Non-banking financial companies (NBFCs) provide financial services like loans, insurance, and more. They play an important role in India's economy by developing sectors, generating jobs, increasing wealth and supporting economic growth, especially in rural areas. Popular NBFCs in India include Bajaj Finserv, HDFC, Muthoot Finance and Tata Capital. NBFCs face competitive pressures from banks that offer similar services, but also have opportunities to reach customer segments banks do not serve as well.
A Report On The Financial Analysis Of Hindustan Unilever Limited (HUL)Navitha Pereira
Hindustan Unilever Limited (HUL) is India's largest Fast Moving Consumer Goods company with a heritage of over 80 years in India. On any given day, nine out of ten Indian households use their products. In this report we do financial analysis of Balance Sheets and Profit & Loss A/Cs of the company. We also analyze the impact of demonetization and GST on the company and also look at the FMCG sector as a whole.
A Report On The Financial Analysis Of Hindustan Unilever Limited (HUL)Navitha Pereira
Hindustan Unilever Limited (HUL) is India's largest Fast Moving Consumer Goods company with a heritage of over 80 years in India. On any given day, nine out of ten Indian households use their products. In this report we do financial analysis of Balance Sheets and Profit & Loss A/Cs of the company. We also analyze the impact of demonetization and GST on the company and also look at the FMCG sector as a whole.
This is about strategies of ICICI bank in Indian and global banking industry, which made ICICI bank one of the best private sector bank in India with significant presence in global cities.
A presentation on Godrej Consumer Product ltd. (GCPL) which includes FMCG sector analysis, Marketing Analysis , HR duties in GCPL, Company Snapshot, Bloomberg Report for GCPL, financial Ratios, and a lot
Tracxn Lending NBFCs Landscape - India - August 2015Tracxn
Scope: This report covers 160+ NBFCs operating in consumer loans, commercial loans and microfinance. Over $1.85B invested in 70 players since 2010, of which ~$0.83B has been invested since 2014. Non-Banking Financial Company start-ups have experienced 140 rounds of funding between 2014 – H1 2015.
Top funded segments:
Microfinance and MSME Lending are the top two funded sectors.
- Microfinance - 95 investments worth ~ $1.1B
- MSME Lending - 23 investments worth ~ $256M
Most Active Investors:
- International Finance Corporation (IFC): Bandhan Financial Services, Au Financiers, Avanse Financial Services,
MAS Financial Services
- Lok Capital: Arohan Financial, Ujjivan Financial Services, Asirvad Microfinance
- Michael & Susan Dell Foundation: Intellegrow Finance, Kinara Capital, Swadhaar Finserve
- Caspian Advisors: Equitas Holdings, Aptus Value Housing Finance, Janalakshmi
- Aavishkaar Venture Management Services: Grameen Financial Services, Swarna Pragati Housing Microfinance,
Utkarsh Microfinance
- Sequoia Capital: Capital Float, InSheFCo, Manappuram Finance
TRACXN
Building the largest team of Analysts tracking startups globally for Venture Capital Funds.
www.tracxn.com
hi@tracxn.com
This is about strategies of ICICI bank in Indian and global banking industry, which made ICICI bank one of the best private sector bank in India with significant presence in global cities.
A presentation on Godrej Consumer Product ltd. (GCPL) which includes FMCG sector analysis, Marketing Analysis , HR duties in GCPL, Company Snapshot, Bloomberg Report for GCPL, financial Ratios, and a lot
Tracxn Lending NBFCs Landscape - India - August 2015Tracxn
Scope: This report covers 160+ NBFCs operating in consumer loans, commercial loans and microfinance. Over $1.85B invested in 70 players since 2010, of which ~$0.83B has been invested since 2014. Non-Banking Financial Company start-ups have experienced 140 rounds of funding between 2014 – H1 2015.
Top funded segments:
Microfinance and MSME Lending are the top two funded sectors.
