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Essay on Human Resources Management
NAME _________________________ DATE________________
This exam has two (2) parts – multiple choice and short answer essay. Circle the correct answers
(2 points each).
1) The methods used to give new or present employees the skills they need to perform their jobs are
called ________.
A) orientation
B) training
C) development
D) appraisal
2) The first step in a training program is to ________.
A) assess the program's successes or failures
B) design the program content
C) conduct a needs analysis
D) train the targeted group of employees
3) What is the second step in the training process?
A) assess the program's successes or failures
B) present the program to a small test audience
C) ... Show more content on Helpwriting.net ...
A) Fair Labor Standards Act
B) Civil Rights Act
C) Employer Retirement Income Security Act
D) Davis–Bacon Act
21) Jill works as a cashier at a grocery store. She earns $8 an hour (or $320 for a 40–hour week).
Last week, she worked 44 hours. What did she earn last week?
A) $320
B) $336
C) $344
D) $368
22) The ________ prohibits discriminating against employees who are 40 years of age and older in
all aspects of employment, including compensation.
A) Fair Labor Standards Act
B) Civil Rights Act
C) Equal Pay Act
D) Age Discrimination in Employment Act
23) ________ is a formal and systematic comparison of jobs to determine the worth of one job
relative to another.
A) Job analysis
B) Job evaluation
C) Benchmark analysis
D) Job ranking
24) What are the benefits Social Security provides?
A) income if retirement is at age 62 or later and individual is insured under the Social Security Act
B) death benefits to surviving dependents for those insured under the Social Security Act
C) Medicare
D) income if retirement is at age 55 or later
25) Ethics refers to the ________.
A) basic beliefs about what is right or wrong
B) characteristic values, traditions, and behaviors a company's employees share
C) principles of conduct governing an
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Social Policies And Welfare And Social Issues
Social policies are public policies of which the government uses for welfare and social issues.
Welfare, according to American Politics Today, is "the financial or other assistance provided to
individuals by the government, usually based on need" (Bianco 448). These welfare programs play a
role in citizen 's lives, especially those of low income. However, in some instances, they are there to
help the wealthy as well, such as bailouts of the financial sector. As the textbook reads, "the
persistence of poverty remains the primary motivator for most social policy today" (Bianco 450).
The rapid growth of social policy is proving that the rate of income inequality in the United States is
growing at a steady pace. For example, the income distribution "from 1979 to 2009 the average
income of the top 1 percent grew by $700,000 to $1,220,100 (a 133 percent gain), compared to a
$2,600 gain to $18,900 (16 percent) for the bottom fifth of the income levels. The wealth gap is even
greater: the median networth of U.S. households in 2007 was $120,300, but the median wealth for
the top 10 percent was $1.89 million, and this group held 73 percent of that nation 's wealth"
(Bianco 450). The economy in America has an unequal wealth distribution where a small percentage
of the population posses most of the wealth in the country, while the rest of the country has little to
spare. This leads to poverty and income inequality. To measure income equality "economists often
measure how much income
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The Government Has Changed Society
Theresse Weigand–Watkinson
Bethany Gallant and Stacy Vocasek
English 10–5
16 December 2015
The Positive Government Did you know that the government has helped over 306,804,000 (Jeffrey)
people and families just from the last four years alone? Since 1789, the government has been finding
ways to try and help citizens deal with poverty and other economic crisis'. From creating the
Constitution and abolishing slavery, the government has started to create programs to help certain
people and families overcome other rising issues. The government has been successful in creating
these programs that support the needs of the citizens who require them. People would suggest that
the government has affected society in a negative way but, different credibilities would beg to differ.
The government has influenced society in a positive way by creating programs such as
Supplemental Security Income (SSI), General Public Assistance (GPA) and Social Security to help
citizens conquer poverty.
In the 1930s, Franklin D. Roosevelt was elected as our 32nd president. One of his first acts as
president was, he sent 15 major bills to congress to try and pick up the mess that our previous
president, Herbert Hoover, left for us (Glencoe The American Vision 652). One of those major bills
were Social Security, Social Security includes programs within itself as well. Such as, the
Supplemental Security Income Act. The Supplemental Security Income Act has helped over a
thousands of people who are blind,
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Discussion Of The Department 's Representative Testified
DISCUSSION
THE DEPARTMENTS POSITION:
The Department's Representative testified that the Department received a data exchange alert
informing that the household had a change in SSI income. The Department began counting $624.00
in the household's SNAP eligibility calculation due to the change in members receiving SSI. The
Department's representative explained that the additional income caused the benefit amount to
decrease from $511.00 to $253.00. The Department's Representative testified to a total gross
household income of $1608.00 which included $624.00 and $735.00 in SSI benefits, $44.20 in SSP
and $205.00 in Cash Assistance benefits. The Department's Representative testified that there were
no income deductions given, as the income ... Show more content on Helpwriting.net ...
The County Assistance Office and other agencies as appropriate will prepare for the hearing so that
evidence considered in making the decision or taking the action which is at issue and evidence that
supports that decision or action will be introduced at the hearing in an orderly and concise manner.
Relevant information which is presented at a hearing will include the following: (i) Names,
relationships and ages of the persons affected, and the type of assistance involved. (ii) The decision
or action which prompted the request for the hearing. (iii) Description of the relevant facts and
events leading to the decision or action plus evidence to support the decision or action, including
identification of the pertinent regulations applied in making the decision. (iv) Detailed computation
of the grant, allowances and income, before and after implementation of the agency decision or
action. Regulation 55 Pa. Code § 275.4(g)(6) states "Since the hearing decision will be based solely
on the information presented at the hearing as described in subsection (h)(2), failure to introduce
relevant evidence may result in an adverse decision if the evidence presented is inadequate to
support the decision."
ANALYSIS AND DECISION:
In this case, the Appellant appealed the Department's decision to reduce her household's SNAP
benefits from $511.00 to $253.00 based on a change in household income. In this case, the
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Osha 's The Occupational Safety And Health Administration
Keywords: mediating OSHA Claims in Dallas TX, ERISA claims in Dallas TX, workplace
harassment in Houston, TX, disability discrimination in Dallas TX
Mediating OSHA Claims in Dallas, TX: Which Cases are Eligible?
Claims under the Occupational Safety and Health Administration, or OSHA, involve allegations that
an employer has not provided a safe work environment or is not following OSHA standards. Under
OSHA, employees may report safety violations. After reporting claims to OSHA, these employees
are protected from retaliatory conduct from their employers, such as termination or demotion. These
claims, called whistleblower complaints, must be thoroughly investigated, which may take a
significant amount of time. Many attorneys have begun mediating OSHA claims in Dallas, Texas.
However, prior to mediating OSHA claims in Dallas, Texas, attorneys must make sure that their
clients' whistleblower claims are eligible for mediation.
First, an OSHA investigation must be underway prior to mediation, and the employer must have
responded to the employee's complaint. This is a significant difference from other claims; where no
complaint or suit must be filed prior to scheduling mediation.
Next, the regional ADR coordinator and the Federal Mediation and Conciliatory Service will work
together to determine whether the case is eligible for mediation. These entities will examine whether
the parties are willing to work together to create a settlement agreement. If your client is particularly
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Federal SSI Benefit Analysis
Pursuant to Public Law 92–603, states were provided with the option of "supplementing" the federal
SSI benefit. If a state choose to supplement the federal SSI benefit provided to claimant and
complied with federal requirements then the state's supplement would not be counted as income
reducing the federal SSI benefit. If the state's program did not comply with federal requirements, the
state's supplement would be counted as income resulting in a possibility of the claimant losing their
SSI benefits. Thus resulting in "a greater welfare obligation (or at least, welfare problem) for the
recipient's state of residence."
States that choose to provide a claimant with a supplemental payment can administer the supplement
themselves or "have ... Show more content on Helpwriting.net ...
Individuals or couples who are ineligible for SSI due to excess countable income, may still qualify
for SSP–only benefits from the State. Office of Temporary and Disability Assistance will determine
SSP eligibility, the State Living Arrangement category, and benefit amounts afforded to claimants.
However, claimants who receive SSI will receive the full SSP benefit based on their living
arrangement category. SSP payments are made on the first of each month in the same manner the
claimant receives their federal SSI benefit. Recipients will receive two checks, one from the Social
Security Administration and one from New York State. Any changes that are required to be reported
by SSI recipients can be made to the Social Security Administration, which will relay the
information to New York State. However, claimants who only receive SSP benefits must report all
changes directly to New York
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Legal, Safety, and Regulatory Issues Essay
Legal, Safety, and Regulatory Issues
HCS 341
April 4, 2011
Abstract
Legal, Safety, and regulatory issues all have a large impact on the human resources process as they
relate to the statement "Common sense and compassion in the workplace has been replaced by
litigation." In today's society litigations seem to be an increasing greatly, and administrators do their
best to create human resources processes that avoid any possible litigations on them and or their
organization.
I completely agree with the statement "common sense and compassion in the workplace has been
replaced by litigation." There has been an extremely large increase in the number of employees who
either sue or attempt to sue an organization and often out ... Show more content on Helpwriting.net
...
For this reason there are many employee–related regulations that have been created including but
not limited to workers' compensation laws, the social security act, Wagner Act, Fair Labor
Standards Act, Taft–Hartley Act, Landrum–Griffin Act, Equal Pay Act, Title VII of Civil Rights Act,
Executive Order 11246, Age Discrimination in Employment Act, Employee
Retirement Income Security Act, Vietnam–Era Veterans Readjustment Act, Pregnancy
Discrimination Act, Job Training Partnership Act, Consolidated Omnibus Budget Reconciliation
Amendment and Reemployment, Immigration Reform and Control Act,
Worker Adjustment and Retraining Act, Drug–free Workplace Act, Americans with Disabilities Act,
Civil Rights Act, Family and Medical Leave Act, Uniformed Services Employment and
Reemployment Rights Act, Health Insurance Portability and Accountability Act, Pension Protection
Act, Brynes Antistrike breaking Act, Coral mine health and Safety Act, Employee Polygraph
Protection Act, Immigration Act of 1990, Norris–La Guardia Act, Older Workers Protection Act of
1990, Railway Labor Act, in addition to many other employee related regulations that I have not
listed. The Department of Labor, the United States Equal Employment Opportunity Commission,
the Americans with Disability Act of 1990, and the Department of Homeland Security are a few of
the best known employee–related regulations that were created to ensure that the employees are
treated
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Social Security Benefits
Too many working Americans citizens are not making enough income for their daily living. Thus,
they suffer drastically to make an honest living (Holzmann, 2015). Due to the collapse of the
economy, so many people have lost their jobs and even their retirement savings. Many Americans
are living way below the poverty line. With the cost of living going up and a minimum wage at a
standstill, many are going for government aid such as income support. Income support is the extra
money for low–income earners and those with no income. Programs such Temporary Assistance For
Needy Families, Supplemental Security Income and Social Security are benefits that provide income
to the needy, to maintain their moral and healthy lifestyle (Plotnick, ... Show more content on
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The current program has the same primary purpose as the original Social Security Act of 1935;
however, to provide security for workers, the design of Social Security has changed. Initially, the
Social Security program used to provide only two types of benefits: lump–sum death benefits for
employees and monthly old–age benefits for retirees. Since then, the lump–sum death benefit has
been replaced with two new benefit categories: benefits for the families of retired workers, widows,
surviving dependent parents and children. In addition to the change offered, the limitations on the
workforces covered by Social Securities have changed. Only about 60% of the workforce was
covered by Social Security initially; however, the current system takes care of roughly 96% of the
entire labor force (Plotnick,
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Benefits And Benefits Of Employee Benefits
I've chosen the topic of employee benefits and the varying considerations given to benefits as part of
total compensation around the globe. What are the issues to be considered? What about the MNE
employee?
The content of this paper includes key excerpts and a condensation (compacted by >80%) of current
knowledge regarding the administration of employee benefits as published by McGraw–Hill 2011 in
"The Handbook of Employee Benefits: Health and Group Benefits, 7th Edition. Jerry S.
Rosenbloom, editor". This is the reference textbook for the International Foundation of Employee
Benefits Plans (IFEBP), and Wharton (University of Pennsylvania), for those looking to certify as
"Certified Employee Benefits Specialists" (CEBS).
The ... Show more content on Helpwriting.net ...
This process entails a balancing act among:
"Local benefits objectives with local and global business objectives and philosophies
Differing competitive environments and economic realities
The cost and benefits available from old age, survivors, and disability programs with supplemental
retirement and capital accumulation plans
The cost, quality, and availability of national health insurance programs with emerging private
medical practices in many countries
Changing regulatory environments that impact the design, delivery, and cost of supplemental
benefits plans with local and global benefits objectives"
..(Rosenbloom 2011)
Added to these local concerns, individual differences may need to be accommodated according to
where the employee was hired and where they will be assigned. Benefits that meet the employee's
needs in the home country may not be portable nor meet their needs in the assigned country.
Local issues include the following:
1. Government–required benefits.
2. Government–provided benefits.
3. Legal/Regulatory environment.
4. Taxation of benefits.
5. Local economic conditions
6. Labor unions & labor environment.
Coverage amounts and funding: Common benefits offerings include retirement, death,
... Get more on HelpWriting.net ...
Week 4 Assignment 2 Employement Law and Complaince Plan Paper
Employment Law and Compliance Plan
Shawna Bronson
HCA/260
March 2, 2013
Employment Law and Compliance Plan
A medical office needs to be compliant with employment laws; this will ensure they do not have
lawsuits that could patiently put a company out of business. This also helps the offices run smoothly
and free from errors. There are several employment laws a few of them are the American with
Disabilities Act (ADA), the Employee Retirement Income Security Act (ERISA) and the Health
Insurance Portability and Accountability Act (HIPAA). The American with Disabilities (ADA) is
when an employer is to provide reasonable accommodation to an employee with a known mental or
physical limitation, or a qualified individual with a ... Show more content on Helpwriting.net ...
