This slideshow is created for small business owners. It goes through the basics of credit, as well as describes traditional and nontraditional sources of financing available to small businesses.
This document discusses various business finance options including debt, equity, and government funding schemes. It outlines the main differences between debt and equity, and notes that financing should be driven by business strategy rather than the other way around. Specific funding sources covered include bank loans, asset finance, factoring, the Enterprise Finance Guarantee, regional schemes, grants, venture capital, private equity, and business angels. Key considerations for funders seeking equity include exit strategy, valuation, and expected returns. The document stresses the importance of a well-defined business plan and forecasts for successful fundraising.
This document discusses various options for funding self storage facility purchases and deals, including: mortgage brokers, community banks, SBA 7A loans, insurance companies, assumable loans, transactional funding, hedge funds, credit lines, equity in other properties, refinancing existing properties, seller carrybacks, selling existing or personal properties, borrowing against insurance, mezzanine lenders, bringing in a partner, and forming a syndicate. It emphasizes doing deals that still cash flow after funding and exploring many potential sources of capital.
This document describes Opportunity Partners Fund II, LP and its investment strategy. The fund will pursue opportunistic purchases of distressed real estate assets in the Twin Cities area that have been significantly devalued due to the economic downturn and tight credit markets. The general partner has over 100 years of combined real estate experience and successfully executed a similar strategy with Fund I, achieving returns above targets. Fund II seeks $25 million in commitments to continue acquiring undervalued properties with a focus on downside protection and strong potential returns.
This document provides an overview of B. Clodfelter's responsibilities and contributions as a partner at a private equity firm specializing in Northern Colorado businesses. Some key points:
- The firm focused on turnarounds and financing for later-stage startups, doing 2-3 deals under $10M per year.
- Clodfelter matched client companies with potential investors, provided consultative services, and helped secure financing from an angel investor network.
- Clodfelter led the most profitable deal in the firm's portfolio and participated in successful financing for 8 companies over 3 years.
- Clodfelter developed a "3P framework" to efficiently evaluate potential clients based on their
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015Alan Chu
This document provides an overview of the Pyatt Broadmark Real Estate Lending Fund I (PBRELF I). PBRELF I invests in short-term, first lien loans secured by real estate projects in the Pacific Northwest. The goal is to provide high-yield returns while minimizing risk. PBRELF I has $136.4 million in assets under management. It offers diversification, consistent performance, and monthly distributions to investors.
This is the deck from PeerRealty's October 8, 2015 webinar on the Ameritus Real Estate Fund, our latest real estate crowdfunding offering. Visit http://resources.peerrealty.com/ameritus-real-estate-fund-webinar-video to view the replay of this webinar.
Astrum Fund I is a private investment fund seeking $50 million to execute sale-leaseback-buyback (SLB3) transactions on commercial properties. It will purchase properties directly from middle market companies and lease them back under long-term leases. The companies will have rights to repurchase the properties after 5 years. The fund aims to generate high current income and total returns of 20% through moderate leverage of up to 60% on properties. It is only available to accredited investors.
This document discusses VCC's role in administering regional angel funds to promote economic development. It explains that angel funds allow accredited investors to invest in start-up and early-stage companies in exchange for equity, functioning after friends/family investment but before large institutional funding. The document outlines VCC's vision of using innovative capital and collaborative leadership to support local communities. It then details VCC's process of administering angel funds through a three-phase approach, leveraging partners including entrepreneurs, investors, and economic development groups, as well as capital ranging from $1-4 million.
This document discusses various business finance options including debt, equity, and government funding schemes. It outlines the main differences between debt and equity, and notes that financing should be driven by business strategy rather than the other way around. Specific funding sources covered include bank loans, asset finance, factoring, the Enterprise Finance Guarantee, regional schemes, grants, venture capital, private equity, and business angels. Key considerations for funders seeking equity include exit strategy, valuation, and expected returns. The document stresses the importance of a well-defined business plan and forecasts for successful fundraising.
This document discusses various options for funding self storage facility purchases and deals, including: mortgage brokers, community banks, SBA 7A loans, insurance companies, assumable loans, transactional funding, hedge funds, credit lines, equity in other properties, refinancing existing properties, seller carrybacks, selling existing or personal properties, borrowing against insurance, mezzanine lenders, bringing in a partner, and forming a syndicate. It emphasizes doing deals that still cash flow after funding and exploring many potential sources of capital.
This document describes Opportunity Partners Fund II, LP and its investment strategy. The fund will pursue opportunistic purchases of distressed real estate assets in the Twin Cities area that have been significantly devalued due to the economic downturn and tight credit markets. The general partner has over 100 years of combined real estate experience and successfully executed a similar strategy with Fund I, achieving returns above targets. Fund II seeks $25 million in commitments to continue acquiring undervalued properties with a focus on downside protection and strong potential returns.
This document provides an overview of B. Clodfelter's responsibilities and contributions as a partner at a private equity firm specializing in Northern Colorado businesses. Some key points:
- The firm focused on turnarounds and financing for later-stage startups, doing 2-3 deals under $10M per year.
- Clodfelter matched client companies with potential investors, provided consultative services, and helped secure financing from an angel investor network.
- Clodfelter led the most profitable deal in the firm's portfolio and participated in successful financing for 8 companies over 3 years.