- Microfinance - 95 investments worth ~ $1.1B
- MSME Lending - 23 investments worth ~ $256M
Most Active Investors:
- International Finance Corporation (IFC): Bandhan Financial Services, Au Financiers, Avanse Financial Services,
MAS Financial Services
- Lok Capital: Arohan Financial, Ujjivan Financial Services, Asirvad Microfinance
- Michael & Susan Dell Foundation: Intellegrow Finance, Kinara Capital, Swadhaar Finserve
- Caspian Advisors: Equitas Holdings, Aptus Value Housing Finance, Janalakshmi
- Aavishkaar Venture Management Services: Grameen Financial Services, Swarna Pragati Housing Microfinance,
Utkarsh Microfinance
- Sequoia Capital: Capital Float, InSheFCo, Manappuram Finance
TRACXN
Building the largest team of Analysts tracking startups globally for Venture Capital Funds.
www.tracxn.com
hi@tracxn.com
The purpose of strategic planning
The purpose of strategic planning is to set overall goals for your business and to develop a plan to achieve them. It involves stepping back from your day-to-day operations and asking where your business is headed and what its priorities should be.
Strategic planning is intended to accomplish three important tasks:
to clarify the outcomes that an organization wishes to achieve;
to select the broad strategies that will enable the organization to achieve those outcomes;
to identify ways to measure progress
Také jste snili o psaní pro luxusní restauraci, sportovní lovebrand nebo kultovní nakladatelství? A pak přišla první strojírenská firma, první e-shop s vrtačkami a první nesrozumitelný software.
Nuda? Ani náhodou. Stačí maličkost. Dívat se na obsah očima zákazníků. A pochopit, že pro ně často "ta divná věc" znamená celý svět.
Ukážu vám, jak se s nudným obsahem vypořádat, a přihodím příklady včetně odkrytých čísel. Na nich uvidíte, jak může na první pohled nudný obsah v nudném oboru uspět a vydělat peníze.
Banks and NBFCs: Types of Banks & NBFCs: Central Bank, Nationalized & Co Operative Banks, Regional Rural
Banks, Scheduled Banks, Private Banks & Foreign Banks, Mudra Bank, Small Finance Banks, Specialized Banks, NBFCs.
Types of Banking: Wholesale and Retail Banking, Investment Banking, Corporate Banking, Private Banking, Development
Banking.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
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Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
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how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
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Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
1. A REPORT ON NON BANKING FINANCIAL COMPANY
GROUP NO 5
TUSHAR NANDI
TANMOY ROY
ANURADHA MAHATO
SUBRATA DEY
HIMADRI GHORAMI
RESHMI DUTT
1
2. A Non Banking Financial Company (NBFC) is a
company registered under the Companies Act,
1956 of India, engaged in the business of loans
and advances, acquisition of shares, stock, bond
share-purchase, insurance business, or chit
business
What is NBFC…
2
3. Development of sectors like Transport &
Infrastructure
Substantial employment generation
Help & increase wealth creation
Broad base economic development
Irreplaceable supplement to bank credit in rural
segments
Major thrust on semi-urban, rural areas & first time
buyers / users
To finance economically weaker sections
Huge contribution to the State exchequer
Contribution of NBFCs in the economy of India
3
5. Total outstanding credit by scheduled commercial
banks of India stood at Rs 72,606.11 billion (US$ 1.08
trillion)
The Association of Mutual Funds in India (AMFI)
data show that assets of the mutual fund industry
have reached a size of Rs14.21 trillion (US$ 210
billion)
During April 2015 to March 2016 period, the life
insurance industry recorded a new premium income
of Rs 1.38 trillion (US$ 20.54 billion), indicating a
growth rate of 22.5 per cent over the previous year.
Market Size of NBFC
5
6. India is the15 largest insurance market in the
world in terms of premium volume, and has the
potential to grow exponentially in the coming
years.
The general insurance industry recorded a 12
per cent growth year-on-year in Gross Direct
Premium underwritten in April 2016 at Rs105.25
billion (US$ 1.55 billion).
Life insurance penetration in India is just 3.9 per
cent of GDP, more than doubled from 2000.
Investment corpus in India’s pension sector is
expected to cross US$ 1 trillion by 2025,.