It also states how the company does the Family and Medical Leave Act (FMLA).
The policies and procedures that are needed to comply with federal employment laws are to comply
with an equal opportunity employment meaning do not discriminate against a person because of
their race, color, religion, sex, or national origin. Another one would be wages and hours worked.
This means employers need to follow the age and time limits, need to pay for all hours worked and
if an employee works overtime, they need to be paid 1.5% of normal pay. The employer also needs
to obey by the garnishment laws for employees. Safety and Health Standards is another the
employer needs to provide a safe and healthy environment for their employees. This one is
important one the Health Benefits, Retirement Standards, and Workers' Compensation.
(Employment Law Guide: 2009) Some more would be Work Authorization for non–U.S. citizens,
Working Conditions, and Other Workplace Standards. Some others are that health care practitioners
are required to comply with HIPAA, medical practice acts, and boards of regulation, reporting
deaths, births, and communicable diseases. (Flight, 2004) Health care professionals are also required
to report abuse of any person.
Job descriptions, procedure manuals, and office handbooks are critical to the success of a medical
office because they
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Quiz One Essay
1) Patty owned Patty's Cakes in Jacksonville, Florida. She sold her business to Fruity's, Inc. a
national pastry company. There was a non–compete agreement in the contract for the sale of her
business. In the non–compete, Patty agreed not to work in any capacity in the food industry for 10
years on the entire east coast. A court would likely determine that the non–compete agreement a)
violates federal law b) is unenforceable c) is enforceable d) both A and B 2) A liability that may
extend from an employee to the employer if the employee is acting within the scope of his or her
employment at the time the liability arose is called: a) vicarious liability b) employee liability c)
employer liability d) adverse liability ... Show more content on Helpwriting.net ...
solicited bids from various independent contractors to landscape the grounds of its new office
complex. Drew, head of facilities management told Patty, his secretary, that he would not accept any
bids from Hispanic contractors. Drew explained that he would authorize hiring only American
contractors to work on the grounds. A Hispanic contractor brings a lawsuit against ABC for
discriminations. a) Drew's refusal to hire Hispanic companies is a violation of the Independent
Contractors Act of 2006. b) Drew's refusal to hire Hispanic companies is a violation of the Title VII
of the Civil Rights Act c) The Hispanic contractor cannot prevail in a discrimination case because
John's conversation with his secretary is confidential and cannot be used as evidence. d) Drew's
refusal to hire Hispanic companies is not a violation of the Title VII of the Civil Rights Act because
that law does not cover discrimination against independent contractors. 7) BRC Partners is a
consulting firm. Sam and Arnie are analysts for BRC. Sam was hired as an employee and Arnie was
hired as an independent contractor. They both work in the same BRC office under the same
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Us Dept of Labor
U.S. Dept. of Labor Case Study Bobby Jones HRM 533 December 2, 2012 Abstract Career One
Stop is an online tool sponsored by the U.S. Department of Labor. This online tool can be utilized as
a pathway to success. This tool gives useful information via online to help job seekers, students,
businesses and career professionals. Some tools that can be utilized per the website are Wages and
Salaries, Unemployment Insurance Information, Pay for Education and Training and Benefits. This
site is truly a One Stop Center because it has information for everyone the employee, the job seeker
and the company (Career One Stop ). Keywords: Tool, job seekers, businesses pathway Describe the
major features of this website and how each can be used ... Show more content on Helpwriting.net ...
FMLA leave is not considered a qualifying event under Cobra. A Cobra qualifying event can occur
in an instance when an employer's obligation to maintain health benefits under FMLA cease. An
example of this is when an employee has intent of not returning to work. Further information can be
provided by going to your nearest Wage and Hour Office or through the telephone directory under
U.S Government and U.S. Department of Labor (Frequently Asked Questions Cobra Continuation
Health Coverage). Explain how employers could verify that their employee benefits comply with all
federal laws by using this resource. Employers can use the reference material found on the
Department of Labor website called Find It By Audience–Employer to verify that their employee
benefits comply with all federal laws. The first place an employer would want to start in order to
understand which laws affect them as an employer is compliance assistance information and
resources. Under the website subheading, Help Navigating Department of Labor Laws and
Regulation it gives a general definition of compliance assistance. It states, that compliance
assistance is an important part of the Department's effort to protect the wages, health benefits,
retirement security, employment rights, safety, and health of American's workforce
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SSI Policy Research Paper
The SSI policy can be very beneficial to any individual experiencing a disability. Albeit, financial
limitations due pose a threat of becoming eligible and connected to the managed care
services/specialist a person may need to maintain or further improve their disability. That being
expressed, I will now share a life story/case example of how the SSI policy can play a major part in
someone's life both in a negative and positive way. As a family, our journey with the SSI policy
started back when my twin daughters were born in 2003. After my wife had a premature delivery at
28 weeks due to pregnancy complications, our identical twin daughters were born each weighting an
unbelievable pound and a half. Per the labor, delivery physician, the umbilical ... Show more content
on Helpwriting.net ...
When – and if this occurs, she will be in stage five – End Stage Renal Disease (ESRD) which can
bring a new set of challenges and uncertainties. With that in mind, it is imperative to continue/keep
up with her individualized care plan now that her traditional Medicaid fee–for service plan has
switched over to the newly introduced capitated managed care plan, Star Kids. Just a few weeks into
the new Star Kids plan and everything seems to be aligning properly with her individualized care
plan. Presently, I am also exploring Medicare's options for children with ESRD and the medical
benefits associated with the plan. I have learned that qualifying children will be eligible for both
parts A, medical insurance and part B, medical insurance, which will cover the majority of the
medical expenses entailed with dialysis treatment and kidney
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Investing in a Plan for Retirement: Are You Prepared for...
Options for Retirement
The majority of people age 65 or older in the United States are still working in full time positions.
This opens the question if they planned for retirement, or what if anything went wrong while
working? How do they feel about still having to work? Have they taken proper steps in preparing for
retirement? Are they only working to pass time? These are the questions that everyone should be
asking themselves about their own retirement plans, and what they have done to financially prepare
for that stage in their life.
It is never too early to start planning for the retirement. In today's economy there are no guarantees
that there will be sufficient funds coming from Social Security when an individual reaches the time
... Show more content on Helpwriting.net ...
In the private sectors retirement packages do not transfer between different companies; therefore if
an employee decides to switch careers after working for twenty years chances are their accrued
benefits package will not be transferred to the new company. Predicting the future is impossible, no
one will know if a company may go bankrupt or expand, but there is a plethora of ways to ensure a
comfortable retirement will be available when that point in life is reached.
Planning, just like saving for the future does not always come natural to a person and a lot of times
has to be recommended by professionals. It takes personal discipline along with dedication to follow
a good retirement plan. In order to achieve personal goals for retirement there has to be a plan of
action to obtain success. Proper planning for retirement will also provide a positive outlook for that
stage of life.
In the beginning stages of planning personal attainable goals should be set. They can be short term
or long term goals, depending on what is necessary to stay on track and maintain focused. Many
retirees consider relocating due to the cost of living expenses at their current location, wanting to
live closer to family, or simply to a place they had always dreamed of spending the rest of their lives
at.
To be able to figure out the amount of income needed, the preferred lifestyle should also be
considered when starting to draft a retirement plan. A financial advisor
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Supplemental Income Program Essay
Supplemental Income Program
In 1972, Congress replaced the State–administered programs with the Federally administered
Supplemental Income (SSI) program as an assistance source of last resort for the aged, blind, or
disabled whose income and resources are below specified levels. The SSI program went into effect
in January 1974, administered by the Social Security Administration (SSA). SSI has been highly
successful in helping society's most vulnerable citizens. These individuals rely on SSI benefits in
order to purchase the basic necessities of food, clothing and shelter. The program targets those who
are the neediest, those who are too limited by their disabilities or too elderly to be expected to
provide fully for their own ... Show more content on Helpwriting.net ...
Children as well as adults can get benefits because of blindness and disability. Blind means you are
either blind or have very poor eyesight. Disabled means you have a physical or mental problem that
keeps you from working and is expected to last a year or to result in death. For a child, Social
Security looks at how his or her disability affects everyday life. Individuals' monthly SSI benefit
amounts are also affected by their income, resources, and living arrangements. The more income
you have, the less your SSI payment will be. If your income is over the allowable limit, you cannot
receive SSI. The value of a persons resources (the things they own) determines whether they are
eligible for SSI payments. The limit for countable resources is $2000 for an individual, and $3000
for a couple. The living arrangements are important because payments vary depending if you live in
your own place such as a house, apartment, or trailer; or in someone else's household; or in an
institution. The benefits are financed from general revenues, and some states supplement the Federal
benefit. When states add to the federal SSI payment, then the SSI payment levels are higher in those
states. The maximum federal payment changes yearly. As of January 1, 2000, the federal benefit rate
was $512 for an individual and $769 for a couple. Factors such as race, gender and education all
play a part in who participates in the SSI program. African Americans, other nonwhites,
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Affordable Housing For Elderly Or Disabled Persons Essay
Affordable housing for elderly or disabled persons The United States government provides housing
assistance for the elderly or disabled with low income statues through various programs in the form
of rental assistance or affordable housing. However, most of these governments housing assistance
for the disabled or elderly persons are managed through the local public housing authorities (PHAs).
Several other agencies providing the same government benefits includes the local Department of
Housing and Community Development, the individual State Housing Finance Agencies and the
Rural Development offices through the U.S Department of Agriculture (USDA). Additionally, some
financial aid channeled toward the housing assistance programs are retrieved from the U.S
Department of Housing and Urban Development (HUD) as well as the USDA's Rural Housing
Services. Within this paper, several aspects of the housing policy for the disabled and the elderly
persons will be delved into in brooder details. One major characteristic of the government housing
aid for the elderly persons is that they are overly subscribed with waiting lists that differ in length.
Currently, the government housing assistance accessible to elderly persons with low income status
include: the Housing Choice Voucher Program, the HOPE for elderly independence program, the
Rural Housing Services Rental Assistance Program, Local Rental Assistance Programs and the
Section 202 Supportive Housing for the Elderly Program.
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The Food, Conservation, And Energy Act Essay
The Food, Conservation, and Energy Act The Food, Conservation, and Energy Act was passed on
May 14, 2008 after a historical veto by the President led to an override by Congress to enact the new
farm bill into law. The new bill contained numerous provisions in order to truly reform efforts to
establish farm and food safety throughout the United States. This paper will focus on the provision
that led to the renaming of the Food Stamp Act and Program as well as the act's plans to allocate
more than two–thirds of their funds towards nutrition programs. Those funds would assist with the
provision of food stamps, food banks, locally–produced food, and school and senior food programs
(Harris, W., Lubben, B., Novak, J., and Sanders, L., 2008, p. 2), which are all included within
Feeding America's efforts to combat food insecurity.
New Farm Bill to Combat Food Insecurity Even though the United States has one of the highest
standards of living in the world, food insecurity has been prevalent among households. The 2008
Farm Bill transformed the Food Stamp Program into the Supplemental Nutrition Assistance Program
(SNAP), which serves as the first guard against hunger and other food–related difficulties like food
insecurity. Poor health among children, lower academic success, and depression have all been linked
to food insecurity, therefore this policy sought to provide greater funds to stop this problem and all
its harmful effects (Ratcliffe, C., McKernan, S., & Zhang, S., 2011,
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The Welfare System
The Welfare System The welfare system is run by the government that runs different programs that
was originally intended to help the unemployed or underemployed (Welfare Info, n.d.). It went from
just helping those two groups and branched significantly into helping low income families, disabled,
and single parent families be able to live the best life possible. Some of the programs include
"Medicaid, Food Stamps, Supplemental Security Income (SSI), Housing and Urban Development
(HUD), Temporary Assistance for Needy Families (TANF), Head Start, Work Study, and Medicare"
(Welfare Info, n.d.). Another very commonly known one is Social Security which is mainly for
seniors when they retire. The history of the welfare system is quite ... Show more content on
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Food stamps – This program is for those that don't make enough and therefore need assistance to get
food. In order to be eligible you must meet a few requirements:
· Your household cannot have more than $2,000 in resources (Social Security, 2008).
· You must have a limited amount of income and although you may have an income
· Things such as automobiles may count against your income (depending on how it's used).
· Other Resources include cash, bank accounts and other property are also taken into consideration.
SSI – Supplemental Security Income (SSI) is a Federal income supplement program funded by
general tax revenues (not Social Security taxes) that is designed to help aged, blind, and disabled
people, who have little or no income; and it provides cash to meet basic needs for food, clothing,
and shelter (USA.gov, 2012). In order to receive SSI you must meet the following requirements:
· 65 and older
· Blind and/or disabled
· Have limited income/resources
· US Citizen & Reside in a US state (the District of Columbia, or the Northern Mariana Islands),
Applies for any other cash benefits or payments for which he or she may be eligible (for example,
pensions, Social Security benefits)
· AND gives SSA permission to contact any financial institution and request any financial records
about yourself (USA.gov, 2012). Temporary Assistance for Needy Families (TANF) – Temporary
Assistance for Needy Families (TANF) provides temporary
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Essay The Social Security Act and its Beginnings
Sounte,
As they say, normal it is all relative. What is normal to one culture may be taboo to another. During
the 1920s the population increased at record numbers, and movie theaters brought in a new form of
self–expression; and with this newly found self–expression, came a counter culture. This counter
culture was more open–minded than previous generations, and that was reflected in the way they
dressed. Conservative Catholics in the Catholic Legion of Decency did not like the escapism that
went along with these movie palaces, nor did they like sex and violence in these movies; so they
vowed to put limitations on the subject matter and the content of films with the creation of the
Production Code Administration (PCA) also known as ... Show more content on Helpwriting.net ...
Enacted in 1935, the Preamble of the Social Security Act stated that it was: An act to provide for the
general welfare by establishing a system of Federal old–age benefits, and by enabling the several
States to make more adequate provision for aged persons, blind persons, dependent and crippled
children, maternal and child welfare, public health, and the administration of their unemployment
compensation laws (Official Social Security Website, N.D.). These are the people who have the
most difficulties supporting themselves, and if we are to be a "just society", we should help those in
need.