- Clodfelter developed a "3P framework" to efficiently evaluate potential clients based on their
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015Alan Chu
This document provides an overview of the Pyatt Broadmark Real Estate Lending Fund I (PBRELF I). PBRELF I invests in short-term, first lien loans secured by real estate projects in the Pacific Northwest. The goal is to provide high-yield returns while minimizing risk. PBRELF I has $136.4 million in assets under management. It offers diversification, consistent performance, and monthly distributions to investors.
This is the deck from PeerRealty's October 8, 2015 webinar on the Ameritus Real Estate Fund, our latest real estate crowdfunding offering. Visit http://resources.peerrealty.com/ameritus-real-estate-fund-webinar-video to view the replay of this webinar.
Astrum Fund I is a private investment fund seeking $50 million to execute sale-leaseback-buyback (SLB3) transactions on commercial properties. It will purchase properties directly from middle market companies and lease them back under long-term leases. The companies will have rights to repurchase the properties after 5 years. The fund aims to generate high current income and total returns of 20% through moderate leverage of up to 60% on properties. It is only available to accredited investors.
This document discusses VCC's role in administering regional angel funds to promote economic development. It explains that angel funds allow accredited investors to invest in start-up and early-stage companies in exchange for equity, functioning after friends/family investment but before large institutional funding. The document outlines VCC's vision of using innovative capital and collaborative leadership to support local communities. It then details VCC's process of administering angel funds through a three-phase approach, leveraging partners including entrepreneurs, investors, and economic development groups, as well as capital ranging from $1-4 million.
The document provides an investment overview for the Athena Real Estate Fund I which focuses on acquiring, redeveloping, and developing student housing properties near college campuses in the Midwest. The fund is seeking $10-25 million from equity partners with a 5 year lock up period and potential ongoing property ownership. Key people on the management team have extensive real estate experience. The fund believes the Midwest student housing market provides opportunities due to fragmentation, lack of modern properties near campus, and demographic trends of increasing college enrollment.
The document provides an overview of the different types of loans offered by the Small Business Administration (SBA). It describes SBA's 7a loans which include general business loans and SBA Express loans. These loans offer lower interest rates, longer repayment periods, and more favorable terms than non-SBA loans. It also outlines SBA's CDC/504 loans which are for large capital investments in equipment and property, and SBA's disaster loans for businesses damaged by a declared disaster or experiencing substantial economic injury from a disaster. The document explains eligibility requirements and terms for each loan type.
SBA Small Business Administration SEED lender training April 3rd 2014M P
This document provides information from a Small Business Administration (SBA) lender training session. It includes data on the number of 7(a) loans by various SBA district offices. It also discusses SBA fees, how the fees have impacted lending in 2014, and eligibility requirements for SBA loans. The document outlines various SBA loan programs, uses of loan proceeds, refinancing criteria, interest rates, size standards, and the definition of affiliation for determining business eligibility. In summary, it provides an overview of SBA lending programs and requirements for both lenders and small business borrowers.
This document discusses angel investing and VCC's role in administering regional angel funds. It outlines how VCC has financed affordable housing, community development, and provided technical assistance to small businesses. VCC now seeks to provide innovative capital and leadership through angel funds. Angel funds allow for more efficient operations, funding power, and syndicated deals compared to individual angels. VCC will administer funds through the Appalachian Regional Commission to promote economic development. The funds will be capitalized with $1-4 million from accredited investors and will follow formal structures while investment decisions remain with the investor members.
Commercial International Bank is a national Egyptian bank with multinational operations headquartered in Egypt. It offers a range of banking, insurance, and securities services to corporate clients, wealthy individuals, and the upper-middle class. While the banking industry is increasingly competitive with new entrants, the company has maintained high profitability through its reputation for trustworthiness and quality services. It follows green practices to reduce its environmental impact and aims to lower resource consumption over time.
Webinar | Perspectives on the Proposed DOL "Fiduciary Rule"NICSA
On April 20, 2015 the DOL published its re-proposed regulation on the definition of “Fiduciary” under section 3(21) of ERISA. The proposal included not only the change to the “Fiduciary” definition, but also two new prohibited transaction exemptions (“PTE”), as well as a number of amendments to existing PTEs. Since publication the DOL has received an avalanche of comment letters on the proposal, has held four days of hearings on the proposal and has accepted additional comment letters following those hearings. The proposal, if implemented in its current form will be a true game changer for the Retirement and RIA industries. As we now wait for the DOL to sift through the mountain of comment letters and hearing transcripts this session allows us an opportunity to pause and reflect on the current proposal and to provide unique perspectives from mutual fund, broker dealer, legal and retirement record keeper stake holders on how the proposal will impact the retirement industry.
Here is the PowerPoint for WEB NY's presentation on the DOL's fiduciary proposal. Speaker: George Sepakos of Groom Law Group, Chartered, September 17, 2015
Murtha Cullina - Crowdfunding and Angel Investors 2012Paige Rasid
This document provides an overview of crowdfunding and its potential impact on angel investors. It defines crowdfunding as aggregating funds from a broad base of donors/investors toward a common goal, and outlines the four main types: microfinance, peer-to-peer lending, donor-based funding, and investment crowdfunding. It discusses upcoming SEC regulations for investment crowdfunding in the US and how this may compete with or complement traditional angel investors. It concludes that the investment landscape will change significantly and questions remain about how crowdfunding will develop and what type of opportunities it will provide for both investors and companies seeking funding.
