The document discusses various types of computer crimes and fraud involving debit/credit cards and financial information. It describes how the rise in electronic payment methods has led to more computer-based theft of funds. Criminals obtain payment card details through hacking, theft, or deception and use them to make unauthorized purchases or withdrawals. Debit/credit cards have added security features like chips and PINs over time, but fraudsters find ways to circumvent new protections. Software piracy is another major computer crime that costs programmers money through illegal copying of programs. UK laws like the Copyright Act and Computer Misuse Act establish penalties for software theft and other computer-related offenses.
The information and opinions expressed in this presentation should not be used as a substitute for legal advice. This presentation is protected by copyright.
Discussing how to deal with frauds occurred in e-banking channels by implementing end-to-end controls (deterrent, preventive, detective, responsive, corrective and recovery), the line of defences as well as deploying numerous anti-fraud strategies.
AlgoCharge offers a web-based fraud management system that assists in credit card fraud detection & prevention with Geo-based filters. The system provides various levels of fraud protection to enhance acceptance rate & reduce the risk of charge-backs.
The information and opinions expressed in this presentation should not be used as a substitute for legal advice. This presentation is protected by copyright.
Discussing how to deal with frauds occurred in e-banking channels by implementing end-to-end controls (deterrent, preventive, detective, responsive, corrective and recovery), the line of defences as well as deploying numerous anti-fraud strategies.
AlgoCharge offers a web-based fraud management system that assists in credit card fraud detection & prevention with Geo-based filters. The system provides various levels of fraud protection to enhance acceptance rate & reduce the risk of charge-backs.
Identity Theft and How to Prevent Them in the Digital Age Maven Logix
Mr. Jamshed Masood who is a telecom sector executive provided information about how to identity thefts and how to prevent them in the digital age. He discussed the real definition of identity theft, its impact. Not only limited to this, respected speaker also gave the complete information of different types of identity thefts and their methods such as hacking, shoulder surfing. While discussing these thefts, light on prevention methodology to treat these kind of thefts was also given to the audience.
8 ways to protect yourself from credit card theft while travellingletzpooja
You may have had an option to connect to an unsecured internet connection.
During such occasions, it is probably a good idea to listen to your browser’s warning and steer clear from connections such as these since it can not only harm your device with malicious software, but it can also give hackers access to confidential Credit Card data.
Identity Theft and How to Prevent Them in the Digital Age Maven Logix
Mr. Jamshed Masood who is a telecom sector executive provided information about how to identity thefts and how to prevent them in the digital age. He discussed the real definition of identity theft, its impact. Not only limited to this, respected speaker also gave the complete information of different types of identity thefts and their methods such as hacking, shoulder surfing. While discussing these thefts, light on prevention methodology to treat these kind of thefts was also given to the audience.
8 ways to protect yourself from credit card theft while travellingletzpooja
You may have had an option to connect to an unsecured internet connection.
During such occasions, it is probably a good idea to listen to your browser’s warning and steer clear from connections such as these since it can not only harm your device with malicious software, but it can also give hackers access to confidential Credit Card data.
veryone's heard about the Target breach at the end of last year; some of you may have been affected. One way to understand this breach - to borrow a phrase from Deep Throat talking about the Watergate Scandal in "All The President's Men" - is to follow the money.
This webinar will do that. It will detail what we know about the Target breach and how it happened. But it will place particular emphasis on the money trail - not only in terms of how the bad guys turn the data into cash, but also who ends up footing the bill, the role insurance can play, the likelihood of lawsuits, and so on. As such, this webinar represents a powerful opportunity to learn what really goes down as a breach unwinds from a respected professional who has been in the trenches for decades.