Today, in essence, after he/she fills out all of the required forms and is approved, (and it is actually a
time consuming and difficult process, to get approved, said a friend of mine with a disability), the
state determines how much each person is allotted, in Social Security Income (SSI) and how long
he/she will get benefits. If the government finds out that someone is committing fraud by claiming
benefits that he/she does not need, his/her benefits will be permanently revoked.
In 1936, the SSA declared that The Board shall from time to time certify to the Secretary of the
Treasury for payment to each State which has an unemployment compensation law approved by the
Board under Title IX, such amounts as the Board determines to be
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Case Study: HRM 533: Total Rewards
Assignment 4: United States Department of Labor Case Study Philis Chepkoech Dr. Lorna Thomas
HRM 533: Total Rewards 8/28/17 Describe the major features of this Website and how each feature
can be used to monitor employee benefits. Benefits are essential regarding compensation and the
availability of benefits, such as pensions and health insurance matters to employees and is a
hallmark of better jobs (Worldat 2007). For employers, benefit plans are encapsulated in the total
labor costs and require substantial expertise to administer. Klonoski (2016) indicated that
employment laws affect benefit plans and because these benefits are required by law, employers do
not gain much advantage in the labor market by offering them thus employers only focus on
complying with ... Show more content on Helpwriting.net ...
It also gives media contacts where individuals contact for more information or seek clarification.
They have a contact information where employers and employees can contact and inquire about
different programs and get direct and instance responses. References
https://www.dol.gov/general/topic/health–plans/cobra Noe, R., Hollenbeck, J., Gerhart, B., Wright,
P. (01/2013). Fundamentals of Human Resource Management, 5th Edition. Klonoski, R (2016).
"Defining Employee Benefits: A Managerial Perspective". International Journal of Human Resource
Studies. Walsh, D. J. (2016). Employment Law for Human Resource Practice, 5th Edition. [Strayer
University Bookshelf]. Weathington, Barton L.; Tetrick, Lois E. (September 2000). "Compensation
or Right: An Analysis of Employee 'Fringe' Benefit Perception". Employee Responsibilities and
Rights WorldatWork. (2007–04–20). The WorldatWork Handbook of Compensation, Benefits &
Total Rewards: A Comprehensive Guide for HR Professionals, 1st Edition. [Strayer University
Bookshelf]. Retrieved from
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Analysis of a Stakeholder
Michelle Robinson
5/29/16
HCA255
Orazie Slayton
Social Security Administration
During the Great Depression of the early 1930s a form of Social Security was created but the federal
government was not involved in the support of elderly people and their families, those concerns
were considered to be handled locally or by the state. According to the America's Historical
Documents (n.d.), that changed on August 15, 1935 when president Roosevelt signed the Social
Security Act, this act established a system of old –age benefits for workers, benefits for victims of
industrial accidents, unemployment insurance, aid for dependent mothers and children, the blind,
and the physically handicapped (America's Historical Documents, n.d.). Now the ... Show more
content on Helpwriting.net ...
Along with being approved for these benefits Medicaid benefits are also automatically approved for
the claimants. Even with the Affordable Care Act (ACA) being in place with the potential/ goal of
lowering health care cost the Social Security Administration is adding significantly to the health care
cost by allowing claimants with multiple and sever disabilities the ability to automatically be
granted Medicaid health insurance. This program does not require the claimant or the claimant's
parents to pay into medical services as well as the claimant's parents are not required to be a legal
citizen to get government paid health insurance which means no replenishing of funds. For example
if a child comes on to the SSI program with severe behavioral disorder gets approved for health care
benefits and the parents are illegal aliens that child can still withdraw health care and financial
benefits. Now the Social Security Disability Income (SSDI) is an entitlement program through
Social Security, this is a positive side to SSA. This program is when citizen have paid into their
Social Security wages instead of just withdrawing from the government. For instance a citizen has
worked up until the age of retirement which is 65 years old, with all those years of working that
individual has paid into their benefits and can now withdraw them without solely relying on the
government. One of the current initiatives the Social Security Agency is
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Disability Pay Benefits
If you become disabled and can no longer work, you may start receiving disability payments from
the government. But what if you have an obligation to pay child support? Can your disability
benefits be garnished in order to pay for child support? The answer is yes and no – it depends on the
type of benefits that you receive.
Supplemental Security Income Benefits
Supplemental social security income benefits (SSI) are benefits received based on your financial
need. In order to receive SSI, you must be 65 years of age or older, blind or disabled, earn little to no
income and have very few financial resources.
If you receive SSI benefits, these payments cannot be garnished to pay for your child support
obligation. Similarly, if you are entitled to a ... Show more content on Helpwriting.net ...
And, if you are entitled to a lump–sum payment of SSDI benefits, a percentage of these benefits can
be garnished to cover any past due child support that you owe.
Also, in addition to your own SSDI benefits, your child may be eligible for their own derivative
SSDI benefits based on your disability.
Military Disability Pay
If you are a retired military veteran who receives disability pay, these benefits may be subject to
garnishment to pay child support if you waived some or all of your retiree pay to receive disability
pay from the Department of Veterans Affairs (VA).
If you are eligible to receive military retiree pay and choose to give–up a portion of it for VA
disability benefits, the amount of VA disability pay that you receive is subject to withholding to
cover your child support obligation. This means that only the portion of military retiree pay given up
for VA benefits is subject to garnishment.
On the other hand, if you have chosen to waive all of your military retiree pay for VA disability
benefits, then the VA benefits cannot be garnished to satisfy your child support
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Social Security Disability Benefits
Although Social Security is often associated with retirees, benefits can be used to help a wide
variety of people, regardless of age. Whether you have become disabled or are experiencing
financial hardship, these benefits can provide you and your family with valuable aid to prevent
hardship and improve quality of life. Below, the Social Security disability attorneys at Young,
Reverman & Mazzei Co., L.P.A. discuss your available SSD options.
Types of Social Security Disability Benefits
Depending on your unique situation, you may be eligible to receive one or several benefit types.
Consulting with a seasoned Social Security disability attorney is always recommended help you
navigate the complex application process and ensure you receive the
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Causes of the Disparities in the Disability Benefits...
We have all experienced a day when physical or mental exhaustion has seemed to consume the
whole of our body, making us feel incapable of performing simple activities such as getting out of
bed, taking a shower, etc. Now, imagine being forced to cope with this on a daily basis. Millions of
Americans suffer disabilities, both physical as well as mental that prevent them from performing
normal day–to–day activities, one of which includes working. "The Social Security Administration
(SSA) defines disability in terms of ability to work," so why has there been an increasing amount of
individuals denied disability benefits without personally meeting with an examiner. This along with
the fact that there is a steady 2.5 million new applications ... Show more content on Helpwriting.net
...
"The purpose of the Disability Insurance (DI) program is to replace part of a worker's earnings in the
eventuality of a physical or mental impairment preventing the individual from working," given that
the "definition" of disability is met. These factors play an essential role in disagreement among
judges, which ultimately results in direct denial of a claim ("Outcome Variation").
With an increase in the number of cases filed each year, there has been much effort to speed–up wait
times and to avoid a rise in hearing backlogs. The average amount of time it takes for a disability
determination hearing to be processed is approximately two years. This delineates an understandable
cause of acrimony among disability claimants. The immediate effect of an attempt to expedite the
hearing process includes little attention paid to ensuring the quality of a decision ("Improvement in
Social Security"). Along with attempts to expedite a processing, racial disparity has proven to be
intrinsic within the SSA disability program. A statistical analysis constructed by the U.S.
Government Accountability Office (GAO) in 1992 intending to address the issue, revealed that
racial differences, particularly at the appellate level were unable to be entirely
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The Board Of Directors Of Easter Seals North Ga Inc.
Purpose
The Committee is established with the approval and resolution of the Board of Directors of Easter
Seals North GA, Inc. The "ERISA Committee" is established for the effective monitoring of 401 (k)
retirement plans and hiring the service providers such as registered investment advisor or insurance
company to fulfill the fiduciary obligations applicable under the Employee Retirement Income
Security Act.
COMMITTEE MEMBERS
The Fiduciary Investment Committee shall consist of the following members:
(1) CEO/ President
(2) CFO
(3) Human Resource Director
(4) Compliance Director
Administration of Employee Retirement Benefit Plan
1. Fiduciary Investment Committee members shall be appointed by the, Board of Directors of ...
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Prudently select investment options, fees and rates
C .Hiring plan service provider and investment managers with professional knowledge
d. Periodically review the Plan's documents and investment performance, in consultation with hired
investment advisor. If required, Committee will recommend and adopt investment option, fees, and
rate changes.
e. Provide Plan participant investment education and communication through hired Investment
consultant or managers 3. The Fiduciary Committee shall follow all the requirements set forth in the
Investment Policy statement (the "Investment Policies") of the Plan.
4. The Fiduciary Committee shall meet quarterly and at any time the Fiduciary Committee is
required to act pursuant to the Investment Policies.
5. The Fiduciary Committee shall provide information to Service Providers to assist the Service
Providers in preparing all necessary documents.
6. The Fiduciary Committee shall be accorded the resources and authority appropriate to discharge
its responsibilities, including the authority to consult counsel to the Plan and other experts or
consultants at the expense of the Plan. The Committee will take part in applicable opportunities for
continuing education in matters relating to investments and the Committee's responsibilities.
7. This Charter may be amended by action of a majority of the members of the Fiduciary Committee
at a meeting or by the Plan Sponsor; providing that, if amended by the
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Employee Income Security Act
The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum
standards for most voluntarily established pension and health plans in private industry to provide
protection for individuals in these plans per the U. S. Department of Labor website. ERISA makes it
mandatory that if a person participates in a plan, the plan provider must make known to the
participant important details. This is the law that ensures that the plan provider is abiding by the
fiduciary laws. Plan providers must have a process in place for complaints or if participants would
like to appeal decisions made regarding their plan. Participants have the right to sue if there is a
breach or if they did not get their full benefits.
The consequences ... Show more content on Helpwriting.net ...
All stages of the reconstruction must be performed. This includes prostheses. This is required for
group coverage and individual coverage. However, individual coverage is regulated by the state in
which the policy is sold. Healthcare insurance are required to inform the insured of their mandatory
benefits. A non–Federal governmental employer, that is self–funded may have the option to opt out
of HIPAA and WHCRA.
Employee Privacy. Beta Technology will keep all employee information confidential. Beta
Technology will only collect information needed to determine employment eligibility. Once the
information is received, the information will only be released to other employees if needed to
complete the job assignments. Also, information will be released if it is required by law. We do
monitor other
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Swot Analysis : Eye Laser Machines Sold By Tecquirk
TecQuirk, a publicly held organization, manufactures medical equipment for hospitals, retail outlets,
and for online sales. Eye laser machines sold by TecQuirk are produced by a subsidiary purchased
three years prior for $1 billion dollars. A one year warranty is provided on every item manufactured
and sold by the company. Additionally, the organization provides a benefit pension plan for
employees. As the organization prepares estimates for certain expenditures related to manufacturing,
sales, and operations, said accounts must be analyzed for preparation of financial statements.
Estimating Balances TecQuirk makes estimates of expenditures in certain accounts when preparing
financial statements. Said accounts include pension obligations, allowance for uncollectible
accounts, allowance for returned goods, warranty liability and related expenses, litigation and other
contingencies, and goodwill valuation. Each account's estimate can be significantly affected by
certain factors. As such, said factors must be considered in calculating the estimates of the accounts.
Pension Obligations Pension obligations face several critical factors in computations of estimates;
interest rates, vesting requirements, life expectancies, work–force projections, and company
reorganizations. As TecQuirk administers a defined pension plan, estimates must be calculated for
future pension payments, which are dependent upon contributions and the effectiveness of reserves
management (Volkov,
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Consolidated Omnibus Budget Reconciliation Act Essay
The first feature is that the website provides detailed information regarding the Consolidated
Omnibus Budget Reconciliation Act (COBRA). Rebecca, T. (n.d) states that COBRA was,
"...established by the American Recovery and Reinvestment Act, to help workers who lose their jobs
maintain their employer–sponsored health insurance." This section of the website is broken down
into sections for employees, employers, posters and flyers, videos, and general information
The second feature is that it also provides consumer information on health plans from the
department's Employee Benefits Security Administration (EBSA). The Employee Benefits Security
Administration is the agency that enforces the rules of the Title of the Employee Retirement Income
... Show more content on Helpwriting.net ...
The laws discussed in this section are the Consolidated Omnibus Budget Reconciliation Act
(COBRA), Health Insurance Portability and Accountability Act (HIPAA), Mental Health Parity and
Addiction Equity Act (MHPAEA) and Mental Health Parity Act (MHPA), Newborns' and Mothers'
Health Protection Act (Newborns' Act), Women's Health and Cancer Rights Act (WHCRA), Genetic
Information Nondiscrimination Act (GINA), and Michelle's Law.
The second way is for employers to utilize the health benefits laws self–compliance tools. There are
two major sections listed under this link, HIPPA and other health care–related provisions and the
affordable care act provisions. Employers can be used to compare the provisions of their plan to
ensure they are compliant with HIPPA, affordable care act, and other health care–related provisions.
The third way is for employers to utilize the reporting/disclosure guide for employee benefit plans.
This is a reference tool that employers can utilize for reporting and disclosure provisions under
ERISA. The fourth way is for employers to utilize the understanding your fiduciary responsibilities
under a group health plan which provides a summary of the rudimentary fiduciary responsibilities
pertaining to health plans that fall under the ERISA mandates.