There are many sources of financing available to a business owner. David Lerner Associates offers this list of loan sources - it should provide some ideas.
Funding For Your Business: SBIC & government grantsgeorgebailey213
A guide to receiving funding for your business through Small Business Investment Company (SBIC), a subsidiary of US Small Business Administration, and through Government Grants.
How to Structure Venture Capital Term Sheets for a Win-Win Deal ideatoipo
T 4/13/21 How to Structure Venture Capital Term Sheets for a Win-Win Deal
7 PM to 8:30 PM Pacific Time (Online)
https://www.meetup.com/Silicon-Valley-Startup-Idea-to-IPO/events/276787604/
Paraklete Financial is an independent registered investment advisor (RIA) and financial planner that offers comprehensive financial planning services for both businesses and individuals. It takes a fee-only approach, charging either hourly fees or a flat minimum fee of $6,000 paid quarterly for its services. Paraklete's financial planning process involves creating a unique plan for each client with a one year engagement and quarterly reviews. The firm's investment strategies utilize modern portfolio theory and investment policy statements. Most clients recover Paraklete's fees in their first year through tax savings and expense reductions from implementing the financial plan.
The Right Investment Advisor Does What Is Right For You.Tom Gartner
The document discusses the benefits of using an independent registered investment advisor (RIA). It outlines 5 key benefits: 1) RIAs provide advice based solely on what is best for the client rather than any other interests; 2) RIAs clearly disclose their fee structure which is typically based on a percentage of assets managed; 3) RIAs can help address complex financial needs like business sales or estate planning; 4) RIAs aim to develop a personal relationship with clients and take responsibility for the advice provided; 5) RIAs use third-party custodians to hold client assets securely so they can focus on providing advice.
Funding refers to money provided without expectation of repayment, often from governments or philanthropic donors. Financing refers to money provided with expectation of repayment and interest, typically from banks, investors, or through the sale of shares. While funding does not require repayment, financing is a loan that must be paid back. Other types of valuable investments include in-kind contributions of expertise or guarantees that can help startups without requiring monetary investment.
Supply- Demand of Capital in SE- East Africa (sanitaized) Faheem Noor Ali
This document summarizes findings from interviews with social enterprise investors and entrepreneurs in East Africa regarding the supply and demand of capital. It finds that there is a financing gap, as most funding available is for early-stage enterprises while entrepreneurs need funding to scale. There is also disagreement between investors and entrepreneurs over risk perceptions and definitions of social enterprise. Suggested interventions include providing technical assistance to strengthen entrepreneurs and mitigate investor risk through capital guarantees.
This presentation was prepared within framework of the training course ''Change Laboratory''.
"Change Laboratory'' is a platform where 29 young third sector representatives from Latvia, Poland, Portugal, Estonia, Slovakia, Lithuania, Slovenia, Czech Republic, Hungary, Sweden, Greece and Romania will carry out a collaborative learning activity by questioning current ways of thinking, analyzing and modeling social entrepreneurship ventures, and conducting thought and action experiments concerning possible changes in their communities.
Main aim of this project is to promote active participation of young people and to contribute to developing the capabilities of civil society organizations in the youth field through gathering knowledge in social entrepreneurship area and through development of competencies essential for initiation of social entrepreneurship activities by non-governmental non-profit organizations.
Encouraging self-initiative and developing the capability to analyze obstacles and opportunities within a social sector and to identify potential strategies to effect change are other important objectives of the project.
Program is based on the experiential learning model and focuses on developing independent mind habits, entrepreneurship and leadership skills, on building understanding of creativity and innovations to meet genuine community needs and gain enhanced sense of responsibility to the communities in which we live.
The first part of the course will introduce the participants to the concept of social entrepreneurship and its various applications across sectors and organizational forms. Furthermore it examines the success factors and conditions of setting up social enterprise.
Through the program participants are expected to create a community project with potential to stimulate transformations and improvements in their chosen area, whether that is education, health care, economic development, environment, arts or any other social field - participants will develop plans for local or international social entrepreneurship entities or innovative projects, partnerships or other arrangements that would have a positive impact on social outcomes.
Project takes place in three stages. Within first stage from 01.09.2011 to 21.10.2011 participants are completing several home tasks. From 22.10.2011 to 31.10.2011 all the group will meet in Riga, Latvia, and develop their competencies in social entrepreneurship within the framework of the training course ''Change Laboratory''. From 01.11.2011 to 31.01.2012 follow-up activities will be carried out along with project evaluation.
This project has been funded with support from the European Commission. This page reflects the views only of the author, and the Commission cannot be held responsible for any use which may be made of the information contained therein.
TiE equity funding basics(Jan2012 ) bySanjay Nath_Blume VenturesGetEvangelized
This deck was presented by Sanjay Nath (Blume Ventures) at the first module of the funding Clinic series initiated by TiE Mumbai's Investor Forum in Jan 2012
The document discusses various topics related to financing a growing company, including the differences between venture capital (VC), initial public offerings (IPO), and debt financing. It notes that VC involves less preparation than an IPO but results in dilution and loss of control. The ideal company for VC has a large market size, defensible intellectual property, and an experienced management team. It also provides tips for fundraising pitches, common questions from investors, and financial projections.
