallets & other digital payments
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Paytm is an Indian electronic payment and ecommerce brand founded in 2000 by Vijay Shekhar Sharma. It received funding from Ratan Tata in 2015 and Alibaba in the same year. Paytm has over 22 million visitors per month, 15 million active wallet users, and processes over 8 million transactions per month, with 70% made through mobiles. It offers services including recharge, bill payment, payments solutions, digital gold, Paytm wallet, and plans to launch a bank. Paytm earns money through its ecommerce store, advertising, transactions through its wallet, partnerships and commissions from sellers using its platform.
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Mobile Wallet Features
Mobile Wallet is a service that allows users to manage digitized values (offers, coupons, rewards within loyalty programs, ticketing, boarding passes, gift certificates, ID-cards or information about products and services) of different brands and makes it possible to make payments (with bank accounts, bank cards, and electronic money)
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This document discusses Apple Pay and Touch ID security. It summarizes that Apple Pay uses tokenization to securely store payment credentials in the Secure Enclave instead of actual credit card details. Touch ID fingerprints are also stored encrypted in the Secure Enclave and are never sent to Apple. The document also demonstrates how to use debugging and hooking techniques on a jailbroken device to analyze the internals of how Apple Pay and Touch ID work.
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Using mobile devices to complete payment transactions in stores is on the brink of mass adoption in North America. What's not clear yet is what technology will be the most popular and how these methods of payment will be secured. So far, security seems to be an afterthought in some early attempts at a mass-market approach to mobile payments - including one particular app that happens to have 12 million users and a glaring loophole.
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This document discusses identity theft, credit card fraud, and cybersecurity threats. It then introduces the ASTO smart card as a solution. The ASTO smart card stores encrypted fingerprint templates and performs fingerprint matching and cryptography on the card itself. It can be used for two-factor authentication for remote server login, mobile payments, and access control. The ecosystem around the ASTO smart card includes enrollment, personalization, and life cycle management functions.
Apple pay
Apple has been known to deliver top-notch products & services to its customers since long back. This is what motivated Apple to come up with yet another invention in the digital world hence they came up with a digital currency option – Apple Pay.
FT Partners Research: Apple Unveils Apple Pay - Comprehensive Overview and Im...
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Apple unveiled Apple Pay, a new mobile payment service that allows users to make payments with their iPhone 6 or Apple Watch. Apple Pay leverages near field communication (NFC) technology and tokenization to enable secure payments at retail locations and within apps. While Apple Pay has the potential to significantly grow mobile payments given Apple's large user base, many challenges remain around device and merchant compatibility as well as coverage among credit card issuers.ELECTRONIC PAYMENT METHOD.pptx
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Secure mobile payment
Mobile payment systems allow consumers to make purchases using a mobile device instead of cash, checks, or credit cards. There are various mobile payment models including mobile wallets, card-based payments, carrier billing, and contactless payments using near-field communication (NFC). Both secure elements and host-based card emulation can securely store payment credentials, though secure elements provide stronger isolation of sensitive data. Early mobile payment systems were vulnerable to relay attacks and weaknesses in PIN storage, but providers have implemented encryption, tokenization, and other techniques to enhance security over time.
Apple pay
Apple Pay is an NFC, that is, Near Field
Communication based mobile payment system.
It allows the iPhone, iPad, & other Applecompatible
devices to make payments, quick
purchases from all the major retailers. All that an
Apple device owner needs to do is, take their
Apple device near the credit card terminal, & use
a Touch ID for making varied purchases. Even in-app purchases can be made using Apple Pay.
Overview of Mobile Payment Systems
Overview of the Different Mobile Payment systems
- NFC based Platforms such as Google Wallet and ISIS
- Systems like Square, VeriFone, Card.io Naratte Zoosh and other exciting and disruptive startups in this space.
Innovating the hell out of banking #withCIB
This document provides an imaginative brainstorming session on potential innovations in the banking sector. It discusses using existing technologies like near-field communication, augmented reality, drones, and artificial intelligence to modernize and streamline banking processes. Some ideas presented include developing mobile point-of-sale devices using NFC, implementing biometric authentication like fingerprints, outsourcing authentication to tech companies, using drones and satellite imagery to inspect properties remotely for loans, and creating virtual banking assistants using voice and hologram technologies. The document envisions a future where emerging technologies reduce human involvement in banking transactions and services.
E walllet / Digital Wallet
This document provides information about e-wallets. It begins with an introduction that defines an e-wallet as a software component that allows users to make electronic payments by hiding the low-level payment details. It then discusses the types of e-wallets, components, technologies like NFC, payment models, wallet architecture, features, advantages and disadvantages, and how e-wallets are currently being used. Examples of popular e-wallets mentioned include Square Wallet, Google Wallet, PayPal, ISIS, Venmo and Dwolla.
Product Architecture of Hardware Wallet - Without Sequence Diagrams.pdf
The document describes a hardware wallet that provides security, privacy, and convenience features. It has separate wallets for long term savings, medium term savings, daily transactions, and prepaid cards. Key features include supporting watch-only addresses, lightning network channels, and generating offline private keys secured by a hardware security module. The wallet aims to be easy to use, recover from loss or theft, support multiple payment methods, and allow fund allocation between individuals while maintaining oversight and privacy through single-use addresses and bloom filters.