Employee Rights The succeeding paragraphs explain how employees can use this website to verify
that their employee benefits
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Full Inclusion
Currently, young adults with intellectual disabilities are able to begin receiving Supplemental
Security Income (SSI) when they reach the age of eighteen. While the receipt of SSI comes with
several rules – such as requiring the individual to pay rent and not having more than $2,000 in all
combined accounts – the rules regarding work can be difficult to understand and difficult to find,
causing recipients and guardians to shy away from the working world. With the evolution of 'full–
inclusion', it is a logical step that employing this demographic would be the main focus of the last
years of an individual's education. Many young adults leave the public school system having
attended a vocational program and with a personalized post–secondary ... Show more content on
Helpwriting.net ...
While part of the education system, the disabled student has access to speech pathologists,
occupational therapists, psychologists, and physical therapists are provided free of charge. These
professionals can teach the individual skills such as simpler ways to complete tasks, how to speak
more clearly, or spatial planning (managing space and mapping the path of least resistance).
Qualifying students are able to continue their education until the age of twenty–one, commonly
through a vocational program. Students still receive assistance from the previously mentioned
therapists as well as a more independent living and work focused education. Once the student ages
out, he/she lose access to those therapists, job coaches, and
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Settlor Case
Certain assets of the beneficiary are exempted from determining eligibility under for SSI and Medi–
Cal purposes (generally the same items). (42 U.S.C.A. § 1382b and 42 U.S.C.A. § 1396p(h) and
Cal. Code Regs. tit. 22, § 50418.) Exempted assets are listed in the statute and generally include
those assets listed under "Permissible Distributions" in the section below, Allowed Distributions.
Those resource limits are $2,000 for an individual or $3,000 for a couple. (20 C.F.R. § 416.1205,
Cal. Code Regs. tit. 22, § 50419 and Cal. Code Regs. tit. 22, § 50420.) Also, for eligibility purposes,
the income and resources of a minor child are deemed to include the income and resources of the
parents. (20 C.F.R. § 416.1202(b).)
Assets held in valid and ... Show more content on Helpwriting.net ...
Counsel should discuss all of these factors with the client.
It is most common for a settlor providing for a disabled beneficiary to include provisions creating an
SNT in their revocable trust or will. Such settlors do not want to deal with the complexities, or incur
the cost, of creating and administrating an SNT during the settlor's lifetime. Rather, such settlors
seek out and obtain whatever public benefits the beneficiary is entitled and simply pay out–of–
pocket for any other necessary support payments.
If the SNT is created by a will, the SNT will be administered in a probate filed with and supervised
by the court. The settlor may wish to have the extra protection that court supervision provides.
Alternatively, the settlor may prefer for the SNT to be administered through his or her living trust
without the expense and inconvenience of court supervision. If there are problems which arise with
the trustee or the trust, the beneficiary or someone on his or her behalf may petition the court for a
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Statement Of Purpose: The Social Security Administration
As a member of the Social Security Administration I have had the privilege to perform duties in two
positions. My present position is a Claims Specialist in the Ansonia, CT field office where I have the
opportunity to work with programs such as Retirement, Medicare, Disability, Supplemental Security
Income, Overpayments and Underpayments, Appeals. My previous position was a Service
Representative at the Bridgeport CT field office. During my tenure in this position, I engaged in
duties such as enumeration, post–entitlement changes, benefit and appeal explanation and Medicare
Supplementary Medical Insurance Special enrollment. In each new challenge that I have engaged in
my career, I find great satisfaction of my service to the public and
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The Social Security Act Of President Franklin D. Roosevelt...
The Social Security act was signed into law by President Franklin D. Roosevelt on August 14, 1935
(Traditional Sources of Economic Security, n.d.). The Social Security Act was put in place to not
only help with general welfare, but also created a social insurance program designed to pay retired
workers that were age 65 or older continued income after retirement (Traditional Sources of
Economic Security, n.d.). The Social Security program is a program that so many people depend on
not only after they retire, but also if they become disabled and are not able to work. The Social
Security Act and laws that are related to it were established for the following purposes: to provide
for the material needs of individuals and families, to protect aged and disabled persons against the
expenses of illnesses that may use up their savings, to keep families together, and to give children
the chance to grow up healthy and secure (Intro to Social Security, n.d.). All of the purposes listed
allow individuals to be able to live their lives and not be a poverty level, while still having access to
other benefits that will help them. Under the Social Security Act there are many different programs
available to assist those that qualify for social security, which is what I will discuss next. The social
security act and related laws offer so many different programs to help those that qualify for the
benefits. These programs include retirement insurance, survivors insurance, disability
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Difference Between Social Insurance Programs And Income...
Social programs
There are many common misconceptions about the differences between social insurance programs
and income assistance programs. Without the proper understanding a myriad of individuals have a
habit of confusing the two programs with each other or will tend to think of the two programs as one
in the same. The keywords I would focus on are found in the name of the programs themselves. For
the social insurance programs, focus on the word "insurance" and for the income assistance
programs, focus on the word "assistance". Social insurance programs are defined as a set of
insurance programs that are oversaw by the government. Just as any insurance, social insurance
programs provide benefits to persons when certain covered and protected events occur. Like most
insurance programs, ... Show more content on Helpwriting.net ...
People must meet certain requirements, commonly individuals who are not responsible for their
poverty, such as, kids, senior citizens, and disabled individuals will qualify. Public assistance
programs are commonly broken down into two forms of assistance, one is cash assistance and the
other is "in–kind" assistance. Cash assist is a payment made to a qualified individual in the form of
currency. Programs like Supplemental Security Insurance (SSI) pays out funds to disabled, senior
citizens, or blind individuals, but unlike Social security insurance, the potential payee doesn't need
to contribute to qualify for SSI. Another program, Medicaid, is a healthcare program that is like
Medicare, and reimburses healthcare providers for treatment of qualified Medicaid patients. Each
state receives block grant awards for welfare programs (income assistance programs) by the U.S.
government. The federal government then establishes the way money and benefits are distributed to
eligible individuals and/or their families. (Dylan
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ERISA Case Analysis
When individuals are searching for employment, they may certainly be interested in the
compensation of the position, but something equally important to some job seekers are the benefits
and total compensation package that employers may offer. An employee facing separation from
employment or one of the other qualifying events must consider that it is not just their salary that
they are losing, it may be their health care benefits for themselves and their family. Lawmakers saw
the need to establish an incentive for employers to provide continued health care coverage after
certain events that led to a loss of health coverage. Thus, Title X of the Consolidated Omnibus
Budget Reconciliation Act of 1985 (henceforth, COBRA) enables qualified ... Show more content
on Helpwriting.net ...
This continued coverage does not necessarily cost the organization, as the portion of the coverage
previously covered by the employer now becomes the responsibility of the employee who opts for
coverage under COBRA. It is, however the responsibility of an organization that is subject to the
COBRA provisions to inform their employees of this continued coverage option within 30 days of
the employee's eligibility for the coverage. The United States Department of Labor provides
information on their website which employers can provide their qualified employees with
information on enrolling in COBRA benefits. The compensation and benefits manager must also be
able to provide accurate information to their employees regarding their eligibility for COBRA
mandated coverage. The basis for this qualification revolves around a list of qualifying events which
a person may find himself experiencing that can lead to a loss of coverage. To begin with, the
employee must have been covered by their employers plan when the qualifying event took place An
employee must also understand that certain qualifying events also protect the coverage of their
spouse and dependent children. Qualifying events for which the employee and all their dependents
are eligible for COBRA coverage include; voluntary or involuntary separation from employment
other than that of gross misconduct, a reduction of hours that
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The Future Of The Social Security Program
INTRODUCTION
This report was written on November 20, 2015, by Brittney Bowman, using sources from the VU
library website. In this report, I will discuss the presently debated topic of the future of the Social
Security program. I will do this by providing information on the history of the program, exploring
the current standing of the program and its related uncertainty, and discussing the future of the
program. The purpose of this report is to fulfill the business report assignment requirements by
exploring the future of Social Security and what events have brought the program to where it is now.
The problem with this issue is that due to conflicting information being reported, the current state of
the Social Security program is unknown and is rumored to be running out of funds with the program
reaching bankruptcy in the very near future. However, this is still debated upon between groups on
whether the program is actually going broke. Regardless, the Social Security Program has been a
very common source of income for retirees for nearly a hundred years and it will very soon need to
be revitalized to accommodate growing need and demand.
HISTORY OF SOCIAL SECURITY PROGRAM The Social Security Act was passed on August 14,
1935 and was established to provide income security to those of old age. Social Security income is
paid based on the past employment history of the eligible person and the amount they had
contributed to the program during their time working. Before this
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The Law And Saudi Arabia Employment Law
Employees continue to be a driving force of any nation and have the capability of crystallizing
success or hastening the demise of organizations given the laws surrounding their engagement
(Goldman, Corrada & Goldman, 2011). More so, the law influences employee commitment or
withdrawal from any organization in addition to affecting the areas of managerial action. The law,
therefore, gives employers and employees wide latitude to act potentially in their best interest. In
both the United States and Saudi Arabia, there are vital laws that guide employment. Such laws
encompass the significant remedies that focus on addressing grievances and cases of discrimination
that may occur in workplace environments. The foundation of such systems is the constitution that
provides the laws and regulations (Goldman, Corrada & Goldman, 2011). The research, therefore,
focuses on comparing the United States employment law and Saudi Arabia employment law.
Employment in the US Employment is the United States remains a vital factor driving the economy
of the nation. Every industry depends on employment to progress and meets set objectives,
including the transportation, wholesale and retail, information, government, manufacturing,
healthcare, and entertainment and construction sector (Goldman, Corrada & Goldman, 2011).
Furthermore, the employment sector has a workforce from different backgrounds with various skills,
knowledge and expertise. Every industry can absorb the employees depending on
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The Supplemental Nutrition Assistance Program
Purpose of Program In regards to the Supplemental Nutrition Assistance Program (SNAP), the
purpose of the organization could be described as insuring that eligible, low–income individuals and
families have access to nutritional and economic benefits. According to the United Stated
Department of Agriculture, SNAP is the largest program in the domestic hunger safety net (USDA,
2016). The Food and Nutrition Service (FNS) assists state agencies, nutrition educators,
neighborhood, and faith–based organizations to ensure that those deemed eligible for nutritional
assistance are able to make informed decisions in regards to applying for the program and are able
to access benefits. The FNS also works with state partners and the retail community ... Show more
content on Helpwriting.net ...
During the Reagan administration, the Food Stamps Program would suffer severe budget cuts in the
year 1981 but was later restored funding in 1988 and 1990 as a means to combat the hunger crisis in
America. This led to the accessibility of the EBT card. In the 2008 Farm Bill, the Food Stamp
Program would be renamed the Supplemental Nutrition Assistance Program or "SNAP" for short.
During the year 2011, the program would become recognized as the largest federal food assistance
program in the country, serving 14% of the population (more than 45 million American citizens). On
the 7th day of February, 2014, President Barack Obama would sign into law the 2014 Farm Bill,
which is also referred to as the Agricultural Act of 2014. In April, 2015 the USDA awarded $31.5
million in funding to local, state, and national organizations to support programs that help
participants in SNAP increase their purchase of fruits and vegetables. Philosophical Base of
Program When attempting to determine whether SNAP is residual or institutional, one must first be
able to differentiate between the two. Residual Social Work is defined as either "reactive" or "gap–
filling". This sort of approach deals with needs as they come and attends to those that can't be
addressed by any other societal means. On the other hand, Institutional Social Work takes an
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Social Security Disability Insurance (SSDI)
Social security disability insurance (SSDI) is designed to give people assistance when they are
unable to work. Like other types of government aid, it is necessary to apply to get social security
disability insurance. After you suffer from an accident or an illness in Abingdon, Maryland, you may
be left wondering how you will be able to cover your medical bills and provide for your family.
When you are unable to work due to a disability, you may be eligible for SSDI benefits.
What is SSDI?
In essence, social security disability insurance is given to people who need financial support. These
individuals may be unable to work over the long–term due to a disability or a chronic illness. For
short–term disabilities, other types of insurance are ... Show more content on Helpwriting.net ...
For individuals who lack legal training, the terms, requirements and forms can seem like an
impossible challenge. Even when these forms have been filled out, they may be rejected if they are
not filed on time or are not filled out correctly. Due to this, many individuals who apply for SSDI
benefits turn to a lawyer for the application process. If you have already applied and been rejected, a
lawyer can help you work on your appeal.
As a specialist in SSDI, I know exactly what it takes to apply for SSDI and appeal a rejection. An
estimated 70 percent of SSDI claims are denied in the initial application. If you have applied for
SSDI and been rejected, I can help you review your medical records and employment records. Our
team of lawyers can help you file an appeal to get the benefits that you need to
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How Has The Definition Of Poverty Changed Over Time?
How has the definition of poverty changed over time? The definition of poverty has changed
overtime because it is defined in several ways. The basic needs perspective defines poverty "as the
lack of resources to fulfill basic human needs including food, health, and education. The capabilities
perspective defines poverty as the absence of opportunities to achieve capabilities to be sheltered,
well nourished, adequately clothed, healthy, and active in the community" (Chapin, 2014, p.308).
This perspective focuses on which groups have the capacity to secure opportunities for their family
to succeed and what prospects can make that possible. Asset poverty centers on lack of wealth such
as homes, stocks and savings accounts and strategies to increase asset accumulation for low–income
families. The income perspective is people are considered poor if their income falls below a certain
threshold or poverty line. The government uses the income guidelines to determine if people are
eligible for services such as food stamps and TANF to name a few examples. Absolute poverty "is a
system whereby, the government determines an objective income–level threshold or poverty line
which is used as a measure of who is poor. Poverty can also be defined in terms of a relative poverty
threshold. Relative poverty is influenced heavily by societal standards that determine a threshold of
income that allows people to afford what is generally considered to be an adequate standard of
living at a given
... Get more on HelpWriting.net ...