Market Size of NBFC continue…
6
7. Bajaj Finserv Limited is the holding company for the
financial services businesses of the Bajaj Group.
Its insurance joint ventures with Allianz SE,
Germany namely Bajaj Allianz Life Insurance
Company Limited and Bajaj Allianz General
Insurance Company Limited are engaged in life and
general insurance business respectively.
7
8. Product Portfolio :
Durable Finance
Lifestyle Finance
Digital product Finance
Emi Card
Salaried Personal Loan
Loan against Fixed deposit
Extended Warranty
Gold Loan
Professional loan
Salaried home Loan
8
9. SME Finance –
E- commerce seller finance
Self Employed Home Loan
Self Employed Loan against property.
Gold Loan
Lease Rental Discounting
Business Loan
Loan against Shares
Professional shares
9
10. HDB Financial Services Limited, a non-banking
financial company, provides financing, collection,
and insurance services in India. The company
operates through Lending Business and BPO
Services segments. It offers unsecured loans,
including business and personal loans; loans
against properties, gold jewellery, securities, and
shares; loans for ESOPs; and enterprise business,
consumer durables, car, construction equipment,
and commercial vehicle loans. The company also
provides various life insurance products; and
general insurance products, such as motor, health,
critical illness, travel, home, and personal accident
insurance.
10
11. Product portfolio
11
LOAN:-
•Unsecured Loans (Personal Loans, Business Loans)
•Secured Loans (Loan against Property / Auto
Refinance)
•Commercial Vehicle Loans
•Loans against ESOP and Shares
•Loans against Securities (NSC / KVP / LIC)
•Loans against Mutual Funds
•Loans against Gold
Personal Accident Insurance:-
HDFC ERGO offers you a comprehensive accident
insurance - round-the-clock, round-the-year and round-
the-world. More than just accident insurance, it's an
investment in your family's future.
12. 12
Health Suraksha:-
With Health Suraksha, you're provided an optimal
coverage for your treatments including all pre and
post hospitalization costs.
FIRE INSURANCE :-
HDB Fire Insurance is the basic fire insurance
cover for your flat. It is mandatory to purchase the
HDB Fire Insurance policy when you take up an
HDB housing loan.
Etiqa is the appointed insurer for the HDB Fire
Insurance Scheme, which was introduced to help
HDB flat owners protect their homes in the event of
fire.
13. •Over five decades of expertise in vehicle financing,
•Tata Motors Finance Ltd, is a subsidiary company of
Tata Motors Ltd. Established - 1957,
•They are engaged in financing entire range of Passenger
Cars & Commercial Vehicles manufactured by Tata
Motors Ltd.
13
15. Muthoot Finance is established in the UK, the US,
and the United Arab Emirates.
While the company falls under the brand umbrella
of the Muthoot Group, its stocks are listed on the
Bombay Stock Exchange (BSE) and NSE. As of
March 2012, revenue (after expenditure) stood at
more than Rs. 23,000 cores ($4.2 billion).
The target market of Muthoot Finance includes
small businesses, vendors, farmers, traders, SME
business owners, and salaried individuals
15
16. Product portfolio
Money Transfers
Foreign Exchange
Housing Finance
Travel Jango
Gold Coins
Insurance
Muthoot Home Protector (MHP)
Complete Home Protection – All in One
Muthoot Life Guard (MLG)
ATM
16
17. Threats of new entrance(low):-
Licensing requirements of RBI for
NBFC are not stringent as
compared to bank
Intensity of
rivalry(high):-
1.Undifferentiated
services.
2.Marketing strategies:-
aggressive selling and
intensive marketing
strategies to gain the
market share
Bargaining
power of
consumers(high)
:-
1.Many
alternatives for
availing credits.
2.Large no of
NBFCs.
Bargaining
power of
suppliers(high):-
Suppliers have
many alternatives
to invest their
money
depending upon
risk appetite.
Threat of substitute(moderate):-
1.Banks are perfect substitute for
NBFCs.
2.Unorganized money lenders are a
big threat in rural areas.
PORTER 5 FORCES MODEL FOR NBFC
17