Financing Options for Antiretroviral ProcurementHFG Project
This presentation contains proposals to local partners to present policy options for centralized reimbursement and co-payment. In this way, HFG provides much needed technical support to the Ministry of Health and other government agencies in Vietnam. Furthermore, this proposal illustrates the means by which HFG, through the Sustainable Finance Initiative (SFI), is facilitating domestic revenue generation and strengthening public financial management in support of HIV/AIDS treatment and care.
Investor roadshow presentation february 2016 final-v2TrueBlueInc
The document provides forward-looking statements and guidance for fiscal year 2016. It states that certain statements made are forward-looking and subject to risks and uncertainties that could cause actual results to differ materially. It then provides an outlook for fiscal year 2016 including total revenue growth of approximately 15% to $3.1 billion, adjusted EBITDA growth of approximately 30% to $190 million, and adjusted EPS of approximately $2.65. It also notes acquisitions completed in 2015 and 2016 that contribute to the projected revenue and earnings.
The document provides an investment overview for the Athena Real Estate Fund I which focuses on acquiring, redeveloping, and developing student housing properties near college campuses in the Midwest. The fund is seeking $10-25 million from equity partners with a 5 year lock up period and potential ongoing property ownership. Key people on the management team have extensive real estate experience. The fund believes the Midwest student housing market provides opportunities due to fragmentation, lack of modern properties near campus, and demographic trends of increasing college enrollment.
The document provides an overview of the different types of loans offered by the Small Business Administration (SBA). It describes SBA's 7a loans which include general business loans and SBA Express loans. These loans offer lower interest rates, longer repayment periods, and more favorable terms than non-SBA loans. It also outlines SBA's CDC/504 loans which are for large capital investments in equipment and property, and SBA's disaster loans for businesses damaged by a declared disaster or experiencing substantial economic injury from a disaster. The document explains eligibility requirements and terms for each loan type.
SBA Small Business Administration SEED lender training April 3rd 2014M P
This document provides information from a Small Business Administration (SBA) lender training session. It includes data on the number of 7(a) loans by various SBA district offices. It also discusses SBA fees, how the fees have impacted lending in 2014, and eligibility requirements for SBA loans. The document outlines various SBA loan programs, uses of loan proceeds, refinancing criteria, interest rates, size standards, and the definition of affiliation for determining business eligibility. In summary, it provides an overview of SBA lending programs and requirements for both lenders and small business borrowers.
This document discusses angel investing and VCC's role in administering regional angel funds. It outlines how VCC has financed affordable housing, community development, and provided technical assistance to small businesses. VCC now seeks to provide innovative capital and leadership through angel funds. Angel funds allow for more efficient operations, funding power, and syndicated deals compared to individual angels. VCC will administer funds through the Appalachian Regional Commission to promote economic development. The funds will be capitalized with $1-4 million from accredited investors and will follow formal structures while investment decisions remain with the investor members.
Commercial International Bank is a national Egyptian bank with multinational operations headquartered in Egypt. It offers a range of banking, insurance, and securities services to corporate clients, wealthy individuals, and the upper-middle class. While the banking industry is increasingly competitive with new entrants, the company has maintained high profitability through its reputation for trustworthiness and quality services. It follows green practices to reduce its environmental impact and aims to lower resource consumption over time.
Webinar | Perspectives on the Proposed DOL "Fiduciary Rule"NICSA
On April 20, 2015 the DOL published its re-proposed regulation on the definition of “Fiduciary” under section 3(21) of ERISA. The proposal included not only the change to the “Fiduciary” definition, but also two new prohibited transaction exemptions (“PTE”), as well as a number of amendments to existing PTEs. Since publication the DOL has received an avalanche of comment letters on the proposal, has held four days of hearings on the proposal and has accepted additional comment letters following those hearings. The proposal, if implemented in its current form will be a true game changer for the Retirement and RIA industries. As we now wait for the DOL to sift through the mountain of comment letters and hearing transcripts this session allows us an opportunity to pause and reflect on the current proposal and to provide unique perspectives from mutual fund, broker dealer, legal and retirement record keeper stake holders on how the proposal will impact the retirement industry.
Here is the PowerPoint for WEB NY's presentation on the DOL's fiduciary proposal. Speaker: George Sepakos of Groom Law Group, Chartered, September 17, 2015
Murtha Cullina - Crowdfunding and Angel Investors 2012Paige Rasid
This document provides an overview of crowdfunding and its potential impact on angel investors. It defines crowdfunding as aggregating funds from a broad base of donors/investors toward a common goal, and outlines the four main types: microfinance, peer-to-peer lending, donor-based funding, and investment crowdfunding. It discusses upcoming SEC regulations for investment crowdfunding in the US and how this may compete with or complement traditional angel investors. It concludes that the investment landscape will change significantly and questions remain about how crowdfunding will develop and what type of opportunities it will provide for both investors and companies seeking funding.
There are many sources of financing available to a business owner. David Lerner Associates offers this list of loan sources - it should provide some ideas.
Funding For Your Business: SBIC & government grantsgeorgebailey213
A guide to receiving funding for your business through Small Business Investment Company (SBIC), a subsidiary of US Small Business Administration, and through Government Grants.