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HR Management Essay Exam Guide

  • 1. Essay on Human Resources Management NAME _________________________ DATE________________ This exam has two (2) parts – multiple choice and short answer essay. Circle the correct answers (2 points each). 1) The methods used to give new or present employees the skills they need to perform their jobs are called ________. A) orientation B) training C) development D) appraisal 2) The first step in a training program is to ________. A) assess the program's successes or failures B) design the program content C) conduct a needs analysis D) train the targeted group of employees 3) What is the second step in the training process? A) assess the program's successes or failures B) present the program to a small test audience C) ... Show more content on Helpwriting.net ... A) Fair Labor Standards Act B) Civil Rights Act C) Employer Retirement Income Security Act D) Davis–Bacon Act 21) Jill works as a cashier at a grocery store. She earns $8 an hour (or $320 for a 40–hour week). Last week, she worked 44 hours. What did she earn last week? A) $320 B) $336 C) $344 D) $368 22) The ________ prohibits discriminating against employees who are 40 years of age and older in all aspects of employment, including compensation.
  • 2. A) Fair Labor Standards Act B) Civil Rights Act C) Equal Pay Act D) Age Discrimination in Employment Act 23) ________ is a formal and systematic comparison of jobs to determine the worth of one job relative to another. A) Job analysis B) Job evaluation C) Benchmark analysis D) Job ranking 24) What are the benefits Social Security provides? A) income if retirement is at age 62 or later and individual is insured under the Social Security Act B) death benefits to surviving dependents for those insured under the Social Security Act C) Medicare D) income if retirement is at age 55 or later 25) Ethics refers to the ________. A) basic beliefs about what is right or wrong B) characteristic values, traditions, and behaviors a company's employees share C) principles of conduct governing an ... Get more on HelpWriting.net ...
  • 3.
  • 4. Social Policies And Welfare And Social Issues Social policies are public policies of which the government uses for welfare and social issues. Welfare, according to American Politics Today, is "the financial or other assistance provided to individuals by the government, usually based on need" (Bianco 448). These welfare programs play a role in citizen 's lives, especially those of low income. However, in some instances, they are there to help the wealthy as well, such as bailouts of the financial sector. As the textbook reads, "the persistence of poverty remains the primary motivator for most social policy today" (Bianco 450). The rapid growth of social policy is proving that the rate of income inequality in the United States is growing at a steady pace. For example, the income distribution "from 1979 to 2009 the average income of the top 1 percent grew by $700,000 to $1,220,100 (a 133 percent gain), compared to a $2,600 gain to $18,900 (16 percent) for the bottom fifth of the income levels. The wealth gap is even greater: the median networth of U.S. households in 2007 was $120,300, but the median wealth for the top 10 percent was $1.89 million, and this group held 73 percent of that nation 's wealth" (Bianco 450). The economy in America has an unequal wealth distribution where a small percentage of the population posses most of the wealth in the country, while the rest of the country has little to spare. This leads to poverty and income inequality. To measure income equality "economists often measure how much income ... Get more on HelpWriting.net ...
  • 5.
  • 6. The Government Has Changed Society Theresse Weigand–Watkinson Bethany Gallant and Stacy Vocasek English 10–5 16 December 2015 The Positive Government Did you know that the government has helped over 306,804,000 (Jeffrey) people and families just from the last four years alone? Since 1789, the government has been finding ways to try and help citizens deal with poverty and other economic crisis'. From creating the Constitution and abolishing slavery, the government has started to create programs to help certain people and families overcome other rising issues. The government has been successful in creating these programs that support the needs of the citizens who require them. People would suggest that the government has affected society in a negative way but, different credibilities would beg to differ. The government has influenced society in a positive way by creating programs such as Supplemental Security Income (SSI), General Public Assistance (GPA) and Social Security to help citizens conquer poverty. In the 1930s, Franklin D. Roosevelt was elected as our 32nd president. One of his first acts as president was, he sent 15 major bills to congress to try and pick up the mess that our previous president, Herbert Hoover, left for us (Glencoe The American Vision 652). One of those major bills were Social Security, Social Security includes programs within itself as well. Such as, the Supplemental Security Income Act. The Supplemental Security Income Act has helped over a thousands of people who are blind, ... Get more on HelpWriting.net ...
  • 7.
  • 8. Discussion Of The Department 's Representative Testified DISCUSSION THE DEPARTMENTS POSITION: The Department's Representative testified that the Department received a data exchange alert informing that the household had a change in SSI income. The Department began counting $624.00 in the household's SNAP eligibility calculation due to the change in members receiving SSI. The Department's representative explained that the additional income caused the benefit amount to decrease from $511.00 to $253.00. The Department's Representative testified to a total gross household income of $1608.00 which included $624.00 and $735.00 in SSI benefits, $44.20 in SSP and $205.00 in Cash Assistance benefits. The Department's Representative testified that there were no income deductions given, as the income ... Show more content on Helpwriting.net ... The County Assistance Office and other agencies as appropriate will prepare for the hearing so that evidence considered in making the decision or taking the action which is at issue and evidence that supports that decision or action will be introduced at the hearing in an orderly and concise manner. Relevant information which is presented at a hearing will include the following: (i) Names, relationships and ages of the persons affected, and the type of assistance involved. (ii) The decision or action which prompted the request for the hearing. (iii) Description of the relevant facts and events leading to the decision or action plus evidence to support the decision or action, including identification of the pertinent regulations applied in making the decision. (iv) Detailed computation of the grant, allowances and income, before and after implementation of the agency decision or action. Regulation 55 Pa. Code § 275.4(g)(6) states "Since the hearing decision will be based solely on the information presented at the hearing as described in subsection (h)(2), failure to introduce relevant evidence may result in an adverse decision if the evidence presented is inadequate to support the decision." ANALYSIS AND DECISION: In this case, the Appellant appealed the Department's decision to reduce her household's SNAP benefits from $511.00 to $253.00 based on a change in household income. In this case, the ... Get more on HelpWriting.net ...
  • 9.
  • 10. Osha 's The Occupational Safety And Health Administration Keywords: mediating OSHA Claims in Dallas TX, ERISA claims in Dallas TX, workplace harassment in Houston, TX, disability discrimination in Dallas TX Mediating OSHA Claims in Dallas, TX: Which Cases are Eligible? Claims under the Occupational Safety and Health Administration, or OSHA, involve allegations that an employer has not provided a safe work environment or is not following OSHA standards. Under OSHA, employees may report safety violations. After reporting claims to OSHA, these employees are protected from retaliatory conduct from their employers, such as termination or demotion. These claims, called whistleblower complaints, must be thoroughly investigated, which may take a significant amount of time. Many attorneys have begun mediating OSHA claims in Dallas, Texas. However, prior to mediating OSHA claims in Dallas, Texas, attorneys must make sure that their clients' whistleblower claims are eligible for mediation. First, an OSHA investigation must be underway prior to mediation, and the employer must have responded to the employee's complaint. This is a significant difference from other claims; where no complaint or suit must be filed prior to scheduling mediation. Next, the regional ADR coordinator and the Federal Mediation and Conciliatory Service will work together to determine whether the case is eligible for mediation. These entities will examine whether the parties are willing to work together to create a settlement agreement. If your client is particularly ... Get more on HelpWriting.net ...
  • 11.
  • 12. Federal SSI Benefit Analysis Pursuant to Public Law 92–603, states were provided with the option of "supplementing" the federal SSI benefit. If a state choose to supplement the federal SSI benefit provided to claimant and complied with federal requirements then the state's supplement would not be counted as income reducing the federal SSI benefit. If the state's program did not comply with federal requirements, the state's supplement would be counted as income resulting in a possibility of the claimant losing their SSI benefits. Thus resulting in "a greater welfare obligation (or at least, welfare problem) for the recipient's state of residence." States that choose to provide a claimant with a supplemental payment can administer the supplement themselves or "have ... Show more content on Helpwriting.net ... Individuals or couples who are ineligible for SSI due to excess countable income, may still qualify for SSP–only benefits from the State. Office of Temporary and Disability Assistance will determine SSP eligibility, the State Living Arrangement category, and benefit amounts afforded to claimants. However, claimants who receive SSI will receive the full SSP benefit based on their living arrangement category. SSP payments are made on the first of each month in the same manner the claimant receives their federal SSI benefit. Recipients will receive two checks, one from the Social Security Administration and one from New York State. Any changes that are required to be reported by SSI recipients can be made to the Social Security Administration, which will relay the information to New York State. However, claimants who only receive SSP benefits must report all changes directly to New York ... Get more on HelpWriting.net ...
  • 13.
  • 14. Legal, Safety, and Regulatory Issues Essay Legal, Safety, and Regulatory Issues HCS 341 April 4, 2011 Abstract Legal, Safety, and regulatory issues all have a large impact on the human resources process as they relate to the statement "Common sense and compassion in the workplace has been replaced by litigation." In today's society litigations seem to be an increasing greatly, and administrators do their best to create human resources processes that avoid any possible litigations on them and or their organization. I completely agree with the statement "common sense and compassion in the workplace has been replaced by litigation." There has been an extremely large increase in the number of employees who either sue or attempt to sue an organization and often out ... Show more content on Helpwriting.net ... For this reason there are many employee–related regulations that have been created including but not limited to workers' compensation laws, the social security act, Wagner Act, Fair Labor Standards Act, Taft–Hartley Act, Landrum–Griffin Act, Equal Pay Act, Title VII of Civil Rights Act, Executive Order 11246, Age Discrimination in Employment Act, Employee Retirement Income Security Act, Vietnam–Era Veterans Readjustment Act, Pregnancy Discrimination Act, Job Training Partnership Act, Consolidated Omnibus Budget Reconciliation Amendment and Reemployment, Immigration Reform and Control Act, Worker Adjustment and Retraining Act, Drug–free Workplace Act, Americans with Disabilities Act, Civil Rights Act, Family and Medical Leave Act, Uniformed Services Employment and Reemployment Rights Act, Health Insurance Portability and Accountability Act, Pension Protection Act, Brynes Antistrike breaking Act, Coral mine health and Safety Act, Employee Polygraph Protection Act, Immigration Act of 1990, Norris–La Guardia Act, Older Workers Protection Act of 1990, Railway Labor Act, in addition to many other employee related regulations that I have not listed. The Department of Labor, the United States Equal Employment Opportunity Commission, the Americans with Disability Act of 1990, and the Department of Homeland Security are a few of the best known employee–related regulations that were created to ensure that the employees are treated
  • 15. ... Get more on HelpWriting.net ...
  • 16.
  • 17. Social Security Benefits Too many working Americans citizens are not making enough income for their daily living. Thus, they suffer drastically to make an honest living (Holzmann, 2015). Due to the collapse of the economy, so many people have lost their jobs and even their retirement savings. Many Americans are living way below the poverty line. With the cost of living going up and a minimum wage at a standstill, many are going for government aid such as income support. Income support is the extra money for low–income earners and those with no income. Programs such Temporary Assistance For Needy Families, Supplemental Security Income and Social Security are benefits that provide income to the needy, to maintain their moral and healthy lifestyle (Plotnick, ... Show more content on Helpwriting.net ... The current program has the same primary purpose as the original Social Security Act of 1935; however, to provide security for workers, the design of Social Security has changed. Initially, the Social Security program used to provide only two types of benefits: lump–sum death benefits for employees and monthly old–age benefits for retirees. Since then, the lump–sum death benefit has been replaced with two new benefit categories: benefits for the families of retired workers, widows, surviving dependent parents and children. In addition to the change offered, the limitations on the workforces covered by Social Securities have changed. Only about 60% of the workforce was covered by Social Security initially; however, the current system takes care of roughly 96% of the entire labor force (Plotnick, ... Get more on HelpWriting.net ...
  • 18.
  • 19. Benefits And Benefits Of Employee Benefits I've chosen the topic of employee benefits and the varying considerations given to benefits as part of total compensation around the globe. What are the issues to be considered? What about the MNE employee? The content of this paper includes key excerpts and a condensation (compacted by >80%) of current knowledge regarding the administration of employee benefits as published by McGraw–Hill 2011 in "The Handbook of Employee Benefits: Health and Group Benefits, 7th Edition. Jerry S. Rosenbloom, editor". This is the reference textbook for the International Foundation of Employee Benefits Plans (IFEBP), and Wharton (University of Pennsylvania), for those looking to certify as "Certified Employee Benefits Specialists" (CEBS). The ... Show more content on Helpwriting.net ... This process entails a balancing act among: "Local benefits objectives with local and global business objectives and philosophies Differing competitive environments and economic realities The cost and benefits available from old age, survivors, and disability programs with supplemental retirement and capital accumulation plans The cost, quality, and availability of national health insurance programs with emerging private medical practices in many countries Changing regulatory environments that impact the design, delivery, and cost of supplemental benefits plans with local and global benefits objectives" ..(Rosenbloom 2011) Added to these local concerns, individual differences may need to be accommodated according to where the employee was hired and where they will be assigned. Benefits that meet the employee's needs in the home country may not be portable nor meet their needs in the assigned country. Local issues include the following: 1. Government–required benefits. 2. Government–provided benefits. 3. Legal/Regulatory environment. 4. Taxation of benefits. 5. Local economic conditions 6. Labor unions & labor environment. Coverage amounts and funding: Common benefits offerings include retirement, death,
  • 20. ... Get more on HelpWriting.net ...
  • 21.