Our featured speakers for this webinar will be:
- Ted Julian, Chief Marketing Officer, Co3 Systems
- Mark Rasch, Chief Privacy Officer, SAIC
Respond to new ALM obligations
Identify the key compliance changes for scope, subjects and operations
Facilitate the design and execution of compliance checks on payment methods and the use of virtual currencies
Evaluate gaps in processes to update controls and procedures
Consider the impact on corporate criminal liability using the new ISOs 37301 and 37002
Register virtual asset service providers
Assess new compliance and operational risks
Identify scenarios of risks and vulnerabilities on new crime typologies
Prevent risks of anonymous transfers and the use of prepaid cards
Manage risks on high value operations and art trade
Integrate risks to know your customer and money laundering
Detect and report suspected operations
Compare control practices regarding new requirements
Update the decision matrices on alerts
Adjust customer due diligence process
Implement the use of the lists of politically exposed persons
Report discrepancies with the public register of effective owners
Implementation of new technologies
Evaluate the prerequisites regarding quality of data and capabilities for compliance solutions
Evaluate solutions to automate and digitize processes related to robotics
Use machine learning applications for reporting suspicious transactions
Recommend practices for implementing analytics solutions on text and data
This presentation, created by Syed Faiz ul Hassan, explores the profound influence of media on public perception and behavior. It delves into the evolution of media from oral traditions to modern digital and social media platforms. Key topics include the role of media in information propagation, socialization, crisis awareness, globalization, and education. The presentation also examines media influence through agenda setting, propaganda, and manipulative techniques used by advertisers and marketers. Furthermore, it highlights the impact of surveillance enabled by media technologies on personal behavior and preferences. Through this comprehensive overview, the presentation aims to shed light on how media shapes collective consciousness and public opinion.
Sharpen existing tools or get a new toolbox? Contemporary cluster initiatives...Orkestra
UIIN Conference, Madrid, 27-29 May 2024
James Wilson, Orkestra and Deusto Business School
Emily Wise, Lund University
Madeline Smith, The Glasgow School of Art
This presentation by Morris Kleiner (University of Minnesota), was made during the discussion “Competition and Regulation in Professions and Occupations” held at the Working Party No. 2 on Competition and Regulation on 10 June 2024. More papers and presentations on the topic can be found out at oe.cd/crps.
This presentation was uploaded with the author’s consent.
0x01 - Newton's Third Law: Static vs. Dynamic AbusersOWASP Beja
f you offer a service on the web, odds are that someone will abuse it. Be it an API, a SaaS, a PaaS, or even a static website, someone somewhere will try to figure out a way to use it to their own needs. In this talk we'll compare measures that are effective against static attackers and how to battle a dynamic attacker who adapts to your counter-measures.
About the Speaker
===============
Diogo Sousa, Engineering Manager @ Canonical
An opinionated individual with an interest in cryptography and its intersection with secure software development.
Have you ever wondered how search works while visiting an e-commerce site, internal website, or searching through other types of online resources? Look no further than this informative session on the ways that taxonomies help end-users navigate the internet! Hear from taxonomists and other information professionals who have first-hand experience creating and working with taxonomies that aid in navigation, search, and discovery across a range of disciplines.
Acorn Recovery: Restore IT infra within minutesIP ServerOne
Introducing Acorn Recovery as a Service, a simple, fast, and secure managed disaster recovery (DRaaS) by IP ServerOne. A DR solution that helps restore your IT infra within minutes.
1. 1
Computer crime
• The growth of use of computerised payment
systems – particularly the use of credit cards and
debit cards – has led to a rise in computer crime.
• Now that companies and people no longer use cash
as much as they did in the past, stealing money
using a computer has become more frequent.
• For this purpose ,there companies are using
following cards
• Credit
• Debit Store
• cash cards
• Magnet strip of account information.
2. 2
Credit Cards
• Credit cards allow users to pay for
goods as and when they need them,
and then to pay a single bill (or part
of what is owed) at the end of a
month.
• instant credit against goods bought or cash
from ATM.
• Need to sign a receipt, signature checked,
receipt goes off to credit card company.
• Usually machine with telephone connection to
credit card company authorises the payment,
checks whether the customer has credit.
• If goods are bought over the telephone or
Internet there is no receipt until it arrives with
the goods.
• The owner chooses how much to pay off the
balance each month, subject to a minimum
payment. Interest is paid on unpaid balances.
3. 3
Debit cards
• Debit cards have replaced cheques as a
means of payment, and the money is
taken out of the user’s bank account.
• They are also used to get cash from
cash machines (also known as
Automatic Teller Machines [ATM],
‘holes in the wall’, or bank machines).