How to Structure Venture Capital Term Sheets for a Win-Win Deal ideatoipo
T 4/13/21 How to Structure Venture Capital Term Sheets for a Win-Win Deal
7 PM to 8:30 PM Pacific Time (Online)
https://www.meetup.com/Silicon-Valley-Startup-Idea-to-IPO/events/276787604/
Paraklete Financial is an independent registered investment advisor (RIA) and financial planner that offers comprehensive financial planning services for both businesses and individuals. It takes a fee-only approach, charging either hourly fees or a flat minimum fee of $6,000 paid quarterly for its services. Paraklete's financial planning process involves creating a unique plan for each client with a one year engagement and quarterly reviews. The firm's investment strategies utilize modern portfolio theory and investment policy statements. Most clients recover Paraklete's fees in their first year through tax savings and expense reductions from implementing the financial plan.
The Right Investment Advisor Does What Is Right For You.Tom Gartner
The document discusses the benefits of using an independent registered investment advisor (RIA). It outlines 5 key benefits: 1) RIAs provide advice based solely on what is best for the client rather than any other interests; 2) RIAs clearly disclose their fee structure which is typically based on a percentage of assets managed; 3) RIAs can help address complex financial needs like business sales or estate planning; 4) RIAs aim to develop a personal relationship with clients and take responsibility for the advice provided; 5) RIAs use third-party custodians to hold client assets securely so they can focus on providing advice.
Funding refers to money provided without expectation of repayment, often from governments or philanthropic donors. Financing refers to money provided with expectation of repayment and interest, typically from banks, investors, or through the sale of shares. While funding does not require repayment, financing is a loan that must be paid back. Other types of valuable investments include in-kind contributions of expertise or guarantees that can help startups without requiring monetary investment.
Supply- Demand of Capital in SE- East Africa (sanitaized) Faheem Noor Ali
This document summarizes findings from interviews with social enterprise investors and entrepreneurs in East Africa regarding the supply and demand of capital. It finds that there is a financing gap, as most funding available is for early-stage enterprises while entrepreneurs need funding to scale. There is also disagreement between investors and entrepreneurs over risk perceptions and definitions of social enterprise. Suggested interventions include providing technical assistance to strengthen entrepreneurs and mitigate investor risk through capital guarantees.
This presentation was prepared within framework of the training course ''Change Laboratory''.
"Change Laboratory'' is a platform where 29 young third sector representatives from Latvia, Poland, Portugal, Estonia, Slovakia, Lithuania, Slovenia, Czech Republic, Hungary, Sweden, Greece and Romania will carry out a collaborative learning activity by questioning current ways of thinking, analyzing and modeling social entrepreneurship ventures, and conducting thought and action experiments concerning possible changes in their communities.
Main aim of this project is to promote active participation of young people and to contribute to developing the capabilities of civil society organizations in the youth field through gathering knowledge in social entrepreneurship area and through development of competencies essential for initiation of social entrepreneurship activities by non-governmental non-profit organizations.
Encouraging self-initiative and developing the capability to analyze obstacles and opportunities within a social sector and to identify potential strategies to effect change are other important objectives of the project.
Program is based on the experiential learning model and focuses on developing independent mind habits, entrepreneurship and leadership skills, on building understanding of creativity and innovations to meet genuine community needs and gain enhanced sense of responsibility to the communities in which we live.
The first part of the course will introduce the participants to the concept of social entrepreneurship and its various applications across sectors and organizational forms. Furthermore it examines the success factors and conditions of setting up social enterprise.
Through the program participants are expected to create a community project with potential to stimulate transformations and improvements in their chosen area, whether that is education, health care, economic development, environment, arts or any other social field - participants will develop plans for local or international social entrepreneurship entities or innovative projects, partnerships or other arrangements that would have a positive impact on social outcomes.
Project takes place in three stages. Within first stage from 01.09.2011 to 21.10.2011 participants are completing several home tasks. From 22.10.2011 to 31.10.2011 all the group will meet in Riga, Latvia, and develop their competencies in social entrepreneurship within the framework of the training course ''Change Laboratory''. From 01.11.2011 to 31.01.2012 follow-up activities will be carried out along with project evaluation.
This project has been funded with support from the European Commission. This page reflects the views only of the author, and the Commission cannot be held responsible for any use which may be made of the information contained therein.
TiE equity funding basics(Jan2012 ) bySanjay Nath_Blume VenturesGetEvangelized
This deck was presented by Sanjay Nath (Blume Ventures) at the first module of the funding Clinic series initiated by TiE Mumbai's Investor Forum in Jan 2012
The document discusses various topics related to financing a growing company, including the differences between venture capital (VC), initial public offerings (IPO), and debt financing. It notes that VC involves less preparation than an IPO but results in dilution and loss of control. The ideal company for VC has a large market size, defensible intellectual property, and an experienced management team. It also provides tips for fundraising pitches, common questions from investors, and financial projections.
Financing Options for Antiretroviral ProcurementHFG Project
This presentation contains proposals to local partners to present policy options for centralized reimbursement and co-payment. In this way, HFG provides much needed technical support to the Ministry of Health and other government agencies in Vietnam. Furthermore, this proposal illustrates the means by which HFG, through the Sustainable Finance Initiative (SFI), is facilitating domestic revenue generation and strengthening public financial management in support of HIV/AIDS treatment and care.
Investor roadshow presentation february 2016 final-v2TrueBlueInc
The document provides forward-looking statements and guidance for fiscal year 2016. It states that certain statements made are forward-looking and subject to risks and uncertainties that could cause actual results to differ materially. It then provides an outlook for fiscal year 2016 including total revenue growth of approximately 15% to $3.1 billion, adjusted EBITDA growth of approximately 30% to $190 million, and adjusted EPS of approximately $2.65. It also notes acquisitions completed in 2015 and 2016 that contribute to the projected revenue and earnings.