  • 22. Week 4 Assignment 2 Employement Law and Complaince Plan Paper Employment Law and Compliance Plan Shawna Bronson HCA/260 March 2, 2013 Employment Law and Compliance Plan A medical office needs to be compliant with employment laws; this will ensure they do not have lawsuits that could patiently put a company out of business. This also helps the offices run smoothly and free from errors. There are several employment laws a few of them are the American with Disabilities Act (ADA), the Employee Retirement Income Security Act (ERISA) and the Health Insurance Portability and Accountability Act (HIPAA). The American with Disabilities (ADA) is when an employer is to provide reasonable accommodation to an employee with a known mental or physical limitation, or a qualified individual with a ... Show more content on Helpwriting.net ... It also states how the company does the Family and Medical Leave Act (FMLA). The policies and procedures that are needed to comply with federal employment laws are to comply with an equal opportunity employment meaning do not discriminate against a person because of their race, color, religion, sex, or national origin. Another one would be wages and hours worked. This means employers need to follow the age and time limits, need to pay for all hours worked and if an employee works overtime, they need to be paid 1.5% of normal pay. The employer also needs to obey by the garnishment laws for employees. Safety and Health Standards is another the employer needs to provide a safe and healthy environment for their employees. This one is important one the Health Benefits, Retirement Standards, and Workers' Compensation. (Employment Law Guide: 2009) Some more would be Work Authorization for non–U.S. citizens, Working Conditions, and Other Workplace Standards. Some others are that health care practitioners are required to comply with HIPAA, medical practice acts, and boards of regulation, reporting deaths, births, and communicable diseases. (Flight, 2004) Health care professionals are also required to report abuse of any person. Job descriptions, procedure manuals, and office handbooks are critical to the success of a medical office because they ... Get more on HelpWriting.net ...
  • 23.
  • 24. Quiz One Essay 1) Patty owned Patty's Cakes in Jacksonville, Florida. She sold her business to Fruity's, Inc. a national pastry company. There was a non–compete agreement in the contract for the sale of her business. In the non–compete, Patty agreed not to work in any capacity in the food industry for 10 years on the entire east coast. A court would likely determine that the non–compete agreement a) violates federal law b) is unenforceable c) is enforceable d) both A and B 2) A liability that may extend from an employee to the employer if the employee is acting within the scope of his or her employment at the time the liability arose is called: a) vicarious liability b) employee liability c) employer liability d) adverse liability ... Show more content on Helpwriting.net ... solicited bids from various independent contractors to landscape the grounds of its new office complex. Drew, head of facilities management told Patty, his secretary, that he would not accept any bids from Hispanic contractors. Drew explained that he would authorize hiring only American contractors to work on the grounds. A Hispanic contractor brings a lawsuit against ABC for discriminations. a) Drew's refusal to hire Hispanic companies is a violation of the Independent Contractors Act of 2006. b) Drew's refusal to hire Hispanic companies is a violation of the Title VII of the Civil Rights Act c) The Hispanic contractor cannot prevail in a discrimination case because John's conversation with his secretary is confidential and cannot be used as evidence. d) Drew's refusal to hire Hispanic companies is not a violation of the Title VII of the Civil Rights Act because that law does not cover discrimination against independent contractors. 7) BRC Partners is a consulting firm. Sam and Arnie are analysts for BRC. Sam was hired as an employee and Arnie was hired as an independent contractor. They both work in the same BRC office under the same ... Get more on HelpWriting.net ...
  • 25.
  • 26. Us Dept of Labor U.S. Dept. of Labor Case Study Bobby Jones HRM 533 December 2, 2012 Abstract Career One Stop is an online tool sponsored by the U.S. Department of Labor. This online tool can be utilized as a pathway to success. This tool gives useful information via online to help job seekers, students, businesses and career professionals. Some tools that can be utilized per the website are Wages and Salaries, Unemployment Insurance Information, Pay for Education and Training and Benefits. This site is truly a One Stop Center because it has information for everyone the employee, the job seeker and the company (Career One Stop ). Keywords: Tool, job seekers, businesses pathway Describe the major features of this website and how each can be used ... Show more content on Helpwriting.net ... FMLA leave is not considered a qualifying event under Cobra. A Cobra qualifying event can occur in an instance when an employer's obligation to maintain health benefits under FMLA cease. An example of this is when an employee has intent of not returning to work. Further information can be provided by going to your nearest Wage and Hour Office or through the telephone directory under U.S Government and U.S. Department of Labor (Frequently Asked Questions Cobra Continuation Health Coverage). Explain how employers could verify that their employee benefits comply with all federal laws by using this resource. Employers can use the reference material found on the Department of Labor website called Find It By Audience–Employer to verify that their employee benefits comply with all federal laws. The first place an employer would want to start in order to understand which laws affect them as an employer is compliance assistance information and resources. Under the website subheading, Help Navigating Department of Labor Laws and Regulation it gives a general definition of compliance assistance. It states, that compliance assistance is an important part of the Department's effort to protect the wages, health benefits, retirement security, employment rights, safety, and health of American's workforce ... Get more on HelpWriting.net ...
  • 27.
  • 28. SSI Policy Research Paper The SSI policy can be very beneficial to any individual experiencing a disability. Albeit, financial limitations due pose a threat of becoming eligible and connected to the managed care services/specialist a person may need to maintain or further improve their disability. That being expressed, I will now share a life story/case example of how the SSI policy can play a major part in someone's life both in a negative and positive way. As a family, our journey with the SSI policy started back when my twin daughters were born in 2003. After my wife had a premature delivery at 28 weeks due to pregnancy complications, our identical twin daughters were born each weighting an unbelievable pound and a half. Per the labor, delivery physician, the umbilical ... Show more content on Helpwriting.net ... When – and if this occurs, she will be in stage five – End Stage Renal Disease (ESRD) which can bring a new set of challenges and uncertainties. With that in mind, it is imperative to continue/keep up with her individualized care plan now that her traditional Medicaid fee–for service plan has switched over to the newly introduced capitated managed care plan, Star Kids. Just a few weeks into the new Star Kids plan and everything seems to be aligning properly with her individualized care plan. Presently, I am also exploring Medicare's options for children with ESRD and the medical benefits associated with the plan. I have learned that qualifying children will be eligible for both parts A, medical insurance and part B, medical insurance, which will cover the majority of the medical expenses entailed with dialysis treatment and kidney ... Get more on HelpWriting.net ...
  • 29.
  • 30. Investing in a Plan for Retirement: Are You Prepared for... Options for Retirement The majority of people age 65 or older in the United States are still working in full time positions. This opens the question if they planned for retirement, or what if anything went wrong while working? How do they feel about still having to work? Have they taken proper steps in preparing for retirement? Are they only working to pass time? These are the questions that everyone should be asking themselves about their own retirement plans, and what they have done to financially prepare for that stage in their life. It is never too early to start planning for the retirement. In today's economy there are no guarantees that there will be sufficient funds coming from Social Security when an individual reaches the time ... Show more content on Helpwriting.net ... In the private sectors retirement packages do not transfer between different companies; therefore if an employee decides to switch careers after working for twenty years chances are their accrued benefits package will not be transferred to the new company. Predicting the future is impossible, no one will know if a company may go bankrupt or expand, but there is a plethora of ways to ensure a comfortable retirement will be available when that point in life is reached. Planning, just like saving for the future does not always come natural to a person and a lot of times has to be recommended by professionals. It takes personal discipline along with dedication to follow a good retirement plan. In order to achieve personal goals for retirement there has to be a plan of action to obtain success. Proper planning for retirement will also provide a positive outlook for that stage of life. In the beginning stages of planning personal attainable goals should be set. They can be short term or long term goals, depending on what is necessary to stay on track and maintain focused. Many retirees consider relocating due to the cost of living expenses at their current location, wanting to live closer to family, or simply to a place they had always dreamed of spending the rest of their lives at. To be able to figure out the amount of income needed, the preferred lifestyle should also be considered when starting to draft a retirement plan. A financial advisor ... Get more on HelpWriting.net ...
  • 31.
  • 32. Supplemental Income Program Essay Supplemental Income Program In 1972, Congress replaced the State–administered programs with the Federally administered Supplemental Income (SSI) program as an assistance source of last resort for the aged, blind, or disabled whose income and resources are below specified levels. The SSI program went into effect in January 1974, administered by the Social Security Administration (SSA). SSI has been highly successful in helping society's most vulnerable citizens. These individuals rely on SSI benefits in order to purchase the basic necessities of food, clothing and shelter. The program targets those who are the neediest, those who are too limited by their disabilities or too elderly to be expected to provide fully for their own ... Show more content on Helpwriting.net ... Children as well as adults can get benefits because of blindness and disability. Blind means you are either blind or have very poor eyesight. Disabled means you have a physical or mental problem that keeps you from working and is expected to last a year or to result in death. For a child, Social Security looks at how his or her disability affects everyday life. Individuals' monthly SSI benefit amounts are also affected by their income, resources, and living arrangements. The more income you have, the less your SSI payment will be. If your income is over the allowable limit, you cannot receive SSI. The value of a persons resources (the things they own) determines whether they are eligible for SSI payments. The limit for countable resources is $2000 for an individual, and $3000 for a couple. The living arrangements are important because payments vary depending if you live in your own place such as a house, apartment, or trailer; or in someone else's household; or in an institution. The benefits are financed from general revenues, and some states supplement the Federal benefit. When states add to the federal SSI payment, then the SSI payment levels are higher in those states. The maximum federal payment changes yearly. As of January 1, 2000, the federal benefit rate was $512 for an individual and $769 for a couple. Factors such as race, gender and education all play a part in who participates in the SSI program. African Americans, other nonwhites, ... Get more on HelpWriting.net ...
  • 33.
  • 34. Affordable Housing For Elderly Or Disabled Persons Essay Affordable housing for elderly or disabled persons The United States government provides housing assistance for the elderly or disabled with low income statues through various programs in the form of rental assistance or affordable housing. However, most of these governments housing assistance for the disabled or elderly persons are managed through the local public housing authorities (PHAs). Several other agencies providing the same government benefits includes the local Department of Housing and Community Development, the individual State Housing Finance Agencies and the Rural Development offices through the U.S Department of Agriculture (USDA). Additionally, some financial aid channeled toward the housing assistance programs are retrieved from the U.S Department of Housing and Urban Development (HUD) as well as the USDA's Rural Housing Services. Within this paper, several aspects of the housing policy for the disabled and the elderly persons will be delved into in brooder details. One major characteristic of the government housing aid for the elderly persons is that they are overly subscribed with waiting lists that differ in length. Currently, the government housing assistance accessible to elderly persons with low income status include: the Housing Choice Voucher Program, the HOPE for elderly independence program, the Rural Housing Services Rental Assistance Program, Local Rental Assistance Programs and the Section 202 Supportive Housing for the Elderly Program. ... Get more on HelpWriting.net ...
  • 35.
  • 36. The Food, Conservation, And Energy Act Essay The Food, Conservation, and Energy Act The Food, Conservation, and Energy Act was passed on May 14, 2008 after a historical veto by the President led to an override by Congress to enact the new farm bill into law. The new bill contained numerous provisions in order to truly reform efforts to establish farm and food safety throughout the United States. This paper will focus on the provision that led to the renaming of the Food Stamp Act and Program as well as the act's plans to allocate more than two–thirds of their funds towards nutrition programs. Those funds would assist with the provision of food stamps, food banks, locally–produced food, and school and senior food programs (Harris, W., Lubben, B., Novak, J., and Sanders, L., 2008, p. 2), which are all included within Feeding America's efforts to combat food insecurity. New Farm Bill to Combat Food Insecurity Even though the United States has one of the highest standards of living in the world, food insecurity has been prevalent among households. The 2008 Farm Bill transformed the Food Stamp Program into the Supplemental Nutrition Assistance Program (SNAP), which serves as the first guard against hunger and other food–related difficulties like food insecurity. Poor health among children, lower academic success, and depression have all been linked to food insecurity, therefore this policy sought to provide greater funds to stop this problem and all its harmful effects (Ratcliffe, C., McKernan, S., & Zhang, S., 2011, ... Get more on HelpWriting.net ...
  • 37.
  • 38. The Welfare System The Welfare System The welfare system is run by the government that runs different programs that was originally intended to help the unemployed or underemployed (Welfare Info, n.d.). It went from just helping those two groups and branched significantly into helping low income families, disabled, and single parent families be able to live the best life possible. Some of the programs include "Medicaid, Food Stamps, Supplemental Security Income (SSI), Housing and Urban Development (HUD), Temporary Assistance for Needy Families (TANF), Head Start, Work Study, and Medicare" (Welfare Info, n.d.). Another very commonly known one is Social Security which is mainly for seniors when they retire. The history of the welfare system is quite ... Show more content on Helpwriting.net ... Food stamps – This program is for those that don't make enough and therefore need assistance to get food. In order to be eligible you must meet a few requirements: · Your household cannot have more than $2,000 in resources (Social Security, 2008). · You must have a limited amount of income and although you may have an income · Things such as automobiles may count against your income (depending on how it's used). · Other Resources include cash, bank accounts and other property are also taken into consideration. SSI – Supplemental Security Income (SSI) is a Federal income supplement program funded by general tax revenues (not Social Security taxes) that is designed to help aged, blind, and disabled people, who have little or no income; and it provides cash to meet basic needs for food, clothing, and shelter (USA.gov, 2012). In order to receive SSI you must meet the following requirements: · 65 and older · Blind and/or disabled · Have limited income/resources · US Citizen & Reside in a US state (the District of Columbia, or the Northern Mariana Islands), Applies for any other cash benefits or payments for which he or she may be eligible (for example, pensions, Social Security benefits) · AND gives SSA permission to contact any financial institution and request any financial records about yourself (USA.gov, 2012). Temporary Assistance for Needy Families (TANF) – Temporary Assistance for Needy Families (TANF) provides temporary ... Get more on HelpWriting.net ...
  • 39.
  • 40. Essay The Social Security Act and its Beginnings Sounte, As they say, normal it is all relative. What is normal to one culture may be taboo to another. During the 1920s the population increased at record numbers, and movie theaters brought in a new form of self–expression; and with this newly found self–expression, came a counter culture. This counter culture was more open–minded than previous generations, and that was reflected in the way they dressed. Conservative Catholics in the Catholic Legion of Decency did not like the escapism that went along with these movie palaces, nor did they like sex and violence in these movies; so they vowed to put limitations on the subject matter and the content of films with the creation of the Production Code Administration (PCA) also known as ... Show more content on Helpwriting.net ... Enacted in 1935, the Preamble of the Social Security Act stated that it was: An act to provide for the general welfare by establishing a system of Federal old–age benefits, and by enabling the several States to make more adequate provision for aged persons, blind persons, dependent and crippled children, maternal and child welfare, public health, and the administration of their unemployment compensation laws (Official Social Security Website, N.D.). These are the people who have the most difficulties supporting themselves, and if we are to be a "just society", we should help those in need. Today, in essence, after he/she fills out all of the required forms and is approved, (and it is actually a time consuming and difficult process, to get approved, said a friend of mine with a disability), the state determines how much each person is allotted, in Social Security Income (SSI) and how long he/she will get benefits. If the government finds out that someone is committing fraud by claiming benefits that he/she does not need, his/her benefits will be permanently revoked. In 1936, the SSA declared that The Board shall from time to time certify to the Secretary of the Treasury for payment to each State which has an unemployment compensation law approved by the Board under Title IX, such amounts as the Board determines to be ... Get more on HelpWriting.net ...