Product Architecture of Hardware Wallet - Without Sequence Diagrams.pdf
The document describes a hardware wallet that provides security, privacy, and convenience features. It has separate wallets for long term savings, medium term savings, daily transactions, and prepaid cards. Key features include supporting watch-only addresses, lightning network channels, and low-cost inconspicuous USB devices tied to mobile phones. The wallet generates keys offline and only stores private keys and addresses securely on the hardware device. Recovery is possible if the device or mobile phone is lost through using a seed or Linux USB pen drive. It also allows allocating funds among multiple users with oversight controls and partitions funds for different usage classes and security levels.
Payware sales-presentation-jun
PAYware Mobile is a mobile payment solution that allows small businesses to accept credit card payments using an iPhone. The solution includes a payment app, a card encryption sleeve that attaches to the iPhone, and a gateway for processing transactions. It provides security, convenience, and cost savings compared to other mobile payment options. Merchants can start accepting payments on their iPhone immediately after downloading the app and registering. The payment partner can help onboard new merchants and provide sales and marketing materials to help drive new business.
PaymentSystems
This document discusses several popular mobile payment systems: Google Wallet, PayPal, and Apple Pay. Google Wallet allows users to store credit cards and loyalty cards on their phone to make purchases online and in stores. PayPal is widely used for e-commerce and allows linking a bank account or credit cards to make one-tap purchases. Apple Pay launched with the iPhone 6 and Apple Watch, using tokenization and Touch ID/Apple Watch sensors for security. It aims to replace physical wallets and can be used anywhere contactless payments are accepted.
Adrian Nextel Pki Wireless
The document discusses Nextel's proposed Nextel Electronic Wallet (NEW) service which would allow secure payments from an iDEN phone using PKI technology. It describes how a user could pay for gas using the NEW service which would connect to their bank account or credit card through an encrypted connection to the Nextel network. The NEW service would address security issues like authentication, non-repudiation, and privacy through the use of encryption, digital signatures, and a public key infrastructure.
Mobile Payments Glossary
Mobile payments have grown in popularity over the past year and introduced new terminology. This document defines key terms related to mobile payments technologies like Android Pay, Apple Pay, contactless payments, encryption, loyalty programs, mobile wallets, merchants, and tokenization. It also covers related concepts such as EMV, mPOS, NFC, PCI, and POS in the emerging landscape of digital payments.
Money pad ppt
The document discusses the future of digital payments and introduces the "Money pad", a device that will replace physical wallets and allow users to store digital cash and financial information. The Money pad uses biometric fingerprint recognition for secure authentication and can be used to perform remote electronic payments and transactions. It provides advantages over traditional payment methods like credit cards by enabling instant clearing of funds and more secure encryption during transactions. The Money pad is proposed as a solution that meets the future requirements of instant fund transfers, payment security, and elimination of physical payment methods.
Nfc
NFC is an emerging technology that combines RFID and mobile devices to allow communication between devices within 4 centimeters of each other. It operates at 13.56 MHz and can transfer data up to 424 Kbits/sec. NFC has applications in mobile payments, access control, transit payments, social networking and more. While not supported by iPhone 5, NFC is driving mobile payment revolution and a new marketing ecosystem of location-based offers and interactions between physical objects and mobile devices.
Near field communication(NFC)
Near Field Communication (NFC) allows contactless transactions and data sharing through devices like smartphones and credit cards. NFC uses electromagnetic induction to transmit information short distances. It provides several applications like contactless payments, digital tickets, content sharing, and keyless entry. However, NFC also faces security risks like eavesdropping, data interception and lost device attacks. Future applications include more uses of mobile devices as digital keys and wallets. Security can be improved through encryption and authentication.
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- 2. Pay without your wallet • Payments happen with a single touch • Easy, secure private payments • Only for iPhone 6 and iPhone 6 Plus • Pay with touch ID • Convenient check out • Set up is simple
- 4. More secure payments • Protect your accounts even if you lose your device • Keep your purchase private, and no transaction record. • Most recent transaction in the Passbook
- 5. Security Elements Touch ID Passbook Near field communication (NFC) antenna Dedicated chip that stores encrypted payment information
- 9. Connect to Chapter 3 Information system infrastructure The secure element and the NFC chipset (hardware) Without exposing the real debit/credit card number Encrypted number Card number is not stored locally or in Apple server Issuing bank associated with your card
- 11. Works Cited Fink, Erica. "'Apple Pay' May Be Safer than Plastic." CNNMoney. Cable News Network, n.d. Web. 21 Sept. 2014. Jeffries, Adrianne. "Apple Pay Allows You to Pay at the Counter with Your IPhone 6." The Verge. N.p., 03 Sept. 2014. Web. 21 Sept. 2014. "Pay Your Wallet. Without the Wallet." Apple. N.p., n.d. Web. 21 Sept. 2014.