This document outlines 28 alternative financing options for small business owners seeking capital. It discusses options such as trade credit, accounts receivable financing, cash advances on checking accounts or merchant accounts, advanced sales, angel investors, economic development commissions, invoice financing, business incubators, credit cards, lines of credit, grants, friends/family/fool investors, hard money lenders, peer-to-peer lending, inventory factoring, equipment leasing, manufacturer financing, word-of-mouth, retirement plan borrowing, SBA loans and investment companies, maintaining current income sources, selling licensing rights, and selling unused assets.
Canadian Red Cross Tainted Blood ScandalLeo de Sousa
The Canadian Red Cross Tainted Blood Scandal spanned decades and to this day, individuals, families, groups and the nation feel its deadly impacts. The Canadian national blood supply was contaminated with two infectious viruses, Hepatitis-C and HIV during the late 1970s, 1980s and the early 1990s. This was the worst tragedy in Canadian medical history with over 20,000 Canadians infected after receiving blood or blood factors to treat their illnesses or during surgery.
The document discusses two main options for financing a solar project: project financing and corporate balance sheet financing. It then provides details on the preliminary steps a developer would take to set up a project, including site identification, permitting, and grid connections. The document also outlines the typical areas of due diligence a lender would examine, such as legal, insurance, technical reviews, and financial model assumptions. Finally, it lists some key risks for solar projects, such as off-taker risk, tariff risk, technical risk, and plant availability risk.
VanFUNDING 2016: Capital raising options for startups on small business fina...Craig Asano
Financing options for small businesses workshop presented by Managing Partner, Evans & Evans Inc. Learn how to raise capital at various stages of growth from small businesses to IPO-destined scaleups.
Narrated copy of "Project Portfolio Selection" presentation made to the PMI Symposium 2008 in Ottawa. Puts forward a scoring model for selecting projects which are best aligned against organizational strategies and goals.
Can be downloaded and listened to.
MSME Financing - Financing options available to MSMEs-II - Part -10Resurgent India
SME exchange
GOI and regulators have initiated several measures to address the low level of MSME financing through the capital markets. In March 2012, post issuance of SEBI guidelines, both BSE and NSE have set up institutional trading platforms in the SME segment to allow MSMEs to list and raise equity capital through venture funds, private equity and wealthy individuals, without initial public offerings.
The document discusses the process of project identification and selection. It explains that project identification involves identifying potential solutions to problems based on various factors. There are usually multiple possible solutions, so project identification is about exploring the different alternatives. The key steps in project identification and selection are identifying objectives, conducting a SWOT analysis to evaluate strengths, weaknesses, opportunities, and threats, brainstorming alternative solutions, and screening ideas against criteria such as costs, risks, and returns.
Working capital refers to the funds used by a company to finance day-to-day business operations. It includes short-term assets like cash, inventory, and receivables, as well as short-term liabilities like payables. Effective working capital management is important for business profitability and liquidity by balancing current assets and liabilities. Companies must forecast cash flows and implement strategies to accelerate cash inflows and delay cash outflows to efficiently manage working capital.
This document discusses different models that provide support for startups, including accelerators, incubators, coworking spaces, and government programs. It provides brief histories and descriptions of incubators, accelerators, and their processes. Notably, it outlines the venture-backed business model of seed accelerators, which provide funding, training, and mentoring to startups over a fixed period in exchange for equity. Examples of notable accelerators include Y Combinator, TechStars, AngelPad, and 500 Startups. The document also discusses business incubators and their focus on providing services to support early-stage companies.
The document provides information on international business management. It discusses the evolution of international business from the first phase of globalization in 1870 to the present. It also outlines the characteristics of international business, including regional integration, declining trade barriers, and the growth of multinational corporations. Finally, it examines the stages of internationalization for businesses and the influences and approaches to international business.
The document discusses working capital, which represents a business's liquidity and ability to meet short-term debts and expenses. It defines working capital's key components and importance, outlines formulas for calculating optimal levels, and financing options. It then analyzes an Indian steel manufacturer's working capital cycle, current ratio, inventory levels, and compares it to peers. Recommendations include increasing creditors cycles, exploring factoring, and utilizing export financing options to improve liquidity.
Working capital refers to the capital required for financing short-term assets such as cash, inventory, and accounts receivable. It is also known as revolving or circulating capital. There are different types of working capital like gross working capital, net working capital, permanent working capital, and temporary working capital. Management of working capital involves maintaining optimal levels of current assets and current liabilities to ensure sufficient liquidity and an efficient balance between risk and profitability.
The document outlines the new product development process, which includes idea generation, screening, concept testing, market strategy development, business analysis, test marketing, and commercialization. The goal is to develop, test, and evaluate new product ideas to ensure growth and survival. Key steps involve assessing opportunities, determining the product type, developing the concept, evaluating market potential and profitability, testing the product and marketing plan, and commercializing the new product. Following this process helps reduce risks and avoid costly mistakes when bringing new products to market.