  • 41.
  • 42. Case Study: HRM 533: Total Rewards Assignment 4: United States Department of Labor Case Study Philis Chepkoech Dr. Lorna Thomas HRM 533: Total Rewards 8/28/17 Describe the major features of this Website and how each feature can be used to monitor employee benefits. Benefits are essential regarding compensation and the availability of benefits, such as pensions and health insurance matters to employees and is a hallmark of better jobs (Worldat 2007). For employers, benefit plans are encapsulated in the total labor costs and require substantial expertise to administer. Klonoski (2016) indicated that employment laws affect benefit plans and because these benefits are required by law, employers do not gain much advantage in the labor market by offering them thus employers only focus on complying with ... Show more content on Helpwriting.net ... It also gives media contacts where individuals contact for more information or seek clarification. They have a contact information where employers and employees can contact and inquire about different programs and get direct and instance responses. References https://www.dol.gov/general/topic/health–plans/cobra Noe, R., Hollenbeck, J., Gerhart, B., Wright, P. (01/2013). Fundamentals of Human Resource Management, 5th Edition. Klonoski, R (2016). "Defining Employee Benefits: A Managerial Perspective". International Journal of Human Resource Studies. Walsh, D. J. (2016). Employment Law for Human Resource Practice, 5th Edition. [Strayer University Bookshelf]. Weathington, Barton L.; Tetrick, Lois E. (September 2000). "Compensation or Right: An Analysis of Employee 'Fringe' Benefit Perception". Employee Responsibilities and Rights WorldatWork. (2007–04–20). The WorldatWork Handbook of Compensation, Benefits & Total Rewards: A Comprehensive Guide for HR Professionals, 1st Edition. [Strayer University Bookshelf]. Retrieved from ... Get more on HelpWriting.net ...
  • 43.
  • 44. Analysis of a Stakeholder Michelle Robinson 5/29/16 HCA255 Orazie Slayton Social Security Administration During the Great Depression of the early 1930s a form of Social Security was created but the federal government was not involved in the support of elderly people and their families, those concerns were considered to be handled locally or by the state. According to the America's Historical Documents (n.d.), that changed on August 15, 1935 when president Roosevelt signed the Social Security Act, this act established a system of old –age benefits for workers, benefits for victims of industrial accidents, unemployment insurance, aid for dependent mothers and children, the blind, and the physically handicapped (America's Historical Documents, n.d.). Now the ... Show more content on Helpwriting.net ... Along with being approved for these benefits Medicaid benefits are also automatically approved for the claimants. Even with the Affordable Care Act (ACA) being in place with the potential/ goal of lowering health care cost the Social Security Administration is adding significantly to the health care cost by allowing claimants with multiple and sever disabilities the ability to automatically be granted Medicaid health insurance. This program does not require the claimant or the claimant's parents to pay into medical services as well as the claimant's parents are not required to be a legal citizen to get government paid health insurance which means no replenishing of funds. For example if a child comes on to the SSI program with severe behavioral disorder gets approved for health care benefits and the parents are illegal aliens that child can still withdraw health care and financial benefits. Now the Social Security Disability Income (SSDI) is an entitlement program through Social Security, this is a positive side to SSA. This program is when citizen have paid into their Social Security wages instead of just withdrawing from the government. For instance a citizen has worked up until the age of retirement which is 65 years old, with all those years of working that individual has paid into their benefits and can now withdraw them without solely relying on the government. One of the current initiatives the Social Security Agency is ... Get more on HelpWriting.net ...
  • 45.
  • 46. Disability Pay Benefits If you become disabled and can no longer work, you may start receiving disability payments from the government. But what if you have an obligation to pay child support? Can your disability benefits be garnished in order to pay for child support? The answer is yes and no – it depends on the type of benefits that you receive. Supplemental Security Income Benefits Supplemental social security income benefits (SSI) are benefits received based on your financial need. In order to receive SSI, you must be 65 years of age or older, blind or disabled, earn little to no income and have very few financial resources. If you receive SSI benefits, these payments cannot be garnished to pay for your child support obligation. Similarly, if you are entitled to a ... Show more content on Helpwriting.net ... And, if you are entitled to a lump–sum payment of SSDI benefits, a percentage of these benefits can be garnished to cover any past due child support that you owe. Also, in addition to your own SSDI benefits, your child may be eligible for their own derivative SSDI benefits based on your disability. Military Disability Pay If you are a retired military veteran who receives disability pay, these benefits may be subject to garnishment to pay child support if you waived some or all of your retiree pay to receive disability pay from the Department of Veterans Affairs (VA). If you are eligible to receive military retiree pay and choose to give–up a portion of it for VA disability benefits, the amount of VA disability pay that you receive is subject to withholding to cover your child support obligation. This means that only the portion of military retiree pay given up for VA benefits is subject to garnishment. On the other hand, if you have chosen to waive all of your military retiree pay for VA disability benefits, then the VA benefits cannot be garnished to satisfy your child support ... Get more on HelpWriting.net ...
  • 47.
  • 48. Social Security Disability Benefits Although Social Security is often associated with retirees, benefits can be used to help a wide variety of people, regardless of age. Whether you have become disabled or are experiencing financial hardship, these benefits can provide you and your family with valuable aid to prevent hardship and improve quality of life. Below, the Social Security disability attorneys at Young, Reverman & Mazzei Co., L.P.A. discuss your available SSD options. Types of Social Security Disability Benefits Depending on your unique situation, you may be eligible to receive one or several benefit types. Consulting with a seasoned Social Security disability attorney is always recommended help you navigate the complex application process and ensure you receive the ... Get more on HelpWriting.net ...
  • 49.
  • 50. Causes of the Disparities in the Disability Benefits... We have all experienced a day when physical or mental exhaustion has seemed to consume the whole of our body, making us feel incapable of performing simple activities such as getting out of bed, taking a shower, etc. Now, imagine being forced to cope with this on a daily basis. Millions of Americans suffer disabilities, both physical as well as mental that prevent them from performing normal day–to–day activities, one of which includes working. "The Social Security Administration (SSA) defines disability in terms of ability to work," so why has there been an increasing amount of individuals denied disability benefits without personally meeting with an examiner. This along with the fact that there is a steady 2.5 million new applications ... Show more content on Helpwriting.net ... "The purpose of the Disability Insurance (DI) program is to replace part of a worker's earnings in the eventuality of a physical or mental impairment preventing the individual from working," given that the "definition" of disability is met. These factors play an essential role in disagreement among judges, which ultimately results in direct denial of a claim ("Outcome Variation"). With an increase in the number of cases filed each year, there has been much effort to speed–up wait times and to avoid a rise in hearing backlogs. The average amount of time it takes for a disability determination hearing to be processed is approximately two years. This delineates an understandable cause of acrimony among disability claimants. The immediate effect of an attempt to expedite the hearing process includes little attention paid to ensuring the quality of a decision ("Improvement in Social Security"). Along with attempts to expedite a processing, racial disparity has proven to be intrinsic within the SSA disability program. A statistical analysis constructed by the U.S. Government Accountability Office (GAO) in 1992 intending to address the issue, revealed that racial differences, particularly at the appellate level were unable to be entirely ... Get more on HelpWriting.net ...
  • 51.
  • 52. The Board Of Directors Of Easter Seals North Ga Inc. Purpose The Committee is established with the approval and resolution of the Board of Directors of Easter Seals North GA, Inc. The "ERISA Committee" is established for the effective monitoring of 401 (k) retirement plans and hiring the service providers such as registered investment advisor or insurance company to fulfill the fiduciary obligations applicable under the Employee Retirement Income Security Act. COMMITTEE MEMBERS The Fiduciary Investment Committee shall consist of the following members: (1) CEO/ President (2) CFO (3) Human Resource Director (4) Compliance Director Administration of Employee Retirement Benefit Plan 1. Fiduciary Investment Committee members shall be appointed by the, Board of Directors of ... Show more content on Helpwriting.net ... Prudently select investment options, fees and rates C .Hiring plan service provider and investment managers with professional knowledge d. Periodically review the Plan's documents and investment performance, in consultation with hired investment advisor. If required, Committee will recommend and adopt investment option, fees, and rate changes. e. Provide Plan participant investment education and communication through hired Investment consultant or managers 3. The Fiduciary Committee shall follow all the requirements set forth in the Investment Policy statement (the "Investment Policies") of the Plan. 4. The Fiduciary Committee shall meet quarterly and at any time the Fiduciary Committee is required to act pursuant to the Investment Policies. 5. The Fiduciary Committee shall provide information to Service Providers to assist the Service Providers in preparing all necessary documents.
  • 53. 6. The Fiduciary Committee shall be accorded the resources and authority appropriate to discharge its responsibilities, including the authority to consult counsel to the Plan and other experts or consultants at the expense of the Plan. The Committee will take part in applicable opportunities for continuing education in matters relating to investments and the Committee's responsibilities. 7. This Charter may be amended by action of a majority of the members of the Fiduciary Committee at a meeting or by the Plan Sponsor; providing that, if amended by the ... Get more on HelpWriting.net ...
  • 54.
  • 55. Employee Income Security Act The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans per the U. S. Department of Labor website. ERISA makes it mandatory that if a person participates in a plan, the plan provider must make known to the participant important details. This is the law that ensures that the plan provider is abiding by the fiduciary laws. Plan providers must have a process in place for complaints or if participants would like to appeal decisions made regarding their plan. Participants have the right to sue if there is a breach or if they did not get their full benefits. The consequences ... Show more content on Helpwriting.net ... All stages of the reconstruction must be performed. This includes prostheses. This is required for group coverage and individual coverage. However, individual coverage is regulated by the state in which the policy is sold. Healthcare insurance are required to inform the insured of their mandatory benefits. A non–Federal governmental employer, that is self–funded may have the option to opt out of HIPAA and WHCRA. Employee Privacy. Beta Technology will keep all employee information confidential. Beta Technology will only collect information needed to determine employment eligibility. Once the information is received, the information will only be released to other employees if needed to complete the job assignments. Also, information will be released if it is required by law. We do monitor other ... Get more on HelpWriting.net ...
  • 56.
  • 57. Swot Analysis : Eye Laser Machines Sold By Tecquirk TecQuirk, a publicly held organization, manufactures medical equipment for hospitals, retail outlets, and for online sales. Eye laser machines sold by TecQuirk are produced by a subsidiary purchased three years prior for $1 billion dollars. A one year warranty is provided on every item manufactured and sold by the company. Additionally, the organization provides a benefit pension plan for employees. As the organization prepares estimates for certain expenditures related to manufacturing, sales, and operations, said accounts must be analyzed for preparation of financial statements. Estimating Balances TecQuirk makes estimates of expenditures in certain accounts when preparing financial statements. Said accounts include pension obligations, allowance for uncollectible accounts, allowance for returned goods, warranty liability and related expenses, litigation and other contingencies, and goodwill valuation. Each account's estimate can be significantly affected by certain factors. As such, said factors must be considered in calculating the estimates of the accounts. Pension Obligations Pension obligations face several critical factors in computations of estimates; interest rates, vesting requirements, life expectancies, work–force projections, and company reorganizations. As TecQuirk administers a defined pension plan, estimates must be calculated for future pension payments, which are dependent upon contributions and the effectiveness of reserves management (Volkov, ... Get more on HelpWriting.net ...
  • 58.
  • 59. Consolidated Omnibus Budget Reconciliation Act Essay The first feature is that the website provides detailed information regarding the Consolidated Omnibus Budget Reconciliation Act (COBRA). Rebecca, T. (n.d) states that COBRA was, "...established by the American Recovery and Reinvestment Act, to help workers who lose their jobs maintain their employer–sponsored health insurance." This section of the website is broken down into sections for employees, employers, posters and flyers, videos, and general information The second feature is that it also provides consumer information on health plans from the department's Employee Benefits Security Administration (EBSA). The Employee Benefits Security Administration is the agency that enforces the rules of the Title of the Employee Retirement Income ... Show more content on Helpwriting.net ... The laws discussed in this section are the Consolidated Omnibus Budget Reconciliation Act (COBRA), Health Insurance Portability and Accountability Act (HIPAA), Mental Health Parity and Addiction Equity Act (MHPAEA) and Mental Health Parity Act (MHPA), Newborns' and Mothers' Health Protection Act (Newborns' Act), Women's Health and Cancer Rights Act (WHCRA), Genetic Information Nondiscrimination Act (GINA), and Michelle's Law. The second way is for employers to utilize the health benefits laws self–compliance tools. There are two major sections listed under this link, HIPPA and other health care–related provisions and the affordable care act provisions. Employers can be used to compare the provisions of their plan to ensure they are compliant with HIPPA, affordable care act, and other health care–related provisions. The third way is for employers to utilize the reporting/disclosure guide for employee benefit plans. This is a reference tool that employers can utilize for reporting and disclosure provisions under ERISA. The fourth way is for employers to utilize the understanding your fiduciary responsibilities under a group health plan which provides a summary of the rudimentary fiduciary responsibilities pertaining to health plans that fall under the ERISA mandates. Employee Rights The succeeding paragraphs explain how employees can use this website to verify that their employee benefits ... Get more on HelpWriting.net ...
  • 60.
