1. SUMMARY Versatileprofessional with over 20 years of experience at a multi-faceted financial institution. While with
this organization, I have developedsuperior customer service skills and a strong background in
communication and customer relations, having served as Assistant Vice President, Senior Mortgage
Account Executive, Treasury Management Sales Officer, Commercial Lending Analyst, and Residential
Default Management.Proven history of successful performance and leadership skills, as well as working
closely with commercial, industrial, and private clients.
EXPERIENCE MIDFIRST BANK; a Division of The Midland Group05/1996 – 11/2015
OKLAHOMA CITY, OK
ASSISTANT VICE PRESIDENT, MORTGAGE LENDING
SENIOR MORTGAGE ACCOUNT EXECUTIVE 1999 – 2015
Extensive backgroundin outside business development, credit analysis, financial statement analysis,
underwriting, personal and business tax return analysis, as well as various sales oriented
functions.Serveshigh-end client base, functioning as liaison to Private Banking division, which includes
commercial and industrialcustomers, and clients within the business, medical, financial, and legal
industries.
 Provideexemplary support to commercial and privatebankers clients, assisting in their mortgage
lending needs anddetermining financial condition
 Assess and evaluate loan applications by conducting customer interviews, data collection and
analyzinginformation obtained. Establish and negotiate credit terms, product type, and interest
rates based on risk
 Responsible for preliminary underwriting and credit decisions, issue resolutions, and providing
solution basedrecommendations
 Detailed analysisof financial statements for self-employed borrowers, consisting of personal and
corporate tax returns, subsidiary corporations, schedules, and K-1’s
 Verify all loan scenarios are RESPA’s compliant with respect to TIL and GFE (TRID) disclosures
 Top producing loan officer with proven success record marketing to real estate agents, builders,
existing commercial and business banking clients, as well as previous customers
 Work closely with processing, closing and title companies to ensure asmooth transaction and
overall customer experience, which helps reduce late issues to overcome
 Trained and supported loan officers in the Oklahoma and Phoenix markets to assist them with
knowledge of the loan process, products and programs, RESPA government guidelines, best fit
loan scenarios, and general processing and closing procedures
 Volunteer for teaching homebuyereducation classes for Neighborhood Housing and Community
Action of Oklahoma and the City of Oklahoma City. I was also the designated loan officer to teach
MFB employee homebuyer education classes
TREASURY MANAGEMENT SALES; Commercial Lending and Private Banking2008 - 2009
 Establish and maintain new and existing Treasury Management customers
 Market products that would help commercial lending and private banking customers businesses
run more efficiently by selling specific need based products
 Coordinated with loan officers on sales calls to prospective customers, as well as current client
base. Helped sell lending, deposit and Treasury Management relationships
BRAD M. BRANTLEY
Oklahoma City/Yukon, Oklahoma | 405.408.7600 | Brad.Brantley@yahoo.com| www.linkedin.com/in/bradbrantley

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COMMERCIAL LENDING ANALYST; Income Property Division1998 - 1999
 Worked with loan officers to help in large scale loan scenario write-ups for presentation to
Executive Loan Committee for approval
 Worked on largescalecommercial loan projects consisting of malls, strip malls, office buildings,
and apartment complexes for properties located in OK, FL, TX, NM, CO, and AZ
 Helped in research and information gathering needed for loan demographics, population,
properties comparables, average market rent, and market occupancy and vacancy ratios for
Income Properties in multi-state regions
MIDLAND MORTGAGE; a Division of MidFirst Bank 1996 - 1998
OKLAHOMA CITY, OK
DEFAULT MANAGEMENT
 Assisted attorneys from multiple states in mortgage default properties
 Meticulously tracked extensive foreclosure time lines for each property, adhering to strictly
enforced required state turn times
 Responsible for over 100 properties at any given time
 Promoted to Senior Lead for Conveyance Department within Default Management as a result of
consistently meeting turn times
SKILLS  Outside Business Development: Consumer and Commercial
 Client Relationship Management
 Team Collaboration / Leadership
 Account Penetration / Closing Skills
 Loan Origination
 Lending / Closing Process
 Credit / Financial Analysis
 Underwriting /Loan Approval
 Federal regulations, disclosures for HMDA and RESPA
 Passionate about strengthening client relationships
 Positive attitude and quick learner
 Able to work effectively on a team or independently
 Excellent verbal and written communication skills
 Enjoy researching solutions to problems
 High level of integrity and honesty
 Conscientious and respectful
EDUCATION OKLAHOMA STATE UNIVERSITY, Stillwater, OK May 1992
Bachelor of Science, Business Administration
Majors: Marketing and Finance
UNIVERSITY OF CENTRAL OKLAHOMA, Edmond, OKMay 1996
Bachelor of Science, Business Administration
Major: Accounting
PROFESSIONAL
AFFILIATIONS
Oklahoma City Board of Realtors
Oklahoma Builders Association
Oklahoma Chamber of Commerce
Oklahoma Mortgage Bankers Association
United Way Contributor
LICENSE NMLS # 740062

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