ACCION USA conducts "block walking" to build relationships within communities and learn about local businesses. They provide loans to fill gaps not met by traditional lenders, with products including business loans up to $50,000, start-up loans up to $30,000, and personal loans from $500-10,000. Loan approval considers an applicant's character, cash flow, collateral, and credit history. The loans help create an average of two jobs per business and have generated over 11,500 new jobs total.
Small Business Administration (SBA) Financing OptionsGuy-Daniel Boni
SBA financing is designed to provide small businesses with access to credit structures and terms that may be more flexible than conventional lending options. Blitt Capital is here to help Entrepreneurs match their financing needs with the appropriate SBA lending program.
The document discusses various forms of short-term and long-term debt financing options for small businesses, including:
1) Short-term debt such as trade debt, bank loans, asset-based lenders, and factors who purchase accounts receivable.
2) Long-term debt options beyond one year like bank term loans, leasing companies, and real estate lenders.
3) Overlooked forms of debt including property leases, long-term employment agreements, and SBA loans which are commercial bank loans guaranteed by the Small Business Administration.
The document discusses various small business lending options through the Small Business Administration (SBA) and conventional banks. It outlines SBA loan programs like the SBA Express Loan and SBA 7(a) Loan, which provide flexible terms and partial guarantees for lenders. It also describes the SBA 504 Loan program, which typically structures loans with 50% from a private lender, 40% from the SBA, and 10% equity from the borrower. Conventional bank financing is also reviewed, providing fixed rates but requiring a larger down payment of 20%. The document advises business owners to consider their needs and maturity when determining the best loan type.
There are two main types of financing sources for small businesses: equity sources and debt sources. Equity sources include personal savings, friends and relatives, private investors, and venture capitalists, and do not require repayment but provide ownership stakes. Debt sources include banks, finance companies, credit unions, and government agencies, and must be repaid with interest but allow businesses to maintain ownership. Government programs like the SBA, EDA, and HUD provide loan guarantees and funding to help small businesses and support economic development.
How to get appropriate finance for your business in the UKViktor Todorov
This is a presentation on the various sources of finance available to SME and Startup companines in the UK. The second part discusses the company business model, it's connection with the business plan and introduces the evidence based entrepreneurship concept.
This document summarizes options for small business funding. It discusses community development financial institutions (CDFIs) that provide loans under $250k for underserved entrepreneurs. It also discusses SBA loan programs that guarantee portions of bank loans. Alternative online lenders are described as providing quick approval but at higher interest rates, so caution is advised. The document recommends researching funding options and understanding requirements like the 5 C's of credit before applying for loans. Resources like Venturize.org are provided to help small businesses compare funding options and become loan-ready.
The document discusses various topics related to entrepreneurial financing including:
1) It discusses common misconceptions about entrepreneurial financing sources and outlines the diverse nature of business financing options.
2) It describes how to finance smaller businesses with modest growth potential using bootstrapping, self-financing, and loans.
3) It outlines how to finance high-growth, high-potential ventures using equity financing sources like angels and venture capitalists as well as debt financing.
The document outlines 25 ways for businesses to get loans and credit when denied by banks, including SBA loans, asset-based lines of credit, invoice factoring, merchant cash advances, and commercial mortgages. It provides details on eligibility requirements, loan amounts, interest rates, and processes for each alternative financing option.
02 Mar 10 - Business finance options seminar - the choices simplified
A seminar looking at the building blocks of business finance and helping to unravel the jargon.
Speaker: Mike Stutter
The document discusses various options for business finance including debt, equity, and government funding schemes. It outlines the main differences between debt and equity, and notes that financing should be driven by business strategy rather than the other way around. Specific financing options covered include bank loans and overdrafts, asset finance, factoring, the Enterprise Finance Guarantee, and regional funding schemes. Requirements for obtaining debt financing like financial viability, security, and track record are also summarized. The document concludes that successful fundraising depends on having a clear business strategy, well-prepared business plan and forecasts, and negotiating terms.
Joseph Fabiilli | What Venture Capitalists ExpectJoseph Fabiilli
Joseph Fabiilli is explaining about the venture Capitalists Expect. Joseph Fabiilli is a funding consultant for future-thinking entrepreneurs and agencies. Joseph helps people secure funding for their environmental projects and programs. Joseph Fabiilli is a funding consultant for future-thinking entrepreneurs and agencies. Joseph helps people secure funding for their environmental projects and programs.
This document provides information and advice for starting a new business. It discusses determining the type of business and reasons for starting. It notes that over half of small businesses fail within the first year, often due to lack of funding. Key considerations for business success include having a business plan, keeping accurate financial records, obtaining the proper legal structure such as an LLC, and finding sources of funding such as personal savings, investors, or loans. The document provides resources for writing a business plan and obtaining loans or grants.
The document summarizes a microloan workshop presented by eDev, a nonprofit organization that provides classes, assistance and access to capital for small businesses and economic development. eDev was designated as an SBA microloan lender and initially has $150,000 to offer in loans ranging from $500 to $35,000. To qualify for a loan, applicants must demonstrate good character, repayment capacity, sufficient capital, collateral and ability to withstand economic conditions based on the Five C's of credit. Strong applications include service-based businesses and equipment purchases while restaurants, hobbies and requests to pay back taxes or wages are less likely to succeed. Interest rates start at 4.9% and applicants must submit documentation like business plans,
The document provides instructions for funding a business yourself through personal savings and loans, taking out small business loans from banks and applying for government assistance, attracting investors by developing partnerships and exploring options like accelerators, and examining other potential sources of capital such as crowdfunding, private lending, vendor financing, and business plan competitions. Funding options covered include using personal assets, home equity loans, credit cards, loans from friends and family, traditional bank loans, microloans, government small business loans, startup grants, angel investors, third-party loan guarantees, accelerators, crowdfunding, private lending, vendor financing, and small business plan competitions.