  • 61. Full Inclusion Currently, young adults with intellectual disabilities are able to begin receiving Supplemental Security Income (SSI) when they reach the age of eighteen. While the receipt of SSI comes with several rules – such as requiring the individual to pay rent and not having more than $2,000 in all combined accounts – the rules regarding work can be difficult to understand and difficult to find, causing recipients and guardians to shy away from the working world. With the evolution of 'full– inclusion', it is a logical step that employing this demographic would be the main focus of the last years of an individual's education. Many young adults leave the public school system having attended a vocational program and with a personalized post–secondary ... Show more content on Helpwriting.net ... While part of the education system, the disabled student has access to speech pathologists, occupational therapists, psychologists, and physical therapists are provided free of charge. These professionals can teach the individual skills such as simpler ways to complete tasks, how to speak more clearly, or spatial planning (managing space and mapping the path of least resistance). Qualifying students are able to continue their education until the age of twenty–one, commonly through a vocational program. Students still receive assistance from the previously mentioned therapists as well as a more independent living and work focused education. Once the student ages out, he/she lose access to those therapists, job coaches, and ... Get more on HelpWriting.net ...
  • 62.
  • 63. Settlor Case Certain assets of the beneficiary are exempted from determining eligibility under for SSI and Medi– Cal purposes (generally the same items). (42 U.S.C.A. § 1382b and 42 U.S.C.A. § 1396p(h) and Cal. Code Regs. tit. 22, § 50418.) Exempted assets are listed in the statute and generally include those assets listed under "Permissible Distributions" in the section below, Allowed Distributions. Those resource limits are $2,000 for an individual or $3,000 for a couple. (20 C.F.R. § 416.1205, Cal. Code Regs. tit. 22, § 50419 and Cal. Code Regs. tit. 22, § 50420.) Also, for eligibility purposes, the income and resources of a minor child are deemed to include the income and resources of the parents. (20 C.F.R. § 416.1202(b).) Assets held in valid and ... Show more content on Helpwriting.net ... Counsel should discuss all of these factors with the client. It is most common for a settlor providing for a disabled beneficiary to include provisions creating an SNT in their revocable trust or will. Such settlors do not want to deal with the complexities, or incur the cost, of creating and administrating an SNT during the settlor's lifetime. Rather, such settlors seek out and obtain whatever public benefits the beneficiary is entitled and simply pay out–of– pocket for any other necessary support payments. If the SNT is created by a will, the SNT will be administered in a probate filed with and supervised by the court. The settlor may wish to have the extra protection that court supervision provides. Alternatively, the settlor may prefer for the SNT to be administered through his or her living trust without the expense and inconvenience of court supervision. If there are problems which arise with the trustee or the trust, the beneficiary or someone on his or her behalf may petition the court for a ... Get more on HelpWriting.net ...
  • 64.
  • 65. Statement Of Purpose: The Social Security Administration As a member of the Social Security Administration I have had the privilege to perform duties in two positions. My present position is a Claims Specialist in the Ansonia, CT field office where I have the opportunity to work with programs such as Retirement, Medicare, Disability, Supplemental Security Income, Overpayments and Underpayments, Appeals. My previous position was a Service Representative at the Bridgeport CT field office. During my tenure in this position, I engaged in duties such as enumeration, post–entitlement changes, benefit and appeal explanation and Medicare Supplementary Medical Insurance Special enrollment. In each new challenge that I have engaged in my career, I find great satisfaction of my service to the public and ... Get more on HelpWriting.net ...
  • 66.
  • 67. The Social Security Act Of President Franklin D. Roosevelt... The Social Security act was signed into law by President Franklin D. Roosevelt on August 14, 1935 (Traditional Sources of Economic Security, n.d.). The Social Security Act was put in place to not only help with general welfare, but also created a social insurance program designed to pay retired workers that were age 65 or older continued income after retirement (Traditional Sources of Economic Security, n.d.). The Social Security program is a program that so many people depend on not only after they retire, but also if they become disabled and are not able to work. The Social Security Act and laws that are related to it were established for the following purposes: to provide for the material needs of individuals and families, to protect aged and disabled persons against the expenses of illnesses that may use up their savings, to keep families together, and to give children the chance to grow up healthy and secure (Intro to Social Security, n.d.). All of the purposes listed allow individuals to be able to live their lives and not be a poverty level, while still having access to other benefits that will help them. Under the Social Security Act there are many different programs available to assist those that qualify for social security, which is what I will discuss next. The social security act and related laws offer so many different programs to help those that qualify for the benefits. These programs include retirement insurance, survivors insurance, disability ... Get more on HelpWriting.net ...
  • 68.
  • 69. Difference Between Social Insurance Programs And Income... Social programs There are many common misconceptions about the differences between social insurance programs and income assistance programs. Without the proper understanding a myriad of individuals have a habit of confusing the two programs with each other or will tend to think of the two programs as one in the same. The keywords I would focus on are found in the name of the programs themselves. For the social insurance programs, focus on the word "insurance" and for the income assistance programs, focus on the word "assistance". Social insurance programs are defined as a set of insurance programs that are oversaw by the government. Just as any insurance, social insurance programs provide benefits to persons when certain covered and protected events occur. Like most insurance programs, ... Show more content on Helpwriting.net ... People must meet certain requirements, commonly individuals who are not responsible for their poverty, such as, kids, senior citizens, and disabled individuals will qualify. Public assistance programs are commonly broken down into two forms of assistance, one is cash assistance and the other is "in–kind" assistance. Cash assist is a payment made to a qualified individual in the form of currency. Programs like Supplemental Security Insurance (SSI) pays out funds to disabled, senior citizens, or blind individuals, but unlike Social security insurance, the potential payee doesn't need to contribute to qualify for SSI. Another program, Medicaid, is a healthcare program that is like Medicare, and reimburses healthcare providers for treatment of qualified Medicaid patients. Each state receives block grant awards for welfare programs (income assistance programs) by the U.S. government. The federal government then establishes the way money and benefits are distributed to eligible individuals and/or their families. (Dylan ... Get more on HelpWriting.net ...
  • 70.
  • 71. ERISA Case Analysis When individuals are searching for employment, they may certainly be interested in the compensation of the position, but something equally important to some job seekers are the benefits and total compensation package that employers may offer. An employee facing separation from employment or one of the other qualifying events must consider that it is not just their salary that they are losing, it may be their health care benefits for themselves and their family. Lawmakers saw the need to establish an incentive for employers to provide continued health care coverage after certain events that led to a loss of health coverage. Thus, Title X of the Consolidated Omnibus Budget Reconciliation Act of 1985 (henceforth, COBRA) enables qualified ... Show more content on Helpwriting.net ... This continued coverage does not necessarily cost the organization, as the portion of the coverage previously covered by the employer now becomes the responsibility of the employee who opts for coverage under COBRA. It is, however the responsibility of an organization that is subject to the COBRA provisions to inform their employees of this continued coverage option within 30 days of the employee's eligibility for the coverage. The United States Department of Labor provides information on their website which employers can provide their qualified employees with information on enrolling in COBRA benefits. The compensation and benefits manager must also be able to provide accurate information to their employees regarding their eligibility for COBRA mandated coverage. The basis for this qualification revolves around a list of qualifying events which a person may find himself experiencing that can lead to a loss of coverage. To begin with, the employee must have been covered by their employers plan when the qualifying event took place An employee must also understand that certain qualifying events also protect the coverage of their spouse and dependent children. Qualifying events for which the employee and all their dependents are eligible for COBRA coverage include; voluntary or involuntary separation from employment other than that of gross misconduct, a reduction of hours that ... Get more on HelpWriting.net ...
  • 72.
  • 73. The Future Of The Social Security Program INTRODUCTION This report was written on November 20, 2015, by Brittney Bowman, using sources from the VU library website. In this report, I will discuss the presently debated topic of the future of the Social Security program. I will do this by providing information on the history of the program, exploring the current standing of the program and its related uncertainty, and discussing the future of the program. The purpose of this report is to fulfill the business report assignment requirements by exploring the future of Social Security and what events have brought the program to where it is now. The problem with this issue is that due to conflicting information being reported, the current state of the Social Security program is unknown and is rumored to be running out of funds with the program reaching bankruptcy in the very near future. However, this is still debated upon between groups on whether the program is actually going broke. Regardless, the Social Security Program has been a very common source of income for retirees for nearly a hundred years and it will very soon need to be revitalized to accommodate growing need and demand. HISTORY OF SOCIAL SECURITY PROGRAM The Social Security Act was passed on August 14, 1935 and was established to provide income security to those of old age. Social Security income is paid based on the past employment history of the eligible person and the amount they had contributed to the program during their time working. Before this ... Get more on HelpWriting.net ...
  • 74.
  • 75. The Law And Saudi Arabia Employment Law Employees continue to be a driving force of any nation and have the capability of crystallizing success or hastening the demise of organizations given the laws surrounding their engagement (Goldman, Corrada & Goldman, 2011). More so, the law influences employee commitment or withdrawal from any organization in addition to affecting the areas of managerial action. The law, therefore, gives employers and employees wide latitude to act potentially in their best interest. In both the United States and Saudi Arabia, there are vital laws that guide employment. Such laws encompass the significant remedies that focus on addressing grievances and cases of discrimination that may occur in workplace environments. The foundation of such systems is the constitution that provides the laws and regulations (Goldman, Corrada & Goldman, 2011). The research, therefore, focuses on comparing the United States employment law and Saudi Arabia employment law. Employment in the US Employment is the United States remains a vital factor driving the economy of the nation. Every industry depends on employment to progress and meets set objectives, including the transportation, wholesale and retail, information, government, manufacturing, healthcare, and entertainment and construction sector (Goldman, Corrada & Goldman, 2011). Furthermore, the employment sector has a workforce from different backgrounds with various skills, knowledge and expertise. Every industry can absorb the employees depending on ... Get more on HelpWriting.net ...
  • 76.
  • 77. The Supplemental Nutrition Assistance Program Purpose of Program In regards to the Supplemental Nutrition Assistance Program (SNAP), the purpose of the organization could be described as insuring that eligible, low–income individuals and families have access to nutritional and economic benefits. According to the United Stated Department of Agriculture, SNAP is the largest program in the domestic hunger safety net (USDA, 2016). The Food and Nutrition Service (FNS) assists state agencies, nutrition educators, neighborhood, and faith–based organizations to ensure that those deemed eligible for nutritional assistance are able to make informed decisions in regards to applying for the program and are able to access benefits. The FNS also works with state partners and the retail community ... Show more content on Helpwriting.net ... During the Reagan administration, the Food Stamps Program would suffer severe budget cuts in the year 1981 but was later restored funding in 1988 and 1990 as a means to combat the hunger crisis in America. This led to the accessibility of the EBT card. In the 2008 Farm Bill, the Food Stamp Program would be renamed the Supplemental Nutrition Assistance Program or "SNAP" for short. During the year 2011, the program would become recognized as the largest federal food assistance program in the country, serving 14% of the population (more than 45 million American citizens). On the 7th day of February, 2014, President Barack Obama would sign into law the 2014 Farm Bill, which is also referred to as the Agricultural Act of 2014. In April, 2015 the USDA awarded $31.5 million in funding to local, state, and national organizations to support programs that help participants in SNAP increase their purchase of fruits and vegetables. Philosophical Base of Program When attempting to determine whether SNAP is residual or institutional, one must first be able to differentiate between the two. Residual Social Work is defined as either "reactive" or "gap– filling". This sort of approach deals with needs as they come and attends to those that can't be addressed by any other societal means. On the other hand, Institutional Social Work takes an ... Get more on HelpWriting.net ...
  • 78.
  • 79. Social Security Disability Insurance (SSDI) Social security disability insurance (SSDI) is designed to give people assistance when they are unable to work. Like other types of government aid, it is necessary to apply to get social security disability insurance. After you suffer from an accident or an illness in Abingdon, Maryland, you may be left wondering how you will be able to cover your medical bills and provide for your family. When you are unable to work due to a disability, you may be eligible for SSDI benefits. What is SSDI? In essence, social security disability insurance is given to people who need financial support. These individuals may be unable to work over the long–term due to a disability or a chronic illness. For short–term disabilities, other types of insurance are ... Show more content on Helpwriting.net ... For individuals who lack legal training, the terms, requirements and forms can seem like an impossible challenge. Even when these forms have been filled out, they may be rejected if they are not filed on time or are not filled out correctly. Due to this, many individuals who apply for SSDI benefits turn to a lawyer for the application process. If you have already applied and been rejected, a lawyer can help you work on your appeal. As a specialist in SSDI, I know exactly what it takes to apply for SSDI and appeal a rejection. An estimated 70 percent of SSDI claims are denied in the initial application. If you have applied for SSDI and been rejected, I can help you review your medical records and employment records. Our team of lawyers can help you file an appeal to get the benefits that you need to ... Get more on HelpWriting.net ...
  • 80.
  • 81. How Has The Definition Of Poverty Changed Over Time? How has the definition of poverty changed over time? The definition of poverty has changed overtime because it is defined in several ways. The basic needs perspective defines poverty "as the lack of resources to fulfill basic human needs including food, health, and education. The capabilities perspective defines poverty as the absence of opportunities to achieve capabilities to be sheltered, well nourished, adequately clothed, healthy, and active in the community" (Chapin, 2014, p.308). This perspective focuses on which groups have the capacity to secure opportunities for their family to succeed and what prospects can make that possible. Asset poverty centers on lack of wealth such as homes, stocks and savings accounts and strategies to increase asset accumulation for low–income families. The income perspective is people are considered poor if their income falls below a certain threshold or poverty line. The government uses the income guidelines to determine if people are eligible for services such as food stamps and TANF to name a few examples. Absolute poverty "is a system whereby, the government determines an objective income–level threshold or poverty line which is used as a measure of who is poor. Poverty can also be defined in terms of a relative poverty threshold. Relative poverty is influenced heavily by societal standards that determine a threshold of income that allows people to afford what is generally considered to be an adequate standard of living at a given ... Get more on HelpWriting.net ...