• A debit card holder who is using an
Automatic Teller Machine to withdraw
money from their bank account
identifies themselves by the use of a
PIN (personal identification number).
• Although this should be more secure
than using a credit card, users often
use a PIN that they keep with their
debit card or allow strangers to watch
them input the numbers on the ATM
keypad.
4. 4
Debit and credit card
use
• Since the introduction of debit
and credit cards in the 1980s,
there has been a continual battle
between the debit and credit card
providers – the banks and credit
card companies – and fraudsters.
• As each new security device has
been added, the fraudsters have
tried to find ways to get round
them.
• The first debit and credit
cards relied upon encrypted
(encoded) data that was
stored on magnetic tape on
the back of the card.
5. 5
Debit and credit card use
• The growth on
Internet sales
meant that a
further security
device was needed,
and this led to the
introduction of a 3
digit check number
on the back of the
card.
6. 6
Debit and credit card use
• This did little to
stop card fraud,
and the latest
security device is
the addition of a
computer chip that
contains encoded
information onto
credit and debit
cards.
7. 7
Debit and credit card use
• The ‘chip and pin’ system
will prevent some computer
fraud, but it is likely that
fraudsters are already
developing ways to
overcome it.
• The next likely development
in debit and credit card
protection is to include
biometric data (e.g.
fingerprint or iris print data)
within the chip.
• As fingerprints and iris print
data is unique to an
8. 8
FraudFraud means trying to trick someone in order to gain an advantage.
• Posing as someone from an official organisation such as a bank or
electricity company in order to get you to hand over your account
details.
• Creating 'spoof' websites that look like the real thing.
• For example, making a website that looks exactly like your bank's,
then getting you to enter your user name and password so that they
can be recorded by the fraudster.
• Promising a 'get rich quick' scheme if you pay for a pack, which
will supposedly contain all of the details that you need.
• Sending e-mails to get you to give over your personal or account
details or getting you to download a data keylogger
• Stealing your identity in order to pose as you to steal your money
or some other criminal activity.
Fraud
9. 9
Credit card Fraud
• Criminals: obtain credit information from
computers holding credit card customer details.
• Transfer the magnetic strip from a lost or stolen
card. Steal cards from owner, or in the post.
• Get information from credit card receipts and
use details to order over the telephone.
• Unscrupulous businesses swiping the card more
than once.
10. 10
Phantom Withdrawals
• When the bank customer receives their
statement there are withdrawals that they
were unaware of.
• The cardholder or their family may have
done some of these withdrawals, some
are the result of fraud where a criminal
has stolen the details.
11. 11
Electronic fraud
• Use of computers to commit fraud for financial
gain.
• Set up false suppliers that trade, when the
payments are made the goods are non-existent,
and the payments are stolen.
• Careful recruitment of staff, careful checking of
companies to ensure they are legitimate.
• This is quite common on the Internet where the
individual
12. 12
Software piracy
• One of the most lucrative examples of computer
crime is software piracy.
• This is the illegal copying of computer programs,
and it is very widespread.
• It is estimated that over 66% of the computer
software used in Europe is illegal.
• Although it does not seem very wrong to ‘steal’ a
computer program by copying it, the cost to the
computer programmers who have spent time and
money developing the software is high.
• Software piracy is now being treated as a very
serious crime, and the penalties can be severe
• The organisation in the UK responsible for
protecting software is FAST (Federation Against
Software Theft).
• They help the police and local trading standards
officers to enforce the law.
13. 13
Copyright, Designs and Patents
Act (1989)
• This makes it a criminal offence to copy or
steal software.
• This includes:
– Copying or distributing software or manuals
without the permission of the copyright owner
(usually the software developer).
– Using purchased software covered by copyright
on more than one computer unless this is
permitted by the software licence.
– Encouraging or allowing people to copy or
distribute illegal copies of software.
• A person guilty of an offence under this act
may be sent to prison for up to ten years
and be fined!
14. 14
Computer Misuse Act (1990)
• This act deals with:
– Deliberately infecting a computer system
with a virus.
– Using an employer’s computer to carry
out unauthorised work.
– Using a computer to commit software
piracy.
– Using a computer to hack into another
computer.
– Using a computer to commit a fraud.