This document discusses start-up costs and capital sources for new businesses. It notes that businesses need adequate cash investments for fixed capital like equipment and working capital to cover day-to-day expenses until becoming profitable. Common sources of capital include personal funds, bank loans, equity investors, and government programs. The document provides examples of typical start-up cost categories and advises entrepreneurs to thoroughly understand their financial needs and options before launching a new business.
The document discusses various options for funding a tech startup, including friends and family loans, bank loans, grants, angel investors, venture capital, bootstrapping, crowdfunding, and peer-to-peer lending. It emphasizes choosing the right funding source based on requirements, preparation through developing an investment-ready business plan, and considering the tradeoffs of different options like equity stakes, cash needs, expertise provided, and application processes.
The document summarizes the key topics and steps covered in a QuickSTART business feasibility planning workshop series. The series includes sessions on business basics, concept, marketing plan, financial projections, and funding sources. It provides an overview of the agenda for the funding sources session, which focuses on financial statement analysis, accounting systems, loan applications, and different sources of traditional and non-traditional capital. The document concludes by emphasizing the importance of completing the feasibility plan and discussing next steps like further developing the business plan and launching the business.
Enhancing Adoption of AI in Agri-food: IntroductionCor Verdouw
Introduction to the Panel on: Pathways and Challenges: AI-Driven Technology in Agri-Food, AI4Food, University of Guelph
“Enhancing Adoption of AI in Agri-food: a Path Forward”, 18 June 2024
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During the budget session of 2024-25, the finance minister, Nirmala Sitharaman, introduced the “solar Rooftop scheme,” also known as “PM Surya Ghar Muft Bijli Yojana.” It is a subsidy offered to those who wish to put up solar panels in their homes using domestic power systems. Additionally, adopting photovoltaic technology at home allows you to lower your monthly electricity expenses. Today in this blog we will talk all about what is the PM Surya Ghar Muft Bijli Yojana. How does it work? Who is eligible for this yojana and all the other things related to this scheme?
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Unlocking WhatsApp Marketing with HubSpot: Integrating Messaging into Your Ma...Niswey
50 million companies worldwide leverage WhatsApp as a key marketing channel. You may have considered adding it to your marketing mix, or probably already driving impressive conversions with WhatsApp.
But wait. What happens when you fully integrate your WhatsApp campaigns with HubSpot?
That's exactly what we explored in this session.
We take a look at everything that you need to know in order to deploy effective WhatsApp marketing strategies, and integrate it with your buyer journey in HubSpot. From technical requirements to innovative campaign strategies, to advanced campaign reporting - we discuss all that and more, to leverage WhatsApp for maximum impact. Check out more details about the event here https://events.hubspot.com/events/details/hubspot-new-delhi-presents-unlocking-whatsapp-marketing-with-hubspot-integrating-messaging-into-your-marketing-strategy/
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Cover Story - China's Investment Leader - Dr. Alyce SUmsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
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The Most Inspiring Entrepreneurs to Follow in 2024.pdfthesiliconleaders
In a world where the potential of youth innovation remains vastly untouched, there emerges a guiding light in the form of Norm Goldstein, the Founder and CEO of EduNetwork Partners. His dedication to this cause has earned him recognition as a Congressional Leadership Award recipient.
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NIMA2024 | De toegevoegde waarde van DEI en ESG in campagnes | Nathalie Lam |...BBPMedia1
Nathalie zal delen hoe DEI en ESG een fundamentele rol kunnen spelen in je merkstrategie en je de juiste aansluiting kan creëren met je doelgroep. Door middel van voorbeelden en simpele handvatten toont ze hoe dit in jouw organisatie toegepast kan worden.
15. For more information on our loan program please visit www.accionchicago.org If you are within ACCION Chicago’s service area, please apply online or call 312-275-3000
Editor's Notes
Banks are most concerned with your ability and willingness to pay back the loan, will keep close ties with mgmt on business’ performance, depending on size of bank can offer loans from $25,000 and up at rates ranging from 8-12% usually, banks may provide other options much as personal, home equity or auto loans Many banks offer SBA (Small Business Administration) -guaranteed loans to mitigate risks, has guidelines for size, ownership, market share, legal structure and use of funds, check with banks to see which SBA programs they offer
Can your business repay the loan you are requesting? What are your company’s financial reserves? Have earnings been reinvested? What assets are available to secure the loan? How have you handled personal obligations? Is the business owner a person of integrity? What do their references say? What is their level of business acumen? What are the general conditions related to your business and/or industry today?
Accounts receivable funding, purchase order funding
Background: part of intl non-profit org that has been serving small biz since 1960s, 29 offices in 14 latin american countries and 8 states in the US, Chicago started in 1994, funded by private organizations, foundations, and banks, so far made over 1500 loans in Chicagoland area
Be prepared Prepare a business plan or loan proposal Keep accurate financial records Keep your company financially sound Contribute personal funds Reinvest profits Be responsible with your personal & business credit Show corrective action if history is imperfect Develop a good payment history for your business